To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
Instead of asking how long credit inquiries stay on your credit report, you really should be more concerned with how long they affect your credit score. With âsoftâ inquiries, there is absolutely no negative impact to your credit score, so they should not be a concern.On the other hand, âhardâ inquiries (also known as âhard pullsâ) will usually ding your credit score to some extent.ith âsoftâ inquiries, there is absolutely no negative impact to your credit score, so they should not be a concern. On the other hand, âhardâ inquiries (also known as âhard pullsâ) will usually ding your credit score to some extent.