I get my insulin from my Endocrinologist at no cost. She started me on Levemir as soon as I came off the pump in January, but this past visit she gave me Levemir AND Lantus because she was short on bottles of Levemir.
The benefits that a homeowner association (HOA) provides to homeowners vary depending on the specific regulations and practices of the HOA. Individuals may also benefit more or less depending on their political standing in the association and the degree to which the community's decisions match their preferences.
HOA Master Insurance Policy. Many HOAs carry whatâs known as a âmaster policy.â This policy typically covers the parts of residential structures shared by all homeowners, such as roofs, common walls, lobbies, stairways, elevators, and basements. HOA governing documents should state exactly which areas the HOA insures.Youâll want to verify that the HOA master policy covers everything itâs supposed to cover. If anything is left out of the policy, your investment in your home may be at risk.iability Insurance for HOA Employees. Key HOA employees are responsible for making important decisions about how to manage the property. When an HOA employee fails to do something or acts in a way that causes damage to someone, the HOA may be sued.