These can generally be traced to a few categories of culprits: 1  ANTIBIOTICS are probably the leading cause of vaginal yeast infections in American wimmin, and are a great example of the important principle that by using technology to solve problems, we create other problems.
Do credit inquiries affect my credit score? Not all credit inquiries (requests to check your credit report) affect your credit score. There are two different types of credit inquiries (sometimes referred to as pulls): hard and soft. Soft inquiries are not associated with applications for credit and do not affect your credit score. On the other hand, hard inquiries are associated with applications for credit and may affect your score. In general, you may see 3-5 point decrease in your score after the inquiry happens.
Information that can have a negative impact on your score includes hard inquiries, accounts that have gone to collection, bankruptcies, tax liens and judgments. To start with, inquiries remain on your credit report for 2 years (24 months). The good news is that they can only impact your credit scores for the first 12 months â and only if they are a hard inquiry (like when a lender pulls your report as part of your application for credit, for example).