A psychiatrist or psychologist will diagnose kleptomania when: 1  All of the symptoms of kleptomania are present. 2  There is no other, better explanation for repeated thefts. 3  Kleptomania is not an excuse for shoplifting or ordinary theft.
1 Base Flood Depth (BFD). The depth shown on the Flood Insurance Rate Map (FIRM) for Zone AO that indicates the depth of water above highest adjacent grade resulting from a flood that has a 1% chance of equaling or exceeding that level in any given year.  Base Flood Elevation (BFE).
Flood Insurance Zone Map Symbols. Mortgage Lenders Will Likely Require Flood Insurance In These Zones. Zone VE - Coastal Flood Zone with Velocity Hazard (wave action), FEMA determines Base Flood Elevation. Zone AE - FEMA determines Base Flood Elevation. Zone A - County determines Base Flood Elevation. Flood Insurance Not Mandatory In These Zones. Zone X - Areas of 0.2% Annual Chance Flood Hazard. Zone X - Outside the Special Flood Hazard Area (SFHA). Floodway. Channel of a stream plus any adjacent floodplain areas that must be kept free of encroachment.