Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
Ask for permission. It's against the law to check someone's credit report without their permission. You can verbally notify the individual of a credit report, or include this information on a written contract. The words, subject to credit approval must be visible on the contract.y signing his or her name, the individual agrees to a credit check. Get a Social Security number. To obtain a person's credit report, you'll need to obtain personal information. Ask the individual to write down his full name, Social Security number and home address. Subscribe to a credit report service.