A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
Tempe is an area in Tempe, Maricopa County, Phoenix Metro Area, Arizona with a population of 170,888. There are 88,562 male residents living in Tempe and 82,326 female residents. The total number of households is 69,241 with 2.39 people per household on average. Total household expenditures in Tempe are above the national average. The median age of the current population is 32.34 with 33,837 people being married and 70,062 being single. The employment numbers show that there are 59% white collar employees and 41% blue collar employees in Tempe.