Like breathing and digestion, circulation operates on autopilot. We donât have to do anything to make circulation happen, but there are plenty of things we can do to support and even improve it. Thatâs good, because boosting circulation benefits the entire body, including mental processes, hearing, and vision.
If you have a certain amount of money available to pay off a portion of your credit card debt each month, even if that certain amount changes, there is a mathematically correct way of paying off that debt. You can call this approach the Debt Avalanche.here are really only three strategies to pay off debt: 1) pursue the payments that cost you the most in monthly payments first or 2) pay of the highest interest debt first or 3) pay off the debt that has the smallest balance owed.
The goal is to pay this one off first. If you can increase the minimum, pick how much you can put on it and change the âMinimum Paymentâ to that amount. Once this debt is paid off, the amount you pay in that column will be added to the next lowest debt. Step Three: Enjoy Your Pay Offs.This spreadsheet automatically calculates your total debt, total paid and the percentages of those. Youâll slowly see your percentage paid off increase â which is always a nice pat on the back.Alright, get started creating your spreadsheet! And yes, you can change the colors if pink isnât your thing.he goal is to pay this one off first. If you can increase the minimum, pick how much you can put on it and change the âMinimum Paymentâ to that amount. Once this debt is paid off, the amount you pay in that column will be added to the next lowest debt. Step Three: Enjoy Your Pay Offs.