26.9%. According to our research of California and other state lists there were 5 registered sex offenders living in Truckee, California as of October 07, 2015. The ratio of number of residents in Truckee to the number of sex offenders is 3,231 to 1. The number of registered sex offenders compared to the number of residents in this city is a lot smaller than the state average. Median real estate property taxes paid for housing units with mortgages in 2013: $4,046 (1.0%).
The nature of a home equity loan makes it difficult to obtain one without an appraisal. After all, a lender can't tell how much equity you have in your property without knowing the accurate value.
While the lender will not issue a mortgage commitment letter before the appraisal is completed, you can request a conditional loan approval to show the seller your progress toward financing.he appraisal is a major part of the mortgage approval process. The loan underwriter wants to see that the value estimate given by the appraiser lines up with the purchase price. Additionally, the lender needs to be sure that there are no major defects or needed repairs to the house before committing to lend on it.