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Expense budget planning is an important part of any budget. An expense budget is a list of forecasted expenses within a set amount of time. An expense budget could cover a quarter, an entire year or just a month.
A budget is an estimate of spending for a pre-set period, typically a month at a time. Using a budget for your salary helps you to plan for expected and unexpected expenses, as well as to ensure that you have enough funds to last until the next paycheck. Budgeting is also a good tool for saving or paying down debt.