He is a mean and greedy man who often does business with the Romans. Appears in Asterix and the Cauldron when he tries to trick the Gauls into paying his taxes for him, though by the end he has lost the money he regained.
This is normal. Your credit score could change daily depending on how often your credit report is updated. Your creditors and lenders are continuously making updates to your credit report throughout the month. Each time you check your credit score, it's recalculated based on the information in your credit report.
Original lenders and creditors show payment default on your credit reports for 7.5 years. When you first miss payments to a creditor or lender, you will see lat pays show up in 30 day blocks of time on your credit report. If the accounts remain unpaid long enough, those 30 day incremental late pays turn into a charge off reporting on your credit. Charge offs normally occur within 180 days of consecutively missed payments (they can happen sooner than 180 days).