However, in general: 1  An IOU is more informal and flexible than a promissory note. 2  In turn, a note is more informal and flexible than a loan agreement. 3  A loan agreement is commonly used for more complex payment arrangements and often includes a recourse for the lender in case the borrower defaults or is unable to pay.
Wholesome Sweeteners Fairtrade Organic Turbinado is a golden-coloured raw cane sugar with large sparkling crystals and a rich aroma. Organic Turbinado is the ultimate topping for cakes, cookies, muffins, crumbles, pies, and crÃ¨me brÃ»lÃ©e. It makes a wonderful start to the day when sprinkled on cereal and oatmeal or when blended into fruit smoothies and cappuccino.
Turbinate - Radiofrequency Treatment of Chronic Obstruction. Radiofrequency turbinate reduction is a fast, effective way to relieve chronic nasal obstruction due to enlarged turbinates without the pain and inconvenience associated with traditional techniques. The radiofrequency treatment is performed in an outpatient setting under local anesthesia.