Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
AIT = Advanced Individual Training This is the training you go to to learn your specialty (whatever your MOS is) after BCT (Basic Combat Training). The military LOVES acronyms so go to http://www.fas.org/news/reference/lexico... and learn them!! :-) Hope this helps! Source(s): Army national guard & wikipedia.