1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
It slowly approaches and envelopes you, shrouding your world in a cloud of sediment. A dust storm has arrived. Dust storms or sandstorms can run the gamut from annoying to apocalyptic. They are usually caused by a front moving through an arid region with plenty of sediment to stir up with its winds.