C:\Users\ {User-ID} \AppData\Local\Microsoft\Windows\INetCache\Low\IE\ I found the 1st in folder IE when attempting to find a lost file. Realizing that IE was showing NO folders, I have started picking files in the 1 st hidden folder and doing searches on them. Most files in the hidden folders are found only there. However, some are in multiple places.
Most people calculate the true cost of their mortgage as their interest rate, less any tax savings from an interest deduction on their tax return. They may think, Well, my mortgage rate is 5%, and I'm in the 25% tax bracket, so my true rate is 3.75% (the federal government lets them write off the interest, with a 25% tax savings, so their net cost is 75% of their rate. Essentially, they think the Federal Government pays 25% of the mortgage). Well, that thinking is not entirely accurate.
Generally speaking, if you have a very low mortgage rate, it is better to invest the money than to pay off your mortgage. Itâs an interesting fact â the rate of return on your mortgage is the interest youâre paying on it.If you have a 6 percent mortgage and youâre paying it off, youâre earning 6 percent. If you can earn more than 6 percent in the stock market, you should probably put it in the stock market.enerally speaking, if you have a very low mortgage rate, it is better to invest the money than to pay off your mortgage. Itâs an interesting fact â the rate of return on your mortgage is the interest youâre paying on it.