The Centers for Medicare & Medicaid Services (CMS) is implementing a prior authorization model for repetitive scheduled non-emergent ambulance transports to test whether prior authorization helps reduce expenditures, while maintaining or improving access to and quality of care.
You can also have the bank cover your transaction for a fee, called an overdraft penalty. Most banks charge between $35 and $38 per overdraft, which is the most expensive service banks offer, according to an analysis by The Pew Charitable Trusts of basic checking accounts at the 50 largest banks in the U.S.
Overdraft Fee: You will be charged a $35 fee for each item we pay (regardless of the amount of the item) when your account is overdrawn more than $5 after all items are posted to the account. A maximum of four Overdraft Fees will be assessed per business day.