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Average Collected Balance: For business Accounts, the Average Collected Balance is calculated by adding the Collected Balance in the Account for each day of the period (monthly or other applicable period) and dividing that figure by the total number of days in that period.
Americansâ savings problems donât stop when it comes to retirement savings. The âChicago Tribuneâ reports the average 401(k) balance hovers around $74,600, as of 2012, while the average account for those over age 50 is about $130,000. A December 2011 report by âUSA Todayâ reveals that half of all U.S. retirees have less than $25,000 in savings of any kind.