For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
Climate change is a change of the composition of global atmosphere, observed over a period of time, and in comparison to other time periods, as a direct or indirect result of human activity.ntroduction to Climate change. Many people make Climate Change and Global Warming a scary and difficult thing to understand, but itâs not.