Coinsurance: Coinsurance on the other hand, properly refers to the practice of requiring that you pay a fixed percentage (usually around 10 to 20%) of your medical bills out of pocket.
Horror that is peppered with Science Fiction elements. This subgenre blends the two larger genres. Elements such as aliens, robots, and space travel are prominent in Sci-fi horror. This subgenre makes even technology creepy by vilifying it.
System Shock. The quality that makes meshing sci-fi with horror so unnerving is that it touches on the unknown. That fear that, as much as we want to use science to define the universe, there are some things beyond our comprehension.