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Giving birth as a public patient in a public hospital is free. STRANGE NOTE: Young mum left stunned. JAILED: For spinning a child too fast. Expensive procedure ... having a baby in a private hospital costs an average $8,500.
Types of Private Health Insurance. Having a baby is expensive. By many estimates, you may have to pay a total of $15,000 if you give birth to a healthy baby. If there are medical complications, the total bill can skyrocket. For this reason alone, it pays to have health insurance for both mothers and newborns. You should understand the types of private and government-funded health insurance that are available. The benefits and features of these plans can vary.