Cottage cheese is rich in protein, vitamins, and minerals like calcium, which are important nutrients for continued good health. However, the sodium in cottage cheese might work against the benefits. As with anything, moderation is key. Basic Report: 01015, Cheese, cottage, lowfat, 2% milkfat.
Long-term disability insurance: What happens if your short-term disability coverage runs out and youâre still out of work? In that case, youâd turn to long-term disability, which typically kicks in after youâve been out of work for an extended period of time, such as 180 days. But long-term disability policies are quite different from their short-term peers. In particular, long-term policies typically cover only about 60% of your salary.
A typical waiting period for short-term disability benefits is 15 days, but may be shorter or longer, depending upon an employerâs sick leave plan. Waiting periods for long-term disability plans usually start 30 to 180 days after the disability occurs. Itâs best to coordinate coverage so that once any sick pay and short-term disability benefits have been exhausted, long-term disability benefits start immediately.