This is a can of ready-to-go dulce de leche, but Iâve always thought it was cool that you can pretty much make this yourself by simmering cans of sweetened condensed milk! Itâs nice if youâre stuck in Antarctica and need dulce de leche but canât find any in your local supermarket.
Using either simply to reduce premiums is foolish, and could prove to be very dangerous. A self-insured retention means that the insured carries a fixed amount of risk, including adjusting and legal expenses. The insurance policy, whether a primary or umbrella contract, is excess coverage above the SIR.
5. If an Aggregate Self-Insured Retention amount was chosen and agreed to by us, it is shown in the Schedule of this endorsement. It is the most you will pay for all Self-Insured Retention amounts incurred under this policy. If no entry appears in the Schedule of this endorsement as Aggregate, then your obligations for payment of Self-Insured Retention amounts apply in accordance with the per occurrence or per claim provisions, as applicable. 6.