Shortly after construction of the town center began, the Atlanta, Birmingham, and Atlantic Railroad came through. The railroad was economically important to the town and the county because it provided quicker access to distant markets, and Wadley became a shipping center. By 1910, the population had reached 426.
Life insurance is a contract. Term life insurance is a contract based on the exchange of premiums for coverage. If you stop paying premiums and youâre past the reinstatement period, youâve lost coverage and may be required to re-qualify for coverage.
Insurers are forced to boost premiums or stop selling policies. Long-term-care insurance can help pay for the assistance you might need if you become ill or disabled in the future. But recent trends in the industry might be cause for concern for both current policyholders and potential ones. In the past five years, 10 of the top 20 insurers (by sales) have stopped selling new long-term-care policies, according to LIMRA International, an insurance industry research company.