The appendages of the integumentary system are comprised of hair, nails, hooves, scales and feathers. However, the appendages, found in humans, include nails and hair, while hooves, scales and feathers are present in the nonhuman animals.
Scores below 600, on the other hand, indicate high risk to lenders. Lenders evaluate your three credit scores when deciding if you are a safe investment. Although each lender has its own standards, a credit score of 620 is considered a minimum to apply for a refinance. Obviously, the higher your credit score the better.
A refinance requires no missed payments for at least one or two years, and a minimum credit score, typically at least in the mid- to high-600s. Sufficient time must elapse between the modification and your application to meet most of the minimum eligibility requirements for a refinance.