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Todayâs Prime Rate. The prime rate today is 3.25%. This prime rate has been in effect since the Fed Funds rate was lowered to 0%-0.25% back in December of 2008. So, 0.25% + 3% = 3.25% (todayâs prime rate). This is the longest period of prime rate stability in history.
Current Mortgage Rates News. Today's mortgage rates are higher. MBS prices declined this morning following the release of higher than expected core CPI inflation data. September CPI fell 0.2% from August, matching the consensus, and it was unchanged from a year ago.