Insurance actuaries consider waiver of premium (WOP) a neglected liability â a supplemental benefit rider that has yet to be fully evaluated for risk exposure or cost containment, unknowingly costing individual and group life insurance carriers billions in liability every year.
Best Answer: born. i know there is no such age to buy condoms in the us but im not sure about england. im sure its the same. i dont think they should be able to keep you from safe sex. you might get weird stares though. emilyelisabeth.
There is no real age you need to be to buy a cell phone by itself. However to activate the phone with service from a cell phone carrier, you need to sign a contract whic â¦ h in most cases requires you to be 18 years old. 28 people found this useful.