When one or more national banks or other depository institutions propose to establish a branch jointly, one of the national banks may act as agent and submit one branch application on behalf of the national banks in the proposed group.
The average life span of dogs, in general, is 12.8 years. The Pomeranian will live between 12 and 16 years, though some will live even longer. As you read on, you will see that some elements that are fatal can be avoided with proper care.
WOW! Be happy your dog has lived for that long. Usually Pomeranians and other toy dogs, like Chihuahuas, can live between 10 to 15 years, from what I have read in dog books.