The disadvantage is that not everybody will be able to afford a second insurance policy and can be left cash strapped with large losses and from damages that cannot be recovered. Deductible vs Excess. There are a number of differences between a deductible and excess insurance policy. A deductible is the amount that must be borne by the insured before the insurance company will pay out the remaining amount of the claim.
MetroPlus was founded in 1985. MetroPlus's Headquarters are located at 160 Water Street, 3rd Floor, New York, New York, USA 10038. MetroPlus's President & CEO, Arnold Saperstein, currently has an approval rating of 83%.
A Quarter Century of Integrity, Excellence and Experience. Crocus Hill Electric is a locally owned and operated company serving the Twin Cities of Minneapolis and Saint Paul since 1977. Our professionalism and attention to detail is unsurpassed in our industry.