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There are generally no deductibles for the liability portion of a homeowners or auto insurance policy. Instead, the deductibles apply to property damage. So, on in an auto policy, there is a deductible for the optional comprehensive or collision coverage, but not for the liability portion.
Does not apply. to preventive. You must pay all the costs up to the deductible amount before this plan. begins to pay for covered services you use. Check your policy or plan. document to see when the deductible starts over (usually, but not always, January 1st). See the chart starting on page 2 for how much you pay for. covered services after you meet the deductible.