How long does derogatory marks stay on credit report? When I moved in 2003 I forgot to return a couple of hollywood video movies. This was turned over to a collection agency who couldn't reach me and filed a derogatory remark in 2004. I noticed this on the credit report. It shows status closed, record date 2004. Even though it's closed it's still lingering around and undoubtedly affecting my score.
Varnish is traditionally a combination of a drying oil, a resin, and a thinner or solvent.Varnish finishes are usually glossy but may be designed to produce satin or semi-gloss sheens by the addition of flatting agents.Varnish has little or no color, is transparent, and has no added pigment, as opposed to paints or wood stains, which contain pigment and generally range from opaque to translucent.olyurethane varnish may also lack the hand-rubbed lustre of drying oils such as linseed or tung oil; in contrast, however, it is capable of a much faster and higher build of film, accomplishing in two coats what may require multiple applications of oil.
shelÂ·lac. n. 1. A purified lac in the form of thin yellow or orange flakes, often bleached white and widely used in varnishes, paints, inks, sealants, and formerly in phonograph records. 2.A thin varnish made by dissolving this substance in denatured alcohol, used to finish wood. 3.. lac that has been purified and formed into thin sheets, used for making varnish. 2. a varnish made by dissolving this material in alcohol or a similar solvent. 3. a phonograph record made of a breakable material containing shellac, esp. one played at 78 r.p.m. 4. to coat or treat with shellac. 5.