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This continued coverage is provided by the Consolidated Omnibus Budget Reconciliation Act (COBRA), a federal law enacted on April 7, 1976. This notice is intended to inform you of your rights and obligations under the continuation of coverage provisions of the law. How the law will apply:
The employer must notify the health plan within 30 days if you lose or quit your job, die or become entitled to Medicare. You must notify the plan, generally within 60 days, if the reason for COBRA eligibility is because of divorce, legal separation or losing dependent status as a child. The health plan then has 14 days to respond with information about how to elect COBRA, and you and your family have 60 days to decide. Not all of you have to elect COBRA. Even if you waived the option, for instance, your spouse and kids could still elect COBRA, or vice versa.