House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
Donât assume your score is good (or isnât) just because you have always paid your bills on time (or havenât.) The only way to know whether you have a good credit score is to check. You can get your credit score free at Credit.com. This is a truly free credit score â no payment information is requested. In addition to the number, youâll see a breakdown of the factors that affect your score and get recommendations for making your credit as strong as possible.