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contingent insurance. The term contingent insurance refers to a policy that is contingent on the absence of other insurance. For example, the 1973 commercial general liability (CGL) policy stated that it provided primary insurance, except when stated to apply in excess of or contingent upon the absence of other insurance. â¦
1. countable noun. 1  A contingent of police, soldiers, or military vehicles is a group of them. 2  A contingent is a group of people representing a country or organization at a meeting or other event. 3  If something is contingent on something else, the first thing depends on the second in order to happen or exist. [formal] In effect, growth is contingent on improved incomes for the mass of the low-income population. Synonyms: chance, random, casual, uncertain More Synonyms of contingent.