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Is no-fault insurance optional? No-fault insurance is mandatory in 18 states. Importantly, some states require that medical expenses incurred in the accident are covered by medical payments insurance (or med pay), not no-fault insurance. Here are a few things no-fault insurance may cover for no-fault policy owners and their passengers:
which you know does not have no-fault insurance, you may be fined up to $500, put in jail for up to one year, or both. Play it safe: Donât drive without insurance. Be sure to keep your certificate of no-fault insurance in your car. Auto Insurance Eligibility A Michigan insurance law called the Essential Insurance Act requires auto insurers to offer