With the assistance of the process facilitation skills outlined above, the group arrives at a decision point. Members are ready to set goals and define action strategies that will move the efforts of the task group closer to the realization of the target outcome.
2) Go to your courthouse, Get a copy of the paperwork that states that the BK has been dismissed/discharged (it should only be a few dollars). 3) Write to all three of your credit bureaus and send a copy of the discharge with a challenge stating that the bankruptcy was dismissed on the attached date (proof enclosed).
When a record is sealed or expunged, the charges, court files, arrest, detention and initial conviction (before winning an appeal) will be erased from public record. However, a guilty or no contest plea will stay on your record, and if you serve time, then it that will certainly be on your record.