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For the Texas Ratio calculation, a bank's available capital is the sum total of its equity capital and its loan loss reserves. Equity capital is essentially the book value of the bank -- its total assets minus its liabilities.
What is the 'Quick Ratio'. The quick ratio is an indicator of a companyâs short-term liquidity. The quick ratio measures a companyâs ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets, and is calculated as follows: Quick ratio = (current assets â inventories) / current liabilities, or.