Replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your birth certificate without any identification and follow the instructions.
Can I Start Taking Pension Benefits Early? Nope. While you can opt to tap your 401(k) at any time (though youâll pay a huge penalty to do so before age 59.5), you canât collect your pension until youâve reached the retirement age determined by your pension plan. Typically full retirement age 65, though many plans allow an early retirement that could start as soon as age 55.
Early retirement. If you take your Social Security at 62, your monthly payments will be permanently reduced between 20% and 30%, depending on your date of birth. By retiring at 62, you will get payments for a longer period of time but with fewer dollars than if you had waited until normal retirement age of 65 plus.ontact Social Security three months before the month in which you want to file for retirement benefits. There are three ways to apply for retirement benefits: 1  File your claim at any Social Security office. 2  Call 1-800-772-1213 between 7 am and 7 pm ET Monday through Friday.