Weâve found this to be a pretty safe way of navigating down the stairs for the little ones. Likewise, going up the stairs..we just encouraged them to crawl. At around age 2.5, Big Brother started attempting to walk down the stairs holding onto the railing. Little Brother, however, insists on doing it by himself now, at the age of 21 months. I carefully stand an arms length away and let him exert his independence while heâs under my watchful eye.
Commercial property insurance limits are usually arranged on either a. specific/scheduled or a blanket basis. Specific Limit. A specific limit is a limit of insurance that applies one particular type of. direct damage property. Commercial Building is insured for $2,000,000.
To provide the coverage, the primary insurer submits to the risk to the reinsurer to facilitate (allow) the coverage. If the reinsurer agrees, coverage is written and a facultative reinsurance contract is created.Treaty Reinsurance: A pre-negotiated agreement between the primary and the reinsurer. good example of the use of facultative reinsurance is a property risk with a very high total insurable value (TIV, or Maximum Possible Loss). The primary insurer does not have the capacity itself to provide the requested limits.