Castor Oil is a thick, viscous liquid extracted from the Castor Bean plant. Castor Oil, rich in fatty acids, acts as a humectant (similar to Glycerin) drawing moisture to the skin. Castor Oil contributes to large, thick bubbles in cold process soap & shampoo bars and is often used to for superfatting because of its humectant properies.
Customer service. Companies in the U.S. typically purchase business insurance through an intermediary, an insurance agent or broker. It is important to work with a business insurance intermediary that provides excellent customer service and can respond to a client's needs quickly and efficiently.
While an insurance agent is employed by, and represents, a particular insurance company, an insurance broker is a representative of the insured only. An insurance agent is bound by company rules and responsibilities, whereas an insurance broker's only duty is to aid a client. He or she owes no obligation to any company.he client is considered the principal and the broker acts as the client's agent. An agent's powers generally extend beyond those of a broker. A distinguishing feature between an agent and a broker is that a broker acts as a middleperson.