1 And a negative FOBT (no blood found) does not mean that you do not have polyps or colorectal cancer. 2  If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. 2  Fecal immunochemical test (FIT).
Seek Out a Construction Loan. If you plan to self-build, youâll need to pursue more specialized financing avenues. Enter the construction loan. Sometimes called a self-build loan, a construction loan is typically a short-term loan (usually one-year maximum) used to cover the cost of building your home. These loans generally have variable rates that are higher than traditional mortgage loan rates.
Land Loan. If you want to build a house on the land, approach the lender for a land loan. Certain banks offer terms that are better than construction loans for the period of construction and then wrap both loans into a mortgage once the building is complete.arge banks and mortgage institutions may agree to loan against land if your loan application shows youâve done your homework. Prepare a concept package showing your vision and how you expect to pay back the loan once development has occurred.