Jars do not need to be sterilized before canning if they will be filled with food and processed in a boiling water bath canner for 10 minutes or more or if they will be processed in a pressure canner.
Your down payment is the difference between the home value and the amount a lender is willing to finance, a percentage known as loan-to-value. For example, if the condo's appraised value is $200,000 and your lender can finance a maximum loan amount of $160,000, your down payment is $40,000.Forty thousand dollars equals 20 percent, therefore, your LTV is 80 percent.uyers who use the condo for investment purposes or as a secondary residence may require 10 percent to 25 percent down, depending on the loan type and whether it's a Fannie or Freddie program.
For example, if you purchased a condo for $100,000, with a twenty percent down payment, you would pay $20,000 directly to the seller, and then you would need to obtain an $80,000 loan to pay the seller the rest of the purchase price. Down payment requirements vary depending on the type of loan you qualify for.udget at least $3,000-$4,000 for the emergency fund, if not more. So, when youâre deciding how much of a down payment you can afford, keep these additional expenses in mind. Finally, remember that t he equity itself doesnât work on a percentage basis.