Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
Information on this page relates to standard Optional Practical Training (OPT). STEM extension OPT information can be found here. Process for OPT Applications; Different Kinds of OPT and Application Deadlines; Documents Needed to Request a New I-20 with OPT Recommendation from the International Center; Submitting Your Request for an OPT I-20