When you take the lump sum, the first thing to realize is that about 45 to 50 percent of the lump sum prize will be lost up front to pay income taxes. You'll need tax advice as to how much tax you'll owe and when tax payments must be made.
Most importantly, know that windshield wipers do expire. Windshield wiper arms average about two to three years, not accounting for more persistent or intense weather conditions, while the rubber part needs replacement about once a year. Expect only a four to six month lifespan for hotter climates.
Look at the joint where the rubber wiper blade meets the metal arm. There should be a small plastic stopper holding the blade in place. Press the stopper and unhook the old wiper blade to separate it from the metal arm. 1  Some wiper blades have pins to hold the rubber wiper in place, rather than a hook.. Insert the new wiper. Slide the refill wiper into the same end of the arm where you pulled the old wiper out. Gently pivot the new wiper until the hook snaps into place to secure it. Lay the wiper back against the windshield.