The UN Environmental Programme's definition of mountainous environment includes any of the following: 1  Elevation of at least 2,500 m (8,200 ft); 2  Elevation of at least 1,500 m (4,900 ft), with a slope greater than 2 degrees; 3  Elevation of at least 1,000 m (3,300 ft), with a slope greater than 5 degrees;
The annual deductible is the aggregate maximum amount that the insurance policy requires the insured(s) to pay over the course of a year in deductibles. Stated otherwise, a deductible will normally be incurred for each physician's visit, medical test, or other procedure.
Medical Deductible. 1  The Medical Deductible is a co-pay amount which is the responsibility of the insured. Options vary by plan and can range from $0 to $2500. Deductibles can be charged 1) per policy; or 2) per person; or 3) per occurrence, injury or illness; or 4) combination of the above. Most Long Term Plans require you to select a deductible option while most Vacation plans offer a zero deductible benefit.