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File On Time. Filing a claim on time is important, so know the deadline or bar date. The bar date is similar to a statute of limitations (time limit to bring a legal claim). The bar date for filing a proof of claim is within 90 days of the first date set for the meeting of creditors in a bankruptcy case.
Creditors will receive 25 days' notice of the hearing and may object to confirmation. If the court confirms the plan, the chapter 13 trustee will distribute funds received under the plan as soon as is practicable.. If the court declines to confirm the plan, the debtor may file a modified plan. The debtor may also convert the case to a liquidation case under chapter 7 (A fee of $15 is charged for converting a case under chapter 13 to a case under chapter 7). The provisions of a confirmed plan bind the debtor and each creditor.