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How Square Cash Works. Square Cash does all these things and works with both businesses and individuals through an app available for Android, iOS or your favorite web browser. After linking a debit card to the app, individuals or businesses can start sending money where it is needed.
Square takes a small fee for every transaction. If you swipe a credit card, the fee is 2.75 percent of the total transaction. If you key in the number manually, the fee is 3.5 percent.ou swipe your card through the shop's Square reader, sign the receipt with your finger, and enter your phone number to get a text message receipt. In the receipt is a link to download the Square app and start your Card Case.