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Current USDA Loan Rate Details. The current usda loan usda loan rate is 3.57% with 4.06% APR. . That is up from last weeks rate which was % with an % APR. The chart and table provide extended details on the USDA Loan usda loan rate over the last three months. The chart plots the usda loan usda loan rate and apr with points for each rate adjustment while the table lays out the average rate, points and apr by day.
If you want to get a lower interest rate, you need to first figure out what your current rates are. Interest rates on federal student loans can range from just under 4% to over 7%, depending on the type of loan. Private student loan rates can be even higher, averaging around 9% to 12%. When you refinance your loans, you replace existing student loans with a new one. This gives you a chance to shop for a lower interest rate. The higher your current interest rate, the more youâll benefit from refinancing to a lower rate.