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Opening and managing an investment account can be intimidating for a lot of people, but what if a simple smartphone app could take care of it all for you? Acorns, a eight-month old smartphone app built for exactly that purpose, said Wednesday that it had raised $23 million in additional funding. Acornsâ app was designed to help people, especially first-time investors, get started in investing with small automated investments into a portfolio of exchange-traded funds, or ETFs, that the company selects and balances.
No Retirement Accounts â Unfortunately, Acorns does not have the option to put your savings into a traditional or Roth IRA account. 1  All investing is taxable. 2  Only for Boosting. Your Savings â Acorns savings amounts arenât really suited to save the 5% to 20% annually you need to put toward retirement or larger goals.