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What is Garagekeepers Liability? Service stations, garages and other businesses that run towing services, or services where they take custody of a vehicle, must be particularly conscious about liability. As such, they are accountable for their customersâ cars, during the course of their everyday work.
Damage to your own property is a common exclusion under the property damage section of most policies; you canât file a claim against yourself. Comprehensive covers losses like glass breakage, falling objects, fire or vandalism -- but only the damage to your car, which wouldn't cover your garage door.our policy has a property damage section, but thatâs normally liability coverage that only covers you if your car damages someone elseâs property -- which would be the case if you hit someone else's garage door.