Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
Both the injury and the event have to be considered accidents in order for a claim to be covered. Accidental means is a precise definition of âaccidentâ, and is stricter than merely defining an accident as an unforeseen event. Insurance policies for bodily harm or death often include a provision that requires the death or injury to be caused by external, violent, and accidental means.