Gideon was the son of Joash, from the Abiezrite clan in the tribe of Manasseh and lived in Ephra (Ophrah). As a judge of the Israelites, he won a decisive victory over a Midianite army with a vast numerical disadvantage, leading a troop of 300 'valiant' men.
Net present value. In finance, the net present value (NPV) or net present worth (NPW) is a measurement of the profitability of an undertaking that is calculated by subtracting the present values (PV) of cash outflows (including initial cost) from the present values of cash inflows over a period of time.
Third-party liability is an insurance policy purchased to pay the damages caused to another (a third) party by the insured's own fault. It is purchased by the insured (the first party) from an insurance company (the second party) for protection against claims made by another party (a third party).