Turns out, there are the occasional smells that no amount of scrubbing or brushing or deodorant-applying can deter. Here are a few of the most surprising. Believe it or not, there are different types of sweat, chemically speaking. And the stinkiest sweat of all is stress sweat. That's because it's produced from a category of sweat glands called apocrine glands. Aprocrine glands produce a less-watery sweat, and bacteria go crazy for the fats and proteins in the mix. That feeding frenzy is what releases the odor, according to the Mayo Clinic.
The average closing costs for a mortgage are $2,402 nationwide. Missouri has the second-lowest average costs at $2,188 and Kansas has the third-lowest at $2,193.
They might not have the extra money to pay buyer's closing costs, and without money to close, the transaction might not close at all. How Much Are Closing Costs? As a rule of thumb, closing costs to buy a home run about 2 to 4 percent of the purchase price, with the average around 3% of the sales price. Much depends on the points and origination fees a lender charges to make the loan, which used to be disclosed on the buyer's Good Faith Estimate, but today is now called a loan estimate. The total closing costs to purchase a $300,000 home could cost anywhere from approximately $6,000 to $12,000 or more. Typically, the funds cannot be borrowed because that could raise the buyer's ratios to a point where the buyer may no longer qualify for a loan.