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another advantage of fha loans is that fha does not require a credit scoring item called a fico fair issac company score so if you have no credit at all you may still qualify for a fha loan if you have some credit you will typically need a minimum middle credit score of 580 to qualify for a fha loannother advantage of fha loans is that fha does not require a credit scoring item called a fico fair issac company score so if you have no credit at all you may still qualify for a fha loan if you have some credit you will typically need a minimum middle credit score of 580 to qualify for a fha loan
the 2014 minimum credit score for fha loans is 500 most lenders require a score of 600 or higher though some are relaxing their standards below this point despite this easing trend borrowers who fall below the 600 or up threshold may have a harder time qualifying for an fha insured mortgage