No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
When to fertilize depends on if your lawn is made up of cool season grass or warm season grass. Cool season grasses (tall and fine fescues, Kentucky bluegrass, perennial ryegrass) look best when the weather is cooler: fall, winter and spring.In times of hot, dry weather they can go dormant.arm season grasses should be fertilized from the time of green up in spring through September, with supplemental winter feeding if overseeded with a cool season grass. But wait -- you've seen lawn services fertilize cool season lawns in summer.