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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
On March 22, 1972, the Senate passed the Equal Rights Amendment to the United States Constitution, which proposed banning discrimination based on sex.The E.R.A. was sent to the states for ratification, but it would fall short of the three-fourths approval needed.arch 22, 1972 | Equal Rights Amendment for Women Passed by Congress. Warren K. Leffler/ Library of Congress U.S. News & World Report Collection Representative Martha Griffiths outside the U.S. Capitol in 1970 after the House passed the Equal Rights Amendment for the first time.