For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
Why we're tackling climate change. We know climate change is happening, and we know that it is caused by our actions. The Earth's atmosphere is warming, faster than it probably ever has. In some cases weather patterns, climates and natural environments are changing quicker than wildlife or people can adapt. So many of the world's biggest challenges, from poverty to wildlife extinction, are made more difficult by climate change. And things will get worse if we do nothing.