LUCKENBACH, TX. LUCKENBACH, TEXAS. Luckenbach is a scenic community in southeastern Gillespie County with strong musical associations. The site was settled in the late 1840s and early 1850s by German farmers, among them the brothers Jacob Luckenbach and August Luckenbach. Jacob was a veteran of the Texas Revolution.
Four months before your 65th birthday. Go to the Social Security site and look under FAQs in the top right corner. Taken for the Social Security site: How soon can I apply for retirement benefits Updated 05/06/2011 10:15 AM | ID# 1845 How far in advance can I apply for my Social Security retirement benefits? To apply for Social Security retirement benefits, you must be at least 61 years and 9 months of age and want your benefits to start in the next three months. Even if you are not ready to retire, you should still sign up for Medicare four months before your 65th birthday.
It's relatively unusual to claim Social Security payments at age 63. Only 8 percent of women and 7 percent of men sign up for Social Security at this age, according to CRR. Monthly Social Security payments are reduced if you sign up at age 63, but by less than if you claim payments at age 62. A worker eligible for $1,000 monthly at age 66 would get $800 per month at age 63, a 20 percent pay cut. If your full retirement age is 67 you will get 25 percent less by signing up at age 63.