Distinguish between the biotic and abiotic components of an ecosystem and especially how this relates to energy. Biotic factors are the living component of the environment. Abiotic factors are the environment's nonliving component, the physical and chemical factors such as temperature, forms of energy available, water, and nutrients. A habitat includes both biotic and abiotic factors.
A stopgap insurance policy fills a financial risk that occurs due to insurance rules or widely followed policy practices. There are two types of stopgap policies that are most widely used, one by businesses in certain states and the other by individuals to supplement their auto insurance.
While an auto insurance policy that contains comprehensive coverage typically helps protect you in case your car is stolen, or may help pay for repair costs if your car is damaged when someone breaks into it, a car insurance policy usually doesn't pay to replace personal property stolen from your car.o help protect a sound system you have installed in the car&#8212not the stereo installed by the manufacturer&#8212you may need to talk to your insurance agent about adding extra coverage to your auto insurance policy, in case that equipment is damaged or stolen.