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A human life is worth $6.2 million, Amar said, referring to a value that was used by EPA in the past. What do you need -- about 150 people to die? And that's a billion dollars.
Whole Life Insurance does not expire; it endows. When you hit a certain point in the policy (usually age 100), the cash value equals the face amount.At that time you can take the cash, or let it keep growing.The policy will never expire even after it endows.resident and Senior Agent, Outlook Life, Most of the U.S. Whole Life Insurance does not expire; it endows. When you hit a certain point in the policy (usually age 100), the cash value equals the face amount. At that time you can take the cash, or let it keep growing. The policy will never expire even after it endows.