No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
Fertilize warm season grasses when the grass begins to turn green at the beginning of spring. Fertilize the lawn again just after the hottest part of the summer is over. Fertilize cool season grasses after the heat of the summer is over, since their growing season gets under way in early fall. You can use a Winterizer fertilizer toward the end of the summer to protect the grass over the fall and winter.