A psychiatrist or psychologist will diagnose kleptomania when: 1  All of the symptoms of kleptomania are present. 2  There is no other, better explanation for repeated thefts. 3  Kleptomania is not an excuse for shoplifting or ordinary theft.
1 Base Flood Depth (BFD). The depth shown on the Flood Insurance Rate Map (FIRM) for Zone AO that indicates the depth of water above highest adjacent grade resulting from a flood that has a 1% chance of equaling or exceeding that level in any given year.  Base Flood Elevation (BFE).
âFlood zone,â â100-year flood plainâ and â100-year flood eventâ are three phrases favored by the media and perpetuated by clients (and some agents). These over-simplified attempts to describe special flood hazard areas (SFHAâs) are incorrectly applied to the true exposure faced.