The HSA catch-up contribution limit is not reduced for the year in which the individual reaches age 55 if he or she reaches age 55 after Jan. 1. For example, an individual who is HSA-eligible for all of 2015 and who turns age 55 on Dec. 1, 2015, may make a full $1,000 catch-up contribution for 2015.
Declassification may also occur automatically by (1) occurrence of the date or event specified by the original classification authority, or (2) expiration of the maximum time frame for duration of classification established under E.O. 13526, usually 25 years from origination (see 5 FAM 485, below).
The importance of the due date to the obstetrician is emphasized when your baby chooses a date remote from the calculated due date. Worries about going beyond your due date apply as well. The tail end of the term range is 42 weeks, or two weeks after the official due date. After that, the placenta (the afterbirth responsible for nutrition and oxygen to the baby) begins dying, but your baby keeps growing as much as a half-pound a week or more.