As others have indicated Ice Wine is made from frozen grapes that are pressed while frozen. This makes the juice that comes from them very high in sugar. That juice is then fermented leading to a sweet wine. It is usually produced in very cold climates so that the grapes end up freezing before they start rotting.
Bad credit score: 500 to 579. If your credit falls somewhere in this credit score range, financing terms will cost you big-time. For long-term loans, such as a 30-year mortgage, expect to see interest rates that are at least three percent higher than interest rates awarded to borrowers with good credit.
Your credit scores will be negatively affected by a late mortgage payment. The number of points depends on your overall credit history and the scoring system used by the lender. That 52 points may not be as bad as it seems. The real issue is not the total number of points the score changed, but rather where the total you now have places you in the ârange of riskâ on that scoring system.