Referendum allows the people to state their opinion on laws that have been enacted by the legislature, and the initiative allows the people to propose their own laws.
The three ways doctors remove skin tags is by cutting them off, burning them, or freezing them. Skin tags can be cut off with a scalpel or medical shears. They can be burned off with a medical cautery device or they can be frozen with liquid nitrogen, in which case the skin tag then falls off.
Cover the skin tag with duct tape. Duct tape is often used in mole removal, and the same method can be used in the removal of skin tags. Stick a patch of duct tape over the skin tag and leave it in place until it begins to loosen. Pull off the tape and check to see whether the skin tag has come away with it.