Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
CPT is an acronym for Current Procedural Terminology. CPT codes are published by the American Medical Association, and the fourth edition is the most current. The purpose of the coding system is to provide uniform language that accurately describes medical, surgical, and diagnostic services.