Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
That's also true of the insurance industry. While the basic concept is simple enough -- suffer a loss, get compensated -- the picture can quickly get muddied by the sheer number of options available. One available option in many group or life insurance plans is supplemental AD&D; insurance, which protects against accidental death and dismemberment. About AD&D An accidental death and dismemberment policy, as the name suggests, provides protection in the case of an accident.