Fear of the unknown. Fear of the unknown or irrational fear is caused by negative thinking (worry) which arises from anxiety accompanied with a subjective sense of apprehension or dread. Irrational fear like any other fears share common neural pathway that engages to mobilize bodily resources in the face of threat.
CITI Refresher. In order to maintain CITI certification, everyone is required to complete the CITI Refresher course every three (3) years after initial certification is obtained. Completion of the refresher modules can usually be completed in less than two hours. New employees must complete the required modules and obtain CITI certification within 90 days from date of hire. 2  Members of the human subject research team, including the Principal Investigator (PI), must have current certification.
Citi then takes the initiative to search for a lower price for 60 days after your purchase so you can get money back even after the holidays are over. You have to use your Citi card for the purchase in order for it to qualify for Citi Price Rewind. According to Citi, the average refund was $85 in 2013. No matter how you look at it, thatâs a lot! And itâs not just for the holidays, Citi customers can register their purchases year-round if they want to receive a refund when a lower price is found. Citi recently improved the Citi Price Rewind program. The current details are as follows: Citi now searches twice as long for a lower price on your big-ticket items â 60 days after purchase. Offers even greater savings â the maximum amount Citi cardmembers can be refunded has increased to $300 per item and $1,200 per year, per account. Provides a refund of any price difference â the $25 minimum price difference requirement has been removed. Offers refunds as a statement credit. Citi Price Rewind is Free â No Excuses. I think Citi Price Rewind is an excellent tool for customers who donât have time to shop around for the best price.