For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
October 1, 2006. Global warming is changing the world we know and love. But in fact, the Earth's climate has changed many times - especially in the last two million years, when a series of ice ages has wreaked havoc worldwide. We need to understand the past to have any chance of understanding the future... so here's a little tale of the Earth's climate.