Zebulon, NC. Sponsored Topics. Zebulon is the eastern-most town in Wake County, North Carolina, United States. In 2008, the population was estimated to be 4,732. Zebulon is part of the Research Triangle metropolitan region. Five County Stadium, home to the Carolina Mudcats minor league baseball team, is located in Zebulon.
For most banks, maintaining a good credit record is the single most important factor in their loan decision-making. When it comes to scoring well on your credit score, the higher the number the better. Banks will verify that the business has the ability to pay down its debt.
To get a clearer view of the home loan process, itâs helpful to know some of the factors that will be considered when your mortgage application is reviewed. When you apply for a mortgage, your loan officer will forward your application and the supporting documentation to an underwriter. Most lenders want your debt-to-income ratio to be 36% or less, but the ratio that works best for you is the one that you can comfortably afford. 2  Your likelihood to repay the loan. 3  Your payment history and credit score are indicators to lenders of your likelihood to make payments in the future. 4  The home value.