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Keep reading to learn how much braces should cost with insurance. How Much Should Braces Cost with Insurance? Customers with insurance have reported paying anywhere from $1,500 to $8,500 for braces with an average out-of-pocket cost of $3,407. Factors that Affect the Cost of Braces. There's a wide pricing range for braces. This is due to the following factors: Type of bracesâCeramic braces and other alternatives usually cost more than traditional metal braces.
A retainer usually is included in the overall fee for braces. When retainers are recommended to correct a minor overbite without the need for braces, retainer costs may range from $500 to $1,000.This cost incorporates office visits, X-rays and fittings.f replacement costs aren't included, the cost of replacement retainers  not covered by most dental insurance policies  can be $150 to $300 each. Clear Aligners: Attractive alternatives to traditional braces, clear or âinvisibleâ aligners are a series of clear, customized appliances.