My Captain! with this of Walt Whitman's great poem. 1  slide 1 of 4. Background Information Abraham Lincoln was a man Walt Whitman deeply admired and is the captain to whom Whitman refers. 2  slide 2 of 4. O Captain! 3  slide 3 of 4. Analysis Now that we have a little background information, we can continue with our analysis.  slide 4 of 4.
See these basics of short-term disability insurance for an overview. Once the short-term benefits expire (generally after three to six months), long-term disability insurance pays a percentage of your salary, usually 50 to 60 percent, depending on the policy. The benefits last until you can go back to work or for the number of years stated in the policy.
You can apply for Social Security disability benefits when you become disabled, even on the day you become disabled. What is important, and where the 12 months comes from, is that your disability must be expected to last at least 12 months (or result in death).