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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
For a car loan, a credit check is always required and you probably have little to no credit as an 18 year old. Your best bet would be to get a car loan cosigner. A cosigner is someone who is willing to sign the loan with you so that you can get the loan. The cosigner must have good credit since you likely have none.or a car loan, a credit check is always required and you probably have little to no credit as an 18 year old. Your best bet would be to get a car loan cosigner. A cosigner is someone who is willing to sign the loan with you so that you can get the loan. The cosigner must have good credit since you likely have none.