When you take the lump sum, the first thing to realize is that about 45 to 50 percent of the lump sum prize will be lost up front to pay income taxes. You'll need tax advice as to how much tax you'll owe and when tax payments must be made.
Most importantly, know that windshield wipers do expire. Windshield wiper arms average about two to three years, not accounting for more persistent or intense weather conditions, while the rubber part needs replacement about once a year. Expect only a four to six month lifespan for hotter climates.
The short answer is that properly done porcelain veneers and crowns usually last a very long time! They are like a car, how long your car lasts depends on what type of car your purchased, how well it was maintained, did you follow through and have all your routine services done, in what conditions do you drive it, how many miles do you drive every year, and did you get into any automobile accidents.