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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
Depending on your credit score, you may be eligible for an interest rate as low as 12.99% (the highest rate is 22.99%.) The higher your credit score, the lower your interest rate could be. If your credit score is between 685 and 738, this is high enough for Chase to consider approval for Freedom credit cards.