4. pinoy. -used by Filipinos for their compatriots in the Philippines and around the world. Filipinos usually refer to themselves informally as Pinoy or some times feminine: Pinay, which is formed by taking the last four letters of the word 'Filipino' and adding the diminutive suffix-y.
1 Tax liens. 2  Paid tax liens will typically stay on your credit report for seven years from the date released (paid), while unpaid tax liens can remain on your credit report for 15 years. 3  Bankruptcies. 4  In general, the public record of a bankruptcy can stay on your credit report for 10 years.ow long negative information appears on your credit report depends on the type of information: 1  Late paid accounts. 2  In general, negative information will stay on your credit report for seven years from the date of last activity.
Most people researching bankruptcy have read that a bankruptcy will stay on your credit report for 10 years from the day you file. Itâs true that a Chapter 7 bankruptcy will stay on your credit report for 10 years, but thatâs not the case for a Chapter 13 bankruptcy. Chapter 13 bankruptcy requires to repay a certain amount of your debt for a period of three to five years.