Deciduous forest. desiduous forest. deciduous means temporary or tending to fall off (deriving from the latin word decidere, to fall off). Thus, it refers to a forest with trees that lose their leaves each year.
A renter's commercial policy covers damages to improvements you make to your rental space and damages to the building caused by the negligence of your employees. Crime insurance covers property crimes such as theft, burglary, and robbery of money, securities, stock, and fixtures from employees and outsiders.
For other uses, see Policy (disambiguation). A policy is a deliberate system of principles to guide decisions and achieve rational outcomes. A policy is a statement of intent, and is implemented as a procedure or protocol. Policies are generally adopted by the Board of or senior governance body within an organization where as procedures or protocols would be developed and adopted by senior executive officers.