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Eligibility. To apply for Academic Forgiveness, you must have attended a West Virginia public college or university and cannot have been enrolled at any higher education institution for at least four calendar years.
For example, a typical loan forgiveness program might forgive 20 percent of the borrowerâs student loans or $7,500, whichever is less, for each year of service up to five years.Loan Repayment Assistance Programs (LRAP) are an example of such loan forgiveness programs.ublic Service Loan Forgiveness forgives the principal and interest balance on a borrowerâs federal direct student loans after the borrower has made 120 qualifying payments (= 10 years) while working full-time in a public service job.