Although triumviratus was an official term, the First Triumvirate was a private agreement. Its members did not have a positive agenda, but simply wanted to bypass the Senate, obstruct the normal political process, and help each other.
1 No. During a special enrollment period under HIPAA triggered by the birth of a baby, your wife and newborn may be added to coverage regardless of health conditions as long as they are added within 30 days of the birth of the baby.
For new employees, you can impose a waiting period before they are eligible to enroll. However, since one of the main purposes of group health insurance is to attract new employees, many employers choose a very short waiting period, such as 15 to 30 days. As with other kinds of employee benefits, you may be able to pick and choose (within limits) which employees receive group health coverage.