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FHA stands for Federal Housing Administration; the FHA is an arm of the Department of Housing and Urban Development (HUD). The primary focus of the FHA is to encourage homeownership in the United States. To do this, the FHA insures mortgages against borrower default.
The Federal Housing Administration (FHA) is the largest mortgage insurer in the world, insuring both single- and multi-family and manufactured homes. Roughly 30 percent of home loans are FHA mortgages. We do a lot of FHA loans here in North Carolina. Most often, the FHA mortgage appeals to.