In contrast, easy-to-apply encoders are a suitable component for all but the most punishing applications, and they output inherently digital signals, better accuracy (typically 0.1 to 35 arc-min.), and speed ranges of better than 100,000:1.
June 04, 2013 April 12, 2016. Derogatory marks are negative records on your credit report that can damage your credit and generally stay on your credit report for seven years or more. They may sound scary, but don't bury your head in the sand. If you have a derogatory mark listed on your credit report, learn more about how these marks work below.
From what I have researched, a judment or deragatory mark (not including bankrupcy) will stay on your credit report for 7 years plus 180 days. The 7 years start from the date the first delinquincy was reported to the agency. The 180 days is the leway they give the reporting agencies to remove it from your report.