Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
The average age for menopause in the United States is approximately 52 years, but the menopause transition can last for a number of years. During the menopause transition, women's ovaries produce less and less of the hormone estrogen, until menses stops completely. The loss of estrogen may cause hot flashes, night sweats, insomnia, headaches, irregular periods, and vaginal dryness.