Many goths listen to a variety of sub-genres with the word goth in the title, but there are also a lot of goths who listen to industrial music, electronic music, metal, and classical music. It's a wide-ranging and varied subculture, so do your research, if only out of respect for the past.inally, remember to check out other dark music genres. You have gothic rock, but there is also dark ambient, death-rock, post-punk (always good to listen to the roots of the genre you claim to be part of), dark wave, neoclassical and not forgetting, gothic metal.
Your bankruptcy will act as an immediate drag on your credit score, pulling it down by a couple of hundred points as soon as your debts have been discharged. Depending upon the laws in your state, this negative effect may last as long as 10 years. Once your bankruptcy filing is no longer a matter of public record, your credit score will enjoy a modest bounce.
Read on to learn more about life after Chapter 13 bankruptcy. For an overview of how Chapter 13 bankruptcy works, see our Chapter 13 Bankruptcy topic area. How Long Does Chapter 13 Bankruptcy Stay on Your Credit Report? According to the Fair Credit Reporting Act, a bankruptcy can only remain on your credit for up to ten years after your filing date. However, a Chapter 13 bankruptcy will typically be removed from your credit report after seven years. Keep in mind that the clock starts running when you file your case, not when you receive your discharge. Since most Chapter 13 bankruptcies last three to five years, chances are your Chapter 13 will only appear on your credit report for another two to four years after completing it. Can You Obtain Credit During or After Chapter 13 Bankruptcy?