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A: It may be possible to modify your Chapter 13 bankruptcy plan payments or file a Motion for Moratorium depending on the amount of time you will be out of work or on a reduced income. Unfortunately, not all clients may be eligible for a modification.
The debtorâs proposal for payment of prepetition debts is contained in the Chapter 11 plan, and payments on a Bankruptcy Court approved plan begin when the case is nearing its completion. During the case, the debtor must resume making payments on certain secured debts, called adequate protection payments.