In the 1990s, the state began to experiment with awarding and managing construction contracts using the design-build system. Figure 1 summarizes the various legislation authorizing state and local entities to use design-build under specified circumstances.
A low payment means you're more likely to be able to demonstrate to the court that you have the capability to make such a payment, which means it's more likely you'll be granted Chapter 13 bankruptcy, which means you'll keep your house.
So if you file a chapter 13 bankruptcy, you are much more likely to keep your house than if you file a chapter 7. How much equity you have in your house: Don't worry, chapter 7 filers, there are still ways you can keep your house.