Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
This is where a woman's ovaries stop producing an egg every four weeks. She no longer has monthly periods and is unlikely to get pregnant. In the UK, 51 is the average age for a woman to reach the menopause, although some women experience the menopause in their 30s or 40s. If you experience the menopause before the age of 40, it's known as a premature menopause. Menstruation (monthly periods) can sometimes stop suddenly when you reach the menopause. However, it's more likely that your periods will become less frequent, with longer intervals between each one, before they stop altogether.