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Home and car insurance agents typically receive a 10 to 15 percent commission on the first yearâs premium. Commissions can range as low as 8 percent, says Bissett, while 15 [percent] would be on the very high end.. In contrast, life insurance agents make most of their money in the first year of a new policy.
Starting Commissions. An average commission for manufacturer's representatives starting out in the business is 5 percent of gross sales, as of 2011, according to Entrepreneur. Standard commissions vary according to product, market and volume of sales.Agents may earn a sliding scale commission, based on volume of sales, states RepHunter.he standard range for a commission based on a percentage of the gross sales margin is between 20 and 40 percent. Service-based products command higher commissions, upwards of 50 percent of the gross sales margin, according to RepHunter.