If your 401(k) plan permits Roth deferrals, you can use the deferral change form for your plan to begin making Roth contributions. This form can be obtained by contacting ICMA-RC at 800-669-7400. Roth deferrals are made on an after-tax basis.hile Roth 401(k) contributions are similar in many respects to Roth IRA contributions, they differ in some important ways, such as: 1  Higher contribution limits. 2  No income limits. 3  Distribution rules. 4  Roth 401(k) assets are subject to required minimum distribution rules while Roth IRAs are not.
Like most legumes, peas establish a long root run to drive them through productivity, so I start them off in root trainers â long modules that open in half â or cardboard toilet roll inners. Fill them with a good seed compost, water lightly to settle the compost down and top up. Push seeds Â¾-1in (2-3cm) in and cover with a little more compost. Itâs always an idea to sow a few too many, as insurance against birds or slugs. Water lightly and frequently. Plant them out when the roots are just starting to poke out of the bottom and the seedlings are 4-6in (10-15cm) tall.
Planting Tips. Black-eyed peas need hot, full sun conditions to thrive, so plant them in the sunniest spot of your yard. The best soil for black-eyed peas is a well-drained loam with average fertility and a pH between 5.8 and 7.0. Plant seeds about 1 inch deep with rows spaced about 2 feet apart.