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A default judgment is a court order giving one side (usually the plaintiff) an award (usually money) against the defendant because the defendant has not told the court that they want to fight the case, or the defendant has not responded correctly to the order of default.
So what exactly is a default judgment? After you are served with a lawsuit you have a certain amount of time to respond (usually 20-30 days depending on your jurisdiction). If you donât submit a written answer to the lawsuit the court can enter a default judgment giving the debt buyer everything they are asking for.