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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Yes, it sounds crazy if your goal was to borrow without a cosigner. But that might not be feasible, or it might be several years before you can pull it off -- and even then you might not have the credit scores you need. If youâve tried everything else, consider asking somebody to cosign a student loan for you. Of course, your cosigner should be willing and able to take the risk for you, but the risks might be smaller than you imagine. In addition, your involvement with the cosigner might be shorter than youâd expect.