Get rid of baby fat on your lower abs by adding 30 minutes of cardio to your lifestyle at least three times a week; this will help reduce stress, too. Workouts that target core muscles are most effective.
Under its new mortgage-relief plan, the Obama administration is staking a claim that most homeowners facing foreclosure should be able to pay 31 percent of their gross income for a mortgage. Not 50 percent or not 60 percent, as is the case with many strapped homeowners. But 31 percent of income still is a hefty number.
Though mortgage lenders typically set clear guidelines for the percentage of income you can spend on your mortgage, no such guidelines exist for car loans. To determine how much of your income you should spend on a car, you must consider your total debt and personal circumstance.You might also consider how much of your income will go to car maintenance, fuel and insurance.o determine how much of your income you should spend on a car, you must consider your total debt and personal circumstance. You might also consider how much of your income will go to car maintenance, fuel and insurance.