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another advantage of fha loans is that fha does not require a credit scoring item called a fico fair issac company score so if you have no credit at all you may still qualify for a fha loan if you have some credit you will typically need a minimum middle credit score of 580 to qualify for a fha loannother advantage of fha loans is that fha does not require a credit scoring item called a fico fair issac company score so if you have no credit at all you may still qualify for a fha loan if you have some credit you will typically need a minimum middle credit score of 580 to qualify for a fha loan
Depending on your credit and financing, you'll typically need to save enough money for a down payment -- somewhere between 3% and 20% of the home's price. To get an FHA loan, you need a credit score of 580 or higher. One exception: Veterans Affairs loans, which require no down payment.