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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Benefits of Student Loans Without a Cosigner One of the main benefits of getting your own student loan is the opportunity to build your credit. Establishing a positive credit history early on can help you obtain loans later in life.