DESTINY: a girl thats sweat, pretty, and sometimes sad. Every boy that knows destiny is OMG. She is the most perfect girl in the universe. She usually goes out with guys that listen to the same music, sometimes dresses punk or emo, and the type of guy who will always be there even if they breakup.
After bankruptcy, paying your mortgage as agreed for two years or more may position you for a low-rate refinance loan. You may be approved for an FHA loan that is slightly above the going market rate. Certain conditions apply, such as your income, job stability and recent credit history.
If several questions pop up, your underwriter might take two weeks or longer to close your case. For instance, your underwriter might find a $10,000 deposit in your savings account three days before you applied for your loan. Your underwriter will want to make sure that this large deposit is a gift and not a loan.