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Veterans Group Life Insurance. Itâs important to consider which life insurance policy is best to ensure your familyâs financial security. When you separate from the military you have the option to convert your SGLI benefit over to VGLI. But, you have a limited time frame after separation to do so â 1 year and 120 days to be exact.
Term life insurance is the least expensive option available and also the simplest. The term of the policy is for a given number of years (typically 10, 20, or 30), and as long as you pay the premium your beneficiary will get the face value at your death.