California Cremation Costs. The average cost of cremation is a fraction of funeral and burial costs in California, less than a quarter of the $10,000+ cost of an average funeral and burial. With cremation, there is no need to embalm or to purchase a cemetery plot, casket, burial vault, or gravestone.
Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower. It is also any practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesnât need, doesnât want or canât afford.
That's called flipping a loan. A favorite tactic of predatory lending is to add in mysterious and excessive fees, service charges and unnecessary insurance policies that inflate the cost of a loan. Many people don't read the fine print of their mortgages, or assume that any service charges on their policy are standard.