The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
The 18th amendment is the only amendment to be repealed from the constitution. This unpopular amendment banned the sale and drinking of alcohol in the United States. This amendment took effect in 1919 and was a huge failure.he 18th amendment gave rise to the gangsters of the 1920s that made a huge profit selling illegal alcohol. Such was this disaster that the government would finally agree to get rid of Prohibition and the 18th amendment ten years later.