Immediate relaxation: Apply 2-4 drops of chamomile, lavender and peppermint essential oil to your temples for a cooling effect and immediate relaxation. Detox bath: Mix lavender oil, epsom salts and sea salt to a warm bath to cleanse and rejuvenate the body.
Minimum Credit Score for Mortgage Loans. Your credit score is a major factor lenders use in determining your eligibility for a home loan. Maintaining a credit score of 720 or better will earn you the most favorable mortgage rates. If your credit score is not 720 or better you can still get approved but might now qualify for today's lowest rates.
Credit scores and mortgage loans: If your score is below 620 to 640: An FHA (Federal Housing Administration) home loan is your best option because most lenders wonât approve a conventional loan for borrowers with a credit score below 640. In addition, your interest rate would be much higher on a conventional loan even if you are approved.