You maybe able to exchange it for another term policy or convert it to a cash value life insurance policy, renew the policy every 1 to 5 years, or cancel the policy. Majority of term policies expires at age 95, not at the end of the initial term.
Full Definition of DERAILLEUR. : a mechanism for shifting gears on a bicycle that operates by moving the chain from one set of exposed gears to another. See derailleur defined for English-language learners. See derailleur defined for kids.
running dog. 1. Disparaging. a person or institution subservient to counterrevolutionary interests. a manipulable, servile follower; lackey: to be reviled as a running dog of the colonialists. 2. Architecture.