To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
Inquiry Date/Date of Request. Dates that someone reviewed your credit information may be important, depending on the type of inquiry. Inquiries fall into two categories: those that affect your credit scores (often called âhardâ inquiries in industry lingo) and those that donât (âsoft inquiriesâ). All are reported for 24 months. And since soft inquiries donât impact your scores, they arenât important on that front. But for hard inquiries, the date of inquiry is important because most credit scoring models will ignore those that are more than 12 months old. And in case youâre wondering, hard inquiries in the past 12 months generally have the same impact regardless of whether they are one month old or 11 months old.