Drug Formulary. Prior Authorization. Most health plan Drug Formularies have procedures to limit or restrict certain drugs. This is done to encourage doctors and patients to use these drugs appropriately, for the safety and best interest of all members. Most often, these drugs have safety issues, a high potential for inappropriate use, or have lower-priced alternatives on the formulary.
The distinction between an employee and independent contractor is critical because companies are generally liable for actions of employees, as long as those actions are performed within the scope of the employment relationship. However, companies are not generally liable for the actions of independent contractors.
Independent contractors work for themselves, without employees, and thus are not required to maintain a workers' compensation insurance policy. If an independent contractor does hire employees, he might be responsible for carrying workers' compensation insurance.his means all subcontractors must maintain valid workers' compensation insurance. In these cases, it will be your responsibility to ensure that each subcontractor carries workers' compensation insurance, even though you don't have to provide it yourself.