Desert bighorn sheep (Ovis canadensis nelsoni) is a subspecies of bighorn sheep (Ovis canadensis) , that is native to the deserts of the Southwestern United States and Northwestern Mexico. The trinomial of this species commemorates the American naturalist Edward William Nelson (1855â1934).he desert bighorn has become well adapted to living in the desert heat and cold and, unlike most mammals, their body temperature can safely fluctuate several degrees. During the heat of the day, they often rest in the shade of trees and caves.
Prime Rate. This can be defined as the rate charged by banks to their most credit worthy customers for loans. The term on its own is generic but in the States, it primarily refers to the Wall Street Journal Prime Rate.
The prime rate used to be defined as the interest rate at which banks lend to their most creditworthy (prime) customers. Now, it is simply an index that is 3 percentage points above the federal funds rate set by the Federal Reserve. Banks set their own rates, but tend to move in unison. The most common measure of the prime rate is The Wall Street Journal prime rate, which surveys banks on their prime rates. Variable rate credit cards are usually pegged to the prime rate, with the cards' rates set at the prime plus a margin.