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A plan or insurer may provide a SBC in paper form or electronically, if the requirements of the Department of Labor's electronic disclosure safe harbor are met. If SBCs are to be mailed and the employee and any eligible dependents are known to reside at the same address, a single SBC may be provided to that address. If renewal is automatic, the SBC must be provided no later than 30 days prior to the first day of coverage in the new plan year. 2  Group health plans that offer more than one benefit option can provide just the SBC for the benefit option the participant is already enrolled in with the open enrollment materials.
ACH and echeck) for merchant location. BEST PRACTICES FOR MERCHANT USE OF CONVENIENCE FEES: Merchants are prohibited by card association rules from billing consumers a fee for using a credit card.This is considered surcharging. merchant may register for the MC program without registering for the Visa Utility a Effective July 1, 2006 through March 31, 2008, MasterCard is undertaking a convenience fee pilot for a select number of pre-certified government and education entities or their third party agents.