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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
What credit score is needed for the Chase Freedom? Generally, this card is designed for people with good credit, which is roughly a FICO score above 700. However, keep in mind approvals for credit cards are not based on credit scores alone, and you have multiple credit scores. View additional good credit card offers here.