To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
Inquiries may or may not affect your FICO score. A FICO score takes into account only voluntary inquiries that result from your application for credit. Number of recently opened accounts, and proportion of accounts that are recently opened, by type of account.