That includes paying off unsecured debt such as personal loans. Money also owed to credit card companies or on auto loans aren't considered in the federal needs formula. Let's say you have $10,000 in cash and $10,000 in credit card debt and $100,000 in other reportable assets, Chany says.
The Apgar score is a simple assessment of how a baby is doing at birth, which helps determine whether your newborn is ready to meet the world without additional medical assistance. Your practitioner will do this quick evaluation one minute and five minutes after your baby is born.
1 The Apgar score may not be as helpful to caregivers for newborns with very low birth weights, below 3.3 pounds (1500 grams). 2  Problems during pregnancy, such as an infection or injury from a fall, may cause a low Apgar score.