In order to be eligible for state-funded adoption assistance a child must be a special needs child as defined. above and in the custody of the state of Tennessee Department of Childrenâs Services or a Tennessee-licensed.
In 2007, the average long-term care insurance policy: 1  Cost about $2,207/year. 2  Covered 4.8 years of benefits, excluding the 20 percent of people who elected lifetime coverage.3  Had a daily benefit amount of $160. 4  Was a comprehensive policy covering both facility and at-home care.ong-term Care Insurance Costs. If you have a long-term care insurance policy, the buyer pays a pre-set premium. The policy then pays for the services you need, when you need them (up to its coverage limits).
For example, a policy may cover up to $150 / day for long term care. However, the definition of what long term care is varies with every policy. Fortunately, most policies consider the cost of medically necessary, durable or home medical equipment to be a covered long term care expense. Existing policy holders should check with their insurance providers to determine if durable medical equipment is covered.