The system is simple and, thus far, largely unavoidable. When a user attempts to make a post, Craigslist asks for verification with a viable phone number. It then automatically calls the number and issues a verification code which must be re-entered for the post to go live.
For the purposes of the IRA distributions, a first-time home buyer is anyone who hasn't owned a present interest in a main home for the previous two years. For example, if your parents have promised to leave you their home in their will, that isn't a present interest in the home, so you still qualify.
The average age of a first-time house buyer has risen to 35, up from 28 just a decade ago, due to rising house prices and reduced levels of savings, research has found. The age at which the average prospective buyer expects to buy their first home is 35 years old, according to a survey by Post Office Mortgages. This compares to 28 years old ten years ago, and 30 years old five years ago. The Post Office said that in the early 1960s the average age was 24.