With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Starting salary. Â£20,000 + per year. Forensic psychologists apply psychology theory to criminal behaviour and explore what makes people commit crimes. If you are interested in criminal behaviour and want to help offenders make positive changes, this is a career that you might like.kills, interests and qualities. To become a forensic psychologist you will need to have: 1  a genuine desire to help offenders. 2  a keen interest in the cause and effect of criminal behaviour. 3  resilience, with the ability to deal with the risk of physical or verbal assault.