Bacteria, viruses, and parasites can cause a wide variety of illnesses, and can infect any of the organs of the body. Viruses are often responsible for respiratory illnesses (such as the common cold) and digestive illnesses (such as diarrhea).
Disability will not pay for any more time off work than that for pregnancy. After that, many employers let you stay off for the full 3 months for maternity leave but the disability cuts off after 6 or 8 weeks, depending on how you delivered. That's not just how Aflac does it, that's how all disability works.
Most premature babies who are born between 32 and 37 weeks do well after birth. If your baby does well after birth, his or her risk of disability is low. Babies most likely to have long-term disability are those who are born before 26 weeks or who are very small, 2.2 lb (1000 g) or less. Long-term problems may include problems with thinking and learning or cerebral palsy.