1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
You can contribute up to $18,000 to a 401(k) plan in 2015, $500 more than in 2014. To be on track to max out your 401(k) , you will need to contribute $1,500 per month or $750 per paycheck if you are paid twice per month.
Individual Roth 401k. The 2015 Individual 401k contribution limit is $53,000 and $59,000 if age 50 or older (2014 limit is $52,000 and $57,500 if age 50 or older). The annual contributions into an Individual 401k consists of 2 parts, a salary deferral contribution and a profit sharing contribution.owever, a Roth Individual 401k allows much higher annual contribution amounts than a Roth IRA. In 2015 a Roth IRA has a $5,500 limit and $6,500 limit if age 50 or older. The 2015 contribution limit for the Roth Individual 401k is $18,000 and $24,000 if age 50 or older.