First-time buyer courses help buyers receive information that will prepare them to purchase a home. According to a 2009 study by the U.S. Department of Housing and Urban Development, 35 percent of those who attended first-time buyer courses bought a home within 18 months of completing the education.
Contribution Limits. As of 2013 you can contribute up to $5,500 each year to your Roth IRA, rising to $6,500 starting at age 50. You can make the full Roth contribution if you earn between $5,500 and $112,000 annually if single, or between $11,000 and $178,000 if married filing jointly.If income falls below or above these limits, you may be allowed to make a partial Roth contribution.ou can make the full Roth contribution if you earn between $5,500 and $112,000 annually if single, or between $11,000 and $178,000 if married filing jointly. If income falls below or above these limits, you may be allowed to make a partial Roth contribution.
This amount could help you determine how much to contribute each month so that you can maximize your contributions and take advantage of the benefits associated with the Roth IRA. The contribution limit for a Roth IRA retirement account is $5,000 per year currently in 2009.This amount is based on the fact that you have a source of earned income and that you are under the age of 50. As long as you are eligible to make contributions, you can contribute up to the $5,000 each year.If you happen to be over 50 years of age, you are allowed an additional $1,000, bringing the annual total to $6,000. This additional amount is considered catch-up contributions.his is a number that reflects how much money you can earn each year and still remain eligible to make contributions to your account. In 2009, the adjusted gross income amount is $166,000 per year for married couples and $105,000 for those who file as a single.