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Direct deposit means that your employer is depositing your paycheck into your bank account every payday and the money is ready for use as soon as it arrives. Wire Transfer means that you are sending money from your bank account to somebody else and that money will be deposited directly into the person's bank account.
Providers with repeat customers or clients should check to see if taxpayers have new accounts. Some software stores prior yearâs information and reuses it unless it is changed. If account information is not current, taxpayers do not receive Direct Deposit of their refunds.roviders must never charge a separate fee for Direct Deposit. Refunds that are not direct deposited because of institutional refusal, erroneous account or routing transit numbers, closed accounts, bank mergers or any other reason are issued as paper checks, resulting in refund delays of up to ten weeks.