If the borrower just used the reverse mortgage proceeds to pay off the original mortgage, after ten years the reverse mortgage balance, including fees and interests, would be around $135,000. If on the other hand, you want to establish a line of credit or receive monthly income from the reverse mortgage, then you will want to have as much equity available as possible. For example, take the 65-year-old with the $300,000 home.
The average accounts receivable collection period can be calculated from the following equation: Period=DaysReceivablesTurnover{\displaystyle Period={\frac {Days}{ReceivablesTurnover}}}. In the equation, days refers to the number of days in the period being measures (usually a year or half of a year).
Subtract that amount from your accounts receivable to get your cash realizable value. For example, your accounts receivable is $20,000, and your historical uncollectable percentage is three percent.ou calculate the adjustment amount by estimating how much of your accounts receivable are uncollectable. Subtracting the uncollectable amount from your accounts receivable gives you the cash realizable value of your accounts receivable.