Like arthritis, however, fibromyalgia can cause significant pain and fatigue, and it can interfere with a personâs ability to carry on daily activities. Also like arthritis, fibromyalgia is considered a rheumatic condition, a medical condition that impairs the joints and/or soft tissues and causes chronic pain. person may have two or more coexisting chronic pain conditions. Such conditions can include chronic fatigue syndrome, endometriosis, fibromyalgia, inflammatory bowel disease, interstitial cystitis, temporomandibular joint dysfunction, and vulvodynia.
What is 'Equity-Indexed Universal Life Insurance'. A permanent life insurance policy that allows policyholders to tie accumulation values to a stock market index. Indexed universal life insurance policies typically contain a minimum guaranteed fixed interest rate component along with the indexed account option.
Mortgage lenders consider cash value life insurance an asset. Mortgage underwriters count life insurance as an asset for your mortgage application if the policy has a cash value that exceeds the surrender cost. Generally, permanent life insurance products -- including whole, variable and universal life insurance -- contain a cash value. A term life policy does not have a cash value that is considered an asset by underwriters. Permanent life insurance includes a face amount, which is the death benefit that is paid out when the policyholder dies. The policy also accumulates a cash value that continues to grow during the policyholder's lifetime.