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get your free consultation. Lending Confidence. US Lending is a mortgage lending company in Redding, CA that serves all of Northern California. We passionately support people in our region to achieve their home-ownership goals by creating pathways to success, and a plan for each person to reach their goals.
The vast majority of Americans are in debt, according to a report from Pew Charitable Trusts published in July. For the most part, that debt comes from what many people would call a good thing â homeownership. Of the 80% of Americans with debt, 44% have mortgage debt. Overall, the median debt load among Americans is $67,900, overwhelmingly driven by mortgages (the median home loan balance is $103,000).