For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
Causes and Effects of Climate Change What causes climate change (also known as global warming)? And what are the effects of climate change? Learn the human impact and consequences of climate change for the environment, and our lives. The planet is warming, from North Pole to South Pole. Since 1906, the global average surface temperature has increased between 1.1 and 1.6 degrees Fahrenheit (0.6 to 0.9 degrees Celsius)âeven more in sensitive polar regions.