Post 54. Co-signing and being a guarantor are two different things. Every co-signer is a guarantor, but not every guarantor is a co-signer. If you pledge to repay a debt of another without the possibility of personal return, then you are the co-signer.
About 6,000 babies with Down syndrome are born in the United States every year, and the national population of people with DS is estimated to be 400,000. Babies with DS and typically developing infants are more alike than they are different.
Maternal age is the only factor that has been linked to an increased chance of having a baby with Down syndrome resulting from nondisjunction or mosaicism. However, due to higher birth rates in younger women, 80% of children with Down syndrome are born to women under 35 years of age. 35 year old woman has about a one in 350 chance of conceiving a child with Down syndrome, and this chance increases gradually to 1 in 100 by age 40. At age 45 the incidence becomes approximately 1 in 30.