Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
If an employer doesnât gather records on its own, but instead hires an outside agency or investigator to do its background checks, it must get your consent first. An employer must also get your consent before pulling your credit report. If you donât consent, the employer canât run a background check through a consumer reporting agency or order your credit report. However, the employer can refuse to consider you for the job if you donât give your consent.