The nth bit in a bitwise AND is equal to 1 if and only if the nth bit of both operands are equal to 1. For example: For this reason doing a bitwise AND between an even number and 1 will always be equal 0 because only odd numbers have their least significant bit equal to 1.
According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.
According to a January 2015 study by the National Association of Insurance Commissioners (NAIC), the average homeowners insurance premium across the United States in 2012 (the most recent complete annual data available) was $1,034.That was up 5.7% from 2011, when the increase nationwide was 7.6%.ot surprisingly, Florida had the highest average homeowners insurance premium in 2012 ($2,084). Idaho had the lowest ($538). In general, real estate values and construction costs tend to be higher in areas with higher populations.