LuAnn White, PhD, a professor of environmental health sciences and the director of the Tulane Center for Applied Environmental Public Health in New Orleans, is on the front lines of the Deepwater Horizon oil spill.
Reinsurance Supported Innovation. The global insurance market is now highly competitive in almost every sector of the industry. Insurance for personal and commercial lines in most developed nations is a mature industry. Product innovation has had little noticeable impact on industry premiums. Very few truly new. insurance products have been added to the industry landscape and 2010 and 2011 appear to be. headed for net decreases in industry-wide premiums for core non-life premiums.
If you need additional coverage, you may be able to add coverage to an existing life insurance policy. Riders can add more coverage or restrict the coverage provided by a life insurance policy. Itâs important to understand that adding a rider to your policy may increase the premium by quite a bit.hese insurance policy riders can extend your life insurance coverage to suit the specific needs of you and your family. Guide to Life Insurance Policy Riders. 1  Learn about and understand the most common types of policy riders. 2  Explains how those riders are used and what coverage they provide.