Because your kidneys are tasked with making urine, and thereby eliminating waste, any changes in the frequency, color, or appearance of urine should be taken seriously. 1  Some common types of changes include: 2  Urinating more frequently during the night or in greater amounts. 3  Urinating less often or in smaller amounts.
There are also eligibility requirements for opening a Coverdell ESA. If you file your taxes alone, your income must be under $95,000 in order to open an account. If you file as married, you and your spouse must earn less than $190,000. Grandparents can also open Coverdell ESAs.
You can contribute up to $2,000 a year to a Coverdell ESA. You canât deduct your contributions, but the money grows tax-free and you can withdraw all of it for tuition and other qualified expenses, which can add up to thousands of dollars in tax savings over the course of your daughterâs education.