1 Note: an acronym, pretty hot and tempting, has been invented for the word. 2  The acronym came after the original coining of the term. 3  See more words with the same meaning: acronyms (list of) . 4  See more words with the same meaning: attractive.
Personal Checks. The financial institution redeeming a check determines the expiration date of a personal check. The Uniform Commercial Code permits the accepting institution to decide whether it will redeem checks dated more than six months before the date you take the check to the institution.
Although the exact amount of time can vary by bank and circumstance, a personal check typically clears within five business days. For an individual depositing a personal check into a bank account, the bank may offer a more specific estimate on the deposit slip. Continue Reading.