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President, Newbury Inc., Evansville, Indiana. With simplified issue life insurance you get your approval right when you do the application with many companies. This is the type of whole-life insurance that many seniors over age 50 purchase on amounts of $25,000 or less.o one to two months would be average for fully-underwritten life insurance. And for simplified issue it could be right within the meeting with your insurance agent. The more extensive underwriting will usually get you a better rate per thousand if you are healthy and buying more than $25,000 of coverage.
This Site Might Help You. How long does it take to process a life insurance claim? My two siblings and I are the beneficiaries of a fairly large life insurance policy. While I feel guilty asking this question, I still would like to know an estimation as to how long it will take to receive the money.