Fiscal Intermediaries are not service providers. A Fiscal Intermediary is an administrative and fiscal agent that assists you to use the money you get from DMR to pay for the services and supports you need. An FI is not able to make decisions about the amount or type of services you receive.
The ocean holds 97 percent of the Earth's water; the remaining three percent is freshwater found in glaciers and ice, below the ground, or in rivers and lakes The ocean holds 97 percent of the Earth's water; the remaining three percent is freshwater found in glaciers and ice, below the ground, or in rivers and lakes
About 71% of the Earth's surface is covered with water, most of which is found in the oceans. In fact, 97% of Earth's water, nearly all of it, is in the Earth's oceans. This means that just 3% of Earth's water is fresh water, water with low concentrations of salts (Figure 13.2). Most freshwater is found as ice in the vast glaciers of Greenland and the immense ice sheets of Antarctica.