If an employer only runs a county check, and the applicant has pending charges in another county, then the pending charges won't show up. Employers are usually fairly thorough in their background checks, so these pending charges are usually found.
Credit score. For a broader coverage related to this topic, see Credit rating. A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the person. A credit score is primarily based on a credit report information typically sourced from credit bureaus.
The FICO credit score is what most banks and lenders use, and anything in the 660-720 range is considered a good credit score under the FICO model (the higher the better).However, there are more than 1,000 different types of credit scores, and they often utilize different score ranges.So, whatâs a good credit score under one model might not be considered good under another. good credit score is undoubtedly important, but that alone isnât always enough. Lenders and other decision makers also pay a lot of attention to your assets, income, and liabilities when evaluating your overall credit profile.