If you did, the benefit of refinancing to save on total financed cost is lost. Typical fees for refinancing include a lien-holder fee, which LendingTree.com estimates at around $5-$10, and state re-registration fees, which can range from $5 to $75.
Desert is the driest biome. Our center of interest is the Sonoran Desert. The other three North American deserts-the Mohave, Chihuahuan, and Great Basin, also occur in Arizona, the only state to have all four.
In North America, there are four major deserts: the Great Basin, the Mojave, the Sonoran, and the Chihuahuan. All but the Great Basin are hot deserts located in Mexico and the southwestern part of the United States. The Great Basin covers parts of Idaho, Nevada, Oregon, and Utah, and is considered a cold desert.