1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
You can contribute up to $18,000 to a 401(k) plan in 2015, $500 more than in 2014. To be on track to max out your 401(k) , you will need to contribute $1,500 per month or $750 per paycheck if you are paid twice per month.
Take advantage of 401(k) catch-up contributions. Workers age 50 and older can contribute an additional $5,500 to their 401(k) in 2014, or a total of $23,000. To save this much, you'll need to set your twice-a-month 401(k) contributions to $958 or contribute $1,917 per month.ere's how to make the most of your retirement accounts in 2014: Max out your 401(k) . Most workers can contribute up to $17,500 to a 401(k), 403(b) or the federal government's Thrift Savings Plan in 2014.