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Some states do not even use escrow companies but need to use attorneys. In California, by laws regulating the insurance industry, these fees must be published and they are not allowed to vary. The title company we use offers a $350 escrow (settlement) fee, this is for loans up to $500k I believe.
A contractor may offer either a âlien bondâ or a title policy covering liens for the 30 day period in order to collect the 10% hold back earlier. The lien bond only covers the 30 day lien period and costs 1 to 2 % of the contract.