Helicobacter Pylori (Definition) Helicobacter pylori (or h.Pylori) is a common bacteria which infects the lining of the stomach and can cause ulcers and stomach irritation, among other problems. It is fairly common on the United States and even more common in other parts of the world.
Based on current savings rates, workers in their 30s would need to increase their savings rate by 7 to 8 percentage points to meet retirement goals by age 65, while those in their 40s would need to set aside 13 to 16 percentage points more, a 2014 report from the Center for Retirement Research found.
âOverall, Americans are horrible savers, and our retirement accounts are woefully underfunded.â. According to the National Institute on Retirement Security, 45 percent of working-age households have no retirement savings at all. Among people 55 to 64, average household retirement savings total only $12,000. For those near retirement who have savings, the average balance is $100,000 â still not much money to finance the next 20 to 30 years. âIf you look at the way people actually behave, weâre in serious trouble,â says Liz Weston, personal finance columnist and author.