With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
Experts stress that nocturnal enuresis is simply a developmental delay, and not, as many people wonder, primarily an emotional problem or physical illness. Only about 1 or 2 in every 20 bedwetting cases that reach a doctor are linked to a specific medical condition. Diurnal enuresis-this is daytime wetting. 2  This is more common in girls than boys. 3  PNE (primary nocturnal enuresis) - the child has not yet had a prolonged dry period. 4  SNE (secondary nocturnal enuresis) - the child is bedwetting again after a prolonged dry period (usually 6 months or more).