In order to be eligible for state-funded adoption assistance a child must be a special needs child as defined. above and in the custody of the state of Tennessee Department of Childrenâs Services or a Tennessee-licensed.
In 2007, the average long-term care insurance policy: 1  Cost about $2,207/year. 2  Covered 4.8 years of benefits, excluding the 20 percent of people who elected lifetime coverage.3  Had a daily benefit amount of $160. 4  Was a comprehensive policy covering both facility and at-home care.ong-term Care Insurance Costs. If you have a long-term care insurance policy, the buyer pays a pre-set premium. The policy then pays for the services you need, when you need them (up to its coverage limits).
Long term care in a nursing home can cost an individual as much as $6,000 a month or more. Medicare and other health insurance may only pay for temporary care or rehabilitation. Medicare or most health insurance does not cover long term care on an on-going basis.