11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
You've probably heard over and over that it's important to have a credit card or two and to use them responsibly if you want a high credit score. No doubt you've also been told that making monthly, on-time payments on your mortgage and car are other ways to keep your credit score healthy and impress lenders.All true.se your rent payments to build credit. For most of credit and rental history, on-time rent payments haven't officially counted as a sign of someone who is responsible with money. Things are slowly changing, however.