The name Kobe comes from a city in Japan notable for the origin of Kobe beef. Currently the fifth largest city n Japan and situated on the southern point of the island, the founding dates back to the building of the Ikuta Shrine by Empress JingÅ« in AD 201 making it one of the oldest shrines in the country.he name Kobe comes from a city in Japan notable for the origin of Kobe beef. Currently the fifth largest city n Japan and situated on the southern point of the island, the founding dates back to the building of the Ikuta Shrine by Empress JingÅ« in AD 201 making it one of the oldest shrines in the country.
A Direct Writer is an insurance company who uses its own employees as well as mail, internet, and phone to distribute their products. A direct writer cuts out the middle man by selling directly to you, rather than through an independent agent. Direct Writer is an insurance company who uses its own employees as well as mail, internet, and phone to distribute their products. A direct writer cuts out the middle man by selling directly to you, rather than through an independent agent.
This page explains the collaborative relationship between FEMA's National Flood Insurance Program and Write Your Own (WYO) private insurance providers. The Write Your Own (WYO) Program began in 1983 and is a cooperative undertaking between the private insurance industry and FEMA. The WYO Program allows participating property and casualty insurance companies to write and service the Standard Flood Insurance Policy in their own names. The companies receive an expense allowance for policies written and claims processed while the federal government retains responsibility for underwriting losses.