You maybe able to exchange it for another term policy or convert it to a cash value life insurance policy, renew the policy every 1 to 5 years, or cancel the policy. Majority of term policies expires at age 95, not at the end of the initial term.
Full Definition of DERAILLEUR. : a mechanism for shifting gears on a bicycle that operates by moving the chain from one set of exposed gears to another. See derailleur defined for English-language learners. See derailleur defined for kids.
In the United Kingdom, the definition of a stevedore varies from port to port. In some ports, only the highly skilled master of a loading gang is referred to as a stevedore. Docker is the usual general term used in the UK for a man who loads or unloads ships and performs various other jobs required at a sea port.