Or, one can do it the other way around, i.e., nominate the x-axis, in which case the y-axis is then automatically determined. There is no special reason to choose the horizontal over the vertical as the initial designation: the two directions are on par in this respect.
1 Enjoy a potentially lower monthly payment. 2  Consolidate multiple private student loans or refinance a single private student loan. 3  Choose from a competitive fixed or variable interest rate option when you apply. 4  Reduce your loan cost by qualifying for our interest rate discounts. Consolidate multiple private student loans or refinance a single private student loan. 2  Choose from a competitive fixed or variable interest rate option when you apply. 3  Reduce your loan cost by qualifying for our interest rate discounts. 4  Pay no application, origination or early-repayment fees.
If youâre looking for a way to make your student loan payments more affordable, chances are youâve looked into or heard of student loan refinancing options. Borrowers with federal student loans can refinance by taking out a Direct Consolidation Loan, or they can take advantage of some non-federal refinancing out there. Keep in mind that most private consolidation options will require a credit check of some sort.