Coinsurance: Coinsurance on the other hand, properly refers to the practice of requiring that you pay a fixed percentage (usually around 10 to 20%) of your medical bills out of pocket.
Horror that is peppered with Science Fiction elements. This subgenre blends the two larger genres. Elements such as aliens, robots, and space travel are prominent in Sci-fi horror. This subgenre makes even technology creepy by vilifying it.
Science Fiction. Science fiction is the genre of stories and film in which a significant element of the plot depends on the laws of mathematics and the physical sciences, or on the use of technology as currently known or as developed in a credible way.