Total blindness is the complete lack of light perception and form perception, and is recorded as NLP, an abbreviation for no light perception.. Few people today are totally without sight. In fact, 85% of all individuals with eye disorders have some remaining sight; approximately 15% are totally blind.
Almost all types of occupational and private pensions can be transferred. There are some exceptions, however, particularly for public sector workers. â¢ If you left a public sector pension scheme before 1st January 1986, you canât transfer.â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.The good news is that in all of the scenarios above, you would almost certainly end up with a big reduction in your pension entitlement if you transferred to a different pension â so the rules are protecting you. If you left a public sector pension scheme before 1st January 1986, you canât transfer. â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.
1. Transferring isn't the same as repaying. When you transfer the balance from a higher-interest credit card to one with a lower interest rate, you are, in essence, paying off credit card A with new credit card B..t's not just balances from other credit cards that can be transferred. You may be able to move loans for cars, appliances, furniture and other monthly installment payments to a no-interest balance transfer credit card, using checks from the bank that issues the credit card. 4. Fees are inevitable.