There is no safe form of tobacco. At least 28 chemicals in smokeless tobacco have been found to cause cancer (1). The most harmful chemicals in smokeless tobacco are tobacco-specific nitrosamines, which are formed during the growing, curing, fermenting, and aging of tobacco. The level of tobacco-specific nitrosamines varies by product.
For example, if you were born in 1943 or later, your benefit will increase 8 percent for each year that you delay receiving benefits, up until age 70. In addition, working past your full retirement age has another benefit: It allows you to add years of earnings to your Social Security record.
If you are younger than full retirement age, there is a limit to how much you can earn and still receive full benefits. If you earn more than $15,720 (in 2016), Social Security will deduct $1 from your benefits for each $2 you earn over the threshold. In the year you reach full retirement age, you can earn up to $41,880 (in 2016) without having a reduction in benefits. However, if you exceed $41,880 in earnings, Social Security will deduct $1 from your benefits for each $3 you earn until the month you reach full retirement age.