âthe removal of a negative stimulus following a responseâ. Scratching an insect bite that itches (reinforces scratching behavior by removing itch). Rubbing itchy eyes (reinforces rubbing behavior by removing itch). Daydreaming or doodling in boring class (reinforces daydreaming behavior by removing boredom).
The amount you or anyone else can contribute to your HSA depends on the type of high-deductible health plan (HDHP) you have, your age, the date you become an eligible individual, and the date you cease to be an eligible individual are also considered.
For example an individual with an HSA contribution limit of $3,300 per year would have been guilty of contributing $100 too much if they contributed $3,400 this year. They could avoid paying the 6% excise tax by only contributing $3,200 next year (the $3,300 contribution limit minus $100).