You use your HSA account to pay for qualified medical expenses. This includes doctorâs bills, prescription medications, and a bunch of other stuff. The beast is that the IRS requires you to keep good track of all your HSA expenses. It took me a while to figure out a good process for that.
PNC Bank has a different set of rules depending on the age of the bank account. For bank accounts less than 30 days old, the check will clear in two business days. For accounts older than 30 days, a check will clear the next business day.
There has been a LOT of fraud lately with cashier's checks and money orders. If it's drawn on a major national bank with offices near where the recipient lives it should clear in a day or so. However many checks from obscure local banks can take weeks to clear in some cases.The fraudsters have become so good with their fake checks that it's possible to take as long as 20 days or more for a bogus cashier's check to bounce.ost clear (or reject) within 3 to 5 days but I've had a couple take nearly 20 days to confirm as paid. And one bad one didn't come back for 23 days.