There are several types of chamomile, but German chamomile (matricaria recutita) has strong antihistamine compounds that fight off allergic reactions, and therefore, asthma attacks. To get the most from this herb, be certain that you are consuming German chamomile and that you drink at least two cups of tea daily. 3. Ginger
Adjustable-rate mortgage. A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender's standard variable rate/base rate.
The average interest charged to borrowers for a 30-year, fixed rate loan fell to 4.21% from 4.29% last week, according to Freddie Mac's weekly mortgage rate report.Rates have not been this low since the week of November 7, when they were at 4.16%.The 15-year, fixed rate mortgage, a popular loan for homeowners refinancing existing mortgages, hit 3.32%, down from 3.38% last week.Related: Buy vs. rent: What you'll pay in the 10 biggest cities.ayments on a $200,000 30-year, fixed-rate mortgage would be only $979 a month at a rate of 4.21%. Borrowers with rates closer to the historical norm of 6% would pay about $1,200 a month. Related: Nearly half of home sales are all cash.