PNC Bank Company Info. PNC Bank is a financial institution providing high yield savings accounts, CDs, interest checking accounts and other banking products. We recommend contacting PNC Bank for a more in-depth list of different types of bank accounts.
According to the Fair Credit Reporting Act (FCRA), a home foreclosure can stay on your credit report for up to seven years. The clock starts when the bank files the notice with the court. Soon after this, the event will be reported to all three of the credit-reporting bureaus -- TransUnion, Equifax and Experian.
1 Charge-offs, seven years + 180 days from the date reported to the credit bureau, usually this is simply seven years from the date of the charge off. 2  Student loan defaults, seven years (defined by the Higher Education Act). 3  Foreclosures, seven years.