Greenwood is an important lake in the Skylands region. Historically known as a resort community and playground for celebrities â Cecil B. deMille, Babe Ruth, the Jeter family, and others in sports and the arts â Greenwood Lake still offers adventure, fun, and relaxation for families and singles.
1 The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.
For delinquencies, most of the (bureaus) are set up to automatically delete the data at six years, nine months, or somewhere around there, he says. However, negative debts don't always disappear on schedule. Misunderstandings or errors can result in a debt overstaying its welcome on your free credit report.