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If you wrote the check, the only way to guarantee that you will not be liable for it longer than six months is to place a stop payment order on it. According to Bankrate.com, an oral stop-payment order expires after 14 days and a written stop-payment order expires in six months.
Rating Newest Oldest. Best Answer: Most likely, the cashed check will not show up on your statement. However, the bank does keep records of the checks that its customers cash.The check will be scanned and kept in the banks' records for at least seven years.If the check comes back, the bank needs to know whose account to charge. That is just one of the reasons why they keep these records. Source(s): My 31 years in the banking and credit union industry.f you cash a check at a bank that you are a customer of do they keep a record that you cashed the check?