Walk 0.3 mile on a trail along the eastern shore to an open area of talus and boulders for a good place to sit in the sun above the lake. Nurse those knees for the descent. Lake Constance. A secluded tarn tucked in a cleft high on Mount Constance, this little lake's setting is awesome. Gaze into turquoise waters reflecting sheer cliff faces spiraling to the heavens. But to reach this stunning scene, you too must spiral to the heavens.
The annual percentage rate, or APR, is the interest rate charged on the amount borrowed. It reflects the annual cost of borrowing money. APR makes it easier to compare different loans and credit cards, because you can easily see which loan/credit card would be cheaper.
A variable APR, however, is an interest rate that is normally tied to another rate, such as the prime rate or Treasury bill rate. If the other rate changes, it is likely your interest rate will change accordingly, whether it be up or down. A variable APR can change from day to day. For instance, if you have a credit card with a variable interest rate, look in your cardholder agreement to see to which interest rate your APR is tied.