That includes paying off unsecured debt such as personal loans. Money also owed to credit card companies or on auto loans aren't considered in the federal needs formula. Let's say you have $10,000 in cash and $10,000 in credit card debt and $100,000 in other reportable assets, Chany says.
The Apgar score is a simple assessment of how a baby is doing at birth, which helps determine whether your newborn is ready to meet the world without additional medical assistance. Your practitioner will do this quick evaluation one minute and five minutes after your baby is born.
A perfect Apgar score of 10 means an infant is in the best possible condition. An infant with an Apgar score of 0-3 needs immediate resuscitation. It is important to note that diligent care of the newborn is an immediate response to the current status of the infant. It is inappropriate to wait until Apgar scores are obtained to begin or continue to address the needs of the neonate.