There are two ways to turn liquid latex into the foam so prized for luxury mattresses: 1  Dunlop Latex: A historically older method, the Dunlop process is a simple construction process that can be achieved on-site with the right tools, rather than involving transport of the latex to a space-age laboratory.
Long-Term Disability - Voluntary Voluntary long-term disability insurance helps employers manage benefit costs and allows employees to buy benefits at work at group rates with the convenience of payroll deductions. Employee Choice lets employers create two different LTD designs. Employees select the design that meets their needs during enrollment.
The illustration below shows how the duration of the short term disability works: If you are unable to return to work at the end of the short term disability coverage period, you may be eligible for long term disability coverage pending approval from your physician and the insurance carrier. If this is the case, you would experience continual coverage through your disability.