On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
I've been told that canceling credit cards I no longer use will help my credit score because of the credit limits. I've also been told that I should not cancel my credit cards I no longer use because it will help with my credit score because of the credit history. Thank you. -- Donna.ere's how closing a credit card can increase your utilization rate and lower your credit score. Say you have three credit cards with credit lines of $1,000 each, or $3,000 in total. The balances on each look like this: â¢ Credit card 1: $300.