4. Over stitch. From the point where you finished your running stitch, insert the threaded needle into one side of the seam, and directly out the other side. Then pull the cotton over the top to repeat the stitch, entering from the same side as before.. Thread the needle. Use a mid-sized needle, and a thread which matches the clothing. Cut a length of thread roughly as long as your arm. Wet one end of the thread to smooth the fibers together, push it through the hole at the top of the needle, and pull halfway through. Tie a small knot at the end of the thread.
The average Social Security retirement benefit is about $1,300 per month ($1,328 in 2015), and the maximum at full retirement age is more than $2,600 per month ($2,663 in 2015), but the exact amount youâll get every month depends on how much you earned over your lifetime and how old you are when you start collecting Social Security.
Early Social Security can cost you. If your full retirement age is 67, your Social Security benefit is reduced by: 1  About 30 percent if you start collecting at 62. 2  About 25 percent if you start collecting at 63. 3  About 20 percent if you start collecting at 64.4  About 13.3 percent if you start collecting at 65.f your full retirement age is 66, for example, you'll receive 108 percent of your monthly benefit by delaying Social Security until age 67.