Phylum: Arthropoda. Class: Arachnida. Order: Araneae. Family: Theraphosidae. Genus: Brachypelma. Species: B. vagans. Domain: The Redrump Tarantula belongs to the domain Eukarya because it obtains a true nucleus, and membrane bound organelles. These same traits can be seen in many organisms we know even wasabi! Learn more about wasabi.
Collateral is something physical that you use to secure something, for example, a loan. A pledge is a promise and may or may not be in writing. For example, when you go to the bank to secure a loan you usually have to put up something like real estate or stocks, as well as promising to pay it back.
The essential difference between a recourse and non-recourse loan has to do with which assets a lender can go after if a borrower fails to repay a loan. In both types of loans, the lender is allowed to take possession of any assets that were used as collateral to secure the loan.