Immediate relaxation: Apply 2-4 drops of chamomile, lavender and peppermint essential oil to your temples for a cooling effect and immediate relaxation. Detox bath: Mix lavender oil, epsom salts and sea salt to a warm bath to cleanse and rejuvenate the body.
Minimum Credit Score for Mortgage Loans. Your credit score is a major factor lenders use in determining your eligibility for a home loan. Maintaining a credit score of 720 or better will earn you the most favorable mortgage rates. If your credit score is not 720 or better you can still get approved but might now qualify for today's lowest rates.
FHA loan requirements don't force applicants to have credit scores above 580, but almost all borrowers who get actual loan approvals have much higher scores. Over 97 percent of all FHA loan approvals went to applicants with scores above 620.irst, applicants must have FICOs of at least 500 to be eligible for any FHA mortgage. In addition, those whose scores range between 500 and 579 are required to make down payments of at least ten percent, while borrowers with higher scores only need 3.5 percent down.