Castor Oil is a thick, viscous liquid extracted from the Castor Bean plant. Castor Oil, rich in fatty acids, acts as a humectant (similar to Glycerin) drawing moisture to the skin. Castor Oil contributes to large, thick bubbles in cold process soap & shampoo bars and is often used to for superfatting because of its humectant properies.
Customer service. Companies in the U.S. typically purchase business insurance through an intermediary, an insurance agent or broker. It is important to work with a business insurance intermediary that provides excellent customer service and can respond to a client's needs quickly and efficiently.
Law of Agency- Insurance Brokers vs. Insurance Agents. 1) Insurance Brokers- A broker is a representative of the policy owner that acts as a marketing mediator between the insurer and the policy owner. 2) Insurance Agent- An agent is a legal representative of the insurance company authorized to offer the sale of its goods and services. An agent's authority to legally bind the insurer stems from three sources- Express, Implied, or Apparent Authority.