For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
In the fourth quarter of 2015, the average credit score on a used loan was 649, up a point from last year. âWeâre seeing the market kind of flatten out a bit,â said Melinda Zabritski, Experian Automotiveâs senior director of automotive financing. âMore consumers with lower credit score [are] able to get financing.