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You can only claim deductions for the period during the year that the property is rented or is available for rent. If you live in a property and intend to rent it out in future, investment property depreciation is not available to you until it is used for rent generation.
You can write it off your residence. For an investment property you can depreciate it. I have a tax person due my taxes so I am not exactly sure how or if you actually write off the interest on an investment property.As far as an investment property vs. a second or vacation home banks have stipulation on what qualifies as one, usually it is the distance from the primary residence.est Answer: The mortgage interest you pay on your primary home and your second home is deductible on Schedule A, line 10. The homes do not have to be a certain distance apart. They can be next to each other, if that's the case. Both mortgages must be in your name.