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This has to do with the mark-to-market loan-to-value (MTMLTV). MTMLTV compares what the houseâs market value is to the amount of the loan. So a home that is underwater where the loan is for more than the house is worth would have a MTMLTV greater than 100%. So if house is worth 100,000, and has a loan for $150,000 the MTMLTV is 150%. In this step the loan would be reduced until the MTMLTV is 115% or the Target Monthly Mortgage Payment is reached. For a more indepth explanation and examples of the waterfall in action go to: https://www.hmpadmin.com/portal/learningcenter/docs/presentations/mhaservicerwebinar02292012.pdf
ATSC Channels. This type of channel, also known as 8-VSB, is broadcast over the air, received from an antenna to your TV or HDTV tuner. Looking at a the signal on a scope, the data points the carry the information appear a bit scattered compared to QAM, and it carries half the data, 19.2 Mbps.TSC stands for Advanced Television Standards Committee and QAM is an acronym for Quadrature Amplitude Modulation. There is also QPSK, which is a format used for satellite broadcasting â but since those are received by proprietary satellite TV boxes, not HDTV tuners and TVs, itâs not important for this discussion.