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Hopeful couples discover that adoption or gestational surrogacy costs from tens of thousands of dollars to more than $100,000. (And that's on top of the thousands of dollars many have already shelled out on fertility treatments, to say nothing about the emotional toll.)
Agency adoptionsâ costs may be higher because of the amount of support and counseling offered to both adoptive families and birth parents. Adoptive Families Magazine surveyed 1,100 families who adopted a child in 2012-2013 and reported: Average Total Cost: Adoption Agency - $39,966; Independent Adoption - $34,093.