Crutch words or fillers like umm..., you know... and like... make their way into a speech unknowingly. These words do not add meaning to the sentence, and often just make a person look like a blabbering fool. This Buzzle article lists some simple ways in which crutch words can be eliminated from the speech.
Certificate of Conformity. A Certificate of Conformity or CoC is a mandatory document which is necessary for Customs clearance of exports to many countries around the globe. Intertek is authorised to issue or facilitate the Certificate of Conformity for exports to Algeria, Botswana, Cameroon, Gabon, Kenya, Kuwait, Nigeria, Qatar, Russia, Saudi Arabia, and Uganda.
LOC is a Letter of Credit/Authorization letter issued by TPA to Network Hospital to offer credit facility to the Insured based on medical admissibility and Policy terms and conditions. It also specifies that any non-medical expenses should be collected from the Patient at the time of discharge.