Marijuana. Marijuana (cannabis) is the most commonly used illicit substance. This drug impairs short-term memory and learning, the ability to focus, and coordination. It also increases heart rate, can harm the lungs, and may increase the risk of psychosis in vulnerable people.
According to The College of William and Mary, a mortgage broker's average salary range is between $60,000 and $90,000 per year. Since it's the responsibility of the mortgage broker to contact borrowers and locate suitable loan options, most independent brokers work on a commission basis.
Mortgage Broker. A mortgage banker is an individual or organization that acts as an intermediary between borrower and lender to originate a mortgage loan. The term mortgage broker is often confused with a mortgage banker, but unlike the mortgage banker, the mortgage broker does not lend its own funds. The bank typically pays the mortgage broker for finding and processing the loan. Mortgage broker compensation of about 1% of the loan principal is typical.