These proteins are called lipoproteins. 1  Low-density lipoprotein. High levels of low-density lipoprotein (LDL) can eventually build up within the walls of your blood vessels and narrow the passageways. 2  High-density lipoprotein. This type of lipoprotein is often referred to as good cholesterol.
How deductibles work. Health insurance deductibles are the amount of money you have to pay toward your health care before your insurance starts covering costs. Deductibles can range from a few hundred to thousands of dollars, depending on the policy. Some plans (typically HMOs) donât have a deductible at all. Generally, once you meet your deductible for the year your insurance will require you to pay coinsurance, which is another form of cost-sharing, until you
Deductible A deductible is the amount you pay for health care services before your health insurance begins to pay. How it works: If your planâs deductible is $1,500, youâll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.