The other 100 disinfection by-products in pool water, if you really want to worry. Some are known mutagens, meaning they cause mutations, which could lead to cancer. But one review found that even with all these chemicals, swimming pool water is about as mutagenic as drinking water.
Custodial Accounts. A custodial account is a bank or other financial account that a person opens for the benefit of another person, called the beneficiary. The person who opens the account is often the custodian -- the person who manages the account -- although it's also possible to name a third party as custodian.
Exclusions - Individual Retirement Accounts cannot be opened as UTMA accounts. All funds withdrawn from the account must be used for the benefit of the minor. â¢ The custodian, NOT the Bank, is responsible for monitoring the use of the funds in the account. The social security number of the minor must be used for interest reporting purposes. â¢ Only the parent or legal guardian can certify the minor's SSN. â¢ Unless the custodian is the parent or legal guardian, the custodian may not certify the minor's SSN.