However, in order for students to be able to count all the very thin varves, we needed to enlarge them 17 times, along with a 10mm ruler enlarged the same amount. The enlarged varve sections are arranged in fours on 4 pages for at total of 16 varve sections. There are also 4 10mm enlarged rulers on one page:
Three of those homes sold in the $440,000 range and they paid $10,000 to $15,000 in buyerâs closing costs. There were three other homes that sold for $400,000 to $410,000 and they paid no closing at all. The people who paid closing put an extra $10,000 to $15,000 in their pockets. Now, thatâs a very anecdotal example.
If the buyer puts 10 percent or more down, the seller may contribute up to 6 percent. If the buyer puts less than 10 percent, the most the seller may contribute is 3 percent. On a VA loan, the seller may pay all the closing costs (this is known as a VA-No-No - the buyer pays no down payment and no closing costs). Sellers who agree to pay the closing costs often put a ceiling on the amount they will pay. On a FHA loan, the seller may pay all the closing costs. However, the buyer must make a minimum 3.5 percent investment in the property - whether as part of the closing costs, a down payment or pre-paid items. The 3.5 percent can be from the buyers own funds or from a family member's gift.