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n. an intentional delay in collecting a debt or demanding performance on a contract, usually for a specific period of time. Forbearance is often consideration for a promise by the debtor to pay an added amount.
The first argument for a forbearance is the human judge factor.. In other words, judges are people first, and people like for other people to get along. If the creditor is hard on the debtor when a default first occurs and the judge perceives ill will, then it will likely be the judge who first strikes the debtor with a blow of compassion.