Events such as dismemberment due to a suicide attempt would fall under life insurance and would be an exclusion. It would not fall under an accidental death policy.. For example, if you commit suicide or attempt to hurt yourself on purpose, the AD&D policy would not pay out. The same holds true if the accident or your death is caused by a war. The policy would not pay out if the death or loss is caused by physical or mental illness, or if you die during surgery. And a bacterial infection, drug overdose or a hernia that contributes to your death or an accident would not be covered under AD&D, according to the language in many policies.
A target heart rate zone defines a range of heart rates or heartbeats per minute appropriate for achieving particular physical fitness goals. According to the Walking Site, a heart rate of 60 to 70 percent of your maximum heart rate is best suited for fat burning.
Stay in the Fat-Burning Zone If You're Trying to Lose Weight. Your body does burn fat as fuel during lower-intensity workouts (a.k.a. the fat-burning zone of about 65 percent of your max)âhowever that's not necessarily what you need to focus on for weight loss. What counts the most is your overall calorie expenditure, not the fuel source.