1 A demand-pulse device can deliver oxygen throughout the breathing in phase or only during a part of the phase. 2  This device is capable of adjusting to changes in demand. 3  A variable-demand device can deliver oxygen that is adjusted to the rate and length of each breathing in phase.
While some experts say retirees will need $1 million saved to live on $40,000 a year in retirement for 30 years, most workers have far less than that, even those who comparably well off. On average, each American has saved a total of only about $58,000 for their retirements. For affluent investors, or those with at least $250,000 in investible assets, the average retirement savings is $342,592, which means they are better prepared to face retirement than the rest of U.S. workers. For those with less than $250,000 in investible assets, the average retirement account amounts to only $29,358. It may be no surprise that men are better prepared for retirement than women, given the wage gap that still exists between the genders.
Several people have e-mailed us recently for information on average retirement plan balances. Those balances are often released by many of the larger plan providers.and we've included those studies on our website. The federal government equivalent of the 401k, the Thrift Savings Plan (TSP) recently released some balances: As of June 30, the average TSP account balance was $61,221 for participants covered by FERS, a spokesman said. The average account balance was $52,356 for employees covered by the older CSRS.