The difference is when it kicks it and for how long. Long-term disability insurance only kicks in after an elimination period (a.k.a. a waiting period). The typical elimination period is 90 days, but can be as long as 180 or 360 days depending on your policy.
A barn is an agricultural building usually located on farms and used for various purposes. In the North American area, a barn refers to structures that house livestock, including cattle and horses, as well as equipment and fodder, and often grain. As a result, the term barn is often qualified e.g. tobacco barn, dairy barn, sheep barn, potato barn.
A shed is typically a simple, single-story roofed structure in a back garden or on an allotment that is used for storage, hobbies, or as a workshop. Sheds vary considerably in the complexity of their construction and their size, from small open-sided tin-roofed structures to large wood-framed sheds with shingled roofs, windows, and electrical outlets. Sheds used on farms or in industry can be large structures. The main types of shed construction are metal sheathing over a metal frame, plastic sh