Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
Accidental death and dismemberment insurance is usually supplemental to life insurance. It can be purchased as its own policy or as a rider to a life insurance policy. It often gives policyholders a percentage of their overall payout if they receive injuries from an accident that result in the loss of speech, sight or hearing, or the loss of fingers or limbs.