In general, most conventional mortgages require 10 to 25 percent of the purchase price as a down payment. There are exceptions, however, that may decrease down payments to around 3 percent for first-time home buyers, or increase them to 30 to 35 percent for credit-challenged borrowers.
The Initial Claim. Social Security advises that it may take up to 180 days to issue a decision on a Social Security Disability Insurance (SSDI or SSD) or SSI claim. That being said, the average length of time it typically takes to receive a decision on your disability claim is from three to five months. It can vary depending on several factors, but primarily on:
If you are denied benefits by Social Security, you have the right to appeal. You must appeal a decision within 60 days of the date of your denial letter. In New Jersey, there are four levels to the appeals process: 1  reconsideration. 2  disability hearing. 3  appeals council review, and.