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Expense budget planning is an important part of any budget. An expense budget is a list of forecasted expenses within a set amount of time. An expense budget could cover a quarter, an entire year or just a month.
An expense is money you may need to spend, but after a year, there is nothing lasting to show for it because the item gets consumed or is used up. Expenses include things like rent, food, utilities, clothes, office supplies and health insurance. How to Build Wealth Fast. To build wealth fast, spend your money on assets that maintain or grow their value. Go frugal on expenses and on assets that lose their value quickly. Many times itâs hard to tell the difference between an asset and an expense. The best example of an asset versus an expense is a mortgage versus rent. The amount of cash you spend on your mortgage or your rent can be the same.