4. pinoy. -used by Filipinos for their compatriots in the Philippines and around the world. Filipinos usually refer to themselves informally as Pinoy or some times feminine: Pinay, which is formed by taking the last four letters of the word 'Filipino' and adding the diminutive suffix-y.
1 Tax liens. 2  Paid tax liens will typically stay on your credit report for seven years from the date released (paid), while unpaid tax liens can remain on your credit report for 15 years. 3  Bankruptcies. 4  In general, the public record of a bankruptcy can stay on your credit report for 10 years.ow long negative information appears on your credit report depends on the type of information: 1  Late paid accounts. 2  In general, negative information will stay on your credit report for seven years from the date of last activity.
How Long Does Bankruptcy Stay on my Credit Report? Chapter 13 does not remain on your credit report as long as Chapter 7. Generally Chapter 13 is considered a less harsh remedy as it remains on your credit report for only 7 years from the filing date . Chapter 7 has a more harsh effect as it remains on your credit report for 10 years. In some instances a Chapter 13 that is later dismissed or not completed can also remain on your credit report for 10 years.