A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
He defined it as the viewpoint that âoneâs own group is the center of everything,â against which all other groups are judged. Ethnocentrism often entails the belief that one's own race or ethnic group is the most important and/or that some or all aspects of its culture are superior to those of other groups.t can be described as a tendency to look at the world primarily from the perspective of one's own perspective, with the main influence being culture. People often feel ethnocentric while experiencing  culture shock  or when a behaviour is not understood due to cultural differences.