No policy of group life insurance shall be delivered in this state unless it contains in substance the. following provisions, or provisions which in the opinion of the commissioner are more favorable to. the persons insured, or at least as favorable to the persons insured and more favorable to the. policyholder.
Apply a starter fertilizer when you're preparing the lawn before planting. Nitrogen (N) and phosphorous (P) are the most important nutrients for new grass, so look for a fertilizer with an N-P-K ratio that has the three numbers the same -- known as a balanced fertilizer -- or is higher in the first two numbers.
As a rule of thumb, it is best to apply fertilizers when your lawn is actively growing. If you fertilize with nitrogen while your lawn is dormant, you can encourage weed growth, and ultimately waste fertilizer.Cool-Season Grasses tend to have two flourishing (or growing) periods. The first is after the lawn's return from winter dormancy. Avoid applying nitrogen when your lawn is dormant or has not yet greened-up. 2  The growing stimulant provided by the nitrogen could end up encouraging weed growth or the growth of other unwanted grasses in your lawn.