We have 5 children and they all had ear problems growing up. We have used a product called Ear Ease for over 20 years that is awesome. It is a special hot water bottle that you fill with hot water and hold around the ear.
Financial Advisors make money by managing the personal assets of other people. For financial planners and advisors, especially for companies or business, they devise a specific portion off the sale, or charge for their service fees and accept lower interest.
If you have debt, if you're saving for retirement or if you just have general questions about your finances, you might consider a certified financial planner. A certified financial planner, or CFP, can help you solve the money problems of everyday life.