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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
HumanaChoice(PPO) Â® is a Medicare Advantage Preferred Provider Organization (PPO) plan that gives you freedom to choose which doctors, specialists and hospitals you visit.You can help lower your costs when you use network providers.umanaChoice (PPO) plans give you all the benefits of Original Medicare and more, including: 1  Prescription drug coverage (some plans do not include drug coverage). 2  Emergency coverage when you travel outside the U.S. 3  Find a plan in your area.