With a private seller, there is no duty of confidentiality, so the seller can tell one buyer what another buyer is bidding. Buyers do not trust the process so there is no bidding war. You negotiate on your own: When you do it yourself, it is difficult to know what a fair price is for your home.
Linguistic chauvinism is the idea that one's language is superior to others. For a few examples, the Greeks called all non-Greek speakers barbarians, the French are only at home where French is spoken, and English speakers consider the ability to speak another language a social defect.
What is cultural competence? Developing cultural competence is a process in which an athletic trainer learns to appreciate and respect cultural differences and take them into consideration in order to care for patients in a culturally congruent manner (Purnell & Paulanka, 2008).