1 Once the upgrade is done, you can either continue using Windows 10 as it is, or you can boot the computer from the Windows 10 install media and do a clean install, by formatting the Windows 7/8 partition and installing Windows 10 instead.
A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
However, the penalty applies only to people between 62 and full retirement age. If you decide to wait until 66, you should apply to Social Security three months before your birthday. You can apply online, by phone (1-800-772-1213) or by going to a local Social Security office (call ahead for an appointment).