For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
1 Hard pull inquires can affect your credit score. 2  Soft pull inquiries occur when an existing creditor pulls your credit to see what your credit situation is. 3  A soft credit inquiry occurs when you pull your own credit report. 4  Soft credit inquiries do not affect your credit score.hese inquiries were made by companies who pulled your credit report and these inquiries will remain on your credit report for two years. You may not recognize their names and you have no idea why they pulled your credit so it may seem a bit unnerving.