A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
What Eats Them? The yellow perch is a common prey to many piscivorous (fish-eating) fishes, including largemouth and smallmouth bass, northern pike, musky, walleye, bowfins, burbot, lake trout, and others. Even sunfishes and crappies consume larval yellow perch.