California Cremation Costs. The average cost of cremation is a fraction of funeral and burial costs in California, less than a quarter of the $10,000+ cost of an average funeral and burial. With cremation, there is no need to embalm or to purchase a cemetery plot, casket, burial vault, or gravestone.
Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower. It is also any practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesnât need, doesnât want or canât afford.
A mortgage that keeps your options open. A tracker mortgage has a variable interest rate that tracks your lenderâs base rate which is based on the Bank of England base rate â for a set term. This means that if your lenderâs base rate falls, your mortgage payments will decrease. However, if the rate goes up, your mortgage payments will increase.