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Home and car insurance agents typically receive a 10 to 15 percent commission on the first yearâs premium. Commissions can range as low as 8 percent, says Bissett, while 15 [percent] would be on the very high end.. In contrast, life insurance agents make most of their money in the first year of a new policy.
Fees are split between the agent, the brokerage firm, and anyone else involved in the transaction. Usually an agent gets 50 to 70 percent of the fee. There's a common misconception that rental agents are making money hand-over-fist. In reality, they make about $50,000 per year on average and usually don't get health insurance, paid time off, or some of the other benefits most of us have come to expect.