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Conversion Rule. If you convert money from a tax-deferred retirement account to a Roth IRA, you must wait at least five years before taking distributions of the converted amounts to avoid the 10 percent early withdrawal penalty. However, you won't pay income taxes on the distribution, because you paid them on the conversion.
Last Chance to Recharacterize 2014 Roth IRA Conversion If you converted a traditional IRA to a Roth during 2014 and paid tax on the conversion with your 2014 return, October 15, 2015 is the deadline for recharacterizing (undoing) the conversion.st Quarter 2015 Estimated Tax Payment Due If you are self-employed or have other first-quarter income that requires you to pay quarterly estimated taxes, get your Form 1040-ES postmarked by April 15, 2015.