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If you are in an IRF more than 90 days (during one spell of illness), you can use up to 60 additional lifetime reserve days of coverage. During those days, you are responsible for a daily coinsurance payment of $592 per day, in 2013, and Medicare will pay the rest.
Under the statute of limitations (28 U.S.C. 2415), Medicare has six (6) years and three (3) months to recover Medicareâs claim. The statute of limitations begins at the time Medicare is made aware that the overpayment exists. Medicareâs overpayment does not come into existence until a judgment award or settlement offer is accepted. It is at the point of settlement that Medicareâs conditional payments are considered to be overpayments.