Set up iCloud for your iPhone 5. Follow these steps to set up iCloud: From the Home screen, tap the Settings icon. Tap iCloud. Tap Account. Set an Apple ID and password. Set up your iCloud storage plan. You automatically get, for free, 5GB of iCloud storage.f you must reset your iPhone to factory settings, this backup can automatically restore your iPhone's data. Although iCloud backups are automatic, you can also perform an iCloud backup manually: From the Home screen, tap the Settings icon. Tap iCloud. Tap Storage & Backup.
Homeownersâ Association (HOA). An HOA is a legal entity set up to manage and maintain the neighborhood. Its members usually consist of homeowners in the community.
Whether you just bought a condo or have owned one for years, youâve probably accepted the monthly homeowners association (HOA) dues at face value. But there are reasons why you shouldnât. HOA dues are money out of your pocket. They can have a huge impact on your decision to buy, or not buy, a particular condo. For example, you might have fallen in love with a condo in a big complex but decided you just canât afford the HOA dues. Also, high HOA dues can be a deterrent to future buyers, too, when you go to sell later. An HOA is made up of residents of the condo building or complex â volunteers who are busy with their jobs and families just like everyone else. It could be that no one on the HOA board has time to look for ways to reduce the monthly HOA dues. But like any budget, there could be lots of ways to reduce expenses. Hereâs how you can have a positive impact on your HOA dues. 1. Ask to see the HOA budget. As a condo owner, you have the right to review the HOA budget. Get a copy and check it over thoroughly. If you have questions, ask the HOA president or a board member. 2. Join the HOA board