11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
How Being an Authorized User Can Build Credit. For the authorized user, being added to someone elseâs credit card account can be a credit-building plus, as long as the primary account holder pays the account as agreed. Keep in mind, though, this can depend upon the credit card issuer.