I have had bad stomach problems for the past month and a half. Something irritated my stomach really bad and I couldn't recover from it. Had endoscopy and CT scan that were both normal, except for some stomach irritation, but still would have bad upper stomach pain and nausea when trying to eat even a bland diet.
That law allows you to add yourself, your spouse and your newborn child (if dependent coverage is an option under your plan) for coverage under your group health plan without evidence of insurability. However, you must take that action within 30 days of the child's birth.
Health insurance companies typically require that a newborn be added to a policy within 30 days of birth. The U.S. Department of Labor says enrolling the child within that time frame should provide coverage retroactive to the date of birth.