Gerund and present participle phrases are easy to confuse because they both begin with an ing word. The difference is that a gerund phrase will always function as a noun while a present participle phrase describes another word in the sentence.erund and present participle phrases are easy to confuse because they both begin with an ing word. The difference is that a gerund phrase will always function as a noun while a present participle phrase describes another word in the sentence.
: Section 3(m) of the FLSA permits an employer to take a tip credit toward its minimum wage obligation for tipped employees equal to the difference between the required cash wage (which must be at least $2.13) and the federal minimum wage.
There are five elements that determine your credit score: 1  On-time payment history (35% of your FICO score): Always pay all of your bills â credit cards, phone, speeding ticket, everything â on time. 2  Amount of credit used (30% of FICO score): The lower the amount of available credit you use, the better. Keep your credit balance below 30% of your total credit line. Here, less is more, and itâs even better if you can keep your balance below 10% of your credit.