Bone and cartilage are types of connective tissues in the body. A bone is hard tissue that forms the skeletal structure of the body. Cartilage, by comparison, is not as hard and rigid as bone, and is present in areas of the body like the ear, nose, and joints.
A waiver is the voluntary relinquishment or surrender of some known right or privilege. Regulatory agencies or governments may issue waivers to exempt companies from certain regulations. For example, a United States law restricted the size of banks, but when banks exceeded these sizes, they obtained waivers.
A waiver is an act of the government to intentionally relinquish its claim against an individual for a debt resulting from erroneous payments of wages or allowances. Financial hardship is not a consideration for waiver. Annuitants must submit their waiver application to the Annuitant Pay Office. You should be aware that even if your debt is waived, any amount that was collected prior to the submission of the waiver application cannot be refunded.