The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
Run a credit report for your applicants with all three main credit reporting bureaus: TransUnion, Experian and Equifax. Credit reports will tell you about your prospective tenant's credit history: foreclosures, bankruptcies, unlawful detainer lawsuits, evictions and other credit-related public record events.