These proteins are called lipoproteins. 1  Low-density lipoprotein. High levels of low-density lipoprotein (LDL) can eventually build up within the walls of your blood vessels and narrow the passageways. 2  High-density lipoprotein. This type of lipoprotein is often referred to as good cholesterol.
How deductibles work. Health insurance deductibles are the amount of money you have to pay toward your health care before your insurance starts covering costs. Deductibles can range from a few hundred to thousands of dollars, depending on the policy. Some plans (typically HMOs) donât have a deductible at all. Generally, once you meet your deductible for the year your insurance will require you to pay coinsurance, which is another form of cost-sharing, until you
Save. Health insurance often has a deductible--an upfront cost that the insured person must pay before the insurance company will cover a cost. To meet a deductible on a health insurance plan, you must spend the full deductible amount sometime during the plan year. After a deductible has been met, you are typically not required to pay any more money toward deductibles until the next year.