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Whether or not you can make the maximum Roth IRA contribution ($5,500 annually, or $6,500 if you're age 50 or older) depends on your tax filing status and your modified adjusted gross income (MAGI) .
Contribution Limits vs. Deduction Limits. The maximum you can contribute to a traditional IRA depends on your age. For the 2015 tax year, the limit is five thousand five hundred dollars for those 49 and younger.If you turn 50 or older in 2015, then your upper limit raises to six thousand five hundred dollars.he rules governing your maximum IRA income limits for 2015 vary based on the type of IRA you have, your income and your filing status. Itâs important to note that this is not the same thing as your 2015 IRA contribution limits.