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Average Collected Balance: For business Accounts, the Average Collected Balance is calculated by adding the Collected Balance in the Account for each day of the period (monthly or other applicable period) and dividing that figure by the total number of days in that period.
Average Savings Account Balance in the United States The median savings account balance of $5,200 was calculated from over 6,000 weighted responses to the 2013 Survey of Consumer Finances, a triennial survey run by the U.S. Federal Reserve. This figure only reflects responses from households that had active savings accounts at the time of the survey.