Even if your skin and face are smooth and wrinkle-free, a sagging neck can be a dead giveaway as to how old you really are. But a combination of fat removal via liposuction or direct removal of the fat from the chin and neck followed by a necklift can give you a more youthful appearance.
You can deduct your full contribution to a spousal IRA in 2014 if you as a couple have an adjusted gross income (AGI) of $181,000 or less. You can deduct some portion of your contribution if your AGI is between $181,000 and $191,000 in 2014.
In order to figure out how much you can contribute, and deduct, for your Simple IRA and Traditional IRA, see the link in @mhoran_psprep's answer money.stackexchange.com/a/13495/3361 It is valid for the tax year 2011.es. You can make contributions to all three. However, you might not be able to deduct all of your contribution to the Traditional IRA and the Simple IRA. Being able to take a tax deduction for a contribution to your Traditional IRA depends on. 1  your modified adjusted gross income. 2  your tax-filing status.