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Your mom is correct....most checks are good for anywhere between 180 days up to 1 year. Sorry, but you probably won't be able to cash those checks, although it never hurts to check with your bank on the issue. DH Â· 9 years ago.
1 Answer 1. active oldest votes. up vote 6 down vote. I found an article that discusses this subject. It seems that the length of time before a check expires depends on the state and the bank: Discussions about personal check expiration dates inevitably spiral into debates about the nuances of loan ethics. Although banking laws differ from state to state, most states consider that checks in excess of 6 months old are considered âstale dated.â