The AMBER Alert Program is a voluntary partnership between law enforcement agencies, broadcasters, transportation agencies, and the wireless industry, to activate an urgent bulletin in the most serious child-abduction cases.
Surcharges as Convenience Fees One surcharge experienced by many consumers are ATM fees associated with using a particular networkâs ATM. The ATM surcharge is most often levied by the bank or other institution that owns and operates the machine, and is generally listed as a set dollar amount per transaction.
The main difference for merchants is that debit card transactions have a much lower interchange fee (<1%, vs. up to 5% for credit cards) per transaction. Hence, merchants such as Costco are often only willing to accept debit cards.