With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
How to Become a Forensic Psychologist. Interest in the field of forensic psychology has been growing with the increase of numerous TV shows and movies that showcase this area. Forensic psychologists work in civil, criminal and family courts.arnings. 1  You can not serve a client in the role of a forensic psychologist if you have treated a patient clinically, as that is a conflict of interest. 2  Professionals with bachelorâs degrees can work in the field of psychology, but cannot legally practice as a licensed psychologist.