If you have Social Security credits in both the United States and Canada, you may be eligible for benefits from one or both countries. If you meet all the basic requirements under one countryâs system, you will get a regular benefit from that country.
Settled accounts are potentially negative and remain for seven years. Settled accounts stay on your credit report for seven years. Settling an account for less than the full balance owed is considered potentially negative because you did not repay the entire debt as agreed under the original contract.
How Long Do Late Payments Stay on a Credit Report? The majority of negative items will stay on your credit report for up to 7 years. This includes collection accounts and late payments. However, just because the negative information will be on your report for 7 years doesnât mean it will be affecting your score for 7 years.