The offense is a microaggression if it refers to anything that might, with some imagination, resemble racism, sexism or culturalism. Itâs usually an accident caused by a failure to read minds. Other thoughts:
The debt avalanche is  the practice of ranking debts by interest rate and paying each off by starting with the highest-interest debt first. This approach may help you save the most money overall, and is often recommended by financial advisers as the best way to pay off debt. The plus is, of course, paying less interest, says Beverly Harzog, a credit and consumer expert and author of The Debt Escape Plan.
An avalanche is a rapid flow of snow down a hill or mountainside. Although avalanches can occur on any slope given the right conditions, certain times of the year and certain locations are naturally more dangerous than others. Wintertime, particularly from December to April, is when most avalanches tend to happen. However, avalanche fatalities have been recorded for every month of the year. Anatomy of an avalanche. All that is necessary for an avalanche is a mass of snow and a slope for it to slide down. For example, have you ever noticed the layer of snow on a car windshield after a snowfall?