Replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your birth certificate without any identification and follow the instructions.
Can I Start Taking Pension Benefits Early? Nope. While you can opt to tap your 401(k) at any time (though youâll pay a huge penalty to do so before age 59.5), you canât collect your pension until youâve reached the retirement age determined by your pension plan. Typically full retirement age 65, though many plans allow an early retirement that could start as soon as age 55.
Even if they don't, the government enforces a number of rules and penalties to discourage withdrawals before age 59Â½. If you want to retire before age 59Â½ and begin taking distributions from your 401k plan, you will generally be subject to a 10% early distribution penalty.The early distribution penalty is the cornerstone of the government's campaign to discourage us from plundering our savings before our golden years.ven if they don't, the government enforces a number of rules and penalties to discourage withdrawals before age 59Â½. If you want to retire before age 59Â½ and begin taking distributions from your 401k plan, you will generally be subject to a 10% early distribution penalty.