pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
There are millions of Americans with very good credit, but is a perfect credit score a realistic goal? If you check your FICO credit score, which is the method most commonly used by lenders, you'll see a number between 300 and 850. Higher scores are better, and scores in the range of 500-800 are most commonly seen. Source: 401kcalculator.org via flickr.