Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
This is why women naturally go through menopause and stop having their periods after their normal reproductive years. For many women who are of reproductive age, low estrogen can cause missed or irregular periods. In fact, amenorrhea in young women is one of the best clinical indicators for estrogen deficiency.