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1 Graduate students will be faced with an even greater amount of student debt. 2  On average, students earning a graduate degree will leave school with an average of $43,500 in accumulated college loans.3  Again, this amount will be significantly greater for students graduating from a private for-profit university. The current average student loan debt for graduates from a four year college or university stands at $26,600. 2  That figure can rise significantly for students attending a private, for-profit college or university.
The average debt load for the class of 2012 was $29,400, according to a report released Wednesday by the Institute for College Access & Success' Project on Student Debt. In 2011, the average debt load was $26,600. The organization noted that its 2012 report is more comprehensive -- based on federal data that includes all four-year colleges collected every four years. In the years in between, averages are based on information provided voluntarily by colleges.