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The process I just described for you can take anywhere from 4-6 weeks â sometimes longer, sometimes shorter. It all depends on how quickly you get your life insurance medical exam and what they find on your medical records.ou can get a traditional term policy that is fully underwritten, meaning that you're going to get a medical exam, or you can go the non-medical approach. We'll take a look at both of these and see how long the process actually takes.
If the approval is quick again and I get a policy out to you quickly, the often it will take people a few weeks to look over the policy. Nothing wrong with that. Everyone is looking for the fine print even though there isnât any. Truth be told though, a term life insurance policy is about a half hour read. would have that policy in your hands usually within a week to 10 days, so 18 days from saying go you have a policy in hand. With the magic of eft and scanned documents you can put the policy in force immediately, so best case start to finish is about 3 weeks.