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Is no-fault insurance optional? No-fault insurance is mandatory in 18 states. Importantly, some states require that medical expenses incurred in the accident are covered by medical payments insurance (or med pay), not no-fault insurance. Here are a few things no-fault insurance may cover for no-fault policy owners and their passengers:
Your Guide to Automobile Insurance for Michigan Consumers ; Auto Insurance: Are you Eligible? Auto Insurance: What Teen Drivers Must Know ; Auto Insurance Fire Loss - Enrollment Requirements ; Auto Repair Rights Under a Michigan Automobile Policy ; Brief Explanation of Michigan No-Fault Insurance ; Breve explicaciÃ³n del seguro sin determinaciÃ³n de culpabilidad de Michigan ; Brief Explanation of Michigan No-Fault Insurance (Arabic) Consumer's Guide to No-Fault Automobile Insurance In Michigan ; GuÃ­a de consumidores para el seguro No-Fault de Michigan ; Consumer's Guide to No-Fault Automobile Insurance in Michigan (Arabic) How to Reduce the Cost of Your Car Insurance ; If I am a volunteer driver, or use my car for work, am I covered? Mini-Tort: An Exception to No-Fault ; Personal Injury Protection (PIP) Deductibles and Coordination of PIP Coverage Deductibles Insurance ; Road Service Club Memberships