Planetary nebulae are not related to planets, other than that their shape may sometimes look like a planet. A reflection nebula reflects the light that is cast upon its' dust, from nearby stars. They are often blue in colour. A good example of a reflection nebula is the nebula that formed the Pleiades cluster.
Here is some information from Consumers Union about this personal choice. What the Security Freeze Prevents A security freeze is an effective tool in preventing the most costly and difficult-to-detect form of identity theft â false new accounts opened in your name.
While a credit freeze can be a good way to keep others from opening accounts in your name, it may also make it difficult for you to receive approval for loans or credit cards. A freeze is usually free to victims of identity theft, but others may have to pay a fee. 8. Open new credit card and financial accounts.