1 Please upload a file larger than 100x100 pixels. 2  We are experiencing some problems, please try again. 3  You can only upload files of type PNG, JPG, or JPEG. 4  You can only upload files of type 3GP, 3GPP, MP4, MOV, AVI, MPG, MPEG, or RM. 5  You can only upload photos smaller than 5 MB.
7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
Higher Education Act. The Higher Education Act (HEA) is the federal law that governs the administration of federal student aid programs. The HEA was originally passed in 1965 and signed into law by President Lyndon B. Johnson.To encourage growth and change, it must be re-approved, or reauthorized, by Congress approximately every five years.he HEA was originally passed in 1965 and signed into law by President Lyndon B. Johnson. To encourage growth and change, it must be re-approved, or reauthorized, by Congress approximately every five years.