Merit pay. Merit pay is a term that describes performance-related pay, most frequently in the context of educational reform or government civil service reform (government jobs). It provides bonuses for workers who perform their jobs effectively, according to easily measurable criteria.
Coinsurance is the percentage of your medical bill you share with your insurance company after youâve paid your deductible. Unless you have a policy with 100 percent coverage for everything, you have to pay a coinsurance amount. You have an â80/20â plan.
1 You can claim a deduction for food and groceries, too. You can deduct the cost if you donate groceries to a charity as well. 2  Consider taking pictures of your donations. Having a picture handy of what you donated can be useful, especially if you're donating a lot of items. 3  Prepare your own receipt to prove the donation.