On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
If youâre considering closing any of your cards, here are a few tips to keep in mind: Do... Know how it will affect your credit. Sadly, while closing your cards will never help your score, it definitely has the potential to hurt it. Here are some areas of your credit it may affect: 1  Credit card utilization rate. 2  When you close a card, you reduce your overall available credit. 3  Unless you scale back your spending, this will negatively affect your credit utilization rate, which is one of the most significant factors used to calculate your score.