Coinsurance: Coinsurance on the other hand, properly refers to the practice of requiring that you pay a fixed percentage (usually around 10 to 20%) of your medical bills out of pocket.
Horror that is peppered with Science Fiction elements. This subgenre blends the two larger genres. Elements such as aliens, robots, and space travel are prominent in Sci-fi horror. This subgenre makes even technology creepy by vilifying it.
From Wikipedia, the free encyclopedia. Fan fiction or fanfiction (also abbreviated to fan fic, fanfic, or fic) is fiction about characters or settings from an original work of fiction, created by fans of that work rather than by its creator. It is a popular form of fan labor, particularly since the advent of the Internet.