(4 reviews). Unfortunately, a lender is not beholden to any other party to move forward with the foreclosure process. I have seen homes in our area in pre-foreclosure sometimes for 2 years. Even after a home is foreclosed, the banks can sit of it for any length of time without so much as cutting the grass! It is a real problem for the homes around those types of bank owned properties.
Idiopathic Guttate Hypomelanosis. This condition causes white flat spots on the skin which usually measure about 2-5 mm in diameter. The cause of this condition is unknown. It usually occurs in fair-skinned individuals but it can occasionally arise in darker skin also.
Causes of liver spots. Liver spots are caused due to exposure to UV or ultraviolet light from the sun over a period of several years. It can also result from excessive use of tanning beds and tanning lamps. The epidermis or the upper layer of the skin contains a pigment known as melanin, which gives the skin its color.iver spots, also known as age spots and solar lentigines, are flat, brown, gray or black spots that generally occur on the face, shoulders, hands and arms.