Refunds. When we receive a refund of tax weâve already paid, itâs a lot like discovering unexpected money in the bank. Everyone likes to see either a windowed envelope containing the stateâs check arrive in the mail -- or perhaps an electronic entry in a bank statement that the refund has already been deposited safely.
How long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.ow long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.
Sure, youâve made mistakes in your financial past. But, if you pay off debt or fix bad information, the improvements will show up on your credit report within 30 to 45 days, says Andrew Sprauve, a FICO spokesman. Other problems, such as bankruptcy or foreclosure, hurt your score for seven to 10 years.ure, youâve made mistakes in your financial past. But, if you pay off debt or fix bad information, the improvements will show up on your credit report within 30 to 45 days, says Andrew Sprauve, a FICO spokesman. Other problems, such as bankruptcy or foreclosure, hurt your score for seven to 10 years.