Planetary nebulae are not related to planets, other than that their shape may sometimes look like a planet. A reflection nebula reflects the light that is cast upon its' dust, from nearby stars. They are often blue in colour. A good example of a reflection nebula is the nebula that formed the Pleiades cluster.
Here is some information from Consumers Union about this personal choice. What the Security Freeze Prevents A security freeze is an effective tool in preventing the most costly and difficult-to-detect form of identity theft â false new accounts opened in your name.
What actions can a creditor take if I submit a credit application and the creditor is unable to access my credit report because a security freeze is in effect? Who is allowed to access my credit report once the security freeze is in effect?