Both BAL and BAC mean the same thing. BAL is the ratio of the alcohol to blood in the body, and is usually calculated as a percentage. The legal limit for driving while intoxicated in most states is 0.08% (0.10% in some states, and 0.02% for minors). BAL/BAC is not the number of drinks a person consumes.
Company Overview. Morgan Stanley is a financial service company was founded in September 16, 1935. The multinational company operates in 42 countries with more than 60,000 employees in 1300 offices. The American based company was founded by Henry S. Morgan, Harold Stanley and has its headquarters in New York City, United States.
JPMorgan Chase & Co. is an American multinational banking and financial services holding company headquartered in New York City. It is the largest bank in the United States, the world's sixth largest bank by total assets, with total assets of US$2.5 trillion, and the world's second most valuable bank by market capitalization. It is also one of the largest asset management companies in the world with US$2.5 trillion in assets under management and US$28 trillion in assets under custody and adminis