1 Using the Windows Explorer or My Computer, delete all files in the temporary folder. 2  The files created by Prism include the letters pzt in the file name, and end with the extension .tmp. 3  Don't confuse these with Prism templates which have the extension .pzt and are located outside the temporary folder.
Businesses : Residual Value Insurance. Residual value insurance helps companies manage asset value risk by guaranteeing that a properly maintained asset will have a specified value at a future date. This type of coverage ensures asset values, making risk counter-cyclical to inflation.
Cash-value insurance has higher premiums than term insurance because part of the premium pays for the death benefit coverage and part of it goes toward the policy's cash value. How Cash-Value Life Insurance Works. Cash-value life insurance is designed as a permanent form of life insurance that includes a death benefit component and a savings component. Most cash-value life insurance policies require a fixed level premium payment, a portion of which is applied to insurance costs with the balance deposited into a cash-value account.