There is no safe form of tobacco. At least 28 chemicals in smokeless tobacco have been found to cause cancer (1). The most harmful chemicals in smokeless tobacco are tobacco-specific nitrosamines, which are formed during the growing, curing, fermenting, and aging of tobacco. The level of tobacco-specific nitrosamines varies by product.
For example, if you were born in 1943 or later, your benefit will increase 8 percent for each year that you delay receiving benefits, up until age 70. In addition, working past your full retirement age has another benefit: It allows you to add years of earnings to your Social Security record.
Retirement Blog. Social Security going up 1.7%. Social Security announced this morning that the annual cost of living, or COLA, increase for 2015 will be 1.7 percent. For the average Social Security recipient, that is a monthly increase of about $22.20, bringing the payment to about $1,328 per month or $15,938 a year in 2015.