However, most charters usually include the corporation's name, the location of its head office, the date of incorporation, the amount/type of stock to be issued and any restrictions on areas of business activity or further share issuances.
Buy or refi for less with a 3.0%, 15-year home loan National Mortgage Alliance has one of spring's best nationally available deals on a 15-year fixed-rate home loan. It's charging well below the current average cost for these loans and this deal is available to borrowers nationwide.
The average rate for 30-year fixed-rate mortgages on loans of $417,500 or less is 3.74 percent, which is the lowest rate in the history of the association's survey. [In Pictures: 10 Ways to Give Your Money a Makeover .]. But refinancing doesn't always help homeowners come out ahead.