Indeterminate premium life insurance is a type of whole life insurance that specifies two premium rates: a guaranteed maximum, and a lower rate you actually pay. The lower premium level is for a set period of time. Then the company establishes a new rate that may be higher or lower than the initial premium.
According to a January 2010 report by the Texas Public Policy Foundation, the average price paid per kilowatt hour by Texas residents in 2009 was 12.26. This was slightly higher than the national average.oing so will allow you to pay less for electricity than what your average Texas neighbors are paying. Ideally, you want to be paying less than the approximately eleven cents per kWh that is the average among competitive electricity suppliers in the state.
1 Commercial electricity rates in Texas average 8.16Â¢/kWh, which ranks the state 40th in the nation. 2  The average commercial electricity rate of 8.16Â¢/kWh in TX is 19.13% less than the national average commercial rate of 10.09Â¢/kWh. Residential electricity consumption in Texas averages 1,168 kWh/month, which ranks 5th in the U.S. 2  This average monthly residential electricity consumption in TX is 29.35% greater than the national average monthly consumption of 903 kWh/month.