Robert Horton, left, with Ward Bond in âWagon Trainâ in 1958. Robert Horton, a ruggedly handsome actor who found television stardom in 1957 as the scout Flint McCullough on âWagon Trainâ but who resisted being typecast in westerns as he pursued a parallel career as a singer, died on Wednesday in Los Angeles. He was 91.
DEFINITION: The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers the costs.Often, insurance plans are based on yearly deductible amounts.Related terms: coinsurance, copayment.eductible. DEFINITION: The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers the costs. Often, insurance plans are based on yearly deductible amounts. Related terms: coinsurance, copayment.
Your deductible, coinsurance, and copay are considered out-of-pocket costs. In other words, they are health care expenses that you are responsible for. However, the ways in which they function are much different. A deductible is the total amount that you must pay before your insurance company begins contributing. For instance, if you have an insurance plan with a $2,000 deductible, you will be responsible for 100% of your healthcare costs until those costs reach $2,000.