Your credit will still be bad, so look for cards that are designed specifically for people in your situation. You'll see both secured and prepaid cards, but go for a secured card, since those lenders will usually report activity to the credit bureaus and you can re-establish your reputation with excellent use. Check to be sure the one you apply for does report to the bureaus.
The definition of a novice is a beginner, or a person at the start of something.
defiance. 1  a daring or bold resistance to authority or to any opposing force. 2  open disregard; contempt (often followed by of): defiance of danger; His refusal amounted to defiance. 3  a challenge to meet in combat or in a contest. 4  bid defiance to, to offer resistance; defy.