1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
Thunderstorms are most likely to happen in the spring and summer months and during the afternoon and evening hours but can occur year-round and at all hours. Along the Gulf Coast and across the southeastern and western states, most thunderstorms occur during the afternoon. Thunderstorms frequently occur in the late afternoon and at night in the Plains states. Thunder and lightning occasionally accompany snow or freezing rain.