There is no safe form of tobacco. At least 28 chemicals in smokeless tobacco have been found to cause cancer (1). The most harmful chemicals in smokeless tobacco are tobacco-specific nitrosamines, which are formed during the growing, curing, fermenting, and aging of tobacco. The level of tobacco-specific nitrosamines varies by product.
For example, if you were born in 1943 or later, your benefit will increase 8 percent for each year that you delay receiving benefits, up until age 70. In addition, working past your full retirement age has another benefit: It allows you to add years of earnings to your Social Security record.
If you are taking Social Security benefits now and do reach full retirement age during 2017, the exempt amount you can earn has gone from $41,880 to $44,880, an increase of 7.2%. There is a $1 benefits reduction for every $3 earned over the new limit, but it applies only in the months before full retirement age is reached.