With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Further, in order to be a credible witness the forensic psychologist must understand the philosophy, rules, and standards of the judicial system. Primary is an understanding of the adversarial system.orensic psychology also involves training and evaluating police or other law enforcement personnel, providing law enforcement with criminal profiles and in other ways working with police departments. Forensic psychologists may work with any party and in criminal or family law.