One of the easiest and most helpful estate planning tools to use is also the easiest to mess up. All too often IRA owners commit costly errors on their beneficiary form that negate their best intentions, leaving loved ones out in the cold.
This was also around the time that the first debate over GMO health risks began to emerge. In 1976, biotechnology became commercialized, allowing companies to experiment with inserting genes from one species into another â whether for medicinal, food, or chemical reasons. 1982.
An organism that is generated through genetic engineering is considered to be a genetically modified organism (GMO). The first GMOs were bacteria generated in 1973 and GM mice in 1974. Insulin-producing bacteria were commercialized in 1982 and genetically modified food has been sold since 1994.