11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
To qualify for a loan, you need to re-build your credit by following these steps: 1  Get your bankruptcy discharge as soon as possible. Perform all of your duties so that there are no delays in getting your discharge. 2  Take steps to perform after bankruptcy credit repair. The most important step is to: 3  Save money after bankruptcy to repair your credit.