If you have Social Security credits in both the United States and Canada, you may be eligible for benefits from one or both countries. If you meet all the basic requirements under one countryâs system, you will get a regular benefit from that country.
Settled accounts are potentially negative and remain for seven years. Settled accounts stay on your credit report for seven years. Settling an account for less than the full balance owed is considered potentially negative because you did not repay the entire debt as agreed under the original contract.
Unfortunately there is no way of removing them they will remain on file for six years, there could be something else on your report you may not have noticed I have default on mine and a lot of settle account some showing late payments but when I looked the other day my score was good enough to get more credit( not that I will) hope this helps, it could also be worth giving the credit reference agency a call for peace of mind.