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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
If you want to see how negative items in your credit report are impacting your credit scores, you can get two of your credit scores for free at Credit.com, plus a personalized action plan for improving your credit.