Collect 500,000 intervals of wind speed data in the field, with easy PC download for storage and analysis. Note that this kit only provides average wind speed data (not wind direction). Battery life up to 10 years (see details).
In the past, mortgage lenders largely based the amount you could borrow on a multiple of your income. This is known as the loan-to-income ratio. For example, if your annual income was Â£50,000, you might have been able to borrow three to five times this amount, giving you a mortgage of up to Â£250,000.Now, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income.They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.ow, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income. They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.
Ask the lender upfront how long it will take to approve your loan. It can't hurt to ask the lender the average time it took to process recent mortgage loans, suggests HSH.com.If you donât like the answer you get, try another lender. Generally, a lender will tell you from the start what information you must provide when you apply for a loan.t can't hurt to ask the lender the average time it took to process recent mortgage loans, suggests HSH.com. If you donât like the answer you get, try another lender. Generally, a lender will tell you from the start what information you must provide when you apply for a loan.