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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Parents may not always be willing or able to cosign on a student loan. Private student loans are more difficult to get without a cosigner because students generally do not have a credit history established. Federal student loans do not require a parent's signature because the government guarantees the loans for you.ontact your student aid office to find out what other loans you can qualify for without having your parent cosign the loan. The student aid officer may also give you other funding options and credit counseling regarding your student loans.