1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
The catch-up contribution limit for anyone who turns 50 in 2015 will also increase, from $5,500 to $6,000 (for a maximum contribution of $24,000). The IRA contribution limit will remain $5,500 per person in 2015 (or $6,500 if you turn age 50 anytime during the year).
If you are age 50 or older in 2016, you can contribute an additional $6,000 for a total of $24,000. The 401k limits for 2017 have been released by the IRS and they remain the same at $18,000. If you are age 50 or older in 2017, you can contribute an additional $6,000 for 2017 for a total of $24,000 -- same as 2016. 401k Maximum Contribution Limits For 2016 and 2017.