Lapse also has distinct significance in the law of insurance contracts and wills. An insurance policy can lapse, or become void, if the insured fails to make payments on it. All states give insureds a grace period, which allows extra time to make a payment owed under a policy.
Kirsten Vangsness plays Penelope Garcia on Criminal Minds. (Photo: Cliff Lipson/CBS) When Criminal Minds returns tonight, the story will pick up right after the gunshot that rang out at the end of last weekâs episodeâaimed at Derek Morgan (Shemar Moore) and the mother-to-be of his child Savannah Hayes (Rochelle Aytes).
âIâm kind of wary of how the Morgan/Garcia fans are going to take it,â the actor says of tonightâs episode introducing Rochelle Aytes (Mistresses) as Derekâs girlfriend Savannah. âHopefully they donât see her a threat, but see this new lady as adding another dimension to Morgan.â.