If you qualify for a Special Enrollment Period, you can get dental coverage with your new health plan. Note: You canât buy a dental plan from the Marketplace unless youâre enrolling in a Marketplace health plan at the same time. Note: Under the health care law, most people must have health coverage or pay a fee. Dental coverage is optional, even for children. So you don't need it to avoid the penalty. In the Health Insurance Marketplace, you can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan.
Typical benefits for a $50,000 salaried employee include life insurance, which cost $150, and health coverage, which cost $2,000 to $3,000 for single persons and $6,000 to $7,200 for families, says Joseph Hadzima, Jr., a senior lecturer at MIT Sloan School of Management.
In fact, your salary may represent just a portion of your total compensation if your employer offers a benefits package. A 2014 report by the Bureau of Labor Statistics found that the average employee benefits package costs an employer $9.09 per employee per hour worked.For a 40-hour employee that's $18,907.20 per year.However, costs vary greatly based upon the nature of your work and the type of employer.ealth insurance represents a large chunk of the cost of benefits. In 2013, AON Hewitt released a study suggesting the average annual employee health insurance premium would rise to $11,176 in 2014. Employers typically split this cost with employees.