To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
The category ânew creditâ accounts for about 10% of your FICO credit scores, and inquiries are just a part of that category. As a result, a single inquiry is likely to drop your score by less than 5 points, but only if itâs a hard inquiry, and with the limits described in a moment.