U.S. News Review. On the same strip of Montego Bay sand as Secrets Wild Orchid, Secrets St. James offers all the amenities of a luxury all-inclusive on the beach, but it's only 14 miles from Sangster International Airport.
Personal exemption (United States) Under United States tax law, a personal exemption is an amount that a resident taxpayer is entitled to claim as a tax deduction against personal income in calculating taxable income and consequently federal income tax. It has the effect of reducing income tax payable, even to tax-free level, but not so as to result in a tax refund.
2009 Exemptions: for yourself (personal exemption), spouse (if you are married) or your dependents : $3,650 per person. The personal exemption is not a subject to federal income tax, but it is the minimal amount of money you need to get by at a subsistence level.