In operationalizing HITAPâs goals and in fulfilling its advisory role in the decision making process HITAP follows the five key strategies of having an 1) HTA Fundamental System; 2) strengthening Human Capacity; 3) HTA Research; 4) Knowledge Management; and 5) creating an HTA Network.
Regular Limits. As of tax year 2010, the annual IRA contribution limit is $5,000 for people under 50. If you have more than one IRA, whether individual or Roth, your total contributions cannot exceed this limit.For example, if you put $2,800 into one IRA in 2010, you can only put $2,200 in your other account that year.atch-Up Contributions. To encourage retirement saving among older workers, the IRS allows wage earners 50 and older to contribute an addition $1,000 per year total to their accounts as of 2010. So, a 58-year-old with two IRAs can contribute $3,800 to one IRA and $2,200 to another.
Combined IRA, Roth Excess. Your combined contribution to a traditional IRA and a Roth IRA determines whether you reach the annual contribution limit. If your overall contribution limit is $5,000, and you put $2,000 in a traditional IRA and $4,000 in a Roth IRA, you've contributed $1,000 too much.The IRS does not allow you to choose which contribution to fix.Contributions first are applied to traditional IRAs, so the excess must be withdrawn from the Roth IRA.f your overall contribution limit is $5,000, and you put $2,000 in a traditional IRA and $4,000 in a Roth IRA, you've contributed $1,000 too much.