In the processed food industry, it is used a thickener, a gelling agent, a stabilizer, and an emulsifier. As such, it can be found in foods as diverse as yogurt, pate, aspic, marshmallows and gummy candy, soups, salad dressings, and canned ham. Edible gelatin is also widely used in the pharmaceutical industry.
Lenders evaluate your three credit scores when deciding if you are a safe investment. Although each lender has its own standards, a credit score of 620 is considered a minimum to apply for a refinance. Obviously, the higher your credit score the better.
There are a number of other issues to resolve before you refinance, USA Today recommends. To get the best rates, you should have more than 20 percent equity, which is the value of your home not covered by the mortgage. If you can make that happen within a year or so, it might be worth waiting until then.