old hat; Old Labour; old lady; old-line; old maid; old man; old master; old money; Old Nick
A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
However, if you do delay receiving your benefits, you must still apply for Medicare before age 65. The Social Security Administration recommends starting the process three months before your 65th birthday. If you don't do this, you can still apply after age 65.