Conduction. 1  Conduction is the transfer of thermal energy through direct contact between particles of a substance, without moving the particles to a new location. 2  Usually occurs in solids. 3  When heat is supplied to one end, molecules at that end start to move more quickly.
Episcopalian ministers organized a similar fund a decade later. (The first insurance company in the American colonies was formed before this, in Charleston, S.C., in 1735, but it offered only fire insurance at first. It didnât add life insurance until 1760.). (AP Photo/Lefteris Pitarakis).
To help address this, the Liberal Government introduced the National Insurance Act in 1911. For the first time, compulsory health insurance was provided for workers earning less than Â£160 per year. The scheme was contributory. The worker paid fourpence a week, employers paid threepence and the state paid twopence.n 1908, the Liberals introduced old age pensions which became law in 1909. This Act gave pensions of five shillings per week (25 pence in today's money) at the single rate to persons over 70 whose incomes were less than Â£21 per year. A married couple received seven shillings and sixpence a week.