GIFTED DEPOSIT MORTGAGES. A gifted deposit is a sum of money given to you by a third party as a deposit on a property. There are currently five options currently available for gifted deposit mortgages. These are available on residential and Buy-to-Let purchases.
Assessable income is the income we use to work out your payment rate. If you have a partner, we take both of your incomes into account. Examples of assessable income include: deemed income from financial investments, including money in superannuation funds if you have reached age pension age.
Example. Your annual income for a year of assessment was $300,000 and two-thirds of the income ($200,000) was attributable to services you rendered in Country A. If you had paid tax similar to Hong Kong salaries tax in Country A on the income of $200,000, your assessable income in Hong Kong would only be $100,000.