An insurer may change the language or coverage of a policy at the time of the policy renewal. Endorsements and Riders are written provisions that add to, delete, or modify the provisions in the original insurance contract. In most states, the insurer is required to send you a copy of the changes to your policy.
Spam is a brand name for a canned meat product containing ham, pork, salt, flavorings, and preservatives that are mixed and cooked under vacuum pressure. There are other brands of similar canned pork meat products, but Spamâmade by Hormel Foods Corporationâis the original and the best-selling of the brands.
The History of Carmex. Carmex is a salve for chapped lips and cold sores invented in 1936. The ingredients of Carmex are menthol, camphor, alum and wax. Alfred Woelbing, the founder of Carma Lab Incorporated, invented Carmex.Woelburg suffered from cold sores.ISTORY OF CHAPSTICK. Tidbit â Found the first âChapstickâ was earwax, but didnât taste so good. Chap Stick, whoâs history dates back to the early 1880s, was the brain-child of pharmacological tinkerer, Dr. C.D. Fleet, a Lynchburg, VA. physician. His product resembled a wickless candle and was wrapped in tin foil.