To help determine if your insurance is accepted, we recommend taking the following steps: 1  Call the member service information number located on the back of your insurance card. 2  Inform your insurance that you will be visiting MinuteClinic.  Confirm your benefits and coverage for the specific service you're seeking.
A hard inquiry is an inquiry that occurs when a prospective lender checks your credit report to make a lending decision. Hard inquiries can slightly lower your credit score and will typically stay on your report for two years.
What is a credit inquiry? An inquiry is a notation on your credit report that someone has requested your credit file. Two types of inquiries may appear on a credit report -- hard inquiries that can impact your credit score and soft inquiries that don't. When you pull your credit report, you can see both hard and soft pulls. Creditors can only view hard inquiries.