50 Reasons Not to Kill Yourself (and I Swear to God You're Helping Me -- Just By Existing).0 Reasons Not to Kill Yourself (and I Swear to God You're Helping Me -- Just By Existing).
A traditional defined benefit (DB) plan is a plan in which the benefit on retirement is determined by a set formula, rather than depending on investment returns. Government pensions such as Social Security in the United States are a type of defined benefit pension plan.
The Defined-Benefit Plan's Many Problems. Over the past 20 years, there has been a significant shift in retirement plan schemes, from the traditional defined-benefit plan (DB plan) to the more contemporary defined-contribution plan (DC plan).