Most student loans have a six-month grace period, which means you wonât have to make payments until six months after you graduate, drop out or drop below half-time status. The grace period is meant to give you a chance to find a job and begin earning an income before youâre swamped with bills.
First Party Claims vs. Third Party Claims. There are two types of insurance claims: first party claims and third party claims. While a first party claim is one you file with your own insurance company, a third party claim is one you file with the insurance provider of another person or business.
But first, here are the two biggies that tend to get in the way: 1  You cannot claim a married person who files a joint return with his or her spouse. 2  To claim someone as a dependent, the person must be a US citizen, US resident alien, US national or resident of Canada or Mexico.