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Whether or not you can make the maximum Roth IRA contribution ($5,500 annually, or $6,500 if you're age 50 or older) depends on your tax filing status and your modified adjusted gross income (MAGI) .
There are no upper income limits for making contributions to 401(k) plans The IRS does set maximum income limits for contributing to a Roth IRA.If you file as single, the amount you can put in a Roth IRA starts to decrease, or phase out, when your adjusted gross income reaches $112,000 as of 2013.here are no upper income limits for making contributions to 401(k) plans The IRS does set maximum income limits for contributing to a Roth IRA.