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Keep reading to learn how much braces should cost with insurance. How Much Should Braces Cost with Insurance? Customers with insurance have reported paying anywhere from $1,500 to $8,500 for braces with an average out-of-pocket cost of $3,407. Factors that Affect the Cost of Braces. There's a wide pricing range for braces. This is due to the following factors: Type of bracesâCeramic braces and other alternatives usually cost more than traditional metal braces.
1 Most patients require two to six weeks of recovery time. A back brace, which sometimes is required, can cost $200 or more.  Physical therapy at $50 to $100 or more per session can add $1,000 or more to the cost.