Butterflies (Order: Lepidoptera) are brightly colored flying insects with two pairs of large wings that vary in color and pattern from species to species.
Clinard Insurance Group has vast experience insuring artisan contractors all across the state of North Carolina. We understand that just because you work in the construction industry doesnât mean that you have the same insurance needs and issues as every other type of contractor out there.
Thus the provision applies to contractors and subcontractors, but not to the owners of property. In general, homeowners and other property owners are not subject to the NC Workersâ Compensation Act for people they directly hire to do work on property they own. So a property owner who contracts with a company to improve or repair property is not covered by the provision, while the contractor they hire is.