This strategy only makes sense after you are already maxing out your 401(k) (and your spouseâs work retirement plan if applicable). There is a way to indirectly contribute to a Roth IRA. Open up and contribute to a traditional IRA, and then convert it to a Roth IRA after holding the funds for one year.
The baby's heart starts to beat at around 6 weeks. You may be able to hear â and see â your baby's heart beat for the first time when you're about 8 weeks pregnant if you have an early ultrasound exam. Otherwise, you'll probably first hear it with a fetal Doppler at a regular prenatal care visit.
Throughout a woman's pregnancy, her doctor will typically begin a prenatal exam with listening to the baby's heartbeat. Although a Doppler instrument is most frequently used, a fetoscope, a type of stethoscope, can be used after 20 weeks to hear a baby's heartbeat. A baby's heartbeat is checked often to monitor how the baby is developing and coping with the stress of the pregnancy and labor.