There is no safe form of tobacco. At least 28 chemicals in smokeless tobacco have been found to cause cancer (1). The most harmful chemicals in smokeless tobacco are tobacco-specific nitrosamines, which are formed during the growing, curing, fermenting, and aging of tobacco. The level of tobacco-specific nitrosamines varies by product.
For example, if you were born in 1943 or later, your benefit will increase 8 percent for each year that you delay receiving benefits, up until age 70. In addition, working past your full retirement age has another benefit: It allows you to add years of earnings to your Social Security record.
Social Security will reduce your benefits by $1 for every $2 you earn over a maximum of $14,640 if you are under full retirement age for the entire year, as of 2012. If you reach full retirement age during 2012, Social Security will reduce your benefit by $1 for every $3 you earn above $38,880, but only until your birthday month. These earnings limits are subject to change. Social Security has different earnings rules for disability benefits or Supplemental Security Income and for people working outside the U.S.