1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
Floods are caused by rain, but flooding is more about how much rain falls, how fast it falls, and what happens to the rain after it hits the ground. The most common type of flood that happens during a thunderstorm is a flash flood.Most flash floods are caused be slow moving thunderstorms, thunderstorms that repeatedly move over the same area, or heavy rains from a tropical storm or hurricane.he most common type of flood that happens during a thunderstorm is a flash flood. Most flash floods are caused be slow moving thunderstorms, thunderstorms that repeatedly move over the same area, or heavy rains from a tropical storm or hurricane.