House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
The average credit score is 680. 680 is the line between what is considered âAverageâ and âGood Credit.â Average credit is in the range of 620-680, Good credit is considered to be in the range of 680-720. The state with the lowest average credit score is Texas. The average credit score of Texas citizens is 651, which falls in the average credit score range of 620-680. Currently, South Dakotaâs citizens have the highest average credit score in the United States. They have an average credit score of 710, which falls in the high end of the âGoodâ credit range, which is 680-720. We know that the average credit score is 680, but this varies also by age.