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According to the Fair Credit Reporting Act (FCRA), a home foreclosure can stay on your credit report for up to seven years. The clock starts when the bank files the notice with the court. Soon after this, the event will be reported to all three of the credit-reporting bureaus -- TransUnion, Equifax and Experian.
From start to finish, foreclosure can take many months. The process ends with an auction sale and a demand telling the homeowner to leave the property. The notice sets out how long you have to leave, typically between five and 30 days.If you don't leave by the deadline, the new owner can get an eviction order and the sheriff will forcibly remove you from the home.he notice sets out how long you have to leave, typically between five and 30 days. If you don't leave by the deadline, the new owner can get an eviction order and the sheriff will forcibly remove you from the home.