A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
In terms of bringing our worlds closer together the author wrote, The ethnocentric fallacy that everyone wants our way of life just because they desire our consumer goods has led to the untenable conclusion that goods like the internet, cell phones, and satellite TV are capable of transforming fundamental values and ideas.