With Paypal the fees are on YOU the seller. Without Paypal the fees are on the buyer. But consider this. If 95+% of the people on ebay have Paypal that means only -5% DON'T! There is more interest and competition on an item when you have 95+% working with you. Hence the other -5% is not in your monitary favor.
Top-down and bottom-up design - Management and organization. 1  In the fields of management and organization, the terms top-down and bottom-up are used to describe how decisions are made and/or how change is implemented. A top-down approach is where an executive decision maker or other top person makes the decisions of how something should be done.
Bottom-up budgeting is a common alternative to the traditional top-down approach. In this more modern strategy, employees in department or business units formulate budgets and present them to division or company leaders.