Since any map projection is a representation of one of those surfaces on a plane, all map projections distort. Every distinct map projection distorts in a distinct way. The study of map projections is the characterization of these distortions.
If you have the car as collateral, the loan company will take the car. The co-signer is not automatically put on the title, that would be between you and the co-signer. My father co-signed a loan when I was younger, and my name was on the title, not his.
Standard-Term Loans. Until fairly recently, 60-month auto loan terms (5 years) were a fairly common car loan term length. Simply put, if you sign up for a 5-year term, you have 5 years to pay off the auto loan. More specifically, that's one car payment every month for 60 months.