About Law and Daily Life. 1  Law and Daily Life strives to address the legal questions and circumstances that arise in our everyday lives, including the laws that affect our family life, workplace and personal finances. 2  Copyright Â© 2017 FindLaw, a Thomson Reuters Business.
Medicare has a provision of Lifetime Reserve Days. Medicare recipients have a total of 60 of these days available to be used only once in the recipientsâ lifetime. The Medicare entitlement for in-patient care is limited to 90 days per benefit period. At the end of this period the must leave the hospital.
In 2013, this daily coinsurance amount is $296; it goes up every year. If you are in the hospital more than 90 days during one spell of illness, you can use up to 60 additional lifetime reserve days of coverage. During those days, you are responsible for a daily coinsurance payment of $592 per day in 2013. Medicare pays the rest of covered costs.