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Maximum Payments. Each year, a graduate student may borrow up to $20,500 in Federal Stafford Loans (not exceeding $8,500 in subsidized loans per year). The maximum amount a graduate student can borrow upon graduation is $138,500 (up to $65,000 in subsidized loans). Certain graduate schools, such as health-related schools, allow up at $224,000 in graduate student loans. In some cases, federal student loans do not cover the entire cost of graduate school.
Stafford loans are popular student loans funded by the federal government. You can either opt for a subsidized Stafford loan or an unsubsidized Stafford loan, as the current interest rate for unsubsidized and subsidized Stafford loans is 4.66% for undergraduate students.