A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Planning For Post-Spawn Perch. Yellow perch can be tough to catch during the spawn. Weâll show you how to plan a few post-spawn trips thatâll put fish in your pan. The yellow perch is one of the panfish most sought after by anglers, even outranking crappie and bluegills in many areas of the country. The prolific fish is highly valued for both sport and excellent taste, and many prefer the perch to other more-widely acclaimed species such as the walleye.