For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
You also see soft inquiries when you pull your own credit. Soft inquiries don't show on your credit report for your future creditors consideration. According to MyFICO, a single credit inquiry can take up to five points off your credit score. As the number of inquiries increases, your credit score shrinks.