Set up iCloud for your iPhone 5. Follow these steps to set up iCloud: From the Home screen, tap the Settings icon. Tap iCloud. Tap Account. Set an Apple ID and password. Set up your iCloud storage plan. You automatically get, for free, 5GB of iCloud storage.f you must reset your iPhone to factory settings, this backup can automatically restore your iPhone's data. Although iCloud backups are automatic, you can also perform an iCloud backup manually: From the Home screen, tap the Settings icon. Tap iCloud. Tap Storage & Backup.
Homeownersâ Association (HOA). An HOA is a legal entity set up to manage and maintain the neighborhood. Its members usually consist of homeowners in the community.
If the HOA fees are for a separate rental property, you're in luck. Expenses on a rental house -- depreciation, repairs, property taxes, mortgage interest and HOA fees -- are 100 percent deductible against your rental income. If you use the house part of the time, you have to divide up HOA fees and other expenses.