In order to be eligible for state-funded adoption assistance a child must be a special needs child as defined. above and in the custody of the state of Tennessee Department of Childrenâs Services or a Tennessee-licensed.
In 2007, the average long-term care insurance policy: 1  Cost about $2,207/year. 2  Covered 4.8 years of benefits, excluding the 20 percent of people who elected lifetime coverage.3  Had a daily benefit amount of $160. 4  Was a comprehensive policy covering both facility and at-home care.ong-term Care Insurance Costs. If you have a long-term care insurance policy, the buyer pays a pre-set premium. The policy then pays for the services you need, when you need them (up to its coverage limits).
This type of insurance would cost $1,000-$3,000 a year in long term care premiums for a 65 year old person. Though expensive, it is more affordable compared to the $70,000-$100,000 annual cost of long term care.However, the earlier a person pays for the insurance premiums, the less expensive it is.Of course, there are a lot of factors to be considered such as coverage, inflation protection, benefits, etc.hough expensive, it is more affordable compared to the $70,000-$100,000 annual cost of long term care. However, the earlier a person pays for the insurance premiums, the less expensive it is. Of course, there are a lot of factors to be considered such as coverage, inflation protection, benefits, etc.