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Causes. There are two main factors that are responsible for causing hurricane storms, viz. warm water and moist, warm air. This is the reason why they begin in tropical regions. They occur when the moist, warm air from the surface of the ocean rises and meets the cooler air.
A flood is caused by a combination of heavy rainfall. causing river / oceans to over flow their banks, and can. happen at any time of the year, not just in the winter. Floods generally develop over a period of. days, when there is too much rainwater to fit. in the rivers and water spreads over the land.