No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
You can put down lime and fertilizer at the same time. As long as the turf is dry, the particles of either one will not stick to grass blades. They will simply fall to the ground and will start their good work as soon as it rains. Fertilizing fescue in the summer is not recommended. Fertilizing in hot weather robs food from the roots of the grass and makes it more susceptible to drought and disease. Do not be tempted to fertilize a fescue lawn like you would a bermudagrass lawn.