So if you make a full price offer, but with five percent in seller-paid closing costs, you get this: 1  $10,000 down payment. 2  No closing costs. 3  There is an extra two percent in concessions. That gets you a 3.375 percent interest rate. 4  Your principal and interest payment at 3.25 percent is $827.
Tracking Your Most Fertile Days. Generally, the highest chance of pregnancy is when sex happens1-2 days before ovulation. If you have a regular 28-day cycle, count back 14 days from when you expect your next period to start. Plan on having sex every other day around that time -- say, days 12 and 14.
In humans, implantation of a fertilized ovum is most likely to occur about 9 days after ovulation, ranging between 6 and 12 days.ith some disparity between sources, it has been stated to occur from 7 days after ovulation until 9 days after ovulation, or days 6-10 postovulation. On average, it occurs during the 20th to the 23rd day after the last menstrual period.