SAP EWM (Extended Warehouse Management) Architect. NLB Services Inc - Skillman, NJ. A minimum of 3 years of hands-on SAP configuration experience within the Extended Warehouse Management (EWM)/Warehouse Management (WM) is required....
A transaction that brings your account into a negative balance is called an overdraft. A transaction that would bring your account negative but the bank returns unpaid is called non sufficient funds or insufficient funds transaction. Banks may charge a fee for either an overdraft or a returned unpaid transaction.
6 months is the federal regulation. After that, it is stale dated and the bank that it is drawn on likely will not pay it. So if you deposit it at your bank, and they don't notice the date, the other bank will return it, and it will be charged back against your account. Source(s): 4 years banking experience.