Surplus Lines Insurance. DEFINITION of 'Surplus Lines Insurance'. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is an island in Micronesia in the Pacific Ocean that is part of the United States. It is a territory and not one of the 50 U.S. States. The people that first lived there are called Chamorros. The capital of Guam is the city of HagÃ¥tÃ±a. The largest city is Dededo.
Guam is among the seventeen Non-Self-Governing Territories of the United Nations. Before World War II, Guam and three other territories â American Samoa, Hawaii, and the Philippines â were the only American jurisdictions in the Pacific Ocean. On December 7, 1941, hours after the attack on Pearl Harbor, Guam was captured by the Japanese, and was occupied for thirty months.