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If you wrote the check, the only way to guarantee that you will not be liable for it longer than six months is to place a stop payment order on it. According to Bankrate.com, an oral stop-payment order expires after 14 days and a written stop-payment order expires in six months.
Discovering an unredeemed check might seem like found money until you consider its expiration date. While some U.S. checks state how long you have to cash them on the check itself, others typically expire in a set number of days after being written. Not only does this encourage responsibility on the part of the check's recipient, it protects the issuer from overdrafts due to lack of funds if a recipient fails to redeem the check before it expires.