The anatomy of a Jump Point consist of two major parts that form the wormhole. The pair of anomalies that exists within normal space-time, the Jump Point itself or Jump Gate as it is sometimes referred to, one located in the system of origin and the other in the destination system.
Example: The maximum interest rate for an SBA loan of $25,000 or less, paid in less than seven years, is 8%. Remember that interest rates make up only part of your expenses. Your APR reflects your true cost of borrowing, including your interest rate and all fees associated with the loan.
Interest on a Bank Loan How Rates Get Set. Interest is the cost you pay for the privilege of using the bank's funds. Banks make money by charging interest on loans at higher rates than the interest they pay on deposits. The interest rate you pay on a bank loan depends largely on two factors: The overall cost of lending in the economy. How risky the bank thinks it is to lend money to you, specifically.