A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
The Grand Canyon State (Arizona's nickname) has a population of 6,626,000 (2014 est); capital and largest city is Phoenix, second-largest city is Tucson with more than half a million people, largest metro area is Phoenix Metropolitan Area (4.2 million).