A theory is by definition testable; in fact, a theory has, by definition, been tested and passed every empirical test that has been thrown at it. A hypothesis may not be testable, and I think that is what you are really getting at.athematicians also do not prove theories, but theorems, which are a completely different thing. Correct terminology makes all the difference here. An unfalsifiable theory (prediction of observable future behavior) is an oxymoron (we either observe the predicted behavior or not).
Single Euro Payments Area (SEPA) The creation of the Single Euro Payments Area (SEPA) is an EU public authoritiesâ integration initiative in the area of electronic euro payments. The SEPA zone comprises 34 countries, including Switzerland and Liechtenstein.
biometric payment. Biometric payment is a point of sale (POS) technology that uses biometric authentication to identify the user and authorize the deduction of funds from a bank account. Fingerprint payment, based on fingerscanning, is the most common biometric payment method. Often, the system uses two-factor authentication, in which the finger scan takes the place of the card swipe and the user types in a PIN (personal ID number) as usual.