4. pinoy. -used by Filipinos for their compatriots in the Philippines and around the world. Filipinos usually refer to themselves informally as Pinoy or some times feminine: Pinay, which is formed by taking the last four letters of the word 'Filipino' and adding the diminutive suffix-y.
1 Tax liens. 2  Paid tax liens will typically stay on your credit report for seven years from the date released (paid), while unpaid tax liens can remain on your credit report for 15 years. 3  Bankruptcies. 4  In general, the public record of a bankruptcy can stay on your credit report for 10 years.ow long negative information appears on your credit report depends on the type of information: 1  Late paid accounts. 2  In general, negative information will stay on your credit report for seven years from the date of last activity.
How long late payments stay on your credit report. A late payment will stay on your credit report for 7 years. However, it will only negatively impact your credit score for 36 months. The newer the late payment is, the more it impacts your credit score. Typically, you can recover from a single 30-day late pay after 12 months of positive payment history.