There are several types of chamomile, but German chamomile (matricaria recutita) has strong antihistamine compounds that fight off allergic reactions, and therefore, asthma attacks. To get the most from this herb, be certain that you are consuming German chamomile and that you drink at least two cups of tea daily. 3. Ginger
Adjustable-rate mortgage. A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender's standard variable rate/base rate.
The interest rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. It does not reflect fees or any other charges you may have to pay for the loan. An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money.The APR reflects not only the interest rate but also the points, mortgage broker fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.Tip: Take care when comparing the APRs of adjustable-rate loans.he APR reflects not only the interest rate but also the points, mortgage broker fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate. Tip: Take care when comparing the APRs of adjustable-rate loans.