Any negative report is bad for your credit score, but it's hard to rate any one factor as more important than others. The Fair Isaac Corporation, which compiles the FICO rating used by all three credit bureaus and most lenders, says the importance of any one factor depends on the overall information in your report.
Virtually all biotechnology products are the result of organic chemistry. Biotechnology is used in in health care, crop production and agriculture, nonfood uses of crops and other products (e.g., biodegradable plastics, vegetable oil, biofuels), and environmental applications.
1 Observe action of microorganisms upon living tissues of plants, higher animals, and other microorganisms, and on dead organic matter. 2  Study the structure and function of human, animal and plant tissues, cells, pathogens and toxins.  Conduct chemical analyses of substances such as acids, alcohols, and enzymes.