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XML is a markup language same as HTML. XML tag you can define your self for storing data. XML store (describe) data, nothing more (either temporary or permanent). XML was designed for describing well formed data. Also XML have some strict rules. That rules follow every XML document.
The only problem is, the heading and the text isn't in the XML file. Well, this is where XSLT comes in. Using XSLT, all we need to do is create a style sheet that transforms the XML into HTML and adds the heading/text. How to Do This? Instead of linking to a CSS file, we will link to a XSL file. Create an XML file with the following content and save it. <tutorials><tutorial><name>XML Tutorial</name><url>https://www.quackit.com/xml/tutorial</url></tutorial><tutorial><name>HTML Tutorial</name><url>https://www.quackit.com/html/tutorial</url></tutorial></tutorials>.