Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
Accidental death and dismemberment. AD&D insurance may be purchased at work, as a stand-alone product or as a rider on a life insurance policy. Unlike term life insurance, AD&D policies pay out only if you are killed or injured in an accident. To qualify for a payout for injury, you must lose a body part or the ability to hear, see or speak.