Those taking Lipitor had the greatest reduction of LDL-cholesterolâLDL in the Pravachol group was 95, in the Lipitor group it was 62âa 32 percent greater reduction in LDL levels and a 16 percent reduction in all-cause mortality. But that 16 percent was a reduction in relative risk.
Manufacturers and distributors often purchase general liability policies for the selling and distribution of their goods. In addition, they may purchase what is called a vendorâs endorsement to provide coverage for product liability beyond what is held by the vendor of the product.
If the loss exceeds that dollar amount, then the policyholder is responsible for paying the excess. In malpractice insurance, most policies have two coverage limits: A per-occurence limit and an aggregate limit. The per-occurrence limit states how much the insurer will pay for a single loss, claim, or occurrence. An aggregate limit is the total amount an insurer will pay for all claims in a given policy period, typically for one year. The most common coverage limit seen in a medical malpractice liability insurance policy is $1 million per occurrence and $3 million in total per year. There are several complicated issues that physicians need to be aware of when dealing with coverage limits. The first is the issue of related claims.