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get your free consultation. Lending Confidence. US Lending is a mortgage lending company in Redding, CA that serves all of Northern California. We passionately support people in our region to achieve their home-ownership goals by creating pathways to success, and a plan for each person to reach their goals.
The Basics of Car Loans. A car loan is a way for you to purchase a new or used vehicle. You borrow money from a lender and pay them back over time, usually with interest. The amount you borrow is called the loan principal. Car loans almost always include interest, which is how lenders make a profit on the money they lend you.