Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
Typical costs: 1  CostHelper readers without dental insurance coverage for braces report paying $3,000-$7,350 for traditional metal braces, at an average cost of $4,937. 2  CostHelper readers with insurance coverage for braces report paying $1,500 -$8,500 out of pocket for traditional metal braces, at an average out-of-pocket expense of $3,407. Dental insurance may pay up to a specific amount for braces (typically $1,000 -$2,000) if the patient is 18 years old or younger. Expect to pay $2,000 -$8,500 for braces with tooth-colored ceramic or plastic brackets, or self-ligating braces, which don't use elastic bands, like Damon braces.