2-part mortgage insurance. Two mortgage insurance premiums are required on all FHA loans: The upfront premium is 1.75 percent of the loan amount -- $1,750 for a $100,000 loan. This upfront premium is paid when the borrower gets the loan. It can be financed as part of the loan amount.
Wendell Fertig (16 December 1900 â 24 March 1975) was an American civil engineer, in the American-administered Commonwealth of the Philippines, who organized and commanded an American-Filipino guerrilla force on the Japanese-occupied, southern Philippine island of Mindanao during World War II.
Fertilization is the fusion of haploid gametes, egg and sperm, to form the diploid zygote. Note though there can be subtle differences in the fertilization process which occurs naturally within the body or through reproductive technologies outside the body, the overall product in both cases is a diplod zygote.