Planetary nebulae are not related to planets, other than that their shape may sometimes look like a planet. A reflection nebula reflects the light that is cast upon its' dust, from nearby stars. They are often blue in colour. A good example of a reflection nebula is the nebula that formed the Pleiades cluster.
Here is some information from Consumers Union about this personal choice. What the Security Freeze Prevents A security freeze is an effective tool in preventing the most costly and difficult-to-detect form of identity theft â false new accounts opened in your name.
Red Tape Chronicles has a good guide for how to set up a credit report freeze at each of the three major credit bureaus. A freeze means no one can access your credit report unless you âthawâ your report. This means no new credit cards, loans, or mortgages, either by you, or by a potential identity thief. You will need to freeze the report with each bureaus.