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The Consumer Financial Protection Bureau (Bureau) is issuing a final rule implementing an. amendment to the Equal Credit Opportunity Act (ECOA) regarding furnishing copies of. appraisals and other written valuations to applicants for first lien loans secured by a dwelling. The rule will become effective on January 18, 2014. BACKGROUND.
Dear EarthTalk: The U.S. Environmental Protection Agency had its 40th anniversary in 2010. How effective has the EPA been and what are its biggest challenges today?â Bill A., Seattle, Wash. By most accounts the U.S. Environmental Protection Agency (EPA), which turned 40 in December 2009, has been very effective.