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A judgment creditor may garnish the debtorâs bank accounts even if the creditor has not recorded its judgment or has recorded in second place. Florida Statute 55.081 states that judgments are good for 20 years. Therefore, 10 years after this callerâs creditor had obtained a judgment and recorded the judgment the creditor may have lost the priority of his recorded lien, but the judgment was still in effect and could be used to obtain a writ of garnishment.
In Illinois, a judgment may only be enforced for seven years from the date of the entry of judgment or the date of the judgmentâs last revival. 735 ILCS 5/12-108(a). See First National