SAP EWM (Extended Warehouse Management) Architect. NLB Services Inc - Skillman, NJ. A minimum of 3 years of hands-on SAP configuration experience within the Extended Warehouse Management (EWM)/Warehouse Management (WM) is required....
A transaction that brings your account into a negative balance is called an overdraft. A transaction that would bring your account negative but the bank returns unpaid is called non sufficient funds or insufficient funds transaction. Banks may charge a fee for either an overdraft or a returned unpaid transaction.
Because the bank has to send out all checks to a central location, where they are then sent out to the banks on which they are drawn. If it is a bad check, they have to send it back to the drawee's bank. It can take up to a week or more in some instances and unfortuately most banks will not verify funds or accounts over the phone, because nothing is guarunteed to be in the account by the time the check clears.