I am having a hard time understanding what a gift of equity is, and how it works. I just talked with a mortgage company, and they tried explaining it to me, but I do not know why I would want to do this. I am buying my brothers house, for $113,000. It is apprasied at $125,000. The difference being $12,000.
Phonological Awareness Assessment. An informal assessment phonological awareness, including what the assessment measures, when is should be assessed, examples of questions, and the age or grade at which the assessment should be mastered. Recognizing a word in a sentence shows the ability to segment a sentence.
Phonemic Awareness (PA) is: the ability to hear and manipulate the sounds in spoken words and the understanding that spoken words and syllables are made up of sequences of speech sounds (Yopp, 1992; see References).