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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
Section 305(b) requires each state to prepare a water quality assessment report every two years. The Environmental Protection Agency (EPA) compiles the information from the state reports and prepares a summary for Congress on the status of the nationâs waters.