11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
Five Tips That Anyone Can Use. These days, building good credit is the ticket to getting a lot of other good thingsâa car, a house, a cell phone or even a new job. On the surface, the badge of âgoodâ credit might seem vague and elusive, but if you know how to build your credit, youâll end up in a solid purchasing position.