1 Often, goth music refers to a particular style of rock music from the 80's, featuring a heavy use of synthesizers, jangly guitar, reverb, and monotone vocals.To describe music as gothic is to refer to the tone, attitude, and the lyrical content.inally, remember to check out other dark music genres. You have gothic rock, but there is also dark ambient, death-rock, post-punk (always good to listen to the roots of the genre you claim to be part of), dark wave, neoclassical and not forgetting, gothic metal.
Obviously your experiences may vary. 1. Chase. I regularly hear from people who apply for a new Chase card with a balance transfer offer and see a fast turnaround. The shortest Iâve heard is as little as 48 hours but obviously it may take longer depending on your circumstances.2.. Discover. Their website says âmost transfers are processed within 7 daysâ but from the comments I have seen, often times the balance transfers go through faster than that; 3-4 days when the payments to the creditors are made electronically. 5.
Letâs backtrack to the example of $7,000 at 20 percent APR. If Kyle doesnât use a balance transfer heâll pay $2,507 in interest alone to Discover. Instead, Kyle decides to do a balance transfer to Citi Simplicity at a 0 percent APR for a 3 percent fee.Including the fee, it would only cost Kyle $555 to pay off his $7,000 in interest. Even with a fee, Kyle would save almost $2,000 by doing a balance transfer.ere's an example to show how a balance transfer could save you money: If Kyle holds $7,000 on his Discover credit card at a 20 percent interest rate, and pays $250 a month toward the debt, it will take him 39 months and cost $2,507 in interest to pay it off, according to MagnifyMoneyâs calculator.