In general, most conventional mortgages require 10 to 25 percent of the purchase price as a down payment. There are exceptions, however, that may decrease down payments to around 3 percent for first-time home buyers, or increase them to 30 to 35 percent for credit-challenged borrowers.
The Initial Claim. Social Security advises that it may take up to 180 days to issue a decision on a Social Security Disability Insurance (SSDI or SSD) or SSI claim. That being said, the average length of time it typically takes to receive a decision on your disability claim is from three to five months. It can vary depending on several factors, but primarily on:
Filing Your Appeal. You have only twenty-one (21) calendar days from the date of the Administrator's predetermination hearing decision to file an appeal with the Appeals Division. Do not delay. Likewise, you have only twenty-one (21) calendar days from the date of the Referee's decision to file an appeal to the Board of Review. Do not delay filing your appeal at either step. See Steps in the Appeals Process: The Who, What, When, Why and How and Appeal To The Board Of Review for additional information.