For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
Hard inquiries commonly take place when consumers apply for a credit card, auto loan, mortgage or other loan. On the other hand, soft inquiries typically occur when employers access your report to look for signs of risk or you check your own credit report or score from sites like Credit Karma, Credit Sesame or MyFICO.Lenders may also use soft inquiries to preapprove you for a credit card or loan.ard inquiries can slightly lower your credit score and will typically stay on your report for two years.