Marijuana. Marijuana (cannabis) is the most commonly used illicit substance. This drug impairs short-term memory and learning, the ability to focus, and coordination. It also increases heart rate, can harm the lungs, and may increase the risk of psychosis in vulnerable people.
According to The College of William and Mary, a mortgage broker's average salary range is between $60,000 and $90,000 per year. Since it's the responsibility of the mortgage broker to contact borrowers and locate suitable loan options, most independent brokers work on a commission basis.
According to the latest statistics, the average American mortgage loan officer makes $42,000 per year. This total income typically comes from two sources: a base salary and a post-closing commission. Most loan officers earn the bulk of their incomes through commissions.