However, in general: 1  An IOU is more informal and flexible than a promissory note. 2  In turn, a note is more informal and flexible than a loan agreement. 3  A loan agreement is commonly used for more complex payment arrangements and often includes a recourse for the lender in case the borrower defaults or is unable to pay.
Wholesome Sweeteners Fairtrade Organic Turbinado is a golden-coloured raw cane sugar with large sparkling crystals and a rich aroma. Organic Turbinado is the ultimate topping for cakes, cookies, muffins, crumbles, pies, and crÃ¨me brÃ»lÃ©e. It makes a wonderful start to the day when sprinkled on cereal and oatmeal or when blended into fruit smoothies and cappuccino.
The turbinates are made of bone and soft tissue. Either the bone or the soft tissue can become enlarged. In most patients, enlargement of the soft tissue part of the turbinate is the major problem when the turbinates become swollen. When the turbinates are large, they are called hypertrophic turbinates.