With the assistance of the process facilitation skills outlined above, the group arrives at a decision point. Members are ready to set goals and define action strategies that will move the efforts of the task group closer to the realization of the target outcome.
2) Go to your courthouse, Get a copy of the paperwork that states that the BK has been dismissed/discharged (it should only be a few dollars). 3) Write to all three of your credit bureaus and send a copy of the discharge with a challenge stating that the bankruptcy was dismissed on the attached date (proof enclosed).
The bankruptcy itself, listed in the public record information section of a credit report, remains for either 7 years from the filing date if it was a Chapter 13, or 10 years from the filing date if it was a Chapter 7, 11 or 12. Source: Experian. More Information: A bankruptcy can be removed from your credit report. I know two people who have done it.Basically how credit repair like this works is you, or attorneys you hire, challenge negative marks on your credit report.