Or, one can do it the other way around, i.e., nominate the x-axis, in which case the y-axis is then automatically determined. There is no special reason to choose the horizontal over the vertical as the initial designation: the two directions are on par in this respect.
1 Enjoy a potentially lower monthly payment. 2  Consolidate multiple private student loans or refinance a single private student loan. 3  Choose from a competitive fixed or variable interest rate option when you apply. 4  Reduce your loan cost by qualifying for our interest rate discounts. Consolidate multiple private student loans or refinance a single private student loan. 2  Choose from a competitive fixed or variable interest rate option when you apply. 3  Reduce your loan cost by qualifying for our interest rate discounts. 4  Pay no application, origination or early-repayment fees.
up vote 3 down vote accepted. Between half a year and a year should be enough to improve your interest rates drastically on car loan refinance. Make sure that your new credit card has already been reported to the agencies, and that the credit/debt ratio is lower than 30% on your revolving (credit card) accounts.