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As I've mentioned in past columns, there's a growing trend for angel investors to come together and invest as a fund. Typically, these funds make investments ranging from $100,000 to $500,000 at one time and occasionally are supplemented with private investments from individual angels.
The money factor is analogous to the APR (Annual Percentage Rate) you'd get if you were buying a car. Multiply it by 2400 to get a sense of what kind of APR they're charging: A .00238 money factor means the lease charges you 5.7 percent in interest.