To ease mortgage lending terms, the FHA insures mortgages against financial losses. By providing this guarantee, lenders can ease their lending terms because the risk of losing money is mitigated by mortgage insurance provided by the FHA. If, for example, a borrower loses his home, the lender files a claim with the FHA and the FHA covers the losses incurred by the lender.
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thinkorswim is a program developed by Thinkorswim, Inc. A scheduled task is added to Windows Task Scheduler in order to launch the program at various scheduled times (the schedule varies depending on the version). The software is designed to connect to the Internet and adds a Windows Firewall exception in order to do so without being interfered with.