Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.
Ketones: Finding ketones in the urine is not a normal finding. Typically, diabetes is the cause of ketones in the urine. The finding of ketones will typically result in testing for diabetes, or it may indicate a need for better glucose control in a diabetic patient. Leukocytes: Leukocytes are white blood cells. Leukocytes in the urine typically indicate a past or current infection in the urinary tract. Blood: The presence of blood in the urine is an abnormal finding. It is not possible to determine the cause of the bleeding without further testing.
Blood in urine is not always visible. If the amount of blood is small, the urine looks normal. This is called microscopic hematuria because the blood cells are visible only under a microscope. Typically, this is discovered when you have a urine test for some other reason. A trace amount of blood in your urine is normal. The average person with a healthy urinary tract excretes about 1 million red blood cells (RBC) in the urine each day. This amount of blood is not visible. This is not considered hematuria.