The key light is placed directly in front of the subject, often above the camera or slightly to one side, and a bit higher than is common for a three-point lighting plan. The second light is a rim light. Often a reflector is placed below the subject's face to provide fill light and soften shadows.
What is 'Fitch Ratings'. Fitch ratings is an international credit rating agency based out of New York City and London. The company's ratings are used as a guide to investors as to which investments are most likely going to yield a return. It is based on factors such as how small an economic shift would be necessary to affect the standing of the bond, and how much, and what kind of debt is held by the company. Next Up.
Morgan Stanley, the second-largest U.S. brokerage, said it will begin using three stock ratings--overweight, equal-weight and underweight--as of March 18. The brokerage's current ratings are strong buy, outperform, neutral and underperform. Under Morgan's new system, an overweight rating means the analyst believes the stock will produce a greater total return (appreciation plus any dividend income) than the average return expected of others covered in its industry over the next 12 to 18 months.