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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
Known also as the Simpson-Mazzoli Act for its legislative sponsors, the Immigration Reform and Control Act (IRCA) of 1986 was passed by Congress as an attempt to control illegal immigration into the United States.The legislation passed the U.S. Senate on a 63-24 vote and the House 238-173 in October 1986.he failings of the 1986 law were often cited by critics of comprehensive immigration reform during the 2012 election campaign and the congressional negotiations in 2013.