The Components Of Your Credit Score. The makeup of your FICO score is broken up into a bunch of major factors: Payment History (35%), Debt Burden (30%), Length of History (15%), Types of Credit(10%), and Recent Credit Searches(10%). Let's take a look at how these components fit in to creating your overall credit profile.
Yes, unfortunately older adults will gradually lose flexibility with age. Aging affects the joints predominantly due to structural changes occurring within the joint complex. Structural changes and a weakening of joints with age include microtear, calcification, and an increase in cross-linking within joint collagen.
We know a single stretch makes muscles and probably other structures like tendons and ligaments more flexible but for a short period  probably only a matter of minutes. But done regularly, it's feasible (but not proven) stretching may induce growth of tissues that leads to a more long-term increase in flexibility. This is likely to be helpful in certain sports like gymnastics, ballet, hurdles or high jumping.