Definition of Unsubsidized Loans. Stafford loans are divided into unsubsidized and subsidized loans. Each type of loan is offered through the Federal Direct Student Loan Program with the United States Department of Education. Unsubsidized loans are student loans that accrue interest during the student&rsquo;s college years until graduation, and therefore the student is responsible for paying the interest.
Aphids tend to lay their eggs near browning leaves and rotting foliage. The best defense against these eggs is to clean out your flower beds and dispose of rubbish. Be sure to rake leaves and dig out any plants that may not have survived the frost. Donât leave them in the ground or the aphid eggs will prosper.
Adult spotted salamanders live in forests, near ponds where they can lay their eggs. They are not often seen, because they spend most of their time hiding in dead leaves, under logs, or in tunnels under ground. Spotted salamanders need to lay their eggs in freshwater ponds that don't have fish in them.