A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
What Bert Has To Say About Phoenix-Mesa-Scottsdale Metro Area. Originally a resort city, Phoenix has grown phenomenally in the past 40 years into a full-scale urban center- largely made possible by the advent of air-conditioning. The Phoenix metropolitan area covers over 1,000 square miles.