1 Carcinogenic effects: No data are currently available. 2  Organ toxicity: The principal target of diphacinone is the blood (specifically the clotting factors), but effects on the liver, kidneys, heart, and musculature have been seen, probably as secondary effects. Animal studies indicate that little metabolism takes place, and that diphacinone which is not eliminated may concentrate to varying degrees in the liver, kidneys, and lungs [8,172]. 2  The half-life of diphacinone in humans is 15 to 20 days [8].
indirect - not as a direct effect or consequence; indirect benefits; an indirect advantage. secondary - being of second rank or importance or value; not direct or immediate; the stone will be hauled to a secondary crusher; a secondary source; a secondary issue; secondary streams.
A similar nonforfeiture benefit that was offered in the past was known as an Extended Term Benefit. In other words, the Reduced Paid-Up Benefit provides reduced benefits for the original term of the policy, and the Shortened Benefit Period provides full benefits for a reduced period of time.