A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
We troll for yellowfin tuna all year. Our pods of spotted dolphin attract tuna in quantities that vary during the year. However, from June through September, yellowfin migrate to our waters to spawn. We troll in a similar fashion, but we focus on water depths from 500 to 1,000 fathoms off the island of Hawaii.