Or, one can do it the other way around, i.e., nominate the x-axis, in which case the y-axis is then automatically determined. There is no special reason to choose the horizontal over the vertical as the initial designation: the two directions are on par in this respect.
1 Enjoy a potentially lower monthly payment. 2  Consolidate multiple private student loans or refinance a single private student loan. 3  Choose from a competitive fixed or variable interest rate option when you apply. 4  Reduce your loan cost by qualifying for our interest rate discounts. Consolidate multiple private student loans or refinance a single private student loan. 2  Choose from a competitive fixed or variable interest rate option when you apply. 3  Reduce your loan cost by qualifying for our interest rate discounts. 4  Pay no application, origination or early-repayment fees.
If you find that you can't combine your first and second mortgages into one loan, you might still be able to refinance your primary loan to at least take advantage of the lower interest rates and resulting lower monthly payment that can come with a refinance.ou can call around to any mortgage lender licensed to do business in your state -- not just the lender to whom you already send your mortgage payments -- to determine if any of them are willing to combine your first and second mortgage loans through a refinance even if you have no equity. Most lenders won't do this.