A one-third octave band is defined as a frequency band whose upper band-edge frequency (f2) is the lower band frequency (f1) times the cube root of two.nalyzing a source on a frequency by frequency basis is possible but time consuming. The whole frequency range is divided into set of frequencies called bands.
Typically, home buyers will pay between about 2 and 5 percent of the purchase price of their home in closing costs. So, if your home cost $150,000, you might pay between $3,000 and $7,500 in closing costs. On average, buyers pay roughly $3,700 in closing costs, according to a recent survey.
Based on this information, the closing costs would be approximately $6,600. The total loan would be $186,600. As a general rule, closing costs should be 2%-5% of the purchase price. When buying a home, it is always a good idea to try and negotiate with the seller and request they pick up some of these closing costs. It is actually a common process that helps keep the loan amount down.