How Cement is Made. Portland cement is the basic ingredient of concrete. Concrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.See an overview of the cement manufacturing process in this 7-minute animation.oncrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.
What happens to debts when someone dies? When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
1 If you name your estate as beneficiary, the proceeds will be become entangled in the estate probate and could cause potential tax issues. 2  Your creditors will also be able to place their claims against the estate proceeds. 3  Named beneficiaries get the proceeds of a life insurance death benefit directly. The contingent beneficiary will not receive any of the life insurance proceeds if the primary beneficiary is still alive when the insured person dies. 2  The contingent beneficiary is only entitled to receive proceeds if the primary beneficiary dies before the named insured.