a protuberance in the tissue of a plant; an excrescence on a stem, branch, or root; a node or joint in a stem, especially when of swollen form. 8. any of various fungal diseases of trees characterized by the formation of an excrescence, knob, or gnarl.
Qualifying for a Mortgage Out of College. If you are a former student, and have a limited work history and student loan debt, you can still potentially qualify for a home loan if your field of study was in direct relationship to your field of of employment. For example, you have a degree in accounting and youâve recently taken a job as an accountant.
The Income-Contingent, or Income-Based Repayment Plans qualify you for loan forgiveness after 25 years of on-time payments. Forgiveness based on 20 or 25 years of on-time payments is only available to Federal Student loans. Private student loans do not qualify. Student Loan Discharge. There's one additional way to achieve student loan forgiveness which is called discharge. It is generally awarded by a judge and can apply to both Federal and private student loans.