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Best Answer: HPI is a company that keep track of vehicle history. HPI Clear means that the vehicle has a clean history. It basically means that it would cost more to repair your vehicle than the retail value of the car. The insurance company will not spend that money and will total the car and offer you a settlement for the appraised value of the car before the accident. Good luck! Hpi What Does It Mean.
BREAKING DOWN 'House Price Index-HPI'. The HPI is based on transactions involving conventional and conforming mortgages-only on single-family properties-that have been purchased or securitized by Fannie Mae or Freddie Mac.he HPI differs from the well-known S&P/Case-Shiller Home Price Indexes in a number of ways. For example, while the Case-Shiller indexes only use purchase prices, the all-transactions HPI also includes refinance appraisals.