On most phones, there is no way to retrieve a deleted message. Once you delete a text message, it's gone permanently. However, some Windows Phones have recycle bins, if you ha â¦ ve a Windows Phone, try looking in the Recycle Bin. + 1 other found this useful.
This will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.It will impact your credit score but the potential result is negligible, and therefore it is not worth paying annual fees or dues simply to maintain an open line of credit. Maintaining a card that has no activity is essentially pointless.his will have a tremendous impact on your score. The amounts that you owe will also play an important factor in the determination of your FICO score and should be considered. Canceling credit cards will not adversely affect your score much.
1 Don't cancel or apply for any credit cards if you are getting ready to buy a house or get a car loan. 2  It will lower your score which can affect your chances of getting a loan and affect the interest rate. 3  Canceling credit cards affects your credit score.. Gather the information you need to cancel your card. If you have the credit card, it will have the phone number to call and the account number. You will also need to verify your identity so know your Social Security Number.