If your child will receive a bone marrow or stem cell transplant from a sibling, you will want to familiarize yourself with both the donation and the transplant process. The child who is the donor will need to understand what will happen during the donation process.
As you can see, even if you have pretty good credit, your score can be taken down a few notches just by a single missed mortgage payment. If you are 30 days late on your payment, your 780 credit score can plummet to between 670 and 690. Thatâs a potential drop of more than 100 points. On top of that, it can take someone with good credit about three years to recover the excellent score. All because of one mistake.
You need to be aware that a maxed-out credit card will cause your credit score to go down by 10-40 points (about 10-20 points for a credit score in the 600s, and about 20-40 points for a credit score in the 700s).hen you see that you are within 12 percent of your credit limit, stop using that credit card. Make a note in your book of what that amount is for easy reference. Try to keep your credit card balances low. The advantage to this is if you have an emergency, then you will have the available credit to handle the problem.