1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
A hot, dust-laden wind, the Shamal, blows in the spring and summer-period, from March till August. sometimes these winds can be very strong, and cause Sandstorms, that can occur throughout the year. Most rain falls during the winter months in sudden, short but heavy cloudbursts and thunderstorms.