âOverall, Americans are horrible savers, and our retirement accounts are woefully underfunded.â. According to the National Institute on Retirement Security, 45 percent of working-age households have no retirement savings at all. Among people 55 to 64, average household retirement savings total only $12,000. For those near retirement who have savings, the average balance is $100,000 â still not much money to finance the next 20 to 30 years. âIf you look at the way people actually behave, weâre in serious trouble,â says Liz Weston, personal finance columnist and author.
Wells Town Hall in 1922. Wells is on the southern coast of Maine, surrounded by Kennebunk to the northeast, Sanford to the northwest, North Berwick to the west, South Berwick to the southwest, and Ogunquit to the south.
Moorcroft, Wyoming, population 1009, is located in Northeastern Wyoming on the banks of the Belle Fourche River where the highway crossed the Old Texas Trail. Moorcroft was the largest shipping point in the United States during the 1890's. Moorcroft is a bustling town historically based in ranching but which now serves the coal and oil industries as well. Here, the culture of the Old West is still evident.