merÂ·oÂ·zyÂ·gote. microbial genetics An organism that, in addition to its own original genome (endogenote), contains a fragment (exogenote) of a genome from another organism; the relatively small size of the exogenote permits a diploid condition for only a limited region of the endogenote.
If you have a plan with a previous employer, you will have to take a minimum required distribution from that plan once you turn 70 1/2, but you may defer receiving payments from NYU's plan(s) as long as you are still working at NYU.
You typically have to start taking distributions from retirement accounts by April 1 of the year after you turn 70 1/2. After that, distributions -- which are based on your life expectancy -- must be made by Dec. 31 each year.