This is a can of ready-to-go dulce de leche, but Iâve always thought it was cool that you can pretty much make this yourself by simmering cans of sweetened condensed milk! Itâs nice if youâre stuck in Antarctica and need dulce de leche but canât find any in your local supermarket.
Using either simply to reduce premiums is foolish, and could prove to be very dangerous. A self-insured retention means that the insured carries a fixed amount of risk, including adjusting and legal expenses. The insurance policy, whether a primary or umbrella contract, is excess coverage above the SIR.
Designation. The loss payee will be named as such on the insurance policy taken out by the borrower or debtor. A loss payee will have certain rights pertaining to the insurance policy.nsurance Claim Checks. A check for an insurance claim can be payable to the lienholder or loss payee along with the debtor. Both must endorse the check, which is then presented to the shop or contractor handling the repairs on the collateral.