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Current USDA Loan Rate Details. The current usda loan usda loan rate is 3.57% with 4.06% APR. . That is up from last weeks rate which was % with an % APR. The chart and table provide extended details on the USDA Loan usda loan rate over the last three months. The chart plots the usda loan usda loan rate and apr with points for each rate adjustment while the table lays out the average rate, points and apr by day.
With a variable rate SBA 7A Loan, as market interest rates rise so will the rate on the loan. Letâs take the example of a 10-year loan for $50,000 with interest rates rising by 2%. jThe maximum interest rate on the loan currently would be 7.75%, with a monthly payment of $600 per month.