Florida Department of Health in Palm Beach County is sending out a reminder to all parents and care givers that Palm Beach County Schools begin August 15, 2016 and new incoming students will need their immunizations up to date.
Unfortunately, many long-term disability applicants are also applying for Social Security Disability benefits and are in need of medical treatment. They have not become Medicare eligible and are facing a gap in their health insurance coverage. While there is no one-size-fits-all answer, there are considerations that each long-term disability applicant should consider in making the difficult decision about continued COBRA coverage or alternative coverage:
Short-term Disability insurance provides income when a plan member is unable to work as a result of being hospitalized, in an accident, or ill up to 17 to 26 weeks. This is a guaranteed issue benefit, and it can insure company owners only if such a plan design is required. Long-term Disability insurance provides income to plan members who become disabled and unable to perform the duties of his or her occupation. Benefits commence post 119 or 180 days.