INDIANA STATE DEPARTMENT OF HEALTH. BIRTH RECORDS IN THE STATE VITAL RECORDS OFFICE BEGIN WITH OCTOBER 1907. Prior to October 1907, records of birth are. filed ONLY with the local health department in the county where the birth actually occurred. FEES ARE ESTABLISHED BY LAW (IC 16-37-1-11 and IC 16-37-1-11.5).
The reverse mortgage origination fee is the amount the reverse mortgage lender gets paid for originating your loan. The origination fee on HECMs, the most common type of reverse mortgage, cannot exceed 2% of the first $200,000 of the loan amount plus 1% of the loan amount over $200,000 to a maximum of $6,000.
The good news for heirs is that reverse mortgages are nonrecourse loans. That means if the loan amount exceeds the home's value, the lender cannot go after the rest of the estate or the heirs' other assets for payment.early all reverse mortgages are federally backed Home Equity Conversion Mortgages. The homeowner doesn't make payments on the loan while living in the house, but the loan becomes due at the death of the last borrower. Heirs get an initial six months to deal with the loan payoff.