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Keep reading to learn how much braces should cost with insurance. How Much Should Braces Cost with Insurance? Customers with insurance have reported paying anywhere from $1,500 to $8,500 for braces with an average out-of-pocket cost of $3,407. Factors that Affect the Cost of Braces. There's a wide pricing range for braces. This is due to the following factors: Type of bracesâCeramic braces and other alternatives usually cost more than traditional metal braces.
Work Out a Payment Plan â When you get braces, you usually pay a down payment of anywhere from several hundred dollars to several thousand dollars, and then spread the rest of the expense over one or two years (like a car payment).