Refunds. When we receive a refund of tax weâve already paid, itâs a lot like discovering unexpected money in the bank. Everyone likes to see either a windowed envelope containing the stateâs check arrive in the mail -- or perhaps an electronic entry in a bank statement that the refund has already been deposited safely.
How long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.ow long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.
Well, it takes years to build a credit history, but it only takes a few weeks and months to destroy it. It's very much like a reputation. It can take a very long time to build a good one that builds respect and creates opportunities for you.o help you understand how long it takes to build your credit history, here are some things that can hurt your credit history and how long they remain on your credit report (which is a summary of your credit history):