The number one place online to download over 150 fully automated letters and forms in Word and Excel specifically designed for Contractors in the Plumbing, Electrical, HVAC and general construction industries.orms and contracts based on your business correspondence with your customers. Including: Contract Statement, Contract Transmittal, Deficiency Notice, Project Management Agreement, Proposal and Contract, Subcontract Rider # 2, Subcontract Rider #1, Subcontractor Insurance Verification Log.
The pension or annuity payments that you receive are fully taxable if you have no investment in the contract due to any of the following situations: 1  You did not contribute anything or are not considered to have contributed anything for your pension or annuity.
If you're eligible, you may be able to subtract some of your taxable pension and retirement annuity income from your federal adjusted gross income. This subtraction applies only if: You were 65 or older or totally disabled, or your spouse was totally disabled, on the last day of the tax year; and.