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A credit tenant lease is a method of financing real estate. The landlord borrows money to finance the property and pledges as security the rents to be received from the tenant. Usually, the financing is structured as nonrecourse debt, and the lease is structured as a triple net lease.he landlord borrows money to finance the property and pledges as security the rents to be received from the tenant. Usually, the financing is structured as nonrecourse debt, and the lease is structured as a triple net lease.
Many landlords find it essential to check a prospective tenantâs credit history with at least one credit reporting agency to see how responsible the person is managing money. credit report contains a gold mine of information for a prospective landlord. You can find out, for example, if a particular person has ever filed for bankruptcy or has been: 1  late or delinquent in paying rent or bills, including student or car loans. 2  convicted of a crime, or, in many states, even arrested.