A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
West Branch of the Susquehanna River. Nearby Town: Clearfield. What to Catch: trout, smallmouth bass, white crappie. Clearfield County is home to more than 100 miles of the 228-mile West Branch of the Susquehanna River, the only portion of the waterway stocked with trout by the Pennsylvania Fish & Boat Commission.