With the assistance of the process facilitation skills outlined above, the group arrives at a decision point. Members are ready to set goals and define action strategies that will move the efforts of the task group closer to the realization of the target outcome.
2) Go to your courthouse, Get a copy of the paperwork that states that the BK has been dismissed/discharged (it should only be a few dollars). 3) Write to all three of your credit bureaus and send a copy of the discharge with a challenge stating that the bankruptcy was dismissed on the attached date (proof enclosed).
In brief, a Chapter 7 bankruptcy allows people to discharge most debts, such as most credit card balances, collection accounts and unsecured loans. Use it and the bankruptcy notation will be listed in the public records section of your consumer credit reports for a total of 10 years from your filing date. A Chapter 13, on the other hand, is a court-supervised repayment plan.