pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
Here's another wrench in getting the perfect FICO credit score: 850 may not be it after all. While the 300 to 850 FICO score is popular, credit score ranges can vary, depending on scoring model and version.