Utilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.tilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.
FHA Loan. Definition. A government mortgage that is insured by the Federal Housing Administration (FHA). These loans have been insured by the FHA since the creation of the agency in 1934. Since then, various Housing and Community Development Acts have been passed which have slightly altered the laws regarding FHA loans.
What is an FHA Loan? An FHA loan is a mortgage thatâs insured by the Federal Housing Administration (FHA). They are popular especially among first time home buyers because they allow down payments of 3.5% for credit scores of 580+. However, borrowers must pay mortgage insurance premiums, which protects the lender if a borrower defaults.