With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
Causes of blocked tear ducts in children include: 1  Failure of the thin tissue at the end of the tear duct to open normally. 2  This is the most common cause. 3  Infections. 4  Abnormal growth of the nasal bone that puts pressure on a tear duct and closes it off. Failure of the thin tissue at the end of the tear duct to open normally. 2  This is the most common cause. 3  Infections. 4  Abnormal growth of the nasal bone that puts pressure on a tear duct and closes it off. 5  Closed or undeveloped openings in the corners of the eyes where tears drain into the tear ducts.