Cottage cheese is rich in protein, vitamins, and minerals like calcium, which are important nutrients for continued good health. However, the sodium in cottage cheese might work against the benefits. As with anything, moderation is key. Basic Report: 01015, Cheese, cottage, lowfat, 2% milkfat.
Long-term disability insurance: What happens if your short-term disability coverage runs out and youâre still out of work? In that case, youâd turn to long-term disability, which typically kicks in after youâve been out of work for an extended period of time, such as 180 days. But long-term disability policies are quite different from their short-term peers. In particular, long-term policies typically cover only about 60% of your salary.
A disability can strip you of your ability to make a living. While some people can tap into their savings to get by without working for a few months, few people can afford to stop working altogether for a longer period of time. That's where long-term disability insurance can help.Long-term disability policies provide you with income for an extended period.ome policies pay out as long as you are disabled until age 65. The average annual premium for a new group long-term disability policy in 2013 was $226 per person, according to Gen Reâs â2013 U.S. Group Disability and Group Term Life Market Survey.â.