NexGard, which has demonstrated excellent efficacy at low dose, is the first and only soft beef-flavored chew approved to kill both fleas and ticks. It contains the novel active ingredient afoxolaner, an isoxazoline based compound with a new and distinct mode of action.
However, the ratio is determined by the balance on your revolving and installment accounts. If you break the lease agreement, it will appear on your credit report as a negative account and can remain on your report for seven years. Opening a new account can also temporarily lower your score. New credit is scored lower than older, existing credit accounts.
Credit items stays on your credit history for 7 years (10 for BK and student loans). Paying them off will reset the time period, so it starts over. Also, most statute of limitations for contracts is 4 years. I advise you not to pay off the bad credit items. I would fire that mortgage broker for committing fraud.