The fourth way to achieve coherence in a text passage is to repeat key nouns. However, even if nouns typically are the words that should be repeated, also words from other word classes can be repeated if they are central to the topic of the text.
An appraiser and home inspector serve different purposes. Homebuyers are responsible for inspecting the property they purchase to ensure it meets their expectations. In California, buyers have the option of waiving the appraisal and home inspection or completing them within a specified time.
For the purposes of the IRA distributions, a first-time home buyer is anyone who hasn't owned a present interest in a main home for the previous two years. For example, if your parents have promised to leave you their home in their will, that isn't a present interest in the home, so you still qualify.