Credit Karma switched from Vantage Score 2.0 (scale 501-990) which is why everyone thought they had high credit scores. Now they have switched to Vantage Score 3.0 (scale 350-850) which is more in line with FICO, and closer to your real FICO scoreâwhich was the case for me, 728 Credit Karma, and 725 FICO.he three credit agencies hope their own credit score model, the VantageScore, will become a viable competitor. 1  In March of 2006 the first version was launched. 2  In October 2010 the second version â 2.0 â was launched. 3  In 2013, the score switched to a 300-to-850 range with its 3.0 model to more closely follow FICO.
Take the zinc somewhere in the afternoon on an empty stomach or early in the morning if you don't eat right away and take the magnesium at night before bedtime for the best absorption. Other minerals interfere with zinc absorption and magnesium is best absorbed at night.
What you can do. Use dim red lights for night lights. Red light has the least power to shift circadian rhythm and suppress melatonin. Avoid looking at bright screens beginning two to three hours before bed. If you work a night shift or use a lot of electronic devices at night, consider wearing blue-blocking glasses.ight at night is bad for your health, and exposure to blue light emitted by electronics and energy-efficient lightbulbs may be especially so.