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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Getting private student loans without a cosigner requires good credit. As a new college student, you probably havenât had time to build up your credit yet. It doesnât mean it canât be done â but it might mean delaying your education if you have no other way to pay for school.