Introduction. 1  The Streptococcus anginosus (SAG) group of bacteria (previously known as the Streptococcus milleri group) includes Streptococcus anginosus, Streptococcus intermedius, and Streptococcus constellatus.
These basic cards have a generally low APR, and are unsecured cards. These have a low to medium credit limit, and consist of a few different types, such as balance transfer cards, low interest cards, and student credit cards.
A smart card. A smart card is a card with a microchip in it. Such cards are used as a method of identification and authentication. Plastic cards that allow to withdraw money from a cash machine often are smart cards nowadays (Some of them still have a magnetic stripe which holds the same information). The very often the user is identified with a PIN.