Even if your skin and face are smooth and wrinkle-free, a sagging neck can be a dead giveaway as to how old you really are. But a combination of fat removal via liposuction or direct removal of the fat from the chin and neck followed by a necklift can give you a more youthful appearance.
You can deduct your full contribution to a spousal IRA in 2014 if you as a couple have an adjusted gross income (AGI) of $181,000 or less. You can deduct some portion of your contribution if your AGI is between $181,000 and $191,000 in 2014.
If you prefer, you can make a contribution to a Roth IRA for your nonworking spouse. The contribution limits are the same, and there is no deduction with a Roth IRA. After-tax dollars go into a Roth IRA, and contributions and earnings are not taxed again at withdrawal. spousal IRA lets a stay-at-home member of a a couple contribute the maximum amount to an individual retirement account each year. As long as you file a married filing jointly tax return and the working spouse earns enough to fund the IRA, you can make up to the maximum contribution.