New credit or inquiries from creditors show on your Experian credit report for two years, but only the last year impacts your FICO Score. Sometime opening several credit accounts in a short period of time represents a greater risk to lenders-especially if there isn't also an established credit history on record.
PCBs are mainly broken down either by the effect (direct or indirect) of sunlight or by microorganisms. In general, the persistence of PCB congeners increases with the number of chlorine atoms. Sunlight can play a role in the breakdown of PCBs present in air, water and surface soil. In the atmosphere, PCBs that are present in the atmosphere tend to react with ozone and water under the effect of sunlight.
SAVING THE OZONE: Part three in our series exploring on the Montreal Protocol on Substances that Deplete the Ozone Layer â dubbed âthe worldâs most successful environmental agreementâ â explains why we need an ozone layer. The ozone layer acts as a filter for the shorter wavelength and highly hazardous ultraviolet radiation (UVR) from the sun, protecting life on Earth from its potentially harmful effects. When the sky is clear, there is an inverse relationship between stratospheric ozone and solar UVR measured at the Earthâs surface.