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Keep reading to learn how much braces should cost with insurance. How Much Should Braces Cost with Insurance? Customers with insurance have reported paying anywhere from $1,500 to $8,500 for braces with an average out-of-pocket cost of $3,407. Factors that Affect the Cost of Braces. There's a wide pricing range for braces. This is due to the following factors: Type of bracesâCeramic braces and other alternatives usually cost more than traditional metal braces.
1 Dental insurance may pay up to a specific amount for braces (typically $1,000 -$2,000) if the patient is 18 years old or younger.  Expect to pay $2,000 -$8,500 for braces with tooth-colored ceramic or plastic brackets, or self-ligating braces, which don't use elastic bands, like Damon braces.