The Upanishads state that Om is the primordial or the 'first' sound of the universe generated by the cosmic vibration that resulted in all creation (think Big Bang). It is the supreme absolute and runs through the prana.
When you recharacterize contributions, money goes from one IRA to another IRA as if you contributed to the other IRA in the first place. When you recharacterize a conversion, money goes from your Roth IRA back to a Traditional IRA, as if you didnât convert it.hen you recharacterize contributions, money goes from one IRA to another IRA as if you contributed to the other IRA in the first place. When you recharacterize a conversion, money goes from your Roth IRA back to a Traditional IRA, as if you didnât convert it.
1 Traditional IRA aggregation rule: If you have made nondeductible contributions to your traditional IRA in the past (hopefully, recorded on IRS Form 8606), you can't pick and choose which portion of the traditional IRA money you want to convert to a Roth. Roth IRA: With a Roth, contributions are not tax-deductible, but earnings can be withdrawn income-tax-free if you're at least 59Â½ and have had the Roth at least five years.