Yes. Although most experts do not think a person's feelings of pedophilia are curable, therapy may help them manage those feelings and not act on them. Some patients at high risk of committing sexual offenses may need medications to reduce their sex drive, Blanchard says.
Coinsurance refers to money that an individual is required to pay for services, after a deductible has been paid. Coinsurance is often specified by a percentage. For example, the insured pays 20 percent toward the charges for a service and the employer or insurance company pays 80 percent.
An insurer, or insurance carrier, is selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Reinsurance is a type of insurance purchased by insurance companies or self-insured employers to protect against unexpected losses. 2  Financial reinsurance is a form of reinsurance that is primarily used for capital management rather than to transfer insurance risk.