1 And a negative FOBT (no blood found) does not mean that you do not have polyps or colorectal cancer. 2  If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. 2  Fecal immunochemical test (FIT).
Seek Out a Construction Loan. If you plan to self-build, youâll need to pursue more specialized financing avenues. Enter the construction loan. Sometimes called a self-build loan, a construction loan is typically a short-term loan (usually one-year maximum) used to cover the cost of building your home. These loans generally have variable rates that are higher than traditional mortgage loan rates.
What is a conforming loan? The government-sponsored entities that drive the home loan market are Fannie Mae and Freddie Mac. These behind-the-scenes companies provide a secondary market for mortgages, allowing lenders to package loans into investment bundles, sell them and lend again. To get a conforming loan â which is a good thing â youâll want to buy a house that puts you under the conforming loan limit in your area. As part of their structure, they are legally bound to purchase ...