A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
It is usually only when they come into contact with people from another culture that they become aware that their patterns of behavior are not universal. The common response in all societies to other cultures is to judge them in terms of the values and customs of their own familiar culture.This is ethnocentrism.hat is more important in modern urban life are such things as the ability to drive a car, use a computer, and understand how to obtain food in a supermarket or restaurant. The regular addition and subtraction of cultural traits results in culture change. All cultures change over time--none is static.