Like arthritis, however, fibromyalgia can cause significant pain and fatigue, and it can interfere with a personâs ability to carry on daily activities. Also like arthritis, fibromyalgia is considered a rheumatic condition, a medical condition that impairs the joints and/or soft tissues and causes chronic pain. person may have two or more coexisting chronic pain conditions. Such conditions can include chronic fatigue syndrome, endometriosis, fibromyalgia, inflammatory bowel disease, interstitial cystitis, temporomandibular joint dysfunction, and vulvodynia.
In a whole life policy, as long as every premium payment is made, the death benefit is guaranteed to the maturity date in the policy, usually age 95, or to age 121. A UL policy lapses when the cash valueis no longer sufficient to cover the insurance and policy administrative expense.
And as with whole life insurance, your investments under a universal life insurance policy are controlled by your insurance company. There are two main differences between whole life and universal life insurance policies: the flexibility and the guarantee of returns. While whole life insurance guarantees your returns, your earnings under a universal life insurance policy depend on the market and the current interest rates.