1 The hypothalamus, pituitary gland, and the gonads (ovaries, testicles) operate in a feedback loop, producing and maintaining the levels of sex hormones (androgens and estrogens) that are mainly responsible for the primary and secondary changes of puberty.
Calculation: Here is the formula for FIP: FIP = ((13*HR)+(3*(BB+HBP))-(2*K))/IP + constant. The constant is solely to bring FIP onto an ERA scale and is generally around 3.10. You can find historical FIP constant values here, or you can derive the constant yourself.
The formula for calculating monthly mortgage insurance premium became effective May 1, 1998 (see Mortgagee Letter 98-22 Attachment). Below is the monthly mortgage insurance premium (MIP) calculation with examples and pseudocode using the annual and upfront MIP rates in effect for mortgages assigned an FHA case number before October 4, 2010.