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This has to do with the mark-to-market loan-to-value (MTMLTV). MTMLTV compares what the houseâs market value is to the amount of the loan. So a home that is underwater where the loan is for more than the house is worth would have a MTMLTV greater than 100%. So if house is worth 100,000, and has a loan for $150,000 the MTMLTV is 150%. In this step the loan would be reduced until the MTMLTV is 115% or the Target Monthly Mortgage Payment is reached. For a more indepth explanation and examples of the waterfall in action go to: https://www.hmpadmin.com/portal/learningcenter/docs/presentations/mhaservicerwebinar02292012.pdf
The Roku TV is an actual line of TVs, sort of like the mythical Apple TV HDTV. But, you know, real. The Roku-powered HDTV sets, due this coming fall, are the result of a partnership between the Roku people and the major TV manufacturers TCL and Hisense.