House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
Technically, the answer is no. You can score 300, which, according to FICO spokesperson Barry Paperno, is the credit modelâs equivalent to a zero. âThe distribution of FICO scores is between 300 and 850,â Paperno says.âThatâs just the way the model is built.Itâs not built to deliver a zero.â.echnically, the answer is no. You can score 300, which, according to FICO spokesperson Barry Paperno, is the credit modelâs equivalent to a zero. âThe distribution of FICO scores is between 300 and 850,â Paperno says.