Get rid of baby fat on your lower abs by adding 30 minutes of cardio to your lifestyle at least three times a week; this will help reduce stress, too. Workouts that target core muscles are most effective.
Under its new mortgage-relief plan, the Obama administration is staking a claim that most homeowners facing foreclosure should be able to pay 31 percent of their gross income for a mortgage. Not 50 percent or not 60 percent, as is the case with many strapped homeowners. But 31 percent of income still is a hefty number.
Before you begin, nail down the total dollar amount youâre comfortable spending. Remember, 40-50 percent of a remodeling budget is often spent on labor and installation costs. Here is a good way to break down the other 50 percent of your costs: