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Some cruise lines require that all passengers have a passport, such as Oceania and Crystal Cruises. Ask your chosen cruise line about this policy prior to departure. Additionally, some countries require a passport for entry regardless of age.
There are very important differences between the passport card and the passport book. The passport card is ONLY for land and sea travel, which means there is no way travelers can use the passport card to board a plane. Air travel is prohibited with the passport card. However, the passport book is valid for all forms of travel: land, sea, AND air. The passport card is commonly requested by travelers that are planning to go on a cruise. Even closed loop cruises often require passengers to have a valid passport. While the passport card is permissible for a cruise, you may want to reconsider getting the card over the book.