The co-insurance clause on property insurance policies (buildings, contents, stock and equipment) has been in existence since about the turn of the twentieth century. It is a concept, however, that is. still highly misunderstood by many insurance buyers. The provision is included as a way to assure that the insurance carrier receives the proper premium for the risk it is assuming. The co-insurance clause states that the insured must carry an insurance limit on its property in an amount greater than or equal to a certain percentage of its total value, usually 80, 90 or 100 percent.
What Is Enlightenment? Enlightenment is man's emergence from his self-imposed nonage. Nonage is the inability to use one's own understanding without another's guidance. This nonage is self-imposed if its cause lies not in lack of understanding but in indecision and lack of courage to use one's own mind without another's guidance.
Credit: Architect of the Capitol. The Enlightenment, also known as the Age of Reason, was a philosophical movement that took place primarily in Europe and, later, in North America, during the late 17thand early 18thcentury.