A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Yellow perch typically reach sexual maturity in 2â3 years for males and 3â4 years for females. They are iteroparous, spawning annually in the spring when water temperatures are between 2.0 and 18.6Â°C.