Facultative and treaty reinsurance can be written on either a pro rata or. excess of loss basis. Pro Rata. a term describing all forms of quota share and surplus share reinsurance in. which the reinsurer shares the same proportion of the premium and losses.
In spring (February to April), the average highest temperatures range from 46 to 54Â°F, with April considered particularly pleasant. In summer (May to July), the averages for highest temperatures are between 64 and 68Â°F. The warmest months, July and August, get about 18 hours of daylight and it gets dark only after 11pm. Hence the well-worn phrase in Ireland; sure there's a grand stretch in the evenings.
Centrally located on the west coast of Ireland, Galway's average yearly temperature is around 50 degrees Fahrenheit with an average of 12 snow days, 90 percent morning humidity and 12 mile per hour winds. January and February are the coldest months, averaging 41 and 42 degrees respectively.owever, during these summer months, temperatures can reach up to the high 60s, but drop to the high 30s during the winter. The weather in March, averaging a brisk 44.5 degrees, only sees a 2-degree average increase for April before the thermometer registers 44 to 59 in May and then 49 to 64 in June.