The following is a record of each ratified amendment and the states and dates that led to the ratification. The Constitutional Timeline and the Ratification Grid may also be of interest.
Federal Direct Student Loan. 2016â2017 Interest Rates. For Federal Direct Student Loans with a first disbursement date between July 1, 2016 and June 30, 2017, the following rates are fixed for the life of the loan: Direct Subsidized Loans and Direct Unsubsidized. Loans for Undergraduate Students 3.76%.
Unsubsidized Stafford Loans. Unsubsidized Stafford loans have a fixed interest rate of 6.8 percent. Unlike with subsidized loans, you are responsible for repaying all interest that accrues. Most students defer all payments until after they graduate.