A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
The Problem of Ethnocentrism. Ethnocentrism is believing in the superiority of oneâs ethnic group. Even though it sounds like ethnocentrism is bad, ethnocentrism has positive and negative qualities. For a minority group in oppressive conditions, ethnocentrism enables the group to create and sustain an identity over extended periods of time. The downside of ethnocentrism is that it causes a people from an ethnic group to look down on those who are from other ethnic groups. We American evangelicals can unfortunately be ethnocentric. We tend to express our ethnocentrism when we travel abroad.