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Maximum Payments. Each year, a graduate student may borrow up to $20,500 in Federal Stafford Loans (not exceeding $8,500 in subsidized loans per year). The maximum amount a graduate student can borrow upon graduation is $138,500 (up to $65,000 in subsidized loans). Certain graduate schools, such as health-related schools, allow up at $224,000 in graduate student loans. In some cases, federal student loans do not cover the entire cost of graduate school.
Maximum Allowable Loan Amounts for Federal Stafford Loans Students borrowing a Federal Stafford Loan, including subsidized and/or unsubsidized, are subject to the following loan limits: Annual Maximum Loan Limit: Restricts the total amount of Stafford Loans that may be borrowed during the academic year (fall, spring, and/or summer).