The average salary for a marine biologist with a PhD is around $50,000 a year. About $25,000 - $45,000. With a PhD you do actually make 50,000 and more depending on what part of marine Biology you go in.$200,000 a year.arine Biologists make about $200, 000 - $300, 000 a year. Only about 1% of Amercans make that in a year. I'm a marine biologist and it depends on who you are working for I ma â¦ ke $300,500 a year. It's a really great career. At times it can be difficult but worth it in the end. about Â£50,000 a year.
Commercial lenders universally exaggerate how quickly they can process a commercial real estate loan. They'll tell you over the phone that they can close your commercial real estate loan in just 45 days. That's a bunch of hogwash! The truth is that most banks and CMBS lenders will usually take at least 3 months to close the typical commercial real estate loan. Now don't panic.
My experience has been 48 to 72 hrs. However, all the lenders I use close on the closing date of the contract so there is no surprise. Some of the lenders I use actually have the loan package to the title company several days in advance of the closing. The figures for the closing are provided early enough in the process that the HUD1 (closing statement) is usually ready 1 to 3 business days in advance of the closing.