If you did, the benefit of refinancing to save on total financed cost is lost. Typical fees for refinancing include a lien-holder fee, which LendingTree.com estimates at around $5-$10, and state re-registration fees, which can range from $5 to $75.
Desert is the driest biome. Our center of interest is the Sonoran Desert. The other three North American deserts-the Mohave, Chihuahuan, and Great Basin, also occur in Arizona, the only state to have all four.
Arizona is well-endowed with desert country, though the state is hardly the parched, arid wasteland it's often perceived as: There are also mountains, rich conifer forests and rolling grasslands. A number of distinct deserts spill into Arizona, though they're boundaries are sometimes poorly defined.