For calculator purposes, if you want an adjustable-rate, choose 30 year fixed. 15 Year Fixed Rate â This mortgage has a fixed principal and interest payment. It offers a rate that is about Â½ of a percent less than a 30 year fixed rate â and youâll own the home twice as fast.
Shapeshifting is a common theme in mythology and folklore. Many legendary creatures have this ability, which is represented in a full body transformation. It enables the creature to trick, deceive, hunt, and kill humans. Throughout history many murder sprees have been attributed to the presence of these beings.
The aliens vary in appearance and motivation. Some of the details â short Greys, tall Nordics, genetic experimentation. The Reptilian shape shifters are lizard-like humanoids who are able to change shape to look human. This is generally taken to be a mystical or physical ability possibly fueled by human blood or not. One writer at least (Sherry Shiner) believes the human appearance is created by a sort of hologram.