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However, you can continue to use your HSA for qualified medical expenses and for other expenses for as long as you have funds in your HSA. Loss of Eligibility in Month You Turn 65. You lose eligibility as of the first day of the month you turn 65 and enroll in Medicare. Example.
You can make the tax-free rollover from your IRA to an HSA only once in your lifetime, and the amount is limited to the maximum HSA contribution for the year minus any contributions you've already made for the year.t's much better to roll over money from a traditional IRA than a Roth, because you can already access Roth contributions tax-and penalty-free at any time, and you can withdraw Roth earnings tax-free after age 59Â½.