Non-refundable ticket change fee: $125 Fee for changes made less than 60 days prior to ticketed flight departure. $0 for changes made 60 days in advance. Same day change fee: $25. Reservation by phone fee: $15.
Now ask yourself: are the apartments you're getting through a broker worth $2800 a month? Because when you average out the cost of that fee over an entire year, you're essentially adding $300 a month to your housing costs. One way to do this is to work directly with property management companies.
Go figure. In the example above, the loan origination charge is $1,840 on a $348,000 loan amount, which makes the fee roughly half a percentage point (.50%). This particular broker charged a $250 origination charge, a $695 processing fee, and an $895 underwriting fee, which combined make up the $1,840 total. Note that these fees are represented as one lump sum on the Good Faith Estimate, so ask for a breakdown to see what youâre actually being charged.