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Home and car insurance agents typically receive a 10 to 15 percent commission on the first yearâs premium. Commissions can range as low as 8 percent, says Bissett, while 15 [percent] would be on the very high end.. In contrast, life insurance agents make most of their money in the first year of a new policy.
The standard total commission, which is shared by the buyer's broker and the seller's broker, is 6 percent of the purchase price. However, brokers may agree to reduced commissions for various reasons, such as to help the buyer and seller come to terms on a deal.