This rightly-rayed crater on the farside of the moon was photographed by Apollo 8 on December 24, 1968.The imaged area is near the subsolar point, where the sun was directly overhead as seen from the Apollo 8 spacecraft.
When a bank account lists someone as an authorized signer, that individual has the legal authority to spend or commit funds from the account. Corporations exist as legal entities, wholly and distinctly separate from their owners. Therefore, a corporation owns the bank account established in its name.
So, in essence, if an account on which you are an authorized user shows up on your report, it would be someone else's credit (the signor on the account.) I've had lots of readers successfully challenge this to both the creditors and the bureaus, and have accounts in which they were authorized users removed.