A general rule in qualifying for a home mortgage is that your debt-to-income ratio be no higher than 28/36 percent on conventional loans and 31/43 percent on Federal Housing Authority (FHA) loans.
Slip bobber or tight line from shore. Fish with small minnows and crappie rig near the bottom. Yellow perch move in shore to spawn in mid-April and they can be caught from shore. In mid-April fish near shore just off the bottom.
KOI AND GOLDFISH SPAWNING IN YOUR BACKYARD FISH POND. By: Mike Gannon | Posted On: August 13th, 2014 | 62 Comments on KOI AND GOLDFISH SPAWNING IN YOUR BACKYARD POND | In: KOI FISH, KOI PONDS, POND FISH, WATER GARDENS. Time: Late May, any year. Call comes in from pond customer(s).