merÂ·oÂ·zyÂ·gote. microbial genetics An organism that, in addition to its own original genome (endogenote), contains a fragment (exogenote) of a genome from another organism; the relatively small size of the exogenote permits a diploid condition for only a limited region of the endogenote.
If you have a plan with a previous employer, you will have to take a minimum required distribution from that plan once you turn 70 1/2, but you may defer receiving payments from NYU's plan(s) as long as you are still working at NYU.
Another exception to the required minimum distribution rules is when you continue to work. You still have to make mandatory withdrawals from your IRAs, but you can delay taking them from your current employer-provided plan, such as your 401(k), until April 1 of the year after you retire.