In addition to getting payments going back to your application date, you can get up to 12 months of retroactive payments for the year prior to your application date (or your protective filing date, discussed below) -- if you were disabled that long ago.
Characters will receive one specialization point at level 7 and another at level 14. Specialization points can be saved for later levels or used mid-level (the Level Up button on the stats sheet will be active if there are unspent specialization points).
All Skill paths have a daily XP cap of 1000 XP points. This means that each day you can earn up to 1000 points in each skill path (calculated from midnight to midnight SWT). All skill paths also have an overall cap, as follows: 1  Farming is capped at Level 300. 2  Crafting is capped at Level 200.ll Skill paths have a daily XP cap of 1000 XP points. This means that each day you can earn up to 1000 points in each skill path (calculated from midnight to midnight SWT). All skill paths also have an overall cap, as follows: 1  Farming is capped at Level 300. 2  Crafting is capped at Level 200.