No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
If you're establishing a new lawn, potash fertilizer can be a great way to leach out coarse or sandy soil. The only way to know for sure is to do a soil test for potassium levels. If the potassium is too low, apply potash fertilizer to the turf two weeks to one month after planting.