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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
If lenders tell you that you canât get approved on your own, donât just take their word for it. There are several solutions available (some of them are faster than others). Build credit: if you canât get a loan without a cosigner because you have bad credit, work on improving your credit. Whether youâve simply never had the opportunity to establish credit or youâve missed payments in the past, you can always rebuild â it just takes time. See how to improve your credit.