1 And a negative FOBT (no blood found) does not mean that you do not have polyps or colorectal cancer. 2  If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. 2  Fecal immunochemical test (FIT).
Seek Out a Construction Loan. If you plan to self-build, youâll need to pursue more specialized financing avenues. Enter the construction loan. Sometimes called a self-build loan, a construction loan is typically a short-term loan (usually one-year maximum) used to cover the cost of building your home. These loans generally have variable rates that are higher than traditional mortgage loan rates.
1. Know your options. Today's construction loan choices include the 30 year fixed, 15 year fixed, 1 year ARM, 3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM and the popular interest-only loans. You can get a short term 1 year loan that you have to refinance into a new conventional mortgage loan once the construction is completed. Construction loans are most often story loans. 2  In other words, the lender needs to know what exactly you want to accomplish, why you want to do it, and how you intend to accomplish it (e.g. what is your 'story'), before they can recommend a program and approve your loan.