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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
Touted by President Franklin D. Roosevelt as the most important and far-reaching ever enacted by the American Congress, the National (Industrial) Recovery Act (NRA) was passed by Congress on June 16, 1933.outed by President Franklin D. Roosevelt as the most important and far-reaching ever enacted by the American Congress, the National (Industrial) Recovery Act (NRA) was passed by Congress on June 16, 1933.