Greenwood is an important lake in the Skylands region. Historically known as a resort community and playground for celebrities â Cecil B. deMille, Babe Ruth, the Jeter family, and others in sports and the arts â Greenwood Lake still offers adventure, fun, and relaxation for families and singles.
1 The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.
In some cases, it may affect my credit score. Delinquent debt will be off the credit report after 7 years. I paid off the loan after years of them chasing me. When the debt was paid off the record actually came back to my credit report and lowered my credit score.