Policy Form Specialty Homeowners Specialty Homeowners *Enhanced/Full Repair HO-3 HO-8 A. Dwelling Coverage Named Peril Coverage Named Peril Coverage All Risk Coverage Named Peril Coverage Fire, Lightning & Internal Explosion Yes Yes Yes Yes Smoke Yes, but not by fireplaces or agricultural smudging Yes, but not by fireplaces or agricultural smudging Yes Yes
The sebaceous glands secrete sebum into hair follicles. Sebum is an oil, that keeps the skin moist and soft and acts as a barrier against foreign substances. The hair follicles produce the various types of hair found throughout the body. Hair not only contributes to a person's appearance but has a number of important physical roles, including regulating body temperature, providing protection from injury, and enhancing sensation.
The blood also carries away waste from the skin. The dermis is home to the hair follicles, the sebaceous glands and the sweat glands. The hair follicles and the sebaceous glands are in close proximity and actually are connected. The hair follicles, of course, produce hair and there are tiny muscles attached to them.he epidermis is also where you will find melanin, which is produced by cells in the epidermis called melanocytes. Melanin is what gives our skin the color it has. The more melanin, the darker the skin. It provides some protection from the burning rays of the sun.