This is a lesson on how to play All About That Bass by Meghan Trainor on the clarinet. You can use the same notes for trumpet, tenor sax, and bass clarinet! Click here to listen & download the play-along track: http://www.gobando.com/2015/01/02/all... Here are the notes! PART A. Phrase 1. A A A A A.
The collection account will fall off of your credit report 7 years from the date of the LAST DELINQUINCY reported by the orignal creditor + 180 days. In this particular case, this would make the collection fall off of your credit report in January of 2017. A lot of people believe that the collection will stay on your account for a full 7 years (in this case 2023), but that is completely false.
    Paying off charge offs, or collection accounts, do NOT improve your credit score and can under certain circumstances lower the score. This is one of the fallacies about credit. A paid charge off is still considered a derogatory account. By paying off the collection, you will bring the last active date of the collection to the current month (now would be 10/03), and although it will now reflect a $0 balance, the fact that you have a recently active collection on your credit report is more derogatory than an old collection with a balance.