credit risk. Probability of loss from a debtor's default. In banking, credit risk is a major factor in determination of interest rate on a loan: longer the term of loan, usually higher the interest rate. Also called credit exposure.
from Wikipedia, the free encyclopedia. An endospore is a dormant, tough, non-reproductive structure produced by a small number of bacteria from the Firmicute family. The primary function of most endospores is to ensure the survival of a bacterium through periods of environmental stress. They are therefore resistant to ultraviolet and gamma radiation, desiccation, lysozyme, temperature, starvation, and chemical disinfectants.
This kind of mycorrhizae is confined to the cells of the root system; causing internal infections of the cortex of root and rhizome of the plants. The most important role of the fungus of endomycorrhizae is the disintegration of soil particles and absorption and transport of released particles in to the plants. The formation of endomycorrhizae does not alter the the morphology of the root system.