Helicobacter Pylori (Definition) Helicobacter pylori (or h.Pylori) is a common bacteria which infects the lining of the stomach and can cause ulcers and stomach irritation, among other problems. It is fairly common on the United States and even more common in other parts of the world.
Based on current savings rates, workers in their 30s would need to increase their savings rate by 7 to 8 percentage points to meet retirement goals by age 65, while those in their 40s would need to set aside 13 to 16 percentage points more, a 2014 report from the Center for Retirement Research found.
Start saving at 25 and you only need to earmark 10% of your annual salary to retire at 65; if you wait until 70 to quit working, you'd have to save only 4% annually. The numbers are much worse for those who start late. If you waited until age 45 to start saving, you would need to put aside an unrealistic 27% of your salary for retirement. This would pretty much force you to work until age 70 so you could save a more realistic 10% annually.