Incapacity/ incompetence. - the possession of a mental or physical defect that prevents a natural person from being able to enter into a legally binding contract-a person may have no capacity= complete inability to enter-or limited capacity= the ability to form only voidable contracts.
If a worker begins receiving benefits before his/her normal (or full) retirement age, the worker will receive a reduced benefit. A worker can choose to retire as early as age 62, but doing so may result in a reduction of as much as 30 percent.
If they are old or disabled enough to draw benefits, then you may qualify, depending on your own age and the length of the marriage. The minimum age for Social Security retirement is 62; you can apply for disability benefits at 18 or older. Taking Social Security retirement before your full retirement age, however, means your benefit is permanently reduced. Full retirement age varies from 65 to 67, depending on the year of your birth.