terms that represent, or try to evoke images or experiences of specific, tangible objects or entities. Concrete terms are usually thought of as opposed to abstractions or generalizations. External conflicts have outside action such as man against man, man against nature, man against fate.
- Borrower must receive servicing transfer statement at least 15 days before effective date of loan transfer-Borrower cannot be penalized for making a timely payment to prior servicer within 60 days of loan transfer-Records must be retained for 3 years for revised GFE; for 5 years for HUD-1s, escrow accounts, and AfBAs.
Ask the lender upfront how long it will take to approve your loan. It can't hurt to ask the lender the average time it took to process recent mortgage loans, suggests HSH.com.If you donât like the answer you get, try another lender. Generally, a lender will tell you from the start what information you must provide when you apply for a loan.t can't hurt to ask the lender the average time it took to process recent mortgage loans, suggests HSH.com. If you donât like the answer you get, try another lender. Generally, a lender will tell you from the start what information you must provide when you apply for a loan.