Or, one can do it the other way around, i.e., nominate the x-axis, in which case the y-axis is then automatically determined. There is no special reason to choose the horizontal over the vertical as the initial designation: the two directions are on par in this respect.
1 Enjoy a potentially lower monthly payment. 2  Consolidate multiple private student loans or refinance a single private student loan. 3  Choose from a competitive fixed or variable interest rate option when you apply. 4  Reduce your loan cost by qualifying for our interest rate discounts. Consolidate multiple private student loans or refinance a single private student loan. 2  Choose from a competitive fixed or variable interest rate option when you apply. 3  Reduce your loan cost by qualifying for our interest rate discounts. 4  Pay no application, origination or early-repayment fees.
1 You can no longer afford your mortgage payment. 2  You have a need for cash and you have equity in your home (i.e., cash out refinance). 3  You want to dramatically alter the terms of your mortgage (for example, moving from a 30 year loan to a 15 year loan).et's take a closer look at how you should make the decision to refinance your mortgage and how often you can do it. Most lenders will not accept a refinance loan application from you if you have refinanced within the last 6 months-this is a major factor in controlling the speed at which you could refinance your home.