Greenwood is an important lake in the Skylands region. Historically known as a resort community and playground for celebrities â Cecil B. deMille, Babe Ruth, the Jeter family, and others in sports and the arts â Greenwood Lake still offers adventure, fun, and relaxation for families and singles.
1 The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.
The credit reporting time limit is seven years for most negative information. Certain types of negative information will stay on your credit report for longer than that. Delinquency information like late credit card payments and collections can be reported for seven years from the date of the delinquency. Charge-offs, seven years + 180 days from the date reported to the credit bureau, usually this is simply seven years from the date of the charge off.