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Keep reading to learn how much braces should cost with insurance. How Much Should Braces Cost with Insurance? Customers with insurance have reported paying anywhere from $1,500 to $8,500 for braces with an average out-of-pocket cost of $3,407. Factors that Affect the Cost of Braces. There's a wide pricing range for braces. This is due to the following factors: Type of bracesâCeramic braces and other alternatives usually cost more than traditional metal braces.
1 CostHelper readers with dental insurance coverage report out-of-pocket costs of $1,550 -$5,080, or an average cost of $2,570 for these braces. 2  Lingual braces, concealed behind the teeth, can cost $5,000 -$13,000 or more. 3  They must be custom ordered, require more skill to install and don't work well on small teeth.