TMD can cause: 1  clicking, popping or grating noises as you chew or move your mouth. 2  muscle pain around the jaw. 3  pain in front of the ear that may spread to the cheek, ear and temple.  difficulty opening the mouth â the jaw may feel tight, as if it is stuck, making eating difficult.
Penalties on Earnings from Contributions. Unless an exception applies, most distributions from a Roth IRA before the owner reaches age 59 1/2 will be subject to an early withdrawal penalty of 10% on the amount of the distribution.
You may withdraw your contributions to a Roth IRA penalty-free at any time for any reason, but you'll be penalized for withdrawing any investment earnings before age 59 Â½, unless it's for a qualifying reason. Money that was converted into a Roth IRA cannot be taken out penalty-free until at least five years after the conversion.