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MCL Tear. An MCL tear is where the medial collateral ligament on the inner side of the knee gets overstretched and damaged. It is most commonly caused by a sudden twisting force through the knee, which damages some or all the fibres of the ligament.It can lead to swelling, pain and instability.n MCL tear is where the medial collateral ligament on the inner side of the knee gets overstretched and damaged. It is most commonly caused by a sudden twisting force through the knee, which damages some or all the fibres of the ligament. It can lead to swelling, pain and instability.
Symptoms of MCL and LCL sprains and tears will vary by the severity of the injury and whether the injury occurs to the MCL or LCL ligament. There is usually mild or moderate swelling near the ligament, but in some cases, no swelling is apparent.