Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.
Ketones: Finding ketones in the urine is not a normal finding. Typically, diabetes is the cause of ketones in the urine. The finding of ketones will typically result in testing for diabetes, or it may indicate a need for better glucose control in a diabetic patient. Leukocytes: Leukocytes are white blood cells. Leukocytes in the urine typically indicate a past or current infection in the urinary tract. Blood: The presence of blood in the urine is an abnormal finding. It is not possible to determine the cause of the bleeding without further testing.
Your doctor will start by taking a medical history and asking what may have caused the appearance of blood in your urine. This will be followed by a test called urinalysis. In this test, a urine sample is analyzed. Urine tests may include urine cytology, which uses a microscope to look for abnormal cells in the urine. Blood tests may also be ordered. If blood contains high levels of wastes that kidneys are supposed to remove, it could be a sign of kidney disease. In addition to urine and blood tests, you may need additional imaging tests. These may include: Computed tomography (CT) scan.