A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Perch breed in the late spring, laying their eggs onto any soft weed beds that they can find. The European perch is dark olive on the back with gold sides marked by vertical dark bars. The yellow perch is similar but is a lot lighter in color.