Edit Answer (for another 15 minutes) Most electricians are going to have a minimum charge to go to your home. It costs legitimate contractors so much in licensing, insurance, vehicle costs, office costs, etc. that it isn't worth their time to drive 30 minutes each way & spend 15 minutes on a job, only charging for one hour or even less.
DEFINITION of 'Title Insurance'. Title insurance is an insurance policy that covers the loss of ownership interest in a property due to legal defects and is required if the property is under mortgage. The most common type of title insurance is a lender's title insurance, which is paid for by the borrower but protects only the lender. However, owner's title insurance can be taken out as a separate policy and is paid for by the seller to protect the buyer's equity in the property.
Anonymous. 3. Title insurance is the only type of insurance that I know of which insures you for past events (rather than the future) and that you only have to pay for it once, and the policy is good until you sell your home, or refinance.nonymous. 3. Title insurance is the only type of insurance that I know of which insures you for past events (rather than the future) and that you only have to pay for it once, and the policy is good until you sell your home, or refinance.