pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
You're not alone. Many Americans do not even know their own score, much less how it compares to other borrowers. But your credit score falls into one of the following broad categories. A score of 750-840 is generally considered Excellent credit. A score of 660-749 is considered Good credit. 620-659 is average credit. Anything below that is considered Poor credit, and probably indicates that you have a history of late payments or other black marks on your credit report, such as an outstanding loan or default.