Replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your birth certificate without any identification and follow the instructions.
Can I Start Taking Pension Benefits Early? Nope. While you can opt to tap your 401(k) at any time (though youâll pay a huge penalty to do so before age 59.5), you canât collect your pension until youâve reached the retirement age determined by your pension plan. Typically full retirement age 65, though many plans allow an early retirement that could start as soon as age 55.
If you can't or don't want to wait until full Social Security retirement age, it's possible to begin collecting Social Security as early as age 62. While this may seem tempting, you should try to avoid it if possible. Your monthly benefit will be reduced by about 0.5% for every month you start collecting before full retirement age.