Edit Answer (for another 15 minutes) Most electricians are going to have a minimum charge to go to your home. It costs legitimate contractors so much in licensing, insurance, vehicle costs, office costs, etc. that it isn't worth their time to drive 30 minutes each way & spend 15 minutes on a job, only charging for one hour or even less.
DEFINITION of 'Title Insurance'. Title insurance is an insurance policy that covers the loss of ownership interest in a property due to legal defects and is required if the property is under mortgage. The most common type of title insurance is a lender's title insurance, which is paid for by the borrower but protects only the lender. However, owner's title insurance can be taken out as a separate policy and is paid for by the seller to protect the buyer's equity in the property.
An occurrence policy covers material published during the policy period. If your policy is a claims made policy, and a lawsuit or claim is brought the day after your policy expires, the insurance policy will not cover the claim even though the acts giving rise to the claim occurred while your policy was in effect.ll writers and publishers should obtain a policy that covers, at a minimum, claims of libel, slander, invasion of privacy, invasion of the right of publicity, trademark and copyright infringement, and unfair competition.