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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Banks may be willing to issue a student private student loans without a cosigner, but the interest rates will be higher if you do not have a cosigner or an established credit history.Contact your student aid office to find out what other loans you can qualify for without having your parent cosign the loan.The student aid officer may also give you other funding options and credit counseling regarding your student loans.ontact your student aid office to find out what other loans you can qualify for without having your parent cosign the loan. The student aid officer may also give you other funding options and credit counseling regarding your student loans.