If your 401k plan doesn't provide the fund diversity that you want, investigate other options. Individuals are allowed to make IRA and 401k contributions in the same year, but they must follow specific IRS guidelines. There are many IRAs to choose from, including deductible IRAs, non-deductible IRAs and Roth IRAs.s of 2010, the IRA maximum you may contribute to any IRA is $5,000, or $6,000 if you're 50 or older. IRAs are at least partially-deductible if you earn less than $109,000 adjusted gross income if you're married and filing jointly, and less than $66,000 if you're single.
Two Parts:Flushing the HeaterFinishing UpCommunity Q&A. Water heaters should be flushed every one to three years depending on the model and water source. This helps to control the buildup of mineral deposits. Your water heater will operate more efficiently and this will usually extend the life of the heater. Use this guide to flush your water heater.
Most water heaters don't have a thermostat control that is calibrated in such a way that you can just dial in 125 degrees. So to check your hot water temperature, you'll probably need to use a reliable thermometer to check at a faucet.Test the water temperature when the water heater is fully heated (e.g., not while it's reheating after you've taken a 20-minute shower).housands of people were being severely burned every year by exposure to water so hot that it could scald in seconds. For that reason, since the 1980s new water heaters installed in houses have had the hot water temperature set at 125 degrees or less.