Any negative report is bad for your credit score, but it's hard to rate any one factor as more important than others. The Fair Isaac Corporation, which compiles the FICO rating used by all three credit bureaus and most lenders, says the importance of any one factor depends on the overall information in your report.
Virtually all biotechnology products are the result of organic chemistry. Biotechnology is used in in health care, crop production and agriculture, nonfood uses of crops and other products (e.g., biodegradable plastics, vegetable oil, biofuels), and environmental applications.
In their daily work, biochemists analyse enzymes, DNA, and other molecules to research the effects of drugs and food on biological processes. They use electron microscopes, lasers and other laboratory instruments as well as computer modelling software to determine the structures of molecules.