In the 1990s, the state began to experiment with awarding and managing construction contracts using the design-build system. Figure 1 summarizes the various legislation authorizing state and local entities to use design-build under specified circumstances.
A low payment means you're more likely to be able to demonstrate to the court that you have the capability to make such a payment, which means it's more likely you'll be granted Chapter 13 bankruptcy, which means you'll keep your house.
Unsecured Debt in Chapter 13 Bankruptcy. In Chapter 13 bankruptcy, you get to keep your property. In return you repay your creditors through a Chapter 13 repayment plan which lasts three or five years. How much of your debts get repaid depends on the type of debt.