Because your kidneys are tasked with making urine, and thereby eliminating waste, any changes in the frequency, color, or appearance of urine should be taken seriously. 1  Some common types of changes include: 2  Urinating more frequently during the night or in greater amounts. 3  Urinating less often or in smaller amounts.
There are also eligibility requirements for opening a Coverdell ESA. If you file your taxes alone, your income must be under $95,000 in order to open an account. If you file as married, you and your spouse must earn less than $190,000. Grandparents can also open Coverdell ESAs.
To make a transfer of a Coverdell ESA to a 529 savings plan you would follow these steps: 1  Request a withdrawal from the Coverdell ESA. 2  Contribute funds to a 529 plan for the same beneficiary. 3  Treat the Coverdell withdrawal as a tax-free qualified distribution on the beneficiary's income tax return.ot all states allow the transfer of Uniform Gifts to Minors (UGMA) or Uniform Transfers to Minors Act (UTMA) accounts to a 529 Plan. (See side quote box for a definition of these custodial accounts designed for holding a minor's assets).