Bos taurus vs. Bos indicus Bos indicus: A subspecies of cattle of south Asian origin. Often known as Zebu, they have prominent humps forward of the shoulder. The Brahman breed is one example in the U.S.
It is a very expensive form of credit. Some lenders offer car title loans if you have equity in the vehicle, even without clear title. These loans typically are for 15 or 30 days and have a triple-digit annual percentage rate (APR) â a much higher interest rate than most forms of credit. Car title loans often are for an amount that is 25 percent to 50 percent of the value of the car. On average, these loans are for $100 to $5,500.
Once a loan officer has a completed loan file, income documents and a credit report, the application will be submitted to a VA underwriter for processing. Underwriters can take as long as 14 days to render a decision on underwriting a loan for individuals with a solid credit background. Those with credit problems can wait as long as 30 days for a decision. Once the file has been processed, the appraisal for the property you wish to purchase will be ordered. The appraisal can take as long as 10 days to be returned to the lender. Should there be any issues with the appraisal, you have some options.