You use your HSA account to pay for qualified medical expenses. This includes doctorâs bills, prescription medications, and a bunch of other stuff. The beast is that the IRS requires you to keep good track of all your HSA expenses. It took me a while to figure out a good process for that.
PNC Bank has a different set of rules depending on the age of the bank account. For bank accounts less than 30 days old, the check will clear in two business days. For accounts older than 30 days, a check will clear the next business day.
Check Clearing Times. The exact time it takes for a check to clear depends on bank policies and the nature of the deposit. Most national banks promise that deposited checks will clear and post to your account either the same day or the next business day. If the account is less than 30 days old, the check may take a few extra days to clear.