Whether you own a multistory apartment building with dozens of units or you are simply renting out the summer cabin near North Bend State Park in West Virginia, landlord insurance is a must. Not only may West Virginia laws require you to carry landlord insurance, the right policy can save you from financial disaster. Before searching for landlord insurance quotes, however, it's important to keep a few things in mind.
Hay vs. Straw in the Garden. First, let me tell you the difference between straw and hay. Straw is the stalks or stems of grains like wheat, barley, or oats after the grain has been harvested. Hay is grass or legumes that have been cut and dried and is generally used as animal feed.
Hay is basically dried vegetation: usually a legume such as alfalfa or clover, or a grass such as timothy or brome. It's one crop that can be raised with proper care in any part of the country where weeds will grow, and it's a must for any self-sufficient farmer who keeps livestock. MOTHER.). Whatever hay crop you choose can be grown either as part of a farm rotation plan or in a permanent meadow. The former system has the advantage of helping establish uniform soil fertility (particularly if one of the legumes is raised).