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An initial escrow deposit is the amount that you will pay at closing to start your escrow account, if required by your lender. This initial amount may be different from what you pay monthly to maintain the escrow account.
1. your obtaining a mortgage. 2. a home inspection that shows no significant defects. 3. a guarantee that you may conduct a walk-through inspection 24 hours before closing. You also need to make a good-faith deposit -- usually 1% to 10% of the purchase price -- that should be deposited into an escrow account.