Search and seizure is a legal procedure used in many civil law and common law legal systems whereby police or other authorities and their agents, who suspect that a crime has been committed, do a search of a person's property and confiscate any relevant evidence to the crime.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.
Well, accidental death insurance is just what it sounds like; an insurance policy that pays a cash benefit to a beneficiary if the insured dies in an accident. The most common form of accidental death by the way are motor vehicle accidents. Now, accidental death insurance does not cover death by any other cause. For example, deaths cause by heart attacks or cancer or natural causes are not covered by accidental death insurance.