Referral (medicine) From Wikipedia, the free encyclopedia. In medicine, referral is the transfer of care for a patient from one clinician to another. Tertiary care is usually done by referral from primary or secondary medical care personnel.
A down payment of at least 20 percent lets you avoid mortgage insurance. To explain how bankers and real estate agents talk about down payments, letâs say you buy a house for $100,000: A 3 percent down payment means that you pay the seller $3,000 and you borrow $97,000. Find a low down-payment mortgage today. With a 20 percent down payment, you would pay the seller $20,000 and you would borrow $80,000. Sometimes youâll hear a phrase like, âAlex put 20 percent down on the house.â That means that Alex made a 20 percent down payment. The money for a down payment can come from: Your own savings.
standard fha insured mortgages require the home buyer to put up a down payment of at least 3 5 percent of the purchase price this is one of the lowest down payment levels available for mortgages to get an fha loan with a 3 5 percent down payment the home buyer must have a fico credit score of at least 580hud increased the minimum score for a minimum down payment fha loan from 500 to 580 in january 2010he fha mortgage program has no set minimum score requirement to be approved for an fha loan applicants with credit scores below 620 can go through a manual underwriting process to determine if they are eligible