No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
When fertilizing a lawn, it is best to apply fertilizer after the lawn has been mowed so it has a few days to absorb the fertilizer. Wait until late summer, fall or early spring to fertilize the lawn. These are the optimal times to apply fertilizer. Mow the lawn and leave a small bit of grass clippings on the lawn. Grass clippings release nitrogen into the grass, which is one of the three main components of commercial fertilizers.