First-time buyer courses help buyers receive information that will prepare them to purchase a home. According to a 2009 study by the U.S. Department of Housing and Urban Development, 35 percent of those who attended first-time buyer courses bought a home within 18 months of completing the education.
Contribution Limits. As of 2013 you can contribute up to $5,500 each year to your Roth IRA, rising to $6,500 starting at age 50. You can make the full Roth contribution if you earn between $5,500 and $112,000 annually if single, or between $11,000 and $178,000 if married filing jointly.If income falls below or above these limits, you may be allowed to make a partial Roth contribution.ou can make the full Roth contribution if you earn between $5,500 and $112,000 annually if single, or between $11,000 and $178,000 if married filing jointly. If income falls below or above these limits, you may be allowed to make a partial Roth contribution.
There is a maximum amount you can put in every year into an IRA. As of 2011, it is currently $5000/year for anyone age 49 and below; $6000/year if you are age 50 and above. Contributions to a Roth IRA are not tax-deductible. When you make withdrawals from your Roth IRA, your withdrawals come out tax-free.es, but combined contribution limits apply. For 2008 the maximum contribution amount is $5,000 for individuals under 50 years of age and $6,000 for those over 50. If you are â¦ under 50 and contribute $2,000 to your Roth IRA then you can only contribute $3,000 to your Traditional IRA.