With the spread of the process to the bronchi, the severe form of diphtheria, diffuse croup, occurs. Nasal diphtheria is encountered in young children, and intoxication is not usually observed. Nasal diphtheria is manifested by a unilateral cold with bloody secretions and tends to have an extended course.
A traditional individual retirement account certificate of deposit is a conservative way to invest for your retirement. By combining the tax advantages of an individual retirement account with the security of a CD, you can protect your long-term nest egg at little to no expense.
It's not unusual for a retiree to own multiple IRA certificates of deposit at once. When one CD matures, the bank will likely close the IRA and hand you a distribution check. You then roll the money into a new IRA CD, often at another bank that's offering a higher interest rate.