For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
A credit inquiryâor credit pullâis a request made to any of the three credit bureaus for a copy of your credit report. There are two types: soft and hard pulls. The most important difference between them is that hard pulls affect your credit score and soft pulls donât.