The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
View the Answer. 18th Amendment to the Constitution. Ratified in 1919, the 18th Amendment made it illegal to manufacture, transport, and sell alcoholic beverages. As a result, the 1920s are often referred to as the Prohibition Era. The failure of the amendment (it was repealed in 1933) to curb the use of alcohol is one of the facts many individuals nowadays point to when debating in favor of legalizing drugs.