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On average, closing costs make up two to five percent of the purchase price of a home. Two percent doesn't seem like a high number, until you remember that houses are pretty expensive. With the average home price at $152,000, that means you can expect to pay an extra $3,000 to $7,600. And that's just on average.
Method 1 of 4: Negotiate with the Seller. Typical closing costs are around 2-5% of the purchase price of the home. So on a $100,000 home, the closing costs will be between $2,000 - $5,000.Add this amount to a typical down payment of 20%, or $20,000, and it is easy to see why a home buyer would want to limit closing costs as much as possible. 1  1 Edit step.oints on a loan are one of the largest closing costs. Loan points are paid to the lender and are equal to 1% of the total loan amount. Points are also known as the loan origination fee. On a $100,000 mortgage 1 Point equals $1,000.