Sample direct cost components: first costs and its elements (P); annual costs (AOC or M&O); salvage/market value (S) Approaches: bottom-up; design-to-cost (top down) Accuracy: feasibility stage through detailed design estimates require more exacting estimates Some techniques: unit; factor; cost estimating relations (CER) Different Approaches to Cost ...
Currently, the basic FDIC insurance limit is $250,000 per depositor (account holder), per insured bank. This amount includes principal and accrued interest through the bank's closing date. Note that coverage is calculated per bank, not per account.
Shortly after the financial crisis, the FDIC insurance limits were raised from $100,000 per depositor to $250,000. This was first done on a temporary basis and then later made permanent.. It's the definition of depositor that is murky and allows us to stash quite a bit of cash at each institution.