When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
1 *MRA and 30 years of service (unreduced annuity).  MRA and 10 years of service. Your annuity will be reduced 5% for each year you are under age 62 when your annuity commences. *MRA is your Minimum Retirement Age, 55 to 57, depending upon the year in which you were born.