Coinsurance: Coinsurance on the other hand, properly refers to the practice of requiring that you pay a fixed percentage (usually around 10 to 20%) of your medical bills out of pocket.
Horror that is peppered with Science Fiction elements. This subgenre blends the two larger genres. Elements such as aliens, robots, and space travel are prominent in Sci-fi horror. This subgenre makes even technology creepy by vilifying it.
Science fantasy is a genre where elements of science fiction and fantasy co-exist or combine. Stories and franchises that display fictional science as well as supernatural elements, sorcery or/and magical technology are considered science fantasy.