Utilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.tilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.
FHA Loan. Definition. A government mortgage that is insured by the Federal Housing Administration (FHA). These loans have been insured by the FHA since the creation of the agency in 1934. Since then, various Housing and Community Development Acts have been passed which have slightly altered the laws regarding FHA loans.
Refinance to a lower mortgage rate with no appraisal. Quicken Loans is proud to offer the FHA Streamline refinance, a loan program designed to help homeowners across America take advantage of todayâs extremely low mortgage rates and get a lower rate and payment on their FHA loan. FHA Streamline is a refinance program for homeowners currently in an FHA loan. 2  FHA Streamline is offered as a 5-year ARM (adjustable rate mortgage) or either a 15-year or 30-year fixed rate loan. 3  No appraisal required. 4  Minimal credit requirements.