Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
It's a limited accidental death and dismemberment (AD&D) insurance policy. In many instances, the supplemental life insurance that your employer offers you is in reality an AD&D insurance policy, and shouldn't be confused with a standard life insurance policy. While an AD&D policy provides benefits to your beneficiaries when you die, the caveat is that your death must be caused by an accident. Although AD&D benefits will vary among insurers, most will also payout benefits if you were to lose a limb, your eyesight, or hearing as a direct result of a covered accident ...