These organisms are classified as a kingdom, Fungi, which is separate from the other eukaryotic life kingdoms of plants and animals. A characteristic that places fungi in a different kingdom from plants, bacteria, and some protists is chitin in their cell walls.
If you will reach full retirement age in 2015, you may earn up to $3,490 per month without losing any of your benefits. But for every $3 you earn over that amount in any month, you will lose $1 in Social Security benefits.
But instead you would get no Social Security payment for the first four months of that year and then receive the $1,500 payment for 8 months. One way to avoid that wild swing is to correctly estimate your annual earnings at the beginning of the earnings year and tell Social Security. That's not always easy to do. 2.