However, in general: 1  An IOU is more informal and flexible than a promissory note. 2  In turn, a note is more informal and flexible than a loan agreement. 3  A loan agreement is commonly used for more complex payment arrangements and often includes a recourse for the lender in case the borrower defaults or is unable to pay.
Wholesome Sweeteners Fairtrade Organic Turbinado is a golden-coloured raw cane sugar with large sparkling crystals and a rich aroma. Organic Turbinado is the ultimate topping for cakes, cookies, muffins, crumbles, pies, and crÃ¨me brÃ»lÃ©e. It makes a wonderful start to the day when sprinkled on cereal and oatmeal or when blended into fruit smoothies and cappuccino.
Bob's Red Mill Coarse Turbinado Sugar, also known as demerara sugar, is a wholesome sweetener made from premium quality sugar cane. The large-grain, amber colored crystals offer ambrosial sweetness with a delicious toffee flavor. Sprinkle turbinado sugar on cookies, scones, muffins and pies for sparkle, sweetness and crunch. This coarse sugar is perfect for sweetening coffee, tea and cereal.