There are two ways to turn liquid latex into the foam so prized for luxury mattresses: 1  Dunlop Latex: A historically older method, the Dunlop process is a simple construction process that can be achieved on-site with the right tools, rather than involving transport of the latex to a space-age laboratory.
Long-Term Disability - Voluntary Voluntary long-term disability insurance helps employers manage benefit costs and allows employees to buy benefits at work at group rates with the convenience of payroll deductions. Employee Choice lets employers create two different LTD designs. Employees select the design that meets their needs during enrollment.
Long-term disability insurance: What happens if your short-term disability coverage runs out and youâre still out of work? In that case, youâd turn to long-term disability, which typically kicks in after youâve been out of work for an extended period of time, such as 180 days. But long-term disability policies are quite different from their short-term peers. In particular, long-term policies typically cover only about 60% of your salary.