For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
Difference between Climate change and Global warming. Climate change and global warming are two different phenomena that are causing drastic changes on the earth. Climate change is change in the climate of a region, which occurs over a long period. Global warming is the rise in average temperature of the Earth.