Term 1: 27 January (school teachers start) to 24 March *. Term 2: 11 April to 24 June. Term 3: 11 July to 16 September. Term 4: 3 October to 20 December. * The first day of Term 1 is a student-free day in all government schools to allow for appropriate planning to take place for the arrival of students.erm 2: 18 April to 30 June. Term 3: 17 July to 22 September. Term 4: 9 October to 22 December. * The first day of Term 1 is a student-free day in all government schools to allow for appropriate planning to take place for the arrival of students.
A commitment fee is a charge that a lender imposes on a borrower as compensation for keeping a line of credit open. This fee represents the lender's promise to adhere to the agreed-upon terms of the loan, such as specific dates of availability and rates of interest, regardless of financial market conditions. A commitment fee is often confused with the interest rates charged on a loan; however, they are different. A commitment fee is charged on future or unused credit while interest is charged on loan amounts that have already been disbursed to the borrower.
Back-end load (contingent deferred sales charge) : A back-end load or contingent deferred sales charge is an alternative to the traditional front-end sales charge in that it is only deducted when you sell your shares in the fund.ith load funds, you may be charged a sales load by the fund, a portion of which is paid to Fidelity. You do not pay a transaction fee to Fidelity. Loads are described in the fund's prospectus. For details on specific mutual fund fees and expenses, including sales loads, please refer to the fund's prospectus.