Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
January Birth Flower - Carnation. The carnation is the January birth flower also called the gillyflower and clove pink and is widely harvested in many different colours and varieties. Originally from Asia, where theyâve been cultivated for at least 2,000 years. With its feathery soft petals, it's traditionally known as the 'mothers day' flower.