You are not a citizen until you are sworn in. If you are denied because of failure to pass the English or the civics test, you will be automatically rescheduled within 90 days. If you are not approved for some other reason, you may be given time to overcome the problem.
For 2009, the American Opportunity Credit--which is a variation of the Hope Credit--will be allowed for 4 years. For years before and after the new credit is allowed, the Hope credit is supposed to be for 2 years.
Visa will have up to 60 days to investigate your claim. Usually, you will receive a credit for the amount of the disputed charge within a few days of the claim. If your claim is upheld, you will be permitted to keep the credit. If, however, Visa denies your claim, you will lose the credit. Show Comments.