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How to Pay for Nursing Home Care. The cost of nursing home care in the U.S is oftentimes prohibitive and can range widely, from around $5,000 per month up to a whopping $25,000 per month. How much a nursing home charges depends on its geographic location, staffing levels, any specialty care offered and the facility's size and quality. A facility with a special wing for Alzheimer's and dementia residents, for example, may charge more for that special care.
The interest rate payable to the resident is set by the Government at the lower social security deeming rate plus 2%. It should be noted that residents who elect to pay the bond by interest only instalments do not receive any of this back from the nursing home on exit.The reason for this is that they are basically paying the nursing home the interest the nursing home is forgoing by not holding the bond as a lump sum.urrently, the aged care facility can charge any amount of bond as long as the resident is left with at least $44,000 in assets. The maximum bond payable is dependent on the assets of the person entering the nursing home.