Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
A rider is an addendum to an insurance policy that provides add-on coverage. An accidental death and dismemberment rider is an additional form of coverage purchased along with a traditional form of life insurance such as a term policy or a permanent policy such as whole life or universal life.