The Fourth Amendment applies to a search only if a person has a legitimate expectation of privacy in the place or thing searched. If not, the amendment offers no protection because there are, by definition, no privacy issues.
In contrast, Chapter 13 bankruptcy is designed to take a bit longer, but this chapter may offer unique, long-lasting debt relief. The typical Chapter 13 case takes between 36 and 60 months, or three to five years.
Chapter 7 bankruptcy, which offers filers a full discharge of their eligible unsecured debts, moves quickly: most filers can expect a discharge within four to six months of filing. In that time, a filer can expect the following: