1 Basically, that means he or she must be at risk of a financial loss if you die. 2  Examples of people with an insurable interest in your life include your spouse, blood-related family member or a business partner. 3  Medical exam or release of medical information.
Sandstorms are universal events. this means that if one desert has a sandstorm, all deserts will have a sandstorm. Sandstorms only occur in Deserts. The background will appear as normal everywhere else. They can also occur in player-made deserts.
This article is about the event. For the Items see Sandstorm in a Balloon or Sandstorm in a Bottle. A Sandstorm is an event that occurs randomly in the desert. During this event, a few enemies often found in the Underground Desert appear on the surface, as well as Angry Tumblers, Sand Elementals, and Sand Sharks.