Immediate relaxation: Apply 2-4 drops of chamomile, lavender and peppermint essential oil to your temples for a cooling effect and immediate relaxation. Detox bath: Mix lavender oil, epsom salts and sea salt to a warm bath to cleanse and rejuvenate the body.
Minimum Credit Score for Mortgage Loans. Your credit score is a major factor lenders use in determining your eligibility for a home loan. Maintaining a credit score of 720 or better will earn you the most favorable mortgage rates. If your credit score is not 720 or better you can still get approved but might now qualify for today's lowest rates.
Federal mortgage companies Fannie Mae and Freddie Mac consider 620 and below to be bad credit scores. They'll still work with you to get a mortgage if you have a score ranging between 620 and 640, but it'll cost you more, because your credit score labels you as a greater risk for default.