Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
Painful Period. Some women experience painful periods without cause and is just a part of their monthly cycle. This type of pain affects many women and is the leading cause of women taking time off work or girls staying home from school in their teens and early to late 20s.