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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
According to the Social Security Administration, SSA, the maximum benefit you can take depends on the age you retire. For example, if you retire at your full retirement age, 66, in 2013, your maximum benefit would be $2,533.But if you retire when first eligible at age 62 in 2013, your maximum benefit would be $1,923.lick here for information on continuing to work and the benefits of delaying your Social Security benefits. How to easily apply for Social Security. You should apply for benefits three months before you wish to start collecting. You can apply in as little 15 minutes by going online.