The provision sets limits on your potential out-of-pocket costs per year. Such caps generally range from $2,000.00 to $3,000.00, depending on your plan, but limits as low as $1,000.00 are not unheard of.
It is a unique composite of the effects of temperature, wind, humidity, sunshine intensity, cloudiness, precipitation and elevation on the human body--everything that affects how warm or cold a person feels.
Humidity. Let's not forget humidity. Humidity affects how you perceive temperature. If it is humid your body can't evaporate sweat easily, air doesn't move over your skin easily and the world feels heavy. 85 degrees F at low humidity may be incredibly comfortable, while 85 degrees F at 90% humidity can sap you will to go on.