so for example, ,if no earned. so for example, ,if no earned income on the indiv over age 70 1/2 and some earned income for spouse, then the over 70 1/2 can make a ROTH contrib, if I understand you correctly..o for example, ,if no earned. so for example, ,if no earned income on the indiv over age 70 1/2 and some earned income for spouse, then the over 70 1/2 can make a ROTH contrib, if I understand you correctly..
You don t want to lose the benefit of a good price on a new car by paying too much for financing, for an extended service contract, and for rustproofing, paint sealant, and other add-ons. You also don t want to get too little for your used car trade-in, if you have one.ut the best way to get a solid estimate of your used car s value is to take it to several new car or used car dealers to see what they will pay you for it. Simply tell each dealer that you plan to sell your car and that you are getting offers from at least 5 dealers.
Regardless, this is where having a large down payment for your car comes in handy. The more cash you have on hand, the more leverage you might have in your negotiations with the dealership. When you have 20%, 30%, or 40% saved up, you might be able to negotiate a lower sales price or better terms for your loan. completely disagree on having a down payment on a new car. In the current state of the economy, itâs important to have as much liquidity as possible. SAVE YOUR CASH! And donât buy new. Buy a car thatâs a couple of years old and donât finance for more than 5 years (shoot for 4 years).