The rigorous requirements for a career as an anesthesiologist include a bachelor's degree, a medical degree, a residency and a state medical license. Anesthesiologists earn a high income suitable to their weighty responsibilities and lengthy preparation.
Best Answer: A deductible is a set dollar amount, that YOU are responsible to pay every year. You pay 100% of the deductible amount before your insurance will pay anything. The insurance company pays none of your deductible. The deductible is cumulative, & starts over at the beginning of each benefit year. Coinsurance is the portion/percentage you pay for medical services you receive. ie. your coinsurance may be 20%, Leaving the insurance to pay 80%. It simply refers to the percentage you pay for medical services. (After you pay 100% of the deductible, that is.).
Yes. The deductible is the amount that YOU must pay before the policy kicks in. However, often times there are types of care that are NOT subject to the deductible, and instead require a co-pay. For example: You may have a policy with a $1000 deductible, but a $20 co-pay for a doc visit or prescription.