Surplus Lines Insurance. DEFINITION of 'Surplus Lines Insurance'. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is an island in Micronesia in the Pacific Ocean that is part of the United States. It is a territory and not one of the 50 U.S. States. The people that first lived there are called Chamorros. The capital of Guam is the city of HagÃ¥tÃ±a. The largest city is Dededo.
Background: Guam is the southernmost and largest island of the Marianas Island Archipelago in the North Pacific. With Magellan's landing on Guam in 1521 Spain's reign began which lasted almost 4 centuries.In 1898 America claimed the island from Spain as part of the prizes in the Spanish-American War.ackground: Guam is the southernmost and largest island of the Marianas Island Archipelago in the North Pacific. With Magellan's landing on Guam in 1521 Spain's reign began which lasted almost 4 centuries.