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A viatical settlement is a contractual agreement to provide a life insurance policyholder immediate cash in exchange for the sale and transfer of life insurance policy ownership rights.
âLitigationâ is a term for the process of taking a case through the civil court system. And litigation can be expensive -- very expensive. Usually, we think in terms of what litigation will cost us and factor that into our strategy when it comes to deciding whether the settle a personal injury case.