And you can withdraw up to $10,000 ($20,000 for couples) from an IRA for a first home purchase without penalty. Another option to get your money out of an IRA early is to set up a series of annuity payments.
To show some appreciation and thanks for the dedication, tolerance, and love given to you from your parents, the following thank you quotes will help to place things into perspective.
Write thank you notes to people such as coaches and teachers who were especially helpful throughout your school years. Don't limit the cards to those who gave you gifts. Try to mail your cards within a week or two of receiving them, but definitely no more than a month later.