When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
When an IRA or 401k is annuitized you no longer include the premium or value of that annuity in future RMD calculations. The IRS considers such an IRA immediate annuity to have satisfied future RMDs (that is, only with respect to the amount of premium which was used to buy that IRA Annuity).et, the RMD table does not require a 7% withdrawal from IRA holdings until you reached age 85. Of course,if you live beyond age 85 those same 7% ($7,000) level annual payments generated by the annuity would no longer keep pace with the annually increasing percentage of IRA assets that the RMD tables required.