Martial arts can result in a wide array of injuries. The injury type is often dependent on the particular form of martial art being performed. Many forms of martial arts are actually non-contact and these tend to result in overuse injuries.
Helpful to 16 out of 16 people. It depends. But, you can expect a black mark against you to stay on your report for up to 7 years. Payments are typically on the report for 48 months. As long as the account is in good-standing otherwise, your late payment will drop at the 48 month mark.
In your case, the creditor is Macy's. Once it has been reported, a late payment can stay on your credit reports for up to seven years. After that they must be removed in accordance with the Fair Credit Reporting Act, or FCRA. Derogatory entries can do a lot of damage to your FICO credit score.