Answer: No, you can use Direct Deposit at any federally insured bank, savings and loan or credit union. If you move your account, call Social Security's toll-free number, 1-800-772-1213 (TTY 1-800-325-0778), and a Social Security representative will change your Direct Deposit information.
A great crystal for spiritual issues is Amethyst. Amethyst carries a high vibration that offers spiritual protection and purification. These two qualities alone would be helpful in the situation you've described. Acting as a barrier against lower vibrational frequencies, Amethyst is known to clear one's environment of all types of negative energies, and is a great aid for all those on a spiritual journey.
Onyx guards against negativity. Onyx jewelry is worn to defend against negativity that is directed at you. Black stones have protective energies in the sense that black is the absence of light, and therefore, can be used to create invisibility. 1  Fortifies self confidence and responsibility. 2  Sharpens your senses.