By Michelle Roberts Health reporter, BBC News Babies like bright colours rather than browns Growing research shows that babies as young as four months show a preference for certain colours. Dr Anna Franklin, from the Surrey Baby Lab, has studied more than 250 babies to look at which colours they prefer.
As long as you are in debt to another you are subservient to them. Now, you can pretend otherwise but its clear that the lender controls the borrower. 1  A portion of your work profits belong to the borrower. 2  You debt may be small as a percentage of your income but a portion must always go to the person who loans you money. 3  You work is never entirely your own.
Debt-To-Income Ratio. Your debt-to-income ratio may be used to determine: the loan programs that you qualify for; the maximum mortgage amount you qualify for; and how much you can can afford to pay for a home.It is an important measure of risk used by mortgage lenders.own Payment. The amount you can comfortably spend up-front when buying your new home to make up the difference between the purchase price of the home and your mortgage amount. Lenders may require that you have at least a minimum amount of cash reserves after making the down payment.