It is important for every beneficiary to name a successor beneficiary as soon as they inherit so that there will be someone named to continue the single life expectancy payout schedule if the beneficiary dies early.
L-carnitine is used for conditions of the heart and blood vessels including heart-related chest pain, congestive heart failure (CHF), heart complications of a disease called diphtheria, heart attack, leg pain caused by circulation problems (intermittent claudication), and high cholesterol. Intense exercise has been linked to a decrease in L-carnitine blood levels. 2  However, research on the use of L-carnitine for improving athletic performance is inconsistent. 3  Some studies suggest that L-carnitine improves athletic performance and endurance.
Creatine is most commonly used for improving exercise performance and increasing muscle mass in athletes and older adults. There is some science supporting the use of creatine in improving the athletic performance of young, healthy people during brief high-intensity activity such as sprinting. Also, creatine does not seem to increase endurance or improve performance in highly trained athletes. 2  There is some evidence that creatine âloading,â using 20 grams daily for 5 days, may be more effective than continuous use.