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SBA Loan. Definition: Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for . SBA financing programs vary depending on a borrower's needs.
If you donât, you should, because it exists. SBA âsmall businessâ definitions impact company eligibility for a number of sponsored programs. For instance, the SBA offers financial assistance and loan options for qualifying businesses. The SBA also has a mandate to ensure at least 23% percent of government contract work is sourced to small businesses.