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What is the Social Security Retirement Age? Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
Maximum benefit. Your maximum Social Security benefit depends on the age that you retire. For someone who reaches their full retirement age in 2015, the maximum monthly benefit is $2,663.aximum benefit. Your maximum Social Security benefit depends on the age that you retire. For someone who reaches their full retirement age in 2015, the maximum monthly benefit is $2,663.