You'll get a penalty for taking Social Security too early... If you choose to start receiving your Social Security check up to 36 months before your full retirement age, be aware that your benefit is permanently reduced by five-ninths of 1% for each month.
Samuel Huntington argues that in this new era as people identify themselves in terms of their ancestry and heritage, it will create a clash of civilizations. He says, âIn the post-Cold War world, the most important distinctions among peoples are not ideological, political, or economic. They are cultural.
The title of the book I read is, How the Garcia Girls Lost Their Accents, and is written by Julia Alvarez. The theme is culture clash. It has to do with the changes the four girls (Carla, Sandi, Yolanda, Fifi) go through when they move to America.