In the 1990s, the state began to experiment with awarding and managing construction contracts using the design-build system. Figure 1 summarizes the various legislation authorizing state and local entities to use design-build under specified circumstances.
A low payment means you're more likely to be able to demonstrate to the court that you have the capability to make such a payment, which means it's more likely you'll be granted Chapter 13 bankruptcy, which means you'll keep your house.
There is no definitive answer as to how long you can stay in a house that you are surrendering or giving up in the bankruptcy. We tell our clients they will have, at minimum, 30 days they can stay in the home after filing bankruptcy.