Both BAL and BAC mean the same thing. BAL is the ratio of the alcohol to blood in the body, and is usually calculated as a percentage. The legal limit for driving while intoxicated in most states is 0.08% (0.10% in some states, and 0.02% for minors). BAL/BAC is not the number of drinks a person consumes.
Company Overview. Morgan Stanley is a financial service company was founded in September 16, 1935. The multinational company operates in 42 countries with more than 60,000 employees in 1300 offices. The American based company was founded by Henry S. Morgan, Harold Stanley and has its headquarters in New York City, United States.
Morgan Stanley's asset management activities were principally conducted under the Morgan Stanley and Van Kampen brands until 2009. On October 19, 2009, Morgan Stanley announced that it would sell Van Kampen to Invesco for $1.5 billion, but would retain the Morgan Stanley brand.n 1996 Morgan Stanley acquired Van Kampen American Capital. On February 5, 1997 the company merged with Dean Witter Reynolds and Discover & Co., the spun-off financial services business of Sears Roebuck.