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Stop Payment Order. Revocation of a check; a notice made by a depositor to his or her bank directing the bank to refuse payment on a specific check drawn by the depositor. An individual who writes a check can revoke it unless it has been certified, accepted, or paid. If a bank pays a check after a timely stop payment order by the depositor, the bank is usually liable to the depositor for the amount paid.
The RDFI may require that written confirmation of a verbal stop payment order be made within 14 days of a verbal stop payment order, provided that the RDFI notifies the Receiver of this requirement and provides an address to which the written confirmation should be sent at the time the verbal order is provided.he RDFI is obligated to comply with a verbal stop payment order only for a period of fourteen calendar days unless the order is confirmed in writing within that 14 -day period. A written stop payment order is effective for six months unless it is renewed in writing.