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There are generally no deductibles for the liability portion of a homeowners or auto insurance policy. Instead, the deductibles apply to property damage. So, on in an auto policy, there is a deductible for the optional comprehensive or collision coverage, but not for the liability portion.
A: Of course that depends on your insurance. For example, the patient responsibility for regular Medicare patients who have met their deductible without a secondary insurance for 2012 is approximately $30.25. Again, other co-pays and deductibles obviously vary depending on the patients plan.