With Paypal the fees are on YOU the seller. Without Paypal the fees are on the buyer. But consider this. If 95+% of the people on ebay have Paypal that means only -5% DON'T! There is more interest and competition on an item when you have 95+% working with you. Hence the other -5% is not in your monitary favor.
Top-down and bottom-up design - Management and organization. 1  In the fields of management and organization, the terms top-down and bottom-up are used to describe how decisions are made and/or how change is implemented. A top-down approach is where an executive decision maker or other top person makes the decisions of how something should be done.
The common law way of thinking explains how law can adapt in an orderly way to social transformation, while preserving a presumption in favor of tradition and thus, given our traditions, usually in favor of liberty: Precedent ordinarily rules unless a strong case can be made that something genuinely new is presented, and even then the attempt is made, by analogy, to assimilate the new to the settled.