Calcium and Dairy. Foods classified by the USDA as dairy products supply calcium to the diet. Calcium is stored in your bones, which makes them dense. Too little calcium in your diet can increase your risk of developing low bone density and fractures.
For example, say that your traditional IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 withdrawal. That means 30 percent of the withdrawal comes out of your cost basis and is tax-free; 70 percent comes from the remainder of the account and is taxable.
Cost basis is the portion of an account that represents the shareholderâs investment in the fund. The original cost basis of shares is determined by the amount you pay for them, including shares acquired through the reinvestment of dividends. When you sell shares in a taxable account, the cost basis of your shares is used to determine the gain or loss (if any) with respect to those shares.