Most lenders and creditors write off an account as a bad debt six months after it becomes delinquent. That doesnât get you off the hook for paying the money you owe, as the debt will appear on your credit report as a charge-off. The creditor can then turn the account over to a collection agency. Although settling an old debt can lower your credit score, it is smart to pay off the debt if you want to apply for a home loan.
Phone Power: This VoIP service requires a minimum Internet speed of 768 Kbps download and 128 Kbps upload. Phone.com: The minimum Internet speed requirement for Phone.com is 2.5 Mbps download. Phone.com doesnât have a requirement for upload speed because the upload speed that automatically comes with the download speed will work fine with the service. Via:Talk: This VoIP service requires a minimum speed of 128 Kbps download and 128 Kbps upload. AXVoice: The minimum Internet speed requirement for AXVoice is 128 Kbps download and 128 Kbps upload. Voip.com: This VoIp service requires a minimum speed of 128 KPS upload and 728 download. Lingo: The minimum Internet speed requirement for Lingo is 2 Mbps download. Lingo doesnât have a requirement for upload speed because the upload speed that automatically comes with the download speed will work fine with the service. Skype: This VoIP service requires a minimum speed of 512
DSL is capable of providing maximum downstream speeds of 1.5 Mbps to 15 Mbps, with an upstream speed of 128 kbps to 1 Mbps. Cable Internet yields maximum downstream speeds of 25 Mbps to 100 Mbps and upstream speeds of 2 Mbps to 8 Mbps. However, cable modems rarely reach the maximum speeds they are capable of.