The back (east) side of the roof is a shed dormer for most of the length of the house. Roof is roughly 12/12 pitch with kneewall height of about 40 in. on the front (west) side. The leaks tend to be located under or near windows, skylights, and along the transition to an attached garage where there is step flashing.
The holdback is a percentage of either the manufacturer's suggested retail price (MSRP) or invoice price of a new vehicle that the manufacturer repays to the dealer. Some car buyers try to use dealer holdback to calculate the net price of a vehicle to the dealer, with the intention of using that amount as a basis for negotiating a rock-bottom price.
Repudiated Claims is an independent operation offering services directly to clients, insurance companies and insurance brokers or agents. Some of the bigger brokers prefer to outsource their more complex claims, since it is often more cost effective.