In order to apply for a Missouri Substitute Certificate, you must submit all of the following items: 1. You will first need to create a profile in our certification system. Please follow the instructions outlined in the Educator Certification System Help Guide for the Certification System. After you have created a profile in our certification system, find the applications link in the menu on the left hand side of the screen to see a list of application types.
Rights of Tenants During a Foreclosure. 1  There are other rights that tenants have in eviction cases done after a foreclosure. 2  If a tenant is not named in the complaint for the eviction, he or she may be able to challenge the eviction at any time during the case or even after the judgment for eviction is made.
Definition: Lenders file in the public records where the property is located a public notice called the Notice of Default. After the Notice of Default is filed, what specific rights does a homeowner possess? The Notice of Default is the first step to foreclosure. In some states, the Notice of Default is also attached to the home, generally on the front window, like an embarrassing scarlet letter. It states that the borrower is in default, behind on paying the mortgage payments, and if the payments are not paid up, the lender will seize the home.