â¢ The number and amount of community development loans â¢ The use of innovative or complex qualified investments, community development loans, or community development services and the extent to which the investments are not routinely provided by private investors â¢ The bank's responsiveness to credit and community development needs
How do I choose which direction my hardwood should run? Answer: The first answer is, if you have solid hardwood, the wood has to be run in a particular direction. The hardwood should run perpendicular across the floor joists for more strength of the floor going over it. Not doing this can cause sagging of the hardwood and board separation.
A concrete floor is usually laid during renovation work to replace a rotting timber floor. Before laying a concrete floor, you must consult your local Building Control Department as changing a floor can affect the ventilation in other parts of the building and it is possible that insulation will also be required. This line marks the top of the screed. 2  However, if you are planning to lay a thick floor covering on top of the new floor such as quarry tiles, allow for the depth of the tiles. 3  Measure down from line A 25mm and draw a line to mark the top of the concrete layer, and label this B.