Save Reply. 1. Re: October weather-what to pack. 17 September 2011, 13:00. We bring a bathing suit but don't expect to use it, and usually can't. It is unlikely it will be hot during the day, but it will be cool in the evening, so make sure to bring at least a light jacket. With the jacket you probably won't need a sweatshirt.
A lender's policy lasts until the mortgage is paid in full. An owner's policy remains in force as long as you or your heirs have an interest in the property.If challenges to title arise after the property has passed to your heirs, the title insurance company would defend the title for them as it would for you. lender's policy lasts until the mortgage is paid in full. An owner's policy remains in force as long as you or your heirs have an interest in the property.
1 Title insurance differs from other forms of insurance in two ways. 2  First, it is a one-time premium, rather than one that is paid regularly. 3  Secondly, while most insurance -- such as car or life insurance -- covers potential future events, title insurance provides protection against undiscovered past events. Title insurance would enable the buyer and the lender to prove in court that they own the property outright. 2  The claims rate for title insurance is low, at about 4%. 3  That's because part of title insurance companies' duties is to conduct public record research before the policy is set to catch any problems.