The provision sets limits on your potential out-of-pocket costs per year. Such caps generally range from $2,000.00 to $3,000.00, depending on your plan, but limits as low as $1,000.00 are not unheard of.
It is a unique composite of the effects of temperature, wind, humidity, sunshine intensity, cloudiness, precipitation and elevation on the human body--everything that affects how warm or cold a person feels.
There is an entire chart on NOAA Website. If the Temperature is 45 degrees farenheit, and the wind is blowing 10 mph, it feels like 35. After certain drops in temperatures, there is a variable on the calculation of 'feels like.'. Source(s): NOAA/Weather/Wind chill/ambient temps/humidity and relative humidity. Wood Smoke ~ Free2Bme!