Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
How long to keep your records. As a general rule, you should keep your records for a minimum of six years. However, if you are: 1  an employer, you need to keep Pay As You Earn (PAYE) records for 3 years (in addition to your current year).hy you need to keep records. If you have to fill in and send HM Revenue & Customs a tax return, the law says that you should keep all the records and documents you need to enter the correct figures. If HM Revenue & Customs need to check your return, they may ask to see the records you used to complete it.