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SBA Loan. Definition: Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for . SBA financing programs vary depending on a borrower's needs.
Small Business Association Loans. Though the SBA won't give you a loan, they do help guarantee a loan using funds provided by the U.S. government to provide working capital for small businesses. There are a variety of programs available, but you still need to get a loan from another funding source. Credit Cards.