I get my insulin from my Endocrinologist at no cost. She started me on Levemir as soon as I came off the pump in January, but this past visit she gave me Levemir AND Lantus because she was short on bottles of Levemir.
The benefits that a homeowner association (HOA) provides to homeowners vary depending on the specific regulations and practices of the HOA. Individuals may also benefit more or less depending on their political standing in the association and the degree to which the community's decisions match their preferences.
Policies to Protect Homeowners From Lawsuits. Some states require that HOAs have insurance that pays the costs of lawsuits filed against homeowners by people who are injured or killed on the property. For example, suppose the elevator in your building malfunctions and injures someone.iability Insurance for HOA Employees. Key HOA employees are responsible for making important decisions about how to manage the property. When an HOA employee fails to do something or acts in a way that causes damage to someone, the HOA may be sued.