When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
However, those hardy souls who are left have mighty long service records. No small number of them have reached or exceeded the earned annuity limit set in law. In short, most CSRS employees who have 41 years and 11 months of creditable service are entitled to an earned annuity that equals 80 percent of their high-3. Being eligible for an 80 percent annuity is something that causes FERS employees to eat their hearts out with envy. No matter how long they work, theyâll never get close to that percentage in their own annuities.