1 How to record online radio, audio from digital music services and live audio streams. 2  Replay Music (Windows). 3  Record any web radio station or streaming music service. 4  Get perfectly separated high quality MP3 files, automatically tagged with the artist and song title. Internet radio station ripping (Windows). 2  How to save/capture/record/rip live online radio streams like Windows Media, IceCast (ShoutCast compatible), Live 365, QuickTime Darvin. 3  iRadio. 4  Capturing music from online radio stations and saving it to hd with artist titles and song names.
(75 reviews). Different lenders have different guidelines but in general, you will have to wait 6 months to refinance into a conforming Fannie / Freddie loan. I do not think you will be able to recoup your $10K post purchase investment. I think you will just be able to refi up to your mortgage amount which in this case is below 80%- A good thing.
Every time you refinance your home you restart the clock and pay less principal. This makes it take longer to pay off your home. One way to mitigate this problem is to refinance to a shorter-term loan. For instance, a 10-year-old $200,000 30-year mortgage at seven percent carries a monthly payment of $1,331. If you were to refinance the remaining $171,953 balance for 20 years at 5 percent, you would pay the loan off in the same amount of time and save almost $200 a month based on the new payment of $1,135.