From 6 April 201 6, if you employ apprentices under the age of 25 you may no longer need to pay employer Class 1 secondary National Insurance contributions (NICs) for them.
For patients not covered by health insurance, the cost of a liver biopsy ranges from $2,000 to $7,000 or more. For patients not covered by health insurance, the cost of a kidney biopsy ranges from $3,000 to $10,000. A biopsy would be considered medically necessary when ordered by a doctor and would almost always be covered by health insurance.
Considering that there are nearly 50 million uninsured people in the U.S., this is why bankruptcy due to medical costs is so prevalent. I spent 18 months without insurance prior to kidney failure, and just the cost of meds and checkups (no hospitalizations that year) nearly bankrupted us before we found coverage.