Infectious agents such as bacteria and viruses are the most frequent causes of gastroenteritis in the US and worldwide. Infections cause diarrhea and other symptoms by causing inflammation of the gastrointestinal (GI) tissue.
Remember, your Traditional IRA is tax deferred, while your Roth IRA is tax free... So, assuming a income tax rate of 30%, you really end up with... $20,933.70 in your Roth IRA, but only $14,653.59 in your Traditional IRA. That's the difference between an IRA that's tax deferred and an IRA that's tax free.
Understand what it means to make a pre-tax contribution to a traditional IRA. You are not actually having pre-tax income deducted from your paycheck and sent to the company. This only happens with Deferred Compensation Plans offered through your employer. Instead, you get a deduction on your taxes up the maximum allowed amount at the end of the year, meaning that you don't have to pay taxes on the money invested in the traditional IRA.