The disadvantage is that not everybody will be able to afford a second insurance policy and can be left cash strapped with large losses and from damages that cannot be recovered. Deductible vs Excess. There are a number of differences between a deductible and excess insurance policy. A deductible is the amount that must be borne by the insured before the insurance company will pay out the remaining amount of the claim.
MetroPlus was founded in 1985. MetroPlus's Headquarters are located at 160 Water Street, 3rd Floor, New York, New York, USA 10038. MetroPlus's President & CEO, Arnold Saperstein, currently has an approval rating of 83%.
Metro PCS began in 1994 as General Wireless, Inc. The company was founded by current CEO, Roger Linquist and Malcolm Lorang. In 1998, MetroPCS filed Chapter 11 bankruptcy and emerged from bankruptcy in 1998. In 2004, MetroPCS Communications began a subsidiary of Metro PCS as part of their restructing.