Annie Jaffrey. https://www.youtube.com/user/AnnieJaffrey. I love her. She's become one of my favorite gurus she's very sweet and very genuine. She covers a lot of topics from weight loss to the usual.
You cannot deduct passive losses if you do not have any net income from your property rental for the tax year. Passive losses cannot reduce your income from wages, but you can defer the losses to future tax years or deduct any losses carried forward when selling the rental house that generated the loss.
If you own a rental property, insurance on the rental is fully deductible as a business expense. Taking out liability insurance along with property insurance is a good idea, as it protects your assets if a tenant slips on a rickety step or says you evicted her illegally. You deduct rental expenses from rental income.