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If this is the first time youâre facing OWI charges in Wisconsin, you may face a fine of $150 â $300, plus substantial court costs. You donât typically face jail time. That can change if you have a passenger who is less than 16 years old, though.
Wisconsin Car Insurance Laws. Wisconsin actually reduced its liability insurance requirements recently -- cutting the $100,000 per person bodily injury limit to $25,000 and the property damage limit from $15,000 to $10,000 -- and also made formerly mandatory underinsured motorist coverage optional.ou can compare your ZIP code to others with the map below. Wisconsin Car Insurance Requirements Average Car Insurance Rates in Wisconsin Wisconsin Car Insurance Laws Car Insurance Companies in Wisconsin.