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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Why do you Need a Cosigner? When banks evaluate your loan application, they try to determine whether or not you will repay the loan. In general, they look at two things: your credit and your income. Credit: lenders review your credit history to see if you have borrowed (and repaid loans) in the past.