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How to Pay for Nursing Home Care. The cost of nursing home care in the U.S is oftentimes prohibitive and can range widely, from around $5,000 per month up to a whopping $25,000 per month. How much a nursing home charges depends on its geographic location, staffing levels, any specialty care offered and the facility's size and quality. A facility with a special wing for Alzheimer's and dementia residents, for example, may charge more for that special care.
Nursing homes and 24-hour skilled care at home are the most expensive types of long-term care. Because nursing homes cost so much -- thousands of dollars a month -- most people who live in them for more than 6 months cannot pay the entire bill on their own. At first, many residents pay with their own money.ong-term care involves a variety of services provided at home, in the community, and in facilities. These services include. 1  home-based care such as home health aides. 2  community-based care such as adult day care. 3  facility-based care such as assisted living and nursing homes.