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Best Buy Auto Leasing (bestbuyleasing.com) offers all of its low payment leases with no cap cost reduction ($0 Down). GAP insurance is included in the lease. Therefore, the only money due at lease signing is the first payment, bank fee, tax on the payment(s), and registration fees (if applicable). Our leases are fully customizable, many items can be rolled into the lease and the price will adjust accordingly. more.
If the buyer puts 10 percent or more down, the seller may contribute up to 6 percent. If the buyer puts less than 10 percent, the most the seller may contribute is 3 percent. On a VA loan, the seller may pay all the closing costs (this is known as a VA-No-No - the buyer pays no down payment and no closing costs). Sellers who agree to pay the closing costs often put a ceiling on the amount they will pay. On a FHA loan, the seller may pay all the closing costs. However, the buyer must make a minimum 3.5 percent investment in the property - whether as part of the closing costs, a down payment or pre-paid items. The 3.5 percent can be from the buyers own funds or from a family member's gift.