The loan to value is the size of the downpayment as a percentage of the entire amount of the loan. The higher the loan to value number, the riskier the loan is considered by lenders and the higher your rate may be, or you may need to purchase Private Mortgage Insurance (PMI) until you reach a predetermined LTV.
Prenatal vitamins are available over-the-counter in nearly any pharmacy. Your health care provider might recommend a specific brand of prenatal vitamins or leave the choice up to you. Generally, look for a prenatal vitamin that contains: Folic acid; Calcium; Iron; Vitamin D
Definition of Prenatal Care. Regularly scheduled obstetric care beginning in early pregnancy and continuing through post-partum. Prenatal care involves the management of medical, nutritional. Psycho-social, and educational needs of the patient and her family. This is reevaluated at regularly scheduled intervals, and revised in accordance with the progress of the pregnancy. Medical and psycho-social assessment, intervention and follow-up care.