This strategy only makes sense after you are already maxing out your 401(k) (and your spouseâs work retirement plan if applicable). There is a way to indirectly contribute to a Roth IRA. Open up and contribute to a traditional IRA, and then convert it to a Roth IRA after holding the funds for one year.
The baby's heart starts to beat at around 6 weeks. You may be able to hear â and see â your baby's heart beat for the first time when you're about 8 weeks pregnant if you have an early ultrasound exam. Otherwise, you'll probably first hear it with a fetal Doppler at a regular prenatal care visit.
One of the most reassuring sounds a pregnant mother can hear is the steady thumping of her baby's heartbeat. Before 20 weeks of pregnancy, fetal heartbeats are typically monitored by doctors using a heart rate Doppler. While buying or renting an at-home Doppler is possible, it is often too expensive. Thankfully, after 20 weeks a baby's heartbeat can often be heard using a relatively cheap and easy-to-procure stethoscope.