Castor Oil is a thick, viscous liquid extracted from the Castor Bean plant. Castor Oil, rich in fatty acids, acts as a humectant (similar to Glycerin) drawing moisture to the skin. Castor Oil contributes to large, thick bubbles in cold process soap & shampoo bars and is often used to for superfatting because of its humectant properies.
Customer service. Companies in the U.S. typically purchase business insurance through an intermediary, an insurance agent or broker. It is important to work with a business insurance intermediary that provides excellent customer service and can respond to a client's needs quickly and efficiently.
Ran across a paper discussing insurance agent's compensation and its lack of transparency. The paper stated insurance agents represent the insured and as such the insured should be entitled to know what he is paying the agent. Well, it never occurred to me that an insurance agent represented an insured.