Continued .... These title insurance policies are not like any title policy you have. Ever seen before. âClta Policyâ used to mean less coverage than. âALTA Policyâ. Not anymoreâas long as you have a one to four. family residence. The CLTA Homeownerâs Policy and the ALTA. Homeownerâs Policy are identical. Note that the word âhomeownerâsâ. in the name of the policy distinguishes these policies from other forms. of title insurance. The following is an outline of the affirmative coverages you get with. these new policies.
Risk of Flooding. All the snow that blizzards usher in has to go somewhere. When the temperatures start to rise, the snow melts too quickly and abundantly for it to be absorbed, which increases the risk of flooding, especially in coastal areas. Blizzards also cause sea levels to rise, which can lead to flooding.
The National Weather Service defines a blizzard as any severe snowstorm that is accompanied by strong winds â at least 35 mph â resulting in low visibility. The defining factor of a blizzard is actually the strength of the wind, rather than the amount of snow. To qualify as a blizzard, the combination of wind and snow must reduce visibility to a quarter mile or less and last for at least three hours. Severe blizzards can reduce visibility to zero, making it difficult to see buildings or trees just a few yards away. While blizzards often feature extreme cold and heavy snow, there are actually no temperature or snow depth requirements for a storm to qualify as a blizzard. Occasionally, blizzard conditions will present when there is no precipitation.