When you take the lump sum, the first thing to realize is that about 45 to 50 percent of the lump sum prize will be lost up front to pay income taxes. You'll need tax advice as to how much tax you'll owe and when tax payments must be made.
Most importantly, know that windshield wipers do expire. Windshield wiper arms average about two to three years, not accounting for more persistent or intense weather conditions, while the rubber part needs replacement about once a year. Expect only a four to six month lifespan for hotter climates.
Since sharper blades make cleaner cuts, sharpen your blades every four to six weeks and keep an extra set on hand. Always mow across a hill with a walk-behind mower and mow up and down with a riding mower. Make the last cut before winter short as the lawn goes into the dormant season.