Yes. Although most experts do not think a person's feelings of pedophilia are curable, therapy may help them manage those feelings and not act on them. Some patients at high risk of committing sexual offenses may need medications to reduce their sex drive, Blanchard says.
Coinsurance refers to money that an individual is required to pay for services, after a deductible has been paid. Coinsurance is often specified by a percentage. For example, the insured pays 20 percent toward the charges for a service and the employer or insurance company pays 80 percent.
For health insurance, it is a percentage of each claim above the deductible paid by the policyholder. For a 20% health insurance coinsurance clause, the policyholder pays for the deductible plus 20% of his covered losses. After paying 80% of losses up to a specified ceiling, the insurer starts paying 100% of losses.