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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
Another benefit of choosing a PPO plan is that you are covered for out-of-network care. However, in most cases, you'll pay more for care from providers outside your network than from preferred providers in your network. Find a Doctor & Estimate Costs. Find care and save money with one simple tool.