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What is the Social Security Retirement Age? Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
Key Points. 1  Social Security eligibility depends on your birth year. 2  Reduced benefits are available at age 62. 3  The longer you wait to begin collecting, the higher your payment will be up to age 70.  Your family members may be able to receive benefits based on your record.