Planetary nebulae are not related to planets, other than that their shape may sometimes look like a planet. A reflection nebula reflects the light that is cast upon its' dust, from nearby stars. They are often blue in colour. A good example of a reflection nebula is the nebula that formed the Pleiades cluster.
Here is some information from Consumers Union about this personal choice. What the Security Freeze Prevents A security freeze is an effective tool in preventing the most costly and difficult-to-detect form of identity theft â false new accounts opened in your name.
How to Freeze Your Credit. If you suspect theft or have lost an item of personal identification, such as driver's license, Social Security card, or credit card, you are at risk of having your identity stolen. Once a thief has this information, it is easy for him or her to get credit in your name.