As of May 2010, the average salary of a Civil Engineer was $77,560 annually, according to the U.S. Bureau of Labor Statistics. The lowest-paid 10 percent of Civil Engineers receive less than $50,560 while the highest-paid 10 percent earn more than $119,320 per year.s of May 2010, the average salary of a Civil Engineer was $77,560 annually, according to the U.S. Bureau of Labor Statistics. The lowest-paid 10 percent of Civil Engineers receive less than $50,560 while the highest-paid 10 percent earn more than $119,320 per year.
The differences between Annuities and IRA's is pretty simple. IRA's are considered qualified meaning you have to follow the limitations to how much you can contribute. Annuities by themselves do not have any limitations other than any limitations insurance companies put on them which are always higher.
A deferred annuity would better be defined as a category of annuities rather than a type of annuity. All annuities can be categorized as either deferred or immediate. When income payments are scheduled to begin is the determining factor as to which category an annuity belongs. There are many different types of annuities that fall underneath the broader deferred annuity category. A deferred annuity has two phases: the accumulation phase, where you let your money grow for a period of time, and the payout phase.