People with developmental disabilities have severe chronic disabilities that can be cognitive, physical, or a combination of the two. These disabilities often appear before the age of 22 and are likely life-long conditions.
Life Insurance. Acadia provides a basic term life benefit equal to two times annual salary at no charge to employees. Accidental Death & Dismemberment and Travel Accident Insurance are also provided at no cost. Employees can purchase additional life insurance by enrolling in a portable term life insurance program.
Employers use voluntary plans to offer employees dental, vision and life insurance at group rates, which are lower than what employees would pay if they purchased these plans on an individual basis. Voluntary plans offer many benefits to both the employee and to the employers. Here are five of them: 1. They can fill in the gaps of a limited employee benefits package. If benefits are currently limited to health and dental, adding additional insurance would help address other employee needs.