People with developmental disabilities have severe chronic disabilities that can be cognitive, physical, or a combination of the two. These disabilities often appear before the age of 22 and are likely life-long conditions.
Life Insurance. Acadia provides a basic term life benefit equal to two times annual salary at no charge to employees. Accidental Death & Dismemberment and Travel Accident Insurance are also provided at no cost. Employees can purchase additional life insurance by enrolling in a portable term life insurance program.
Summary of benefits for the Blue Cross and Blue Shield Service Benefit Plan Standard Option â 2013 Do not rely on this chart alone. All benefits are subject to the definitions, limitations, and exclusions in this brochure.n this case, when we calculate our share, we will reduce the providerâs fee by the amount waived. Example: If your physician ordinarily charges $100 for a service but routinely waives your 35% Standard Option coinsurance, the actual charge is $65. We will pay $42.25 (65% of the actual charge of $65).