DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Classification of pencils Pencils are classified by their darkness. âHâ standing for hardness and âBâ for blackness with 9B is the lightest and 9H the darkest. The softness or hardness of the graphite determines the shade of the pencil. The harder the graphite the lighter the pencil.