Of the 100 HPV types, about 60 types cause warts on areas such as the hands or feet. The other 40 or so types of HPV are sexually transmitted and are drawn to the body's mucous membranes, such as the moist layers around the anal and genital areas.
For many individuals, converting to a Roth IRA may make sense. Taxes: With a conversion, you pay federal income taxes now on the conversion amount, but none on any future earnings as long as when withdrawals are taken, the five-year aging period has been met and you are age 59Â½ or over, disabled, or deceased.
Early Withdrawals from a Roth IRA. Penalty-free early withdrawals for Roth IRAs apply to only two circumstances: first âtime home purchase or death or disability of a family member. However, the penalty for early withdrawal from a Roth IRA only applies to earrings, since you have already paid taxes on the principle.