A prothrombin time (PT) is a test used to help detect and diagnose a bleeding disorder or excessive clotting disorder; the international normalized ratio (INR) is calculated from a PT result and is used to monitor how well the blood-thinning medication (anticoagulant) warfarin (CoumadinÂ®) is working to prevent blood clots.
Vantage West Credit Union's routing number (the leftmost number on the bottom of a check) is 322174708. Sometimes, banks have multiple routing numbers for different branches or uses.
Like FICO, Vantage scores also range from 300 to 850. The average VantageScore in the U.S. in 2014 was 666, up from 664 in 2013. 2. However, the average VantageScore rises with age -- presumably as consumers build their credit history.Experian's State of Credit 2013 report found that Americans age 66 and older have the highest average VantageScore (735), while millennials have the lowest (628).owever, the average VantageScore rises with age -- presumably as consumers build their credit history. Experian's State of Credit 2013 report found that Americans age 66 and older have the highest average VantageScore (735), while millennials have the lowest (628).