In the 1990s, the state began to experiment with awarding and managing construction contracts using the design-build system. Figure 1 summarizes the various legislation authorizing state and local entities to use design-build under specified circumstances.
A low payment means you're more likely to be able to demonstrate to the court that you have the capability to make such a payment, which means it's more likely you'll be granted Chapter 13 bankruptcy, which means you'll keep your house.
However, normally someone who has surrendered their property in bankruptcy can stay in their house for two months without many problems. The length a Debtor can stay in the home depends upon how fast the mortgage company takes legal action to gain possession of the home after filing the bankruptcy.