DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Pis forPencil. A pencil is something that you use to write or draw with. Pencils are usually made from wood, with a thin strip of graphite (in a lead pencil) or waxy coloured material. The end of the pencil will wear out as you use it, and you will need to sharpen it. Pens do not need sharpening.