On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
Closing credit cards will never help your credit score. The question is if closing accounts will hurt your credit score. Here are the four ways that canceling credit cards can affect your credit score over the short term and long term.or the highest credit score possible, it's best to keep your utilization rate low, less than 20 percent. Here's how closing a credit card can increase your utilization rate and lower your credit score. Say you have three credit cards with credit lines of $1,000 each, or $3,000 in total.