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Your mom is correct....most checks are good for anywhere between 180 days up to 1 year. Sorry, but you probably won't be able to cash those checks, although it never hurts to check with your bank on the issue. DH Â· 9 years ago.
R.G., Cleveland. A: There is no federal banking law about stale checks that indicates checks with certain dates aren't good. Banks won't necessarily reject any check because of the date on it. It's a myth that banks won't accept checks more than six months old or that carry a future date. (This is why post-dating a check protects you from exactly nothing.) Banks accept or decline checks based on whether they think the check is good.