The difference is when it kicks it and for how long. Long-term disability insurance only kicks in after an elimination period (a.k.a. a waiting period). The typical elimination period is 90 days, but can be as long as 180 or 360 days depending on your policy.
A barn is an agricultural building usually located on farms and used for various purposes. In the North American area, a barn refers to structures that house livestock, including cattle and horses, as well as equipment and fodder, and often grain. As a result, the term barn is often qualified e.g. tobacco barn, dairy barn, sheep barn, potato barn.
> Dairy Farms > NY Dairy Farms. Before visiting any of these New York dairy farms, be sure to verify their address, hours of operation, and appointment policies (if applicable). A dairy farm may have ceased operations or moved to a different location, and business hours can sometimes be irregular, especially on and around holidays. So a quick phone call can often save you time and aggravation. Related directory pages are highlighted below the New York dairy farm listings on this page.