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For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
Create the Ratio Formula. To calculate the ratio, the width will be divided by the height, and formatted as a fraction. A colon will replace the slash. To see the ratio, enter this formula in cell E4: =SUBSTITUTE(TEXT(B4/C4,#/######),/,:). The result is 4:3 -- the ratio for those screen dimensions.reate the Ratio Formula. To calculate the ratio, the width will be divided by the height, and formatted as a fraction. A colon will replace the slash. To see the ratio, enter this formula in cell E4: =SUBSTITUTE(TEXT(B4/C4,#/######),/,:). The result is 4:3 -- the ratio for those screen dimensions.