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Some states do not even use escrow companies but need to use attorneys. In California, by laws regulating the insurance industry, these fees must be published and they are not allowed to vary. The title company we use offers a $350 escrow (settlement) fee, this is for loans up to $500k I believe.
* Wire fee (While banks do charge a nominal fee to wire funds, none of the good settlement agents tack on this fee for their clients. They figure it is part of what their big fee covers.) Fees that are not junk are title insurance, title search, endorsements, loan tie-in, or other reasonable and customary title fees. My Comments: Evidently, this escrow settlement agent doesnât think $1,300 is enough to make for their services. They are adding a $65 courier/messenger fee and a $75 email fee.