A theory is by definition testable; in fact, a theory has, by definition, been tested and passed every empirical test that has been thrown at it. A hypothesis may not be testable, and I think that is what you are really getting at.athematicians also do not prove theories, but theorems, which are a completely different thing. Correct terminology makes all the difference here. An unfalsifiable theory (prediction of observable future behavior) is an oxymoron (we either observe the predicted behavior or not).
Single Euro Payments Area (SEPA) The creation of the Single Euro Payments Area (SEPA) is an EU public authoritiesâ integration initiative in the area of electronic euro payments. The SEPA zone comprises 34 countries, including Switzerland and Liechtenstein.
Electronic billing or electronic bill payment and presentment, is when a company, organization, or group sends its bills over the internet, and customers pay the bills electronically.Contents.ACHA-The Electronic Payments Association is a not-for-profit trade association that develops operating rules and business practices for the Automated Clearing House (ACH) Network and for other areas of electronic payments.