In the beginning we had a very simple idea. Make the finest cold cuts possible. Nothing less.We still insist on the same unwavering commitment to those standards we established long ago, standards mostly abandoned in a mass-produced world.
So don't blame your poor savings on your income. Don't wait for your income to rise. Just start saving, and save every month. In Ordinary People, Extraordinary Wealth, I revealed that five thousand ordinary Americans became wealthy simply by saving small amounts of money on a regular basis. You'll find four ways that you can easily create savings in chapter 49 of The Truth About Money.
1 You begin saving in a workplace retirement plan, such as a 401(k), at age 25. 2  You save continuously and without interruption until age 67. 3  You start by making an annual salary contribution equal to 6% of pay, and raise the figure by one percentage point each year until you are saving 12% of pay.