With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
Sometimes called âallergic shinersâ, dark under-eye circles are usually caused by allergies. When the nose is blocked, blood might not be able to flow through. This expands and darkens the veins that drain from the eyes to the nose. Congestion can also cause blood to sit in the area under the eyes. Often, doctors cannot find a cause for your childâs under-eye circles. Other causes may include: chronic sinus infections. enlarged adenoidsâ, causing nose blockage. eczema. heredity: dark under-eye circles can run in families.