The TRANSPOSE function in Excel 2013enables you to change the orientation of a cell range (or an array). You can use this function to transpose a vertical cell range where the data runs down the rows of adjacent columns to one where the data runs across the columns of adjacent rows and vice versa.
1 If you are under 18 years of age and have never been licensed, you must bring your parent or legally appointed guardian with you to sign your application. 2  If you are 18 years old or older, you do not need the signature of your parent or legal guardian. 3  You must bring your beginner's permit.
Payorâs benefit rider is similar to a disability waiver rider except it is the premium payor who is covered under this rider. This rider is usually added when a child or a spouse is the insured. Yes, the payor's benefit rider will waive the premiums if the payor is disabled for more than 6 months. If the premium payor is disabled, then no longer disabled on the 7th month. The rider will only waive one month's premium. Yes, the normal eliminating period for this rider to kick in is 6 months.