Understanding disc osteophyte complex. Disc osteophyte complex occurs when more than one spinal vertebra or intervertebral disc is affected by osteophytes, which are more commonly referred to as bone spurs.
Undercapitalization is a situation in which a business has insufficient funds, or capital, to support its operations. Although undercapitalization can affect any business, it is particularly common and problematic for small businesses. In fact, undercapitalization is one of the warning signs of major financial trouble for small businesses, as well as a significant cause of small business failures.
As the financialisation of the economy has led to the monetisation (also called âsecuritisationâ) of many non-financial assets, such as real estate, infrastructures, etc., overcapitalisation has become rife, with deleterious consequences at the level of firms (struggling to achieve an unrealistically high level of profitability), households (struggling to pay their inflated mortgage), and individuals (whose equity holding, and hence borrowing and repayment potential, may be vastly over ...