Distinguish between the biotic and abiotic components of an ecosystem and especially how this relates to energy. Biotic factors are the living component of the environment. Abiotic factors are the environment's nonliving component, the physical and chemical factors such as temperature, forms of energy available, water, and nutrients. A habitat includes both biotic and abiotic factors.
A stopgap insurance policy fills a financial risk that occurs due to insurance rules or widely followed policy practices. There are two types of stopgap policies that are most widely used, one by businesses in certain states and the other by individuals to supplement their auto insurance.
Other car insurance companies will allow you to purchase gap coverage up to 11 months after you purchase your car, or if the car is in the model year in which the insurance is purchased. Most car insurance companies have a cap, either in a dollar amount or in percentage, for total gap payout.For example, Progressive Insurance caps coverage at 25 percent of the vehicle's actual cash value. Progressive estimates that it costs roughly $20 for the average six-month policy.ther car insurance companies will allow you to purchase gap coverage up to 11 months after you purchase your car, or if the car is in the model year in which the insurance is purchased. Most car insurance companies have a cap, either in a dollar amount or in percentage, for total gap payout.