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If you have only been insured a short amount of time, then you will get a refund of most of your premium. For example, most premiums cover six months of insurance. If you paid $300 for six months and you cancel after 1month, then you will get approximately $250 as a refund.ou can do this in person or by phone. Wait for Your Money Back. Once you have told the provider that you want to cancel your policy, your unearned premium should be refunded. Depending on your provider, you will either have to wait for a check to come in the mail or get a direct transfer to your bank account.
5. If you send a payment via billpay with Bank of America, the check will expire after 90 days. The money is taken out of your account as soon as you issue payment, but if it isnât cashed then the funds will be returned to you after 90 days.(This happened to me recently, when I sent a check to a friend and she tried to cash it four months later.).Check are good for 180 days (unless otherwise noted), so if the check came from your personal checkbook, it would be void by now.â. Thatâs about what I figured, but I wanted to be sure, so I asked if he was 100% sure that Bank of America would refuse payment of the check if it ever resurfaced and got deposited.