A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Quick Answer. The American or yellow perch begins life by eating the zooplankton in the lake. These are tiny animals that float along the surface of the water. When the fish are mature, they eat animals found at the bottom of the lake, such as crabs, snails, isopods and insect larvae. When they are large enough, they eat other fish.