We have 5 children and they all had ear problems growing up. We have used a product called Ear Ease for over 20 years that is awesome. It is a special hot water bottle that you fill with hot water and hold around the ear.
Financial Advisors make money by managing the personal assets of other people. For financial planners and advisors, especially for companies or business, they devise a specific portion off the sale, or charge for their service fees and accept lower interest.
Also, a lot of couples don't have the time it takes to deal with all the details. It takes a wedding planner at least 100 hours to plan for and organize a single wedding. When you break it down like that, a wedding planner makes at least $26 dollars an hour. The partial service tier means that the client delegates certain responsibilities to the wedding planner while handling the rest.