La Jolla, California. Every year, nearly three-quarters of the population have headaches. Of all visits to physicians and emergency rooms, a little over 1% are for headache. Sufferers from severe headaches sometimes fear they must have a brain tumor or hemorrhage. However, benign headaches can be just as intensely painful as those resulting from a malignant disease.
Tort Reform and Its Impact on Medical Malpractice Insurance. The medical malpractice insurance industry is definitely in crisis, with many insurers refusing to cover hospitals and physicians. This scarcity along with skyrocketing costs are thought to be the result of numerous professional liability claims and lawsuits.
There are two types of insurance claims: first party claims and third party claims. While a first party claim is one you file with your own insurance company, a third party claim is one you file with the insurance provider of another person or business.Most insurance holders have coverage for third parties who are injured as a result of their actions.f you weren't at fault for the accident, you should contact the insurance provider of the business, building owner, or at-fault driver. You'll probably be required to provide information about the cause of the accident and the extent of your injuries. The insurance company will then open an investigation of your claim.