Thick milk is prepared by directly squeezing grated coconut meat through cheesecloth. The squeezed coconut meat is then soaked in water and squeezed further to produce thin coconut milk. Thick milk is mainly used to make desserts as well as rich and dry sauces.
Insurance policy. In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay.
Special Form coverage is the most comprehensive of the three options. Note that Special Form policies read differently than a Basic or Broad Form policy. In a Special Form policy, instead of the document listing what is covered, all perils are covered except for what is specifically excluded in the policy.