On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
Reasons to cancel a credit card The decision to cancel a credit card may be based on the desire to avoid excessive spending or if the terms of the card (such as annual fees or a high interest rate) are no longer friendly. It makes sense to cancel cards that are unnecessarily costing you money.. Pay down your balance in full. Pay off your credit card in full or, if you can find a balance transfer card with better terms, transfer the balance. You can't completely close a card until the balance is paid.