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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
A: Not at all. You do not need a cosigner to get the Stafford Loan. Stafford loans are offered by the government under the financial student aid program and therefore do not require the applicant to have a co-signer to sign the contract. Cosigner is only required at the time of withdrawing a private loan.