Definition of Intellectual Disability. Intellectual disability is a disability characterized by significant limitations in both intellectual functioning and in adaptive behavior, which covers many everyday social and practical skills. This disability originates before the age of 18.
What is the difference between a Direct Subsidized and a Direct Unsubsidized Loan? The Federal Government pays the interest for Direct Subsidized Loans while the student is in college or while the loan is in deferment. Interest begins accruing for Direct Unsubsidized Loans as soon as the loan is taken out.
Unsubsidized loans are a type of Direct Student Loan available to qualifying students. Unsubsidized means that the student borrower is responsible for the interest charged on the loan during the in-school and grace periods. A borrower may choose to pay the interest as it is charged each month or allow it to be added to the outstanding principal.