A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
Both Sumner and McGee saw ethnocentrism as a group level analogue to egocentrism, that is, as ethnic group self-centeredness. This is evident in Sumnerâs widely-cited definition, âthis view of things in which oneâs own group is the center of everythingâ (Sumner, p. 13).