That depends on the baby...but eyes could stay blue. Blue is a recessive eye color and mom and dad could both have a recessive blue eye gene that was given to baby. my dd is almost 3months and her eyes are a beautiful blue like her daddy's eyes. Mine are brown and she is forming a strawberry blonde and/or red color. I wonder which one she will have as hair color. I am auburn with brown hair and my husband's is blonde/brown/red hair (dont ask) with blueish-hazel eyes.
Step 2. Divide the annual interest rate expressed as a percentage by 12 to calculate the monthly interest rate expressed as a percentage. For example, if you have an annual interest rate of 7.8 percent, divide 7.8 by 12 to find the monthly interest rate is .65 percent.Related Reading: Interest Rate vs. APR Rate.anks accounts and loans often state the annual interest rate, but compound interest on a monthly basis, meaning that you need to know the monthly rate to calculate how much interest you will earn have to pay.
Here is a look at the formulas for each method: For example, a credit card company might charge 1% interest each month; therefore, the APR would equal 12% (1% x 12 months = 12%). This differs from APY, which takes into account compound interest. The APY for a 1% rate of interest compounded monthly would be 12.68% [(1 + 0.01)^12 â 1= 12.68%] a year. If you only carry a balance on your credit card for one month's period you will be charged the equivalent yearly rate of 12%.