The Pacific Northwest (PNW), sometimes referred to as Cascadia, is a geographic region in western North America bounded by the Pacific Ocean to the west and (loosely) by the Cascade Mountain Range on the east.
Mean time between failures (MTBF) describes the expected time between two failures for a repairable system, while mean time to failure (MTTF) denotes the expected time to failure for a non-repairable system. the MTBF is the sum of the operational periods divided by the number of observed failures.
Your debt-to-income ratio is calculated by dividing your monthly income by your monthly debt payments. DTI = monthly debt / monthly income The first step in calculating your debt-to-income ratio is determining how much you spend each month on debt.