1 Note: an acronym, pretty hot and tempting, has been invented for the word. 2  The acronym came after the original coining of the term. 3  See more words with the same meaning: acronyms (list of) . 4  See more words with the same meaning: attractive.
Personal Checks. The financial institution redeeming a check determines the expiration date of a personal check. The Uniform Commercial Code permits the accepting institution to decide whether it will redeem checks dated more than six months before the date you take the check to the institution.
If a bank statement or cancelled check doesn't relate to an IRS item, you can shred it after one year. However, you might want to keep checks or statements relating to major life purchases -- such as your house -- indefinitely.