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A viatical settlement is a contractual agreement to provide a life insurance policyholder immediate cash in exchange for the sale and transfer of life insurance policy ownership rights.
A settlement is a voluntary, bindingagreement that resolves the differences between the parties to a lawsuit. It isput in writing in a document that is sometimes called a stipulation. In asettlement you can help determine the outcome of a case. In a trial, only aJudge decides the outcome.