You can have multiple accounts, but the combined IRA and Roth IRA contributions for a tax year can't exceed the contribution limits for that year.Here's how the IRS puts it in Publication 590, Individual Retirement Accounts:Roth IRAs and traditional IRAs.
I am not sure how much, if at all, your FICO score will increase when the judgments fall off your credit report. Although not very common, under certain circumstances a judgment that has fallen off your credit report after 7 years can reappear. In addition to the 7-year credit reporting time period (CRTP), judgments also have a statute of limitations (SOL) on enforcement of the judgment.
A satisfied judgment can be taken off your credit, if it is inaccurate. If the judgment is yours, it will remain for the full reporting period allowed by law. Here is more ad â¦ vice: I have a satisfied judgment on my credit report.We satisfied this judgment 5 years ago.n outstanding judgment is a court order that gives a creditor the  legal right to collect from a debtor. As court judgments are a  matter of public record, a creditor can r â¦ eport the judgment on the  debtor's credit reports.