Policy Form Specialty Homeowners Specialty Homeowners *Enhanced/Full Repair HO-3 HO-8 A. Dwelling Coverage Named Peril Coverage Named Peril Coverage All Risk Coverage Named Peril Coverage Fire, Lightning & Internal Explosion Yes Yes Yes Yes Smoke Yes, but not by fireplaces or agricultural smudging Yes, but not by fireplaces or agricultural smudging Yes Yes
The sebaceous glands secrete sebum into hair follicles. Sebum is an oil, that keeps the skin moist and soft and acts as a barrier against foreign substances. The hair follicles produce the various types of hair found throughout the body. Hair not only contributes to a person's appearance but has a number of important physical roles, including regulating body temperature, providing protection from injury, and enhancing sensation.
Protecting the skin is the main function of Sebaceous Glands. Sebaceous Glands secrete an oily substance known as Sebum that lubricates the hair and skin of mammals. Large quantities of sebum protect skin and hair from water.It reduces the growth of microorganisms anywhere on the skin.eborrhea. This disease of the sebaceous glands leads to over-secretion of sebum. It may also bring about a change in the sebum quality. This gives rise to scales or crusts on the skin.