Although the challenge may sound trivial, it is actually very difficult, because the crackers quickly exhaust the saliva in the mouth. Even though six saltines can fit in one's mouth at the same time, and a minute is plenty of time to chew, the resulting mass of crumbs is too difficult to swallow with a dry mouth.
Direct deposit is the electronic transfer of a federal payment owed to you into your checking, share draft, or savings account. It is safer, more secure and more convenient than receiving your payment by check. You must have a bank account or ETA (Electronic Transfer Account) to receive your payments by direct deposit.
DEFINITION of 'Time Deposit'. A savings account or certificate of deposit (CD) held for a fixed-term, with the understanding that the depositor can make a withdrawal only by giving notice. A time deposit is an interest-bearing bank deposit that has a specified date of maturity.