For other uses, see HMO (disambiguation). In the United States a health maintenance organization (HMO) is a medical insurance group that provides health services for a fixed annual fee.
NCAA Division I. Main logo used by the NCAA in Divisions I, II, and III. Division I (D-I) is the highest level of intercollegiate athletics sanctioned by the National Collegiate Athletic Association (NCAA) in the United States.
In August 1973, the current three-division setup of Division I, Division II, and Division III was adopted by the NCAA membership in a special convention. Under NCAA rules, Division I and Division II schools can offer scholarships to athletes for playing a sport.