merÂ·oÂ·zyÂ·gote. microbial genetics An organism that, in addition to its own original genome (endogenote), contains a fragment (exogenote) of a genome from another organism; the relatively small size of the exogenote permits a diploid condition for only a limited region of the endogenote.
If you have a plan with a previous employer, you will have to take a minimum required distribution from that plan once you turn 70 1/2, but you may defer receiving payments from NYU's plan(s) as long as you are still working at NYU.
Required minimum distributions (RMDs) must be taken each year beginning with the year you turn age 70 1/2. The RMD for each year is calculated by dividing the IRA account balance as of December 31 of the prior year by the applicable distribution period or life expectancy.