Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Current Procedural Terminology (CPT) and Healthcare Common Procedure Coding System. (HCPCS) codes on the Bilateral Eligible List describe unilateral procedures that can be. performed on both sides of the body during the same session by the same individual. physician or health care professional.