For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
As far as your FICOÂ® score is concerned, credit inquiries are classified as either hard inquiries or soft inquiries  only hard inquiries have an affect on your FICO score. Soft inquiries are all credit inquiries where your credit is NOT being reviewed by a prospective lender. Time since recent account opening(s), by type of account. 2  Time since credit inquiry(ies). 3  A FICO score does not take into account any involuntary inquiries made by businesses with whom you did not apply for credit, inquiries from employers, or your own requests to see your credit report.