You maybe able to exchange it for another term policy or convert it to a cash value life insurance policy, renew the policy every 1 to 5 years, or cancel the policy. Majority of term policies expires at age 95, not at the end of the initial term.
Full Definition of DERAILLEUR. : a mechanism for shifting gears on a bicycle that operates by moving the chain from one set of exposed gears to another. See derailleur defined for English-language learners. See derailleur defined for kids.
brute, savage, wildcat, beast, wolf - a cruelly rapacious person. bludgeoner - an assailant who uses a bludgeon. bully, hooligan, roughneck, rowdy, ruffian, yob, yobbo, yobo, tough - a cruel and brutal fellow. harrier, harasser - a persistent attacker; the harassers were not members of the regular army.