terms that represent, or try to evoke images or experiences of specific, tangible objects or entities. Concrete terms are usually thought of as opposed to abstractions or generalizations. External conflicts have outside action such as man against man, man against nature, man against fate.
- Borrower must receive servicing transfer statement at least 15 days before effective date of loan transfer-Borrower cannot be penalized for making a timely payment to prior servicer within 60 days of loan transfer-Records must be retained for 3 years for revised GFE; for 5 years for HUD-1s, escrow accounts, and AfBAs.
If you have more than seven loans to add to your consolidation loan, you will need to submit more than one Request to Add Loans Form. If it has been more than 180 days since your consolidation loan was completed, you will need to complete a new Direct Loan Consolidation application to add other student loans.