You maybe able to exchange it for another term policy or convert it to a cash value life insurance policy, renew the policy every 1 to 5 years, or cancel the policy. Majority of term policies expires at age 95, not at the end of the initial term.
Full Definition of DERAILLEUR. : a mechanism for shifting gears on a bicycle that operates by moving the chain from one set of exposed gears to another. See derailleur defined for English-language learners. See derailleur defined for kids.
Haters. A term used by others, usually being suburban gangsters, whose lives are absolutely and undeniably defined by what others think. These people rumble often and think of themselves as original and/or indestructable. People that use the term haters are the lowest stage of the evolutionary scale. They bleed the fastest and have thought processes similar to that of a mentally underdeveloped cat.