tentacle - any of various elongated tactile or prehensile flexible organs that occur on the head or near the mouth in many animals; used for feeling or grasping or locomotion. feeler, antenna - one of a pair of mobile appendages on the head of e.g. insects and crustaceans; typically sensitive to touch and taste.
A term can be 5, 10, 20, or even 30 years. The coverage you can buy for life insurance without a physical exam can cover you up to certain policy amounts. This can be anywhere from $250,000 up to as much as $500,000, because these policy limitations vary greatly from company to company.
The best reason to consider whole-life or universal-life insurance isnât the accumulating cash value, although thatâs part of the deal. The real issue is whether youâll need coverage beyond 20 or 30 years -- or after age 65, when term gets expensive.lso consider how many years youâll need insurance. If youâre in fine physical shape, you can buy a new policy and lock in the price for 20 years. Because prices for term have been dropping steadily, you may not pay much more to extend your coverage if you reshop in, say, five years.