DESTINY: a girl thats sweat, pretty, and sometimes sad. Every boy that knows destiny is OMG. She is the most perfect girl in the universe. She usually goes out with guys that listen to the same music, sometimes dresses punk or emo, and the type of guy who will always be there even if they breakup.
After bankruptcy, paying your mortgage as agreed for two years or more may position you for a low-rate refinance loan. You may be approved for an FHA loan that is slightly above the going market rate. Certain conditions apply, such as your income, job stability and recent credit history.
1. Youâll Have to go Through a Waiting Period. Before you can even apply for a mortgage after bankruptcy, you have to be sure the waiting period has passed. How long this takes depends on what type of mortgage youâre trying to get. With a conventional Fannie Mae loan, for example, the waiting period is set at two years if youâve dealt with extenuating circumstances and the clock starts ticking once you receive a bankruptcy discharge.