OMG! DreamStreet! :) I loved these guys, they were my One Direction . . . haha, no one can replace BSB in my heart, but there's a very special place for Jesse McCartney, even 10 plus years later!!!!! :)
GIC stands for for Guaranteed Investment Certificate. It is a way for the bank to raise money so they can lend it out to you as a personal loan, mortgage, or credit card. You'll notice that the rate the bank pays you is always lower than the rate they charge you when you need money.
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