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Home and car insurance agents typically receive a 10 to 15 percent commission on the first yearâs premium. Commissions can range as low as 8 percent, says Bissett, while 15 [percent] would be on the very high end.. In contrast, life insurance agents make most of their money in the first year of a new policy.
Discount brokers provide online research services and technical web support, but its brokers get far less per trade. Full-service commissions can vary significantly from one firm to another. As of 2013, the commission could be as low as $30 per trade or as high as $300, but the average was around $120. Some full-service firms also have brokers who use a discount commission rate to be competitive with other online brokers.