The loan term can run one to seven years. Long term loans may not be a good idea if you plan to trade the car in after three or four years; at that point you may still owe more on the loan than the car is worth.
If you do miss the ship, go into the cruise terminal and talk with the port agents, who are in contact with both shipboard and shoreside personnel. They can help you decide the best way to meet your ship, and start to pave the way for rejoining your cruise, which will be already in progress without you.
Two Methods: The basics: before setting sail If sinking is imminent. The odds of you being trapped on a sinking ship are extremely low thanks to today's advances in safety and technology. However, there are still occasional disasters such as with car and passenger ferries. The last place you'll want to be on a sinking ship is stranded in an elevator, so only use it as a last resort if the stairs are flooded. 2  While still in the inner deck areas, watch for catapulting or floating objects coming your way.