In the 1990s, the state began to experiment with awarding and managing construction contracts using the design-build system. Figure 1 summarizes the various legislation authorizing state and local entities to use design-build under specified circumstances.
A low payment means you're more likely to be able to demonstrate to the court that you have the capability to make such a payment, which means it's more likely you'll be granted Chapter 13 bankruptcy, which means you'll keep your house.
(Learn more about how Chapter 13 bankruptcy can help with foreclosure .). However, if you want to keep your house, you must continue making your ongoing mortgage payments as they come due during your Chapter 13. In most cases, you make your regular payments directly to your lender outside of bankruptcy.