While a loan is a liability for the borrower, it is an asset for the bank, for the lender. This asset includes loans to consumers (home loans, personal loans, automobile loans, credit card loans) and businesses (real estate development loans, capital investment loans). Reserves: The third asset category is reserves.
An Individual Taxpayer Identification Number (ITIN) is a United States tax processing number issued by the Internal Revenue Service. It is a nine-digit number that begins with the number 9 and generally has a range of 70 to 99 (excluding 89 and 93) in the fourth and fifth digit, example 9XX-70-XXXX or 9XX-99-XXXX.
An ITIN (Individual Taxpayer Identification Number, sometimes called a PIN, Tax ID or Taxpayer ID) will serve as your identification number for filing your tax returns. If you do not qualify for an SSN, you will need to apply for an ITIN. Here's what else your ITIN does: 1  It allows you to get a refund from your income withheld by the IRS, if you qualify. 2  It allows you to file your taxes and claim dependents you support in the U.S., Mexico or Canada. 3  It may allow you to open a bank account or apply for a mortgage loan.