On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
How Often Does My Credit Score Change? âJohn, I sold some stock and used the proceeds to completely pay off two credit cards. That takes my credit card debt from almost $17,000 to zero. It also reduces my debt-to-limit ratio from over 50% to 0%. Needless to say Iâm excited to see what happens to my credit scores as a result. How long will it take for my credit scores to reflect this reduction in debt?â.