Life insurance is a serious matter, as evidenced by the pile of paperwork you might need to deal with when applying for coverage. An APS is one piece of paperwork...
What is the weather like right now in Tokyo? In a word: fickle. Although people in the UK are still talking about spring, summer is already under way in Tokyo. Recently, the days have been a mix of hot, steamy afternoons, with intermittent cloud cover, and relatively cool, pleasant evenings.
Hey John, Tokyo is usually cold but not freezing in January. By cold I mean around 1 - 5 degrees during the day with some days being warmer. However, with the world weather as it is at the moment, patterns are changing and things are not as regular as they once were! Kyoto and Osaka will be very similar.