You are not a citizen until you are sworn in. If you are denied because of failure to pass the English or the civics test, you will be automatically rescheduled within 90 days. If you are not approved for some other reason, you may be given time to overcome the problem.
For 2009, the American Opportunity Credit--which is a variation of the Hope Credit--will be allowed for 4 years. For years before and after the new credit is allowed, the Hope credit is supposed to be for 2 years.
This document is then filed with the government and your credit record will be updated. The consumer proposal will stay on your record for three more years from the date your proposal is completed. So, that means that if you do a three year proposal, it will be on your record for six years in total.Your credit score is important, but it is not the only criteria lenders use to determine whether you are eligible to obtain credit.o, that means that if you do a three year proposal, it will be on your record for six years in total. Your credit score is important, but it is not the only criteria lenders use to determine whether you are eligible to obtain credit.