No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
The type of grass you have also influences when and how you should fertilize your lawn: 1  Cool-season grasses: Resist the urge to heavily fertilize your lawn in the spring. Spring feeding encourages rapid tender growth that will struggle to survive the heat of summer, particularly in drought-prone areas.