Kentfield, California. Kentfield (formerly Ross Landing, Tamalpais, and Kent) is a census-designated place (CDP) in Marin County, California, United States, just north of San Francisco. Kentfield is located on the Northwestern Pacific Railroad 2 miles (3.2 km) southwest of downtown San Rafael, at an elevation of 115 feet (35 m).
How Do Adjustable Rate Mortgages Work? An adjustable rate mortgage or âARMâ is a mortgage on which the interest rate can change during the life of the loan. In contrast, a fixed-rate mortgage or âFRMâ is one on which the interest rate is preset for the entire life of the mortgage. 1. Initial Rate Period:This is the period for which the initial rate holds.
Adjustable rate mortgage (ARM) and fixed rate home loans with shorter terms offer lower rates than the ever-popular 30-year fixed loan. If you can budget the higher monthly payment of the 15-year fixed or 10-year fixed loan, or if you're comfortable with the possibility of your rate changing with the ARM, these options could help you get a better refinance rate for your home loan and pay much less interest over time.