â¢ The number and amount of community development loans â¢ The use of innovative or complex qualified investments, community development loans, or community development services and the extent to which the investments are not routinely provided by private investors â¢ The bank's responsiveness to credit and community development needs
How do I choose which direction my hardwood should run? Answer: The first answer is, if you have solid hardwood, the wood has to be run in a particular direction. The hardwood should run perpendicular across the floor joists for more strength of the floor going over it. Not doing this can cause sagging of the hardwood and board separation.
If your tile floor is level and even, you should be able to install laminate flooring over it. Check out our article on Laying Wood Flooring Over Tile to find out more. Of course with laminate, you wonât glue the flooring down, like you would with wood or engineered wood flooring.ou can also tile directly over an existing tile floor as long as it is sound. As with vinyl, clean it first so the mortar will adhere well to the old tile. For more information on tiling, check out our articles Tiling a Floor and Installing Tile Over a Wood Subfloor.