Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
For metal braces, the average cost is about $3,400 with insurance and $4,900 without insurance. For ceramic braces, the average cost is about $2,600 with insurance and $4,600 without insurance. For Invisalign, the average cost is about $2,100 with insurance and $5,600 without insurance. For lingual braces, the average cost varies considerably from $5,000 to $13,000. Read on for a description of the differences between these different types, along with a few strategies to get a better deal on your braces.