This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
When it comes to offering competitive interest rates, itâs hard to beat the Popular Direct Savings Account. This account offers the highest savings APY on the market, though it does require a $5,000 minimum account opening deposit. And thereâs no monthly fee unless your balance dips below $500.