The appendages of the integumentary system are comprised of hair, nails, hooves, scales and feathers. However, the appendages, found in humans, include nails and hair, while hooves, scales and feathers are present in the nonhuman animals.
Scores below 600, on the other hand, indicate high risk to lenders. Lenders evaluate your three credit scores when deciding if you are a safe investment. Although each lender has its own standards, a credit score of 620 is considered a minimum to apply for a refinance. Obviously, the higher your credit score the better.
1 Standard FHA guidelines and regulations apply, yet many lenders do require a 580 FICO score. 2  For greater loan amounts on purchases, minimum FICO scores increase to 600 on Purchase, Rate / Term refinances and to 640 on cash-out refinances.  Maximum Debt to Income Ratio's are 43%.