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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
No Cosigner Student Loans. No cosigner student loans are available for students who have an established credit record with a good credit score. It is uncommon for students to qualify for private student loans without a cosigner, as most students lack a good credit score or have no credit history.owever, having a cosigner with a good credit history can definitely increase your chances of loan approval and may lower your interest rate. Tell me about loans for college students that donât require a cosigner. No cosigner student loans are for students who have a good credit score.