If you have Social Security credits in both the United States and Canada, you may be eligible for benefits from one or both countries. If you meet all the basic requirements under one countryâs system, you will get a regular benefit from that country.
Settled accounts are potentially negative and remain for seven years. Settled accounts stay on your credit report for seven years. Settling an account for less than the full balance owed is considered potentially negative because you did not repay the entire debt as agreed under the original contract.
And any positive information on your credit report can remain there indefinitely. An account that was paid as agreed will likely be removed from your credit reports 10 years after the date of last activity. As far as how long each negative item will remain on your credit report, that varies.