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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Student loan lenders will check your credit history and scores when you apply for a loan. Because many students are young with little or no credit history, lenders will often require a cosigner with good credit.