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Average Collected Balance: For business Accounts, the Average Collected Balance is calculated by adding the Collected Balance in the Account for each day of the period (monthly or other applicable period) and dividing that figure by the total number of days in that period.
Pitney Bowes says the average checking account balance in 2011 was $3,100, up from $2,947 in 2010. As with savings accounts, checking account balances were also highest in New Jersey, with an average balance of $4,465. New Mexico residents maintained the lowest checking balances, averaging $2,206.