Closed accounts that have been charged off can remain on your report for seven years plus 180 days from the start of the delinquency that led to the charge off. Closed accounts in collections can remain on your credit report for seven years plus 180 days from the date the account first became past due.
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Tweet. Wendy Williams. Wendy Williams may be known for helping people through their life's drama, but recently it was the talk show host herself who sat in the hot seat to talk about her past relationship issues and how her husband's infidelity strengthened their marriage.