The Fourth Amendment applies to a search only if a person has a legitimate expectation of privacy in the place or thing searched. If not, the amendment offers no protection because there are, by definition, no privacy issues.
In contrast, Chapter 13 bankruptcy is designed to take a bit longer, but this chapter may offer unique, long-lasting debt relief. The typical Chapter 13 case takes between 36 and 60 months, or three to five years.
This is due mainly in part to the length of time it shows up on a credit report. It can take 7-10 years for it to be removed, depending on the filing. For Chapter 13 bankruptcies, there is a 7-year waiting period. This is a bit shorter than a Chapter 7, which lasts for 10.