There are more than 40,000 varieties of cultivated rice (the grass species Oryza sativa) said to exist. But the exact figure is uncertain. Over 90,000 samples of cultivated rice and wild species are stored at the International Rice Gene Bank and these are used by researchers all over the world.
Having implemented new-age CRM strategies into the working processes, an insurance company provides its agents and customers with flexible communication tools. CRM for insurance firms helps better attract and retain clients, providing them with customer-driven service that involves a 360 degree view of the client.
Consumer driven health plans defined.    .   . Traditional health insurance plans require you to pay a pre-determined amount in yearly premiums. But what if the amount of medical care you used that year was actually LESS than the amount of premiums you paid? It would have been cheaper if you had just covered the medical expenses yourself. A consumer driven health plan, or CDHP, allows you to do just that. Hereâs how it works: Instead of paying high insurance premiums, such as under traditional plans, you agree to pay for routine medical expenses yourself. You cover these expenses through your own tax-free medical savings account.