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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
No distinctions are made between the different flood hazard zones that may be included within the SFHA. 100IC. 100-year Flood Discharge Contained in Channel. An area where the 100-year flooding is contained within the channel banks and the channel is too narrow to show to scale.