(See Roll of arms). Heraldry (/ËhÉrÉldri/) is a broad term, encompassing the design, display, and study of armorial bearings (known as armory), as well as related disciplines, such as vexillology, together with the study of ceremony, rank, and pedigree.
It depends on the bank really, some banks will charge up to Â£10 to cancel a cheque, for example, if you have merely changed your mind about a product you purchased. However, if it has been lost in the post and you wish to re-send the cheque then they will probably not charge you.DIT: Also, cheques can be cashed by the recipient up to 6 months after they have been issued, so during this time you should no longer consider it as your money, if you cancel the cheques while the recipient has not yet cashed them you can be sued for fraud. Last edited by RNBen; 02-03-2009 at 00:40. lollapalooza.
Won't happen the way you think. You are free to cancel your insurance any time -- no premium slavery in America. But your contract probably does not allow you receive a full refund of unearned premium, rather, you might be entitled to a short rate refund. Most companies charge $50 or $75 as a mid-term cancellation fee. Some charge as much as one month's premium. So if you have at least that much in unearned premium remaining, it will be taken by the insurance company as an early exit penalty. Only the balance of unearned premium is refunded.