A stacked portion of the thylakoid membrane in the chloroplast. Grana function in the light reactions of photosynthesis. gravitropism ... granum (pl grana) /GRAY-nÉm, GRAN-Ém, GRAW-nÉm/ One of the stacks of thylakoids within a chloroplast that convert light into chemical energy.
Gap insurance coverage is associated with a specific auto loan. It can't be transferred or reassigned to another loan, even one that covers the same vehicle. When you refinance, your loan is paid off and your gap coverage ends. If you want to maintain gap insurance on your car, you'll need to purchase a new policy.hen you refinance, the interest rate and length of the loan can change. Ask your auto insurance company what they'll pay if the car is declared a total loss. If that amount is less than you owe, consider adding gap coverage to the new loan.
The first is that your existing mortgage may have a prepayment penalty, particularly if you took it out less than one year ago. If your current mortgage was a no cost mortgage or refinance, you'll probably have a prepayment penalty if you refinance within less than three to five years.Prepayment penalties can be steep-often equal to six month's interest charges on your current mortgage.he general rule of thumb is that you don't refinance unless you can save at least a full percentage point off your current interest rate. In reality, however, the key question is whether you can reduce your interest rate enough to offset your closing costs-and that depends on how long you plan to stay in the home.