Coinsurance: Coinsurance on the other hand, properly refers to the practice of requiring that you pay a fixed percentage (usually around 10 to 20%) of your medical bills out of pocket.
Horror that is peppered with Science Fiction elements. This subgenre blends the two larger genres. Elements such as aliens, robots, and space travel are prominent in Sci-fi horror. This subgenre makes even technology creepy by vilifying it.
Gattaca (1997) The essence of science fiction is to present a story built on a plausible scientific premise that will make the audience consider the ideas raised by the book or film. Gattaca succeeds at this using a classic formula: set up a dystopian world based on a flawed premise, and have the protagonist successfully challenge that premise.