A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
Phoenix occupies a total of 516.7 square miles and is home to 1,445,632 according to the most-recent census figures from 2010. In addition to being the 10th largest city in the U.S. Phoenix is the largest city in Arizona and also serves as the stateâs capital. Phoenix also holds the title as the 6th most populous city in the United States.