Personality change. Mentally-This is going to be the hardest part of change, because when people do change their personality it's hard for them to stick to it. Don't think it's fake because you want to improve yourself. There is no harm in becoming a better person, just as long as you do the right thing.
Widows or widowers benefits based on age can start any time between age 60 and full retirement age as a survivor. If the benefits start at an earlier age, they are reduced a fraction of a percent for each month before full retirement age. If a person receives widow's or widower's benefits, and will qualify for a retirement benefit that's more than their survivors benefit, they can switch to their own retirement benefit as early as age 62 or as late as age 70.
Learn the pros and cons of retiring at age 62, 66, 70 or any time from 62 to 70 years old. An insider tip explains a way to get some benefits early and still get the 32% bonus at age 70. Learn how you can sign up for retirement benefits but suspend checks to get extra money for your family in the long run.earn the pros and cons of retiring at age 62, 66, 70 or any time from 62 to 70 years old. An insider tip explains a way to get some benefits early and still get the 32% bonus at age 70. Learn how you can sign up for retirement benefits but suspend checks to get extra money for your family in the long run.