While melasma sometimes clears up on its own, especially if it was caused by pregnancy or taking oral contraceptives, there are several things your doctor can do to help the condition. He or she may prescribe a topical medication to help lighten the darkened patches of skin.
Room and board are not deductible. The reason the Tuition and Fees are only on the 1098T is that only tuition and fees are deductible. Whether or not you can get the correct answer depends on......you. (ie.
Deductible. A deductible is a minimum amount which must be paid out of pocket before the insurance kicks in. So for example, if the deductible on a plan is $100, the individual would have to pay the first $100 out of pocket before the insurance would cut down any additional costs. The second consideration is the co-pay. After the deductible is met, the insurance will cover a portion of the bill, and then the patient is responsible for paying the remainder of that bill. The patientâs portion of the final bill is called the co-pay.