INDIANA STATE DEPARTMENT OF HEALTH. BIRTH RECORDS IN THE STATE VITAL RECORDS OFFICE BEGIN WITH OCTOBER 1907. Prior to October 1907, records of birth are. filed ONLY with the local health department in the county where the birth actually occurred. FEES ARE ESTABLISHED BY LAW (IC 16-37-1-11 and IC 16-37-1-11.5).
The reverse mortgage origination fee is the amount the reverse mortgage lender gets paid for originating your loan. The origination fee on HECMs, the most common type of reverse mortgage, cannot exceed 2% of the first $200,000 of the loan amount plus 1% of the loan amount over $200,000 to a maximum of $6,000.
A reverse mortgage is a home equity loan that permits you to convert some of the equity in your home into cash while you retain ownership. This can be an attractive option for senior citizens who may find themselves house rich but cash poor, but it is not right for everyone. You will not have to make any payments on the loan for as long as you live in your home. 2  You will have a guaranteed monthly income, or a guaranteed credit line. 3  Borrowers can pay off a previous home debt with an advance from their reverse mortgage.