Overview. A variety of conditions can cause dark circles or puffiness under your eyes. Genetics, nasal congestion, environmental allergies, eczema, lack of sleep, alcohol abuse, poor hydration and nutritional deficiencies can all contribute to the appearance of dark circles under the eyes, according to MayoClinic.com.
12 months is not too soon to request an increase, but it depends on the lender and your credit score. typically most lenders want you to wait 6 months to a year at the most. the information you provided is rather scarce so i'll offer a little advice in general. if your credit is 650+ i would open another card AND ask for the increase. you typically want around 2-3 cards to boost your credit.
1 Receiving a limit increase can help lower your credit utilization rate. 2  If you have $1000 of debt and your limit is only $2000 you are at 50 percent of your utilization. 3  But if you can add another $2000 to your limit youâll be at 25 percent. Donât let a higher limit lead to higher debt. 2  Just because you were given an increased credit limit shouldnât mean you have an excuse to spend more and increase your debt. 3  Closing too many accounts at once can negatively affect your score. 4  Consumers should always keep their credit utilization to less than 30 percent.