Continued .... These title insurance policies are not like any title policy you have. Ever seen before. âClta Policyâ used to mean less coverage than. âALTA Policyâ. Not anymoreâas long as you have a one to four. family residence. The CLTA Homeownerâs Policy and the ALTA. Homeownerâs Policy are identical. Note that the word âhomeownerâsâ. in the name of the policy distinguishes these policies from other forms. of title insurance. The following is an outline of the affirmative coverages you get with. these new policies.
Risk of Flooding. All the snow that blizzards usher in has to go somewhere. When the temperatures start to rise, the snow melts too quickly and abundantly for it to be absorbed, which increases the risk of flooding, especially in coastal areas. Blizzards also cause sea levels to rise, which can lead to flooding.
Theoretically, blizzards can occur during any time of the year if  the conditions are right. However, they will most likely occur  during the winter and spring when the tempâ¦erature is lower. 6 people found this useful.