An underwriter who is conducting an underwrite, especially a manual underwrite, has to take a calculated risk and do his best to determine if a file adheres to not just the letter but the intent of the loan program guidelines. If he is wrong and the loan defaults, it can result in a hefty cost to the lender.hey make sure that all of the tax, title, insurance and closing documentation is in place. Underwriters also review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price. The underwriter has final approval and final responsibility for the loan.
Greatwood, Texas. Greatwood is a census-designated place and master-planned community located in the extraterritorial jurisdiction of Sugar Land within Fort Bend County, Texas, United States. The population was 11,538 at the 2010 census, up from 6,640 at the 2000 census.
Ridgewood, NJ. Sponsored Topics. Ridgewood is a village in Bergen County, New Jersey, United States. As of the 2010 United States Census, the village population was 24,958. Ridgewood is an affluent suburban bedroom community of New York City, located approximately 20 miles (32 km) northwest of Midtown Manhattan.