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Average Collected Balance: For business Accounts, the Average Collected Balance is calculated by adding the Collected Balance in the Account for each day of the period (monthly or other applicable period) and dividing that figure by the total number of days in that period.
According to Fidelity, one of the largest 401k providers in the world with over 12 million accounts, the average 401k balance is now around $91,800 as of 7/1/2015. Among employees participating in a 401k for at least 10 years, the average balance hit $251,600, up 12% from a year ago.Separately, in March of 2014, Vanguard reported that the average 401k balance has now shot up to $101,650. For workers 55 years of age or older, the average balance is $143,300.In seven not so short years, weâve finally breached the peak average balance of $69,000 in 2007 and are now at record highs in 2015.eparately, in March of 2014, Vanguard reported that the average 401k balance has now shot up to $101,650. For workers 55 years of age or older, the average balance is $143,300. In seven not so short years, weâve finally breached the peak average balance of $69,000 in 2007 and are now at record highs in 2015.