Recovering from a stroke can happen quickly or can take a long time. How soon someone gets better depends on how bad the stroke was and how healthy the person was before the stroke. People who have had a stroke may need medicine or surgery. Later, they may need rehabilitation (say: ree-huh-bih-luh-TAY-shun).
Also known as Primary Mortgage Insurance, PMI is the lenders (banks) protection in the event that you default on your primary mortgage and no longer make payments and the home ends up going into foreclosure.
A mortgage's LTV ratio is a simple calculation made by dividing the amount of the loan by the value of the home. The higher the LTV ratio, the higher the risk profile of the mortgage. Most mortgages with an LTV ratio greater than 80% require private mortgage insurance (PMI) to be paid by the borrower.he Tradeoff When it comes to PMI, a borrower who has less than 20% of the sales price or value of a home to put down as a down payment has two basic options: 1  Use a stand-alone first mortgage and pay PMI until the LTV of the mortgage reaches 78%, at which point the PMI can be eliminated.