Toy train, Kasauli. Toy train, Kalka-Dharampur-Kasauli. Best is to catch the train from Dharampur and get down at the Solan railways station to enjoy the journey, which takes about an hour or so.
Flat Fee Versus Percentage of Income. The penalty for going without health insurance involves a flat fee or a percentage of taxable income, depending on which is greater. In 2014, the tax began at $95 per adult and $47.50 per child (up to $285 for a family) or 1 percent of annual income, whichever is greater.
The maximum penalty is the national average annual premium for a bronze insurance plan, which was $2,448 in 2014. Obamacare allows Americans to go up to three months without coverage. Some may also qualify for exemptions, such as if the insurance premiums exceed 8% of one's annual household income.