Benzodiazepines are used for treating: 1  anxiety and panic. 2  seizures (convulsions), and. 3  insomnia or trouble sleeping.
Calculating the Money Multiplier. To figure the simple money multiplier, you divide 1 by the required reserve ratio. For example, if the required reserve ratio is 3 percent, divide 1 by 0.03 to find the simple money multiplier equals 33.3.he simple money multiplier estimates the money supply relative to the amount of currency actually issued based on the reserve ratio.
Calculate the monthly payment manually with the formula P[r(1+r)^n]/{[(1+r)^n]-1}, where P is the principal amount owed, r is the decimal monthly interest rate, and n is the number of monthly payments remaining. For a simpler method, use an online amortization calculator.