CEU stands for Continuing Education Unit. A CEU is a unit of credit equal to ten hours of participation in an. accredited program designed for professionals with certificates or licenses to practice various professions . Examples of people who need CEUs include engineers, lawyers, CPAs, educators, nurses, architects, mental.
Investors can use duration to help estimate how a bond or bond fund's value would be affected by a change in interest rates. For example, a bond with a duration of 5 years would be expected to rise 5% in value for every 1-percentage-point decline in interest rates (remember that interest rates and bond prices move in opposite directions). If interest rates go up by one percentage point, the bond's value would be expected to drop 5%.
The idea behind duration is simple. Suppose a portfolio has a duration of 3 years. Then that portfolioâs value will fall about 3% for each 1% rise in interest ratesâor rise about 3% for each 1% decline in interest rates.Such a portfolio is less risky than one which has a 10-year duration.t is as simple as that. Suppose a portfolio has a duration of â2 years. The portfolioâs value will rise about 2% for every 1% rise in rates. It will decline about 2% for each 1% decline in rates.