Set up iCloud for your iPhone 5. Follow these steps to set up iCloud: From the Home screen, tap the Settings icon. Tap iCloud. Tap Account. Set an Apple ID and password. Set up your iCloud storage plan. You automatically get, for free, 5GB of iCloud storage.f you must reset your iPhone to factory settings, this backup can automatically restore your iPhone's data. Although iCloud backups are automatic, you can also perform an iCloud backup manually: From the Home screen, tap the Settings icon. Tap iCloud. Tap Storage & Backup.
Homeownersâ Association (HOA). An HOA is a legal entity set up to manage and maintain the neighborhood. Its members usually consist of homeowners in the community.
HOA insurance typically protects home owners for liability or hazard losses in common areas, but not any personal injuries, negligence or hazard losses inside condominium units. Should the condo project, or building, suffer hazard losses, HOA insurance does not cover damage to the interior of condo units. HOA Master Policy Examination Home owners must examine their HOA master insurance policy before buying their personal coverage. Never assume that HOA insurance protects all issues outside of your unit and common areas. The HOA can purchase coverage that it believes sufficient, but not necessarily cover some important hazards.