terms that represent, or try to evoke images or experiences of specific, tangible objects or entities. Concrete terms are usually thought of as opposed to abstractions or generalizations. External conflicts have outside action such as man against man, man against nature, man against fate.
- Borrower must receive servicing transfer statement at least 15 days before effective date of loan transfer-Borrower cannot be penalized for making a timely payment to prior servicer within 60 days of loan transfer-Records must be retained for 3 years for revised GFE; for 5 years for HUD-1s, escrow accounts, and AfBAs.
The exact amount of time will vary by lender, school and time of year, but in general, the process can take as little as 2 weeks and as long as 2 months. Since the loan funds will be sent directly to your school, any money left over after the school applies your loan to your account will be refunded to you. Yes.