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SBA Loan. Definition: Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for . SBA financing programs vary depending on a borrower's needs.
SBA Certification â What is a Small Disadvantaged Business Enterprise SDB. An SBA Small Disadvantaged Business (SDB) Enterprise or DBEcarries some weight in Federal Government Contracting when bidding as a small business. It can mean the difference between getting business contracts that are worth $750,000 versus getting nothing.