Thick milk is prepared by directly squeezing grated coconut meat through cheesecloth. The squeezed coconut meat is then soaked in water and squeezed further to produce thin coconut milk. Thick milk is mainly used to make desserts as well as rich and dry sauces.
Insurance policy. In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay.
http://www.carinsurance.com/non-standard.aspx. Non-standard auto insurance is a term to classify insurance sold to drivers whose risk factors makes it difficult or impossible to obtain insurance at standard or preferred rates. Some companies work only in the non-standard auto insurance business, while others file rates that are tiered into non-standard, standard and preferred tiers.