Tip: Lists (like this one) are one way to impose a structure on a speech. 4. Be concise. It is said that Woodrow Wilson once gave the following reply to a speaking request: âIf youâd like me to speak for five minutes, Iâll need a month to prepare. If youâd like me to speak for 20 minutes, Iâll need two weeks.
This worksheet is an introduction to budgeting. To create a budget you need to understand both your income and your expenses. Here, fixed and variable expenses are explained and practiced. A first step to understanding budgeting is to understand your expenses. There are two main types of expenses, fixed expenses and variable expenses. Fixed expenses tend to be about the same each month, for example rent. Variable expenses tend to fluctuate each month, such as clothing.
You must make a new budget for each month. Every time that calendar flips, there are new. birthdays, holidays, insurance bills, tax refunds (weâll. talk about that later), gas bills, proms and so on. There is no such thing as a âperfectâ budget that. works the same way every month. If you want to win with money, youâve got to do the details. Every month. So letâs get started. How To Make a Budget