The flow of thought in the list moves from personal to church life, from domestic to official functions. Implicit in this movement is an important axiom: what one does or is in one's private life has consequences for the church.
You can use your health insurance in another state, it just depends on whether it will be considered in or out of network. If it is an emergency, most companies will treat it as an I network claim.
Re: Secondary Insurance Used Over Primary There is no law in any state that gives you permission to use the secondary carrier in place of the primary carrier. Legally, you need to use the primary coverage first and the secondary carrier second.