You use your HSA account to pay for qualified medical expenses. This includes doctorâs bills, prescription medications, and a bunch of other stuff. The beast is that the IRS requires you to keep good track of all your HSA expenses. It took me a while to figure out a good process for that.
PNC Bank has a different set of rules depending on the age of the bank account. For bank accounts less than 30 days old, the check will clear in two business days. For accounts older than 30 days, a check will clear the next business day.
Why does it take so long for a check to clear? How long does it take a check to clear at PNC bank? It typically takes between 3 and 5 business days for a check to  clear PNC Bank. The actual times varies based on the amount of the  check and the originating bank.