Credit Karma switched from Vantage Score 2.0 (scale 501-990) which is why everyone thought they had high credit scores. Now they have switched to Vantage Score 3.0 (scale 350-850) which is more in line with FICO, and closer to your real FICO scoreâwhich was the case for me, 728 Credit Karma, and 725 FICO.he three credit agencies hope their own credit score model, the VantageScore, will become a viable competitor. 1  In March of 2006 the first version was launched. 2  In October 2010 the second version â 2.0 â was launched. 3  In 2013, the score switched to a 300-to-850 range with its 3.0 model to more closely follow FICO.
Take the zinc somewhere in the afternoon on an empty stomach or early in the morning if you don't eat right away and take the magnesium at night before bedtime for the best absorption. Other minerals interfere with zinc absorption and magnesium is best absorbed at night.
Ambien or trazodone. Hi my doctor gave me a prescription for both Ambien 10mg and Trazodone 50mg. She said I can take both if I want to, to help me sleep at night.