To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
The truth is that a typical inquiry can be expected to drop your score by about 5 points or less. And while this number can be higher or lower on occasion, a credit score will not drop 104 points solely due to an increase in inquiries. So then what caused such a serious drop in your score? Hereâs where it can get confusing.