The encroachment, breach, or violation of a right, law, regulation, or contract. The term is most frequently used in reference to the invasion of rights secured by Copyright, patent, or trademark.
Multiply the after-tax interest rate of your debt by the principal amount of your debt. The result will be the true annual dollar cost of your debt. For example, if your loan is for $100,000, your interest rate is 5 percent and your after-tax interest rate is 4 percent, $100,000 times 4 percent equals $4,000.
Find an ELP. 1  35% of your score is based on your debt history. 2  30% is based on your debt level. 3  15% is based on the length of time youâve been in debt.  10% is based on new 1  debt. 10% is based on type of debt.