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Marital Status. In the case of a married couple, if one of the partners has never owned a home independent of his or her partner, the couple qualifies for the first-time home buyer designation, as long as they have not owned a home in the last three years.
The average age of a first-time house buyer has risen to 35, up from 28 just a decade ago, due to rising house prices and reduced levels of savings, research has found. The age at which the average prospective buyer expects to buy their first home is 35 years old, according to a survey by Post Office Mortgages. This compares to 28 years old ten years ago, and 30 years old five years ago. The Post Office said that in the early 1960s the average age was 24.