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free agent. a person who is self-determining and is not responsible for his or her actions to any authority. a professional athlete who is not under contract and is free to auction off his or her services and sign a contract with the team that offers the most money.
DEFINITION of 'Captive Agent'. An insurance agent who only works for one insurance company. A captive agent is paid by that one company either with a combination of salary and commissions or with just commissions. He or she may be a full-time employee or an independent contractor, and may be provided with office space and benefits by the employer. Captive agents have in-depth knowledge of their particular company's insurance products, but cannot help a client who does not need or does not qualify for that company's products.