Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
Mums can be started as seeds, from cuttings and dividing, or can be purchased at a nursery in sizes from bedding plants up to gallon size and larger plants. They should be planted into well prepared, fertile, sandy soil. Mums resent 'wet feet' so the hole should be dug extra deep.