Collect 500,000 intervals of wind speed data in the field, with easy PC download for storage and analysis. Note that this kit only provides average wind speed data (not wind direction). Battery life up to 10 years (see details).
In the past, mortgage lenders largely based the amount you could borrow on a multiple of your income. This is known as the loan-to-income ratio. For example, if your annual income was Â£50,000, you might have been able to borrow three to five times this amount, giving you a mortgage of up to Â£250,000.Now, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income.They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.ow, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income. They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.
Other Loans. You typically can borrow 100 percent of the equity you have in your car, although your lender may limit the LTV if you are financing a used vehicle. For cash-secured loans, you can borrow 100 percent of the money you use to secure the loan, because these loans offer no risk to the lender.he same maximums apply to a refinance if you use the loan to pay off your existing mortgage, but for a cash out refinance mortgage, your loan-to-value (LTV) ratio usually cannot exceed 80 percent of the property value.