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However, you can continue to use your HSA for qualified medical expenses and for other expenses for as long as you have funds in your HSA. Loss of Eligibility in Month You Turn 65. You lose eligibility as of the first day of the month you turn 65 and enroll in Medicare. Example.
Â© 2015 HSA Resources, LLC Age 65 Worksheet 5/15/2015 Purpose: This worksheet is designed to educate HSA owners reaching age 65 on three key HSA changes. (1) Penalty Free Withdrawals. At age 65, you are eligible to take money out of your HSA for any reason. (2) Pay for Health Insurance Premiums. At age 65 you can use your HSA to pay for some insurance premiums. (3) Loss of HSA Eligibility. At age 65, most Americans lose HSA eligibility because they begin Medicare. 1 2 3 See Page 2 for More Details Page 1 of 2