Unsubsidized loans were originally designed for middle income families that didn't qualify for grants or subsidized loans. You must apply for a Direct Subsidized loan before applying for an Unsubsidized loan. The interest rate for Unsubsidized loans for the 2013-2014 school year is shown below.
Intro To Astrology: Neptune Retrograde. The planet Neptune, so named for the Roman god of the sea, is a mysterious planet. When it goes retrograde-- which means the angle from which we view it, it appears to be traveling backwards-- it gets even more mysterious, and begins to bring some mysteries to light. Since Neptune is in retrograde about once per year, and for nearly half the year, it's important to understand these influences.
Venus retrograde is a time when we may be forced to re-examine what we consider worth it.. We may be called upon to take stock of whether the activities, people and things in which we have invested our time, energy, commitment and money are giving us the rewards we thought we had bargained for.