Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
CPT is an abbreviation for Current Procedural Terminology that is developed and maintained by the American Medical Association (AMA). CPT 2014 is the current edition of the CPT codes. These codes can only be obtained from the AMA or one of their licensees.PT Medical Billing Codes and their relationship to ICD-9 codes are described here. Where to find good CPT medical coding references for medical coders and medical billing specialists.