When drawn as a population pyramid, age distribution can hint at patterns of growth. A top heavy pyramid, like the one for Grant County, North Dakota, suggests negative population growth that might be due to any number of factors, including high death rates, low birth rates, and increased emigration from the area.
If your 401(k) plan made hardship distributions that didnât follow the plan language, or if your plan doesnât have hardship language, find out how you can correct this mistake. The rules for hardship distributions from 403(b) plans are similar to those for hardship distributions from 401(k) plans.
If you have a permanent disability you can withdraw from your 401k early and get the money you need. Youâll have to provide a disability letter to your 401k custodian so that they will not hit you with the 10% penalty. You read more about 401k hardship withdrawal rules in another post.hereâs no way getting around that. If you have a Roth IRA, however; you can pull your contributions at any time. The earnings have an age (59 1/2) and five year test they have to meet before you can have access to those funds penalty free.