The nth bit in a bitwise AND is equal to 1 if and only if the nth bit of both operands are equal to 1. For example: For this reason doing a bitwise AND between an even number and 1 will always be equal 0 because only odd numbers have their least significant bit equal to 1.
According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.
On average, the national cost in 2017 is $393/month for single coverage. While the cost of individual health insurance has increased by 99 percent for single coverage since 2013 (and 140 percent for family coverage), individual health insurance remains more affordable on average than group coverage through a company.