A hide is actually much thicker than a finished upholstery leather. Before it is finished, a hide is split into layers. The layer closest to the surface is the Top Grain and includes the actual surface of the skin with all of its natural pores, wrinkles, and scars. It is the strongest part of the hide.
The Northland Group is an independent debt collector. They most likely purchased your debt account from another agency. However they could have instead been assigned your account by the original creditor. Northland Group is located in Edina, Minnesota and started business in 1982.
Danske Bank (Northern Ireland) Northern Bank redirects here. It is not to be confused with Northern Rock. Danske Bank (formerly Northern Bank) is a commercial bank in Northern Ireland. Northern Bank was one of the oldest banks in Ireland having been formed in 1809, and formed part of one of the Big Four banks in Ireland. Northern Bank took on the name of its parent company Danske Bank as its trading name in November 2012.