Utilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.tilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.
FHA Loan. Definition. A government mortgage that is insured by the Federal Housing Administration (FHA). These loans have been insured by the FHA since the creation of the agency in 1934. Since then, various Housing and Community Development Acts have been passed which have slightly altered the laws regarding FHA loans.
Both the lender and the community must be FHA-approved to receive an FHA-backed loan. The Federal Housing Administration (FHA) is a government-backed agency providing mortgage assistance to homebuyers using loan-qualifiers that are lower than those required by independent mortgage outlets. The FHA requires that lenders and properties be approved by the agency in order to do business under their guidelines. Buyers of condominiums, especially, are restricted as to the communities they are allowed to purchase in because of strict regulations set by the FHA on the communityâs financial stability.