Sample direct cost components: first costs and its elements (P); annual costs (AOC or M&O); salvage/market value (S) Approaches: bottom-up; design-to-cost (top down) Accuracy: feasibility stage through detailed design estimates require more exacting estimates Some techniques: unit; factor; cost estimating relations (CER) Different Approaches to Cost ...
Not much room to maneuver here. You can, however, get more insurance if you are willing to have it go to others when you pass on, but more on that later. The FDIC does consider an IRA a separate depositor and insured separately. Thus, one individual can stash $250,000 in a taxable account and another $250k in an IRA account.
Since all three accounts are single deposit accounts â and not retirement accounts or trusts â the owner is $100,000 over the $250,000 FDIC coverage limit. To determine your exact FDIC coverage at an FDIC-insured bank, use this FDIC calculator. The FDIC does NOT insure: 1  Stocks. 2  Bonds. 3  Mutual funds. 4  Municipal securities.