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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
transunion enhanced credit score What does this mean for you? The revised credit score has been improved to reflect changes in the credit market, to be more sensitive to updates in a consumer's credit information, as well as provide better insight into a consumer's credit standing.