4. pinoy. -used by Filipinos for their compatriots in the Philippines and around the world. Filipinos usually refer to themselves informally as Pinoy or some times feminine: Pinay, which is formed by taking the last four letters of the word 'Filipino' and adding the diminutive suffix-y.
1 Tax liens. 2  Paid tax liens will typically stay on your credit report for seven years from the date released (paid), while unpaid tax liens can remain on your credit report for 15 years. 3  Bankruptcies. 4  In general, the public record of a bankruptcy can stay on your credit report for 10 years.ow long negative information appears on your credit report depends on the type of information: 1  Late paid accounts. 2  In general, negative information will stay on your credit report for seven years from the date of last activity.
How Long Do Late Payments Stay on a Credit Report? The majority of negative items will stay on your credit report for up to 7 years. This includes collection accounts and late payments. However, just because the negative information will be on your report for 7 years doesnât mean it will be affecting your score for 7 years.