No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
The first application is in the spring, when the grass is about 50 percent green and the ground temperature stays above 65 degrees. After the first application, fertilize your lawn every six weeks until mid-September, when the grass has finished growing and begins to die out for the winter.