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How Square Cash Works. Square Cash does all these things and works with both businesses and individuals through an app available for Android, iOS or your favorite web browser. After linking a debit card to the app, individuals or businesses can start sending money where it is needed.
An email sends cash via Square Cash, where the money will be available in the recipientâs bank account within one to two days. There is one big caveat: You have to trust Square. The company has a strong track record in its merchant business, so it isnât brand new to the money-transfer business.