merÂ·oÂ·zyÂ·gote. microbial genetics An organism that, in addition to its own original genome (endogenote), contains a fragment (exogenote) of a genome from another organism; the relatively small size of the exogenote permits a diploid condition for only a limited region of the endogenote.
If you have a plan with a previous employer, you will have to take a minimum required distribution from that plan once you turn 70 1/2, but you may defer receiving payments from NYU's plan(s) as long as you are still working at NYU.
You are NOT required to take minimum distributions from your own Roth IRA. However inherited Roth IRAs do have required distributions and so do Roth 401(k)s. If you are still working and contributing to your employer sponsored retirement plan some plans will allow you to delay your RMD. This is dependent upon your qualified plan rules. You will have to check with your plan to see if you will be required to take distributions at age 70 1/2 if you are still working. The amount of your required distribution is based on two things: your prior yearâs December 31st account balance, and an IRS table based on your age.