Scabies is spread by prolonged skin-to-skin contact with a person who has scabies. Scabies sometimes also can be spread by contact with items such as clothing, bedding, or towels that have been used by a person with scabies, but such spread is very uncommon unless the infested person has crusted scabies.
Your retirement benefit is based on your highest 35 years of earnings and your age when you start receiving benefits. If you stop work before you have 35 years of earnings, we use a zero for each year without earnings when we do our calculations to determine the amount of retirement benefits you are due.
That depends on your circumstances. Generally, you can take early retirement at age 62 under your own earnings record, but you would only collect 75% of the benefit you'd receive by waiting until full retirement age (65 for people born before 1943; 66 for people born between 1943 and 1954).