We are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.e are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.
A hard inquiry will slightly ding your credit score. But it wonât last too long. Inquiries only remain on your credit report for 2 years, and hard inquiries only affect your credit score for 12 months.
Inquiry Date/Date of Request. Dates that someone reviewed your credit information may be important, depending on the type of inquiry. Inquiries fall into two categories: those that affect your credit scores (often called âhardâ inquiries in industry lingo) and those that donât (âsoft inquiriesâ). All are reported for 24 months. And since soft inquiries donât impact your scores, they arenât important on that front. But for hard inquiries, the date of inquiry is important because most credit scoring models will ignore those that are more than 12 months old. And in case youâre wondering, hard inquiries in the past 12 months generally have the same impact regardless of whether they are one month old or 11 months old.