1 And a negative FOBT (no blood found) does not mean that you do not have polyps or colorectal cancer. 2  If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. If a fecal occult blood test is positive for blood in the stool, it is important to have a colonoscopy to help your doctor find the source of the blood and remove polyps if they are found. 2  Fecal immunochemical test (FIT).
Seek Out a Construction Loan. If you plan to self-build, youâll need to pursue more specialized financing avenues. Enter the construction loan. Sometimes called a self-build loan, a construction loan is typically a short-term loan (usually one-year maximum) used to cover the cost of building your home. These loans generally have variable rates that are higher than traditional mortgage loan rates.
Construction Loans Have More Stringent Criteria. The approval process for a construction loan differs from that of a traditional mortgage. You will likely be asked to submit detailed blueprints of the home you intend to build to the loan originator, along with an estimate of construction costs, proof that youâre working with a qualified builder, and a timeframe to complete the project. Construction Loans Require a Bigger Down Payment