The UN Environmental Programme's definition of mountainous environment includes any of the following: 1  Elevation of at least 2,500 m (8,200 ft); 2  Elevation of at least 1,500 m (4,900 ft), with a slope greater than 2 degrees; 3  Elevation of at least 1,000 m (3,300 ft), with a slope greater than 5 degrees;
The annual deductible is a fixed dollar amount you pay for covered services each calendar year or plan year before HMSA will pay for certain services.
LESSON 13: MEDICAL EXPENSE INSURANCE. 13.3.1 Deductibles. Everyone knows what a deductible is. It is a form of payment that enables insurers to help hold down premium rates and eliminate small claims, but you may not know that there are actually three types of deductibles under major medical expense plans.