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However, at the end of the 10 years, the home owner sells the house and recoups some of the initial additional investment costs. Depending on the residual value estimation approach, the present value net cost savings in life-cycle costs to the homeowner is either $41 714 or $84 997.
The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $1000 at full retirement age. Click on your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age. Note: If your birthday is on January 1st, we figure your benefit as if your birthday was in the previous year. 1  Retirement Estimator. 2  Estimate Your Life Expectancy. 3  Retirement Age Calculator.