Like DM, IM can be used as a noun or a verb - you can send someone and IM or you can IM someone. 1  ima/imma/iâma - Iâm going to. 2  Iâma go 2 the movies w/my bf. 3  imo/imho - in my opinion/in my humble opinion.  imo, your gf is 2 hot 4 1  you. j2lyk - just to let you know.  j/k - just kidding.
Jamaica has a total population of 2.7 million people. Retirement with an immediate pension can be as early as age 50 years and as late as age 70 years. The average age at death for persons receiving a pension from a pension plan is in the late seventies to early eighties; so retirees need an income for many years after ceasing employment.
Article from Pension Section News, May 2007, No. 64 on the pension reform in Jamaica. The government and private sector of Jamaica have been working hard to enable people who have worked a full career to receive pensions that can at least provide for minimum living requirements in their golden years.