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Here is a list of states where termite inspections are discretionary: 1  Alaska. 2  Colorado. 3  Idaho. Maine. 4  Minnesota. Montana.  North 1  Dakota. 2  Oregon. South 3  Dakota. Washington. 4  Wisconsin.  Wyoming.
More than 30 states require a pest inspection before a home loan can close. Theyâre discretionary in others, although thereâs a handful of states where individual counties mandate a inspection. One of the quirks of the VA pest inspection is that the homebuyer isnât allowed to pay for it. That may change in the coming years, but for now itâs a consideration that lenders, real estate agents and home sellers contend with, usually with little fuss.