Swelling in the legs and ankles is caused by fluid accumulation in the body, which can be a sign of worsening heart failure. You may feel that your shoes are tighter than normal if swelling in this area is increasing.
An FIA is a fixed annuity that, according to the Insured Retirement Instituteâs report, credits a minimum guaranteed rate of interest over a fixed number of years, plus additional interest that may be credited based on the percentage change in the value of a broad market index.
The rate of return on an annuity will widely vary depending on the type of contract it is and the carrier that issues it. A fixed annuity is safer since there is a guaranteed interest rate. A variable annuity will invest (or can invest) a portion of the funds in equities, and therefore has a higher potential for appreciation. But it could still under-perform a fixed annuity. A full-time investment broker or financial planner is a great resource for advice.