For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
When you authorize a lender to check your credit, it is called a hard pull, which may cause your credit score to drop slightly. However, when you check your own credit, or an identity theft protection service checks your credit report on your behalf, this is known as a soft pull, which does not hurt your score.