a protuberance in the tissue of a plant; an excrescence on a stem, branch, or root; a node or joint in a stem, especially when of swollen form. 8. any of various fungal diseases of trees characterized by the formation of an excrescence, knob, or gnarl.
Qualifying for a Mortgage Out of College. If you are a former student, and have a limited work history and student loan debt, you can still potentially qualify for a home loan if your field of study was in direct relationship to your field of of employment. For example, you have a degree in accounting and youâve recently taken a job as an accountant.
1 580: Minimum credit score to qualify for a conforming loan. 2  600: Accepted by few lenders, requires a larger down payment. 3  620: Minimum credit score for 95% financing, to qualify for the lowest down payment. 4  640: Typical minimum credit score required by mortgage lenders for conventional loans. 600: Accepted by few lenders, requires a larger down payment. 2  620: Minimum credit score for 95% financing, to qualify for the lowest down payment. 3  640: Typical minimum credit score required by mortgage lenders for conventional loans.