There are three different kinds of FMLA leave: 1  Continuous FMLA leave: An employee is absent for more than three consecutive business days and has been treated by a doctor. 2  Intermittent FMLA leave: An employee is taking time off in separate blocks due to a serious health condition that qualifies for FMLA.
Hey, The mortgage brokers work on commission, which are paid by you, by the lender, or by both you and the lender. If you work with a mortgage broker, the industry norm is for them to charge you an origination fee equal to 1 percent of the loan amount. By Neal, Fri Apr 8 2011, 01:51.
Origination Fees: This is another form of pre-paid interest that ONLY benefits the mortgage broker. You will see this fee if you use a broker using a processor. Theyâll try to get you to fatten the profit they make on the loan by paying this fee. This fee is definitely negotiable, and there are many brokers that will do a loan 0 origination fees. However, if you are a high risk borrower with bad credit and undocumented income, you may need to pay this fee. The broker/processor will need to do much more work to get your loan approved. Admin/Underwriting Fees: If youâre going through a broker, you shouldnât need to pay this fee, because the broker isnât doing any underwriting on your loan. The lender offering the loan is doing the underwriting. So, if you get a loan through a bank that underwrites your own loans, this fee might be warranted.