There are one set of twins that were born 87 days apart. One baby  was born on June 1, 2012. The next baby was born on August 26,  2012.
Not until you reach retirement age. Typically that's 65, though many pension plans allow you to start collecting early retirement benefits as early as age 55. If you decide to start receiving benefits before you reach full retirement age, the size of your monthly payout will be less than it would have been if you'd waited. Ask the folks who run your plan to create a simple table showing you how your payments will vary depending on when you start.
However, the actual amount you. receive each month depends on when you start. receiving benefits. You can start your retirement. benefit at any point from age 62 up until age. 70, and your benefit will be higher the longer. you delay starting it. This adjustment is usually.