The agency said 9 out of 10 refunds will go out within 21 days from when a return is filed. But refunds for paper returns -- which normally take four to six weeks -- could take at least 7 weeks this year. The vast majority of the returns filed so far this year (13.3 million) were filed electronically.
It accounts for 30% of your credit score, and keeping your credit card balances as low as possible can help improve your credit score. Because you can drastically change your credit utilization with a single payment, itâs one of the best ways you can quickly improve your credit score.
The solution to improve your credit score: Gather up all those credit cards on which you have small balances and pay them off, Ulzheimer says. Then select one or two go-to cards that you can use for everything. That way, you're not polluting your credit report with a lot of balances, he says.he optimum: 30 percent or lower. To boost your score, pay down your balances, and keep those balances low, says Pamela Banks, senior policy counsel for Consumers Union. What you might not know: Even if you pay balances in full every month, you still could have a higher utilization ratio than you'd expect.