A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
This roundworm (nematode), commonly called the red worm, is abundant in yellow perch of Lake Huron and western Lake Erie, but is also found in other localities. As high as 86% of fish examined from areas of Lake Huron have been found infested with as many as 78 worms per fish, although it is usually found in lesser abundance. This parasite is pink to red in color, very slender, and may reach 2 inches (5 cm) in length.