Phoenix's perpetual sunshine might tempt you to find a secluded resort and spend all your days sipping margaritas next to the swimming pool. Don't give in. Exploring our city and finding things to do in Phoenix's desert horizons will broaden yours.
A health insurance guarantor is the person or entity legally responsible for the remaining payment for health care services after insurance has payed. Usually adults are their own guarantors except in cases of Worker's Compensation claims or accidents caused by a third party.
Visits within the network require only the payment of a small fee. There is often a deductible for out-of-network expenses and a higher co-payment. A policy holder will have a primary physician within the network who will handle referrals to specialists that will be covered by the PPO. After any visit, the policy holder must submit a claim, and will be reimbursed for the visit minus his/her co-payment.