When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
Insurers determine yields differently depending on the type of fixed annuity and the way the accumulation account is structured. Most traditional fixed annuities offer a high current rate that is guaranteed for one year. After the first year, the rates are determined based on the three components discussed above. There is usually a minimum rate guarantee which offers protections against severe interest rate declines.