California Residential Lease Agreement. This residential lease agreement is by far the most popular form of type of rental contract in the state of California. The agreement is structured around a one (1) year agreement, in which the tenant is legally bound to pay a monthly rent usually on the first (1st).
Point of Service (POS) Plans. A type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the planâs network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist.
The Summary Plan Description, or SPD, is the main vehicle for communicating plan rights and obligations to participants and beneficiaries. As the name suggests, it is a summary of the material provisions of the plan document, and it should be understandable to the average participant of the employer.rap SPD Document Requirements: Group insurance Certificates of Insurance are typically not SPDs because they do not contain all of the language required by ERISA. An employer must prepare an ERISA wrapper to supplement the Certificate of Insurance.