Annual percentage yield (APY) represents the rate of interest on a certificate of deposit, savings account or other investment. Typically annual percentage yield is calculated for accounts receiving compounded interest rather than a simple interest reflecting the nominal (official) interest.rate.
Molecular phylogeny is the use of the structure of molecule s to gain information on an organ ism's evolution ary relationships.The result of a molecular phylogenetic ana lysis is express ed in a so-called phylogenetic tree.Molecular phylogeny is the use of a gene 's molecular character istics to class ify an organ ism and to place it on a map of evolution ary relationships known as the phylogenetic tree.olecular phylogeny indicates that human pubic lice diverged from gorilla lice as recently as 3.3 MYA [3], whereas the chimp and human host lineage split from the gorilla lineage at least 7 MYA (Figure 3).
In biology, a phylum (/ËfaÉªlÉm/ ; plural: phyla) is a taxonomic rank below kingdom and above class. Traditionally, in botany the term division was used instead of phylum, although from 1993 the International Code of Nomenclature for algae, fungi, and plants accepted the designation phylum.The kingdom Animalia contains approximately 35 phyla, Plantae contains 12, and Fungi contains 7.or example, the bearded worms were described as a new phylum (the Pogonophora) in the middle of the 20th century, but molecular work almost half a century later found them to be a group of annelids, so the phyla were merged (the bearded worms are now an annelid family).