Adaptations. Throughout history, bighorn sheep have lived through many different environments, and yet, still continue to thrive. From the years of the Westward Expansion to life in 2007, bighorn sheep adapt to their environment by adapting to us. Some of their physical features include:1  Bighorn sheep know their terrain. 2  Rocky Mountain bighorns do not migrate during the winter months like many animals. 3  Instead they tough it out, reducing the number of predators they encounter.rom the years of the Westward Expansion to life in 2007, bighorn sheep adapt to their environment by adapting to us. Some of their physical features include: 1  Bighorn sheep know their terrain.
Prime rate or prime lending rate is a term applied in many countries to reference an interest rate used by banks. The term originally indicated the interest rate at which banks lent to favored customersâi.e., those with good creditâbut this is no longer always the case.
Not many of us are aware of the impact a change in rates has on our daily lives, they can be confusing so we've put together a short description of the common indexes used for Adjustable Rate Mortgages to guide you through. Prime Rate. This can be defined as the rate charged by banks to their most credit worthy customers for loans. The term on its own is generic but in the States, it primarily refers to the Wall Street Journal Prime Rate. As reported by the Federal Reserve, this is usually posted by a majority of the largest banks and is usually 3% higher than the Federal Funds rates (this is determined by the Federal Reserve), so when the Fed drops its rate, you can expect the Prime Rate (in most cases) to fall as well.