Definition of Intellectual Disability. Intellectual disability is a disability characterized by significant limitations in both intellectual functioning and in adaptive behavior, which covers many everyday social and practical skills. This disability originates before the age of 18.
What is the difference between a Direct Subsidized and a Direct Unsubsidized Loan? The Federal Government pays the interest for Direct Subsidized Loans while the student is in college or while the loan is in deferment. Interest begins accruing for Direct Unsubsidized Loans as soon as the loan is taken out.
Direct Subsidized/Unsubsidized Loans Federal student loans are made through the William D. Ford Federal Direct Loan Program. Eligible students borrow directly from the U.S. Department of Education at participating schools, like UW-Madison. If you are borrowing Federal Direct Loans for the first time, you must complete both Entrance Counseling and a Master Promissory Note online at www.studentloans.gov. 1  Subsidized. 2  Unsubsidized. 3  Interest/Fees. 4  Loan Limits. 5  Repayment.