Most student loans have a six-month grace period, which means you wonât have to make payments until six months after you graduate, drop out or drop below half-time status. The grace period is meant to give you a chance to find a job and begin earning an income before youâre swamped with bills.
First Party Claims vs. Third Party Claims. There are two types of insurance claims: first party claims and third party claims. While a first party claim is one you file with your own insurance company, a third party claim is one you file with the insurance provider of another person or business.
1 Look for the percentage of claims that are being denied, what the most common reasons are for denial, and the insurance companies that are the most troublesome. 2  The sooner you follow up on a claim, the more likely it is to be paid. 3  In healthcare claim processing, time is an enemy to getting denied claims paid.