Sample direct cost components: first costs and its elements (P); annual costs (AOC or M&O); salvage/market value (S) Approaches: bottom-up; design-to-cost (top down) Accuracy: feasibility stage through detailed design estimates require more exacting estimates Some techniques: unit; factor; cost estimating relations (CER) Different Approaches to Cost ...
Not much room to maneuver here. You can, however, get more insurance if you are willing to have it go to others when you pass on, but more on that later. The FDIC does consider an IRA a separate depositor and insured separately. Thus, one individual can stash $250,000 in a taxable account and another $250k in an IRA account.
Are insured only up to a certain amount. As mentioned above, the FDIC and the NCUSIF provide insurance to bank and credit union savings accounts. But what you have to know is this: these two organizations limit their coverage to $250,000. So, if your savings is more than this amount, you wonât enjoy full coverage.