(4 reviews). Unfortunately, a lender is not beholden to any other party to move forward with the foreclosure process. I have seen homes in our area in pre-foreclosure sometimes for 2 years. Even after a home is foreclosed, the banks can sit of it for any length of time without so much as cutting the grass! It is a real problem for the homes around those types of bank owned properties.
Idiopathic Guttate Hypomelanosis. This condition causes white flat spots on the skin which usually measure about 2-5 mm in diameter. The cause of this condition is unknown. It usually occurs in fair-skinned individuals but it can occasionally arise in darker skin also.
What Are the Causes of Liver Spots? The appearance of liver spots is quite common in men and women over the age of 40. Liver spots develop over time, usually taking years to appear, and, although they have the word liver in their name, these dark patches on the skin have nothing to do with the human liver or liver disease.