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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
UnitedHealthcare Options a Preferred Provider Organization (PPO) Traditional bene ts; modern ef ciencies Something old: Access, exibility, freedom e Options PPO family of plans are traditional health plans; that means they o er a range of medical bene ts and wide network access. ese plans are popular and familiar to employers and employees; o ering broad freedom of choice. In addition, Options PPOs o er extensive plan design exibility in order to meet crucial employer needs. Options plans typically include an array of covered services and permit