A theory is by definition testable; in fact, a theory has, by definition, been tested and passed every empirical test that has been thrown at it. A hypothesis may not be testable, and I think that is what you are really getting at.athematicians also do not prove theories, but theorems, which are a completely different thing. Correct terminology makes all the difference here. An unfalsifiable theory (prediction of observable future behavior) is an oxymoron (we either observe the predicted behavior or not).
Single Euro Payments Area (SEPA) The creation of the Single Euro Payments Area (SEPA) is an EU public authoritiesâ integration initiative in the area of electronic euro payments. The SEPA zone comprises 34 countries, including Switzerland and Liechtenstein.
A payment is the transfer of an item of value from one party (such as a person or company) to another in exchange for the provision of goods, services or both, or to fulfill a legal obligation. The simplest and oldest form of payment is barter, the exchange of one good or service for another. In the modern world, common means of payment by an individual include money, check, debit, credit, or bank transfer, and in trade such payments are frequently preceded by an invoice or result in a receipt.