Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
Winter in Niagara offers snow and beautiful natural ice displays on surrounding trees and around the base of the Falls. Also, depending on how cold winter weather becomes, the base of the Falls can become a shield of ice. Weather in Niagara Falls Canada varies from month to month, day-to-day and even day to night. Average temperatures are as follows: January - March: between -8 and 3C (16 and 37F)