Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.
Ketones: Finding ketones in the urine is not a normal finding. Typically, diabetes is the cause of ketones in the urine. The finding of ketones will typically result in testing for diabetes, or it may indicate a need for better glucose control in a diabetic patient. Leukocytes: Leukocytes are white blood cells. Leukocytes in the urine typically indicate a past or current infection in the urinary tract. Blood: The presence of blood in the urine is an abnormal finding. It is not possible to determine the cause of the bleeding without further testing.
Albumin is a major protein normally present in blood. The urine albumin test detects and measures the amount of albumin in the urine. The presence of a small amount of albumin in the urine may be an early indicator of kidney disease.