The Expressive Language Test (ELT) is designed to assess language knowledge and flexibility with expressive language. âs reponses to the school-related expressive language tasks generated a standard score where the mean is 100 and 85-115 would be the range of average.he Test of Auditory Comprehension of Language â third edition (TACL-3) is designed to measure a child's knowledge of specified lexical and grammatical forms. It is comprised of three subtests. Each subtests derives a scaled score where the mean is 10 and 7 to 13 is the range of average.
You can retire at any age that you wish in all reality. But, at whatever age you choose to retire you can not make withdrawals from your 401k prior to you reach the minimum age of 59 1/2 years old. A few plans that are on the market may make you wait until you reach the age of 65.ut, at whatever age you choose to retire you can not make withdrawals from your 401k prior to you reach the minimum age of 59 1/2 years old. A few plans that are on the market may make you wait until you reach the age of 65.
[See 7 Signs of a Good 401(k) Plan .]. Withdrawals before retirement. If you take 401(k) withdrawals before age 55, you will generally have to pay income tax and a 10 percent early withdrawal penalty on the amount withdrawn.f you decide to transfer your retirement savings from a 401(k) to an IRA, ask your former employer to directly transfer the money to an IRA or different 401(k). If the company makes out the check to you, 20 percent of your account balance will be withheld for income tax.