Plans with Your Doctor directory is a summary for informational purposes only. We accept no responsibility or liability for any damages arising from your use of this information. This listing of providers does not constitute a recommendation of any physician, provider group, hospital/facility or other provider.
Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments, or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more. You can get insurance to help cover loss of income in the event that your rental units become uninhabitable due to circumstances beyond your control.
When tenants rent an apartment or house, they often assume the insurance the building's owner has covers them. Unfortunately, this is not correct. Your landlord has insurance for structural damage to the building. However, the landlord's insurance does not cover your personal property. Damage to your personal property is not covered by your landlord's insurance policy, even if it results from damage to the building from events like fire, windstorms or flooding.