Events such as dismemberment due to a suicide attempt would fall under life insurance and would be an exclusion. It would not fall under an accidental death policy.. For example, if you commit suicide or attempt to hurt yourself on purpose, the AD&D policy would not pay out. The same holds true if the accident or your death is caused by a war. The policy would not pay out if the death or loss is caused by physical or mental illness, or if you die during surgery. And a bacterial infection, drug overdose or a hernia that contributes to your death or an accident would not be covered under AD&D, according to the language in many policies.
A target heart rate zone defines a range of heart rates or heartbeats per minute appropriate for achieving particular physical fitness goals. According to the Walking Site, a heart rate of 60 to 70 percent of your maximum heart rate is best suited for fat burning.
Your Heart Rate Zones are too low: * If you have to almost stop to keep in Zone 1 * If you are at a very light jog and showing above Zone 1 * If you are at a medium effort, and youâre near the top of Zone 3 or above * If you are at a high level of effort, and you are way above Zone 5 . Your Heart Rate Zones are too high: * If you are walking fast and hard and find yourself still below Zone 1 * If you are at a medium jog or effort, and you still havenât hit Zone 2