Max drag with yellowfins quickens fight time and prevents lactic acid buildup, which can affect meat quality. One other scenario that no angler asks to be a part of, but which does happen from time to time, calls for reeling in a marlin or swordfish that dies during the fight.
ENLARGE. James Kaczman. Donate appreciated stock to charity: You also can give appreciated stock to charity. If you've held it for more than one year you may take a charitable tax deduction for the market value of the stock, and neither you nor the charity has to pay capital-gains taxes when the stock is sold.ere are three tax-efficient ways to spread the wealth: Give appreciated stock to individuals: You can give up to $14,000 each to any number of recipients this year without incurring federal gift taxes.
Age can also be used as an initial guideline when determining how much to invest in stocks. That's because the longer the money will be invested, the more time there is to ride out any market ups and downs, and growth is important. For instance, those younger than age 50 may want to consider investing as much in stock mutual funds as they are comfortable with. The chart shows how much a $5,500 IRA investment could be worth after 35 years. For those age 50 or older, growth remains importantâafter all, retirement could last three decades or more. But with retirement nearer, investors must balance that need for growth against the need to protect what they have saved.