ISO Commercial Property Changes â Part 2 â Cause of Loss Form Changes. Insurance Services Officeâs (ISOâs) form and endorsement filing is actually quite fascinating. The commercial property changes presented in this filing begin taking effect on April 1, 2013 (effective dates differ by state).
The Boss Baby. The Boss Baby is a 2017 American computer-animated comedy film, loosely based on the 2010 picture book of the same name written and illustrated by Marla Frazee. Produced by DreamWorks Animation, the film is directed by Tom McGrath and written by Michael McCullers. It stars the voices of Alec Baldwin, Miles Christopher Bakshi, Steve Buscemi, Jimmy Kimmel, Lisa Kudrow and Tobey Maguire. The plot follows a baby who is a secret agent in the secret war between babies and puppies.
Perhaps the most significant one a baby hears in utero is his mother's voice. Around the seventh and eighth month, a fetus's heart rate slows down slightly whenever his mother is speaking, indicating that mom's voice has a calming effect. By the time they're born, babies can actually recognize their mother's voice. In one study, doctors gave day-old infants pacifiers that were connected to tape recorders. Depending on the babies' sucking patterns, the pacifiers either turned on a tape of their mother's voice or that of an unfamiliar woman's voice.