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However, you can continue to use your HSA for qualified medical expenses and for other expenses for as long as you have funds in your HSA. Loss of Eligibility in Month You Turn 65. You lose eligibility as of the first day of the month you turn 65 and enroll in Medicare. Example.
Individuals age 55 and over are eligible for an additional catch-up contribution of $1,000. Rollovers and transfers from other HSAs are not subject to contribution limits. Deposits can be made with your own money or your employer can make a contribution or arrange salary deductions for your contribution. In addition, relatives may gift a contribution to your account. If you have another HSA or Medical Savings Account, your KeyBank Relationship Manager can help you transfer a contribution from those accounts into your current HSA.