1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
Thunderstorms happen when two air masses (hot air and cold air) collide. As it gets later in the day the sun in not at an angle where the it is heating up the air as much thus creating cooler air. When the cooler air hits the warmer air the chance of a thunderstorm occurs.