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Some states do not even use escrow companies but need to use attorneys. In California, by laws regulating the insurance industry, these fees must be published and they are not allowed to vary. The title company we use offers a $350 escrow (settlement) fee, this is for loans up to $500k I believe.
Hi All, I received an estimated closing cost from title company that the seller chose. What fees are normal and negotiable. Here is the breakdown. Home purchase is ~550K with a loan amount of 350K. This is in Southern California. Escrow/Title charges: escrow fee to title company = 1300. Loan title feel to title company = 250.