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An initial escrow deposit is the amount that you will pay at closing to start your escrow account, if required by your lender. This initial amount may be different from what you pay monthly to maintain the escrow account.
Fortunately, you won't have to worry about setting up an escrow account. Your mortgage lender will do this automatically. Escrow accounts are created when your mortgage account is created. Your monthly mortgage payments include payments for the principal, the interest, taxes and insurance. The taxes and insurance portions are automatically deposited to the escrow account.