A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Fishing Lake Michigan starts in mid April. April, May, and June brings excellent Coho Salmon fishing with good chances of catching Rainbow Trout and Brown Trout adding to your daily catch. April & May is the very best time to catch Lake Michigan JUMBO YELLOW PERCH.