Cover cut raw potatoes with water to stop them from turning brown. You can prepare them the night before and still have creamy white potatoes the next day. Start by scrubbing potatoes under cool running water to remove dirt; prepare as directed in recipe. Place in a bowl, and cover with cold water by 1 inch.
If you repay your loan. 1  monthly, default occurs when you fail to make a payment for 270 days. 2  less than once a month, default occurs when you fail to make a payment for 330 days (this applies only to FFEL Program loans).
Wait at least two years. Hereâs where you will need patience: You should wait at least 24 months to apply for a mortgage after bankruptcy. You may be able to get a mortgage after bankruptcy sooner, but the terms, like interest rates, won't be as attractive as they would be if you waited two years. Since you might be paying that mortgage interest for up to 30 years, you will save money if you wait long enough after the discharge to get a good interest rate. Tips for when you're ready to apply for a mortgage. After the two-year period, make sure you are fully prepared to apply for a loan. Your lender will want you to meet certain criteria before agreeing to lend you money: A good debt-to-income ratio, stability and time on the job.