When you use a debit card, the store clerk usually contacts the financial institution that issued your card to get an authorization. When the approval is given, the balance in your checking account is reduced or blocked by the amount of the purchase. This is known as a pre-authorization hold.
The Price Of Vision Insurance. Vision insurance is one of the best ways to lower the cost of eye care. But how much is vision insurance, really? With VSP Direct, you can expect to pay a monthly premium of about $17, depending on the specific plan. In addition to the premium, you may be required to pay a small co-pay, which is usually about $15 for an eye exam.
According to vision insurance provider Vision Service Plan Direct, the national average price as of June 2015 of a comprehensive eye exam without insurance is $154. The latter does not include frames, prescription lenses or optical lens enhancements.ersonal finance website Nerdwallet notes that as of March 2015, the median price for such an exam is $85. You can expect to pay between $50 and $100, depending on whether you go to a big-box retailer or a private clinic. The price of a no-insurance eye exam also fluctuates widely based on locality.