No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
While lawn grass will survive without fertilization, it will not look and perform to the standards most people expect. A healthy, green, lush lawn is generally a result of a correct fertilization program. You will find a lot of different opinions among the experts, about how often and when to fertilize. In general you should fertilize at the beginning of the growing season when the type of grass you have (cool or warm season) most actively grows. For cool season grasses this is in fall and spring.