The top edge of the pad overlaps the top of the rotor. This can be caused by wear on the guide pins, caliper or caliper bracket or having the wrong rotor or pad on the vehicle. To correct this kind of wear, replace the pads and fit the vehicle with OE specification diameter rotors.
A fascinator is a headpiece, a style of millinery. Fascinators were originally a type of lightweight knitted head-covering.
The terminator is usually placed at the end of a transmission line or daisy chain bus (such as in SCSI), and is designed to match the AC impedance of the cable and hence minimize signal reflections, and power losses.