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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
The Chase FreedomÂ® is one of our favorite credit cards, and has long been Chaseâs flagship cash back card. It earns users 5% cash back up to $1,500 on categories that rotate each quarter. When you manage to spend inside the 5% bonus categories, the Chase FreedomÂ® is hard to beat. All other purchases, however, will only get you 1% back, whereas the Chase Freedom Unlimitedâ  remains at a flat and unlimited 1.5% anywhere you shop. Since both cards have no annual fee, it makes sense to pair them.