Whether you own a multistory apartment building with dozens of units or you are simply renting out the summer cabin near North Bend State Park in West Virginia, landlord insurance is a must. Not only may West Virginia laws require you to carry landlord insurance, the right policy can save you from financial disaster. Before searching for landlord insurance quotes, however, it's important to keep a few things in mind.
Hay vs. Straw in the Garden. First, let me tell you the difference between straw and hay. Straw is the stalks or stems of grains like wheat, barley, or oats after the grain has been harvested. Hay is grass or legumes that have been cut and dried and is generally used as animal feed.
A baler, most often called a hay baler is a piece of farm machinery used to compress a cut and raked crop (such as hay, cotton, flax straw, salt marsh hay, or silage) into compact bales that are easy to handle, transport, and store.