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In the movie, Lovett says the Heart of the Ocean is worth more than the Hope Diamond.. The Hope Diamond is currently insured for $250 million, and is sometimes considered to be worth up to $320 million, so the Heart of the Ocean would be more than that.
A ring with a 0.7 carat diamond that cost $4,895 on Blue Nile, an online jewelry retailer, might sell for 20 to 25 percent more at an average brick and mortar retailer, while the same size and quality ring could command at least 40 to 50 percent more at Tiffany or Cartier, said David Wu, a luxury goods and beauty analyst at the Telsey Advisory Group in New York.