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In the movie, Lovett says the Heart of the Ocean is worth more than the Hope Diamond.. The Hope Diamond is currently insured for $250 million, and is sometimes considered to be worth up to $320 million, so the Heart of the Ocean would be more than that.
If her heart is set on a round 1 carat diamond, you can expect to pay between $3,500-$5,500. Conversely, princess diamonds tend to be less costly, as they retain more carat weight during the cutting process. The typical price range for a 1 carat princess cut would be between $3,000-$4,500 (a savings of 15-30%). While the princess cut is relatively new, it is often desired due to the unique cutting and polishing techniques that hide inclusions and show color more clearly.