These organisms are classified as a kingdom, Fungi, which is separate from the other eukaryotic life kingdoms of plants and animals. A characteristic that places fungi in a different kingdom from plants, bacteria, and some protists is chitin in their cell walls.
If you will reach full retirement age in 2015, you may earn up to $3,490 per month without losing any of your benefits. But for every $3 you earn over that amount in any month, you will lose $1 in Social Security benefits.
No benefits can be paid if you do not have enough credits. For more information than what is listed below, please read our publication, â How You Earn Credits .. How Credits Are Earned. When you work and pay Social Security taxes, you earn up to a maximum of four credits for each year. The way you earn a credit has changed over the years. Before 1978, employers reported your earnings every 3 months and we called credits quarters of coverage, or QCs.