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Definition of personal. 1  1 : a short newspaper paragraph relating to the activities of a person or a group or to personal matters. 2  2 : a short personal communication in a special column of the classified ads section of a newspaper or periodical. 3  3 : personal foul.
Personal accounts are those accounts which belong to either single person or group of persons. Examples are Capital account, all debtors and creditors, employees, account holders, deposit holders etc. In above cases person does not always mean an individual, it can also mean some other company.