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Average Collected Balance: For business Accounts, the Average Collected Balance is calculated by adding the Collected Balance in the Account for each day of the period (monthly or other applicable period) and dividing that figure by the total number of days in that period.
70s. The median IRA balance remains $75,627 among people in their 70s, likely since they have stopped making new contributions and started taking withdrawals but continue to enjoy investment growth. The average account balance is $219,790 at age 70 or older. You've been accumulating for so long that it can be kind of a difficult transition for some people to take money out of the portfolio, Ritter says.