For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
Soft inquiries typically do not impact your credit score. Hard inquiries serve as a timeline of when you have applied for new credit and may stay on your report for up to 24 month s. Depending on your unique credit history, they could indicate different things to different lenders. Recent hard inquiries on your credit report tells a lender that you are currently shopping for new credit.