Although the challenge may sound trivial, it is actually very difficult, because the crackers quickly exhaust the saliva in the mouth. Even though six saltines can fit in one's mouth at the same time, and a minute is plenty of time to chew, the resulting mass of crumbs is too difficult to swallow with a dry mouth.
Direct deposit is the electronic transfer of a federal payment owed to you into your checking, share draft, or savings account. It is safer, more secure and more convenient than receiving your payment by check. You must have a bank account or ETA (Electronic Transfer Account) to receive your payments by direct deposit.
Direct Deposit is the safest, fastest and most cost efficient method to receive your payment. In addition, you no longer. have to worry about your check being late, lost, or stolen. NOTE: The Debt Collection Improvement Act of 1996 which. was signed into law on April 26, 1996 required all Federal payments to be made by Electronic Fund Transfer (EFT or. Direct Deposit) beginning January 1, 1999.