If you qualify for a Special Enrollment Period, you can get dental coverage with your new health plan. Note: You canât buy a dental plan from the Marketplace unless youâre enrolling in a Marketplace health plan at the same time. Note: Under the health care law, most people must have health coverage or pay a fee. Dental coverage is optional, even for children. So you don't need it to avoid the penalty. In the Health Insurance Marketplace, you can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan.
Typical benefits for a $50,000 salaried employee include life insurance, which cost $150, and health coverage, which cost $2,000 to $3,000 for single persons and $6,000 to $7,200 for families, says Joseph Hadzima, Jr., a senior lecturer at MIT Sloan School of Management.
The answer can vary widely, but the average annual employer contribution for Health Savings Accounts (HSAs) and Health Reimbursement Accounts (HRAs) is around $600 for individual employees, and $1,250 for employee family plans.