On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
1 Whether you have three credit cards or 23, high credit card balances hurt your credit score. 2  The higher your balances, the higher your risk of defaulting is in the eyes of lenders and credit bureaus, so this can hurt your credit score quite a bit. Your credit score will suffer if you're late making a payment. 2  It won't matter how many credit cards you have or how long you've had them. 3  Making payments on time accounts for 35 percent of your credit score (the biggest part).