Jars do not need to be sterilized before canning if they will be filled with food and processed in a boiling water bath canner for 10 minutes or more or if they will be processed in a pressure canner.
Your down payment is the difference between the home value and the amount a lender is willing to finance, a percentage known as loan-to-value. For example, if the condo's appraised value is $200,000 and your lender can finance a maximum loan amount of $160,000, your down payment is $40,000.Forty thousand dollars equals 20 percent, therefore, your LTV is 80 percent.uyers who use the condo for investment purposes or as a secondary residence may require 10 percent to 25 percent down, depending on the loan type and whether it's a Fannie or Freddie program.
To give you a cost breakdown of how buying a home and buying a condo is different, take this hypothetical: A condo priced at $200,000 and a single-family house priced at $300,000 using a 30-year fixed-rate mortgage at 4.375%. Letâs assume a down payment of $20,000 on each. PITI is a way of looking at your total monthly mortgage payment that includes the carrying costs associated with owning a home. 2  Homeowners Association (HOA) Dues â Commonly referred to the monthly homeowners association payment, your HOA costs can by anywhere from $80-$500 per month.