What is NWE PLATT in pricing diesel? NWE is an abbreviation for Northwest Europe. Platts is a pricing agency - someone who makes an assessment of the price given the trading in the day.
However, collecting Social Security retirement early rather than applying for disability has drawbacks that should be considered before making this decision. If you take early retirement once you reach the age of 62, your retirement benefit amount will be permanently reduced. The amount your benefit is reduced depends on the number of months you have until full retirement age (66 in 2016). On the other hand, if you are awarded Social Security disability benefits (SSDI), your benefit amount will be equal to what you were entitled to receive once you reached your full retirement age.
Once you reach what Social Security calls full retirement age, you can work and earn as much money as you want without any reduction in your Social Security retirement benefits. For someone your age now, full retirement age will be 66 (not 65, as it was for most of Social Security's history). However, you don't have to wait until full retirement age to collect Social Security retirement benefits. You could collect your Social Security retirement benefits as early as age 62.