â¢ The number and amount of community development loans â¢ The use of innovative or complex qualified investments, community development loans, or community development services and the extent to which the investments are not routinely provided by private investors â¢ The bank's responsiveness to credit and community development needs
How do I choose which direction my hardwood should run? Answer: The first answer is, if you have solid hardwood, the wood has to be run in a particular direction. The hardwood should run perpendicular across the floor joists for more strength of the floor going over it. Not doing this can cause sagging of the hardwood and board separation.
Rope lay There are various ways that it can be laid: Ordinary hand lay â With this lay the outer layer of wires which form the strand are laid in the opposite direction to the layers of strands below Langâs lay â A Langâs lay is where the outer layer of wires are applied in the same lay direction as the strands in the rope Left hand lay â The strands are twisted in a left hand direction around the central core.