A. Statutory Definition. âHigh volatility commercial real estate (HVCRE) exposure. means a credit facility that, prior to conversion to permanent financing, finances or has financed. the acquisition, development, or construction (ADC) of real property.â 12 CFR Â§ 324.2.
1 NTP-Normal Temperature and Pressure-is defined as air at 20oC (293.15 K, 68oF) and 1 atm (101.325 kN/m2, 101.325 kPa, 14.7 psia, 0 psig, 29.92 in Hg, 407 in H2O, 760 torr).
As an example, consider a unit area of 1 square inch. At sea level, the weight of the air above this unit area would (on average) weigh 14.7 pounds! That means pressure applied by this air on the unit area would be 14.7 pounds per square inch.Meteorologists use a metric unit for pressure called a millibar and the average pressure at sea level is 1013.25 millibars.t sea level, the weight of the air above this unit area would (on average) weigh 14.7 pounds! That means pressure applied by this air on the unit area would be 14.7 pounds per square inch. Meteorologists use a metric unit for pressure called a millibar and the average pressure at sea level is 1013.25 millibars.