(4 reviews). Unfortunately, a lender is not beholden to any other party to move forward with the foreclosure process. I have seen homes in our area in pre-foreclosure sometimes for 2 years. Even after a home is foreclosed, the banks can sit of it for any length of time without so much as cutting the grass! It is a real problem for the homes around those types of bank owned properties.
Idiopathic Guttate Hypomelanosis. This condition causes white flat spots on the skin which usually measure about 2-5 mm in diameter. The cause of this condition is unknown. It usually occurs in fair-skinned individuals but it can occasionally arise in darker skin also.
Tar Spot: This disease is caused by the fungus Phacidium curtisii. Yellow spots appear on the leaves of American and English hollies in May. These turn reddish-brown and finally black by fall. In years of heavy rainfall berries as well as leaves are spotted.