The benefits of sending your transfer in local currency instead of U.S. dollars include: 1  Receive competitive foreign exchange rates-with TD Bank, you get the benefits of being a customer. 2  Fewer fees-correspondent banks often charge additional, and sometimes higher, fees for exchanging currency along the way.
What is the difference between Verbal and Written Warning? â¢ Definition of Verbal and Written Warning: â¢ A verbal warning is a warning given by a supervisor or manager of an employee in relation to an issue concerning the employeeâs behaviour or performance at work. â¢ A written warning is a letter issued by the company stating the problem pertaining to the conduct or performance of the employee and the consequences if it is not rectified.
A verbal warning will normally be given for a minor transgression such as late coming, taking extended meal breaks, and so on. A written warning can be given in cases of a more serious transgression such as unauthorized absenteeism, sleeping on duty, etc. A final written warning will be given in cases of serious transgressions for example theft, assault etc. Although a verbal warning is, as the name suggests, verbal, and should preferably not be placed on the employeesaâ¬â¢ employeesÃ¢ personal, file it should always be. documented