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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
It is not easy to get a private student loan without a cosigner. If youâre among the few students who have a consistent income and established good credit, youâre lucky -- most of your peers donât have either of those. Itâs important to understand that borrowing on your own is difficult and most likely expensive.