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This provides deposit insurance for credit unions in much the same way as the FDIC provides insurance for banks. Look for the NCUA logo at your credit union's teller stations. The standard maximum limit is $250,000 per individual account holder, per federally insured credit union. (To check on whether your credit union accounts are fully covered, use NCUSIF's coverage estimator at http://webapps.ncua.gov/ins.)
Credit Limit-- How much total money can be charged to a credit card account, for example $5,000 (also known as a credit line). Credit monitoring service -- A service that monitors credit card accounts for suspicious or out-of-pattern activity and sends an alert to the card member if such activities occur.