You can have multiple accounts, but the combined IRA and Roth IRA contributions for a tax year can't exceed the contribution limits for that year.Here's how the IRS puts it in Publication 590, Individual Retirement Accounts:Roth IRAs and traditional IRAs.
I am not sure how much, if at all, your FICO score will increase when the judgments fall off your credit report. Although not very common, under certain circumstances a judgment that has fallen off your credit report after 7 years can reappear. In addition to the 7-year credit reporting time period (CRTP), judgments also have a statute of limitations (SOL) on enforcement of the judgment.
Â· just now. Report Abuse. The judgement will stay on your credit file for 7 years, whether it has been paid or unpaid. Once it has been paid in full it will show on your file as paid, which can have an impact on you applying for credit depending on the company's credit policy.eport Abuse. How it works is this: once the judgment is paid it will appear in your credit report as having been satisfied. It will show the creditor that you did have the judgment in the past, but you have taken care of it finally. It does not get erased completely until after 7 years.