The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
1 Credit reporting statute of limitations for bad credit. 2  Debt collection statutes of limitation by state.  Collection agencies use fraudulent reporting to collect debts.