No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
Spring is the perfect time to fertilize your lawn. Give your lawn its first feeding of fertilizer in the spring when the soil temperature reaches 55 degrees Fahrenheit. You'll know when the soil warms up to 55 because the lilacs begin to blossom and the grass starts growing.