Navigate to the ringtone file on your computer and click Transfer.. If you do not have any ringtone files, you can create your own ringtones using apps on your iPhone or in iTunes.
contingent insurance. The term contingent insurance refers to a policy that is contingent on the absence of other insurance. For example, the 1973 commercial general liability (CGL) policy stated that it provided primary insurance, except when stated to apply in excess of or contingent upon the absence of other insurance. â¦
dictionary image by mangia from Fotolia.com. An endorsement for an insurance policy refers to any amendment that alters the terms of the contract either by expanding or restricting coverage. Endorsements can cause premiums to rise or fall depending on the changes made to the policy.