This means that â in the absence of a trust â the state will take care of their interests until your beneficiaries are adults. Your life insurance policy is a different kettle of fish though. Even if your nominated beneficiary is a minor, stipulatio alteri will be enforced as though they were adults. This means that the state will have no say over the proceeds of your policy and the insurer will pay the money directly to your minor beneficiary regardless of whether he or she is 18 months or 18 years old.
The delay between when you see lightning and when you hear thunder occurs because sound travels much, much slower than light. Sound travels through air at about 1100 to 1200 feet per second (our default is 1150). That is a little more than one mile per five seconds. This approximation will give you a good idea of how far away the lightning was.
Although some victims are struck directly by the main lightning stroke, many victims are struck as the current moves in and along the ground. â¢ If you can hear thunder, you are within 10 miles (16 kilometers) of a stormâand can be struck by lightning. Seek shelter and avoid situations in which you may be vulnerable. â¢ Use the 30-30 rule, when visibility is good and there is nothing obstructing your view of the thunderstorm. When you see lightning, count the time until you hear thunder. If that time is 30 seconds or less, the thunderstorm is within six miles (ten kilometers) of you and is dangerous. Seek shelter immediately. The threat of lightning continues for a much longer period than most people realize. Wait at least 30 minutes after the last clap of thunder before leaving shelter.