The nth bit in a bitwise AND is equal to 1 if and only if the nth bit of both operands are equal to 1. For example: For this reason doing a bitwise AND between an even number and 1 will always be equal 0 because only odd numbers have their least significant bit equal to 1.
According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.
At $649 a year, the average cost of North Carolina home insurance is well below the national average of $804; with Virginia's average of $662, Tennessee's $706, and South Carolina's $851, Tar Heels even have lower rates than their immediate neighbors.