Definition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).efinition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).
On the other hand, discount points can be added at the time of lock or later in the process if you choose to pay to reduce your interest rate. Origination fees are the fees required to originate the loan. They can include processing fees, underwriting fees, administrative fees, and several others. Your loan officer can give you a complete breakdown of these fees as they vary from state to state.
March 22, 2012 at 10:00 pm #2508. Our bank charges a 1% origination fee to the borrower on our mortgage loans. We are considering collecting an undewriting fee and a processing fee in addition to the 1% origination fee. Other lenders have told us that, per regulations, we can not charge an origination fee AND charge the underwriting and processing fees. We were told that you have to do one or the other. However, we were told that you may charge a discount point and also charge the underwriting and processing fee. But in order to do that, the borrower would have to receive a lower rate than what he/she would receive had they not elected to pay a discount point.