These proteins are called lipoproteins. 1  Low-density lipoprotein. High levels of low-density lipoprotein (LDL) can eventually build up within the walls of your blood vessels and narrow the passageways. 2  High-density lipoprotein. This type of lipoprotein is often referred to as good cholesterol.
How deductibles work. Health insurance deductibles are the amount of money you have to pay toward your health care before your insurance starts covering costs. Deductibles can range from a few hundred to thousands of dollars, depending on the policy. Some plans (typically HMOs) donât have a deductible at all. Generally, once you meet your deductible for the year your insurance will require you to pay coinsurance, which is another form of cost-sharing, until you
Deductibles. This is the portion of your medical expenses that is not covered by a copay and you are responsible for 100%, until you reach your deductible. It's like car insurance. Should you need to, you pay your deductible and then insurance kicks in to help pay. The basics about annual health deductibles: 1  Expenses related to hospitalization, surgery and procedures are typically applied to your deductible first.