Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
Some people call the years leading up to a woman's last period menopause, but that time actually is the menopausal transition, or perimenopause (PER-ee-MEN-oh-pawz). During the time of the menopausal transition (perimenopause), your periods can stop for a while and then start again. Therefore, the only way to know if you have gone through menopause is if you have not had your period for one year. (And it's not menopause if your periods stop for some other reason, like being sick.) The average age of menopause is 51, but for some women it happens as early as 40 or as late as 55.