Or, one can do it the other way around, i.e., nominate the x-axis, in which case the y-axis is then automatically determined. There is no special reason to choose the horizontal over the vertical as the initial designation: the two directions are on par in this respect.
1 Enjoy a potentially lower monthly payment. 2  Consolidate multiple private student loans or refinance a single private student loan. 3  Choose from a competitive fixed or variable interest rate option when you apply. 4  Reduce your loan cost by qualifying for our interest rate discounts. Consolidate multiple private student loans or refinance a single private student loan. 2  Choose from a competitive fixed or variable interest rate option when you apply. 3  Reduce your loan cost by qualifying for our interest rate discounts. 4  Pay no application, origination or early-repayment fees.
If you have multiple student loans, the government will combine them to form one new loan. The interest rate will be the weighted average of all your old loans. You can also consolidate and/or refinance federal and private student loans with a new private loan consolidation.In this case, youâll apply for a new private loan that consolidates your old loans into one new loan.tudent loan refinancing can be a complete game changer. You can consolidate your private and federal loans and potentially get a better interest rate, saving you thousands of dollars over the life of your loan.