PNC Bank Company Info. PNC Bank is a financial institution providing high yield savings accounts, CDs, interest checking accounts and other banking products. We recommend contacting PNC Bank for a more in-depth list of different types of bank accounts.
According to the Fair Credit Reporting Act (FCRA), a home foreclosure can stay on your credit report for up to seven years. The clock starts when the bank files the notice with the court. Soon after this, the event will be reported to all three of the credit-reporting bureaus -- TransUnion, Equifax and Experian.
How Much Will Your Credit Score Get Hit In A Foreclosure? According to FICO, if your credit score is 680, a foreclosure will drop your credit score on average by 85 to 105 points. If your credit score is excellent at 780, a foreclosure will drop your score by 140 to 160 points.