CUDOS is based on the Mertonian norms introduced in 1942 by Robert K. Merton. Merton described four sets of institutional imperatives [comprising] the ethos of modern science: universalism, communalism, disinterestedness, and organized skepticism..
Hanover policies are sold by more than 5,000 independent, affiliated agents located in cities and towns across the country. When you buy a Hanover Insurance Group business policy, you get the one-on-one attention you need to be confident youâre getting the right coverage for your unique business needs.
Employers must prepare an ERISA Wrap SPD to supplement the Certificate of Insurance. November 24, 2014 â by Gene C. Ennis â. Bradenton, FL â Core Documentsâ Group Insurance Wrap SPD document is available for a $99 one-time fee, you only update your Wrap SPD document as your benefit options change.Initially Core will only offer the low cost Wrap SPD document for fully insured group health insurance plans.ote: An insurance companyâs Master Contract, Certificate of Coverage, or Summary of Benefits is not a plan document or SPD. Also see: Group Insurance Wrap SPDs Now Available for just $99 from Core Documents. Hereâs the âsummaryâ of what the ERISA SPD law requires, the actual CFR law follows.