These can generally be traced to a few categories of culprits: 1  ANTIBIOTICS are probably the leading cause of vaginal yeast infections in American wimmin, and are a great example of the important principle that by using technology to solve problems, we create other problems.
Do credit inquiries affect my credit score? Not all credit inquiries (requests to check your credit report) affect your credit score. There are two different types of credit inquiries (sometimes referred to as pulls): hard and soft. Soft inquiries are not associated with applications for credit and do not affect your credit score. On the other hand, hard inquiries are associated with applications for credit and may affect your score. In general, you may see 3-5 point decrease in your score after the inquiry happens.
Normal day-to-day use of your checking account, such as making deposits, writing checks, withdrawing funds or transferring money to other accounts, does not appear on your credit report. Your credit report only deals with money you owe or have owed. However, a few isolated circumstances exist where your checking account can affect your credit score. When you apply for a checking account, the bank might look at your credit report. Typically, it only does a soft inquiry, which has no effect on your credit score. On occasion, however, a hard inquiry is used; while this can negatively affect your score, it is usually by no more than five points.