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get your free consultation. Lending Confidence. US Lending is a mortgage lending company in Redding, CA that serves all of Northern California. We passionately support people in our region to achieve their home-ownership goals by creating pathways to success, and a plan for each person to reach their goals.
While the share of subprime loans seems under control so far, such unprecedented borrowing is nonetheless adding to Americansâ debt loads. Americans had $886 billion in outstanding auto loans in the fourth quarter of 2014. Thatâs up nearly 23 percent from the same period two years ago, according to recent data from credit agency Experian. Related: Car Companies Grab Loan Business from Banks. The average loan amount also hit its highest level on record at $28,381, up more than $950 from a year ago.