The HSA catch-up contribution limit is not reduced for the year in which the individual reaches age 55 if he or she reaches age 55 after Jan. 1. For example, an individual who is HSA-eligible for all of 2015 and who turns age 55 on Dec. 1, 2015, may make a full $1,000 catch-up contribution for 2015.
Declassification may also occur automatically by (1) occurrence of the date or event specified by the original classification authority, or (2) expiration of the maximum time frame for duration of classification established under E.O. 13526, usually 25 years from origination (see 5 FAM 485, below).
A caseworker may mail a recertification form at a client's request, or a client may pick up a recertification form in person at his local office of the department of human services. Caseworkers typically mail recertification forms 45 to 60 days before a client's certification period ends. A notice usually accompanies the recertification form that includes the date when certification ends, the date by which the applicant must recertify and the consequences of failing to do so. Depending on the client's case, his certification period may be roughly two to 12 months.