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Hopeful couples discover that adoption or gestational surrogacy costs from tens of thousands of dollars to more than $100,000. (And that's on top of the thousands of dollars many have already shelled out on fertility treatments, to say nothing about the emotional toll.)
Lastly, independent adoptions can be much less expensive than agency adoptions (which can cost anywhere between $5,000 and $40,000 for a private agency). However, in some situations, the adoptive parents in an independent adoption will still need to pay the medical expenses for the birth mother. Independent Adoption: Disadvantages One of the main disadvantages of an independent adoption is that many states place heavy restrictions on them.