For transport phenomena, flux is a vector quantity, describing the magnitude and direction of the flow of a substance or property. In electromagnetism, flux is a scalar quantity, defined as the surface integral of the component of a vector field perpendicular to the surface at each point.
Soft Credit Inquiry. A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. Often, you are not even aware that there has been a soft inquiry on your credit report.
1 Hard pull inquires can affect your credit score. 2  Soft pull inquiries occur when an existing creditor pulls your credit to see what your credit situation is. 3  A soft credit inquiry occurs when you pull your own credit report. 4  Soft credit inquiries do not affect your credit score.