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Veterans Group Life Insurance. Itâs important to consider which life insurance policy is best to ensure your familyâs financial security. When you separate from the military you have the option to convert your SGLI benefit over to VGLI. But, you have a limited time frame after separation to do so â 1 year and 120 days to be exact.
Disability Insurance Care of Dependents. Long and short-term disability insurance does not cover the care of your dependents. Private policies make claims payments only when the insured person is unable to work because of a qualifying medical condition. It does not cover the caregiver.