With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Getting a doctorate in forensic or child psychology takes a minimum of eight yearsâfour years of an undergraduate bachelorâs program, and four-to-six years of doctoral study. Many students choose to earn their masterâs before their Ph.D., which can add another two years.achelors in Forensic Psychology. Average timeline to earn a bachelorâs degree in forensic psychology is typically 4 years. Every graduate program has a variety of psychology prerequisites all accepted students must complete prior to enrolling.