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Classic Car Insurance. Lancaster Insurance has access to competitive classic car insurance and vintage car insurance schemes in the UK. No matter which classic car or vintage car you own, rest assured that Lancaster have the same passion for classics that you do and will endeavour to get you our best price.
Updated May 27, 2016. Gap insurance is not an obligatory requirement of insurance or state laws when you buy a car. Gap insurance provides coverage for the difference between how much you owe on your car, and how much it is worth (Actual Cash Value) at the time of an accident that causes a total loss.