With Paypal the fees are on YOU the seller. Without Paypal the fees are on the buyer. But consider this. If 95+% of the people on ebay have Paypal that means only -5% DON'T! There is more interest and competition on an item when you have 95+% working with you. Hence the other -5% is not in your monitary favor.
Top-down and bottom-up design - Management and organization. 1  In the fields of management and organization, the terms top-down and bottom-up are used to describe how decisions are made and/or how change is implemented. A top-down approach is where an executive decision maker or other top person makes the decisions of how something should be done.
Tort Reform Law and Legal Definition. Tort reform has recently become a controversial issue in the legal arena. Tort reform commonly refers to laws passed on a state-by-state basis which place limits or caps on the type or amount of damages that may be awarded in personal injury lawsuits. Those who advocate tort reform argue that limitations or caps need to be placed on damages able to be recovered in lawsuits because excessive damage awards create an oppressive tax on the cost of doing business.