Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
The cost of braces varies, depending on your needs, age, and type of braces desired. A broad figure of $5,000 is the norm, but additional costs may be incurred for lingual (behind the teeth) braces, ceramic brackets (which are less visible), molds, x-rays and extractions (to make room for moving teeth).