Therefore, the aggregate demand curve must slope downwards for different reasons. In fact, there are three reasons why the aggregate demand curve exhibits this pattern: the wealth effect, the interest-rate effect, and the exchange-rate effect.
The average IVF cost is $12,000, but it can be as much as $15,000 or may be as low as $10,000. It's rarely lower than that. These prices are for one cycle of IVF. One study asked couples at a fertility clinic to track all their out-of-pocket expenses over a period of 18 months.
Cost of IVF in California with Insurance. The average cost of In Vitro Fertilization in California will be much lower with insurance, than without. Nothing lowers your out-of-pocket expenses like having a third party pay for some or all of your treatments.ome couples spend very little, while others break the bank trying to get pregnant. The average per cycle cost of IVF in California is $12,400. However, many couples need more than one cycle to conceive, and others find help paying for out-of-pocket expenses. 1  Total costs with insurance coverage.