1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
You can contribute up to $18,000 to a 401(k) plan in 2015, $500 more than in 2014. To be on track to max out your 401(k) , you will need to contribute $1,500 per month or $750 per paycheck if you are paid twice per month.
There's an overall cap on your combined pretax and Roth 401(k) contributions. In 2015, you can contribute up to $18,000 ($24,000 if you're age 50 or older) to a 401(k) plan. You can split your contribution between Roth and pretax contributions any way you wish.For example, you can make $10,000 of Roth contributions and $8,000 of pretax 401(k) contributions.It's up to you.nlike Roth IRAs, where you can't contribute if you earn more than a certain dollar amount, you can make Roth contributions, regardless of your salary level, as soon as you are eligible to participate in the 401(k) plan.