DESTINY: a girl thats sweat, pretty, and sometimes sad. Every boy that knows destiny is OMG. She is the most perfect girl in the universe. She usually goes out with guys that listen to the same music, sometimes dresses punk or emo, and the type of guy who will always be there even if they breakup.
After bankruptcy, paying your mortgage as agreed for two years or more may position you for a low-rate refinance loan. You may be approved for an FHA loan that is slightly above the going market rate. Certain conditions apply, such as your income, job stability and recent credit history.
A longer waiting period is also required if you have multiple bankruptcy filings in your past. If youâve filed for bankruptcy more than once, youâll be subject to a three-year waiting period following a layoff or a divorce, starting from the discharge date of your most recent petition. 3. You May Need to Put off Buying to Qualify for Good Rates. Once the waiting period is over, youâre officially in a position to apply for a mortgage.