A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
Maricopa County is the central county of the Phoenix-Mesa-Glendale, AZ Metropolitan Statistical Area. The population explosion is evident in a 2007 Forbes study which ranked four of Maricopa County's municipalities in the top ten fastest-growing cities in the nation. Those included Buckeye as the second-fastest-growing city, Surprise and Goodyear as 3rd and 4th, and Avondale as 9th.