Non-participating policy. Non-participating policy is also known as a without-profit or non-par policy. The policy owner does not share in any divisible surplus made by the life insurance company. No bonus is paid on this policy.
Again, it is incorrect to assume that because the. child is with family there is little urgency to return. him or her to the biological parents. All children in. foster care need secure arrangements, and careful. long-term planning is needed to reduce the uncer-. tainties in their lives.
Wards can receive financial support from the state. Children in foster care are considered wards of the state. Foster parents often make educational decisions for children who are wards of the state. Some children who are wards of the state eventually get adopted. Being someone's ward means being under someone's care.