If you have Social Security credits in both the United States and Canada, you may be eligible for benefits from one or both countries. If you meet all the basic requirements under one countryâs system, you will get a regular benefit from that country.
Settled accounts are potentially negative and remain for seven years. Settled accounts stay on your credit report for seven years. Settling an account for less than the full balance owed is considered potentially negative because you did not repay the entire debt as agreed under the original contract.
Positive information can stay on indefinitely; however, most closed accounts that were paid as agreed âage offâ (as itâs known in the industry) of your credit reports after 10 years. As for specific items, like a missed payment or collection account, well, letâs take a deeper dive into how long stuff stays on your credit report.