There are two ways to turn liquid latex into the foam so prized for luxury mattresses: 1  Dunlop Latex: A historically older method, the Dunlop process is a simple construction process that can be achieved on-site with the right tools, rather than involving transport of the latex to a space-age laboratory.
Long-Term Disability - Voluntary Voluntary long-term disability insurance helps employers manage benefit costs and allows employees to buy benefits at work at group rates with the convenience of payroll deductions. Employee Choice lets employers create two different LTD designs. Employees select the design that meets their needs during enrollment.
What is 'Voluntary Life Insurance'. Voluntary life insurance is a financial protection plan that provides a beneficiary with cash in the event that the policyholder dies. Voluntary life insurance is an optional benefit offered by employers, where an employee pays a monthly premium in return for cash paid to beneficiaries upon death.