Bacteria can also cause a throat infection. This is sometimes called a âstrepâ throat, after the name of the bacteria that cause it â Streptococcus pyogenes. Bacterial infections or âstrepâ throat is rare in children younger than 3 years old.About 1 in 3 children aged 3â14 years will have a sore throat caused by S. pyogenes, compared with about 1 in 10 adults.his causes redness and swelling (inflammation), and can be painful, especially when you swallow. Most throat infections are caused by viruses, including the same viruses that cause: 1  colds (rhinovirus, coronavirus). 2  flu (influenza A and B viruses). 3  laryngitis and croup (parainfluenza virus).
Typically, personal injury claims are the result of the negligence of another person. Claimant: The person making the claim under an insurance policy. There are nine main participants in a personal injury claim. Tortfeasor: The person causing the injuries.
There are two types of insurance claims: first party claims and third party claims. While a first party claim is one you file with your own insurance company, a third party claim is one you file with the insurance provider of another person or business.Most insurance holders have coverage for third parties who are injured as a result of their actions.f you weren't at fault for the accident, you should contact the insurance provider of the business, building owner, or at-fault driver. You'll probably be required to provide information about the cause of the accident and the extent of your injuries. The insurance company will then open an investigation of your claim.