A: Managed Care Magazine explains that a carve-out insurance plan is a plan that is intended to cover a particular service or treatment of a specific disease. A carve-out insurance plan is a supplement to a person's standard health insurance plan. The carve-out plan is provided by a third-party vendor, and it covers specialized care or products, such as prescription medications and treatment for chronic illnesses.
Fort Kiowa. Fort Kiowa, originally named Fort Lookout, was a 19th-century American Fur Trading post located on the Missouri River near the present day communities of Chamberlain and Oacoma, South Dakota.
Built in 1858, the fort was designed to protect settlers in the San Luis Valley, then a territory of New Mexico. The parallelogram-shaped fort once housed more than 200 men, including soldiers, volunteers and Kit Carson, the fort's commander at the time. Fort Garland was abandoned in 1883, but survives now as the Fort Garland Museum, a prominent example of Colorado's living history. Here visitors wander the fort's parade grounds and adobe buildings while taking in the some of the region's Hispanic folk art.