Life on our planet is made up of an incredible variety of carbon molecules, and, in essence, life processes are carbon chemistry. Conversely, the carbon cycle, which can be viewed as the movement of carbon atoms through various places of storage on Earth, called reservoirs, is intimately tied to life processes.xamples of reservoirs are the ocean, the atmosphere, the biosphere, the soil carbon, the carbonate sediments, and the organic carbon sediments.. The fluxes between them describe the rate at which atoms move from one reservoir into another.
A loan agreement is: 1  A borrower's written promise to repay a sum of money, or principal, to the lender.  A document that outlines the terms of a loan, including a repayment plan, between a lender and a borrower.
The note includes the: name(s) of the borrower; property address; interest rate (fixed or adjustable) late charge amount; amount of the loan, and; term (number of years). Unlike a mortgage or deed of trust, the promissory note is not recorded in the county land records. The lender holds the promissory note while the loan is outstanding. When the loan is fully paid off, the note will be marked as paid in full and returned to the borrower. Mortgages and Deeds of Trust. The purpose of the mortgage or deed of trust is to provide security for the loan that is evidenced by a promissory note. Along with standard covenants between the lender and borrower, the mortgage or deed of trust will contain an acceleration clause that permits the lender to demand that the entire balance of the loan be repaid if the borrower defaults on the loan (by not making payments, for example).