On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
1 Never having a credit card â You wouldnât think this would negatively affect your score, but having a credit card (and paying it off on time) is one of the fastest ways to build credit. 2  Therefore, conversely, not having a credit card means that you havenât probably done much to build your credit. Any late payment can negatively affect your credit score because theyâre all reported, and it shows that you are unreliable, forgetful, or living paycheck to paycheck. 2  All of that spells âbad investment, run awayâ to credit companies and other lenders. 3  Itâs not fair, but themâs the breaks. 4  Have no fear, though.