Understanding disc osteophyte complex. Disc osteophyte complex occurs when more than one spinal vertebra or intervertebral disc is affected by osteophytes, which are more commonly referred to as bone spurs.
Undercapitalization is a situation in which a business has insufficient funds, or capital, to support its operations. Although undercapitalization can affect any business, it is particularly common and problematic for small businesses. In fact, undercapitalization is one of the warning signs of major financial trouble for small businesses, as well as a significant cause of small business failures.
Disproportionality is the overrepresentation of a particular race or cultural group in a program or system compared to their representation in the general population. Disproportionality affects all systems such as the educational, mental health and judicial systems creating additional costs within these areas.