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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
On NFIP maps, the base floodplain is called the Special Flood Hazard. Area (SFHA). The SFHA is designated as Zone A, AE, A1-30, AO, AH, V, VE. or V1-30 depending on the amount of flood data available, the severity of the. flood hazard, or the age of the flood map (see the discussion of zones in this Unit.