Tip: Lists (like this one) are one way to impose a structure on a speech. 4. Be concise. It is said that Woodrow Wilson once gave the following reply to a speaking request: âIf youâd like me to speak for five minutes, Iâll need a month to prepare. If youâd like me to speak for 20 minutes, Iâll need two weeks.
This worksheet is an introduction to budgeting. To create a budget you need to understand both your income and your expenses. Here, fixed and variable expenses are explained and practiced. A first step to understanding budgeting is to understand your expenses. There are two main types of expenses, fixed expenses and variable expenses. Fixed expenses tend to be about the same each month, for example rent. Variable expenses tend to fluctuate each month, such as clothing.
Operating expenses fall into two categories: fixed and variable. Your fixed expenses are the same from month to month regardless of whether you are seeing patients or not. Your variable expenses change from month to month based on the volume of business you do and what is needed to support that volume of business. Purchases that fall under the operating expense category are less than a pre-determined amount â maybe less than $500 in a practice or less than $1000 in a hospital.