When you have a new hard drive, or when you're reinstalling Windows, the OS may ask you to format the drive. If given a choice, the two common modes are NTFS and FAT32. But what are those, and why would you choose one over the other? We break down the differences between FAT32 vs. NTFS..
Between the ages of 45 and 55, an annuity investor is usually able to take on more risk with his or her investments, as there will be more time to make up for any losses. He or she also has a number of annuity options that are suited for individual financial goals and risk tolerance.
Some important points to consider are: 1  The first required minimum distribution from a nonqualified annuity must be taken within one year of the date of the annuity ownerâs death. 2  In each subsequent year, the beneficiary must take at least a life expectancy-based required minimum distribution by December 31.