Get rid of baby fat on your lower abs by adding 30 minutes of cardio to your lifestyle at least three times a week; this will help reduce stress, too. Workouts that target core muscles are most effective.
Under its new mortgage-relief plan, the Obama administration is staking a claim that most homeowners facing foreclosure should be able to pay 31 percent of their gross income for a mortgage. Not 50 percent or not 60 percent, as is the case with many strapped homeowners. But 31 percent of income still is a hefty number.
Including mortgage, your debts should be 36 percent or less of your monthly take-home income. If your non-mortgage payments are more than 10 percent of your take-home income and your total debt payments exceed 36 percent of that income, you probably have more debt than you can manage.f your non-mortgage payments are more than 10 percent of your take-home income and your total debt payments exceed 36 percent of that income, you probably have more debt than you can manage.