Dr. Neda Esfandiari is a female Family Medicine Doctor (taxonomy code 207Q00000X) located in Tyler, Texas. Dr. Neda Esfandiari's NPI Number is #1356364178 and has been listed in the NPI registry for 12 years. Dr. Neda Esfandiari's practice location is listed as: 520 E Douglas Blvd Tyler, TX 75702-8307 and can be reached via phone at (903) 593-1721.
FHA Upfront Mortgage Insurance Premium Rates. The Upfront Mortgage Insurance Premium (UFMIP) is a fee thatâs charged to the borrowers up front for all FHA purchase loans, cash-out refinances and rate-term refinances that arenât streamline loans. Purchase and non-streamline refinance loans have Upfront MIP amounts of 1.75% of proposed loan amount and is added to the mortgage balance at closing. 1  Purchase Loans, Cash-Out Refinance or Rate-Term Refinance UFMIP Rate of 1.75%. 2  FHA Streamline Refinance Original FHA loan endorsed before 6-1-2009 â UFMIP Rate of 0.01%.
The first calculation is for the up front mortgage insurance premium. Multiply the loan amount by 2.25 percent. Example from above: $96,500 multiplied by .0225 equals $2,171.25.This is added to the loan amount, making the loan amount $98,671.25). Contact your lender for the correct loan amount to do your calculations. 2  Note that when the mortgage is paid down to 78 percent of the loan amount, the monthly insurance premium can be dropped, provided there are five years of payment history.