26.9%. According to our research of California and other state lists there were 5 registered sex offenders living in Truckee, California as of October 07, 2015. The ratio of number of residents in Truckee to the number of sex offenders is 3,231 to 1. The number of registered sex offenders compared to the number of residents in this city is a lot smaller than the state average. Median real estate property taxes paid for housing units with mortgages in 2013: $4,046 (1.0%).
The nature of a home equity loan makes it difficult to obtain one without an appraisal. After all, a lender can't tell how much equity you have in your property without knowing the accurate value.
A reader recently asked if they needed an appraisal in order to refinance their existing loan. As with anything in the mortgage realm, it depends. Mainly, it depends on the type of loan you plan to refinance. The type of refinance (rate and term vs. cash out) can also come into play. And nowadays, there are a number of programs that do not require an appraisal to refinance, partially because of sinking home values. [ See the latest mortgage rates from dozens of lenders, updated daily .].