Greenwood is an important lake in the Skylands region. Historically known as a resort community and playground for celebrities â Cecil B. deMille, Babe Ruth, the Jeter family, and others in sports and the arts â Greenwood Lake still offers adventure, fun, and relaxation for families and singles.
1 The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.
Sometimes creditors will wait longer then 180 days to charge off the debt, but that doesn't matter. If you print out your free credit report and calculate 7 yrs plus 180 days past the first deliquint payment and thats the month it will be off.This is federal law.ometimes creditors will wait longer then 180 days to charge off the debt, but that doesn't matter. If you print out your free credit report and calculate 7 yrs plus 180 days past the first deliquint payment and thats the month it will be off.