A. Statutory Definition. âHigh volatility commercial real estate (HVCRE) exposure. means a credit facility that, prior to conversion to permanent financing, finances or has financed. the acquisition, development, or construction (ADC) of real property.â 12 CFR Â§ 324.2.
1 NTP-Normal Temperature and Pressure-is defined as air at 20oC (293.15 K, 68oF) and 1 atm (101.325 kN/m2, 101.325 kPa, 14.7 psia, 0 psig, 29.92 in Hg, 407 in H2O, 760 torr).
1 Pressure is a normal stress, and hence has dimensions of force per unit area, or {ML -1 T -2 2  }. In the English system of units, pressure is expressed as psi or lbf/in 2.3  In the Metric system of units, pressure is expressed as pascals or N/m 2. 4  Standard atmospheric pressure is 101.3 kPa (0.1013 MPa) or 14.69 psi. Pressure is a normal stress, and hence has dimensions of force per unit area, or {ML -1 T -2 2  }. In the English system of units, pressure is expressed as psi or lbf/in 2.