14 Disability Categories Under IDEA. The definitions of the specific disability categories are below. These are federal terms and. definitions. 1. Autism. A developmental disability significantly affecting verbal and nonverbal communication and social. interaction, generally evident before age three, that adversely affects a childâs educational. performance.
Unsubsidized Student Loans. Unsubsidized Student Loans are federally guaranteed loans that are available for students who desire to pursue education, but lack the financial resources to do so. These loans are not based on financial need. Interest on the unsubsidized student loans starts to accrue as soon as the loan is disbursed to the school. These are fixed interest loans and a student is not required to start making repayments while he or she is in school.
Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school. 1  Because they are designed to help students with financial need, subsidized loans have slightly better terms and conditions. Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but in this case, the student does not have to demonstrate financial need to be eligible for the loan. PLUS, or parent loans, are also unsubsidized.