A. Statutory Definition. âHigh volatility commercial real estate (HVCRE) exposure. means a credit facility that, prior to conversion to permanent financing, finances or has financed. the acquisition, development, or construction (ADC) of real property.â 12 CFR Â§ 324.2.
1 NTP-Normal Temperature and Pressure-is defined as air at 20oC (293.15 K, 68oF) and 1 atm (101.325 kN/m2, 101.325 kPa, 14.7 psia, 0 psig, 29.92 in Hg, 407 in H2O, 760 torr).
ACS Distance Education explains that air pressure is the force exerted by the weight of air molecules. Atmospheric pressure is determined by the amount of air directly above a person or object. At sea level, the atmospheric pressure is 14.7 pounds per square inch, or PSI. At higher altitudes, the PSI decreases due to lower air pressure and density.