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A tax lien remains on a credit report, and affects a credit score and the ability to apply for new forms of credit, for 15 years if it is not paid. A tax lien that is paid will remain on a credit report for 7 years after it has been paid.
Bad Mark #3: Tax Liens. While tax liens themselves can stay on your credit report for as long as your state laws allow, if you pay the tax lien off, then the tax lien should be removed after 7 years.The tax lien should show up as âpaidâ during this time period.ad Mark #6: Late Payments. If youâve missed payments here and there, then you could actually be fine. Late payments arenât generally reported to the credit reporting agencies unless they are 30 days past due. If that is the case, they will remain on your credit report for 7 years.