Navigate to the ringtone file on your computer and click Transfer.. If you do not have any ringtone files, you can create your own ringtones using apps on your iPhone or in iTunes.
contingent insurance. The term contingent insurance refers to a policy that is contingent on the absence of other insurance. For example, the 1973 commercial general liability (CGL) policy stated that it provided primary insurance, except when stated to apply in excess of or contingent upon the absence of other insurance. â¦
Essentially, a contingent beneficiary is second in line after the primary beneficiary or beneficiaries to inherit assets from accounts such as 401(k)s, individual retirement accounts, life insurance and annuity policies and trust accounts.ith a 401(k) or IRA, changing a beneficiary is as easy as calling your plan administrator or broker and completing some simple paperwork. If the life insurance policy or trust is revocable, the named beneficiaries can be changed by the account holder at any time. It is important to keep beneficiaries up to date.