Apart from the big four, there are a number of smaller cruise lines. For example, FredOlsen Cruises Ltd., operates four ships with a capacity of 3,800 passengers. It is owned by the Norwegian-based Fred Olsen Group.
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Annual fees on charge cards, rewards cards and airline miles credit cards. Card companies usually charge balance transfer and cash advance fees. Purchases made outside the U.S. may incur a charge for foreign currency conversion fee. There may also be a fee if you request additional copies of a monthly statement. American Express (R) Card Members should refer to their Cardmember Agreement for more information on fees and penalties.