Joe DiMaggio was one of the best all-round baseball players in the history of the game, helping the New York Yankees to nine World Series titles.
The creditor is the one who reported the charge-off, and so it is he who can remove it once the debt gets paid. If you want to remove the charge-off on credit report, you will have to talk to the original creditor about the payments and request that he pulls back the account from the collection agency. However, this will depend on whether or not the account has been sold off.
Understanding Charge-Offs. A charge-off is what happens when the creditor you owe chooses to write off your account and close it for the future. So when you have an account thatâs been âcharged-off,â you still owe that debt even though the account is closed. It doesnât wipe out your debt; only you can resolve the debt when you pay it off.