The origination fee is how lenders make money up front on your mortgage loan. Origination fees are calculated as a percentage of the total loan, usually between 0.5 and 1 percent on U.S. mortgages [source: Investopedia ]. Going back to our APR example, let's say that the second lender charges a 3 percent origination fee, plus an application fee and other costs totaling $3,820 at closing.
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DETAILS OF PROCEDURE 1. Copy E.T. (et.exe) into an work folder of your choice. 2. Create your definitions .TXT file (see SAMPLE DEFINITIONS below) and copy it into the same work folder as et.exe. Do not prefix your .TXT file names with CDE; for example, CDEterms.txt is not valid.