Swelling in the legs and ankles is caused by fluid accumulation in the body, which can be a sign of worsening heart failure. You may feel that your shoes are tighter than normal if swelling in this area is increasing.
An FIA is a fixed annuity that, according to the Insured Retirement Instituteâs report, credits a minimum guaranteed rate of interest over a fixed number of years, plus additional interest that may be credited based on the percentage change in the value of a broad market index.
1 Many indexed annuities put a cap on the return.  Participation rate, which is the percentage of the indexâs return the insurance company credits to the annuity. For example, if the market went up 8% and the annuityâs participation rate was 80%, a 6.4% return (80% of the gain) would be credited.