Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
The record keeping requirements for salaried, exempt employees differ slightly, only because exempt employees aren't entitled to overtime and, therefore, the employer wouldn't have proof of overtime paid. The FLSA requires that employers maintain nonexempt records for three years from the employment termination date.mployment records consist of employee personnel files, payroll records, benefits enrollment forms and medical records. Job-related materials -- everything except health and medical information -- is generally stored within the human resources department and may be available to staff on a need-to-know basis.