Endives are crisp and bitter when raw, making them a great addition to brighten up salads this time of year. When cooked, endive's sharp flavor softens into a mellow sweetness -- whether steamed, grilled or braised. They're one versatile ingredient for your winter kitchen.
The Pension Protection Act & Hybrid LTC. The Pension Protect Act (PPA) was passed by Congress in 2006 and became effective in 2010. The law provides tax advantages for consumers who wish to purchase a long term care policy using a non-qualified annuity policy. The provision in the I.R.S tax code allowing for this is called a 1035 tax free exchange.
The Public Employee's Retirement Association (PERA) provides retirement and other benefits to public employees in the state of Colorado. PERA, the 25th largest public pension plan in the United States, covers more than 400 agencies and entities. In addition to the state government, the plan also covers many local governments, teachers, employees of the state's universities, and judges. PERA benefits take the place of Social Security for many of its members. The benefits are pre-funded, which means while a member is working he or she contributes a percentage of their income into the plan. The employer also contributes a percentage of pay to the pension fund.