1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
About 70% of lightning occurs over land in the tropics where atmospheric convection is the greatest. This occurs from both the mixture of warmer and colder air masses, as well as differences in moisture concentrations, and it generally happens at the boundaries between them.