A measure of the availability of a benefit. The National Compensation Survey (NCS) presents data on the percent of workers with access to, and who participate in, employee benefits.
How to Collect Social Security. The U.S. Social Security Administration (SSA) allows eligible individuals to collect Social Security retirement benefits at any point between 62 and 70 years of age. There are pros and cons to early or late collection, but the process remains the same.
Retirees are getting better at delaying gratification. The earliest Americans can claim Social Security retirement benefits is at age 62, but if they do, those benefits will be reduced as the recipients are not yet at full retirement age.