Shortly after construction of the town center began, the Atlanta, Birmingham, and Atlantic Railroad came through. The railroad was economically important to the town and the county because it provided quicker access to distant markets, and Wadley became a shipping center. By 1910, the population had reached 426.
Life insurance is a contract. Term life insurance is a contract based on the exchange of premiums for coverage. If you stop paying premiums and youâre past the reinstatement period, youâve lost coverage and may be required to re-qualify for coverage.
Policy Options for the Future, A waiver of premium feature allows you to stop paying your premiums once you are eligible for benefits and have satisfied the waiting period. Some plans waive premiums for nursing home care but not for home care; others waive premiums in both instances. You will normally resume paying your premiums if you recover and benefits stop. With the Federal Long Term Care Insurance Program (FLTCIP), you do not have to pay premiums starting the first day of the month after you complete your waiting period and you are eligible for benefits. [ Back to LTCI Basics ].