Or, one can do it the other way around, i.e., nominate the x-axis, in which case the y-axis is then automatically determined. There is no special reason to choose the horizontal over the vertical as the initial designation: the two directions are on par in this respect.
1 Enjoy a potentially lower monthly payment. 2  Consolidate multiple private student loans or refinance a single private student loan. 3  Choose from a competitive fixed or variable interest rate option when you apply. 4  Reduce your loan cost by qualifying for our interest rate discounts. Consolidate multiple private student loans or refinance a single private student loan. 2  Choose from a competitive fixed or variable interest rate option when you apply. 3  Reduce your loan cost by qualifying for our interest rate discounts. 4  Pay no application, origination or early-repayment fees.
However, the ability to transfer to a mortgage to a new owner depends on if the loan is assumable or not. Refinance the loan. If you want to add or remove a borrower, you must refinance. If you and another borrower are listed together, you can remove your name by having the other owner apply solely in his name. To remove you, the borrower completes a new application without listing your name.