Small bales are still produced today. While balers for small bales are still manufactured, as well as loaders and stackers, there are some farms that still use equipment manufactured over 50 years ago, kept in good repair.
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the primary insurer is the insurance company which initially originates the business, i.e., the ceding company in pro rata reinsurance, or the reinsured in excess of loss reinsurance (the first insurer in the insurance-reinsurance relationship, hence primary);