If filing married (joint or separate), enter combined amount for you and your spouse. Enter your Fixed Date Conformity (FDC) additions, if applicable. If filing married (joint or separate), enter combined amount for you and your spouse. Enter your Fixed Date Conformity (FDC) subtractions, if applicable. If filing married (joint or separate), enter combined amount for you and your spouse.
Savers and investors aged 50 or older can take advantage of a catch-up contribution, effectively increasing the limit for those approaching traditional retirement age. In 2015, taxpayers who meet this age-based criterion can contribute an additional $6,000 above the regular maximum of $18,000.y the end of the year, I expect to have maximized the employee portion of my 401(k) contributions at $16,500 with extra invested for the employer portion. My 2010 contributions fell short from the maximum by about $700, and a portion of that is due to leaving the company in the middle of December.
After-Tax 401(k) limits. Traditional and Roth accounts share a employee contribution limit up to $17,500 per person (for the 2014 tax year), rising to $18,000 in the 2015 tax year.However, Section 415(c)(1)(A) limits total contributions to defined contribution plans to $52,000 in 2014.The limit for an after-tax 401(k) is the difference between the amount already contributed by the employer and employee, and the Section 415 limit.dvantages. 1  Subject to much higher contribution limits than traditional 401(k)s (up to $52,000 in 2014). 2  Some 401(k)s allow for in-service distributions, allowing employees to roll over funds during employment without a triggering event.