The guillotine is a machine used to execute people by decapitation (chopping off their heads). A guillotine is made of a heavy blade attached to a rack, which moves up and down on a vertical frame. When the rack is let go, it will fall down and the blade will cut the convict's head off.
A national producer number, or NPN, is a tool to protect individual insurance agents and agencies from identity theft and fraudulent representations made to the National Insurance Producer Registry, or NIPR.
The Hold Harmless Agreement and the CGL. Since most insurance agents are not attorneys, dealing with the contractual liability. exposure and coverage is a bewildering and intimidating prospect. To make matters. worse, ISO keeps rewording the coverage forms in ways that the average insurance agent. finds arcane and mystifying.