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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
Open a new credit card account with the same credit card company that has a compatible rewards program. Contact the customer service department of the credit card company and request a points transfer. In some cases, you will lose a percentage of your rewards points for transferring them to a new account.You may gain more of an advantage if you spend most of your credit card rewards points before transferring them.redit-card companies rarely allow the name on a credit-card account to transfer to another person, but you can transfer the balance to... 1  How to Redeem Your Chase Freedom Rewards Points.