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A tax lien remains on a credit report, and affects a credit score and the ability to apply for new forms of credit, for 15 years if it is not paid. A tax lien that is paid will remain on a credit report for 7 years after it has been paid.
The length of time that a tax lien may stay on your credit report depends on the payment status of the lien. Paid (or satisfied) tax liens may not be reported more than 7 years after the date of payment.15 U.S.C. 1681c(a)(3). Tax liens that are un-paid may be reported for more than 7 years after the tax was first due.The Federal Trade Commission (FTC) has taken the position that tax liens may be reported so long as they remain filed and effective. FTC Official Staff Commentary Â§605(a)(3) Item 1.ax liens that are un-paid may be reported for more than 7 years after the tax was first due. The Federal Trade Commission (FTC) has taken the position that tax liens may be reported so long as they remain filed and effective. FTC Official Staff Commentary Â§605(a)(3) Item 1.