Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
A newly delivered fridge needs to stand for 24 hours before you turn it on (the tell you this does not apply to modern fridges, but it is a rule-of-thumb I still stick to). You really should give it a cup of tea as Jago suggests - it probably just needs something to work on ... 8th Sep 2010, 10:45 PM #8.