Other ways in which a life insurance policy can be leveraged to cover long-term care include purchasing a policy with an accelerated death benefit, or ADB. This is a feature that essentially allows you to get an advance on your death benefit to pay for care while you're alive.
In probability theory, the normal (or Gaussian) distribution is a very common continuous probability distribution. Normal distributions are important in statistics and are often used in the natural and social sciences to represent real-valued random variables whose distributions are not known.
A normal distribution is a bell-shaped frequency distribution curve. Most of the data values in a normal distribution tend to cluster around the mean. The further a data point is from the mean, the less likely it is to occur. There are many things, such as intelligence, height, and blood pressure, that naturally follow a normal distribution.