See:Present value. The worth of a future amount of money at specific point in time. If one expects an investment to result in a cash flow at a certain time in the future, calculating the cash flow's present value will help the investor decide whether the investment results in a real profit.
Meaning of Kuma. Japanese name. In Japanese, the name Kuma means - bear.The name Kuma originated as an Japanese name. The name Kuma is most often used as a girl name or female name. Japanese Name Meaning - bear. Origin - Japan.
Tama, formally mitama, in Japanese religion, a soul or a divine or semidivine spirit; also an aspect of a spirit. Several mitama are recognized in ShintÅ and folk religions. Among them are the ara-mitama (with the power of ruling), the kushi-mitama (with the power of transforming), the nigi-mitama (with the power of unifying, or harmonizing), and the saki-mitama (with the power of blessing).