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You need to be at least 13 years old. If you are between 13 and 18 you will need parental consent as you are agreeing to a legally binding contract. 7 people found this useful. Edit. Share to: 1  Creating and Using a Gmail Email Account If you're looking for a free email service, Google's Gmail may be a good place to start.
My 14 year old has a building society account and bank account in his own name and although i had to sign forms to allow him to open them, he has his own bank card/payment book and gets statements sent to him, so I don't have anything to do with it. You can be 2 years old and have a savings account. All you have to do is have your social security card. You may have to have an adult/guardian sign for you though. I would say it depends on the bank, but I would guess that to have the account in your own name, you would likely need to be 18.