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To use BridgePay, you'll need to pay a $5 BridgePay activation fee, plus the minimum payment due for each line on your account. Note: On April 23, 2017, the BridgePay activation fee will increase from $5 to $10 for accounts with more than one line. It will remain $5 for single-line accounts. $25.
The offer that is on the table currently is a 30-year with a fixed rate of 4.875 and fees associated that drive the APR to 4.951%. What's bothering me is a .25% fee if I want to waive escrow. That fee works out to be $778. It seems like a complete junk fee to me.