Answer: No, you can use Direct Deposit at any federally insured bank, savings and loan or credit union. If you move your account, call Social Security's toll-free number, 1-800-772-1213 (TTY 1-800-325-0778), and a Social Security representative will change your Direct Deposit information.
A great crystal for spiritual issues is Amethyst. Amethyst carries a high vibration that offers spiritual protection and purification. These two qualities alone would be helpful in the situation you've described. Acting as a barrier against lower vibrational frequencies, Amethyst is known to clear one's environment of all types of negative energies, and is a great aid for all those on a spiritual journey.
Moonstone is said in crystal healing to help calm responses and stress, and avoid overreaction. It brings hope, enhances feminine energies, sensitivity, intuition, and psychic abilities. It is also said to bring strong energies of abundance to one's life. Moonstone is a stone of protection, especially during childbirth, pregnancy, and travel at sea. It is a stone of calm and relief from emotional stress. It is also associated with love of all kinds. Physically moonstone is used in crystal healing to aid the pituitary gland and digestive system, obesity, water retention, hormonal problems, menstrual problems.