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There are generally no deductibles for the liability portion of a homeowners or auto insurance policy. Instead, the deductibles apply to property damage. So, on in an auto policy, there is a deductible for the optional comprehensive or collision coverage, but not for the liability portion.
If you canât pay your car insurance deductible, you could be in trouble. Many insurance companies will not pay for repairs for a vehicle after an accident until after you pay the mechanic the initial deductible amount. You should know the terms of your policy before you sign on the bottom line. Enter your ZIP code above to compare car insurance quotes from multiple companies right now! What is an insurance deductible?