This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
Top 10 best savings account rates. The average savings account rate slipped by two-tenths of a basis point in the second quarter to 0.232 percent. However, the top rate in the survey rose to 1.10 percent, and there are still nine of roughly 100 banks surveyed that offer savings account rates of 1 percent or better. In other words, consumers have a number of opportunities for earning more than four times the average rate.