The blame has been pinned, squarely and often, on inadequate oversight of U.S. financial institutions, which created ever more complex and risky mortgage instruments, lured people to buy homes they could not afford, and brought the economy crashing to the ground.
Motion on the Earth does not take place in a vacuum. When one thing moves, it moves through or across another. When a wheel turns on an axle, the two surfaces rub against one another. This is called dry friction. Grease can be used to separate the solid metal parts, but this just reduces the problem to layers within the grease sliding past one another.
The term hydroplaning is commonly used to refer to the skidding or sliding of a cars tires across a wet surface. Hydroplaning occurs when a tire encounters more water than it can scatter. Water pressure in the front of the wheel pushes water under the tire, and the tire is then separated from the road surface by a thin film of water and loses traction. The result is loss of steering, braking and power control.