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Federal laws set standards for mortgage lending. A home mortgage is one of the largest credit transactions a consumer can make, and that opens the door for all sorts of issues. In the past, lenders have misled consumers about mortgage loans. Some lenders denied loans based on discrimination. Other lenders hid the truth about mortgage loan terms, including interest rates and closing costs. To address a variety of issues, the federal government enacted a series of key mortgage lending laws.
Company Law - Loans Page 7 RESTRICTIONS ON GIVING LOANS u/s 185 Restriction on giving of loan has been prescribed under section 185 of the Companies Act 2013. It has to be understood period-wise as under: A company cannot directly or indirectly give any loan or any loan represented by a book debt to the following: 1. Director 2.