A one-third octave band is defined as a frequency band whose upper band-edge frequency (f2) is the lower band frequency (f1) times the cube root of two.nalyzing a source on a frequency by frequency basis is possible but time consuming. The whole frequency range is divided into set of frequencies called bands.
Typically, home buyers will pay between about 2 and 5 percent of the purchase price of their home in closing costs. So, if your home cost $150,000, you might pay between $3,000 and $7,500 in closing costs. On average, buyers pay roughly $3,700 in closing costs, according to a recent survey.
You can save hundreds of dollars on your closing costs just by shopping around. Bankrate's 2016 Closing Costs Survey found the average fees due at closing for a $200,000 home totaled $2,128 in lender and third-party fees. Fees charged by lenders inched up 1.6%, to $1,058 in 2016. Fees paid to third parties for such things as appraisals and title insurance averaged $1,070. But fees can vary greatly, depending on where you live. Hawaii had the highest average closing costs at $2,655, followed by New York at $2,560.