Most patients who die of anaphylaxis do so within the first __________ following exposure. You are assessing a young male who was stung on the leg by a scorpion. He is conscious and alert, his breathing is regular and unlabored, and his blood pressure is 122/64 mm Hg.
We just learned that Roth IRAs offer the flexibility to take penalty-free early withdrawals, but you can also withdraw from a traditional account penalty-free prior to 59 1/2 if you qualify for an exception. One such exception is to cover higher education costs for either yourself, a spouse, or a dependent.
Age 59 1/2 Rule and Five-Year Rule. You can withdraw your contributions to a Roth IRA at any time under any circumstances. Earnings, however, are another story. You must reach the age of 59 1/2, and your Roth IRA must have been open for five years, before you can take out any earnings with no taxes or penalties. If you withdraw earnings before five years have passed, you will be subject to a 10 percent penalty plus ordinary income tax.