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Lifetime reserve days. (Redirected from Lifetime Reserve Days) Lifetime reserve days are additional days that the United States health care system Medicare Part A will pay for when a beneficiary is in a hospital for more than 90 days during a benefit period. Beneficiaries are limited to a total of 60 reserve days over the course of their life.
1 Days 1â60: $0 coinsurance per day of each benefit period. 2  Days 61â90: $315 coinsurance per day of each benefit period. 3  Days 91 and beyond: $630 coinsurance per each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime). 4  Beyond lifetime reserve days: all costs.