1 And a negative FOBT (no blood found) does not mean that you do not have polyps or colorectal cancer. 2  If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. 2  Fecal immunochemical test (FIT).
Seek Out a Construction Loan. If you plan to self-build, youâll need to pursue more specialized financing avenues. Enter the construction loan. Sometimes called a self-build loan, a construction loan is typically a short-term loan (usually one-year maximum) used to cover the cost of building your home. These loans generally have variable rates that are higher than traditional mortgage loan rates.
Home Equity Loans. USAA offers two distinct home equity loan programs. The first is a standard home equity loan, where you borrow a single lump sum secured by the equity in your home. USAA allows you to borrow against up to 80 percent of your home value on a home equity loan, minus whatever you still owe on your current mortgage. These are fixed-rate loans with terms of up to 20 years, although you can get a lower rate by choosing a term of 15 years or less.