Whether you own a multistory apartment building with dozens of units or you are simply renting out the summer cabin near North Bend State Park in West Virginia, landlord insurance is a must. Not only may West Virginia laws require you to carry landlord insurance, the right policy can save you from financial disaster. Before searching for landlord insurance quotes, however, it's important to keep a few things in mind.
Hay vs. Straw in the Garden. First, let me tell you the difference between straw and hay. Straw is the stalks or stems of grains like wheat, barley, or oats after the grain has been harvested. Hay is grass or legumes that have been cut and dried and is generally used as animal feed.
Straw bale gardening is an old idea thatâs gaining new fans. A basic straw bale (not hay, which has too many seeds) becomes the planting medium, rather than soil. Because the bale heats up as it decomposes, it keeps the plants warmer than they would be if planted in our northern garden soil.