credit risk. Probability of loss from a debtor's default. In banking, credit risk is a major factor in determination of interest rate on a loan: longer the term of loan, usually higher the interest rate. Also called credit exposure.
from Wikipedia, the free encyclopedia. An endospore is a dormant, tough, non-reproductive structure produced by a small number of bacteria from the Firmicute family. The primary function of most endospores is to ensure the survival of a bacterium through periods of environmental stress. They are therefore resistant to ultraviolet and gamma radiation, desiccation, lysozyme, temperature, starvation, and chemical disinfectants.
Relevance. Rating Newest Oldest. Best Answer: An endospore is any spore that is produced within an organism usually a bacterium This is in contrast to exospore s which are rather produced by growth or budding The primary function of most endospores is to ensure the survival of a colony.st. Source(s): http://experts.about.com/e/e/en/Endospor...elevance. Rating Newest Oldest. Best Answer: An endospore is any spore that is produced within an organism usually a bacterium This is in contrast to exospore s which are rather produced by growth or budding The primary function of most endospores is to ensure the survival of a colony.