The following is a record of each ratified amendment and the states and dates that led to the ratification. The Constitutional Timeline and the Ratification Grid may also be of interest.
Federal Direct Student Loan. 2016â2017 Interest Rates. For Federal Direct Student Loans with a first disbursement date between July 1, 2016 and June 30, 2017, the following rates are fixed for the life of the loan: Direct Subsidized Loans and Direct Unsubsidized. Loans for Undergraduate Students 3.76%.
Students with unsubsidized loans start paying interest as soon as the money is dispensed to them. There are loan fees associated with student loans. For 2014-2015, the fees are 1.073 percent for undergraduate and graduate loans; and 4.292 percent for Direct Plus loans.