In order to be eligible for state-funded adoption assistance a child must be a special needs child as defined. above and in the custody of the state of Tennessee Department of Childrenâs Services or a Tennessee-licensed.
In 2007, the average long-term care insurance policy: 1  Cost about $2,207/year. 2  Covered 4.8 years of benefits, excluding the 20 percent of people who elected lifetime coverage.3  Had a daily benefit amount of $160. 4  Was a comprehensive policy covering both facility and at-home care.ong-term Care Insurance Costs. If you have a long-term care insurance policy, the buyer pays a pre-set premium. The policy then pays for the services you need, when you need them (up to its coverage limits).
Another is that people don't think they will need it. But the biggest cause is the cost: about $1,985 a year for a typical policy for a 55-year-old man, says Jesse Slome, executive director of the American Association for Long-Term Care Insurance. And there are plenty of variables in the cost. The main one: Age, says Hopkins.