Despite these tradeoffs, short term disability insurance may be the best option if you: 1  already have long term disability coverage through an employer; 2  have limited savings to cover the first few months of a disability; or. 3  prefer lower monthly payments in exchange for a shorter term of benefit payments.
Verge Video from CES 2015: How I survived my first CES. What time do the Oscars start? Kickoff is today, February 22nd, at 8:30PM ET/5:30PM PT on ABC. But if you want the full red carpet experience, you'll want to tune in at 7PM ET/4PM PT.
87th Academy Awards-Rehearsals. The 87th Academy Awards air on ABC on Sunday, Feb. 22, at 8 p.m. Above, a pair of prop Oscars are seen during rehearsals for the 87th Academy Awards in Los Angeles, Wednesday, Feb. 18, 2015. The Academy Awards will be held at the Dolby Theatre on Sunday, Feb. 22. (Matt Sayles/Invision/AP).