Whether you own a multistory apartment building with dozens of units or you are simply renting out the summer cabin near North Bend State Park in West Virginia, landlord insurance is a must. Not only may West Virginia laws require you to carry landlord insurance, the right policy can save you from financial disaster. Before searching for landlord insurance quotes, however, it's important to keep a few things in mind.
Hay vs. Straw in the Garden. First, let me tell you the difference between straw and hay. Straw is the stalks or stems of grains like wheat, barley, or oats after the grain has been harvested. Hay is grass or legumes that have been cut and dried and is generally used as animal feed.
Don't Confuse Straw with Hay (Or Hay with Strawâ¦) And what about Straw Bale Gardening? Q. Mike knows a lot, and I love the show (I listen on KSFC; 91.9 FM), but on a recent program he referred to hay and straw as if they were interchangeable. Straw is a stalk, usually a waste product of wheat, that's used as bedding for barnyard animals. Hayâtypically alfalfa or a grassâis used as animal feed.