Within the ocean, coral reefs are a second type of marine biome. Estuaries, coastal areas where salt water and fresh water mix, form a third unique marine biome. The ocean is categorized by several zones ([link]).stuaries are biomes that occur where a river, a source of fresh water, meets the ocean. Therefore, both fresh water and salt water are found in the same vicinity; mixing results in a diluted (brackish) salt water.
WORK HEALTH AND SAFETY POLICY. Goals. This policy: shows the commitment of (your business name)âs management and workers to health and safety. aims to remove or reduce the risks to the health, safety and welfare of all workers, contractors and visitors, and anyone else who may be affected by our business operations. aims to ensure all work activities are done safely.
In past articles, we have discussed the idea that a Business Ownerâs Insurance Policy or BOPs may be a good starting point for your new or small business. BOPs can cover many risks associated with a business while keeping the premium you pay in balance with a small business. A business ownerâs insurance policy is generally quite inclusive. It is important for you as a business owner to review the specific coverage in detail with your licensed insurance professional. More important however, is a review of the exclusions. You need to know what is not covered as well as what is.