Nurse practitioners (NPs) work in a variety of settings. So do physician assistants (PAs). They can both be found in hospitals and clinics, from rural to urban practices. PAs care for a variety of conditions.So do NPs.tudents are taught by other NPs, according to the AANP. Like PAs, NPs can practice in a variety of specialty areas. In the end, both NPs and PAs are licensed and accredited by exam. NPs and PAs practice in all 50 states and Washington, D.C., though practice is regulated state-to-state.
Credit scores can range anywhere from 300 to 850, 550 is considered very negative, while 750 is exceptional. Anything below 629 is considered bad credit. However, fair credit, 630 to 689, may also require a cosigner.
Keep in mind that the cosigner or cosigners will become responsible for your loan payments if you do not make your payments on time. Getting First Time Auto Loans. If you are serious about securing a first time car loan, you should try to raise your own credit and to work with a cosigner.owever, if you default on payments, your cosigner will be liable. Therefore, it's highly recommended that you avoid using a cosigner if at all possible. Income Requirements. Almost all lenders of first time car loans set a minimum monthly income requirement at $1,600 as a requirement for not needing a cosigner.