The Fourth Amendment applies to a search only if a person has a legitimate expectation of privacy in the place or thing searched. If not, the amendment offers no protection because there are, by definition, no privacy issues.
In contrast, Chapter 13 bankruptcy is designed to take a bit longer, but this chapter may offer unique, long-lasting debt relief. The typical Chapter 13 case takes between 36 and 60 months, or three to five years.
As a result, debtors typically receive a discharge after the 60-day objection period ends, usually within three to six months. With Chapter 13 cases, the bankruptcy court must hold a confirmation hearing no later than 45 days after the 341 meeting and decide whether the repayment plan is feasible.