In addition to munching on plants, voles can cause considerable damage by gnawing the bark off trees and shrubs, girdling the trunks or roots and eventually killing the plant. Their irregular, patchy gnaw-marks can be seen near ground or snow level, particularly during the winter.
Filing bankruptcy means a person or business has availed themselves of Canadaâs bankruptcy laws in order to obtain protection from their creditors and relief from their unsecured debts. When a person files for bankruptcy they are said to be bankrupt or âin bankruptcyâ. If you file for bankruptcy something called your bankrupt estate is created. Think of this as bag filled with all of your unsecured debts (credit cards, loans, lines of credit, income taxes, etc, etc). While you remain âin bankruptcyâ you still own the bag, but you donât have to make any payments on the debts.
How do I Declare Bankruptcy? You can go bankrupt in one of two main ways. The more common route is to voluntarily file for bankruptcy. The second way is for creditors to ask the court to order a person bankrupt. There are several ways to file bankruptcy, each with pros and cons. You may want to consult a lawyer before proceeding so you can figure out the best fit for your circumstances. Chapter 7 Bankruptcy. There are lots of reasons people file for Chapter 7 bankruptcy. You're probably not the only one, whatever your reason is.