AADC participated in the activities and events of the 2012 Middle East Power and Water Exhibition that took place at Abu Dhabi National Exhibition Centre (ADNEC), under ADWEA booth, as the...
Under the federal Fair Credit Reporting Act, bankruptcies can be reported for 10 years from the filing date (not the discharge date, which comes later). However, all three major credit reporting agencies will remove Chapter 13 bankruptcies seven years from the date the case was filed.
Go back and remember that Bank X (the ORIGINAL creditor) reported your last delinquincy in July of 2012, and you then received the collection notice in July of 2016. The collection account will fall off of your credit report 7 years from the date of the LAST DELINQUINCY reported by the orignal creditor + 180 days. In this particular case, this would make the collection fall off of your credit report in January of 2017.