The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
See Chapter One for information about credit reporting agencies. 1  Request for investigation of credit report. 2  Dispute letter to credit bureau. â 3 Intent to sueâ letter to credit bureau.  Reply to a CRA accusing you of credit repair.