Many factors influence your score, with the two most important being how you pay your debts and how much debt you owe. For example, late payments on loans, a past bankruptcy, debt collections or a court judgment ordering you to pay money as a result of a lawsuit will negatively affect your credit score.
Definition of velour. plural. velours. play \vÉ-ËluÌrz\. 1 : any of various fabrics with a pile or napped surface resembling velvet used in heavy weights for upholstery and curtains and in lighter weights for clothing; also : the article of clothing itself.
Definition of spacer: A device that maintains reinforcement in proper position, or keeps wall forms a given distance apart before and during concreting. Dictionary of Construction Home