Details of a bankruptcy order in the UK will stay on your credit file for 6 years. 7 to 10 years depending on the state you live in. Most lenders will consider loans after 2 years. If information is still on you credit history after this time frame you need to dispute with all three major credit bureau agencies.
Labor accounts for the other 30% to 40%. 1  Lumber prices are always fluctuating and can be difficult to predict. 2  This is especially true in todayâs environment of rising prices. 3  A reasonable estimate for house building lumber costs is somewhere around $15 to $30 per square foot.
The lumber package on my house costs around $40/sqft. We have quite abit of speciality custom order lumber. I do have good friends who build spec homes (or a spec home) when they find the right deal on property, they build for around $85-90 sqft in my area. They have built 5-6 of them and have the system down.