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Giving birth as a public patient in a public hospital is free. STRANGE NOTE: Young mum left stunned. JAILED: For spinning a child too fast. Expensive procedure ... having a baby in a private hospital costs an average $8,500.
1 In most plans, that ranges from about $1,500 to $3,000. 2  According to a study by the March of Dimes Foundation, the average out-of-pocket cost for a vaginal delivery for privately insured patients was $463 and for a C-section, $523. The biggest factors affecting the cost of a birth are: whether it is vaginal or Cesarean; whether there are complications; and the length of the hospital stay. 2  Geographical location also plays a part; baby delivery is most expensive in the Northeast and on the West coast and least expensive in the south.