Mutual Company. What is a 'Mutual Company'. A mutual company is a private company whose ownership base is made of its clients or policyholders. The defining feature of a mutual company is since its customers are also its owners, they are entitled to receive profits or income generated by the mutual company.
American Elm. Elm wood is valued for its interlocking grain and resistance to splitting, with significant uses in wheels, chair seats and coffins. The density of the wood varies due to differences between species.Elm is a ring porous wood like Oak and Ash, and has an open, coarse grain that is often very irregular and wild.he color of Elm wood can vary substantially. The sapwood is typically white or grayish white. Young American Elm trees tend to have a wide sapwood and a light brown to grayish heartwood. The sapwood darkens due to staining.
Cedar mulch is one of the organic mulches that has many advantages to crops besides maintaining a level moisture content in the soil.Cedar mulch is produced from the bark of an evergreen tree called cedar.It is also produced from by-products such as remaining pieces of roofs and shingles. These are ground to a desired size and may be dyed for a uniform color.Most mulching material from this tree is chipped or shredded.t is one of the most expensive mulching materials. Cedar mulch is spread in thick layers to prevent weeds from accessing sunlight. This maintains the health of the plants by eliminating competition for nutrients with weeds.