GLADIATOR:THE REAL STORY This site provides historical insight into the actual characters and events portrayed in Ridley Scott's film Gladiator. It discusses the film's plot and ending, so if you have not seen the movie yet, you may want to come back later! I would not want to spoil it for you!
Answers.comÂ® is making the world better one answer at a time. Referred means that a loan was unable to be approved by an automated underwriting program based on the information provided on an application. This is different from a denial since the loan application can still be reviewed by a human underwriter.
When lenders decline a loan, they do so reluctantly. VA lenders make money by approving loans, not denying them so they'll do what they can to get your approval. When they can't, they'll send what is called an Adverse Action notice. This is an official form and required by law to provide you with a written explanation of why your loan was not approved.