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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
Mann-Elkins Act of 1910. Act passed in 1910 that empowered the Interstate Commerce Commission for the first time to initiate rate changes, extended regulation to telephone and telegraph companies, and set up a Commerce Court to expedite appeals from the ICC rulings.