Updated 5/2015. 1  Disaster relief volunteer work with the Red Cross. 2  Sometimes seeing the world just is not enough. 3  There is a gnawing need inside, a pull to do more, to have an impact, to make a difference.  Sometimes, it is hard to sit by and just watch the earthquakes, floods, famine and war unfurl on the news.
As a consequence, wise sellers sometimes give the disclosure statement to the buyer even before the deal is made! As soon as an interested buyer is found, the seller presents the disclosures (of course getting the buyer to sign when they were received).
In today's market, many home buyers are asking the seller to pay some or all of their closing costs, which are known as seller concessions or seller contributions. The seller concessions can be used by the home buyer to cover any part of the closing costs that the buyer is responsible for. Of course these concessions are negotiable, so the seller can agree to pay all, part, or none of the buyer's closing costs.