The number one place online to download over 150 fully automated letters and forms in Word and Excel specifically designed for Contractors in the Plumbing, Electrical, HVAC and general construction industries.orms and contracts based on your business correspondence with your customers. Including: Contract Statement, Contract Transmittal, Deficiency Notice, Project Management Agreement, Proposal and Contract, Subcontract Rider # 2, Subcontract Rider #1, Subcontractor Insurance Verification Log.
The pension or annuity payments that you receive are fully taxable if you have no investment in the contract due to any of the following situations: 1  You did not contribute anything or are not considered to have contributed anything for your pension or annuity.
Payments from private and government pensions are usually taxable at your ordinary income rate, assuming you made no after-tax contributions to the plan. Annuities. If you purchased an annuity that provides income in retirement, the portion of the payment that represents your principal is tax-free; the rest is taxable. The insurance company that sold you the annuity is required to tell you what is taxable.