The hummingbird spirit animal symbolizes the enjoyment of life and lightness of being. Those who have the hummingbird as a totem are invited to enjoy the sweetness of life, lift up negativity wherever it creeps in and express love more fully in their daily endeavors.
If my daughter, who's 24, has a full-time job without health insurance, must I pay for her health coverage until she reaches age 26? One of the features of the Obama health care law concerns health insurance for young adults. Parents have a right to continue to insure their children on their health plans until age 26. But this is a right -- not an obligation. So Dawn, you can remove your 18-year-old son who has employer-based coverage from your health insurance immediately.
A parent can take out life insurance on a minor child without consent. If the child is over age 18 the child has to sign the application. If they forged his signature then you have a case. He can call the insurance company and tell them a policy was taken out without his consent. You only have to have an insurable interest when the policy is issued. A parent always has an insurable interest in their child even when the child is an adult.