A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
The opposite of ethnocentrism is xenocentrism which means preferring ideas and things from other cultures over ideas and things from your own culture. At the heart of xenocentrism is an assumption that other cultures are superior to your own.e are ethnocentric when we use our cultural norms to make generalizations about other peoples' cultures and customs. Such generalizations -- often made without a conscious awareness that we've used our culture as a universal yardstick -- can be way off base and cause us to misjudge other peoples.