An escrow account is a special account dedicated to covering the costs for: Real estate taxes. Homeowner's (hazard) insurance. Mortgage insurance, if applicable. Catastrophe (wind) insurance, if required. Flood insurance, if required.
Pap Smears. Recommendation. Don't perform Pap smears on women under the age of 21 or women who have had a hysterectomy for non-cancer disease. Most observed abnormalities in adolescents regress spontaneously, therefore screening Pap smears done in this age group can lead to unnecessary anxiety, additional testing, and cost.
A Tina Bray, MSN , Administration, answered on behalf of Regional Medical Center. Most women between the ages of 21 and 30 should have Pap smears every three years. In this video, Tina Bray, RN, chief nursing officer at Regional Medical Center of San Jose, describes how often Pap smears should be done after age 30.