Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
Medical bills can be included in a Chapter 7 or Chapter 13 bankruptcy and there are very high ceilings for the amount of total debt - of all types - that can be included in your filing. If you file, your medical debt will be addressed in some way: Either completely wiped-out or reduced and prioritized.