Joe DiMaggio was one of the best all-round baseball players in the history of the game, helping the New York Yankees to nine World Series titles.
The creditor is the one who reported the charge-off, and so it is he who can remove it once the debt gets paid. If you want to remove the charge-off on credit report, you will have to talk to the original creditor about the payments and request that he pulls back the account from the collection agency. However, this will depend on whether or not the account has been sold off.
1 Talk to the collection agency: Paying off a collection debt wonât delete a charge off from your credit report, but you can ask the agency to remove their collections record from your report as part of the negotiation for paying your debt.2  This will have a more positive affect on your financial record.ven after a creditor writes off your debt, you are still responsible for payment. A creditor can use in-house staff or a collection agency to try to recoup their rightful payment. It is in your best financial interest to attempt to remove charge offs from your credit report.