A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
A 42-pound, 2-ounce 41-inch-long flathead catfish caught from the Allegheny River was the third largest in 2012. It was caught April 4 with a creek chub. A 33-pound, 6-ounce 41-inch channel catfish was the largest of its species reported during 2011 in Pennsylvania. It was caught September 10 using cut bait.