Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
Grow Chrysanthemums from Seed. Start your mum seeds indoors at least 6 weeks before the last frost. Use potting soil or mix 4 parts of peat moss, 2 parts of perlite and 2 parts of vermiculite. Either soil type will work; the important thing to remember is that the soil mixture you use should be well-draining.