Both BAL and BAC mean the same thing. BAL is the ratio of the alcohol to blood in the body, and is usually calculated as a percentage. The legal limit for driving while intoxicated in most states is 0.08% (0.10% in some states, and 0.02% for minors). BAL/BAC is not the number of drinks a person consumes.
Company Overview. Morgan Stanley is a financial service company was founded in September 16, 1935. The multinational company operates in 42 countries with more than 60,000 employees in 1300 offices. The American based company was founded by Henry S. Morgan, Harold Stanley and has its headquarters in New York City, United States.
Although the old Chase Manhattan Bank 's headquarters were located at One Chase Manhattan Plaza in downtown Manhattan, the current world headquarters for JPMorgan Chase & Co. are located at 270 Park Avenue, Chemical Bank 's former headquarters.