The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
Helpful to 17 out of 20 people. TransUnion uses a different scoring model than the other two. Also, it depends on if all your creditors are reporting to TU or not. Each creditor has the right to decide (a) if they are going to report data (b) who they report to (c) what date each month they send their reports.