The appendages of the integumentary system are comprised of hair, nails, hooves, scales and feathers. However, the appendages, found in humans, include nails and hair, while hooves, scales and feathers are present in the nonhuman animals.
Scores below 600, on the other hand, indicate high risk to lenders. Lenders evaluate your three credit scores when deciding if you are a safe investment. Although each lender has its own standards, a credit score of 620 is considered a minimum to apply for a refinance. Obviously, the higher your credit score the better.
Credit Score Requirements. Prior to applying for a mortgage refinance, go to Myfico.com and order your personal credit score. A minimum credit score between 680 and 740 helps you get approved for a mortgage refinance, according to Bankrate.com.