Of the 100 HPV types, about 60 types cause warts on areas such as the hands or feet. The other 40 or so types of HPV are sexually transmitted and are drawn to the body's mucous membranes, such as the moist layers around the anal and genital areas.
For many individuals, converting to a Roth IRA may make sense. Taxes: With a conversion, you pay federal income taxes now on the conversion amount, but none on any future earnings as long as when withdrawals are taken, the five-year aging period has been met and you are age 59Â½ or over, disabled, or deceased.
Withdrawal Rules. One major difference between traditional IRAs and Roth IRAs is when the savings must be withdrawn. Traditional IRAs require you to start taking required minimum distributions (RMDs) at age 70 1/2. Roth IRAs, on the other hand, donât mandate withdrawals during the ownerâs lifetime.