Scabies is spread by prolonged skin-to-skin contact with a person who has scabies. Scabies sometimes also can be spread by contact with items such as clothing, bedding, or towels that have been used by a person with scabies, but such spread is very uncommon unless the infested person has crusted scabies.
Your retirement benefit is based on your highest 35 years of earnings and your age when you start receiving benefits. If you stop work before you have 35 years of earnings, we use a zero for each year without earnings when we do our calculations to determine the amount of retirement benefits you are due.
After you retire, you may discover that you want an additional stream of income for peace of mind in your golden years. Or maybe you want to pursue a second career. Whatever the reason for returning to work, your Social Security benefits, health insurance, and tax situation may be affected. EXAMPLE: You retire early and go back to work before you reach your full retirement age. 2  In that time you earn $30,000 in salary. 3  Because you are $14,280 over the annual limit, your Social Security benefits are reduced by $7,140.