Facts related to highest divorce rates in the US for men and women: 1  Arkansas has the highest rate for men, with 13.5 per 1000 men. 2  In Maine, there are 13.0 such cases per 1000 men. 3  There are 12.8 divorces per 1000 men in Oklahoma. 4  Alabama has the fourth highest rate for men with 12.7 divorces per 1000.
Government monitoring information (GMI) refers to the loan applicant demographic data creditors must collect under Regulation B, which implements the Equal Credit Opportunity Act (ECOA), and Regulation C, which implements the Home Mortgage Disclosure Act (HMDA), when consumers apply for certain mortgage loans.
GMI On Unsecured Consumer Loans: Reg B. 12/04/2016. My question is that our compliance department is asking operations to gather GMI on all unsecured consumer loans that are currently on our books. The purpose is to run comparisons for fair lending. I have researched this and find that it is not allowable under Reg B, however the argument is that these are already our loans and we are not asking the borrower for it up front to make a lending decision.