An HOA Loan is a loan that a home owner organization enters into with a lender (bank) to typically fund extensive improvements or repairs. The collateral for such a loan is the banks right to the fees and assessments. If the HOA defaults the bank has the right to collect assessments and payments directly from the home homeowners. The bank may not take a lien against property unless the homeowner is in default with fees and the board of the HOA initiates foreclosure due to non payment of fees. In other words, the bank can't place a lien on an individual home unless the HOA would have a right to do so under the CCR's. One big negative regarding HOA Loans is the homeowners fees and assessment go up while the loan proceeds are paid off. Hope this answers your question. All my best & encouragement.
The ban would apply to drinks larger than 16 ounces, hitting back hard at some of those all-too-common, outrageously large portion sizes -- but even smaller portions can carry hefty calorie counts. Cola always seems to be the face of this sugary beverage enemy, but Coke and Pepsi are only the beginning.A 12-ounce can of Coca Cola clocks in at 140 calories, and the same size Pepsi has 150. But a can or bottle of these 11 sugary drinks has even more.he ban would apply to drinks larger than 16 ounces, hitting back hard at some of those all-too-common, outrageously large portion sizes -- but even smaller portions can carry hefty calorie counts. Cola always seems to be the face of this sugary beverage enemy, but Coke and Pepsi are only the beginning.
Diet Coke does not have any calories, regardless of the amount you add to your rum and cola drink. The calories you consume in the beverage are entirely from the variety of Captain Morgan rum you choose. A 1.5-ounce serving of Captain Morgan Original Spiced Rum has 86 calories, while the Captain Morgan Caribbean White variety contains 98 calories per 1.5-ounce serving.