Toner Buying Guide. Toner is the dry powder used in laser printers, laser fax machines and photocopiers that forms the text and images on the paper. Info About Toner. The term toner refers to the dry ink plastic powder used to print by printers, copiers and fax machines that use a laser printing process.
When the modern notion of retirement was first articulated near the end of the nineteenth century, the designated retirement age of 65 was longer than the life expectancy at the time. Over the last 50 years, the average retirement age declined steadily; in the United States, Great Britain, and Canada, the average retirement age is currently around 62. Meanwhile, life expectancies have increased, leaving more years for leisure.
Regular readers know that Social Security retirement amounts are partly based on the number of months that you are younger than full retirement age. For example, if starting benefits 19 months before FRA, they are reduced by 19 months. Based on year of birth, full retirement age ranges from age 65 to 67.