A one percentage point rise from current rates means an extra $61 in monthly payments on a $100,000, 30-year loan. Still, consider locking in your rate once you have set your closing date. For credit cards and home-equity loans, 2014 could be the last hurrah for low rates, says McBride.
1 In a vacuum, all electromagnetic waves travel at approximately 3 x 10 8 m/s-the fastest speed possible. 2  When electromagnetic waves travel through matter (for example, light through air or glass), they travel a bit slower than this but rarely less than half as fast as in a vacuum.
In a vacuum, electromagnetic waves travel at the speed of light, which is a constant (2.9979 x 108 ms-1). The intensity/strength of the electric field and the magnetic field has a constant ratio, and they oscillate in phase. The electromagnetic waves have different wavelengths and frequencies.