The Fourth Amendment applies to a search only if a person has a legitimate expectation of privacy in the place or thing searched. If not, the amendment offers no protection because there are, by definition, no privacy issues.
In contrast, Chapter 13 bankruptcy is designed to take a bit longer, but this chapter may offer unique, long-lasting debt relief. The typical Chapter 13 case takes between 36 and 60 months, or three to five years.
Meeting of the Creditors. The meeting of the creditors, or 341 meeting, typically occurs about six to eight weeks after you submit your repayment plan to the bankruptcy court. The meeting of the creditors is informal in nature and typically held in the bankruptcy trusteeâs office.