The amortization schedule calculator for ExcelÂ® is a great mortgage calculator that is easy to use and you are going to be sure of the safety of your information because you are the only one with access.
Carrots seeds can be sown 2 to 3 weeks before the last frost, and should be 1/2 inch deep. While carrots will germinate at temps as low as 40Â°F, they prefer 50Â° to 85Â°F. You can check your average frost dates here: http://www.almanac.com/content...
Carrots usually take longer than a week to come up for me, sometimes as long as 3 weeks. They take longer to germinate than most other veggies I grow. Give them some more time and they may be fine. I've read they will not germinate if the soil is over 95F. Soil at 40 C would be too hot. (Kinda ridiculous we still use Fahrenheit temps here in the US, in my opinion.) Your could try shading the soil to help keep it cool enough for good germination.