Post 54. Co-signing and being a guarantor are two different things. Every co-signer is a guarantor, but not every guarantor is a co-signer. If you pledge to repay a debt of another without the possibility of personal return, then you are the co-signer.
About 6,000 babies with Down syndrome are born in the United States every year, and the national population of people with DS is estimated to be 400,000. Babies with DS and typically developing infants are more alike than they are different.
This from the National Down Syndrome Society (http://www.ndss.org): Maternal age is the only factor that has been linked to an increased chance of having a baby with Down syndrome resulting from nondisjunction. A 35-year-old woman has a one in 350 chance of conceiving a child with Down syndrome. By age 45, the incidence has increased to one in 30. However, because younger women have higher fertility rates, 80 percent of babies with Down syndrome are born to women under the age of 35.