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Medicare has a provision of Lifetime Reserve Days. Medicare recipients have a total of 60 of these days available to be used only once in the recipientsâ lifetime. The Medicare entitlement for in-patient care is limited to 90 days per benefit period. At the end of this period the must leave the hospital.
A Medicare policy requires different co-pays based on the number of days the patient stays. The first 60 days typically have no co-pay, while day 61 to 90 have a higher co-pay, and an even higher co-pay per lifetime reserve day after 90 days.