Jars do not need to be sterilized before canning if they will be filled with food and processed in a boiling water bath canner for 10 minutes or more or if they will be processed in a pressure canner.
Your down payment is the difference between the home value and the amount a lender is willing to finance, a percentage known as loan-to-value. For example, if the condo's appraised value is $200,000 and your lender can finance a maximum loan amount of $160,000, your down payment is $40,000.Forty thousand dollars equals 20 percent, therefore, your LTV is 80 percent.uyers who use the condo for investment purposes or as a secondary residence may require 10 percent to 25 percent down, depending on the loan type and whether it's a Fannie or Freddie program.
Sellers can pay up to 6% of your closing costs and prepaids for the purchase price amount, but you will still need 3.5% down payment invested into the deal. --.he down payment is your responsibility, you can always ask for closing costs to be paid by the seller when making an offer, it is negotiable, there is a lot of inventory available in Sacramento so you should be able to find some homeowners that will pay the closing costs.