INDIANA STATE DEPARTMENT OF HEALTH. BIRTH RECORDS IN THE STATE VITAL RECORDS OFFICE BEGIN WITH OCTOBER 1907. Prior to October 1907, records of birth are. filed ONLY with the local health department in the county where the birth actually occurred. FEES ARE ESTABLISHED BY LAW (IC 16-37-1-11 and IC 16-37-1-11.5).
The reverse mortgage origination fee is the amount the reverse mortgage lender gets paid for originating your loan. The origination fee on HECMs, the most common type of reverse mortgage, cannot exceed 2% of the first $200,000 of the loan amount plus 1% of the loan amount over $200,000 to a maximum of $6,000.
Open to homeowners 62 or older, the reverse mortgage can provide them steady home equity income. Additionally, the older a homeowner is, the more equity income a reverse mortgage provides in return. Often, when a homeowner with a reverse mortgage dies, the loan can be paid off by sale of the home by heirs.n addition to the estate of the deceased, heirs to the reverse mortgaged home can also repay the loan in full. Reverse mortgage lenders often give heirs from three to 12 months to repay the loan. If neither the heirs nor the estate repay the loan, the lender typically repossesses the home.