The benefits of sending your transfer in local currency instead of U.S. dollars include: 1  Receive competitive foreign exchange rates-with TD Bank, you get the benefits of being a customer. 2  Fewer fees-correspondent banks often charge additional, and sometimes higher, fees for exchanging currency along the way.
What is the difference between Verbal and Written Warning? â¢ Definition of Verbal and Written Warning: â¢ A verbal warning is a warning given by a supervisor or manager of an employee in relation to an issue concerning the employeeâs behaviour or performance at work. â¢ A written warning is a letter issued by the company stating the problem pertaining to the conduct or performance of the employee and the consequences if it is not rectified.
The supervisor can include formal verbal warnings in an employee's personnel file for future reference. The informal warning may be enough to stop most employee's bad behavior or correct a performance problem, but in cases when the worker continues the behavior, the formal warning may be necessary.ompany policy or an employment contract can require the employer to follow a process when warning workers. The process can include a formal verbal warning, written warning, disciplinary action, such as suspension, and termination.