The NATIONAL CONSTRUCTION WORKERS DAY trademark is filed in the category of Houseware and Glass Products, Clothing Products, Advertising, Business & Retail Services. The description provided to the USPTO for NATIONAL CONSTRUCTION WORKERS DAY is Cups and Mugs.
For personal injury protection claims, however, there is usually a 2 or 3 year limit to file, and medical payments have a similar time limit of 3 years.
With most policies you can't file the claim until you have a certified death certificate. That can take from 2-days to 45-days to get. Then most life insurance companies will pay the claim within 30-days of receiving the death certificate and claim form.