That depends on the baby...but eyes could stay blue. Blue is a recessive eye color and mom and dad could both have a recessive blue eye gene that was given to baby. my dd is almost 3months and her eyes are a beautiful blue like her daddy's eyes. Mine are brown and she is forming a strawberry blonde and/or red color. I wonder which one she will have as hair color. I am auburn with brown hair and my husband's is blonde/brown/red hair (dont ask) with blueish-hazel eyes.
Step 2. Divide the annual interest rate expressed as a percentage by 12 to calculate the monthly interest rate expressed as a percentage. For example, if you have an annual interest rate of 7.8 percent, divide 7.8 by 12 to find the monthly interest rate is .65 percent.Related Reading: Interest Rate vs. APR Rate.anks accounts and loans often state the annual interest rate, but compound interest on a monthly basis, meaning that you need to know the monthly rate to calculate how much interest you will earn have to pay.
Annual percentage rate (APR). In the context of credit cards, the periodic rate times the number of periods in a year. For example, a 1.5% monthly rate has an APR of 18%. In the context of consumer lending, the APR takes into account more than the interest rate applied to the principal per period.ignificantly, the APR does not account for compounding. For example, if the APR is 36%, the percentage is 3% per month, but the interest rate or cost of funds for the entire year may be greater than 36% due to the effects of compounding.