A stacked portion of the thylakoid membrane in the chloroplast. Grana function in the light reactions of photosynthesis. gravitropism ... granum (pl grana) /GRAY-nÉm, GRAN-Ém, GRAW-nÉm/ One of the stacks of thylakoids within a chloroplast that convert light into chemical energy.
Gap insurance coverage is associated with a specific auto loan. It can't be transferred or reassigned to another loan, even one that covers the same vehicle. When you refinance, your loan is paid off and your gap coverage ends. If you want to maintain gap insurance on your car, you'll need to purchase a new policy.hen you refinance, the interest rate and length of the loan can change. Ask your auto insurance company what they'll pay if the car is declared a total loss. If that amount is less than you owe, consider adding gap coverage to the new loan.
You can avoid private mortgage insurance when you refinance if you borrow 80 percent or less of your home's value. Lenders typically require it if you don't put at least 20 percent down on a conventional mortgage.quity Benchmark. You don't need mortgage insurance when you refinance if you have at least 20 percent equity. This is the same as a mortgage loan-to-value ratio of 80 percent or less.