vocal fremitus (VF) transmission of the spoken voice to the chest wall, detectable by auscultation or palpation; it is increased with lung consolidation and decreased with pleural effusion, pneumothorax, and airway obstruction.ocal fremitus (VF) transmission of the spoken voice to the chest wall, detectable by auscultation or palpation; it is increased with lung consolidation and decreased with pleural effusion, pneumothorax, and airway obstruction.
Earnings Test. As of 2013, when you get SS benefits between the month you turn 62 and the month you reach full retirement age, you lose $1 in benefits for every $2 you earn from working in excess of $15,120. If you receive benefits for only part of a year, the earnings limit is prorated on a monthly basis.
As you know, Social Security has an earnings penalty, which governs how much money you can make while at the same time receiving benefits. Exceed an annual cap (it's currently $14,160 a year) and you'll lose part or even all of your benefit. However, the penalty applies only to people between 62 and full retirement age. If you decide to wait until 66, you should apply to Social Security three months before your birthday. You can apply online, by phone (1-800-772-1213) or by going to a local Social Security office (call ahead for an appointment).