Surplus Lines Insurance. DEFINITION of 'Surplus Lines Insurance'. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is an island in Micronesia in the Pacific Ocean that is part of the United States. It is a territory and not one of the 50 U.S. States. The people that first lived there are called Chamorros. The capital of Guam is the city of HagÃ¥tÃ±a. The largest city is Dededo.
Guam is located West of the International dateline placing it 18 hours ahead of the West Coast of the United States. Because of itâs strategic location, Guam is an important military and commercial hub between the United States, the Asian Continent and Australia.