Utilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.tilizing SACHEMâs quaternary ammonium compounds (Quats), as strong organic bases or catalysts adjust pH and prevent unwanted reactions. Useful in a variety of reactions, these compounds prevent typical problems associated with common volatile compounds and the addition of metal contamination.
FHA Loan. Definition. A government mortgage that is insured by the Federal Housing Administration (FHA). These loans have been insured by the FHA since the creation of the agency in 1934. Since then, various Housing and Community Development Acts have been passed which have slightly altered the laws regarding FHA loans.
DEFINITION of 'FHA Loan'. A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. FHA loans allow the borrower to borrow up to 97% of the value of the home. The 3% down payment requirement can come from a gift or a grant, which makes FHA loans popular with first-time buyers.