What's New in Version 10.38. The redesigned YouTube app makes it easier to find what you love. Now your recommended videos, favorite channels, and subscriptions can be accessed by tapping each icon or swiping your screen. You can also create fun videos on the fly with new in-app editing tools.
Flexible Spending Account (FSA). An arrangement you set up through your employer to pay for many of your out-of-pocket medical expenses with tax-free dollars. These expenses include insurance copayments and deductibles, and qualified prescription drugs, insulin and medical devices.
The childcare flex account. A flexible spending account for dependent care is not something you can set up on your own, but many companies offer one to employees. This type of FSA allows you to put aside up to $5,000 ($2,500 for married individuals filing separate returns) before taxes to pay for dependent care expenses.