1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
The catch-up contribution limit for anyone who turns 50 in 2015 will also increase, from $5,500 to $6,000 (for a maximum contribution of $24,000). The IRA contribution limit will remain $5,500 per person in 2015 (or $6,500 if you turn age 50 anytime during the year).
There's an overall cap on your combined pretax and Roth 401(k) contributions. In 2015, you can contribute up to $18,000 ($24,000 if you're age 50 or older) to a 401(k) plan. You can split your contribution between Roth and pretax contributions any way you wish.For example, you can make $10,000 of Roth contributions and $8,000 of pretax 401(k) contributions.It's up to you.here's an overall cap on your combined pretax and Roth 401(k) contributions. In 2015, you can contribute up to $18,000 ($24,000 if you're age 50 or older) to a 401(k) plan. You can split your contribution between Roth and pretax contributions any way you wish.