If you did, the benefit of refinancing to save on total financed cost is lost. Typical fees for refinancing include a lien-holder fee, which LendingTree.com estimates at around $5-$10, and state re-registration fees, which can range from $5 to $75.
Desert is the driest biome. Our center of interest is the Sonoran Desert. The other three North American deserts-the Mohave, Chihuahuan, and Great Basin, also occur in Arizona, the only state to have all four.
The southern Arizona desert has mild, dry winters that are very important in its rapid population growth. Temperatures in the coldest month usually range in the early morning from 0 to 2 C (middle 30s F) to 18 to 20 C (high 60s F) in the midafternoon.