The offense is a microaggression if it refers to anything that might, with some imagination, resemble racism, sexism or culturalism. Itâs usually an accident caused by a failure to read minds. Other thoughts:
The debt avalanche is  the practice of ranking debts by interest rate and paying each off by starting with the highest-interest debt first. This approach may help you save the most money overall, and is often recommended by financial advisers as the best way to pay off debt. The plus is, of course, paying less interest, says Beverly Harzog, a credit and consumer expert and author of The Debt Escape Plan.
Revolving debt usually refers to credit card debt. This is debt that changes from month to month as people make purchases and make payments. It is therefore differentiated from the type of debt people have when they borrow a defined amount of money at a given time like for a personal loan or to buy a car or a house.