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If a disability for which benefits were payable ends but recurs because of the same or related causes no more than 90 days after the end of the prior disability, it will be considered a resumption of the prior disability. Under these circumstances there is no need to satisfy another elimination period.
Stroke is the leading cause of long-term severe disability and the fourth cause of death in the U.S. Roughly 30-40% of first time strokes are cryptogenic, or due to unknown cause.