When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
If you served on active duty and will be eligible at age 62 to collect Social Security, your CSRS annuity will be reduced by the number of years that you served unless you buy back that time. For example, if you serviced in the armed services for 4 years, when you reach age 62 your CSRS annuity will be reduced by 8%. You can buy back your military time to avoid this reduction and collect your entire annuity and whatever Social Security benefits that you are entitled to.