1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
Most earthquakes happen at a place where 2 tectonic plates touch. Earthquakes occur mostly in regions with stress between continental plates. This is the case in the Middle East, and along the rim around the Pacific Ocean (where it also causes volcanic activity in the regions, known as the Ring of Fire).