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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Not only do they allow for co-signer(s), but they allow for non-occupying co-borrowers. FHA requires a co-borrower to be a near relative i.e. parents, aunt or uncles, cousins, etc.The good news is that FHA does not require co-borrowers to live with you where other types of loan require that borrowers and co-borrower co-habitat.In simple terms, we lenders calculate the combined income and the debts of all borrowers/co-borrowers to determined your qualification.he good news is that FHA does not require co-borrowers to live with you where other types of loan require that borrowers and co-borrower co-habitat. In simple terms, we lenders calculate the combined income and the debts of all borrowers/co-borrowers to determined your qualification.