Florida Department of Health in Palm Beach County is sending out a reminder to all parents and care givers that Palm Beach County Schools begin August 15, 2016 and new incoming students will need their immunizations up to date.
Unfortunately, many long-term disability applicants are also applying for Social Security Disability benefits and are in need of medical treatment. They have not become Medicare eligible and are facing a gap in their health insurance coverage. While there is no one-size-fits-all answer, there are considerations that each long-term disability applicant should consider in making the difficult decision about continued COBRA coverage or alternative coverage:
The purpose of disability insurance is to provide money that replaces some or all of the income lost when an employee is unable to work due to a disability (e.g., an accident, illness or maternity leave, and whether short-term or long-term). Unum offers a variety of disability insurance forms:  1 Long-term disability pays a percentage of an individual's gross monthly salary if he or she can't work due to a covered injury or illness.  2 Short-term disability pays a percentage of the income if the policyholder misses work due to a covered injury, illness or maternity leave.