Edit Answer (for another 15 minutes) Most electricians are going to have a minimum charge to go to your home. It costs legitimate contractors so much in licensing, insurance, vehicle costs, office costs, etc. that it isn't worth their time to drive 30 minutes each way & spend 15 minutes on a job, only charging for one hour or even less.
DEFINITION of 'Title Insurance'. Title insurance is an insurance policy that covers the loss of ownership interest in a property due to legal defects and is required if the property is under mortgage. The most common type of title insurance is a lender's title insurance, which is paid for by the borrower but protects only the lender. However, owner's title insurance can be taken out as a separate policy and is paid for by the seller to protect the buyer's equity in the property.
Title insurance policies are indemnity insurances against financial loss caused by defects in title to real property and from the invalidity or unenforceability of mortgage liens.Title insurance exceptions are found in every title policy.There are some standard exceptions in every policy and there are sometimes exceptions unique to a particular real estate deal. The exceptions mentioned in the policies will be excluded from coverage.Standard exceptions can include (but are not limited to):itle insurance exceptions are found in every title policy. There are some standard exceptions in every policy and there are sometimes exceptions unique to a particular real estate deal. The exceptions mentioned in the policies will be excluded from coverage. Standard exceptions can include (but are not limited to):