In the beginning we had a very simple idea. Make the finest cold cuts possible. Nothing less.We still insist on the same unwavering commitment to those standards we established long ago, standards mostly abandoned in a mass-produced world.
So don't blame your poor savings on your income. Don't wait for your income to rise. Just start saving, and save every month. In Ordinary People, Extraordinary Wealth, I revealed that five thousand ordinary Americans became wealthy simply by saving small amounts of money on a regular basis. You'll find four ways that you can easily create savings in chapter 49 of The Truth About Money.
The way to face these risks is to build security with an emergency fund. Ramsey recommended saving an emergency fund in two different stages of his 7 Baby Steps. First is to get a buffer saved of $1,000, which can help cover the everyday unexpected expenses that come with life.