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How to Pay for Nursing Home Care. The cost of nursing home care in the U.S is oftentimes prohibitive and can range widely, from around $5,000 per month up to a whopping $25,000 per month. How much a nursing home charges depends on its geographic location, staffing levels, any specialty care offered and the facility's size and quality. A facility with a special wing for Alzheimer's and dementia residents, for example, may charge more for that special care.
Even if Medicare doesnât cover your nursing home care, youâll still need Medicare for hospital care, doctor services, and medical supplies while youâre in the nursing home. Find out what nursing home care Medicare does cover, and how Medicare prescription drug coverage (Part D) works if you live in a nursing home or other institution. There are several other ways you can pay for nursing home care: Medicaid Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources.