14 Disability Categories Under IDEA. The definitions of the specific disability categories are below. These are federal terms and. definitions. 1. Autism. A developmental disability significantly affecting verbal and nonverbal communication and social. interaction, generally evident before age three, that adversely affects a childâs educational. performance.
Unsubsidized Student Loans. Unsubsidized Student Loans are federally guaranteed loans that are available for students who desire to pursue education, but lack the financial resources to do so. These loans are not based on financial need. Interest on the unsubsidized student loans starts to accrue as soon as the loan is disbursed to the school. These are fixed interest loans and a student is not required to start making repayments while he or she is in school.
The main difference between subsidized loans and unsubsidized loans is that the federal government pays the interest on subsidized loans during periods of authorized deferment, such as the in-school and economic hardship deferments, while the interest remains the responsibility of the borrower on an unsubsidized loan.ith unsubsidized loans, the interest is capitalized (added to the loan balance) if unpaid by the borrower as it accrues. This is in contrast with a forbearance, where the interest is the responsibility of the borrower on both subsidized and unsubsidized loans.