Universal City/Studio City station lies within the Los Angeles neighborhood of Studio City, specifically at the intersection of Lankershim Boulevard, Campo de Cahuenga and Universal Terrace Parkway.
Specified causes of loss is a common coverage that is frequently used as a cheaper alternative to comprehensive coverage in commercial auto insurance policies. Specified causes of loss offer less coverage than comprehensive coverage. For example: A specified causes of loss policy may limit coverage to Fire and Theft. In other words, the policy will specify what is covered, as opposed to 'any thing other than collision'.
Insuranceopedia explains Direct Loss. Direct loss is differentiated from consequential loss and indirect loss. The latter two refer to damages or injuries caused not by the direct action of the insured but by some other event or factor following the action of the insured. To illustrate, office furniture lost during fire is a direct loss.