Yes, political correctness is a good thing because it was born out of necessity. There is a prevailing attitude of prejudice and hatred and ignorance in this country, and before political correctness became a thing, people were rampant in their insults and slurs.
Law of large numbers. The theory of probability on which the business of insurance is based. Simply put, this mathematical premise says that the larger the group of units insured, such as sportutility vehicles, the more accurate the predictions of loss will be. FAQs:
Understanding Policy Limits. When an individual buys liability insurance, there is essentially always a policy limit in place. This refers to the maximum amount of money the insurance company is responsible for. For example, if you buy a car insurance policy that has a $50,000 limit, the insurance company is going to pay out only $50,000. If there are $100,000 in damages, then the insurance company isn't going to pay the excess $50,000. This money, if awarded by a judge or jury, will have to come from somewhere else. Can You Collect Excess Damages?