A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Chinook spawn in larger and deeper waters than other salmon species and can be found on the spawning redds (nests) from September to December. The female salmon may lay her eggs in four to five nesting pockets within a redd.