Sample direct cost components: first costs and its elements (P); annual costs (AOC or M&O); salvage/market value (S) Approaches: bottom-up; design-to-cost (top down) Accuracy: feasibility stage through detailed design estimates require more exacting estimates Some techniques: unit; factor; cost estimating relations (CER) Different Approaches to Cost ...
Not much room to maneuver here. You can, however, get more insurance if you are willing to have it go to others when you pass on, but more on that later. The FDIC does consider an IRA a separate depositor and insured separately. Thus, one individual can stash $250,000 in a taxable account and another $250k in an IRA account.
for up to $200,000 (2 x $100,000 * FDIC limit). Retirement Accounts $250,000 maximum insurance for all combined retirement accounts, per person. This would provide a maximum FDIC protection of $500,000 (2 x $250,000) for both individuals. Revocable Living Trust (Testamentary) can be set up, providing $100,000 of FDIC protection per qualified beneficiary.