Infectious agents such as bacteria and viruses are the most frequent causes of gastroenteritis in the US and worldwide. Infections cause diarrhea and other symptoms by causing inflammation of the gastrointestinal (GI) tissue.
Remember, your Traditional IRA is tax deferred, while your Roth IRA is tax free... So, assuming a income tax rate of 30%, you really end up with... $20,933.70 in your Roth IRA, but only $14,653.59 in your Traditional IRA. That's the difference between an IRA that's tax deferred and an IRA that's tax free.
Roth IRAs and traditional IRAs are taxed differently. Contributions to a Roth IRA are made with after-tax funds. These contributions are then allowed to grow tax-free. Most importantly, all earnings and capital gains can be withdrawn tax-free from a Roth IRA upon retirement.