Many factors influence your score, with the two most important being how you pay your debts and how much debt you owe. For example, late payments on loans, a past bankruptcy, debt collections or a court judgment ordering you to pay money as a result of a lawsuit will negatively affect your credit score.
Definition of velour. plural. velours. play \vÉ-ËluÌrz\. 1 : any of various fabrics with a pile or napped surface resembling velvet used in heavy weights for upholstery and curtains and in lighter weights for clothing; also : the article of clothing itself.
A varve is an annual layer of sediment or sedimentary rock. The word 'varve' derives from the Swedish word varv whose meanings and connotations include 'revolution', 'in layers', and 'circle'.The term first appeared as Hvarfig lera (varved clay) on the first map produced by the Geological Survey of Sweden in 1862.he classic varve archetype is a light / dark coloured couplet deposited in a glacial lake. The light layer usually comprises a coarser laminaset of silt and fine sand deposited under higher energy conditions when meltwater introduces sediment load into the lake water.