The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
The 18th Amendment to the U.S. Constitution  known as the Prohibition Amendment  was adopted in the 1920s and made the making, selling, possessing, and consuming of alcoholic drinks illegal. In the early 1930s, liquor was illegal, but people in Nebraska found ways to buy or make their own alcohol.