Greenwood is an important lake in the Skylands region. Historically known as a resort community and playground for celebrities â Cecil B. deMille, Babe Ruth, the Jeter family, and others in sports and the arts â Greenwood Lake still offers adventure, fun, and relaxation for families and singles.
1 The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.
They can try and collect for 7 years before it falls off your credit report. If you file bankruptcy, then it'll stay on your credit report for 10 years. If you have a student loan ... this will never fall off your credit report and you WILL have to pay it. Trust me, I've been going through this for 4 years and my credit report says that my delinquent credit card accounts will fall off in 2011. After that, collection agencies have to stop calling and harrassing you ... and they can no longer collect. J Â· 9 years ago.