Of the 100 HPV types, about 60 types cause warts on areas such as the hands or feet. The other 40 or so types of HPV are sexually transmitted and are drawn to the body's mucous membranes, such as the moist layers around the anal and genital areas.
For many individuals, converting to a Roth IRA may make sense. Taxes: With a conversion, you pay federal income taxes now on the conversion amount, but none on any future earnings as long as when withdrawals are taken, the five-year aging period has been met and you are age 59Â½ or over, disabled, or deceased.
Age 59Â½ to 70. Withdrawals from a Roth IRA you've had less than five years. If you havenât met the five-year holding requirement, your earnings will be subject to taxes but not penalties. Withdrawals from a Roth IRA you've had more than five years.ith a Roth IRA, contributions are not tax-deductible, but earnings can grow tax-free. Roth IRA withdrawal and penalty rules vary depending on your age.