Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
One of the most confusing parts of vision and eye care for many patients is understanding the difference between optometrists and ophthalmologists. Add opticians into the mix and people become even more perplexed. So figuring out where you should start when it comes to vision care and eye health can be tricky. Fortunately, once you understand the differences between an optometrist and an ophthalmologist, itâs pretty easy to know where you should go, when, and for what.