If the files are shown as .AAC, they are probably also protected, but not necessarily, so you could first of all try converting them within iTunes to .WAV or .AIFF by right-clicking on the file to choose Convert Selection to WAV/AIFF. Apple's DRM technology encrypted in M4P music is not unbreakable.f the files are shown as .AAC, they are probably also protected, but not necessarily, so you could first of all try converting them within iTunes to .WAV or .AIFF by right-clicking on the file to choose Convert Selection to WAV/AIFF. Apple's DRM technology encrypted in M4P music is not unbreakable.
The sample we analyzed included 15,000 businesses with 10 or fewer employees. Here's the big-picture overview: the average annual cost for small business General Liability Insurance, regardless of policy limits, was just $575.16 (less than $50 per month), with a median price of $425.Most small businesses owners (almost 60 percent) paid between $400 and $600.eneral Liability: Coverage Limits Affect Cost. If you want car insurance that pays for a wide range of damage, you have to pay more for it. The same rule applies to business insurance: if you want a policy with higher coverage limits, expect to pay more than you would for bare-bones coverage.
1 According to them, the cost of a personal liability umbrella policy is inexpensive and you can actually get one which can cost anywhere from $150 to $300 annually. The price of an umbrella policy will usually depend on the insurance company that provides it. 2  They will discuss with you what will be covered and then will give you a quote on how much the monthly premium will cost.