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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Over the long run, having a high interest rate on a student loan without a cosigner may be very costly. Interest usually accumulates on a daily basis, and if you are stuck paying +10% interest you may be feeling the pain.