Your credit will still be bad, so look for cards that are designed specifically for people in your situation. You'll see both secured and prepaid cards, but go for a secured card, since those lenders will usually report activity to the credit bureaus and you can re-establish your reputation with excellent use. Check to be sure the one you apply for does report to the bureaus.
The definition of a novice is a beginner, or a person at the start of something.
monastic. adj. 1. (Ecclesiastical Terms) of or relating to monasteries or monks, nuns, etc. 2. resembling this sort of life; reclusive. n. 3. (Ecclesiastical Terms) a person who is committed to this way of life, esp a monk. (mÉËnaes mÉËnÃ¦s). tÉªk. Adj, alsoâ¢moâ²nasâ¢ti. caloâ¢nasâ¢tic. 1. of or pertaining to monks, nuns, or monasteries: monastic vows. 2. of or resembling the secluded, dedicated, or austere life characteristic of a monastery. 3. a member of a monastic community or order, esp. a monk.