So if you make a full price offer, but with five percent in seller-paid closing costs, you get this: 1  $10,000 down payment. 2  No closing costs. 3  There is an extra two percent in concessions. That gets you a 3.375 percent interest rate. 4  Your principal and interest payment at 3.25 percent is $827.
Tracking Your Most Fertile Days. Generally, the highest chance of pregnancy is when sex happens1-2 days before ovulation. If you have a regular 28-day cycle, count back 14 days from when you expect your next period to start. Plan on having sex every other day around that time -- say, days 12 and 14.
simran47. It is difficult to get pregnant right before your period, since ovulation takes place around 2 weeks before the next period. This is true among women who have regular menstrual cycles and ovulation can be predicted to occur around mid-cycle. However, some women have irregular cycles. If your ovulation takes place later than expected (mid-cycle), say on the 24th day of the cycle instead of around 14th day, and fertilization and implantation take place, then pregnancy can occur right before your expected period.