Florida Department of Health in Palm Beach County is sending out a reminder to all parents and care givers that Palm Beach County Schools begin August 15, 2016 and new incoming students will need their immunizations up to date.
Unfortunately, many long-term disability applicants are also applying for Social Security Disability benefits and are in need of medical treatment. They have not become Medicare eligible and are facing a gap in their health insurance coverage. While there is no one-size-fits-all answer, there are considerations that each long-term disability applicant should consider in making the difficult decision about continued COBRA coverage or alternative coverage:
Long Term Disability Insurance. Long-term disability insurance (LTD) is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time. Some estimates state that the average employee with long-term disability misses 2.5 years of work.