DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Pencil. 1  1. Male that comes into chat as *number.number inches* and loves all the ladies. He's also known to only say 1 or 2 words to most of them before trying to get them in bed and bang them! 2  A dude that goes into a chat under. *number.numer*inches and loves all the ladies.