Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
The average age for a woman to stop having periods is 51 years. Menopause is a normal part of a woman's life and does not always need to be treated. However, the changes that happen before and after menopause can be disruptive. If you have bothersome symptoms, effective treatments are available.