The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
There are three different major credit reporting agencies â the Experian credit bureau, TransUnionÂ® and EquifaxÂ® â that maintain a record of your credit history known as your credit report. Your FICO Score is based on the information in your credit report at the time it is requested.