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This is comparable to the decline registered by DBS in percentage terms, albeit over a shorter time span. In a recent report, Citi Research analyst Robert Kong noted that DBS has $18 billion of yuan loan exposure in China. About $12 billion, or two-thirds, of the exposure is due to trade.Our conversations with DBS suggest management is comfortable with its China exposure.n contrast, United Overseas Bank, another big player on the local scene, had stayed almost flat over the same period. This leads to traders wondering if DBS' big exposure to trade-finance loans in China may be the reason for its price weakness, given the stability in UOB's share price.