A. Statutory Definition. âHigh volatility commercial real estate (HVCRE) exposure. means a credit facility that, prior to conversion to permanent financing, finances or has financed. the acquisition, development, or construction (ADC) of real property.â 12 CFR Â§ 324.2.
1 NTP-Normal Temperature and Pressure-is defined as air at 20oC (293.15 K, 68oF) and 1 atm (101.325 kN/m2, 101.325 kPa, 14.7 psia, 0 psig, 29.92 in Hg, 407 in H2O, 760 torr).
First, we have to understand how pressure is measured. If we were to take a one inch column of air all the way up through the atmosphere, it would weigh 14.7 pounds. For this reason, we like to say that the standard air pressure (at sea level) is 14.7 pounds per square inch (psi). Water weighs more than this, though. Each one inch column thatâs one foot deep will weigh 0.445 pounds.