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A (coastal) flood warning is issued when coastal flooding is occurring or is expected to happen in the next day. Again, moderate flooding or worse is needed to trigger a warning. If the flooding is only minor, then a coastal flood advisory will be issued instead. Courtesy: FEMA and the National Weather Service
A Flood Zone is an area which has been carefully studied by the government to determine the probability of flooding due to intensive storms, or along the coast, severe tidal conditions. Flood Zones are designated to specify the probability and frequency of anticipated flood conditions. Flood zones range in severity.