The insurer denies liability in respect of the claim because the policy has been avoided by reason of material misrepresentation or non-disclosure. When an insurer rejects a claim relying on application of an exclusion clause, or because the claim does not fall within the operative clause of the policy, that is not a repudiation of the contract. In these circumstances the insurer does not deny the existence of the contract of insurance but denies liability under the contract.
Kissimmee, FL average salary is $51,974, median salary is $42,000 with a salary range from $19,252 to $431,400.
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