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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
As for student loans where you need to pay them back after graduation, they almost always need a co-signer. Deebaser wrote: Â». Just to echo the above, you aren't going to get a private loan without one of three things: 1. a very good credit score. And I mean actual grown up good, not college student good. can't get a stafford loan because (as mentioned above) i came through with 65.4% credit completion my first year at the university, and the school requires 66% cumulative completion to grant financial aid. I didn't have 'satisfactory completion' for last year.