That includes paying off unsecured debt such as personal loans. Money also owed to credit card companies or on auto loans aren't considered in the federal needs formula. Let's say you have $10,000 in cash and $10,000 in credit card debt and $100,000 in other reportable assets, Chany says.
The Apgar score is a simple assessment of how a baby is doing at birth, which helps determine whether your newborn is ready to meet the world without additional medical assistance. Your practitioner will do this quick evaluation one minute and five minutes after your baby is born.
A score of 8 or higher indicates the infant is in good condition. An Apgar score of 10 is unusual. Very few newborns are completely pink at 1 minute after birth and most continue to have some blueness of the extremities (acrocyanosis) at 5 minutes.If the score is lower than 8, it indicates the infant needs assistance. If it is below 5, immediate assistance is needed.n Apgar score of 10 is unusual. Very few newborns are completely pink at 1 minute after birth and most continue to have some blueness of the extremities (acrocyanosis) at 5 minutes. If the score is lower than 8, it indicates the infant needs assistance. If it is below 5, immediate assistance is needed.