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Less Expensive Than Other Options. Home care is generally less expensive than other senior care options. Nursing home costs may range from about $200-$250 each day for a basic room and care, adding up to about $5,600 to $7,000 a month.Assisted living facilities may cost about $3,300 per month for a one bedroom unit.ess Expensive Than Other Options. Home care is generally less expensive than other senior care options. Nursing home costs may range from about $200-$250 each day for a basic room and care, adding up to about $5,600 to $7,000 a month.
Today, home care services through an agency cost roughly $14 to $28 per hour. On average, individuals from the general population use twenty hours of home care each week for about six months. Those with Long-term care insurance use thirteen months of care, on average, at about twenty hours per week. Consider these averages as you and your broker design your policy.