christiane seidel Everything about the Danish-German actress Christiane Seidelâfrom her name to her beautyâis intriguing. The perfect casting choice to play Sigrid in HBOâs Prohibition-era show Boardwalk Empire, Seidel seems like she originated from another time and place. When she arrives at Soho House in West Hollywood for our interview, she glides through the sliding glass doors with the gait and physique of a Rodin ballerina.
The bankruptcy will stay on your credit report for 10 years. Lenders see you as a bad risk because you've legally written off at least some of your past debts. For a period of time you may not be able to get a loan or credit card. Once you do, the interest rates and fees attached will be punishing.
Wait at least two years. Hereâs where you will need patience: You should wait at least 24 months to apply for a mortgage after bankruptcy. You may be able to get a mortgage after bankruptcy sooner, but the terms, like interest rates, won't be as attractive as they would be if you waited two years. Since you might be paying that mortgage interest for up to 30 years, you will save money if you wait long enough after the discharge to get a good interest rate. Tips for when you're ready to apply for a mortgage. After the two-year period, make sure you are fully prepared to apply for a loan. Your lender will want you to meet certain criteria before agreeing to lend you money: A good debt-to-income ratio, stability and time on the job.