In case you are still curious, here is how certain loads work: â¢ Front-end loads - These are the most simple type of load: you pay the fee when you purchase the fund. If you invest $1,000 in a mutual fund with a 5% front-end load, $50 will pay for the sales charge, and $950 will be invested in the fund.
Memorial Locket Necklace Always in My Heart In Loving Memory Ash Urn Inside. Always in My Heart locket with brass vial which hilds ashes or momento. With 24 silver rope chain. Necklace that has a stadard O ring clasp.
Experiments have been done on cremation ashes. DNA was recovered - but it was from crematorium staff, not the deceased, so represented post-cremation contamination. Unlike a crematorium oven, houses aren't designed to burn bodies hot or long enough to destroy organic matter totally, and DNA can often be recovered.