PIN Debit Transactions. First of all, when you use your PIN, you will find that the transaction is settled more quickly than if you sign for a purchase. While money comes out of your checking account whether you use a PIN or a signature card, with a PIN it often comes out a little faster. Your PIN transaction can be settled at the end of the day through the ACH. This can reduce the chance of chargebacks on the card, which is a plus for many merchants.
From Wikipedia, the free encyclopedia. The bed jacket is lightweight jacket worn to cover the chest, shoulders and arms while sitting up in bed. Its short length and cape-like cut allows for it to be put on (or removed) while reclining.
A mummy bag. A sleeping bag is an insulated covering for a person, essentially a lightweight quilt that can be closed with a zipper or similar means to form a tube, which functions as bedding in situations where a person is sleeping outdoors (e.g. when camping, hiking, hill walking or climbing).ne subcategory of sleeping bag, the mummy bag, is so named because it has an insulated hood for the head. A bivouac sack (bivy) is a waterproof cover for a sleeping bag that may be used in place of a tent by minimalist, experienced hikers.