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If a disability for which benefits were payable ends but recurs because of the same or related causes no more than 90 days after the end of the prior disability, it will be considered a resumption of the prior disability. Under these circumstances there is no need to satisfy another elimination period.
More than 13 percent of noninstitutionalized adults have some sort of physical disability. The most common physical disabilities are trouble hearing, moving around or doing day-to-day tasks like getting dressed. About 70 percent of noninstitutionalized adults with physical disabilities are over age 60. Another type of disability is learning disability, a term used to describe a range of academic difficulties. Dyslexia, a reading disability, is one example.