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âSmallâ term life policies are available with under $50,000 in coverage, but policy amounts can go into the millions. Term life is typically sold in lengths of five, 10, 15, 20, 25 and 30 years. âLevel premiumâ term life means youâre locking in a price for the length of the policy. Typically you will pay a monthly or annual premium to keep the insurance in force. âAnnual renewableâ term life is a one-year policy that renews every year for a higher price.
President and Senior Agent, Outlook Life, Most of the U.S. Most life insurance companies, including MetLife, only take a week or two to pay a life insurance claim once the proper paperwork has been submitted.ontact your agent or call MetLife directly to request the death claim processing paperwork, and obtain a certified death certificate to send in with the completed paperwork. The insurance company will send you the check after this has been processed.