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Thus after you have filed for Chapter 7 bankruptcy or Chapter 13 bankruptcy, a judgment can no longer be used to collect money from you. Judgments do, however, stay in the county land records in Minnesota and can also stay on your credit report. This is usually unimportant because the judgment is voided by the bankruptcy and the creditor can no longer use it to collect money.
What can the creditor do to collect on the judgment? How will a judgment affect my credit? What can I do to resolve the judgment? This article explains the basics of judgment collection in Texas. It is not comprehensive. It is just a general overview of the most common judgment collection tactics and situations. What can a creditor do if it gets a judgment against you? There are many things a judgment can do to satisfy its judgments. These few things are just the most common post judgment collection tactics. Bank Account Levy: A judgment creditor can levy any bank account that has your name on it, including joint accounts with other people.