Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
A parent can take out life insurance on a minor child without consent. If the child is over age 18 the child has to sign the application. If they forged his signature then you have a case. He can call the insurance company and tell them a policy was taken out without his consent. You only have to have an insurable interest when the policy is issued. A parent always has an insurable interest in their child even when the child is an adult.