That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
APR stands for Annual Percentage Rate. It is included to give you a clear picture of what your loan is going to cost you, taking into account any loan charges and setup fees. In simple terms, the APR figure is a representation of how much it would cost you to borrow each dollar or pound for each year of your loan.