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By the end of the 20th century, the United States dollar was considered the world's most dominant reserve currency. The world's need for dollars has allowed the United States government as well as Americans to borrow at lower costs, granting them an advantage in excess of $100 billion per year.
the value of a currency is determined by the countries reserves (Gold, Securities, reserve currencies e.g. USD, GBP, EUR) and Japans future growth. The market rate also includes speculation, rumours, and the psychology of the market. Gold reserves are no longer used as the primary value of a currency.