If your dad gets declined with a Plus loan, then your Stafford loan gets increased by about $4k each year. However, you're talking about private loans of $16k per year-about $65k for all 4 years PLUS your Stafford loans of about $30k. That's over $90k in loans.
This written warning is being issued pursuant to the guidelines of the University Disciplinary Policy, and will remain active in your personnel files for 12 months or until you receive at least an overall evaluation of Good and a Good on Principal Function 2 which covers your reporting responsibilities.
IF YOU DO NOT RESPOND within thirty days, a notice of default may be issued and you may lose your home in foreclosure. IF YOU DO RESPOND within thirty days of the date of this letter, you will have an additional sixty days to meet with your lender before a notice of default may be issued.5) A notice of default may be issued under RCW 61.24.030 (8) if a beneficiary or authorized agent has initiated contact with the borrower as required under subsection (1)(b) of this section and the failure to meet with the borrower occurred despite the due diligence of the beneficiary or authorized agent.