Whether you own a multistory apartment building with dozens of units or you are simply renting out the summer cabin near North Bend State Park in West Virginia, landlord insurance is a must. Not only may West Virginia laws require you to carry landlord insurance, the right policy can save you from financial disaster. Before searching for landlord insurance quotes, however, it's important to keep a few things in mind.
Hay vs. Straw in the Garden. First, let me tell you the difference between straw and hay. Straw is the stalks or stems of grains like wheat, barley, or oats after the grain has been harvested. Hay is grass or legumes that have been cut and dried and is generally used as animal feed.
A fairly stiff material made from the stems, leaves, bark, or stalks of various plants. It is usually braided or woven to form a fabric. Straw is used in large quantities for hats when they are in style. Most straw today is used for baskets and handbags of various kinds. Chip straw is used almost exclusively for baskets. It is a by-product of the lumber industry and is made from chips and other pieces of wood, including shavings.