Homeowners insurance covers severe damage to a home. Homeowners insurance, also referred to as hazard insurance, provides a way for a homeowner to cover her losses if a disaster should cause damage to her home.
1 If you have 365 days of CPT, you may not be able to get an OPT.  So an OPT and a CPT are similar in the way they both allows you to work legally in the U.S. You will need a CPT to work as an intern before graduation, you will need an OPT to work after completing a degree.
There are three types of Pre-completion OPT: Type A: During the student's annual vacation. Student must intend to register for the next term; OPT may be part- or full-time; Type B: While school is in session. Student must be registered full-time; OPT may be part-time only; Type C: After completion of all course requirements (excluding thesis/dissertation) 1  After completion of all course requirements excluding thesis/dissertation. 2  If Type C OPT is part-time, student must be registered full-time. 3  If Type C OPT is full-time, student need not be registered.