Castor Oil is a thick, viscous liquid extracted from the Castor Bean plant. Castor Oil, rich in fatty acids, acts as a humectant (similar to Glycerin) drawing moisture to the skin. Castor Oil contributes to large, thick bubbles in cold process soap & shampoo bars and is often used to for superfatting because of its humectant properies.
Customer service. Companies in the U.S. typically purchase business insurance through an intermediary, an insurance agent or broker. It is important to work with a business insurance intermediary that provides excellent customer service and can respond to a client's needs quickly and efficiently.
Independent insurance agents typically represent a number of insurance companies, or carriers, and sell the products that most appropriately meet the needs of their clients.Independent agents typically are very well trained and knowledgeable of the complexities of the insurance market and insurance law.n addition to insurance policies, agents often sell mutual funds, annuities, and products that address wealth management, retirement and estate planning. Independent agents must be licensed by the states in which they sell insurance and financial products.