When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
For the annuity in accumulation phase, the beneficiary is usually entitled to the current balance of the account (or premiums paid, if more) plus any additional death benefit outlined in the contract. For example, an annuity in accumulation phase may have $73,000 in investments and a $100,000 death benefit.In this case, the death beneficiary would receive $173,000. However, many annuities do not offer an additional death benefit if the annuity was still in accumulation phase.or example, an annuity in accumulation phase may have $73,000 in investments and a $100,000 death benefit. In this case, the death beneficiary would receive $173,000. However, many annuities do not offer an additional death benefit if the annuity was still in accumulation phase.