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Crime Vs. Even records of petty crime can appear on background checks. Jupiterimages/Polka Dot/Getty Images. For individuals with any type of criminal record, the possibility of submitting to a background check can be a daunting proposition.
Letâs break down what types of accidents and traffic violations do and donât affect your insurance premiums and for how long. First Minor Accident or Ticket Just because you get in a car accident or receive a ticket doesnât automatically mean your record is tainted.