Definition of Intellectual Disability. Intellectual disability is a disability characterized by significant limitations in both intellectual functioning and in adaptive behavior, which covers many everyday social and practical skills. This disability originates before the age of 18.
What is the difference between a Direct Subsidized and a Direct Unsubsidized Loan? The Federal Government pays the interest for Direct Subsidized Loans while the student is in college or while the loan is in deferment. Interest begins accruing for Direct Unsubsidized Loans as soon as the loan is taken out.
Unsubsidized Loan Fees. Direct Subsidized and Unsubsidized Student Loans originated on or after December 1, 2013 and before October 1, 2014 have a 1.072% origination fee. Loans disbursed on or after October 1, 2014 and before October 1, 2015 will have a 1.073% origination fee. The fee is deducted from the amount borrowed.