Events such as dismemberment due to a suicide attempt would fall under life insurance and would be an exclusion. It would not fall under an accidental death policy.. For example, if you commit suicide or attempt to hurt yourself on purpose, the AD&D policy would not pay out. The same holds true if the accident or your death is caused by a war. The policy would not pay out if the death or loss is caused by physical or mental illness, or if you die during surgery. And a bacterial infection, drug overdose or a hernia that contributes to your death or an accident would not be covered under AD&D, according to the language in many policies.
A target heart rate zone defines a range of heart rates or heartbeats per minute appropriate for achieving particular physical fitness goals. According to the Walking Site, a heart rate of 60 to 70 percent of your maximum heart rate is best suited for fat burning.
Fat Burning Cardio vs. High Intensity Whatâs the difference between fat burning and high intensity cardio and is one better than the other? Fat Burning Cardio is exercise performed at a low intensity for a longer duration, such as walking, a slow jog or riding a bike at an easy pace. This easy pace translates to 50 â 55% of your Max heart rate. Another way to measure this would be your perceived rate of exertion.