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Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments, or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more. You can get insurance to help cover loss of income in the event that your rental units become uninhabitable due to circumstances beyond your control.
You must get renters insurance NC before calamity strikes. Many believe landlords are protecting their personal property in the event of a fire or natural disaster. This, however, is not the case. The landlordâs coverage only protects the structure of the rental home, and not the property itself.