Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
1 Niagara Falls in One Day: Deluxe Sightseeing Tour of American and Canadian Sides. 2  Ultimate Niagara Falls Tour plus Helicopter Ride and Skylon Tower Lunch. 3  Niagara Falls Boat Tour: Voyage to the Falls.  Niagara Falls Canadian Side Tour and Maid of the Mist Boat 1  Ride. Best of Niagara Falls Tour from Niagara Falls, Ontario.