REM sleep happens when you are deeply asleep, so you should be able to sleep without being disturbed for at least a few hours, since it may take that long. Although it can hap â¦ pen faster. Sondrahail
More alarmingly, Experian data show 27.5% of car shoppers are signing loans for between 73 and 84 months â thatâs from six to seven years, folks, and that category grew 17.1% from the previous year. âTo close the deal, [car dealers] need to offer a payment that is comfortable,â Weintraub says.
In order to keep payments down, car dealers and lenders will extend the term of the loan to 48 or even 96 months, leaving consumers with a car payment far into the life of the car, or, sometimes, long after the car has already been scrapped.