Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
In Chapter 7 Bankruptcy. If you qualify for Chapter 7 bankruptcy, your discharge will wipe out your medical bills along with your other general unsecured debts. There is no limit to the amount of medical debt you can discharge in Chapter 7 bankruptcy. However, to qualify for a Chapter 7, your disposable income must be low enough to pass a means test. For more information, see The Chapter 7 Bankruptcy Means Test.