I have had bad stomach problems for the past month and a half. Something irritated my stomach really bad and I couldn't recover from it. Had endoscopy and CT scan that were both normal, except for some stomach irritation, but still would have bad upper stomach pain and nausea when trying to eat even a bland diet.
That law allows you to add yourself, your spouse and your newborn child (if dependent coverage is an option under your plan) for coverage under your group health plan without evidence of insurability. However, you must take that action within 30 days of the child's birth.
General health insurance waiting period is one month for every policy except for accidental cases. There is a 90 days waiting period for infants or new born babies. There are a few Insurance companies that offer maternity benefits, but with a waiting period ranging from 9 months to 36 months.