This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
Opening a savings account is an excellent way to keep your money safe while earning a competitive rate of interest. With a savings account, your money is insured up to a limit of $250,000 as of 2011, so you can be sure your money is safe.ach year you have your savings account you will receive a 1099-INT form listing the amount of interest you received for the previous year. It is your responsibility to report the amount of interest you received to the IRS when you complete your tax return.