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A structured settlement is a financial or insurance arrangement whereby a claimant agrees to resolve a personal injury tort claim by receiving periodic payments on an agreed schedule rather than as a lump sum. purchaser of a structured settlement is an individual or company who buys a pre-existing structured settlement. Such settlements might include payouts for lottery winnings or annuities. For example, a court ordered structured settlement pays $5,000 a year for twenty years.
Three additional states, Georgia, Maine, and Tennessee have adopted the 2010 version (current) of the NAIC Suitability in Annuity Transactions Model Regulation, MDL # 275. With the addition of these three states, a total of 37 states â plus the District of Columbia â have adopted the updated model.