Events such as dismemberment due to a suicide attempt would fall under life insurance and would be an exclusion. It would not fall under an accidental death policy.. For example, if you commit suicide or attempt to hurt yourself on purpose, the AD&D policy would not pay out. The same holds true if the accident or your death is caused by a war. The policy would not pay out if the death or loss is caused by physical or mental illness, or if you die during surgery. And a bacterial infection, drug overdose or a hernia that contributes to your death or an accident would not be covered under AD&D, according to the language in many policies.
A target heart rate zone defines a range of heart rates or heartbeats per minute appropriate for achieving particular physical fitness goals. According to the Walking Site, a heart rate of 60 to 70 percent of your maximum heart rate is best suited for fat burning.
Fat Burning Zone. Your target heart rate for fat burning is approximately 55 percent to 70 percent of your maximum heart rate. Multiply your MHR by 0.55 to get your lower level threshold, and multiply your MHR by 0.70 to get your upper level threshold.o, if you are 40 years old, your estimated maximum heart rate is 180. Keep in mind that this method is based on an estimated maximum heart rate. Your actual maximum heart rate may vary slightly from this number. Your target heart rate for fat burning is approximately 55 percent to 70 percent of your maximum heart rate.