A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Great News! The MDNR director Rebecca Humphries has signed our new Michigan bass season fisheries order during November. We will have a new catch-and-immediate-release bass season in 2006 starting in the entire Lower Peninsula on the last Saturday in April (same as pike and walleye inland). We did not get the longer season on the Great Lakes. The Great Lakes also opens the last Saturday in April in the Lower Peninsula. The Upper Peninsula catch-and-immediate-release bass season starts on May 15 again the same as pike and walleye. What's really great is keep our existing opening days, Memorial weekend for most, and the third Saturday in June for the St. Clair system.