A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
Surprise is northwest of Phoenix. In fact, it's even northwest of Glendale, Peoria and El Mirage, all of which are known for being far west suburbs of the Phoenix metropolitan area. In 2000, the city had a mere 30,000 or so people; by 2010, that somehow skyrocketed to about 117,000 residents.