1 Note: an acronym, pretty hot and tempting, has been invented for the word. 2  The acronym came after the original coining of the term. 3  See more words with the same meaning: acronyms (list of) . 4  See more words with the same meaning: attractive.
Personal Checks. The financial institution redeeming a check determines the expiration date of a personal check. The Uniform Commercial Code permits the accepting institution to decide whether it will redeem checks dated more than six months before the date you take the check to the institution.
If More than 180 Days Have Passed. The issuing bank still has the option to cash or decline a personal check after 180 days have passed. Some banks will still honor a check in this case. Contact the issuing bank to see what their policy is before assuming the worst.