Welcome to the TACA Website. I am truly honored to serve as the 2016 - 2017 President of the Tax Assessor-Collectors Association of Texas. Ronnie Keister - TACA President. Lubbock County Tax Assessor-Collector.
A flood is caused by a combination of heavy rainfall. causing river / oceans to over flow their banks, and can. happen at any time of the year, not just in the winter. Floods generally develop over a period of. days, when there is too much rainwater to fit. in the rivers and water spreads over the land.
There are two main types of riverine flooding: 1  Overbank flooding occurs when water rises overflows over the edges of a river or stream. 2  Flash flooding is characterized by an intense, high velocity torrent of water that occurs in an existing river channel with little to no notice.