Health Care Reform: Safe Harbor for Determining Full-Time Employee Status. New guidance has been issued on two requirements under the Patient Protection and Affordable Care Act (the Act) that will become effective in 2014.
Early retirement benefits will continue to be available at age 62, but they will be reduced more. When the full-benefit age reaches 67, benefits taken at age 62 will be reduced to 70 percent of the full benefit and benefits first taken at age 65 will be reduced to 86.7 percent of the full benefit.
If they are old or disabled enough to draw benefits, then you may qualify, depending on your own age and the length of the marriage. The minimum age for Social Security retirement is 62; you can apply for disability benefits at 18 or older. Taking Social Security retirement before your full retirement age, however, means your benefit is permanently reduced. Full retirement age varies from 65 to 67, depending on the year of your birth.