Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
So, to do your best on the exam, you need to know that the CPT test is a computer-adaptive placement test. Computer-adaptive means that ther test is taken over the tnternet and the questions on each part of the test become more challenging as the exam progresses.