So if you make a full price offer, but with five percent in seller-paid closing costs, you get this: 1  $10,000 down payment. 2  No closing costs. 3  There is an extra two percent in concessions. That gets you a 3.375 percent interest rate. 4  Your principal and interest payment at 3.25 percent is $827.
Tracking Your Most Fertile Days. Generally, the highest chance of pregnancy is when sex happens1-2 days before ovulation. If you have a regular 28-day cycle, count back 14 days from when you expect your next period to start. Plan on having sex every other day around that time -- say, days 12 and 14.
When pregnancy occurs, there may be a dip in temperature at the time of implantation, usually five to seven days after ovulation, and an additional rise in temperature of 0.3 to 0.5 degree Fahrenheit after 12 to 14 days post-ovulation.n its simplest form, BBT charting consists of taking your waking temperature daily, recording it onto a graph, and reading the results to confirm whether or not ovulation has occurred. BBT charting was first identified in the 1930s by proponents of the rhythm method of birth control.