in Drinks, caffeine, coffee. Among slow-metabolizers, those who drank two or more cups of coffee daily were at least 36 percent more likely to have a nonfatal heart attack than those who drank little or no coffee. Even higher risks were found for younger slow metabolizers â those under 50.
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What Is Critical Illness Insurance? By Daniel Kurt | April 27, 2016 â 3:45 PM EDT. High-deductible health plans can be something of a double-edged sword: Consumers benefit from relatively affordable monthly premiums, but could find themselves in a real pinch if a serious illness were to strike. (Read How High-Deductible Health Plans Work for more on costs and coverage.) In recent years, the industry has tried to allay those fears by offering something called critical illness insurance. Basically, it amounts to an added layer of protection for those who would otherwise face hefty out-of-pocket expenses.