When you use a debit card, the store clerk usually contacts the financial institution that issued your card to get an authorization. When the approval is given, the balance in your checking account is reduced or blocked by the amount of the purchase. This is known as a pre-authorization hold.
The Price Of Vision Insurance. Vision insurance is one of the best ways to lower the cost of eye care. But how much is vision insurance, really? With VSP Direct, you can expect to pay a monthly premium of about $17, depending on the specific plan. In addition to the premium, you may be required to pay a small co-pay, which is usually about $15 for an eye exam.
Vision insurance covers eye exams, glasses, and contacts--just the basics of vision. Typically, you only need one eye exam per year and there's a $10 or $15 copay. Most vision plans will have an allowance for glasses and contacts that will be sufficient as long as you don't get too fancy with designer lenses.ision insurance on the individual market Vision insurance when your employer is not providing it costs about $15 - $60 month for individuals and families.