Yes. Although most experts do not think a person's feelings of pedophilia are curable, therapy may help them manage those feelings and not act on them. Some patients at high risk of committing sexual offenses may need medications to reduce their sex drive, Blanchard says.
Coinsurance refers to money that an individual is required to pay for services, after a deductible has been paid. Coinsurance is often specified by a percentage. For example, the insured pays 20 percent toward the charges for a service and the employer or insurance company pays 80 percent.
For example, if your coinsurance is 80/20, that means that your insurer covers 80% of annual medical expenses and you pay the remaining 20%. The cost sharing stops when medical expenses reach your out-of-pocket maximum, which usually is between $1,000 and $5,000.