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Mortgages for Registered Accounts. The mortgage administration fee is in addition to the annual RRSP/RRIF administration fee. The mortgage administration fee is $225, payable on September 1, for each mortgage in your account at any time during the period of January 1 to December 31.The fee is not payable on a pro rata basis for any partial year that a mortgage is in your account.ST/HST, QST and PST are charged where applicable. * A Partial Plan Withdrawal that results in a balance of $100 or less remaining in a registered account is treated as a Full Plan Withdrawal and will be charged a fee of $100. The mortgage administration fee is in addition to the annual RRSP/RRIF administration fee.
How the Annual Fee Is Charged. The annual fee might be a one-time charge on your credit card during a specific month of the year, usually around your card's anniversary or at the beginning of the calendar year. Or, the annual fee may be divided up and assessed monthly. It's more common for cards to charge the annual fee once a year.