Contact Allstate via phone, email or U.S. mail for personal assistance and support. You can access your Allstate account for policy information and more. Skip Navigation
If you are in an IRF more than 90 days (during one spell of illness), you can use up to 60 additional lifetime reserve days of coverage. During those days, you are responsible for a daily coinsurance payment of $592 per day, in 2013, and Medicare will pay the rest.
(MERP) A medical reimbursement plan (MERP) is any plan or arrangement under which an employer. reimburses an employee for uninsured health or accident expenses incurred by the employee or. their dependents. Health or accident expenses are defined in IRC Section 213(e). If done. correctly, these reimbursements are paid to the employee tax-free.