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Quick Answer. The length of time is takes for a Series EE bond to mature, a period known as the term, depends on the issue date of the bond. All Series EE bonds issued since June 2003 take 20 years to mature; however, all Series EE bonds issued prior to June 2003 have a shorter term of between eight and 18 years. Continue Reading.
Step 1. Ensure that the bond is eligible to be redeemed. You must wait until a Series EE Savings Bond is 12 months old before cashing it. This is determined by the month in which it was bought, so a bond bought in a particular month is able to be cashed on the first of that month, one year later.