Indeterminate premium life insurance is a type of whole life insurance that specifies two premium rates: a guaranteed maximum, and a lower rate you actually pay. The lower premium level is for a set period of time. Then the company establishes a new rate that may be higher or lower than the initial premium.
According to a January 2010 report by the Texas Public Policy Foundation, the average price paid per kilowatt hour by Texas residents in 2009 was 12.26. This was slightly higher than the national average.oing so will allow you to pay less for electricity than what your average Texas neighbors are paying. Ideally, you want to be paying less than the approximately eleven cents per kWh that is the average among competitive electricity suppliers in the state.
According to the US Department of Energy, Texas leads the way not just in energy production but also in energy consumption. In 2011, the average kWh per month in Texas was 473.58, compared to a national average of 380.5. The average kWh cost for Texas was 11.3 versus a national average of 12 cents â 0.7 may seem like a decent drop but when you look at the nearly 100 kWh difference in usage, there isnât a whole lot of out-of-pocket saving.