If youâre highly sensitive and use sugar to soothe your nervous system, try these things instead: 1  being in nature (even going outside helps!) 2  reach out to trusted loved ones (Connecting with others is important! 3  laying down, napping, putting your feet up, or closing your eyes.  meditation, prayer, quiet.
For those interested in applying for an FHA loan, applicants are now required to have a minimum FICO score of 580 to qualify for the low down payment advantage, which is currently at around 3.5 percent. If your credit score is below 580, however, you aren't necessarily excluded from FHA loan eligibility.
Short answer: According to guidelines from the Department of Housing and Urban Development, the lowest credit score you can have for an FHA-insured mortgage loan is 500. However, in order to qualify for the 3.5% down payment option, borrowers must have a minimum score of 580.