Personality change. Mentally-This is going to be the hardest part of change, because when people do change their personality it's hard for them to stick to it. Don't think it's fake because you want to improve yourself. There is no harm in becoming a better person, just as long as you do the right thing.
Widows or widowers benefits based on age can start any time between age 60 and full retirement age as a survivor. If the benefits start at an earlier age, they are reduced a fraction of a percent for each month before full retirement age. If a person receives widow's or widower's benefits, and will qualify for a retirement benefit that's more than their survivors benefit, they can switch to their own retirement benefit as early as age 62 or as late as age 70.
Page 7 of 10. Qualifying Widow(er) with Dependent Children Filing Status. Widows and widowers with one or more dependent children may be able to use the qualifying widow(er) with dependent child filing status. Tax rates for qualifying widow(er) with dependent child and for married filing jointly are the same. They are the lowest tax rates and usually result in the lowest total tax.