That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
APRSdroid is an APRS application for Amateur Radio (HAM) operators. It allows reporting your position as well as sending and receiving messages. It also conveniently displays nearby stations as a list or on a map. Feel free to contact the author via e-mail with any issues you might encounter.