Unsubsidized loans were originally designed for middle income families that didn't qualify for grants or subsidized loans. You must apply for a Direct Subsidized loan before applying for an Unsubsidized loan. The interest rate for Unsubsidized loans for the 2013-2014 school year is shown below.
Intro To Astrology: Neptune Retrograde. The planet Neptune, so named for the Roman god of the sea, is a mysterious planet. When it goes retrograde-- which means the angle from which we view it, it appears to be traveling backwards-- it gets even more mysterious, and begins to bring some mysteries to light. Since Neptune is in retrograde about once per year, and for nearly half the year, it's important to understand these influences.
What does it mean for Mercury to be in retrograde? Answer: Retrograde motion is an APPARENT change in the movement of the planet through the sky. It is not REAL in that the planet does not physically start moving backwards in its orbit. It just appears to do so because of the relative positions of the planet and Earth and how they are moving around the Sun. Normally, the planets move west-to-east through the stars at night. This is referred to as prograde motion.