But any mailing that tells you to call a company and pay money to get your loans forgiven is a waste. It's not exactly as scam. But they're charging you to sign you up for income based repayment plans that you already qualify for. Call your servicer and/or read the links in the sidebar for more details.
You don't have to reject any prospective tenants outright or cite reasons for doing so. Be careful if you choose to give reasons for denying tenant applications (we don't recommend doing it at all) - Never quote illegal reasons such as race, color, religion, sex and nationality.
Properties that have no rent stabilization will usually be fairly straightforward. The landlord must first formally give 30 days of notice to the tenant. If the tenant does not leave, then the landlord must serve the tenant with a Notice of Petition for eviction. A court date may then be set for 5-12 days after the date of service. At the court hearing, the judge may set a date by which the tenant must vacate the premises.