Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Simply put, the difference between CPT codes and ICD codes are that CPT codes are related to procedures and ICD codes are related to diagnoses. CPT codes, or procedural codes, describe what kind of procedure a patient has received while ICD codes, or diagnostic codes, describe any diseases, illnesses or injuries a patient may have.