People often ask me how to get a refund when a flight goes belly-up. Belly-up covers drama from Sandy or that Nor'easter-when airlines are the ones canceling flights-to you falling ill and scrubbing your own trip.
It may be that the company placed a block â or a hold â on your card for the estimated total of your bill. Merchants use blocks to make sure you have sufficient funds to pay your bill. If youâre near your credit limit or you have a low balance in your bank account when a block is placed, your card could be declined for additional purchases. To avoid surprises at the cash register, ask your card issuer and the merchant if they use blocking.
If your entire account is frozen, you will need to stop the direct deposits so that you can be sure you will have access to your money. If the bank accepts the deposit, it may be frozen along with the other money in the account.n most states, the bank can freeze up to two times the amount that is set out in the garnishment or attachment order. If this exceeds the amount in your account, your entire account will be frozen. If it does not, it will only be partially frozen.