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If you are in an IRF more than 90 days (during one spell of illness), you can use up to 60 additional lifetime reserve days of coverage. During those days, you are responsible for a daily coinsurance payment of $592 per day, in 2013, and Medicare will pay the rest.
Section 3 Networks and Coverage Programs. 7. Blue Shield notifies members in this program that they are responsible for paying the 20 percent. coinsurance to a participating provider within 60 days. The sum of the payments â 80 percent by Blue Shield and 20 percent by the member â constitutes. payment-in-full.