Generally, your Minimum Payment Due is first applied to balances with lower APRs and then to balances with higher APRs. Usually, the opposite can be said for any payment amount in excess of your Minimum Payment Due, which is applied to balances with higher APRs first, and then to balances with lower APRs.
A global citizen is someone who identifies with being part of an emerging world community and whose actions contribute to building this communityâs values and practices.
A digital citizen refers to a person utilizing information technology (IT) in order to engage in society, politics, and government participation. K. Mossberger, et al. define digital citizens as those who use the Internet regularly and effectively.