German armies used the Skull & Cross bones many times. In the image above we see the Totenkopf, a German word for the deathmanÂ´s head. This is an old symbol of momenti mori. It consists usually of the skull and the mandible of the human skeleton.
You generally need to work for 10 years to qualify for benefits (unless youâre receiving benefits through a spouse -- see How Spouses Can Maximize Social Security Benefits for more information). The maximum earnings that count toward your benefit are $118,500 in 2015.
However, you should consider how much you would not collect between age 66 thru age 70 if you delay. That would be 4 years or 48 monthly checks of whatever your check amount would be at age 66. Then you can check to see what the check amount would be at age 70.