Surplus Lines Insurance. DEFINITION of 'Surplus Lines Insurance'. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is an island in Micronesia in the Pacific Ocean that is part of the United States. It is a territory and not one of the 50 U.S. States. The people that first lived there are called Chamorros. The capital of Guam is the city of HagÃ¥tÃ±a. The largest city is Dededo.
Guam is the largest and southernmost of the Mariana Islands, and the largest island in Micronesia. Guam is one of the 17 Non-Self-Governing Territories under supervision of the Special Committee on Decolonization of the United Nations, whose goal is to bring the colonization to an end. The Chamorros, Guam's indigenous people, first populated the island approximately 4,000 years ago. The island has a long history of European colonialism, beginning with its discovery for Europe by Ferdinand Magellan during a Spanish expedition on March 6, 1521.