Conduction. 1  Conduction is the transfer of thermal energy through direct contact between particles of a substance, without moving the particles to a new location. 2  Usually occurs in solids. 3  When heat is supplied to one end, molecules at that end start to move more quickly.
Episcopalian ministers organized a similar fund a decade later. (The first insurance company in the American colonies was formed before this, in Charleston, S.C., in 1735, but it offered only fire insurance at first. It didnât add life insurance until 1760.). (AP Photo/Lefteris Pitarakis).
Erie Insurance was founded in Erie, Pennsylvania in 1925, originally selling auto insurance. A few years later they expanded to Pittsburgh, and in 1953 out of Pennsylvania and into Maryland. They expanded into fire and inland marine, adding homeownerâs insurance in 1961, and then life insurance in 1967.