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A human life is worth $6.2 million, Amar said, referring to a value that was used by EPA in the past. What do you need -- about 150 people to die? And that's a billion dollars.
State Farm Life offers a full range of life insurance products, including term life, which is best for most people, and permanent life. The company offers term life insurance for 10, 20 or 30 years. You can buy a policy for $100,000 and up. State Farm also offers whole life, universal life and variable universal life, which are varieties of permanent life.