Turbinado Sugar & Sucanat. Popularized by the ubiquitous Sugar in the Raw brand found in every Starbucks shop and many supermarkets, the coarsely grained, light-brown turbinado sugar gets its name from the turbines that are used to process it.
Traditional IRA contributions are tax deductible on both state and federal tax returns for the year you make the contribution, while withdrawals in retirement are taxed at ordinary income tax rates. Roth IRAs provide no tax break for contributions, but earnings and withdrawals are generally tax-free. So with traditional IRAs, you avoid taxes when you put the money in. With Roth IRAs, you avoid taxes when you take it out in retirement.
A Roth IRA is a type of individual retirement savings account -- similar to traditional IRAs and 401(k) plans. Like other retirement savings plans, investment income inside the Roth IRA is not taxed as the income is earned, and there are penalties for taking money out early from the plan. Withdrawals from a Roth IRA can be entirely free of federal taxes. + Roth IRAs do not have mandatory minimum distributions. + Roth IRAs can be bequeathed to heirs and thus can escape both income taxes and estate taxes.