The challenge forthe early 1990s is how to interpret these trends and what they portendfor the future of the HMO industry and the role HMOs play in the U.S.health care system.
And just a word of caution, if you are applying for passports for the very first time, give yourself an ample window by which to have everything in order and over to Disney Cruise Line for verification. They will ask you for you passport number 75 days prior to your cruise departure date.
If you're planning to cruise in the spring, you will not need a passport -- unless you must fly to Vancouver to meet the ship (passports are required for travel by air to Canada). Several small cruise lines (Cruise West, Majestic America, American Safari) have US registry and are able to cruise only in Alaska.