Conduction. 1  Conduction is the transfer of thermal energy through direct contact between particles of a substance, without moving the particles to a new location. 2  Usually occurs in solids. 3  When heat is supplied to one end, molecules at that end start to move more quickly.
Episcopalian ministers organized a similar fund a decade later. (The first insurance company in the American colonies was formed before this, in Charleston, S.C., in 1735, but it offered only fire insurance at first. It didnât add life insurance until 1760.). (AP Photo/Lefteris Pitarakis).
or click on a year below. 1  The first modern automobile is created in Germany by Karl Benz. 2  The first auto insurance policy is issued to Gilbert J. Loomis in Dayton, Ohio. 3  The first car insurance company, known today as Amica, was established in 1907 by A. T. Vigernon.