Definition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).efinition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).
On the other hand, discount points can be added at the time of lock or later in the process if you choose to pay to reduce your interest rate. Origination fees are the fees required to originate the loan. They can include processing fees, underwriting fees, administrative fees, and several others. Your loan officer can give you a complete breakdown of these fees as they vary from state to state.
The term origination fees refers to any expenses you pay to the lender to compensate him for providing the loan. Most lenders charge a basic origination fee equal to a certain percentage of the loan balance. Lenders may also include points in their origination fee, which are one-time prepaid interest payments you make in exchange for a lower annual rate. In most cases, you must pay these costs at settlement.