Florida Department of Health in Palm Beach County is sending out a reminder to all parents and care givers that Palm Beach County Schools begin August 15, 2016 and new incoming students will need their immunizations up to date.
Unfortunately, many long-term disability applicants are also applying for Social Security Disability benefits and are in need of medical treatment. They have not become Medicare eligible and are facing a gap in their health insurance coverage. While there is no one-size-fits-all answer, there are considerations that each long-term disability applicant should consider in making the difficult decision about continued COBRA coverage or alternative coverage:
Long term disability payments to the employee, in some policies have a defined period of time, for example, two-ten years. Others pay an employee until he or she is 65 years old, this is the preferred policy. Each long term disability insurance policy has different conditions for payout, diseases or pre-existing conditions that may be excluded, and various other conditions that make the policy more or less useful to an employee.