The nth bit in a bitwise AND is equal to 1 if and only if the nth bit of both operands are equal to 1. For example: For this reason doing a bitwise AND between an even number and 1 will always be equal 0 because only odd numbers have their least significant bit equal to 1.
According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.
The median cost in the Southeast for a second or vacation home is estimated at $ 1,800 annually or $150 per month. Homeowner Insurance Costs: In 2007, the National Association of Insurance Commissions 2007 reported average homeowner insurance premiums in the Southeast: 1  Florida $ 1,534 annually or $127 per month.