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another advantage of fha loans is that fha does not require a credit scoring item called a fico fair issac company score so if you have no credit at all you may still qualify for a fha loan if you have some credit you will typically need a minimum middle credit score of 580 to qualify for a fha loannother advantage of fha loans is that fha does not require a credit scoring item called a fico fair issac company score so if you have no credit at all you may still qualify for a fha loan if you have some credit you will typically need a minimum middle credit score of 580 to qualify for a fha loan
Yes, 580 is the minimum credit score FHA allows for loans with a down payment of only 3.5 percent. Here, too, finding a mortgage lender willing to take the risk of loaning to someone with the very minimum allowable credit score may not be easy.es, 580 is the minimum credit score FHA allows for loans with a down payment of only 3.5 percent. Here, too, finding a mortgage lender willing to take the risk of loaning to someone with the very minimum allowable credit score may not be easy.