In the beginning we had a very simple idea. Make the finest cold cuts possible. Nothing less.We still insist on the same unwavering commitment to those standards we established long ago, standards mostly abandoned in a mass-produced world.
So don't blame your poor savings on your income. Don't wait for your income to rise. Just start saving, and save every month. In Ordinary People, Extraordinary Wealth, I revealed that five thousand ordinary Americans became wealthy simply by saving small amounts of money on a regular basis. You'll find four ways that you can easily create savings in chapter 49 of The Truth About Money.
Essentially through creating more money, the value of each unit of currency decreases, incentivizing people to spend money in the near future instead of hoarding cash. Saving a sum of money now is simply the decision to have cash despite the risk of inflation. Low inflationary risk favors saving the money now while high inflationary risk favors spending it in now before the value of your money becomes eroded.