Research shows that when adults create rich language and literacy environments and respond to a childâs communication in specific ways, they can boost that childâs emergent language and literacy development and increase the likelihood of future academic success.esearch shows that when adults create rich language and literacy environments and respond to a childâs communication in specific ways, they can boost that childâs emergent language and literacy development and increase the likelihood of future academic success.
Health Savings Accounts (HSAs) were approved by Congress in 2003âpart of the largest expansion of government intervention in medicine in 40 yearsâand became law in January 2004.
Medical Savings Accounts (MSAs) In 1996, the Medical Savings Account (MSA) was authorized by the Health Insurance Portability and Accountability Act of 1996, known as the Kassebaum-Kennedy health insurance reform bill. The massive bill was a major advancement of socialism in the health insurance industry.