Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
An accidental death policy or rider (minus dismemberment coverage) is a similar policy. If, for example, you had a $100,000 life insurance policy and you added an accidental death rider, and you were killed in a covered accident, your beneficiaries would get a total of $200,000 from your life insurance and the rider. AD&D is a limited form of insurance that covers you only in accidents.