A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Great Lakes Steelhead enter their spawning streams from late October to early May. Although many Steelhead enter the rivers in the fall and overwinter there, spawning does not occur until spring. The fall-run fish are typically the first to spawn, often in March, followed by the spring run fish in April.