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There is no grace period after signing a car lease. This assumes that there was no misrepresentation or fraud in the inception of the agreement. Also, dealerships generally display a No Cooling Off Period in the financing office and similar language is customarily on the lease and other documents.
If your mortgage loan adjusts periodically, check for changes to the grace period. Some banks make changes with the new interest rate. If your mortgage is sold or traded to a new lender, also note any changes to your official grace period. A credit grace period gives you a few days between the official due date and the time the creditor charges you a late fee. The only people aware of the exact due date and your grace period are you and your lender.