DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
6. The yellow color comes from a glossy lacquer made up of castor oil. Castor oil comes from seeds of the castor plant. This can be found in India. 7. Finally, the black lettering found on most pencils is made of carbon black. This can be found in Texas. Given that some of the resources needed to make a pencil is not easily accessed in the U.S., the students should be advised that they have to think about transporting these goods to their pencil factory. They can use land, air,