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A phenotype is a trait we can observe. Genes carry instructions, and the result of our body following those instructions (for example, making a pigment in our eyes), is a phenotypic trait, like eye color.
In social psychology, a stereotype is a thought that can be adopted about specific types of individuals or certain ways of doing things. These thoughts or beliefs may or may not accurately reflect reality. However, this is only a fundamental psychological definition of a stereotype.