Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
But it's not illegal. Most states, as well as the District of Columbia, allow surreptitious recording of conversationsâon the phone or in personâas long as one person involved gives permission, even if that person is you.