For the quarter, Microsoft announced: 1  Earnings of $0.69 per share on an adjusted basis, up from $0.60 a year ago. Analysts were expecting $0.58. 2  Revenue of $22.6 billion, up from $22.18 billion a year ago. Analysts were expecting $22.14 billion.
Generally speaking, the best interest rate you can hope for on an auto loan is about Â½ percent less than the prime rate. Your Credit History. If you have a history of late payments, unpaid debts, collections, civil judgments, defaulted loans, or bankruptcy, youâll most likely end up paying a higher interest rate.
Gap insurance covers the difference between the amount you owe on your car loan and the amount your auto insurance company will pay out if you total the car. Car dealers and lenders often offer gap insurance for $500 to $700, and youâll pay interest on that amount if itâs rolled into the loan. Gap insurance sounds like a good idea because your car loses value as soon as you drive it off the dealerâs lot. So if you make a low down payment (less than 20%) and wreck your car soon after buying it, you could owe more on the loan than the car is worth. And if you have a long-term loan -- 48 months or longer -- it could be quite a while before your loan balance is less than the carâs value.