HOBOKEN -- Per pupil spending in Hudson County's public school districts reaches a peak in Hoboken, according to the state. Here's how Hoboken's 2013-2014 spending ranks, according to the New Jersey Department of Education's Taxpayers' Guide to Education Spending 2015 :
Prior Liens. When a seller conveys land to you by way of a warranty deed, he certifies or warrants that there are no existing liens against the property. The seller makes a legal promise that he owns the real estate free and clear and that he has a legal right to transfer title to you.
When you see a property identified as a real estate owned foreclosure, it means first of all that the lender has taken the house back from a borrower who failed to make the payments. That's the foreclosure. The real estate owned part means the lender hasn't been able to find a buyer for the house. When a borrower quits making payments on a home loan, the lender will move to seize the home through foreclosure. The specific procedures and timelines for foreclosures vary according to state and local laws, which provide for waiting periods and appeals.