If you start receiving spouse's benefits at age 62, your monthly benefit amount is reduced to about 32.5 percent of the amount your spouse would receive if their benefits started at full retirement age. 67 is 50 percent (the maximum benefit amount). Age To Receive Full Social Security Benefits.
If there are many foreclosure homes available at one time, a buyer's market may form, resulting in lower sale prices. In 2013, foreclosed California homes spent about 34 months or nearly three years in shadow inventory before they were sold, according to the Inman News real estate website.
If the sale is delayed, you can stay until the sale (auction) is held. You own it until that day. If you stay after the foreclosure date, it will take the bank 30 days to evict you. Do not do this. If you have a foreclosure AND an eviction on your record, you won't be able to rent an apartment in the future.