This mantra will destroy the enemy from its roots, so that you don t have any obstacle in your life, let it be career path or love affairs or any property related queries.
However, there are a few rules regarding the reporting of negative information. For example, a late payment cannot be reported on a credit report unless it is at least 31 days late. After that time, it usually shows up on the credit report within the usual 30 days.
Once you file bankruptcy, the national credit reporting agencies are required to show it on your credit report. A chapter 7 bankruptcy stays on your credit report for 10 years and a chapter 13 shows up for 7 years. Even if you swear off debt forever, having a bankruptcy on your credit report can hurt more than just your ability to qualify for a future loan or credit card. A company or individual who evaluates potential customers, tenants, or employees by reviewing their credit can use your bankruptcy against you.