The UN Environmental Programme's definition of mountainous environment includes any of the following: 1  Elevation of at least 2,500 m (8,200 ft); 2  Elevation of at least 1,500 m (4,900 ft), with a slope greater than 2 degrees; 3  Elevation of at least 1,000 m (3,300 ft), with a slope greater than 5 degrees;
The annual deductible is the aggregate maximum amount that the insurance policy requires the insured(s) to pay over the course of a year in deductibles. Stated otherwise, a deductible will normally be incurred for each physician's visit, medical test, or other procedure.
Your deductible, coinsurance, and copay are considered out-of-pocket costs. In other words, they are health care expenses that you are responsible for. However, the ways in which they function are much different. A deductible is the total amount that you must pay before your insurance company begins contributing. For instance, if you have an insurance plan with a $2,000 deductible, you will be responsible for 100% of your healthcare costs until those costs reach $2,000.