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Quick Answer. The length of time is takes for a Series EE bond to mature, a period known as the term, depends on the issue date of the bond. All Series EE bonds issued since June 2003 take 20 years to mature; however, all Series EE bonds issued prior to June 2003 have a shorter term of between eight and 18 years. Continue Reading.
For example, the EE bonds issued in 1981 and 1982 took only eight years to reach full face value, yet the same EE bonds issued in 2003 took twenty years to reach face value. These drastically different maturity dates are the result of the rate of interest earned on each Series EE bond when it is issued.