That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
1 Like an interest rate, the APR is expressed as a percentage. 2  Unlike an interest rate, however, it includes other charges or fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) to reflect the total cost of the loan. The interest rate does not include fees charged for the loan. 2  The APR is the annual cost of a loan to a borrower -- including fees. 3  Like an interest rate, the APR is expressed as a percentage.