Attack on Pearl Harbor. On December 7, 1941, Japan launches a surprise attack on American soil at Pearl Harbor. Introduction. Just before 8 a.m. on December 7, 1941, hundreds of Japanese fighter planes attacked the American naval base at Pearl Harbor near Honolulu, Hawaii. The barrage lasted just two hours, but it was devastating: The Japanese managed to destroy nearly 20 American naval vessels, including eight enormous battleships, and more than 300 airplanes.
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways:1  Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies.ou're thinking, I have auto and homeowners insurance that covers some of these situations.. True! But, umbrella insurance insures you above and beyond the limits of those policies and covers some situations that aren't covered by the other types of policies. And rates are less than you think!
You don't have to be wealthy to need an umbrella policy-even if you don't have any assets, your wages can be garnished. An umbrella policy picks up where your auto and homeowners insurance policies leave off. It has a high deductible because the deductible is designed to be met by your other policies.Expect to pay around a few hundred dollars a year for this coverage.n umbrella policy protects your existing personal assets and future personal assets (like wages, your inheritance or that lottery you're planning to win) against the cost of losing a lawsuit over a car accident or an accident on your property.