tentacle - any of various elongated tactile or prehensile flexible organs that occur on the head or near the mouth in many animals; used for feeling or grasping or locomotion. feeler, antenna - one of a pair of mobile appendages on the head of e.g. insects and crustaceans; typically sensitive to touch and taste.
A term can be 5, 10, 20, or even 30 years. The coverage you can buy for life insurance without a physical exam can cover you up to certain policy amounts. This can be anywhere from $250,000 up to as much as $500,000, because these policy limitations vary greatly from company to company.
When you shop for life insurance, you've got two basic options: term or permanent life insurance. Term life insurance covers you for a specific period of time, usually 10, 15, 20 or 30 years. If you live past your policy's term, there is no payout to your beneficiaries. Permanent life insurance, such as whole life, universal life or variable universal life insurance, covers you for the duration of your lifetime. It also offers a feature that's commonly viewed as a strong selling point: cash value.