A stacked portion of the thylakoid membrane in the chloroplast. Grana function in the light reactions of photosynthesis. gravitropism ... granum (pl grana) /GRAY-nÉm, GRAN-Ém, GRAW-nÉm/ One of the stacks of thylakoids within a chloroplast that convert light into chemical energy.
Gap insurance coverage is associated with a specific auto loan. It can't be transferred or reassigned to another loan, even one that covers the same vehicle. When you refinance, your loan is paid off and your gap coverage ends. If you want to maintain gap insurance on your car, you'll need to purchase a new policy.hen you refinance, the interest rate and length of the loan can change. Ask your auto insurance company what they'll pay if the car is declared a total loss. If that amount is less than you owe, consider adding gap coverage to the new loan.
For borrowers who cannot refinance because of credit issues or low home equity, a loan recast could be a good option because you are not applying for a new loan. Your interest rate and your loan term will stay the same. The only difference is in your monthly payments. A loan recast, because it is not a refinance and does not require a loan application and closing costs is significantly less expensive than refinancing. Refinancing fees often cost around 2 to 3% of the loan amount.