Typically, the insurance co-pay is higher to see a specialist than a primary care physician. You may be surprised to learn that specialized care may save time and money in the long-term, as well as reduce severity of the disease.
1 On average, the engagement ring cost can be anywhere from as little as $200 to as much as $20,000+. 2  Like any jewelry available out there, the sky is the limit. 3  A quarter carat or less set in a diamond can cost anywhere from $100 to $600.
So a $10,000 engagement ring would cost between $100 and $200 per year. These prices change significantly based on location (in Washington, DC, for example, it would cost $105 per year to insure a ring of that price, but in Los Angeles, the same ring would cost $200 per year to insure).