A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the loan with equal monthly payments over a fixed term, just like your original mortgage. If you donât repay the loan as agreed, your lender can foreclose on your home. The amount that you can borrow usually is limited to 85 percent of the equity in your home. The actual amount of the loan also depends on your income, credit history, and the market value of your home. Ask friends and family for recommendations of lenders. Then, shop and compare terms.
This undated image released by the Atapuerca Research Team (EIA) on March 26, 2008, shows a small piece of jawbone unearthed in a cave in Spain. The jawbone is the oldest known fossil of a human ancestor in Europe and suggests the continent was peopled much earlier than previously believed, scientists say.
This is very important. We believe the worldâs oldest ever person is living here with us, and this is the only way we can really prove it.â. The oldest verified person ever was French woman Jeanne Calment, who died in 1997 at the age of 122 years, 164 days.The oldest verified man ever was Jiroemon Kimura of Japan, who died last year at the age of 116 years and 54 days. He was the 10th oldest person to have lived, the nine older all being women.his is very important. We believe the worldâs oldest ever person is living here with us, and this is the only way we can really prove it.â. The oldest verified person ever was French woman Jeanne Calment, who died in 1997 at the age of 122 years, 164 days.