In a debt collection case, the judgment is a court's decision that you owe a specific sum of money. Armed with the judgment, the holder of the debt, called a judgment creditor, can take legal steps to seize the amount.
The knowledge of wind engineering is used to analyze and design all high rise buildings, cable suspension bridges and cable-stayed bridges, electricity transmission towers and telecommunication towers and all other types of towers and chimneys. The wind load is the dominant load in the analysis of many tall buildings. So wind engineering is essential for the analysis and design of tall buildings. Again, wind load is a dominant load in the analysis and design of all long-span cable bridges. Hurricane engineering.
A load for a mutual fund is an upfront fee you pay. Think of it as a sales commission. Because you have already paid your fees, the fund does not have to take those fees out of assets. Therefore, when it figures its net asset value each day, it does not count fees as expenses.