A large group of stars is called a galaxy. Many people believe  that it is a constellation but that is a group of stars that for a  perticular picture. +++  I'd say clus â¦ ter: a galaxy consists of a huge mass of many  millions, or thousands of millions, of individual and clustered  stars, and clouds of gas and dust. large group of stars is called a galaxy. Many people believe  that it is a constellation but that is a group of stars that for a  perticular picture.
The maximum excess shelter deduction for units without a qualifying member is $535. Allow as the excess shelter deduction total shelter costs (housing costs and utility costs) that are greater than 50% of the SNAP Unit's adjusted net income, up to the maximum of $535. The result of adjusted net income minus the allowable excess shelter deduction is called net SNAP income.
These shelter expenses are considered for the approval of the loan in order to produce a more accurate financial picture of what owning and running the home will be for the borrower. Calculating Shelter Expenses. Shelter Expenses are considered maintenance and utility costs on a VA loan. It is a simple calculation as follows: 14 cents per square footage of home as taken from the appraisal (includes home and garage) For example â If the total square footage is 1,500 square feet, the monthly shelter expense equals $225.