One way to save if you have several balances to transfer would be to negotiate for a single flat fee. Next, if the fee-waiver request is denied, try to get the fee capped at something you think is reasonable -- say, $50 or even $100, which is a lot better than 3% of a huge balance.
endocytosis - process by which a cell takes material into the cell by infolding of the cell membrane; phagocytosis - process in which extensions of cytoplasm surround and engulf large particles and take them into the cell; pinocytosis - process by which a cell takes in liquid from the surrounding environment
Process by which the membrane of the vacuole surrounding the material fuses with the cell membrane, forcing the contents out of the cell tissue A group of similar cells that perform a particular function