You use your HSA account to pay for qualified medical expenses. This includes doctorâs bills, prescription medications, and a bunch of other stuff. The beast is that the IRS requires you to keep good track of all your HSA expenses. It took me a while to figure out a good process for that.
PNC Bank has a different set of rules depending on the age of the bank account. For bank accounts less than 30 days old, the check will clear in two business days. For accounts older than 30 days, a check will clear the next business day.
How long it takes a check to clear: Funds will typically be available on the first business day after the deposit. How Long Does It Take for Check to Clear? Conclusion. As you can see, the rules surrounding when a check will clear can vary quite a bit from one bank to another.