INDIANA STATE DEPARTMENT OF HEALTH. BIRTH RECORDS IN THE STATE VITAL RECORDS OFFICE BEGIN WITH OCTOBER 1907. Prior to October 1907, records of birth are. filed ONLY with the local health department in the county where the birth actually occurred. FEES ARE ESTABLISHED BY LAW (IC 16-37-1-11 and IC 16-37-1-11.5).
The reverse mortgage origination fee is the amount the reverse mortgage lender gets paid for originating your loan. The origination fee on HECMs, the most common type of reverse mortgage, cannot exceed 2% of the first $200,000 of the loan amount plus 1% of the loan amount over $200,000 to a maximum of $6,000.
Repayment Rules for Reverse Mortgages. Even though a reverse mortgage is a loan, youâre not required to repay it as long as youâre using the home as your primary residence. The only time that repayment in full is required is if you move out, sell the property or pass away leaving no surviving co-signer.