It is important for every beneficiary to name a successor beneficiary as soon as they inherit so that there will be someone named to continue the single life expectancy payout schedule if the beneficiary dies early.
L-carnitine is used for conditions of the heart and blood vessels including heart-related chest pain, congestive heart failure (CHF), heart complications of a disease called diphtheria, heart attack, leg pain caused by circulation problems (intermittent claudication), and high cholesterol. Intense exercise has been linked to a decrease in L-carnitine blood levels. 2  However, research on the use of L-carnitine for improving athletic performance is inconsistent. 3  Some studies suggest that L-carnitine improves athletic performance and endurance.
Pantothenic acid is used in the breakdown of carbohydrates, lipids and some amino acids and is also used in the synthesis of coenzyme A. It is the most important component of coenzyme A, which assists in several metabolic pathways and is necessary for the transfer of fats to and from cells.antothenic acid is not known to be toxic in humans. No serious side effects have been reported, even at intakes of up to 10,000 mg (10 grams) per day. Very large amounts of pantothenic acid (several grams per day) can cause diarrhea. Doses of 10 grams (10,000 mg) or more a day can result in diarrhea.