A: Managed Care Magazine explains that a carve-out insurance plan is a plan that is intended to cover a particular service or treatment of a specific disease. A carve-out insurance plan is a supplement to a person's standard health insurance plan. The carve-out plan is provided by a third-party vendor, and it covers specialized care or products, such as prescription medications and treatment for chronic illnesses.
Fort Kiowa. Fort Kiowa, originally named Fort Lookout, was a 19th-century American Fur Trading post located on the Missouri River near the present day communities of Chamberlain and Oacoma, South Dakota.
The complex stands on top of Ajyad Fortress, built around 1780, to protect Mecca from bandits and invaders. The house of Khadijah, the first wife of the Prophet Muhammad, has been turned into a block of toilets. The Makkah Hilton is built over the house of Abu Bakr, the closest companion of the prophet and the first caliph.