What the color of mucus â or snot â means is very misunderstood. The color of the mucus that comes out of your nose when you are sick, whether green, yellow or white, does not necessarily indicate a bacterial infection.
What is MTN Yâello Life? MTN Yâello Life is an affordable, airtime-based life insurance service from the suite of MTN Yâello Cover, a portfolio of insurance services brought to you by MTN. It is a simple and convenient way MTN subscribers can access an affordable life protection plan directly from their mobile phones.
Although agency or broker personnel deal with standard coverage on a regular basis, Excess and Surplus (E&S) may be a bit of a puzzle to many. What exactly is E&S and how can it affect your customers, not to mention your bottom line? Standard insurance refers to traditional and financially conservative low risks that many insurance companies prefer. Standard insurance companies deal in normal risks and insurance products, such as business owner policies (BOPs), homeowners, auto, boats and motorcycles, and personal umbrellas. E&S is anything but standard. Simply put, itâs coverage thatâs âoutside the box,â catering specifically to âhard-to-placeâ risks. E&S provides coverage when standard insurance carriers cannot or will no provide it. While estimated to be less than 7% of the market, the typical types of risks written in E&S lines include those that: