Exotic and lovely -- and much more distinctive now than Samantha or Tamara. In the U.S., Samara has been declining in popularity for some years; ranking well below its 2006 peak of Number 350. Samara is a city in western Russia as well as a bona fide first name.
How does a home equity loan work? A home equity loan lets you borrow money, using that equity you have built in your home as collateral. You receive a lump sum of money that is repayable over a fixed term, giving you the security of a locked-in rate and a consistent monthly payment. Plus, unlike most types of consumer loans, the interest on a home equity loan may be tax deductible 2.
A home equity line of credit is a form of revolving credit with a specific credit limit which is secured by the equity in your home. To access your available credit, you will use the account checks that we provide and write a check for $500 or more to the party you want to pay. You may also write the account check to yourself for deposit to your checking account, and then pay parties using your checking account.