Credit Card Debt. The average American has credit card debt of $2,202.88 ($4,405.76 per family). Student Loan Debt. The average American has student loan debt of $2,937.18 ($5,874.35 per family). Other Debt. The average American has other debts totaling $1,101.44 ($2,202.88 per family). Surprising Results
OPAC is the Online Public Access Catalogue or, in other words, the library catalogue. It is an. online database of all of the resources held in the library. You can search OPAC to locate. books in the library. It lists the number of the items, whether they are in the library or out on. loan, and their call number.
Shellac is a resin secreted by the female lac bug, on trees in the forests of India and Thailand. It is processed and sold as dry flakes (pictured at right) and dissolved in ethanol to make liquid shellac, which is used as a brush-on colorant, food glaze and wood finish.Shellac functions as a tough natural primer, sanding sealant, tannin-blocker, odour-blocker, stain, and high-gloss varnish.he thickness (concentration) of shellac is measured by the unit pound cut, referring to the amount (in pounds) of shellac flakes dissolved in a gallon of denatured alcohol. For example: a 1-lb. cut of shellac is the strength obtained by dissolving one pound of shellac flakes in a gallon of alcohol.