Different Types of Leather Upholstery. You need to be reasonably knowledgeable in your understanding of the different types of leather upholstery before you step into a leather furniture showroom or you may put yourself at a disadvantage.
Effective September 29, Novad is responsible for servicing FHA single-family Secretary-Held Assets, including assigned HECMs, HECM Subordinate Mortgages, Secretary-held Title II Mortgages and Partial Claim Subordinate Mortgages, the Department of Housing and Urban Development stated in Mortgagee Letter 2014-19.
Novation A novation is an agreement made between two contracting parties to allow for the substitution of a new party for an existing one. The original contracting party who is replaced by the new party with the novation is excused by the novation, and therefore the original party who is replaced gives up any rights it has against the other original party to the contract. Both original contracting parties must agree to the novation.