Joe DiMaggio was one of the best all-round baseball players in the history of the game, helping the New York Yankees to nine World Series titles.
The creditor is the one who reported the charge-off, and so it is he who can remove it once the debt gets paid. If you want to remove the charge-off on credit report, you will have to talk to the original creditor about the payments and request that he pulls back the account from the collection agency. However, this will depend on whether or not the account has been sold off.
Answer: When you have a charge off or a negative report on your credit report, it stays there for seven years. This means that even when you pay a debt off in full that the mark will not be removed for your credit report.f you did not do it, then you will need to treat the debt as identity theft and file a police report and deal with the company. This is a drawn out process, but it can clean up your credit score. If you are working to clean up your credit report, you should make sure that you do not end up in this situation again.