Inquiries are notations on your credit report that indicate when someone has checked your credit file. Only the âhardâ inquiries associated with an application for a new financial obligation, such as a loan or credit card, impact your credit score. A single inquiry typically costs very few points to the score. The Bankrate feature, âHow credit inquiries affect credit scoreâ goes into more detail on the subject.
Supplement. A supplement is a publication that has a role secondary to that of another preceding or concurrent publication. A follow-on publication complements its predecessor, either by bringing it up-to-date, or by otherwise enhancing the predecessor's coverage of a particular topic or subject matter, as in the Tosefta.
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