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Some states do not even use escrow companies but need to use attorneys. In California, by laws regulating the insurance industry, these fees must be published and they are not allowed to vary. The title company we use offers a $350 escrow (settlement) fee, this is for loans up to $500k I believe.
Cost is often between $300 and $500. The appraisal fee is commonly paid at the closing and is traditionally considered a buyerâs closing cost. Lenderâs title insurance policy: If there is a mortgage, then the lender will need a separate title insurance policy to cover them. Buyer pays the cost of this policy as a closing cost, which is often around $150. Lender fees: These can vary greatly from one lender to the next and from one property to the next.