Events such as dismemberment due to a suicide attempt would fall under life insurance and would be an exclusion. It would not fall under an accidental death policy.. For example, if you commit suicide or attempt to hurt yourself on purpose, the AD&D policy would not pay out. The same holds true if the accident or your death is caused by a war. The policy would not pay out if the death or loss is caused by physical or mental illness, or if you die during surgery. And a bacterial infection, drug overdose or a hernia that contributes to your death or an accident would not be covered under AD&D, according to the language in many policies.
A target heart rate zone defines a range of heart rates or heartbeats per minute appropriate for achieving particular physical fitness goals. According to the Walking Site, a heart rate of 60 to 70 percent of your maximum heart rate is best suited for fat burning.
Target Zone. The lower end of your target heart rate zone for moderate-intensity aerobic exercise is 50 percent of your maximum heart rate. For instance, if you are 30 years old and have a maximum heart rate of 190 then your lower limit is 95 beats per minute.The upper end of the range is 70 percent of your maximum.So if your maximum heart rate is 190 then the upper end of your range would be 133 beats per minute.now Your Max. Your target heart rate zone for moderate-intensity aerobic exercise is based on your maximum heart rate. This rate varies based on your age, going down as you get older. According to the Centers for Disease Control and Prevention you can estimate your maximum heart rate by subtracting your age from 220.