A 15 Year Fixed Rate Mortgage is a loan with the same interest rate and monthly payment over the 15 year life of the loan. You generally pay a lower interest rate, pay less interest over the life of the loan, and build equity more quickly with a 15 year loan than with a loan carrying a longer term.
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With Microsoft Online Services, Microsoft is the service provider that hosts and manages the software for you. You can access Microsoft Online Services through different portals, depending on what you want to complete. The following table describes the portals that you can use.