Sample direct cost components: first costs and its elements (P); annual costs (AOC or M&O); salvage/market value (S) Approaches: bottom-up; design-to-cost (top down) Accuracy: feasibility stage through detailed design estimates require more exacting estimates Some techniques: unit; factor; cost estimating relations (CER) Different Approaches to Cost ...
Not much room to maneuver here. You can, however, get more insurance if you are willing to have it go to others when you pass on, but more on that later. The FDIC does consider an IRA a separate depositor and insured separately. Thus, one individual can stash $250,000 in a taxable account and another $250k in an IRA account.
However, there is a limit of $1,250,000 per bank for each account owner. This web page applies solely to bank accounts covered by FDIC insurance. Note that FDIC insurance does not apply to brokerage accounts or mutual funds. Examples: 1. Husband and wife have two children, who are the only beneficiaries of their trust. Up to $1,000,000 will be insured at each bank for the accounts titled in the trust.