A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
One of the most frequently caught fish in Michigan - and certainly among the top choices as table fare - yellow perch are widespread denizens of both the Great Lakes and inland waters. Perch travel in schools, sometimes very large numbers, and can often be caught all day long without ever moving the boat.