Coinsurance: Coinsurance on the other hand, properly refers to the practice of requiring that you pay a fixed percentage (usually around 10 to 20%) of your medical bills out of pocket.
Horror that is peppered with Science Fiction elements. This subgenre blends the two larger genres. Elements such as aliens, robots, and space travel are prominent in Sci-fi horror. This subgenre makes even technology creepy by vilifying it.
A Thriller is a story that is usually a mix of fear and excitement. It has traits from the suspense genre and often from the action, adventure or mystery genres, but the level of terror makes it borderline horror fiction at times as well. It generally has a dark or serious theme, which also makes it similar to drama.