For calculator purposes, if you want an adjustable-rate, choose 30 year fixed. 15 Year Fixed Rate â This mortgage has a fixed principal and interest payment. It offers a rate that is about Â½ of a percent less than a 30 year fixed rate â and youâll own the home twice as fast.
Shapeshifting is a common theme in mythology and folklore. Many legendary creatures have this ability, which is represented in a full body transformation. It enables the creature to trick, deceive, hunt, and kill humans. Throughout history many murder sprees have been attributed to the presence of these beings.
The teenage shapeshifter: 18-year-old conquers crippling shyness as she transforms herself into spitting image of Hollywood characters. A teenager who used to be so shy she avoided parties and could not speak in class has become an internet star through her YouTube channel. Emma Pickles, 18, found courage after years of struggling with crippling social anxiety after posting makeup tutorial videos online.