Inulin is a type of fiber that's found in certain plant foods. Chicory root is the main source of inulin in supplement form. Chicory was originally found in Europe and Asia. Egyptians grew it thousands of years ago as a medicine. It's now grown in the U.S.
âAutomating is the best way to save, because youâre taking it out of your hands and letting your bank take it for you,â said Rosenberg, who recommends paying 20 percent of the homeâs cost as a down payment to avoid paying for mortgage insurance from your lender.
A second possibility is that the larger down payment reduces or eliminates mortgage insurance, which must be purchased when the down payment is less than 20% of property value. In such event, the return on the larger down payment includes not only the savings in interest and points but also the mortgage insurance that is eliminated by the larger down payment.