The system is simple and, thus far, largely unavoidable. When a user attempts to make a post, Craigslist asks for verification with a viable phone number. It then automatically calls the number and issues a verification code which must be re-entered for the post to go live.
For the purposes of the IRA distributions, a first-time home buyer is anyone who hasn't owned a present interest in a main home for the previous two years. For example, if your parents have promised to leave you their home in their will, that isn't a present interest in the home, so you still qualify.
That equates to Â£24,800 a year and means that the average first-time buyer property costs 7.5 times the average salary and the average home mover property costs 11.5 times the average salary. At Â£248,000 the average overall house price stands at 10 times wages.