Phoenix's perpetual sunshine might tempt you to find a secluded resort and spend all your days sipping margaritas next to the swimming pool. Don't give in. Exploring our city and finding things to do in Phoenix's desert horizons will broaden yours.
A health insurance guarantor is the person or entity legally responsible for the remaining payment for health care services after insurance has payed. Usually adults are their own guarantors except in cases of Worker's Compensation claims or accidents caused by a third party.
HMO: When you join an HMO, you choose a primary care physician (PCP), who is your first contact for all medical care needs. Your PCP becomes the physician who directs what care is given, how much care is given, and by whom the care is given. HMO members must choose a PCP from among the HMO network physicians.