There are several types of chamomile, but German chamomile (matricaria recutita) has strong antihistamine compounds that fight off allergic reactions, and therefore, asthma attacks. To get the most from this herb, be certain that you are consuming German chamomile and that you drink at least two cups of tea daily. 3. Ginger
Adjustable-rate mortgage. A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender's standard variable rate/base rate.
The average rate for a 30-year fixed-rate mortgage has fluctuated between just above 4% and 4.5% for most of 2014. The Federal Home Loan Mortgage Corp., or Freddie Mac as it is commonly called, is predicting rates will rise to 5% in late 2015. (For more, see: How To Shop For Mortgage Rates.)