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Marginal Cost Of Funds. The incremental cost of borrowing more money to fund additional asset purchases or investments. In its simplest calculation, the marginal cost of funds is simply the interest rate on the new loan balance.
Graduate and Professional Student Borrowers: 1  5.31% fixed interest rate for Federal Direct Unsubsidized loans first disbursed on or after July 1, 2016.  The origination fee is a percentage of the loan amount which is deducted proportionally each time a disbursement is made.