Workout Description. This workout routine is a 5-day split workout-Two Days On, 1 Day Off, Two Days On, 1 Day Off. The workout is aimed at muscle size, definition and tone. This workout was designed for advanced lifters.
When it comes to Social Security, it can be tempting to take the money and run as soon as you're eligibleâtypically at age 62. After all, you've likely been paying into the system for much of your working life, and you're ready to receive your benefits. Plus, guaranteed monthly income is nice to have.
For many of us -- people born between 1943 and 1954 -- our regular retirement age is 66. You're eligible to start receiving Social Security as early as age 62. But you suffer a penalty. You can also delay taking Social Security until age 70. Then you get a bonus. The penalty for taking Social Security early is a little over 7 percent a year, and the bonus for delaying is also slightly over 7 percent a year. So for example, if your normal retirement benefit at age 66 is calculated at the average of $1,233 a month, you'll only receive about 1,150 per month if you sign up at age 65.