Transient is the most hyped, abused and trendy word in GS. A transient is a short-duration signal that represents a nonharmonic attack phase of a sound source. It contains a high degree of nonperiodic components and a higher magnitude of high frequencies than the harmonic content of that sound.
But like any estimate, it's based on some rounded numbers and rules of thumb. For example, this mortgage affordability calculator assumes that your monthly mortgage payment should be no more than 28% of your monthly income, to leave enough money for other expenses and investments you'll want to make.
If you would like to get a rough estimate of how much you can afford to pay for a home, use our Mortgage Affordability Calculator. Enter your yearly income (before taxes) Add up your monthly expenses, including debts and how much you spend each month on food, gas, clothes, etc. Select the down payment you intend to make; Enter the mortgage rate you hope to receive; The calculator will display the amount you can afford to spend on a home, as well as your estimated monthly mortgage payment.