On a 16-acre turf research facility at the University of Minnesota in St. Paul, there is no Creeping Charlie --- a weed that is the most common problem in Minnesota's home lawns.That's because the land has absolutely no shade.n a 16-acre turf research facility at the University of Minnesota in St. Paul, there is no Creeping Charlie --- a weed that is the most common problem in Minnesota's home lawns. That's because the land has absolutely no shade.
A written order from your primary care doctor for you to see a specialist or get certain medical services. In many Health Maintenance Organizations (HMOs), you need to get a referral before you can get medical care from anyone except your primary care doctor. If you donât get a referral first, the plan may not pay for the services. Back to Glossary Index.
Plan Types Choose a Plan and Enroll. Different types of plans help you get and pay for care differently. Fee-For-Service (FFS) plans generally use two approaches. Fee-for-Service (FFS) Plans (non-PPO) A traditional type of insurance in which the health plan will either pay the medical provider directly or reimburse you after you have filed an insurance claim for each covered medical expense. When you need medical attention, you visit the doctor or hospital of your choice.