1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
You can contribute up to $18,000 to a 401(k) plan in 2015, $500 more than in 2014. To be on track to max out your 401(k) , you will need to contribute $1,500 per month or $750 per paycheck if you are paid twice per month.
As I understand it, I can contribute up to $17,500 to my 401(k) per year and $5,500 to my personal Roth IRA. Thanks, -- Matt Morass. Dear Matt, Having a Roth 401(k) plan at work doesn't limit your ability to contribute to your personal Roth IRA.s I understand it, I can contribute up to $17,500 to my 401(k) per year and $5,500 to my personal Roth IRA. Thanks, -- Matt Morass. Dear Matt, Having a Roth 401(k) plan at work doesn't limit your ability to contribute to your personal Roth IRA.