A one percentage point rise from current rates means an extra $61 in monthly payments on a $100,000, 30-year loan. Still, consider locking in your rate once you have set your closing date. For credit cards and home-equity loans, 2014 could be the last hurrah for low rates, says McBride.
1 In a vacuum, all electromagnetic waves travel at approximately 3 x 10 8 m/s-the fastest speed possible. 2  When electromagnetic waves travel through matter (for example, light through air or glass), they travel a bit slower than this but rarely less than half as fast as in a vacuum.
In free space the propagation speed of radio waves is the same as that of light, at approximately 300,000 km, so they would arrive there in about 1.3 seconds. The speed falls slightly when passing through a conductor such as an antenna or cable.