To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
While soft inquiries wonât lower your score, hard inquiries could slightly lower your score. The good news: Hard inquiries typically don't affect your credit score by much â factors such as your payment history and credit utilization rate are usually weighted more heavily.