Many goths listen to a variety of sub-genres with the word goth in the title, but there are also a lot of goths who listen to industrial music, electronic music, metal, and classical music. It's a wide-ranging and varied subculture, so do your research, if only out of respect for the past.inally, remember to check out other dark music genres. You have gothic rock, but there is also dark ambient, death-rock, post-punk (always good to listen to the roots of the genre you claim to be part of), dark wave, neoclassical and not forgetting, gothic metal.
Your bankruptcy will act as an immediate drag on your credit score, pulling it down by a couple of hundred points as soon as your debts have been discharged. Depending upon the laws in your state, this negative effect may last as long as 10 years. Once your bankruptcy filing is no longer a matter of public record, your credit score will enjoy a modest bounce.
A bankruptcy is going to be factored into your FICOÂ® score until it falls off of your credit report. While it may take up to ten years for a bankruptcy to fall off of your report, the impact of the bankruptcy will lessen over time. If you plan to file a bankruptcy, here are some things you should do to make sure your creditors are accurately reporting the bankruptcy filing: 1  check your credit report to ensure that accounts that were not part of the bankruptcy filing are not being reported with a bankruptcy status.