For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
The Impact on Businesses. It is generally accepted that the earth's climate is changing due to emissions of green house gasses into the atmosphere, caused by human activity. If the resulting temperature increase is more than 2Â°C, any damage will be irreversible, scientists believe.