With LPMI, your mortgage lender pays your mortgage insurance premium upfront in a lump sum and passes on the cost to you in the form of a higher interest rate. With LPMI, the interest rate often is one-quarter to half a percentage point higher, but it sometimes can be outside of that range, either lower or higher.
Miscible liquids-When the two liquids get mixed together, then it known as miscible liquids. Ex:- common salt+ water Immiscible liquids-When the two liquids do not mix together, then it known as immiscible liquids. Ex:- kerosene+ water.
Emulsion. 1  Two immiscible liquids, not yet emulsified. 2  An emulsion of Phase II dispersed in Phase I. 3  The unstable emulsion progressively separates. 4  The surfactant (outline around particles) positions itself on the interfaces between Phase II and Phase I, stabilizing the emulsion.