A Sweatshirt is a sweater or pullover with long sleeves. Some designs have front pouch, pockets for the hands or a hood, (sometimes called a hoody or ''hoodie''). The sweater is formed by the linking of stitches - Its shape and pattern come from the structure of the garment. If the stitches are taken away there is no form.
A fiduciary is someone who has undertaken to act for and on behalf of another in a particular matter in circumstances which give rise to a relationship of trust and confidence.
A fiduciary is held to a standard of conduct and trust above that of a stranger or of a casual business person. He/she/it must avoid self-dealing or conflicts of interests in which the potential benefit to the fiduciary is in conflict with what is best for the person who trusts him/her/it.