Yes. Although most experts do not think a person's feelings of pedophilia are curable, therapy may help them manage those feelings and not act on them. Some patients at high risk of committing sexual offenses may need medications to reduce their sex drive, Blanchard says.
Coinsurance refers to money that an individual is required to pay for services, after a deductible has been paid. Coinsurance is often specified by a percentage. For example, the insured pays 20 percent toward the charges for a service and the employer or insurance company pays 80 percent.
According to the coinsurance clause, we have 4 steps to follow: 1  Multiply the value of the covered property ($217,000) by the coinsurance percentage (80%), resulting in an amount of $173,600. 2  This is the least amount of coverage Fred should have had in place to avoid the coinsurance penalty.