Therefore, the aggregate demand curve must slope downwards for different reasons. In fact, there are three reasons why the aggregate demand curve exhibits this pattern: the wealth effect, the interest-rate effect, and the exchange-rate effect.
The average IVF cost is $12,000, but it can be as much as $15,000 or may be as low as $10,000. It's rarely lower than that. These prices are for one cycle of IVF. One study asked couples at a fertility clinic to track all their out-of-pocket expenses over a period of 18 months.
In-vitro fertilization in Canada costs around $8000 per cycle. However, the provinces of Ontario and Quebec have recently started covering IVF on government health insurance, so residents of the two provinces can have up to three cycles done for free with a Doctor recommendation.