Many factors influence your score, with the two most important being how you pay your debts and how much debt you owe. For example, late payments on loans, a past bankruptcy, debt collections or a court judgment ordering you to pay money as a result of a lawsuit will negatively affect your credit score.
Definition of velour. plural. velours. play \vÉ-ËluÌrz\. 1 : any of various fabrics with a pile or napped surface resembling velvet used in heavy weights for upholstery and curtains and in lighter weights for clothing; also : the article of clothing itself.
velÂ·vet. n. 1. A soft fabric having a smooth, dense pile and a plain underside. 2. a. Something suggesting the smooth surface of velvet.