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How to Pay for Nursing Home Care. The cost of nursing home care in the U.S is oftentimes prohibitive and can range widely, from around $5,000 per month up to a whopping $25,000 per month. How much a nursing home charges depends on its geographic location, staffing levels, any specialty care offered and the facility's size and quality. A facility with a special wing for Alzheimer's and dementia residents, for example, may charge more for that special care.
The cost is based on the amount and type of care you need, where you receive it, and what type of medical professional provides it. You can reasonably expect to pay a minimum of $3,000 a month for a care in an assisted living center and more than $6,000 a month for care in a nursing home.or example, a policy that pays with the expense-incurred method might pay a daily nursing home benefit of up to $200, a weekly benefit of up to $1,400, or a monthly benefit of up to $6,000. If a policy covers home care, the benefit is usually a percentage of the benefit for nursing home care.