A one percentage point rise from current rates means an extra $61 in monthly payments on a $100,000, 30-year loan. Still, consider locking in your rate once you have set your closing date. For credit cards and home-equity loans, 2014 could be the last hurrah for low rates, says McBride.
1 In a vacuum, all electromagnetic waves travel at approximately 3 x 10 8 m/s-the fastest speed possible. 2  When electromagnetic waves travel through matter (for example, light through air or glass), they travel a bit slower than this but rarely less than half as fast as in a vacuum.
All electromagnetic radiation travels at the same speed (in a vacuum). Electromagnetic radiation travels very quickly. There is nothing which can travel faster. The speed is 300,000,000 m/s in a vacuum (that is 300 million metres per second-not easy to imagine!). Electromagnetic radiation can be thought of as particles or waves (the word radiation is also used for radioactivity).