Definition of Intellectual Disability. Intellectual disability is a disability characterized by significant limitations in both intellectual functioning and in adaptive behavior, which covers many everyday social and practical skills. This disability originates before the age of 18.
What is the difference between a Direct Subsidized and a Direct Unsubsidized Loan? The Federal Government pays the interest for Direct Subsidized Loans while the student is in college or while the loan is in deferment. Interest begins accruing for Direct Unsubsidized Loans as soon as the loan is taken out.
Subsidized Loans. Subsidized direct student loans do not accrue any interest charges. This, plus the fact that there are no penalties for prepayment, means that if you pay off your loan early, you will only pay back exactly what you borrowed. Unsubsidized Loans. Unsubsidized loans do accrue interest charges.