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, Works at Life Insurance Corporation of India. Vested Bonus is the bonus which is already accumulated in you policy at the end of particular financial year. Every year LIC declares bonus in its Participating/with profit policies according to valuation of actuarial department of LIC.
Thus, when you are fully vested, this means you have accrued your 401k retirement savings fully and can rollover into an IRA incase you quit working for the company. If you are the only one making contributions towards a 401k plan (and not your employer together), then you have full 100% vesting.