Swelling in the legs and ankles is caused by fluid accumulation in the body, which can be a sign of worsening heart failure. You may feel that your shoes are tighter than normal if swelling in this area is increasing.
An FIA is a fixed annuity that, according to the Insured Retirement Instituteâs report, credits a minimum guaranteed rate of interest over a fixed number of years, plus additional interest that may be credited based on the percentage change in the value of a broad market index.
Insurers determine yields differently depending on the type of fixed annuity and the way the accumulation account is structured. Most traditional fixed annuities offer a high current rate that is guaranteed for one year. After the first year, the rates are determined based on the three components discussed above. There is usually a minimum rate guarantee which offers protections against severe interest rate declines.