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United States. In the United States, the average health insurance cost per month is $440 for individuals and $1,100 for families, or $5,280 and $13,200 respectively per year. Much of this cost is offset by employers through an employer-sponsored group health insurance plan.n the United States, the average health insurance cost per month is $440 for individuals and $1,100 for families, or $5,280 and $13,200 respectively per year.
$961.7 billion. That's how much the federal government says Americans spent on private health insurance in 2013. The figures aren't in yet on the total health insurance expenditure for 2014, but you can expect the number to come close to the $1 trillion mark.Preliminary information is available, however, about how much Americans spent on average for health insurance in 2014.t first glance, health coverage not obtained through employers appears much more costly. According to eHealth (NASDAQ:EHTH), individuals currently pay $3,444 annually for single coverage and $8,724 for family coverage -- or $287 and $727 per month, respectively.