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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
The Taxpayer Relief Act of 1997 (Pub.L. 105â34, H.R. 2014, 111 Stat. 787, enacted August 5, 1997) reduced several federal taxes in the United States.Starting in 1998, a $400 tax credit for each child under age 17 was introduced, which was increased to $500 in 1999.This credit was phased out for high income families. Pub.L. 105-34, Taxpayer Relief Act of 1997 (readable online). 2  H.R. 2014, Taxpayer Relief Act of 1997. 3  105th Congress / House / 1st session / Vote 350 final vote results on H R 2014: Revenue Reconciliation Act of 1997, by various groups and by individuals, from the Washington Post.