Fear of the unknown. Fear of the unknown or irrational fear is caused by negative thinking (worry) which arises from anxiety accompanied with a subjective sense of apprehension or dread. Irrational fear like any other fears share common neural pathway that engages to mobilize bodily resources in the face of threat.
CITI Refresher. In order to maintain CITI certification, everyone is required to complete the CITI Refresher course every three (3) years after initial certification is obtained. Completion of the refresher modules can usually be completed in less than two hours. New employees must complete the required modules and obtain CITI certification within 90 days from date of hire. 2  Members of the human subject research team, including the Principal Investigator (PI), must have current certification.
Minimum Credit Score for Citi ThankYou Preferred Card. You should have a Good to Excellent FICO credit score if you are applying for a Citi ThankYou Preferred Card. The average FICO score for approved cards is 740, and a typical lowest score is 673, which ranks as Fair. Citi ThankYou Preferred Card Fees. Another strength of the Citi ThankYou Preferred card is that there is no annual fee.