The UN Environmental Programme's definition of mountainous environment includes any of the following: 1  Elevation of at least 2,500 m (8,200 ft); 2  Elevation of at least 1,500 m (4,900 ft), with a slope greater than 2 degrees; 3  Elevation of at least 1,000 m (3,300 ft), with a slope greater than 5 degrees;
The annual deductible is a fixed dollar amount you pay for covered services each calendar year or plan year before HMSA will pay for certain services.
Best Answer: A deductible is a set dollar amount, that YOU are responsible to pay every year. You pay 100% of the deductible amount before your insurance will pay anything. The insurance company pays none of your deductible. The deductible is cumulative, & starts over at the beginning of each benefit year. Coinsurance is the portion/percentage you pay for medical services you receive. ie. your coinsurance may be 20%, Leaving the insurance to pay 80%. It simply refers to the percentage you pay for medical services. (After you pay 100% of the deductible, that is.).