Sample direct cost components: first costs and its elements (P); annual costs (AOC or M&O); salvage/market value (S) Approaches: bottom-up; design-to-cost (top down) Accuracy: feasibility stage through detailed design estimates require more exacting estimates Some techniques: unit; factor; cost estimating relations (CER) Different Approaches to Cost ...
Not much room to maneuver here. You can, however, get more insurance if you are willing to have it go to others when you pass on, but more on that later. The FDIC does consider an IRA a separate depositor and insured separately. Thus, one individual can stash $250,000 in a taxable account and another $250k in an IRA account.
NCUA & FDIC Insurance Limits: How Coverage Is Calculated. Although bank and credit union failures are rare, theyâre not unprecedented. Thatâs why itâs important to know that government insurance â backed by the full faith and credit of the U.S. government â will protect your deposits even when your financial institution doesnât.