Luminol has many purposes, the most important being crime scene investigation. Luminol is sprayed evenly over an area or substance and an oxidizing agent activates it, causing blood splatters and other forms of incriminating evidence to glow blue. A photograph is then taken immediately to document any evidence that has been found.
Definition - What does Dismemberment Insurance mean? Dismemberment insurance is insurance that covers bodily injury in the form of dismemberment. Dismemberment can include the loss of body parts such as hands and feet or even whole legs and arms. This type of insurance often comes in the form of a rider that is attached to a life insurance policy.
It's a limited accidental death and dismemberment (AD&D) insurance policy. In many instances, the supplemental life insurance that your employer offers you is in reality an AD&D insurance policy, and shouldn't be confused with a standard life insurance policy. While an AD&D policy provides benefits to your beneficiaries when you die, the caveat is that your death must be caused by an accident. Although AD&D benefits will vary among insurers, most will also payout benefits if you were to lose a limb, your eyesight, or hearing as a direct result of a covered accident ...