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Some states do not even use escrow companies but need to use attorneys. In California, by laws regulating the insurance industry, these fees must be published and they are not allowed to vary. The title company we use offers a $350 escrow (settlement) fee, this is for loans up to $500k I believe.
the seller normally purchases a title insurance policy for the benefit of the purchaser this should cost approximately $ 6 61 per $ 1000 and is based on the contract sales price for example on a $ 150000 home the title insurance would be $ 991 00 however if the seller can provide a copy of their existing title insurance policy to the title company then they may receive a reissue discount of 30 % if within 10 years a title binder is also charged of $ 50 per policy 4 closing fee