The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
Instructor: David Lobb. The 18th Amendment outlawed all alcohol in the United States. The prohibition era defined a decade and the people of a modernizing America. In this lesson, develop an understanding of prohibition and the 18th Amendment.nstructor: David Lobb. The 18th Amendment outlawed all alcohol in the United States. The prohibition era defined a decade and the people of a modernizing America. In this lesson, develop an understanding of prohibition and the 18th Amendment.