The other 100 disinfection by-products in pool water, if you really want to worry. Some are known mutagens, meaning they cause mutations, which could lead to cancer. But one review found that even with all these chemicals, swimming pool water is about as mutagenic as drinking water.
Custodial Accounts. A custodial account is a bank or other financial account that a person opens for the benefit of another person, called the beneficiary. The person who opens the account is often the custodian -- the person who manages the account -- although it's also possible to name a third party as custodian.
1 All assets are held in the child's name. 2  20% of the assets will be considered when applying for financial aid.  A custodial account is an irrevocable gift and must be turned over to the child when he or she reaches the age of majority, typically 18 or 21, depending on the state.