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An initial escrow deposit is the amount that you will pay at closing to start your escrow account, if required by your lender. This initial amount may be different from what you pay monthly to maintain the escrow account.
If your bank requires you to set up a mortgage escrow account, at the time of closing you will receive an itemization of the estimated property taxes, insurance premiums, and other charges that the lender will need to pay from the account during the first 12 months of the mortgage.