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A traditional defined benefit (DB) plan is a plan in which the benefit on retirement is determined by a set formula, rather than depending on investment returns. Government pensions such as Social Security in the United States are a type of defined benefit pension plan.
ï· If you are a University System employee, you have three plan choices available to you: 1. a defined benefit retirement plan (DBRP); or 2. a defined contribution retirement plan (DCRP); or 3. the Montana University System-Retirement Program (MUS-RP)* (currently administered by TIAA-CREF). If you are a University System employee, you have three plan choices available to you: 1. a defined benefit retirement plan (DBRP); or 2. a defined contribution retirement plan (DCRP); or 3. the Montana University System-Retirement Program (MUS-RP)* (currently administered by TIAA-CREF).