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Best Answer: A paternity test is not a necessary medical procedure, therefore its unlikely that you'll find a health insurance company that will cover one. If you get a court ordered paternity test, its possible that you wouldn't have to pay for the test...depending on how the laws are in your area. That's something you'd have to ask an attorney. Otherwise, if you're just curious about who your child's father is, then you or he will have to pay for it out of pocket.
Report Abuse. True. A personal auto insurance policy would NOT give any protection to you, your car, or the people in your car, if you're being paid to transport people. You would be completely uninsured.This company is being dishonest. They don't want to cover you, and they aren't telling you that you aren't covered. company I want to work for requires me to have my own personal auto insurance for liability purposes, but my insurance co. says any accident or injury would not be covered because I am being paid and that makes me like a taxi service. This is common practice in the home care agencies.