There is no safe form of tobacco. At least 28 chemicals in smokeless tobacco have been found to cause cancer (1). The most harmful chemicals in smokeless tobacco are tobacco-specific nitrosamines, which are formed during the growing, curing, fermenting, and aging of tobacco. The level of tobacco-specific nitrosamines varies by product.
For example, if you were born in 1943 or later, your benefit will increase 8 percent for each year that you delay receiving benefits, up until age 70. In addition, working past your full retirement age has another benefit: It allows you to add years of earnings to your Social Security record.
Here's the maximum Social Security benefit in 2017. Inflation ticked higher this year, and as a result, the Social Security Administration is increasing Social Security payments by 0.3% in 2017. The slight increase in Social Security income means that the maximum monthly Social Security benefit at full retirement age next year will be $2,687 per month.