House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
Q: What is considered a bad credit score? A: Typically, a credit score is a value expressed as a number between 300 and 850. This is the FICO score, developed by Fair Isaac & Company, but used by Equifax, Experian, and Transunion; the three largest credit-reporting agencies in the United States.