A prothrombin time (PT) is a test used to help detect and diagnose a bleeding disorder or excessive clotting disorder; the international normalized ratio (INR) is calculated from a PT result and is used to monitor how well the blood-thinning medication (anticoagulant) warfarin (CoumadinÂ®) is working to prevent blood clots.
Vantage West Credit Union's routing number (the leftmost number on the bottom of a check) is 322174708. Sometimes, banks have multiple routing numbers for different branches or uses.
Credit Karma switched from Vantage Score 2.0 (scale 501-990) which is why everyone thought they had high credit scores. Now they have switched to Vantage Score 3.0 (scale 350-850) which is more in line with FICO, and closer to your real FICO scoreâwhich was the case for me, 728 Credit Karma, and 725 FICO.he three credit agencies hope their own credit score model, the VantageScore, will become a viable competitor. 1  In March of 2006 the first version was launched. 2  In October 2010 the second version â 2.0 â was launched. 3  In 2013, the score switched to a 300-to-850 range with its 3.0 model to more closely follow FICO.