Endives are crisp and bitter when raw, making them a great addition to brighten up salads this time of year. When cooked, endive's sharp flavor softens into a mellow sweetness -- whether steamed, grilled or braised. They're one versatile ingredient for your winter kitchen.
The Pension Protection Act & Hybrid LTC. The Pension Protect Act (PPA) was passed by Congress in 2006 and became effective in 2010. The law provides tax advantages for consumers who wish to purchase a long term care policy using a non-qualified annuity policy. The provision in the I.R.S tax code allowing for this is called a 1035 tax free exchange.
The Affordable Care Act (ACA) of 2010 represents the most significant reform of the U.S. health care system in decades. It was enacted with the goals of increasing access to health insurance, enhancing the quality of care and moderating the growth in costs. The new law is likely to have far reaching effects, beyond the way health insurance markets operate and beyond its impact on population health outcomes.