A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Carp generally spawn in April through August depending upon the climate. They have a highly effective reproductive system. A 4kg fish could produce up to 1 million eggs, 90% of these are fertilised and more than 80% hatch.The sticky eggs are deposited over submerged objects.arp generally spawn in April through August depending upon the climate. They have a highly effective reproductive system. A 4kg fish could produce up to 1 million eggs, 90% of these are fertilised and more than 80% hatch. The sticky eggs are deposited over submerged objects.