Angela Colley. A mortgage â a loan to finance the purchase of your home â is likely the largest debt youâll ever take on. A mortgage is actually made up of several parts â the collateral you used to secure the loan, your principal and interest payments, taxes and insurance.
They are abbreviations for the Latin terms ante meridiem and post meridiem, and should therefore always be capitalized. Technically they should be spelled A.M. and P.M. fâ¦or the same reason, but they are most often not and it is considered correct either way.
Capitalise only if youâre using it as a kind of ânameâ for your mom. Same story with your dad, uncles, aunties â but not brothers, sisters or cousins. (On the phone) âMom â wait (turning to your friend) Iâm talking to my mom. Yeah, Mom, Iâm stuck in school with the heavy rain.â.