A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the loan with equal monthly payments over a fixed term, just like your original mortgage. If you donât repay the loan as agreed, your lender can foreclose on your home. The amount that you can borrow usually is limited to 85 percent of the equity in your home. The actual amount of the loan also depends on your income, credit history, and the market value of your home. Ask friends and family for recommendations of lenders. Then, shop and compare terms.
This undated image released by the Atapuerca Research Team (EIA) on March 26, 2008, shows a small piece of jawbone unearthed in a cave in Spain. The jawbone is the oldest known fossil of a human ancestor in Europe and suggests the continent was peopled much earlier than previously believed, scientists say.
The oldest documented person to have ever lived was  Jeanne Calment of France (February 21, 1875 - August 4th 1997),  who lived to the age of 122 years and 164 days.The old â¦ est person,  to have had their age verified, was 122 years old.he oldest person according to documented records was Jeanne  Calment of France. She lived to be 122 years of age  (1875-1997).    The oldest man according to documen â¦ ted records is still living as  of 2013.