The investor relations site (Site) with which this document is associated is maintained by S&P Global Market Intelligence (S&P) on behalf of the organization featured on the Site (S&P's Client).
PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
The consistent use of a PPO has many benefits, but most notably the following: 1  Credentialed providers help ensure a high-quality service network. 2  Negotiated rates, possibly below fee schedule and/or reasonable and customary rates. 3  Medical providers understand return-to-work goals.