The basics of it are that there is a heavy involvement of agents and agency law and insurers will not exceed what is within the insurance contract (called a policy) attempting always, as in any free market economy, to receive the maximum premium for the smallest risk.
Population of Larimer County. Last official estimated population of Larimer County was 300,484 (year 2014)[1]. This was 0.094% of total US population and 5.5% of total Colorado state population. Area of Larimer County is 2,634.0 miÂ² (=6822 kmÂ²), in this year population density was 114.08 p/miÂ². If population growth rate would be same as in period 2010-2014 (+0.07%/yr), Larimer County population in 2017 would be 301,126 .
Mariposa County where Mariposa resides is 1,462.79 square miles. The resident population of this county is 17,130 and has a population rank of 1,947 out of all the places in the United States. Mariposa has a total of 1,373 people and of those residents there are 612 males and 761 females. The median age of the male population is 39.9 and the female population is 47.8. There are approximately 127 births each year and around 153 deaths.