As others have indicated Ice Wine is made from frozen grapes that are pressed while frozen. This makes the juice that comes from them very high in sugar. That juice is then fermented leading to a sweet wine. It is usually produced in very cold climates so that the grapes end up freezing before they start rotting.
Bad credit score: 500 to 579. If your credit falls somewhere in this credit score range, financing terms will cost you big-time. For long-term loans, such as a 30-year mortgage, expect to see interest rates that are at least three percent higher than interest rates awarded to borrowers with good credit.
Below, are two charts that illustrate the point: As you can see, even if you have pretty good credit, your score can be taken down a few notches just by a single missed mortgage payment. If you are 30 days late on your payment, your 780 credit score can plummet to between 670 and 690. Thatâs a potential drop of more than 100 points. On top of that, it can take someone with good credit about three years to recover the excellent score.