A hide is actually much thicker than a finished upholstery leather. Before it is finished, a hide is split into layers. The layer closest to the surface is the Top Grain and includes the actual surface of the skin with all of its natural pores, wrinkles, and scars. It is the strongest part of the hide.
The Northland Group is an independent debt collector. They most likely purchased your debt account from another agency. However they could have instead been assigned your account by the original creditor. Northland Group is located in Edina, Minnesota and started business in 1982.
Nord VPN is owned by Tefinkom co S.A. Tefinkom co S.A. is based in Panama where there are no mandatory data retention laws. NordVPN has been functioning in the IT security industry since 2008. Nord VPN is a VPN provider with a well established VPN service and a global presence. The VPN service provider believes in top quality customer care and has designed its service so that old and new VPN users can use VPN easily.