The nth bit in a bitwise AND is equal to 1 if and only if the nth bit of both operands are equal to 1. For example: For this reason doing a bitwise AND between an even number and 1 will always be equal 0 because only odd numbers have their least significant bit equal to 1.
According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.
HOMEOWNERS INSURANCE EXPENDITURES. The average homeowners insurance premium rose by 5.6 percent in 2012, following a 7.7 percent increase in 2011, according to a February 2015 study by the National Association of Insurance Commissioners.The average renters insurance premium was unchanged in 2012, after rising 1.1 percent the previous year.Florida had the highest average homeowners insurance premium in 2012 ($2,084) and Idaho had the lowest ($538). The countrywide average homeowners insurance premium was $1,034 in 2012.(See tables in EXPENDITURES FOR HOMEOWNERS AND RENTERS INSURANCE section below).lorida had the highest average homeowners insurance premium in 2012 ($2,084) and Idaho had the lowest ($538). The countrywide average homeowners insurance premium was $1,034 in 2012. (See tables in EXPENDITURES FOR HOMEOWNERS AND RENTERS INSURANCE section below).