In the 1990s, the state began to experiment with awarding and managing construction contracts using the design-build system. Figure 1 summarizes the various legislation authorizing state and local entities to use design-build under specified circumstances.
A low payment means you're more likely to be able to demonstrate to the court that you have the capability to make such a payment, which means it's more likely you'll be granted Chapter 13 bankruptcy, which means you'll keep your house.
Yes - assuming you meet certain criteria. Generally speaking, you can keep your home during a Chapter 7 case so long as you reaffirm the debt to the mortgage company during the case. This means you contact the mortgage company and tell them you want a reaffirmation agreement, then they will send you one and you sign it, they sign it, and you file it with the court.