Heal Your Heels. If youâve developed a painful bump on the back of your heel, you might have one of several foot conditions. So what are heel bumpsâ¦ the most likely culprit? Haglundâs deformity, a condition where the constant rubbing from a shoe can cause a buildup on the back of your foot. Symptoms include:
The benefit amount is usually based on your average salary, years of service, etc. A definent contribution plan is like a 401(k). You, and in some cases your employer, contribute a certain amount each paycheck. At retirement, the amount you receive, and for how long, isn't certain as it is with a defined benefit plan.
You typically don't fork over any of your paycheck to participate in a defined benefit plan. Your employer does. But you do have to put your own money into a defined contribution plan like a 401(k) or a 403(b) . Obviously, a defined benefit plan is a much better deal for you. Because defined benefit plans are more costly for employers than defined contribution plans, most of them have-you guessed it-scaled back dramatically or eliminated these plans altogether in recent years. If you still have a defined benefit plan at your company, consider yourself lucky. Some employers offer both defined benefit plans and defined contribution plans. If yours does, you should definitely participate in the defined contribution plan as well.