1 Scroll down to and tap remove SD card. 2  Switch your phone off. 3  On the corner of the phone, put the tip of your index finger in the seam between the screen frame and the back cover. 4  Press the middle of the back cover, bend the cover open, and remove it.5  Do not use any sharp tools, as they may damage the screen.ou may wish to format the SD card if you want to delete the files, if files or apps on the SD card are not working, or if the SD card is not working. To format the SD card while inserted in the device, follow these steps: 1  Swipe left on the home screen. 2  Scroll down to and tap Settings. 3  Tap storage sense. 4  Tap SD card.
This report from VantageScore shows that new credit inquiries have a negative effect for 3 months just like you said. (Look at the âobtaining new creditâ line in blue at the bottom). Also, each of the credit bureaus say that credit inquiries remain on your report for 2 years.
In inquiry is a record that the credit bureaus keep of when a creditor, collector or other company requests a copy of your credit report. There are two types of inquiries: Hard Inquiries and Soft Inquiries. Hard inquiries can affect your FICO score for up to 12 months, and stay on your credit report for 2 years.Soft inquiries stay on your report for 2 years but do not affect your credit score.Hard inquiries hurt your credit. Soft inquiries do not. If you have a lot of hard inquiries on your credit report it can actually have significant negative impact on your credit.Most of the time a hard inquiry should be in connection with an application for credit by you, the consumer.here are two types of inquiries: Hard Inquiries and Soft Inquiries. Hard inquiries can affect your FICO score for up to 12 months, and stay on your credit report for 2 years. Soft inquiries stay on your report for 2 years but do not affect your credit score.