Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
Although mums grow readily from seed, they readily cross-pollinate and, as a result, the seeds may not produce a plant that resembles the parent plant in flower color, composition or growth habit. Most seed propagation is done solely to create new mum varieties and it is not advantageous to home gardeners.