Interest rates are typically noted on an annual basis, known as the annual percentage rate (APR). The assets borrowed could include, cash, consumer goods, large assets, such as a vehicle or building. Interest is essentially a rental, or leasing charge to the borrower, for the asset's use.
Arkansas's largest state park in land area, Hobbs State Park-Conservation Area (HSPCA) covers 12,055 acres along the southern shores of 28,370-acre Beaver Lake. Arkansas
Hot Springs National Park (HOSP) lies within and adjacent to the city of Hot Springs (population about 33,000) in central Arkansas (fig. 1, fig. 2). HOSP has an area of about 5,450 acres (Stephen Rudd, National Park Service, oral commun., 2000).