If you did, the benefit of refinancing to save on total financed cost is lost. Typical fees for refinancing include a lien-holder fee, which LendingTree.com estimates at around $5-$10, and state re-registration fees, which can range from $5 to $75.
Desert is the driest biome. Our center of interest is the Sonoran Desert. The other three North American deserts-the Mohave, Chihuahuan, and Great Basin, also occur in Arizona, the only state to have all four.
The Sonoran desert is known as a hot, dry desert. The vegetation is mostly desert scrub. The boundaries of the ironwood's habitat and that of the Sonoran desert are almost the same. Desert ironwoods are usually found in sandy washes where water is available.