1 Pros: Itâs cheaper than whole life and other forms of universal life insurance. You can choose the age to which you want the death benefit guaranteed, such as 95 or 100.  Cons: Every payment must be made on time or you could lose the guarantee and forfeit the policy, thereby losing all your previous payments.
Transcript of The word communication comes from the Latin word communis. Know what is appropriate for the students that are around you, being senstive to the needs they may have and respecting them as people. The Starting Point. The word communication comes from the Latin word communis which means common.
a formal communication can be defined as a means of communication that is normally controled by the managers in an organisation. it has been called the main line of the organization operational communication. this is intended the reports ,records,and other forms that flow up and down in the system .