Two-part mortgage insurance. Two mortgage insurance premiums are required on all FHA loans: The upfront premium is 1.75 percent of the loan amount -- $1,750 for a $100,000 loan. This upfront premium is paid when the borrower gets the loan. It can be financed as part of the loan amount.
What is cubic zirconia (CZ)? Cubic zirconia (also known as CZ) is similar to a diamond with its brilliance and crystal clarity, but it is a synthesized (man-made) crystalline material that is colorless, hard, and flawless. It looks so much like a diamond, it is an affordable alternative to diamonds.
Shine bright like a diamond in the best possible way with high quality cubic zirconia. You're here for a reason and that's to save on jewelry.Diamonds are expensive and not everyone can afford to splurge on jewelry especially when there are so many other things us women get caught up in.Z is about 75% heavier than diamond. As such, a CZ's size is referred to in carats only as in comparison to diamonds. CZs are more accurately measured in millimeters, referring to the diameter. (A 6.5 mm cubic zirconia is equal in size to a one-carat diamond and actually weighs about 1.75 carats.).