No health insurance plan covers everything. Every health plan includes a section called the limitations and exclusions. This is a list of medical services and equipment your health plan wonât pay for. To save yourself from any unpleasant surprises when you file an insurance claim, itâs a good idea to read this section carefully before you decide to apply for a plan.
Arkansas came in at number two on the list of âdumbestâ states with 18.9 percent of the stateâs population holding a bachelorâs degree, according to TheStreet. Oklahoma placed at nine on the list of âdumbestâ states with 22.7 percent of the stateâs population holding a bachelorâs degree, according to TheStreet.
Maryland, Kentucky, Massachusetts, Illinois, and New Jersey rank in the bottom five states, largely a result of the low amounts of cash they have on hand and their large debt obligations. States that fail to address long-term drivers of debt and are not prepared for recessions will continue to rank poorly. 1  Each state has massive debt obligations. 2  Unfunded liabilities continue to be a problem. 3  The bottom five states have changed since last year.