No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
When to fertilize. To get your plants off to a good start, fertilize when the spring growing season begins. Many gardeners use a general-purpose fertilizer at this time (either an evenly balanced formulation or one slightly higher in nitrogen); others add only nitrogen. How often you fertilize later in the year depends on the plant.