Desert bighorn sheep (Ovis canadensis nelsoni) is a subspecies of bighorn sheep (Ovis canadensis) , that is native to the deserts of the Southwestern United States and Northwestern Mexico. The trinomial of this species commemorates the American naturalist Edward William Nelson (1855â1934).he desert bighorn has become well adapted to living in the desert heat and cold and, unlike most mammals, their body temperature can safely fluctuate several degrees. During the heat of the day, they often rest in the shade of trees and caves.
Prime Rate. This can be defined as the rate charged by banks to their most credit worthy customers for loans. The term on its own is generic but in the States, it primarily refers to the Wall Street Journal Prime Rate.
The target federal funds rate, which is set by the Federal Reserve Board, serves as the basis for the prime rate. The federal funds rate is the interest rate commercial banks charge each other for overnight lending. Generally, the prime rate is about 3 percent higher than the federal funds rate. That means that when the Fed raises interest rates, the prime rate also goes up. Banks use the prime rate to set interest rates on numerous short-term loan products.