That's it! You can now activate a Wi-Fi hotspot on your phone anytime you want; just tap the new widget on your home screen to toggle the function on or off. (Note: This setup may not work on all devices. If it doesn't do the trick on your phone, a free app called FoxFi is a good alternative to try.
Tennessee law requires that every car insurance policy issued in the state include uninsured motorist coverage in an amount equal to the limits for bodily injury and property damage listed in the policy, unless the policy purchaser rejects UIM coverage in writing (consumers can also select lower UIM coverage limits).
BREAKING DOWN 'Uninsured Motorist Coverage-UM'. An uninsured motorist is one who has no insurance, does not have insurance that meets state-required minimum liability amounts, or whose insurance company is unwilling or unable to pay the claim. A hit-and-run driver would also be considered an uninsured motorist. Without this coverage, a person holding a regular automobile insurance policy may not receive payments if they are involved in an accident where the other party is at fault and uninsured.