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Keep reading to learn how much braces should cost with insurance. How Much Should Braces Cost with Insurance? Customers with insurance have reported paying anywhere from $1,500 to $8,500 for braces with an average out-of-pocket cost of $3,407. Factors that Affect the Cost of Braces. There's a wide pricing range for braces. This is due to the following factors: Type of bracesâCeramic braces and other alternatives usually cost more than traditional metal braces.
For a relatively small gap, an orthodontist might be able to use a retainer to fix the problem at a cost of $500 -$2,500, depending on the complexity and length of treatment. Many dental insurance plans cover braces up to age 18, but not for adults.