Transcript: Sickle cell anemia is a genetic disease that affects hemoglobin, the oxygen transport molecule in the blood. The disease gets its name from to the shape of the red blood cells under certain conditions.
â¢ The MDS completion date (Item Z0500B) must be no later than 14 days from the ARD (i.e., ARD + 14 calendar days) and no later than 14 days after the determination that the criteria for a SCSA were met.
Depending on when your closing date is, you may or may not want to lock in your rate. Some borrowers may opt to âfloatâ (not lock) in their mortgage interest rate. A mortgage interest rate may (and will) change until the rate is locked in. Your rate needs to be locked before an underwriter can issue final loan approval.