Today, home care services through an agency cost roughly $14 to $28 per hour. On average, individuals from the general population use twenty hours of home care each week for about six months. Those with Long-term care insurance use thirteen months of care, on average, at about twenty hours per week. Consider these averages as you and your broker design your policy.
Definition of clod for Students. 1  1 : a lump or mass especially of earth or clay. 2  2 : a clumsy or stupid person.
An arthropod (from Greek arthro- , joint + podos, foot) is an invertebrate animal having an exoskeleton (external skeleton), a segmented body, and jointed appendages. Arthropods form the phylum Arthropoda, and include the insects, arachnids, myriapods, and crustaceans.he arthropod body plan consists of segments, each with a pair of appendages. The rigid cuticle inhibits growth, so arthropods replace it periodically by moulting. Their versatility has enabled them to become the most species-rich members of all ecological guilds in most environments.