Inquiries are notations on your credit report that indicate when someone has checked your credit file. Only the âhardâ inquiries associated with an application for a new financial obligation, such as a loan or credit card, impact your credit score. A single inquiry typically costs very few points to the score. The Bankrate feature, âHow credit inquiries affect credit scoreâ goes into more detail on the subject.
Supplement. A supplement is a publication that has a role secondary to that of another preceding or concurrent publication. A follow-on publication complements its predecessor, either by bringing it up-to-date, or by otherwise enhancing the predecessor's coverage of a particular topic or subject matter, as in the Tosefta.
Most supplements fall under a blanket category of supporting the body in its daily functions, and are best absorbed and best serve the body when taken with the first meal of the day. The exception to this rule could be when a prescription medication is contra-indicated with the absorption of a vitamin or mineral.