Many traditional European boy names have become popular girl names in the US. Rowan being one of them. My DH and I love the name Reece for a boy, but it is sooooo popular for a girl right now, we won't use it Rowan is on our list too, and for me I think boy when I hear the name. Good luck!!!!
15 Months to Contribute. One quirk in the IRA laws is that you have 15 months to make a contribution for the current tax year. In 2015, for instance, you can make a contribution any time from January 1, 2015 to April 15, 2016 (the tax filing deadline).5 Months to Contribute. One quirk in the IRA laws is that you have 15 months to make a contribution for the current tax year. In 2015, for instance, you can make a contribution any time from January 1, 2015 to April 15, 2016 (the tax filing deadline).
The five year rule for your Roth IRA earnings starts on January 1st of the year you make your first contribution. That is when your clock starts. Because you can make a Roth IRA contribution up to April 15th of the next year, your five years technically would not have to be five calendar years.he five year rule for Roth IRA withdrawals is not something to be taken lightly. It can have serious repercussions on your earnings if you are penalized. Understanding the requirements of the five year rule for Roth IRA withdrawals is critical to keep from being penalized. Photo by Scot Campbell via Flickr.