GIFTED DEPOSIT MORTGAGES. A gifted deposit is a sum of money given to you by a third party as a deposit on a property. There are currently five options currently available for gifted deposit mortgages. These are available on residential and Buy-to-Let purchases.
Assessable income is the income we use to work out your payment rate. If you have a partner, we take both of your incomes into account. Examples of assessable income include: deemed income from financial investments, including money in superannuation funds if you have reached age pension age.
1 For Poverty Status - Alternative, the income definition is applied to the family income. 2  For Household Income - Alternative, the income definition is applied to the household income.  The income format for Household Income - Alternative is the format selected in section 6, Customized Formatting.