A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
Much of that growth has come in the past 40 years -- in 1970 there were less than two million people in Arizona. The population of Arizona is concentrated around Phoenix, the state capital, and Tucson, its second largest city. The largest county in Arizona by population is Maricopa County, which is home to 4.1 million of the state's 6.9 million people.