Transient is the most hyped, abused and trendy word in GS. A transient is a short-duration signal that represents a nonharmonic attack phase of a sound source. It contains a high degree of nonperiodic components and a higher magnitude of high frequencies than the harmonic content of that sound.
But like any estimate, it's based on some rounded numbers and rules of thumb. For example, this mortgage affordability calculator assumes that your monthly mortgage payment should be no more than 28% of your monthly income, to leave enough money for other expenses and investments you'll want to make.
You can buy a $500,000 house, put down $450,000, and get a mortgage for $50,000 that might be affordable on $30,000 a year.Your repayment burden is driven by the loan, not necessarily by the purchase price.f you're assuming the purchase price is roughly equal to the loan amount, then you're assuming little or no down payment, and you're in the realm of government loans... If you go through the loan qualification process for a government loan, you'll find out exactly how much you can afford.