The reason is you are not taxed on the amount you put into your 401k 401K is a plan where in an employee allows an employer to deduct a certain amount of their wages to be put into a 401K prior to the wages being taxed An IRA is an individual retirement account that an individual sets up and makes contributions to.n an IRA the money contributed to the IRA is after tax money. So, you would deduct the IRA contribution from your taxes. Where the 401k is already free from tax.
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The U.S. military sometimes uses the term Standing â rather than Standard â Operating Procedure, because a military SOP refers to a unit's unique procedures, which are not necessarily standard to another unit.Standard could imply that there is one (standard) procedure to be used across all units.uch procedures are a set of step-by-step instructions to achieve a predictable, standardized, desired result often within the context of a longer overall process. For food and drug safety, the related Sanitation Standard Operating Procedures are used.