Of the 100 HPV types, about 60 types cause warts on areas such as the hands or feet. The other 40 or so types of HPV are sexually transmitted and are drawn to the body's mucous membranes, such as the moist layers around the anal and genital areas.
For many individuals, converting to a Roth IRA may make sense. Taxes: With a conversion, you pay federal income taxes now on the conversion amount, but none on any future earnings as long as when withdrawals are taken, the five-year aging period has been met and you are age 59Â½ or over, disabled, or deceased.
A Roth IRA is an individual retirement account to which you contribute after-tax dollars. Contributions and earnings can grow tax-free, and you can withdraw them tax-free after age 59Â½. Depending on your situation, a Roth IRA can be more flexible than a 401(k) or Traditional IRA. Transfer your non-Roth IRA or your 401(k) to an IRA at Schwab. 2  Once the transfer is complete, you can initiate the conversion to a Roth IRA. 3  Convert your non-Roth IRA or your 401(k) to a Roth IRA while it is still being held at the other institution.