With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Forensic psychologists work with the justice system and members of the court to assist in its functioning. The application of many legal concepts requires understanding psychological principles, such as state of mind, memory and perception. Due to the unique and specialized nature of forensic psychology, a graduate education is a necessity. Hereâs a discussion on what forensic psychologists do, what it takes to become one and how to succeed as a forensic psychologist professional.