If filing married (joint or separate), enter combined amount for you and your spouse. Enter your Fixed Date Conformity (FDC) additions, if applicable. If filing married (joint or separate), enter combined amount for you and your spouse. Enter your Fixed Date Conformity (FDC) subtractions, if applicable. If filing married (joint or separate), enter combined amount for you and your spouse.
Savers and investors aged 50 or older can take advantage of a catch-up contribution, effectively increasing the limit for those approaching traditional retirement age. In 2015, taxpayers who meet this age-based criterion can contribute an additional $6,000 above the regular maximum of $18,000.y the end of the year, I expect to have maximized the employee portion of my 401(k) contributions at $16,500 with extra invested for the employer portion. My 2010 contributions fell short from the maximum by about $700, and a portion of that is due to leaving the company in the middle of December.
The 401k limits for 2015 will be higher than 2014. You can find prior year limits along with all the other rules in this guide to 401k plans. The IRS raised both the 401k and Roth 401k slightly, allowing for a maximum limit of $18,000.Some companies offer both a 401k and Roth 401k plan. If you fall into this category, the contribution limits are not per plan.ou can find prior year limits along with all the other rules in this guide to 401k plans. The IRS raised both the 401k and Roth 401k slightly, allowing for a maximum limit of $18,000. Some companies offer both a 401k and Roth 401k plan.