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Maximum Payments. Each year, a graduate student may borrow up to $20,500 in Federal Stafford Loans (not exceeding $8,500 in subsidized loans per year). The maximum amount a graduate student can borrow upon graduation is $138,500 (up to $65,000 in subsidized loans). Certain graduate schools, such as health-related schools, allow up at $224,000 in graduate student loans. In some cases, federal student loans do not cover the entire cost of graduate school.
Federal Stafford Loan Limits. The Federal Stafford loan is a student loan available to undergraduate and graduate students. The next two tables show the overall Federal Stafford loan limits for undergraduate and graduate students for loans first disbursed on or after July 1, 2008.ote that each college has a limited allocation of Federal Perkins loan funding from the revolving loan pool, so actual loan amounts are often much lower than the loan limits. The average Federal Perkins loan amount in 2011-12 was $1,824 for undergraduate students and $2,747 for graduate and professional students.