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A human life is worth $6.2 million, Amar said, referring to a value that was used by EPA in the past. What do you need -- about 150 people to die? And that's a billion dollars.
Whole Life Insurance. Whole life is a hybrid investment and insurance product that covers you until death. For someone who is 30 years old, the premiums can be less than $800 per month, and they donât change over the life of the policy. Whole life insurance is a more complicated product than term life insurance.