What's New in Version 10.38. The redesigned YouTube app makes it easier to find what you love. Now your recommended videos, favorite channels, and subscriptions can be accessed by tapping each icon or swiping your screen. You can also create fun videos on the fly with new in-app editing tools.
Flexible Spending Account (FSA). An arrangement you set up through your employer to pay for many of your out-of-pocket medical expenses with tax-free dollars. These expenses include insurance copayments and deductibles, and qualified prescription drugs, insulin and medical devices.
Use a Budget Planner to assess your spending. A Budget Planner is a program that calculates how much your expenses are for a year and how much your income will be for a year. It will then tell you how much you can afford to spend in a given year, based on your expenses. You can also learn how to recycle items you already own and make something new with them, rather than spend money on a new item. 2  Try doing household chores and activities yourself. 3  Shovel your walkway yourself, instead of paying someone else to do it.