For example, Mike contributes $30 per month (after tax) to a disability plan. His employer also contributes $30 per month to the same plan. Mike becomes disabled. Under the terms of the disability insurance contract, Mike receives $3,000 per month for each month he is disabled.
What is climate change? Climate is usually defined as the average weather in a place. It includes patterns of temperature, precipitation (rain or snow), humidity, wind and seasons. Climate patterns play a fundamental role in shaping natural ecosystems, and the human economies and cultures that depend on them.
Changing Climate: What Does It Mean? Part One: Climate vs. Weather. The Earthâs climate has been changing ever since the planet formed an atmosphere. While some changes are natural and cyclical, some are influenced by human activities, and our awareness of that influence has increased over the past two decades.