Your credit will still be bad, so look for cards that are designed specifically for people in your situation. You'll see both secured and prepaid cards, but go for a secured card, since those lenders will usually report activity to the credit bureaus and you can re-establish your reputation with excellent use. Check to be sure the one you apply for does report to the bureaus.
The definition of a novice is a beginner, or a person at the start of something.
LINK / CITE ADD TO WORD LIST. adjective. The definition of adept is someone who is very good at a particular skill or activity. An example of someone being adept at swimming is Olympian Michael Phelps.