Drug Formulary. Prior Authorization. Most health plan Drug Formularies have procedures to limit or restrict certain drugs. This is done to encourage doctors and patients to use these drugs appropriately, for the safety and best interest of all members. Most often, these drugs have safety issues, a high potential for inappropriate use, or have lower-priced alternatives on the formulary.
The distinction between an employee and independent contractor is critical because companies are generally liable for actions of employees, as long as those actions are performed within the scope of the employment relationship. However, companies are not generally liable for the actions of independent contractors.
Under the Workers' Compensation Law, most individuals providing services to a for-profit business will be deemed an employee of that business and therefore must be covered by the employer for workers' compensation insurance. If an entity meets ALL of the 12 statutory criteria, it will not be considered an employee of the contractor. 2  Instead, it will be a separate business entity that is itself subject to the new law regarding its own employees.