When you insert blank cells, Excel shifts other cells in the same column down or cells in the same row to the right to accommodate the new cells. Similarly, you can insert rows above a selected row and columns to the left of a selected column. You can also delete cells, rows, and columns.o delete selected cells, click Delete Cells. To delete selected rows, click Delete Sheet Rows. To delete selected columns, click Delete Sheet Columns. Tip You can right-click a selection of cells, click Delete, and then click the option that you want.
DEFINITION of 'Guaranteed Investment (Interest) Certificate-GIC'. A deposit investment security sold by Canadian banks and trust companies. They are often bought for retirement plans because they provide a low-risk fixed rate of return.
An IRA certificate of deposit is a retirement savings account that has a specific maturity date. The bank guarantees an interest rate on the initial deposit for a certain amount of time.ash Deposit. You will usually need to redeem an IRA CD before you can transfer the funds to another IRA. When a CD is redeemed or cashed out before its maturity date, early withdrawal penalties may apply.