Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
First thing first-it's a value for money. There were a few glitches in our tour-the accommodation was in Rochester which is approximately 2 hours from Niagara-so effectively we got time to do just Maid of the Mist. We didn't get time to spend at the main attraction i.e. Niagara Falls.