The western meadowlark is the state bird of six states; being Montana, Kansas, Nebraska, North Dakota, Oregon, and Wyoming. The northern cardinal, which represents seven states, is the only bird to hold the status of state bird in more states.
stress testing. Stress testing is the process of determining the ability of a computer, network, program or device to maintain a certain level of effectiveness under unfavorable conditions. The process can involve quantitative tests done in a lab, such as measuring the frequency of errors or system crashes.
Basics of credit risk stress testing. â¢ Stress testing is the process of determining the effect of a. change to a portfolio or sub-portfolio due to extreme, realistic. events. â¢ Various levels of stress testing for credit risk across credit risk. components and portfolio levels: â¢ PDs for individual counterparty or sector.