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Thereâs no credit score minimum, but most FHA lenders prefer a score of at least 620. In 2014, some lenders theoretically dropped their minimum score to 580, but lenders have generally set higher standards since the mortgage meltdown.
In general, FHA Loans require borrowers to have a credit score of about 580. However, it's important to put this into perspective since individual lenders will make the final â¦ determination. The good news is that borrowers with credit between 500 and 579 can get FHA loans provided they are able to put 10% down.