Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
dollars), both questionnaire data and results from a ï¬eld study showed that opting-in resulted in much lower levels of participation (20%) than opting-out (75%). 1. Theory: Frames and Defaults To better understand why opt-in choices differ from opt-out choices, we need to consider the mechanisms that might contribute to these differences. Table 1 shows how opt-in (Question 1) and opt-out options (Question 2) are typically presented on Web sites. Upon closer examination, it becomes clear that opting-in vs. opting-out combines two different