Learn all about hyperphosphatemia, when levels of phosphate in the blood are too high. We examine the symptoms, causes, and treatment options.
IRAs cannot be enabled for margin trading, which prevents you from using certain options strategies. For example, if you sell short puts, they must be completely cash-secured. Otherwise this strategy is not permitted in an IRA. Short put positions have a limited profit potential with a substantial amount of risk.
So, if your income is too high to make a Roth contribution, you can put money in an after-tax traditional IRA instead. The earnings on those contributions can grow tax-deferred, and you will pay taxes only on the investment growth -- not the contribution -- when you take a distribution.