Replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your birth certificate without any identification and follow the instructions.
Can I Start Taking Pension Benefits Early? Nope. While you can opt to tap your 401(k) at any time (though youâll pay a huge penalty to do so before age 59.5), you canât collect your pension until youâve reached the retirement age determined by your pension plan. Typically full retirement age 65, though many plans allow an early retirement that could start as soon as age 55.
Private Pensions. Private pension plans have their own rules for when you can receive full retirement benefits. Most private pension plans still consider 65 to be the retirement age. Some plans may offer the option to retire as early as age 55, but with a reduced benefit amount.ou can collect a Social Security retirement benefit starting at age 62, but it will be 30 percent lower than if you waited until age 66.