Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
PTT vs PT. PTT is âpartial thromboplastin timeâ, and PT is âprothrombin time.â Both PTT and PT are tests used for measuring the time taken for the blood to clot. These two tests are mainly conducted for checking for bleeding problems or the chances of excessive bleeding during surgery.