These can generally be traced to a few categories of culprits: 1  ANTIBIOTICS are probably the leading cause of vaginal yeast infections in American wimmin, and are a great example of the important principle that by using technology to solve problems, we create other problems.
Do credit inquiries affect my credit score? Not all credit inquiries (requests to check your credit report) affect your credit score. There are two different types of credit inquiries (sometimes referred to as pulls): hard and soft. Soft inquiries are not associated with applications for credit and do not affect your credit score. On the other hand, hard inquiries are associated with applications for credit and may affect your score. In general, you may see 3-5 point decrease in your score after the inquiry happens.
Requests viewed by others are the result of you initiating a transaction, for example by applying for credit. Because these inquiries are âhard dataâ which are a part of your credit history and can affect lending decisions and credit scores they are sometimes called hard inquiries. Inquiries have minimal impact on credit scores, and the impact decreases rapidly over time. Inquiries alone will never be the reason a credit application is declined.