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A default judgment is a court order giving one side (usually the plaintiff) an award (usually money) against the defendant because the defendant has not told the court that they want to fight the case, or the defendant has not responded correctly to the order of default.
How Do I Know if a Default Judgment Has Been Entered Against Me? A monetary judgment issued by a court is an official decision that the defendant (you, the judgment debtor) owes an amount of money to the plaintiff (the judgment creditor: typically a credit card bank, lender, or collection agency).