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A true no-cost refinance means you pay no money upfront and neither your loan amount nor your interest rate is increased to build any costs into your new loan. To calculate a break-even point, divide the anticipated total cost of your refinance by the monthly savings on your loan payment.
Competitive fees and no commissions. 1  The Sunsuper for life Super-savings account Administration fees consists of $1.50 per week and 0.10% p.a. on the first $800,000 of your account balance. 2  The Sunsuper for life Income account administration fee is $4.00 per week, plus 0.10% p.a. on the portion less than $800,000.00 of your balance.