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A credit tenant lease is a method of financing real estate. The landlord borrows money to finance the property and pledges as security the rents to be received from the tenant. Usually, the financing is structured as nonrecourse debt, and the lease is structured as a triple net lease.he landlord borrows money to finance the property and pledges as security the rents to be received from the tenant. Usually, the financing is structured as nonrecourse debt, and the lease is structured as a triple net lease.
Landlords are legally allowed to run a credit check on a prospective tenant. In order to do so, the landlord must get the tenant's written permission. The tenant must consent to the credit check before the landlord can pull the tenant's credit report. This must be done by obtaining the tenant's written permission. The landlord can include a clause at the bottom of the rental application form which states that by signing this form, the prospective tenant is consenting to a credit check.