The draw period of a loan is usually determined up front and explicitly defined in the contract terms of the loan. The draw period consists of a time frame during which the credit facility may be accessed, and may include an increasing maximum as the loan gets older.
No. Generally, students who enter UF with 60 or more credits automatically meet the nine hour summer requirement; however, if you attended another state university (even for dual enrollment credit in high school) you may be held to taking nine summer hours at UF or another state university.
If you are not enrolled in at least 6 credit hours at UNF, but you are concurrently enrolled (see question 8), make sure that One-Stop is aware of your hours at the host institution by submitting a Financial Aid Consortium Agreement.