If the reporter cashed the check for the month of death (and any later months), do not ask for a refund. Advise the reporter that the Treasury Department (TD) may request the funds back from the bank that cashed the check for a period of up to 12 months from the month that SSA learns of the death.
For example, if 5% of your non-Roth IRA are non-deductible contributions, then 5% of the conversion amount must be non-deductible contributions, and the rest must come from the deductible contributions, including earnings and rollover contributions.
1 Contributions into a Self Employed Roth 401k are not tax deductible, but withdrawals are tax free after age 59 Â½. 2  Self Employed 401k Rollover-You can rollover your 401k, 403b, 457 retirement plan from a previous employer. 3  You can transfer a Rollover IRA, Traditional IRA, SEP IRA, Simple IRA and Keogh plan.