Refunds. When we receive a refund of tax weâve already paid, itâs a lot like discovering unexpected money in the bank. Everyone likes to see either a windowed envelope containing the stateâs check arrive in the mail -- or perhaps an electronic entry in a bank statement that the refund has already been deposited safely.
How long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.ow long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.
Tips for Improving your Credit Score. If you want to improve your credit score, itâs a good idea to approach your efforts systematically. Here are some tips that can help you improve your credit score: 1  Pay your bills on time. 2  Payment history is the most important aspect of your credit score.3  Late payments are one of the biggest hits to your credit score. 4  If you pay late repeatedly, you are likely to see a rapid decrease in your score. Payment history is the most important aspect of your credit score. 2  Late payments are one of the biggest hits to your credit score. 3  If you pay late repeatedly, you are likely to see a rapid decrease in your score. 4  Keep your debt balances low. 5  Donât max out your credit cards.