To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
As a result, a single inquiry is likely to drop your score by less than five points, but only if itâs a hard inquiry and with the limits described below. While inquiries remain on your credit reports for two years, only those within the past year count, at least with the majority of score models used these days.