In general, most conventional mortgages require 10 to 25 percent of the purchase price as a down payment. There are exceptions, however, that may decrease down payments to around 3 percent for first-time home buyers, or increase them to 30 to 35 percent for credit-challenged borrowers.
The Initial Claim. Social Security advises that it may take up to 180 days to issue a decision on a Social Security Disability Insurance (SSDI or SSD) or SSI claim. That being said, the average length of time it typically takes to receive a decision on your disability claim is from three to five months. It can vary depending on several factors, but primarily on:
If the ALJ doesn't issue a timely decision, you may ask the ALJ to move your case to the next level of appeal. If you disagree with the ALJ's decision in level 3, you have 60 days after you get the decision to request a review by the Medicare Appeals Council (Appeals Council).