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Definition: Phased Retirement. Phased Retirement is a process that allows full-time employees to work part-time schedules while beginning to draw retirement benefits. Phased retirement helps full-times employees to transition gradually into retirement.
According to SmartAsset, the average age to retire across the country is 63 -- but there's quite a range on a state level. Most of the states with the youngest average retirement age fall in the Appalachian and Southeast regions, including West Virginia, Kentucky, South Carolina and Georgia. Many of the states with the oldest average retirement age land in the Northeast, including Massachusetts, Connecticut, Vermont and New Hampshire.