Consider adjustment room: you want to order the size closest to your measurement, and if you like a lot of adjustment the next larger size might be your best choice. The number measurement (e.g. 42, 48, 54, etc) is the length of the suspender fully let out. We can't guarantee fit, of course, any more than JCPenney's can guarantee that a particular size will fit even if your measurements suggest it will. We make the best recommendation we can without your having tried them on.
Debt settlement programs typically are offered by for-profit companies, and involve them negotiating with your creditors to allow you to pay a âsettlementâ to resolve your debt â a lump sum that is less than the full amount that you owe.
The debt avalanche is  the practice of ranking debts by interest rate and paying each off by starting with the highest-interest debt first. This approach may help you save the most money overall, and is often recommended by financial advisers as the best way to pay off debt. The plus is, of course, paying less interest, says Beverly Harzog, a credit and consumer expert and author of The Debt Escape Plan.