A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
The largest cities proper are Glendale, with a 2002 estimated population of 230,564; Scottsdale, 215,779; and Tempe, 159,508. More than half the state's population resides in Maricopa County, which includes every leading city except Tucson. Phoenix was the nation's sixth-largest city in 2002.