If your child will receive a bone marrow or stem cell transplant from a sibling, you will want to familiarize yourself with both the donation and the transplant process. The child who is the donor will need to understand what will happen during the donation process.
As you can see, even if you have pretty good credit, your score can be taken down a few notches just by a single missed mortgage payment. If you are 30 days late on your payment, your 780 credit score can plummet to between 670 and 690. Thatâs a potential drop of more than 100 points. On top of that, it can take someone with good credit about three years to recover the excellent score. All because of one mistake.
That difference involves the debt-to-income ratio. If you miss a payment every so often or your employment history is a bit erratic, your credit score can drop. Nevertheless, youâre still offered all kinds of credit. Good Credit Score: 700-749. From this point on, the lower your credit score, the more money that comes out of your pocket.