Get rid of baby fat on your lower abs by adding 30 minutes of cardio to your lifestyle at least three times a week; this will help reduce stress, too. Workouts that target core muscles are most effective.
Under its new mortgage-relief plan, the Obama administration is staking a claim that most homeowners facing foreclosure should be able to pay 31 percent of their gross income for a mortgage. Not 50 percent or not 60 percent, as is the case with many strapped homeowners. But 31 percent of income still is a hefty number.
According to Number Crunchers Financial Services, payroll should not encompass more than one-third of most businessâs revenue. This is in line with Second Wind Consultantsâ recommendation that payroll should not exceed 15 to 30 percent of gross income. Exceptions include businesses in the service industry. In this case, payroll can make up at least 50 percent of your gross revenue.