There is no required form for the records. 1  However, the records must include accurate information about the employee and data about the hours worked and the wages earned. The following is a listing of the basic payroll records that an employer must maintain:
Sometimes a conjecture is called a hypothesis when it is used frequently and repeatedly as an assumption in proofs of other results. For example, the Riemann hypothesis is a conjecture from number theory that (amongst other things) makes predictions about the distribution of prime numbers.
What is 'Speculation'. Speculation is the act of trading in an asset or conducting a financial transaction that has a significant risk of losing most or all of the initial outlay with the expectation of a substantial gain. With speculation, the risk of loss is more than offset by the possibility of a huge gain, otherwise there would be very little motivation to speculate.