Even if your skin and face are smooth and wrinkle-free, a sagging neck can be a dead giveaway as to how old you really are. But a combination of fat removal via liposuction or direct removal of the fat from the chin and neck followed by a necklift can give you a more youthful appearance.
You can deduct your full contribution to a spousal IRA in 2014 if you as a couple have an adjusted gross income (AGI) of $181,000 or less. You can deduct some portion of your contribution if your AGI is between $181,000 and $191,000 in 2014.
While your Roth IRA contributions are not tax deductible, you can claim a Roth IRA tax credit on IRS Form 8880 of up to 50% on your first $2,000 in Roth IRA contributions if your income falls within the predetermined income limits.