Mutual Company. What is a 'Mutual Company'. A mutual company is a private company whose ownership base is made of its clients or policyholders. The defining feature of a mutual company is since its customers are also its owners, they are entitled to receive profits or income generated by the mutual company.
American Elm. Elm wood is valued for its interlocking grain and resistance to splitting, with significant uses in wheels, chair seats and coffins. The density of the wood varies due to differences between species.Elm is a ring porous wood like Oak and Ash, and has an open, coarse grain that is often very irregular and wild.he color of Elm wood can vary substantially. The sapwood is typically white or grayish white. Young American Elm trees tend to have a wide sapwood and a light brown to grayish heartwood. The sapwood darkens due to staining.
Root systems are very fibrous and shallow. compared to most trees; consequently, elms transplant. easily and are heavy feeders. The simple, alternate, often doubly toothed. leaves are yellow or yellow-green in fall except the. Chinese elm (U. Parvifolia L.) which may produce. orange-red colors.