We are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.e are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.
A hard inquiry will slightly ding your credit score. But it wonât last too long. Inquiries only remain on your credit report for 2 years, and hard inquiries only affect your credit score for 12 months.
In inquiry is a record that the credit bureaus keep of when a creditor, collector or other company requests a copy of your credit report. There are two types of inquiries: Hard Inquiries and Soft Inquiries. Hard inquiries can affect your FICO score for up to 12 months, and stay on your credit report for 2 years.Soft inquiries stay on your report for 2 years but do not affect your credit score.Hard inquiries hurt your credit. Soft inquiries do not. If you have a lot of hard inquiries on your credit report it can actually have significant negative impact on your credit.Most of the time a hard inquiry should be in connection with an application for credit by you, the consumer.here are two types of inquiries: Hard Inquiries and Soft Inquiries. Hard inquiries can affect your FICO score for up to 12 months, and stay on your credit report for 2 years. Soft inquiries stay on your report for 2 years but do not affect your credit score.