Answers from James M. Steckelberg, M.D. The shingles vaccine (Zostavax) is recommended for adults age 60 and older, whether they've already had shingles or not. Although the vaccine is approved for people age 50 and older, the Centers for Disease Control and Prevention isn't recommending it until you reach age 60. The shingles vaccine is a live vaccine given as a single injection, usually in the upper arm. The most common side effects of the shingles vaccine are redness, pain, tenderness, swelling and itching at the injection site, and headaches. Some people report a chickenpox-like rash after getting the shingles vaccine.
Americans' average new-car loan payment hit a record $482 the fourth quarter, and car buyers were paying an average 4.56% for loans, according to researcher Experian Automotive.
Monthly Payments Creep Higher. As has been the case for the last several years, the average monthly payment edged slightly higher in the second quarter. Experian said the average new car loan monthly payment was $452 in the second quarter, up $2 compared to a year ago. The average used car loan monthly payment rose $4 to $351. In both cases, monthly payments are rising in large part because car and truck buyers are financing a higher amount. The average amount financed with a new vehicle loan is $25,714, an increase of $474. For used vehicle buyers, the average amount financed was $17,433 in the second quarter.