With LPMI, your mortgage lender pays your mortgage insurance premium upfront in a lump sum and passes on the cost to you in the form of a higher interest rate. With LPMI, the interest rate often is one-quarter to half a percentage point higher, but it sometimes can be outside of that range, either lower or higher.
Miscible liquids-When the two liquids get mixed together, then it known as miscible liquids. Ex:- common salt+ water Immiscible liquids-When the two liquids do not mix together, then it known as immiscible liquids. Ex:- kerosene+ water.
Without the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.An emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution.his is one of the easiest emulsifiers to use and is used by most home crafters of lotions and creams. Cetearyl Alcohol/Ceteareth 20 â Used as an emulsifying wax in lotions, this is a waxy pastille that is used in concentrations of 2 and 6% of the lotion recipe and can be used in combination with emulsifying wax.