Surplus Lines Insurance. DEFINITION of 'Surplus Lines Insurance'. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is an island in Micronesia in the Pacific Ocean that is part of the United States. It is a territory and not one of the 50 U.S. States. The people that first lived there are called Chamorros. The capital of Guam is the city of HagÃ¥tÃ±a. The largest city is Dededo.
Print this map. Guam is an unincorporated and organized territory of the United States, and is located in the western Pacific Ocean. The island was inhabited by Chamorros some 4,000 years ago, and was discovered by Ferdinand Magellan in 1521. Spainestablished the first colony in 1668, and the island became an important stopover for the Spanish Manila Galleons.