â¢ The number and amount of community development loans â¢ The use of innovative or complex qualified investments, community development loans, or community development services and the extent to which the investments are not routinely provided by private investors â¢ The bank's responsiveness to credit and community development needs
How do I choose which direction my hardwood should run? Answer: The first answer is, if you have solid hardwood, the wood has to be run in a particular direction. The hardwood should run perpendicular across the floor joists for more strength of the floor going over it. Not doing this can cause sagging of the hardwood and board separation.
verb (used with object), laid, laying. 1. to put or place in a horizontal position or position of rest; set down: to lay a book on a desk. 2. to knock or beat down, as from an erect position; strike or throw to the ground: One punch laid him low.