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SBA Loan. Definition: Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for . SBA financing programs vary depending on a borrower's needs.
USDA Loans are government insured and serviced by direct lenders that meet federal approval guidelines. They are the only 100% loan in existence and allow you to borrow a full 100% of the appraised value of a home. Â© 2015 CONSUMER REAL ESTATE FINANCE CO.