Salaries for women in residency are lower than those for men ($54,000 and $56,000, respectively). The gender disparity in residents, however, is only 4% compared with a disparity of 24% among all physicians, according to the latest Medscape Physician Compensation report.alaries for women in residency are lower than those for men ($54,000 and $56,000, respectively). The gender disparity in residents, however, is only 4% compared with a disparity of 24% among all physicians, according to the latest Medscape Physician Compensation report.
In a deferred annuity, the greater your contributions are during the accumulation period (and the longer the accumulation period is), the greater your income stream will be once you begin the annuitization phase.
Deferred annuity. You can withdraw money from a deferred annuity, but you may have to pay surrender charges and, if you're under age 59Â½, the IRS can impose a 10% penalty tax. Another option is to annuitize, converting the deferred annuity into an income stream.