1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
You can contribute up to $18,000 to a 401(k) plan in 2015, $500 more than in 2014. To be on track to max out your 401(k) , you will need to contribute $1,500 per month or $750 per paycheck if you are paid twice per month.
The maximum contributions for either the Roth 401k or the traditional 401k are the same -- $16,500 in 2010. If you contribute to both a Roth 401k and traditional 401k, the sum of your contributions can't exceed that limit.If an employer offers a Roth 401k, most likely it would provide the same matching contributions as for a traditional 401k.There are really two main reasons to consider investing your current and future contributions in a Roth 401k.f you contribute to the traditional 401k: Since you aren't paying income taxes on the $10,000, you can invest the full amount. At 5 percent annual investment returns, your $10,000 will grow to $16,289 (if you're mathematically inclined, that's $10,000 times 1.05**10).