Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.
Ketones: Finding ketones in the urine is not a normal finding. Typically, diabetes is the cause of ketones in the urine. The finding of ketones will typically result in testing for diabetes, or it may indicate a need for better glucose control in a diabetic patient. Leukocytes: Leukocytes are white blood cells. Leukocytes in the urine typically indicate a past or current infection in the urinary tract. Blood: The presence of blood in the urine is an abnormal finding. It is not possible to determine the cause of the bleeding without further testing.
What does Occult Blood in Urine Mean. Occult blood is blood that cannot be seen without a microscope, so occult blood in urine indicate the presence of the red blood cells in the urine so indicating a problem. Another term commonly used for the same condition is hematuria. Usually, it is connected with some sort of the disorder in the kidneys; it can also be some sort of the urinary tract infection. Reasons for occult blood in urine. Firstly, this disorder can be caused by urinary tract infections with the viruses.