If your base gutter is 12, the next step might be 18 or 24. You can also employ units with padding as you mentioned. To keep a well organized grid, you can set the type in some kind of container that adheres to the base grid with the type inset by a unit or two or three.
Updated for January 12, 2017 (Toddlers) patch. Pose Player. This is a mod that will add the option to play poses and animations in game. It adds an interaction to your sims called Pose By Name and Pose By Pack. Just click on your sim like you would to do anything else.
only copies the armature object in object mode, in pose mode it will copy the bone locations allowing you to copy the pose. In your case, with two models in a separate files, you could also open the second blend file then Select Append from the file menu.