a protuberance in the tissue of a plant; an excrescence on a stem, branch, or root; a node or joint in a stem, especially when of swollen form. 8. any of various fungal diseases of trees characterized by the formation of an excrescence, knob, or gnarl.
Qualifying for a Mortgage Out of College. If you are a former student, and have a limited work history and student loan debt, you can still potentially qualify for a home loan if your field of study was in direct relationship to your field of of employment. For example, you have a degree in accounting and youâve recently taken a job as an accountant.
Borrowing Process for Direct Loans. In order to apply for a Direct Student Loan, you must first complete the Free Application for Federal Student Aid (FAFSA). The FAFSA is used to apply for all types of federal student aid and serves as your application for Direct Student Loans as well.