It's not unusual for a retiree to own multiple IRA certificates of deposit at once. When one CD matures, the bank will likely close the IRA and hand you a distribution check. You then roll the money into a new IRA CD, often at another bank that's offering a higher interest rate.
Zip Code 07410 - Fair Lawn, NJ. 07410 is located in the state of New Jersey in the Metro New York City metro area.
Another example is ZIP code 08043, which corresponds to the census-designated place of Kirkwood, NJ but actually serves the entirety of Voorhees Township, NJ. This is also the case in LaGrange, New York, a portion of which is served by the 12603 ZIP code based in the neighboring Town of Poughkeepsie.