1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
Thunderstorms occur anywhere that warm moist air has absorbed enough heat to make the air less dense than the surrounding air. This commonly occurs along cold fronts, but can occur in other places as well, particularly where daytime heating forms hot air near the Earth's surface.