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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
Title IX is a portion of the United States Education Amendments of 1972, Public Law No. 92â318, 86 Stat. 235 (June 23, 1972), codified at 20 U.S.C. Â§Â§ 1681â1688, co-authored and introduced by Senator Birch Bayh; it was renamed the Patsy Mink Equal Opportunity in Education Act in 2002, after Patsy Mink, its late House co-author and sponsor.