cautious, circumspect, wary, chary mean prudently watchful and discreet in the face of danger or risk. cautious implies the exercise of forethought usually prompted by fear of danger a cautious driver. circumspect suggests less fear and stresses the surveying of all possible consequences before acting or deciding circumspect in his business dealings ...
COBRA coverage generally is offered for 18 months, and 36 months in some cases. If you don't get a notice, but you find out your coverage has ended, or if you get divorced, call the employer's benefits administrator or the group health plan as soon as possible and ask about your COBRA rights.
TIPS from the Consumer Health Action Network December 2006 What is COBRA? COBRA is a federal law that was passed by Congress in 1986 to allow you and your dependents to continue group health coverage after your employer insurance ends for any number of reasons.OBRA coverage is temporary and the length of the coverage (18 months or 36 months) depends on the reason why your insurance ended. Do I and/or my family qualify for COBRA and how long does it last? Employees are eligible for COBRA insurance when they retire, quit, are fired, or work fewer hours.