Your credit will still be bad, so look for cards that are designed specifically for people in your situation. You'll see both secured and prepaid cards, but go for a secured card, since those lenders will usually report activity to the credit bureaus and you can re-establish your reputation with excellent use. Check to be sure the one you apply for does report to the bureaus.
The definition of a novice is a beginner, or a person at the start of something.
cautious definition: The definition of cautious is being aware, being careful or being alert to danger. (adjective) An example of cautious is a person who always makes a pro/con list before making any decision to identify all possible problems that co...