Zip code 79510 compared to state average: 1  Median house value below state average. 2  Black race population percentage significantly below state average. 3  Hispanic race population percentage significantly below state average. 4  Median age above state average. 5  Foreign-born population percentage significantly below state average.
Origination Fees. The loan origination fee is the fee charged by the lender for processing a loan application. Origination fees, sometimes called origination points, are generally determined as a percentage of the total loan cost and usually range from .5 percent to 1 percent, or .5 to 1 point, of the loan.rigination fees, sometimes called origination points, are generally determined as a percentage of the total loan cost and usually range from .5 percent to 1 percent, or .5 to 1 point, of the loan.
The origination fee is what the reverse mortgage lender earns on the loan. The FHA uses a formula to determine what the lender can charge. The formula is: 2% of the first $200,000 of the propertyâs value and 1% of the amount over $200,000.