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Most popular is a stand-alone form or separate fiduciary liability policy. At least two other types of coverage are related to fiduciary liability insurance, and it is important to clarify them. First, fidelity bonds are required by law (ERISA bonding). This is a form of insurance for dishonesty situations.
ERISA also covers many different types of benefits, not just pensions. Group health insurance plans, group disability benefit plans and even employer-provided business travel insurance or scholarship funds can all be regulated by ERISA.f you work for an employer and get benefits, you are likely covered by ERISA. This is true even if you are the only employee. It is true no matter how your employerâs business is structured, and it is true even if your employer is a nonprofit.