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Returned Payment Fee. There are times when a payment will not go through because there are not sufficient funds for a check or online transaction. Because this means that a financial organization will have to go through additional paperwork and manpower, they often charge a returned payment fee. The amount of this fee will depend upon the organization and its guidelines. Click for the full glossary of credit card terms.
Deferred Payment Loan: A loan which allows the borrower to defer all the monthly principal and interest payments until the maturity date of the promissory note, at which time the outstanding principal loan balance and all accrued interest is due and payable. Downpayment: The difference between the purchase price of real estate and the loan amount