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How many digits does a MasterCard have? A: A MasterCard has a total of 16 digits. MasterCard, as well as most major credit card systems, use the ANSI Standard X4.13-1983 system, in which each digit identifies a particular attribute of the card.
Originally Answered: Why does American Express (company) use a different grouping of numbers than other credit cards? Visa and Mastercard always have 16 digits whereas American Express has 15 digits. Visa and Mastercard do not issue credit cards; instead, they use banks (financial institutions) to issue the cards.