The Penny Test. There are several popular ways to check your tire tread depth. One easy way is the penny test. Simply insert a penny into your tire's tread groove with Lincoln's head upside down and facing you. If you can see all of Lincoln's head, your tread depth is less than 2/32 inch and it's time to replace your tires.
1 Hourly rates for an outside bookkeeping service run $20-$50 an hour, depending on complexity and location. 2  Usually you can hire a trained, experienced bookkeeper on a contract basis for $30-$40 an hour, but there can be a minimum monthly charge of $100-$150 for small businesses that don't require a lot of work hours. A typical salary for an in-house bookkeeper in the United States runs $30,400-$39,898 according to Salary.com. 2  The average annual pay for a bookkeeping account executive is $68,294, or $57,600 for a payroll manager, according to BookkeeperList.com.
The 1 percent difference in fees and expenses would reduce your account balance at retirement by 28 percent. All told, the Center for American Progress estimates that a typical worker -- earning the median income and paying the average 401(k) fees over their lifetime -- will be assessed a total of $138,336 in fees.ittle fees add up over timeOne of the biggest problems with 401(k) fees is that they look small on paper. For instance, the Center for American Progress found that the average 401(k) plan charges fees of approximately 1% of assets managed.