Non-participating policy. Non-participating policy is also known as a without-profit or non-par policy. The policy owner does not share in any divisible surplus made by the life insurance company. No bonus is paid on this policy.
Again, it is incorrect to assume that because the. child is with family there is little urgency to return. him or her to the biological parents. All children in. foster care need secure arrangements, and careful. long-term planning is needed to reduce the uncer-. tainties in their lives.
Most assistance is based on the needs of the adopted child regardless of the family's financial resources; however, those resources will be considered when determining the amount of the subsidy. Many children waiting in foster care (children with special needs) are eligible for adoption assistance. Assistance can be short-term last until the adopted child reaches maturity (age 18 or 21) depending on the state's requirements. Assistance can come from local, state, or federal funds.