However, in general: 1  An IOU is more informal and flexible than a promissory note. 2  In turn, a note is more informal and flexible than a loan agreement. 3  A loan agreement is commonly used for more complex payment arrangements and often includes a recourse for the lender in case the borrower defaults or is unable to pay.
Wholesome Sweeteners Fairtrade Organic Turbinado is a golden-coloured raw cane sugar with large sparkling crystals and a rich aroma. Organic Turbinado is the ultimate topping for cakes, cookies, muffins, crumbles, pies, and crÃ¨me brÃ»lÃ©e. It makes a wonderful start to the day when sprinkled on cereal and oatmeal or when blended into fruit smoothies and cappuccino.
In anatomy, a nasal concha (or turbinate) is a long, narrow and curled bone shelf (shaped like an elongated sea-shell) that protrudes into the breathing passage of the nose.Turbinate bone refers to any of the scrolled spongy bones of the nasal passages in vertebrates.ach pair is composed of one turbinate in either side of the nasal cavity, divided by the septum. The superior turbinates are smaller structures, connected to the middle turbinates by nerve-endings, and serve to protect the olfactory bulb. The openings to the posterior ethmoidal sinuses exist under the superior meatus.