No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
Do not fertilize lawns in summer. Early fall is the best time to apply a 3-1-2 ratio fertilizer. During drought or times of water conservation, turf will go dormant, but the grass plantsâ crowns will remain alive with only 1 inch of water. Mow grass at a high level in hot summer, 2Â½ to 3 inches.