You forget the interest is an ANNUAL percentage and your loan is a 3 year loan, therefore you need to compound the interest amount by 3 for the length of the loan. In other words....$13000 financed @4.5% is $585 per year, multiply that by 3 years and the total interest is $1755 making the monthly payment $409.86.
Matthew David Morris aka MattyB is a 14-year-old pop singer/rapper from Atlanta, GA. He was born on January 6, 2003. Since beginning his music career at age 7, he has quickly become an Internet superstar with more than 5 Billion video views and 12 million YouTube subscribers.
Looks like Paris Hilton is up to her old tricks. Back in 2005, the blonde certainly got viewers' attention when she washed a car in a steamy Carl's Jr. Superbowl commercial. Nine years later, Hilton is back at it, this time with the help of swimsuit model Hannah Ferguson. The 33-year-old socialite, suited up in a strappy black monokini, posted behind-the-scenes photos from her newest ad with the fast food chain on July 24: