A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
Ethnocentrism and Cultural Relativism. 1  Ethnocentrism is the principle of using oneâs own culture as a standard by which to evaluate another group or individual, leading to the view that cultures other than oneâs own are abnormal.