This strategy only makes sense after you are already maxing out your 401(k) (and your spouseâs work retirement plan if applicable). There is a way to indirectly contribute to a Roth IRA. Open up and contribute to a traditional IRA, and then convert it to a Roth IRA after holding the funds for one year.
The baby's heart starts to beat at around 6 weeks. You may be able to hear â and see â your baby's heart beat for the first time when you're about 8 weeks pregnant if you have an early ultrasound exam. Otherwise, you'll probably first hear it with a fetal Doppler at a regular prenatal care visit.
Typically the heart beat can not be heard with even a doppler until the 9-10th week of pregnancy at the very earliest (sometimes not until the 12-14th weeks of pregnancy). A baby's heart beat is very rapid, much faster than an adult. In fact it starts out near 180 beats per minute (BPM) and around 12 weeks gestation settles into the normal range of 120-160 BPM for the remainder of the pregnancy. Even though you can not hear the fetal heartbeat until week 9 or 10, ultrasound is able to see a beating heart much sooner.