Collect 500,000 intervals of wind speed data in the field, with easy PC download for storage and analysis. Note that this kit only provides average wind speed data (not wind direction). Battery life up to 10 years (see details).
In the past, mortgage lenders largely based the amount you could borrow on a multiple of your income. This is known as the loan-to-income ratio. For example, if your annual income was Â£50,000, you might have been able to borrow three to five times this amount, giving you a mortgage of up to Â£250,000.Now, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income.They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.ow, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income. They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.
As well as the size of your deposit, the amount you can borrow for a mortgage will depend on your age and the lenderâs own credit scoring and application process. Loans range up to 95 per cent of a homeâs value with the borrower having to stump up the remaining amount.any lenders are reluctant to lend into retirement, so it will be trickier to get a big 30-year mortgage at age 45 as this would push you into retirement age. Lenders will also base the amount you can borrow on your marital status, income, any childcare costs and what it thinks your future expenses could be.