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1 Graduate students will be faced with an even greater amount of student debt. 2  On average, students earning a graduate degree will leave school with an average of $43,500 in accumulated college loans.3  Again, this amount will be significantly greater for students graduating from a private for-profit university. The current average student loan debt for graduates from a four year college or university stands at $26,600. 2  That figure can rise significantly for students attending a private, for-profit college or university.
The latest studies say that 70 percent of college graduates leave school with student loan debt that in 2014 averaged $33,000. That much debt at that age does not go away quickly and the impact of this is being felt in several areas, notably purchasing a home, starting a business and delaying marriage. TransUnion released a study in 2014 that said student loans make up 36.8 percent of the total debt for consumers ages 20-29. A study by Harvard Universityâs Joint Center For Housing said that the rate of home ownership for people 25-34 has dropped eight percentage points in the last 10 years.