+1. The easiest way to tell the difference between ptosis and dermatochalasis (excess eyelid skin) is by lifting the excess skin off of the upper eyelid. If the actual lid margin itself is cutting across the black pupil portion of the eye, then you may have ptosis.
15.1.1 Principal Sum vs. Capital Sum. AD&D benefits are paid through two different methods, though always for a specific amount. Principal Sum; Capital Sum; The principal sum is the stated amount payable as a death benefit if death is due to an accident.
The penal sum is the maximum amount set forth in the bond which. the surety will be required to pay in the event of the principal's default. 2. Generally, the penal sum is the amount of the contract entered into. between the principal and the obligee.