Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
Opening the door for 30 seconds can lead to temperature change of 5-10 degrees. It can then take up to 15 minutes for the fridge to return to its initial low temperature. Dairy products and drinks should be placed at the top of the refrigerator, cool but not too cold, so they do not freeze. Preferably, place milk and dairy products on the side where the cold air blows and position drinks on the other side. Meats and fish should be on the mid-tier shelf. Cheeses and cold cuts should be placed in the top drawer below the bottom shelf. Fruit and produce (salads and vegetables) can be in the middle of bottom drawer, still cool but not too cold so they do not freeze. One of these drawers usually has a humidity control.