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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
You donât need a credit check or a cosigner to get most federal student loans. You donât have to begin repaying your federal student loans until after you leave college or drop below half-time. If you demonstrate financial need, you can qualify to have the government pay your interest while you are in school.