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Fed Raises Rates for First Time in 2016, Anticipates 3 Increases in 2017 Central bank will nudge up the federal-funds rate by a quarter percentage point to between 0.50% and 0.75% Federal Reserve Chairwoman Janet Yellen explains the decision to raise the federal-funds rate by a quarter percentage point, and the expectation for further increases in 2017.
Federally chartered credit unions have an interest rate cap of 18 percent on all loans, not just credit cards, according to the Credit Union National Association. If your 27.99 percent annual percentage rate, or APR, is the result of a rate increase, you should know your rights under the new law. The CARD Act requires issuers to review rate increases that occurred after Jan. 1, 2009, every six months and reduce the person's interest rate if appropriate.