In general, the lower your balances relative to credit limit, the better. Credit experts suggest keeping this ratio at 25% or less, but if you are trying to improve your score, you may want to aim for no more than 10%. (You do want to use at least one of your credit cards, though.
Medicare is the federal government health insurance program for people age 65. and older and people with disabilities. As the baby boomers age and more. Americans become eligible for Medicare, there is a great need for information. about how employer-based coverage coordinates with the Medicare program.
Typically, Medicare provides health insurance only to those who are 65 years of age or older, but certain people younger than 65 may qualify. People of any age who suffer from certain disabilities or diseases may be eligible for Medicare hospital insurance. Here's how to qualify for Medicare if you're under 65. 1  Get diagnosed with amyotrophic lateral sclerosis, also known as Lou Gehrig's disease, in order to qualify for Medicare before the age of 65 years. 2  Be a disability beneficiary for at least 24 months prior to qualifying for Medicare. 3  Complete the work requirements to qualify for early Medicare. Those who have worked for a long enough period in a federal, state or local government position will meet the requirements set forth by the Social Security disability program (see Resources below).