pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
If you start with zero credit and get a loan or a credit card, youâll have a credit history but not a FICO score. This can make it tough to qualify for good-credit credit cards. After six months of having a line of credit, youâll have a FICO score, but it wonât be a perfect 850. If you make all your payments on time and borrow wisely, though, you could have a score over 700. (It wonât take as long to generate a credit score from VantageScore, FICOâs competitor.)