11 In its broadest sense, empowerment is the expansion of freedom of choice and action. It means increasing oneâs authority and control over the resources and decisions that affect oneâs life. As people exercise real choice, they gain increased control over their lives.
3. Pay on time every month. The most important thing you can do to build and maintain a good credit score is paying all of your bills and debt obligations on time every month. Even one late payment can significantly damage your credit score, especially early on.
Rating Newest Oldest. Best Answer: You should see your credit score increase within a month or so. The amount of increase depends on many factors. If you had a lower FICO score before, like in the 500-600 range, you can expect a more significant impact from paying down your CC debt.http://triceiver.com has some useful tips on raising credit scores and also a free FICO estimator you can try and see how much it will increase.ince you almost maxed out your CC limit, which means your debt is more than 90% of your total credit, paying down half of it will still result a 50% utilization rate. This is not good enough. You should try to lower it to below 35% on each card and also for total utilization.