Toy train, Kasauli. Toy train, Kalka-Dharampur-Kasauli. Best is to catch the train from Dharampur and get down at the Solan railways station to enjoy the journey, which takes about an hour or so.
Flat Fee Versus Percentage of Income. The penalty for going without health insurance involves a flat fee or a percentage of taxable income, depending on which is greater. In 2014, the tax began at $95 per adult and $47.50 per child (up to $285 for a family) or 1 percent of annual income, whichever is greater.
What is no-fault car insurance? If your state has a no-fault auto insurance law, your auto insurance policy must pay medical bills for you and your passengers regardless of who caused the accident. Your no-fault coverage -- which is your personal injury protection (PIP) -- may come with a copayment and/or deductible.