Zip code 79510 compared to state average: 1  Median house value below state average. 2  Black race population percentage significantly below state average. 3  Hispanic race population percentage significantly below state average. 4  Median age above state average. 5  Foreign-born population percentage significantly below state average.
Origination Fees. The loan origination fee is the fee charged by the lender for processing a loan application. Origination fees, sometimes called origination points, are generally determined as a percentage of the total loan cost and usually range from .5 percent to 1 percent, or .5 to 1 point, of the loan.rigination fees, sometimes called origination points, are generally determined as a percentage of the total loan cost and usually range from .5 percent to 1 percent, or .5 to 1 point, of the loan.
Loan origination fees, also known as points, are not a necessary expense when obtaining a mortgage. These fees are a way for a lender or broker to make money from closing the loan. By shopping around, you can find the best rate and the lowest origination fees. Origination fees are not necessarily a bad thing. The lender or broker is going to charge you in some way in order for the loan officer to make money off of the deal. A loan origination fee is a negotiable payment that you pay in cash at closing. Often, the loan origination fee gives you a better interest rate.