pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
It really depends on how you define âshakyâ or âless than perfectâ credit. You can certainly have blemishes on your credit report and maintain at least a 620 score. You can even have a history of bankruptcy or foreclosure and still obtain a VA loan. But right now, in most cases, youâre going to need a credit score of at least 620 in order to secure financing.