I've had lots of trouble sleeping over the last 5 years and have a routine of taking Tylenol PM or similar each night to help me sleep.
money market account. A savings account which shares some of the characteristics of a money market fund. Like other savings accounts, money market accounts are insured by the Federal government. Money market accounts offer many of the same services as checking accounts although transactions may be somewhat more limited.
#1: Ally Bank Money Market Account. Ally Money Market Account is the MMA to beat because of its combination of high interest rates, easy-to-understand disclosures, and customer-pleasing perks. The 0.85% APY is among the best available, and there are no maintenance fees.