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Crime Vs. Even records of petty crime can appear on background checks. Jupiterimages/Polka Dot/Getty Images. For individuals with any type of criminal record, the possibility of submitting to a background check can be a daunting proposition.
One  minor ticket will make very little difference in your insurance  rate. Some companies do not increase your rate for just one minor  violation in a three year period. It depends on the insurance  company and their regulations.