â¢ The number and amount of community development loans â¢ The use of innovative or complex qualified investments, community development loans, or community development services and the extent to which the investments are not routinely provided by private investors â¢ The bank's responsiveness to credit and community development needs
How do I choose which direction my hardwood should run? Answer: The first answer is, if you have solid hardwood, the wood has to be run in a particular direction. The hardwood should run perpendicular across the floor joists for more strength of the floor going over it. Not doing this can cause sagging of the hardwood and board separation.
Polyurethane Wood Floors. The most popular wood floor surface is polyurethane. Polyurethane is the only floor finish that can be used just about anywhere. The three main types of polyurethane used on hardwood floors are; oil modified, water based and moisture cured. Oil modified polyurethane is often applied over oil based stains.