The rationale behind 10,000 steps a day is very simpleââit's about staying motivated. Numerous studies undertaken by health experts revealed that many participants were more excited about counting 10,000 steps through both walking and general movement than by being asked to perform 30 minute walking stints.nd if the goal of 10,000 steps isn't motivator enough for you, here are some other great reasons to add 10,000 steps a day to your routine: 1  Walking is a low impact, effective way to lose weight. 2  Walking helps to reduce blood pressure.
I read your column about paying long-term-care premiums with HSA money. But I wonder how it works for a married couple when one spouse has an HSA and the other does not. Can the HSA money be used tax-free to pay both spousesâ premiums? Take Our Quiz: 10 Things You Should Know About Long-Term Care. Yes. If you have an individual health insurance policy, rather than a family plan, and a health savings account, you can still use money tax-free from the HSA for both spousesâ eligible long-term-care premiums and other medical expenses.
You can use it to pay for qualified medical expenses. You can also use it for things other than medical expenses, but you'd have to pay a penalty. Typically, your account will come with a debit card or checks. If you donât have enough money in your account at the time you need to pay, you could pay out of pocket.enerally you canât use the money in your HSA to pay for medical insurance premiums. Once you have a certain amount in your account, you can invest the money just like you would with an IRA. You can invest it in stocks, bonds and mutual funds.