While a protocol as a whole, may be comprised of more than one header type that it uses for communication purposes to exchange information such as state and transmit application specific data. This is the reason why sometimes a protocol is described as a protocol suite.
Since January 1, 2006, U.S. employers have been allowed to amend their 401(k) plan document to allow employees to elect Roth IRA type tax treatment for a portion or all of their retirement plan contributions. The same change in law allowed Roth IRA type contributions to 403(b) retirement plans. Employees can roll their Roth 401(k) contributions over to a Roth IRA account upon termination of employment. 2  It is the employer's decision whether to provide access to the Roth 401(k) in addition to the traditional 401(k).
Matching 401K or 403b contributions made by your employer are NOT counted toward your annual 401k contribution limits (elective deferrals), $17,500 in 2014. Even if you contribute the maximum amount each year, your employerâs matching contributions are in addition to these 401k limits.or those over 50, SIMPLE IRA or SIMPLE 401(k) plans may permit catch-up contributions up to $2,500. This is above the standard $11,500 contribution limit for SIMPLE IRA plans. You can also make catch-up contributions of up to $1,000 to your Traditional or Roth IRA.