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The VA Funding Fee is a one-time fee paid directly to the Department of Veterans Affairs (VA) for every VA purchase or refinance loan.
In our example, 1 percent of a $175,000 purchase is $1,750. Along with that origination fee, lenders can charge VA borrowers discount points and other reasonable fees and charges deemed acceptable by the VA.Those can include things like tax and insurance escrow, appraisal fees and credit reports.n a $175,000 home purchase, youâre talking $3,500 to $8,750. If youâre planning to purchase a home, these arenât costs you can roll into your loan, other than the VA Funding Fee. These costs have to be paid at closing, unlike on a VA refinance.