A credit check will be performed during the application process. Obtaining an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay it. If you are a parent borrower, the endorser cannot be the child on whose behalf you are borrowing.
Lesson Summary. Ethnocentricity is the view that one's own culture is superior to another's. Ethnocentricity promotes group cohesion and identification, but it also leads to incorrect assumptions about other groups, prejudice, racism, and stereotypes.
Making the world better, one answer at a time. An advantage of ethnocentrism is that it encourages national pride. A big problem with ethnocentrism is that it causes people to look down on other nationalities and feel superior.bove retrieved from Answers.com   â¦ Ethnocentrism is the tendency to look at the world primarily from the perspective of one's own culture. It is defined as the viewpoint that one's own group is the center of everything, against which all other groups are judged.