Cold Brew Common Mistakes *You* Would Never Make. 1  1. Using the *Good* Beans. 2  2. Grinding the Beans Too Fine. 3  3. Using the Wrong Ratio.  4. Freaking Out about the Water 1  Temperature. 5. Not Diluting the Concentrate.  6. Storing it Too Long in the 1  Fridge. Keep the caffeine train going with these iced coffee  hacks.
A company can improve its return on equity in a number of ways, but here are the five most common. 1. Use more financial leverage. Companies can finance themselves with debt and equity capital. By increasing the amount of debt capital relative to its equity capital, a company can increase its return on equity. We'll use a (fictional) lemonade stand as an example for how the use of debt can increase a company's return on equity.
Some home equity loans also have a maintenance fee. Points are sometimes paid on a home equity loan to lower the interest rate. One point is equal to 1 percent of your loan amount. For example, if you pay 1 point on a $200,000 loan, it would cost you $2,000 at closing. Shopping around with several lenders and asking them to reduce your interest rate, your points or their fee can save hundreds or even thousands of dollars on your home equity loan.