Of the 100 HPV types, about 60 types cause warts on areas such as the hands or feet. The other 40 or so types of HPV are sexually transmitted and are drawn to the body's mucous membranes, such as the moist layers around the anal and genital areas.
For many individuals, converting to a Roth IRA may make sense. Taxes: With a conversion, you pay federal income taxes now on the conversion amount, but none on any future earnings as long as when withdrawals are taken, the five-year aging period has been met and you are age 59Â½ or over, disabled, or deceased.
A qualified distribution from a Roth IRA is tax-free and penalty-free, provided that the five-year aging requirement has been satisfied and one of the following conditions is met: 1  Over age 59Â½. 2  Death or disability.3  Qualified first-time home purchase.uick Summary: 1  If you are over 59Â½, you may withdraw as much as you want so long as your Roth IRA has been open for at least 5 years. 2  If you are under 59Â½, you may withdraw the exact amount of your Roth IRA contributions with no penalties.