A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Spawning. 1  Yellow bullhead spawning occurs from May through June when water temperatures reach 75-80Â° F. 2  Both the male and female participate in nest construction, but only the male guards the nest. 3  Approximately 2,000-4,000 eggs are deposited in a mass by one female.  The eggs hatch in 5-7 days.