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1 For patients covered by health insurance, out-of-pocket cost for an emergency room visit typically consists of a copay, usually $50-$150 or more, which often is waived if the patient is admitted to the hospital. 2  Depending on the plan, costs might include coinsurance of 10% to 50%.
The national average E.R. visit costs $383, while the national average doctorâs office visit is approximately $60. Unnecessary E.R. visits can delay care for those with true emergencies, and cost billions of dollars. Pay for the cold relief, not for everything else.