11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
Signing up with Credit.com will net you a free credit score and a credit report card that shows how youâre doing in the five key areas of your credit that determine your credit score-payment history, debt usage, credit age, account mix and inquiries.igning up with Credit.com will net you a free credit score and a credit report card that shows how youâre doing in the five key areas of your credit that determine your credit score-payment history, debt usage, credit age, account mix and inquiries.