a protuberance in the tissue of a plant; an excrescence on a stem, branch, or root; a node or joint in a stem, especially when of swollen form. 8. any of various fungal diseases of trees characterized by the formation of an excrescence, knob, or gnarl.
Qualifying for a Mortgage Out of College. If you are a former student, and have a limited work history and student loan debt, you can still potentially qualify for a home loan if your field of study was in direct relationship to your field of of employment. For example, you have a degree in accounting and youâve recently taken a job as an accountant.
Proof of Income. Besides proof of income, a mortgage lender uses your tax return to determine your debt-to-income ratio. If you make $50,000 per year, have $70,000 worth of student loan debt and apply for a $200,000 mortgage, chances are your debt-to-income ratio is too high.f you file an amended return after you apply for a mortgage, the lender may need proof that you paid any tax you owe and an official reason for the amendment. Filing an amended tax return could delay approval of a loan application.