It is the useful part of the air for humans and animals. It is grouped with carbon dioxide as one of the respiratory gases. Metabolism in animals combines carbon with oxygen, creating energy and carbon dioxide. Oxygen is a component of air that is about 21% in composition.
Further, the cost of renter's insurance depends on the insurance company selected. According to Independent Insurance Agents & Brokers of America (IIAB), the average cost for renter's insurance is about $12 per month for $30,000 worth of property coverage and $100,000 of liability coverage.
Renters insurance, like homeowners insurance, is meant to rescue you at these times of disaster. Yet only 37 percents of renters have insurance, according to the Insurance Information Institute. You may be able to protect all your belongings for less than $200 a year. The average renters insurance premium is $187, according to the latest numbers from the National Association of Insurance Commissioners (NAIC). But that will also depend on where you live. According to the NAIC the most expensive state for renters insurance is Mississippi, where the average premium is $252.