DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
The earliest pencil skirts were part of a womanâs suit ensemble, worn with a jacket or tunic. Eventually, the pencil skirt was worn with fitted blouses and soft sweaters, accentuating the female form with nipped in waists and round curvy hips.