Collect 500,000 intervals of wind speed data in the field, with easy PC download for storage and analysis. Note that this kit only provides average wind speed data (not wind direction). Battery life up to 10 years (see details).
In the past, mortgage lenders largely based the amount you could borrow on a multiple of your income. This is known as the loan-to-income ratio. For example, if your annual income was Â£50,000, you might have been able to borrow three to five times this amount, giving you a mortgage of up to Â£250,000.Now, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income.They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.ow, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income. They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.
As a general rule, mortgage companies will allow you to borrow three times your salary, or two and a half times your joint salaries if you're buying with someone else.However, in the current market there are many different types of mortgage available, some of which will let you borrow more than this.or example, if you pay off a Â£40,000 mortgage in 15 years, rather than the normal 25 years, you'll have higher monthly payments for those 15 years, but you could save a staggering Â£20,000 in interest payments. Do the same sums for your circumstances on the mortgage calculator-and think what you could do with Â£20,000.