INDIANA STATE DEPARTMENT OF HEALTH. BIRTH RECORDS IN THE STATE VITAL RECORDS OFFICE BEGIN WITH OCTOBER 1907. Prior to October 1907, records of birth are. filed ONLY with the local health department in the county where the birth actually occurred. FEES ARE ESTABLISHED BY LAW (IC 16-37-1-11 and IC 16-37-1-11.5).
The reverse mortgage origination fee is the amount the reverse mortgage lender gets paid for originating your loan. The origination fee on HECMs, the most common type of reverse mortgage, cannot exceed 2% of the first $200,000 of the loan amount plus 1% of the loan amount over $200,000 to a maximum of $6,000.
No Closing Cost Reverse Mortgage. Having made the decision to obtain an HECM reverse mortgage, many prospective borrowers deliberately do not shop around. They figure that because itâs a standardized product insured by a government agency, therefore every lender must offer identical terms at identical rates. In fact, nothing could be further from the truth. No Closing Cost Reverse Mortgages represent a case in point. In response to charges that due to high upfront costs, reverse mortgages were prohibitively expensive, many lenders engaged in a conscious effort to lower the costs.