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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
A cosigner is responsible for your student loan until itâs paid in full. However, with certain lenders, you can apply to have your cosigner released from your private student loan after youâve graduated, made a certain number of on-time principal and interest payments, and met certain credit requirements.