Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
The menopause is when a woman stops having periods and is no longer able to get pregnant naturally. Periods usually start to become less frequent over a few months or years before they stop altogether. Sometimes they can stop suddenly. The menopause is a natural part of ageing that usually occurs between 45 and 55 years of age, as a woman's oestrogen levels decline.