MySQL provides a special form of the CONCAT function: CONCAT_WS function. The CONCAT_WS function concatenates two or more string values with a predefined separator. The following illustrates the syntax of the CONCAT_WS function: CONCAT_WS(seperator,string1,string2, ...
You can usually take 25% of your pension pot as a tax-free lump sum before you take the rest of the money. You then: 1  decide how to take the rest of your pension pot if youâre in a defined contribution pension scheme.hole pension pot as a lump sum. You can usually take a whole pension pot worth up to Â£10,000 as a lump sum - 25% is tax free.
Take care to avoid these five significant retirement penalties: IRA early withdrawal penalty. If you withdraw money from your IRA before age 59Â½, you will generally have to pay a 10 percent early withdrawal penalty in addition to income tax on the amount withdrawn.So, if you withdraw $5,000 from your IRA at age 40, youâll need to pay a $500 tax penalty.You can withdraw without penalty if itâs money you contributed yourself.â. [Read: 11 Ways to Avoid the IRA Early Withdrawal Penalty .]. 401(k) early withdrawal penalty. The age the early withdrawal penalty ends for 401(k) participants is also age 59Â½.