The vastus medialis (/ËvÃ¦stÉs ËmÉdiËeÉªláµ»s/ or /ËvÃ¦stÉs ËmÉdiËÃ¦láµ»s/) (vastus internus or teardrop muscle) is an extensor muscle located medially in the thigh that extends the knee. The vastus medialis is part of the quadriceps muscle group.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
A term life insurance policy covers you for a stated periodâtypically 10, 15, 20, or 30 years. Because the insurance company's liability is limited to a specific period, term is the most economical kind of life insurance. A whole life insurance policy lasts as long as you pay the premiums.Whole life policies can also have a cash value. Part of the premium you pay covers your insurance, and some of it goes into the policy's cash value. Whole life insurance is much more expensive than term life insurance for the dollar amount of coverage.ost financial planners recommend coverage that's 5 to 10 times your annual income. For example, if you make $50,000, you might consider coverage between $250,000 and $500,000. If you're younger and just starting a family, you might need as much as 15 times your income to allow for salary increases.