Navigate to the ringtone file on your computer and click Transfer.. If you do not have any ringtone files, you can create your own ringtones using apps on your iPhone or in iTunes.
contingent insurance. The term contingent insurance refers to a policy that is contingent on the absence of other insurance. For example, the 1973 commercial general liability (CGL) policy stated that it provided primary insurance, except when stated to apply in excess of or contingent upon the absence of other insurance. â¦
Definitions for common health insurance terms. copayment. DEFINITION: Copayment is a predetermined (flat) fee that an individual pays for health care services, in addition to what the insurance covers. For example, some HMOs require a $10 copayment for each office visit, regardless of the type or level of services provided during the visit. Copayments are not usually specified by percentages.