The Standard & Poor's 500, often abbreviated as the S&P 500, or just the S&P, is an American stock market index based on the market capitalizations of 500 large companies having common stock listed on the NYSE or NASDAQ. The S&P 500 index components and their weightings are determined by S&P Dow Jones Indices.
The mission statement of Habitat for Humanity is Seeking to put Godâs love into action, Habitat for Humanity brings people together to build homes, communities and hope. Homes are built using volunteer labor and Habitat makes no profit on the sales.
What makes a Habitat for Humanity home affordable is that the loan is at 0% interest. How much can a Habitat homeowner save over a conventional 30-year loan at 3.98% Interest? For a $150,000 loan, the interest payment in the first year will be $5,769. A Habitat homeowner pays $0 in interest.