This mantra will destroy the enemy from its roots, so that you don t have any obstacle in your life, let it be career path or love affairs or any property related queries.
However, there are a few rules regarding the reporting of negative information. For example, a late payment cannot be reported on a credit report unless it is at least 31 days late. After that time, it usually shows up on the credit report within the usual 30 days.
Another important date to be aware of regarding a bankruptcy is how long it will appear on a consumer credit report. It's not when the debts are discharged, but when you filed. For a Chapter 7, a notice is listed on your credit report for 10 years. For Chapter 13, it will show up for seven years. During the time the bankruptcy is being reported, your credit rating will be negatively affected, though as the years pass it will have less and less impact. When it's gone, it's over.