The process Failure Modes and Effects Analysis (FMEA) is a document to identify the risks associated with something potentially going wrong (creating a defect â out of specification) in the production of the product.
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Plus, even better, you donât even have to pay money up front! All heâll do is remove 1-2% of your total net worth every year at the end of the year so that you donât have to be bothered with writing a check. This is called an assets under management (AUM) model of financial planning, and it will slowly rob you blind. The problem with this model, from you, the investorâs perspective is that you never have to write the checks. You avoid the pain. Letâs compare how that model looks against an hourly model (mine).