For calculator purposes, if you want an adjustable-rate, choose 30 year fixed. 15 Year Fixed Rate â This mortgage has a fixed principal and interest payment. It offers a rate that is about Â½ of a percent less than a 30 year fixed rate â and youâll own the home twice as fast.
Shapeshifting is a common theme in mythology and folklore. Many legendary creatures have this ability, which is represented in a full body transformation. It enables the creature to trick, deceive, hunt, and kill humans. Throughout history many murder sprees have been attributed to the presence of these beings.
About MindShifts. Founded in 1992, The MindShifts Group is the leading specialist in Competitive Intelligence (CI), helping major Australian and international corporations, in both public and private sectors, assess their CI needs, develop their infrastructure and capability, and deliver insights to key decision makers.