Does the dentist participate in your dental health plan? What is the dentist's office policy on missed appointments? If visiting a dentist's office: Does the office appear to be clean, neat, and orderly? Do all surfaces and equipment in the treatment room appear clean? Is the dental staff helpful and willing to answer your questions?
1 Cancelled checks: Keep for one year in most cases. 2  Discard checks,check registers, check statements and credit-card statements after a year. 3  However,keep checks and credit-card statements needed to support tax filings seven years. 4  Loan-discharge notices: Keep forever in a safe-deposit box.
1 According to federal law, a late payment can stay on your credit report for up to seven years. After that the entry must be removed.  How much damage it does will depend on three factors -- (1) how late you were, (2) how recent it was, and (3) whether or not there's a pattern of delinquencies.