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Form 1099-Misc is a tax form that reports the year-end summary of all non-employee compensation.
Under current rules, life insurance proceeds are not taxable. Therefore, life insurance companies do not issue 1099's. There is no need to do so. They are not reportable income to the IRS. This is one substantial advantage of life insurance, over other places to put your money. Thank you.nder current rules, life insurance proceeds are not taxable. Therefore, life insurance companies do not issue 1099's. There is no need to do so. They are not reportable income to the IRS. This is one substantial advantage of life insurance, over other places to put your money. Thank you.