A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
Sociologist William Graham Summer, coined the term ethnocentrism which refers to the tendency to assume that ones own culture and way of life represents the norm, or are superior to all others. conflict theorist point out that ethnocentric value judgements serve to revalue groups, and to deny equal opportunities. functionalist view of ethnocentrism. functionalist point out that ethnocentrism serves to maintain a sense of solidarity by promoting group pride.