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Marital Status. In the case of a married couple, if one of the partners has never owned a home independent of his or her partner, the couple qualifies for the first-time home buyer designation, as long as they have not owned a home in the last three years.
Step One. The first step toward being a first-time home buyer is getting your home loan application underway. A great first-time home buyer tip at this stage is to make sure you have your basic personal and financial information at hand when beginning your home loan application.