Policy Form Specialty Homeowners Specialty Homeowners *Enhanced/Full Repair HO-3 HO-8 A. Dwelling Coverage Named Peril Coverage Named Peril Coverage All Risk Coverage Named Peril Coverage Fire, Lightning & Internal Explosion Yes Yes Yes Yes Smoke Yes, but not by fireplaces or agricultural smudging Yes, but not by fireplaces or agricultural smudging Yes Yes
The sebaceous glands secrete sebum into hair follicles. Sebum is an oil, that keeps the skin moist and soft and acts as a barrier against foreign substances. The hair follicles produce the various types of hair found throughout the body. Hair not only contributes to a person's appearance but has a number of important physical roles, including regulating body temperature, providing protection from injury, and enhancing sensation.
Oil glands, also called as sebaceous glands are so small that they can be only seen under microscope. These are present in the skin and perform the function of secreting oil deposits on the skin hair. This secretion is termed as sebum. The main function of sebum is to protect against germs. But when it is secreted in excess, which could be due to hormonal imbalance or other side effects of medication, it causes acne.