Variable costing uses fixed overhead as a lump sum, rather than a per-unit, expense. Under this method, you include all your variable costs such as supplies, raw materials and shipping. You add the full cost of fixed overhead for the period. You do not figure these expenses on a per-unit basis.
Change #1: You'll be able to submit your FAFSA earlier than in the past. 1  You can file your 2017â18 FAFSA as early as Oct. 1, 2016, rather than beginning on Jan. 1, 2017. 2  The earlier submission date will be a permanent change, enabling you to complete and submit a FAFSA as early as October 1 every year.
Prior to Closing - These are items that must be provided and reviewed by the underwriter and/or loan funder before the loan can close. Once the underwriter or loan funder has received this conditions, they typically require 24 hours to clear them before we can order loan documents or fund the loan. If your file meets most FHA guidelines initially, your file will be electronically underwritten for approval.