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File On Time. Filing a claim on time is important, so know the deadline or bar date. The bar date is similar to a statute of limitations (time limit to bring a legal claim). The bar date for filing a proof of claim is within 90 days of the first date set for the meeting of creditors in a bankruptcy case.
In certain circumstances, the debtor may have the option of filing the claim for the creditor. While every case has a claim bar date, creditors do not normally file claims in a Chapter 7 bankruptcy where there are no nonexempt assets because they will not be paid anything anyway.