Surplus Lines Insurance. DEFINITION of 'Surplus Lines Insurance'. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is an island in Micronesia in the Pacific Ocean that is part of the United States. It is a territory and not one of the 50 U.S. States. The people that first lived there are called Chamorros. The capital of Guam is the city of HagÃ¥tÃ±a. The largest city is Dededo.
In the Western Pacific Ocean, Guam is the southernmost and largest tropical island in the Mariana island chain and is also the largest island in Micronesia.uam has a remarkable history involving the visit of Ferdinand Magellaen, Japanese occupation during World War II, and its continued economic growth since the US recaptured the island in 1944. Guam is an organized, unincorporated territory of the United States located in the western Pacific Ocean.