When a Visa is Needed. According to the U.S. Department of State, U.S. citizens visiting Spain for longer than 90 days need to apply for a visa. Travelers planning to study at a university or work during their stay in the Spain also must apply for a visa, even if the visit is shorter than 90 days.
This means that if you have one of these cards, it is Synchrony Bank that is extending you credit and it is Synchrony you will be dealing with in the future, not the company whose name is on the front of the card. Synchrony Bank credit cards include: 1  ABC Warehouse Credit Card. 2  Abt Electronics Credit Card.
I have several credit cards with Synchrony bank and ---each month there is a 25.00 service fee attached to the new statemant. One time with one card I made the payment after 5pm on the due date--and was charged a late fee of 25.00. have had a Gap Visa Credit card for nearly 9 years. The service was wonderful until Synchrony Bank took over the accounts. They have frozen my card 5 times in the last 2 weeks without the only explanation being that the card is being used a lot.