ALTA Policies. Offering greater coverage than a CLTA policy is an ALTA residential policy, named for its originating organization, the American Land Title Association. The members of this national association for title insurers search, review and insure land titles while advocating a safe and efficient transfer of real estate.
Mudflows (lahars) can result from the rapid melting of ice at the top of a volcano and this can cause serious damage and death to places down slope. Volcanos can trigger shallow earthquakes that can result in damage to infrastructure of course.
Effect of water on volcanoes. The presence of water can greatly alter the characteristics of a volcanic eruption and the explosions of underwater volcanoes in comparison to those on land. For instance, water causes magma to cool and solidify much more quickly than in a terrestrial eruption, often turning it into a volcanic glass.