The western meadowlark is the state bird of six states; being Montana, Kansas, Nebraska, North Dakota, Oregon, and Wyoming. The northern cardinal, which represents seven states, is the only bird to hold the status of state bird in more states.
stress testing. Stress testing is the process of determining the ability of a computer, network, program or device to maintain a certain level of effectiveness under unfavorable conditions. The process can involve quantitative tests done in a lab, such as measuring the frequency of errors or system crashes.
A. Stress Testing Defined. Stress testing is a risk management technique used to evaluate the potential effects on an institutionâs financial condition, of a set of specified changes in risk factors, corresponding to exceptional but plausible events. Stress testing includes scenario testing and sensitivity testing (refer to Glossary). Stress testing is especially important after long periods of benign economic and financial conditions, when fading memory of negative conditions can lead to complacency and the underpricing of risk.