Each year thousands of banks and other financial institutions report data about mortgages to the public, thanks to the Home Mortgage Disclosure Act, or HMDA for short.
An earthquake is sudden ground movement caused by the sudden release of energy stored in rocks. The earthquake happens when so much stress builds up in the rocks that the rocks rupture. An earthquake's energy is transmitted by seismic waves.
Earthquakes are caused mostly by rupture of geological faults, but also by other events such as volcanic activity, landslides, mine blasts, and nuclear tests. An earthquake's point of initial rupture is called its focus or hypocenter. The epicenter is the point at ground level directly above the hypocenter.