With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Doctorate in Forensic Psychology. Applicants typically have a bachelor's degree in a subject like psychology, criminal justice or sociology. Forensic psychology students need to have strong analytical skills and be good oral and written communicators.tudents also learn to provide defendants and criminals with counseling and rehabilitation services. Some programs emphasize a certain aspect of forensic psychology, such as juvenile justice. 1  Prerequisites: Bachelor's degree in psychology, criminal justice, sociology or related subject.