House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
A  credit score is determined by the information in a credit report.  While credit scores dep â¦ end on specific scoring systems used,  ultimately they represent the risk level that you represent to a  potential lender.Using the PLUS Score, one educational scoring  model, a good credit score is between 700 and 725.While credit scores dep â¦ end on specific scoring systems used,  ultimately they represent the risk level that you represent to a  potential lender. Using the PLUS Score, one educational scoring  model, a good credit score is between 700 and 725.