It's the popular mobile app that allows you to send videos and pictures, both of which will self destruct after a few seconds of a person viewing them. Snapchat is also a fun messaging app. You can take a photo or a video with it, then add a caption or doodle or lens graphic over top, and send it to a friend. Alternatively, you can add it to your story, a 24-hour collection of your photos and videos, which you broadcast to the world or just your followers.
An Average Credit Score: 679 - 620. When applying for auto loans with credit scores of 640, 660, 650, or 644 for example, you will have higher rates on available loans. Most new and used car lots (including franchised car dealers) will still provide you with financing while most banks will take a deeper look into your finances prior to approval.
FHA loans: Like VA loans, FHA loans are backed by the federal government. Thereâs no credit score minimum, but most FHA lenders prefer a score of at least 620. In 2014, some lenders theoretically dropped their minimum score to 580, but lenders have generally set higher standards since the mortgage meltdown. Successful FHA borrowers typically have higher scores. The average credit score for all FHA purchases in 2014 was 684, which is well above the minimum 580 score. FHA loans also require a down payment of 3.5 percent, as well as both an up-front mortgage insurance premium and monthly mortgage insurance, which now runs for the life of the loan.