1 Note: an acronym, pretty hot and tempting, has been invented for the word. 2  The acronym came after the original coining of the term. 3  See more words with the same meaning: acronyms (list of) . 4  See more words with the same meaning: attractive.
Personal Checks. The financial institution redeeming a check determines the expiration date of a personal check. The Uniform Commercial Code permits the accepting institution to decide whether it will redeem checks dated more than six months before the date you take the check to the institution.
If you wrote the check, the only way to guarantee that you will not be liable for it longer than six months is to place a stop payment order on it. According to Bankrate.com, an oral stop-payment order expires after 14 days and a written stop-payment order expires in six months. You must renew stop-payment orders every six months to ensure that you are not held liable for old checks; banks typically charge a fee for each order.