Atoms of the four elements Carbon, Hydrogen, Oxygen and Nitrogen combine with traces of other elements to produce the molecules that make up the building blocks of our cells, amino acids. DNA (deoxyribonucleic acid) in the nucleus of cells acts as both the hardware and software of a system that uses amino acids to create proteins.
A Chapter 7 bankruptcy will usually stay on your credit report for ten years. But in general, this does not prohibit you from obtaining new credit and moving on with your life.
This is how it ends up on your reports. Most negative entries can stay on your credit reports for seven years. The only event that can stay longer than that is a bankruptcy filing, which can remain for up to 10 years. Home foreclosure is a legal process. Whether or not it actually goes before a judge will depend on the laws of your state.