Jump to. Although the age-adjusted mortality from heart disease has declined in the United States, cardiovascular disease remains the No. 1 cause of death.1,2 Patients with cardiac disease generally die of one of 2 causes: sudden, unexpected cardiac death or progressive heart failure. Chronic heart failure (CHF) has become an epidemic in the United States. Implantable cardioverter-defibrillator (ICD) therapy has had a major impact on the treatment of heart failure in the United States.
A Roth IRA (Individual Retirement Arrangement) is a retirement plan under US law that is generally not taxed, provided certain conditions are met.The tax law of the United States allows a tax reduction on a limited amount of saving for retirement. Direct contributions to a Roth IRA (principal) may be withdrawn tax and penalty-free at any time. 2  Earnings may be withdrawn tax and penalty-free after 5 years if the condition of age 59Â½ (or other qualifying condition) is also met.
Opening a Roth Individual Retirement Account is an excellent way to save for the future while simultaneously taking advantage of certain tax benefits. Investors planning to open a Roth IRA can choose from multiple providers. While some providers require investors to provide a minimum deposit when they open the account, others do not. A Roth IRA is a retirement account that allows funds to grow tax-free until the holder reaches age 59 1/2. Unlike the contributions made to a traditional IRA, the contributions made to a Roth IRA are not tax deductible.