A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
CULTURAL ETHNOCENTRISM. 1  Ethnocentrism is the belief that one's own culture is superior to that of other cultures. 2  It is a form of reductionism that reduces the other way of life to a distorted version of one's own. The position that the ideas, meanings, beliefs and values people learn as members of society determines human nature. 2  People are what they learn. 3  Optimistic version of cultural determinism place no limits on the abilities of human beings to do or to be whatever they want.