This strategy only makes sense after you are already maxing out your 401(k) (and your spouseâs work retirement plan if applicable). There is a way to indirectly contribute to a Roth IRA. Open up and contribute to a traditional IRA, and then convert it to a Roth IRA after holding the funds for one year.
The baby's heart starts to beat at around 6 weeks. You may be able to hear â and see â your baby's heart beat for the first time when you're about 8 weeks pregnant if you have an early ultrasound exam. Otherwise, you'll probably first hear it with a fetal Doppler at a regular prenatal care visit.
The babyâs heartbeat gives information about the babyâs position inside the mother and about the health of the baby. Listen to the heartbeat at each visit starting at 5 months. By the last 2 months, you can often hear the babyâs heartbeat in a quiet room by putting your ear on the motherâs belly.