tentacle - any of various elongated tactile or prehensile flexible organs that occur on the head or near the mouth in many animals; used for feeling or grasping or locomotion. feeler, antenna - one of a pair of mobile appendages on the head of e.g. insects and crustaceans; typically sensitive to touch and taste.
A term can be 5, 10, 20, or even 30 years. The coverage you can buy for life insurance without a physical exam can cover you up to certain policy amounts. This can be anywhere from $250,000 up to as much as $500,000, because these policy limitations vary greatly from company to company.
In the US, the FMLA law requires employers to allow new parents up to 12 weeks *unpaid* time off. Short-term disability insurance, which many employers carry, covers 6 weeks (8 for a C-section) and usually pays 2/3 of the employees salary. So it really depends on if the mom needs her paycheck or not. Outside the US I don't know.