A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
Walleyes spawn in spring, but spring may arrive in February in Mississippi, March in Kentucky, April in the Midwest, and June in the Far North. And you canât bet on those dates. Biologists have found walleyes laying eggs in Red Lake, Minnesota, and Escanaba Lake, Wisconsin, as early as April 5 and as late as May 7.y roaming, walleyes become familiar with the best spawning areas. Some waters, such as the Rainy River at the south end of Lake of the Woods, the Red River at the bottom of Lake Winnipeg, the Thames River in Lake St. Clair and Lake Erieâs western basin are major spawning draws.