House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
Bad Credit? Guaranteed no credit check credit cards. Is it possible to get credit cards for bad credit? While some credit cards are easier to be accepted for if you have a bad credit score or poor credit rating than others, there are currently no cards on the market you can get approval for without having a credit check.