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Thereâs no credit score minimum, but most FHA lenders prefer a score of at least 620. In 2014, some lenders theoretically dropped their minimum score to 580, but lenders have generally set higher standards since the mortgage meltdown.
borrowers with a credit score above 500 are eligible for an fha loan new borrowers will now be required to have a minimum credit score of 580 to qualify for fha s 3 5 % down payment program