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Geothermal heating system price varies depending on the type of loop system, usually either vertical or horizontal. On average, a typical home of 2500 square feet, with a heating load of 60,000 BTU and a cooling load of 60,000 BTU will cost between $20,000 to $25,000 to install.
Since HVAC costs typically account for 65 â 75% of a utility bill you could see an average savings of $150.00 per month. Therefore, after we pay $200.00 per month (and save $150.00 in utility costs), we have installed a brand new highly efficient geothermal heating and cooling system for a net of $50.00 per month.he problem with calculating a pay back is that a geothermal system will retain almost 1/2 of its initial value, and a conventional system retains none. This means that on your $26,000 system almost $12,000 of that is retained in your underground loop which will last at least the next 3-4 replacements.