Definition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).efinition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).
On the other hand, discount points can be added at the time of lock or later in the process if you choose to pay to reduce your interest rate. Origination fees are the fees required to originate the loan. They can include processing fees, underwriting fees, administrative fees, and several others. Your loan officer can give you a complete breakdown of these fees as they vary from state to state.
Origination Fees. The loan origination fee is the fee charged by the lender for processing a loan application. Origination fees, sometimes called origination points, are generally determined as a percentage of the total loan cost and usually range from .5 percent to 1 percent, or .5 to 1 point, of the loan.ppraisal Fee. The appraisal fee pays for a study of the property to document its value. Sometimes you pay the appraisal fee directly to the appraiser, and other times you pay them to the bank. If you are not paying the appraiser directly, the bank may be taking part of the fee.