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A traditional defined benefit (DB) plan is a plan in which the benefit on retirement is determined by a set formula, rather than depending on investment returns. Government pensions such as Social Security in the United States are a type of defined benefit pension plan.
Like - Click this link to Add this page to your bookmarks Share - Click this link to Share this page through email or social media Print - Click this link to Print this page. A defined benefit retirement plan provides a benefit based on a fixed formula. Choose a Defined Benefit Plan. A defined benefit retirement plan provides a benefit based on a fixed formula. Choose a  Learn the basics of defined benefit plans.