In contrast, easy-to-apply encoders are a suitable component for all but the most punishing applications, and they output inherently digital signals, better accuracy (typically 0.1 to 35 arc-min.), and speed ranges of better than 100,000:1.
June 04, 2013 April 12, 2016. Derogatory marks are negative records on your credit report that can damage your credit and generally stay on your credit report for seven years or more. They may sound scary, but don't bury your head in the sand. If you have a derogatory mark listed on your credit report, learn more about how these marks work below.
Derogatory accounts show for 7-years from the date of first delinquency, so it's 7-months and 180 days. You may be confusing statute of limitations with credit records. How long a debt remains a debt will be covered under state (or federal) law. The credit report is just a collection of information. Even if a debt ages its way off your credit report, it may still be possible for the creditor to pursue collection.