The provision sets limits on your potential out-of-pocket costs per year. Such caps generally range from $2,000.00 to $3,000.00, depending on your plan, but limits as low as $1,000.00 are not unheard of.
It is a unique composite of the effects of temperature, wind, humidity, sunshine intensity, cloudiness, precipitation and elevation on the human body--everything that affects how warm or cold a person feels.
Lower humidity allows sweat to evaporate, thus indicating a lower heat index than one with high humidity. When the heat index is high, people should be careful not to exercise too strenously. The feels like temperature includes the wind chill factor in cold weather. The heat index might not indicate how hot it feels in full sunshine.