REM sleep happens when you are deeply asleep, so you should be able to sleep without being disturbed for at least a few hours, since it may take that long. Although it can hap â¦ pen faster. Sondrahail
More alarmingly, Experian data show 27.5% of car shoppers are signing loans for between 73 and 84 months â thatâs from six to seven years, folks, and that category grew 17.1% from the previous year. âTo close the deal, [car dealers] need to offer a payment that is comfortable,â Weintraub says.
1 Keeping a car for eight years, rather than five, can reduce median ownership costs significantly to just $7,800 a year on average. 2  This is partially due to lower depreciation costs, and partly a result of keeping the car for a few years after the loan has been paid off.