The most notable sign is bumps on bottom of foot, with or without pain. To determine whether this condition is the cause of bumps on bottom of your foot, a medical professional will examine the bump, as well as carry out a proper examination or a scan to properly determine its cause.
Seven-Year Debts. If you get in trouble with a credit card or other loan, it'll stay on your credit report for at least seven years. Late payments stay for seven years, while delinquencies, which happen when your account goes into collections, stay for seven years and 180 days from your original delinquency date.
Accounts to a debt collector are reported to the credit bureaus as being charged off or sold to a debt buyer. The debt collector then reports the debt as a new account that is added to your credit history. The original account and the collection account can stay on your credit record for up to seven years, at which time both are removed. The Nolo website says you may be able to get collections removed early as part of a payment agreement with the debt collector, or the original creditor if the debt hasn't been sold.