A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
If you want to catch some yellow perch, you donât have to drive to Lake Erie to fill a cooler. Upground reservoirs, a type of artificial inland lake, offer excellent yellow perch fishing if you know where to go and how to catch them.