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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
If you request a free FICO score through one of these lenders, you'll get a report showing the score, plus the two main factors affecting the score. That helps you to have a better idea of what to do to improve your credit score.Below is a list of current participants providing free FICO scores to customers.f you request a free FICO score through one of these lenders, you'll get a report showing the score, plus the two main factors affecting the score. That helps you to have a better idea of what to do to improve your credit score.