The most commonly used model is called FICO Â® (named after its creator, the Fair Isaac Company). Your FICO Â® credit score is used to evaluate your creditworthiness by giving you a certain amount of points based on the information contained in your credit report and your debt-to-income ratio.f your FICO credit score is 750 or above, you are considered to be an excellent credit risk and should not have a problem obtaining credit and will likely be offered financing at the lowest available rate.
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Alan Walker, the 18-year-old behind that 'Faded' song, tells us what's next. 2016-03-15 01:15:31 UTC. Eighteen-year-old Alan Walker produced Faded the same way he's been producing music since age 14 â in his bedroom at his parent's home in Bergen, Norway.