Get rid of baby fat on your lower abs by adding 30 minutes of cardio to your lifestyle at least three times a week; this will help reduce stress, too. Workouts that target core muscles are most effective.
Under its new mortgage-relief plan, the Obama administration is staking a claim that most homeowners facing foreclosure should be able to pay 31 percent of their gross income for a mortgage. Not 50 percent or not 60 percent, as is the case with many strapped homeowners. But 31 percent of income still is a hefty number.
1 15 Year vs. 30 Year Mortgage Calculator It can be a challenge to determine what is the right mortgage for you. 2  With a 15-year mortgage you'll pay much less in interest but have to make much larger monthly payments. The annual percentage rate (APR) reflects the total cost of a loan by taking into consideration the interest rate plus any points and fees paid. 2  Mortgage Payoff Calculator See how you can pay your mortgage off faster, and save thousands of dollars in interest, by adding a little to your monthly mortgage payment.