merÂ·oÂ·zyÂ·gote. microbial genetics An organism that, in addition to its own original genome (endogenote), contains a fragment (exogenote) of a genome from another organism; the relatively small size of the exogenote permits a diploid condition for only a limited region of the endogenote.
If you have a plan with a previous employer, you will have to take a minimum required distribution from that plan once you turn 70 1/2, but you may defer receiving payments from NYU's plan(s) as long as you are still working at NYU.
Your 2011 required minimum distribution, or RMD, is based on the account balance(s) at the end of 2010, not 2011. RMDs from IRAs start in the year you turn 70Â½, although account owners were allowed to skip the RMD in the 2009 tax year. Your letter reads like you didn't take a required minimum distribution in the 2010 tax year. You wouldn't have this confusion about the 2011 distribution if you had taken a 2010 distribution.