The Certified Insurance Counselors (CIC) designation has been the insurance industry's premier, proven source for practical, real-world education since 1969.
Voice and data SIM cards Edit. 4G/3G China-HK Prepaid SIM Card costs HK$ 120 and comes with HK$ 114 of credit valid for 180 days. Basic data rate is HK$ 1.5 per MB capped at HK$ 48 daily. A HK$ 6 adminstration fee per month applies.
Apple is currently selling the SIM card-free iPhone 5S for $649 (16 GB), $749 (32 GB) and $849 (64 GB). The new iPhone 5S version is compatible with GSM networks, which includes AT&T and T-Mobile.