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The process I just described for you can take anywhere from 4-6 weeks â sometimes longer, sometimes shorter. It all depends on how quickly you get your life insurance medical exam and what they find on your medical records.ou can get a traditional term policy that is fully underwritten, meaning that you're going to get a medical exam, or you can go the non-medical approach. We'll take a look at both of these and see how long the process actually takes.
Actually it should take a couple of days just from the particular time an underwriter receives a loan file to provide approval what you really refer to as an official approval. But if in case your file is having any problem related to credit score or any document related issue than it may take much time to approve. For getting an official approval for a loan would take 3 â 4 working days to be underwritten. Iâm talking about 3 -4 days only if all your documents are completed and fit according to the wants. Else, it would be a long procedure, as the process is going start away from a new end.