The name âplectrumâ banjo, in fact is based on playing the banjo with a âplectrumâ which is what flat picks used to be called. So, to distinguish the âplectrumâ banjo from the original banjo, the five string, which was commonly played using fingers of the right hand, it was called a âplectrumâ or âflat pickâ banjo.
The Severability of the Individual Mandate. Article. The Supreme Court is now reviewing a federal appeals court decision that the individual mandate in the Affordable Care Act (ACA), which requires that individuals either purchase health insurance or pay a penalty, is unconstitutional.
When a health benefit plan falls under ERISAâs scope (an ERISA plan), the plan may be immune from. state regulation. A state law is âpreemptedâ and unenforceable when it is inconsistent with a federal law. due to the Supremacy Clause of the Constitution, which states that federal law is enforceable over.