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Resolving your debts through a reputable Debt Settlement company (like Freedom Debt Relief) does NOT damage your credit rating âlike a bankruptcy.â A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some ...
Anyone could collect points under the old rewards scheme, even those with Barclaycard's poor credit option, for example. The new Freedom scheme is much more like any other rewards scheme in that it's currently limited to holders of just one credit card.Gone, too, is Freedom's 1% cash back, replaced by a much more conventional system of points.nyone could collect points under the old rewards scheme, even those with Barclaycard's poor credit option, for example. The new Freedom scheme is much more like any other rewards scheme in that it's currently limited to holders of just one credit card.