When a plan is governed by ERISA, the preemption provisions of that law are intended to provide uniformity by preempting state laws that relate to the plan, thereby preventing inconsistent treatment of plans in multiple states. DaimlerChrysler Corp. Healthcare Benefits Plan v.
As a family child care provider, you have the flexibility of setting your own rates, fees and hours, explains the National Association for Family Child Care. Although you determine how much you charge clients for child care, your rates need to be competitive for your region.he average home day care income per child in most states ranges from $4,000 to $8,000. Providers in New York are the only other home-based child care workers who earn a five-digit average per infant.
The cost to care for a parent in your home can vary depending on their needs. You can expect to pay between $15 and $25 per hour for home care personnel and $300+ per day for round the clock care (live-in) Some people utilize housekeepers and/or family members to bring the cost down.ome caregivers have to decrease work hours or even quit their job in order to provide care for an aging parent, and when you add in the loss of employee-sponsored health insurance or a 401(k) match, it's projected that caregivers lose over $600,000 over the course of their lifetimes.