Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
On average, metal braces cost $5,000 to $6,000. Keep in mind that your out-of-pocket costs will likely be higher if you choose non-metal braces. Check your Evidence of Coverage, Summary Plan Description or Group Dental Service Contract to see if your dental plan covers orthodontic treatment for adults.