Planetary nebulae are not related to planets, other than that their shape may sometimes look like a planet. A reflection nebula reflects the light that is cast upon its' dust, from nearby stars. They are often blue in colour. A good example of a reflection nebula is the nebula that formed the Pleiades cluster.
Here is some information from Consumers Union about this personal choice. What the Security Freeze Prevents A security freeze is an effective tool in preventing the most costly and difficult-to-detect form of identity theft â false new accounts opened in your name.
A consumer who places a freeze on his credit can also request a thaw, or short-term removal of the freeze, for a small fee. To do so, the consumer must contact the credit bureau, provide the personal PIN received at the time the freeze was put in force, verify identity and specify a specific person or financial institution authorized to view your credit report. The credit agency has three days to unfreeze your account. After major data breaches, consumers must also be vigilant ...