Toy train, Kasauli. Toy train, Kalka-Dharampur-Kasauli. Best is to catch the train from Dharampur and get down at the Solan railways station to enjoy the journey, which takes about an hour or so.
Flat Fee Versus Percentage of Income. The penalty for going without health insurance involves a flat fee or a percentage of taxable income, depending on which is greater. In 2014, the tax began at $95 per adult and $47.50 per child (up to $285 for a family) or 1 percent of annual income, whichever is greater.
According to the White House, all Americans must be signed up for health insurance by March 31, 2014 in order to avoid the Affordable Care Act penalty. The original Obamacare penalty maxes out at $285, or one percent of the income, for a family of four. In 2016, the Obamacare penalty maxes at $695 per person, $2,085 for the family, or 2.5 percent of taxable income, which amounts to $173.75 per month.