Hilton Head Island in South Carolina is known as the most family-friendly destination in the world.Offering an assortment of outdoor excursions and also named as one of the top 10 family beaches in the country, the Island is the best family destination for a beach vacation or getaway.ilton Head Island is regularly honored with awards from industry-leading travel sources, such as Travel + Leisure, Conde Nast Traveller, Parents Magazine, and many more.
They CANNOT require you to go through a specific lender, however they can/will tie certain negotiable terms to the use of a specific preferred lender. For new construction homes it's a way for them to control the transaction and the peace of mind of knowing that their lender has approved your loan.
Lenders need to make sure there is enough income for the proposed mortgage payment, after other revolving and installment debts are paid. 1  All loans, leases, and credit cards are factored into the debt calculation. 2  Utilities, insurance, food, clothing, schooling, etc. are not. For conforming loans, most lenders will lend down to a FICO of 620, with additional rate hits for the lower-end credit scores and loan-to-values. 2  When you are borrowing more than 80%, they typically will not lend if you have a FICO below 680.