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While fat and oil lipids have three fatty acid chains joined to a glycerol molecule, phospholipids have two chains joined to the glycerol with a phosphate group, which you might have guessed from the first part of this lipid type's name. Phospholipids are the main constituent of cell membranes.
There are 3 main types of lipids. a. Neutral fats - make up adipose tissue in our bodies and functions as long term energy storage, insulates and protects. The unit molecules or monomers that make up neutral fats are fatty acids and glycerol. Neutral fats are composed of one glycerol molecule and 3 fatty acid chains. The diagram below shows the reaction that results in the formation of a neutral fat. X is glycerol, and Y represents the 3 fatty acid molecules.