OMG! DreamStreet! :) I loved these guys, they were my One Direction . . . haha, no one can replace BSB in my heart, but there's a very special place for Jesse McCartney, even 10 plus years later!!!!! :)
GIC stands for for Guaranteed Investment Certificate. It is a way for the bank to raise money so they can lend it out to you as a personal loan, mortgage, or credit card. You'll notice that the rate the bank pays you is always lower than the rate they charge you when you need money.
During annual enrollment, existing GIC-eligible municipal members may enroll in a health plan for the first time or change their health plan options. If you have access to non-GIC Health Insurance (for example, through your spouse) it may pay to participate in the Buy-out Program.