All of my life... show more. Not all of course, but all the the women I have met. I'm a 20 year old female, and I have no female friends, only guy friends. im straight, and I don't sleep around so don't tell me that's why I have no female friends. This is going to sound conceited, but it adds to my question. All of my life...
Net interest income. Net interest income (NII) is the difference between revenues generated by interest-bearing assets and the cost of servicing (interest-burdened) liabilities. For banks, the assets typically include commercial and personal loans, mortgages, construction loans and investment securities. The liabilities consist primarily of customers' deposits.
Step 3. Subtract the interest expense from the interest income to calculate the bankâs net interest income. For example, assume a bank has $50 million in interest income and $30 million in interest expense on last yearâs income statement.Subtract $30 million from $50 million to get $20 million in net interest income.ivide the bankâs net interest income by its average earning assets. Multiply your result by 100 to calculate its net interest margin as a percentage. Concluding the example, divide $20 million by $700 million to get 0.0286.