Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
While it can be difficult to estimate how long your child will need braces without a consultation, you can at least learn about the costs and the type of braces your child needs: 1  Traditional metal braces range from $3,000 to $7,000. 2  Ceramic braces can range between $4,000 and $8,000.