Toy train, Kasauli. Toy train, Kalka-Dharampur-Kasauli. Best is to catch the train from Dharampur and get down at the Solan railways station to enjoy the journey, which takes about an hour or so.
Flat Fee Versus Percentage of Income. The penalty for going without health insurance involves a flat fee or a percentage of taxable income, depending on which is greater. In 2014, the tax began at $95 per adult and $47.50 per child (up to $285 for a family) or 1 percent of annual income, whichever is greater.
If he goes without coverage, his penalty-adjusted income (after taxes and medical spending) would be $24,680. If he buys the policy, his post-premium income drops to $22,234. And this, again, is because the deductible is so high ($4,500) he still spends the same amount out of pocket as he would without a policy.