That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
By definition, APR is Annual Percentage Rate and APY is Annual Percentage Yield. Try this trick to help you keep the two straight: you pay a rate on a loan and you earn a yield on an investment. Now letâs dig a little deeper into the differences between APR and APY.