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Annual Distributions. Alternatively, IRA beneficiaries are allowed to take annual distributions based on the IRS life expectancy table, instead of withdrawing the entire account within five years. Annual distributions to IRA beneficiaries must begin in the year after the account ownerâs death. If annual distributions donât start on time, however, the beneficiary must liquidate the entire IRA within five years.
Note that this is a separate issue from defamation. It's generally impossible to slander or libel someone after they have died, although some states do have antidefamation laws that apply after death. When it comes to electronic accounts or records, however, things get a bit complicated. There aren't really laws that specifically cover who can have access to your e-mail account or your Facebook page after you die. Ownership of those accounts is controlled by the user rules and regulations of the site in question.