With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Skills, interests and qualities. To become a forensic psychologist you will need to have: 1  a genuine desire to help offenders. 2  a keen interest in the cause and effect of criminal behaviour. 3  resilience, with the ability to deal with the risk of physical or verbal assault.4  patience, empathy, honesty and integrity.o become a forensic psychologist you would have a desire to want to help and support offenders. Excellent communication and listening skills will also help you work with a broad range of people including other professionals.