La Jolla, California. Every year, nearly three-quarters of the population have headaches. Of all visits to physicians and emergency rooms, a little over 1% are for headache. Sufferers from severe headaches sometimes fear they must have a brain tumor or hemorrhage. However, benign headaches can be just as intensely painful as those resulting from a malignant disease.
Tort Reform and Its Impact on Medical Malpractice Insurance. The medical malpractice insurance industry is definitely in crisis, with many insurers refusing to cover hospitals and physicians. This scarcity along with skyrocketing costs are thought to be the result of numerous professional liability claims and lawsuits.
Mini-tort coverage usually applies when the not at-fault vehicle does not have broad or limited collision as part of their insurance coverage. Broad collision is a type of collision coverage. Under broad collision, if you are more than 50% at fault for causing an accident, your insurance company pays the repair work minus a deductible.