Take advantage of cooler weather to grow a spring garden in the fall. Broccoli, kale, spinach, lettuce, and other early spring crops grow well in the cooler weather of fall, and youâll like the benefits: fewer insects, less sweat, a sweet flavor brought on by frost, and an extended harvest season in milder climates. The farther south you live, the longer the life of your fall garden.
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
Launch Calculator. Salary exchange is a way of making pension contributions that could allow both employers and employees to save money. 1  An employee agrees to give up part of their salary or bonus in exchange for a pension payment paid by their employer.2  Employers pay lower NICs as a result of paying their employees a reduced salary.alary exchange offers a way to set up pension payments that can allow both employers and their employees to make a saving. Throughout these pages youâll find a series of tools designed to help you introduce the concept to your clients, along with all the information you need to help them make an informed decision.