Refunds. When we receive a refund of tax weâve already paid, itâs a lot like discovering unexpected money in the bank. Everyone likes to see either a windowed envelope containing the stateâs check arrive in the mail -- or perhaps an electronic entry in a bank statement that the refund has already been deposited safely.
How long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.ow long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.
The trick, of course, if you have never established any type of credit, is to learn how to go from âno creditâ to âgood creditâ in the shortest amount of time possible. How long does it take to build credit? Establishing a good credit history doesnât happen overnight, of course. But with the right strategy, you can certainly expedite the process. You Donât Start from Absolute Zero. A common credit myth is that your credit scores begin at zero.