For calculator purposes, if you want an adjustable-rate, choose 30 year fixed. 15 Year Fixed Rate â This mortgage has a fixed principal and interest payment. It offers a rate that is about Â½ of a percent less than a 30 year fixed rate â and youâll own the home twice as fast.
Shapeshifting is a common theme in mythology and folklore. Many legendary creatures have this ability, which is represented in a full body transformation. It enables the creature to trick, deceive, hunt, and kill humans. Throughout history many murder sprees have been attributed to the presence of these beings.
AVATAR AND DEMON FORM (5 points) - the most basic shapeshifting power, the bringing out of ones basic alternate forms. These can be larger or smaller than basic human form, the extra mass generally being gained or lost from the air (with a rush of wind).nly with this enhancement can shapeshifting be controllably used in combat. It also allows the shapeshifter to make essentially permanent changes much faster than normal, and heal wounds at a greatly increased rate. SHAPESHIFT BLOOD (5 points) - as in the book, creating normal creatures from ones blood.