Deciduous forest. desiduous forest. deciduous means temporary or tending to fall off (deriving from the latin word decidere, to fall off). Thus, it refers to a forest with trees that lose their leaves each year.
A renter's commercial policy covers damages to improvements you make to your rental space and damages to the building caused by the negligence of your employees. Crime insurance covers property crimes such as theft, burglary, and robbery of money, securities, stock, and fixtures from employees and outsiders.
Utility trailers used for non-business purposes are covered by a personal auto policy. A utility trailer used for business purposes requires a commercial auto insurance policy. A commercial auto policy covers the vehicle towing the trailer. Coverages extend from the vehicle to the trailer. The primary coverage on a commercial insurance policy is liability insurance. Liability coverage provides financial protection to the owner of the trailer if he causes an accident or injures someone. The coverage pays the victim's medical bills and pain and suffering. The coverage also pays for the trailer owner's legal defense in a lawsuit.