No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
Fertilizing Schedule. Like lime, lawn fertilizer is best applied to yards at certain times of the year, depending on the grass in question. For cool-season grasses, like red fescue, fertilization should occur in spring, when grass returns after winter, and again during the early-autumn growing season.