I've had lots of trouble sleeping over the last 5 years and have a routine of taking Tylenol PM or similar each night to help me sleep.
money market account. A savings account which shares some of the characteristics of a money market fund. Like other savings accounts, money market accounts are insured by the Federal government. Money market accounts offer many of the same services as checking accounts although transactions may be somewhat more limited.
Money Market Accounts. A money market account is an account that offers a higher interest rate than you'd get with a basic savings account. Like a savings account, it's FDIC insured. But, aside from the interest rates, there are a few differences between Money Market accounts and basic savings accounts.