Customers who take up the Smartphone Offer can choose from 1GB or 10GB data packages in addition to the data package applicable under their Smart, Elite Super or Emirati plan. Customers will be able to check the aggregate data available by sending a SMS with the key word âRewardsâ to the short code 1233.
For example, $1000 in monthly debt divided by $3000 in monthly income is a debt ratio of 33.3%. Your debt includes existing minimum payments on credit card and loan payments, as well as the mortgage payment you'd have if you get the loan, including taxes, insurance, and any mortgage insurance premium.
Rules vary for how much house you should buy based on a your yearly income. Some lenders, for example, indicate that a home's sale price should not exceed 2.5 times your annual salary. Following this example, if your annual salary is $75,000, you should avoid buying a home that costs more than $187,500.However, individual mortgage lenders set their own price-to-borrower yearly income rules.otal Debt-to-Income Ratio. Your total debt-to-income ratio, sometimes called the back-end ratio, shows what percentage of your income goes toward all debt obligations, including the mortgage, credit cards and your car payment. Normally, your back-end ratio should not exceed 36 percent of gross monthly income.