Greenwood is an important lake in the Skylands region. Historically known as a resort community and playground for celebrities â Cecil B. deMille, Babe Ruth, the Jeter family, and others in sports and the arts â Greenwood Lake still offers adventure, fun, and relaxation for families and singles.
1 The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.
Most items can be listed on your credit report for only seven years. Remember the âSeven Year Itchâ. 1  Charge-offs. 2  Charge-offs are items listed as âuncollectibleâ. 3  The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.