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Whether or not you can make the maximum Roth IRA contribution ($5,500 annually, or $6,500 if you're age 50 or older) depends on your tax filing status and your modified adjusted gross income (MAGI) .
The Contribution Limit. For 2013 and 2014. the basic limit for regular contributions to a Roth IRA is $5,500 for people under 50 years of age, and $6,500 for those who are 50 or older.(Numbers like this can be found in our Reference Room .) This limit may be reduced for any of the following reasons:or some people the most important limit on contributions to a Roth IRA is based on modified adjusted gross income (âmodified AGI,â defined below). If this number is too large, your contribution limit may be reduced â possibly all the way to zero.