By Michelle Roberts Health reporter, BBC News Babies like bright colours rather than browns Growing research shows that babies as young as four months show a preference for certain colours. Dr Anna Franklin, from the Surrey Baby Lab, has studied more than 250 babies to look at which colours they prefer.
As long as you are in debt to another you are subservient to them. Now, you can pretend otherwise but its clear that the lender controls the borrower. 1  A portion of your work profits belong to the borrower. 2  You debt may be small as a percentage of your income but a portion must always go to the person who loans you money. 3  You work is never entirely your own.
When a lender wants to sell your loan to another lender, they need a Subordinated Loan Agreement to spell out the terms. Or, if you are a junior creditor who wants to tempt a senior creditor into lending to a certain borrower, a Subordinated Loan Agreement could help, for example, by promising them first dibs on repayments.