This is a schematic process flow diagram of the processes used in a typical oil refinery. This process flow diagram (PFD) example was redesigned from the Wikimedia Commons file: RefineryFlow.png. This file is licensed under the Creative Commons Attribution-Share Alike 3.0 Unported license.
You have to be at least 18 to get a credit card but to get a debit card( which is where you get money from your account) you have to be at least 11/12. My husband had his first at 16 or younger. He lied about his age (which is illegal!).
The legal age in the United States to obtain your own credit card is 18 years. Fortunately, there are other options available to you. First, you can obtain a prepaid debit card which you charge up by sending money to the card issuer, and then use that card as you would a regular card, everywhere Visa or Mastercard is accepted.