1 Using the Windows Explorer or My Computer, delete all files in the temporary folder. 2  The files created by Prism include the letters pzt in the file name, and end with the extension .tmp. 3  Don't confuse these with Prism templates which have the extension .pzt and are located outside the temporary folder.
Businesses : Residual Value Insurance. Residual value insurance helps companies manage asset value risk by guaranteeing that a properly maintained asset will have a specified value at a future date. This type of coverage ensures asset values, making risk counter-cyclical to inflation.
Policy Basis. Your life insurance cash value is a combination of your insurance premiums and your investment gains. The cost basis in the policy is the sum of all your insurance payments. If your cash value balance is higher than the amount you paid in premiums, the remaining money represents your taxable gains.