Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.
Ketones: Finding ketones in the urine is not a normal finding. Typically, diabetes is the cause of ketones in the urine. The finding of ketones will typically result in testing for diabetes, or it may indicate a need for better glucose control in a diabetic patient. Leukocytes: Leukocytes are white blood cells. Leukocytes in the urine typically indicate a past or current infection in the urinary tract. Blood: The presence of blood in the urine is an abnormal finding. It is not possible to determine the cause of the bleeding without further testing.
â Microscopic hematuria â Microscopic hematuria means that the urine is normal in color, but there are an increased number of red blood cells seen with a microscope. It is usually discovered when a urine sample is tested with a dipstick.LOOD IN THE URINE OVERVIEW. Hematuria is the medical term for red blood cells in the urine. Red blood cells in the urine can come from the kidney (where urine is made) or anywhere in the urinary tract (figure 1).