11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
Best Answer: Checking your score thru one of the credit bureaus is a soft pull and does not affect your score. Applying for multiple credit cards and personal loans in a short timeframe takes a bite out of your score. Stop applying for more credit cards.Use the credit card you have and pay if in full every month.Don't carry balances. A 24 month consistent on time payment history will improve your score. By the way, it really is a waste of money to sign up for a monitoring service or to buy your score every few months.se the credit card you have and pay if in full every month. Don't carry balances. A 24 month consistent on time payment history will improve your score. By the way, it really is a waste of money to sign up for a monitoring service or to buy your score every few months.