The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
Here are a few of the more prominent details of FACTA: 1  The three major credit reporting agencies are required to provide consumers' credit reports to the consumer, without charge. 2  Consumers can place an alert message on their files if they suspect they have been victims of fraud.