By Michelle Roberts Health reporter, BBC News Babies like bright colours rather than browns Growing research shows that babies as young as four months show a preference for certain colours. Dr Anna Franklin, from the Surrey Baby Lab, has studied more than 250 babies to look at which colours they prefer.
As long as you are in debt to another you are subservient to them. Now, you can pretend otherwise but its clear that the lender controls the borrower. 1  A portion of your work profits belong to the borrower. 2  You debt may be small as a percentage of your income but a portion must always go to the person who loans you money. 3  You work is never entirely your own.
All the above documents (W-2s, paycheck stubs, tax returns) tell the lender how much you earn. The list of debts tells the lender how much you owe each month. The lender then calculates your debt-to-income ratio, which is key to the loan decision.