Your total interest would be around $8,700. With the income-contingent plan, it would take you 11.5 years to pay off your loans, making payments of $245 to $282 per month. You'd pay a total interest of $10,300. In this situation, the best option for repaying your student loans is the standard repayment plan. Yes, it comes with higher monthly payments, but it also has you paying between $200 and $4,000 less in total interest.
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