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A tax lien remains on a credit report, and affects a credit score and the ability to apply for new forms of credit, for 15 years if it is not paid. A tax lien that is paid will remain on a credit report for 7 years after it has been paid.
There are timeframes for how long different types of information may remain on your credit report. 1  Negative information, such as late payments or collections, stay on your credit report for approximately seven years, as do most other types of negative information, including judgments and paid tax liens. Bankruptcies and upaid tax liens can stay on your credit report for up to 10 years. Positive information generally remains on your credit report for a longer period of time. Credit accounts that you pay as agreed may stay on your credit report for up to 10 years from the last update we receive from the lender.