Other ways in which a life insurance policy can be leveraged to cover long-term care include purchasing a policy with an accelerated death benefit, or ADB. This is a feature that essentially allows you to get an advance on your death benefit to pay for care while you're alive.
In probability theory, the normal (or Gaussian) distribution is a very common continuous probability distribution. Normal distributions are important in statistics and are often used in the natural and social sciences to represent real-valued random variables whose distributions are not known.
The probability density function of the normal distribution with mean and variance (equivalently, standard deviation) is an example of a Gaussian function, (See also exponential function and pi. ). If a random variable has this distribution, we write ~ .If and, the distribution is called the standard normal distribution and the probability density function reduces to. The image to the right gives the graph of the probability density function of the normal distribution various parameter values.ome notable qualities of the normal distribution: 1  The density function is symmetric about its mean value. 2  The mean is also its mode and median. 3  68.268949% of the area under the curve is within one standard deviation of the mean.