Recovering from a stroke can happen quickly or can take a long time. How soon someone gets better depends on how bad the stroke was and how healthy the person was before the stroke. People who have had a stroke may need medicine or surgery. Later, they may need rehabilitation (say: ree-huh-bih-luh-TAY-shun).
Also known as Primary Mortgage Insurance, PMI is the lenders (banks) protection in the event that you default on your primary mortgage and no longer make payments and the home ends up going into foreclosure.
The 20% is best, as it keeps you from paying PMI (Private Mortgage Insurance), which is insurance for the bank in case you default. PMI is money thrown away if you have 20% for the down. If you don't, not to worry. I borrowed 103% on my first home, so I was really making a negative 3% down payment.