How Cement is Made. Portland cement is the basic ingredient of concrete. Concrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.See an overview of the cement manufacturing process in this 7-minute animation.oncrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.
What happens to debts when someone dies? When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
Creditors and Probate. Many people know probate as the legal process wherein the property of a deceased person is passed on to new owners. But probate serves other important functions as well, such as ensuring that the deceased personâs debts are paid in a timely manner. If someone who owes you money for goods or services dies before paying off the debt, you may be able to receive payment from the deceased personâs estate. To do so, you will have to file a claim in probate court. In probate terminology, you are considered a creditor and your deceased debtor is called the decedent. In most cases, you will be contacted by a personal representative, who is in charge of closing the decedentâs estate on his or her behalf.