Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
Three overlooks give different views of the Great Falls. All are within a five to ten minute walk from the Visitor Center. Access to the Falls is by walking only. Overlooks 2 and 3 are handicap and stroller accessible. For your safety, do not climb or go beyond the fences.