Regardless of the type of stone that you want, you can buy natural, lab-created, and simulated stones on eBay. When buying any type of gemstone, even simulated stones and fashion jewelry that are often made with these stones, you want to pay attention to a few things.
Read a full breakdown of the methodology here. Below, we've highlighted the 15 states that clock in on the most expensive side of the spectrum, with Rhode Island earning the No. 1 spot. Notoriously expensive locales such as Hawaii and New York made a showing in the top 10 as well.
According to the figures for 2012, Florida remains the most expensive state for the most common type of homeowners policy (Form HO-3), with an average premium statewide of $2,084. That's more than double the national average of $1,034, well outdistancing our Gulf Coast neighbors Louisiana ($1,742) and Texas ($1,661). To make matters worse, our average premium not only tops the $2,000 mark for the first time nationwide, it also represents an 8 percent jump over the previous year.