Plans with Your Doctor directory is a summary for informational purposes only. We accept no responsibility or liability for any damages arising from your use of this information. This listing of providers does not constitute a recommendation of any physician, provider group, hospital/facility or other provider.
Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments, or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more. You can get insurance to help cover loss of income in the event that your rental units become uninhabitable due to circumstances beyond your control.
If you have a mortgage, you must have homeowners insurance. But you do not have to buy earthquake insurance. 1  Your homeowners insurance does not cover earthquake damage (except fire-California law says that both homeowners renters insurance must cover fire damage that is caused by or follows an earthquake.