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A Chapter 7 bankruptcy case is scheduled for discharge 60 days after the completion of the 341 meeting. Generally, bankruptcy courts have a large number of cases, and you may not receive the actual discharge for a few days or a few weeks.
It can take about two years to qualify for a mortgage after a Chapter 7 bankruptcy. The ability to buy a home after your Chapter 7 bankruptcy has been discharged depends on a number of factors.In some cases, it may actually be possible to do so almost immediately after Chapter 7, though that's very rare nowadays.uilding Credit. If you want to purchase a home after Chapter 7 you need to get to work on rebuilding credit immediately after it's been discharged. Pay all bills (even utility payments) on time, for one. And look at trying to obtain one or two secured credit or gas cards to start establishing a new credit history.