No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
Some grass types need more fertilizer than others. Fertilizing also depends on weather. You should never fertilize during extremely hot and dry weather, as the plants won't be actively growing and able to use the fertilizer. Soil type also influences when to fertilize, and how often. Lawns growing on sandy soils usually need smaller doses of fertilizer more frequently applied because the fertilizer doesn't stay in the soil as long.