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Defective mortgages are the source of numerous title claims. A mortgage may. be legally ineffective for a variety of reasons. The propertyâs legal description may be. missing or incorrect. Maybe the mortgage lacks an affidavit required by state law. Perhaps only one spouse has signed the mortgage even though they are joint owners. Whatever the reason, a defective mortgage can cause big headaches for title. insurers, lenders and their counsel.
For purposes of this section, aduplicate copy of an affidavit of registration shall be deemed anoriginal.2203. (a) Cancellation is made by writing or stamping on theaffidavit of registration the word canceled, the reason theaffidavit was canceled, and the date of cancellation.