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However, you can continue to use your HSA for qualified medical expenses and for other expenses for as long as you have funds in your HSA. Loss of Eligibility in Month You Turn 65. You lose eligibility as of the first day of the month you turn 65 and enroll in Medicare. Example.
Limit on Contributions. 1  The contribution amount to an HSA can depend on the type of HDHP coverage you have, your age and the date you become an eligible individual, and the date you cease to be an eligible individual. If you were, or were considered (under the last-month rule), an eligible individual for the entire year and did not change your type of coverage, you can contribute the full amount based on your coverage.