In case you are still curious, here is how certain loads work: â¢ Front-end loads - These are the most simple type of load: you pay the fee when you purchase the fund. If you invest $1,000 in a mutual fund with a 5% front-end load, $50 will pay for the sales charge, and $950 will be invested in the fund.
Memorial Locket Necklace Always in My Heart In Loving Memory Ash Urn Inside. Always in My Heart locket with brass vial which hilds ashes or momento. With 24 silver rope chain. Necklace that has a stadard O ring clasp.
How to Make an Essential Oil Diffuser Necklace. 1  Essential oils are everywhere these days. 2  First, get yourself some terra cotta clay. 3  Carefully, using any size or shape object youâd like, cut out some shapes. 4  Using a small object, create a hole in the shape. 5  String some cord into the hole. I am liking the ânaturalâ look of jute twine right now, but you could use any chain, rope, or necklace you already have for this. Tie a necklace clasp at one end, and place a drop of craft glue to keep the knot from coming undone. Personalize it! Add in charms you like as well to make this uniquely your necklace. Once you are finished, tie the other end of the clasp to the other end of the twine and place a drop of glue.