When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
Early Age Retirement. A member may receive a reduced annuity at: age 55 with five or more years of service credit and the total age and service is less than 80, or by having at least 30 years of service credit and the total age and service is less than 80. Age 65 with five or more years of service credit, or. 2  At least age 62, meet the Rule of 80 (combined age and years of service credit equal at least 80), and have at least five years of service credit.