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Third number: Property damage liability maximum for one accident. For example, if you live in California, the minimum liability limits are $15,000 for injury liability for one person, $30,000 for all injuries and $5,000 for property damage in an accident. State by state insurance minimum requirements in thousands2: Alaska: 50/100/25. Alabama: 25/50/25.
When you're reviewing the liability coverage options of your auto insurance policy, you will notice different limits: Property damage liability limit. This is the maximum amount your insurer would pay for damage to another party's property. The maximum payout would not exceed the limit you've set. Bodily injury liability limit per person injured.