You maybe able to exchange it for another term policy or convert it to a cash value life insurance policy, renew the policy every 1 to 5 years, or cancel the policy. Majority of term policies expires at age 95, not at the end of the initial term.
Full Definition of DERAILLEUR. : a mechanism for shifting gears on a bicycle that operates by moving the chain from one set of exposed gears to another. See derailleur defined for English-language learners. See derailleur defined for kids.
noun, Also, panderer. 1. a person who furnishes clients for a prostitute or supplies persons for illicit sexual intercourse; procurer; pimp. 2. a person who caters to or profits from the weaknesses or vices of others. 3. a go-between in amorous intrigues.