A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Where to fish for Yellow perch. Yellow perch are found statewide in almost any water from very small ponds to the largest reservoir. Small lakes and ponds can provide exceptional yellow perch angling; however, yearly changes within the fish community often produce inconsistent fisheries from year to year.