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Thereâs no credit score minimum, but most FHA lenders prefer a score of at least 620. In 2014, some lenders theoretically dropped their minimum score to 580, but lenders have generally set higher standards since the mortgage meltdown.
it s getting easier for home buyers to get approved for an fha backed home loan major lenders are now approving fha mortgage applications for borrowers whose credit scores are 580 or better a drop of 60 point as compared to last year when fha lenders required credit scores of 640 or better