With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Forensic psychologists are required to complete the same state licensing requirements as clinical psychologists. Forensic psychologists can apply for certification from the American Board of Forensic Psychology as a Diplomat of Forensic Psychology.When police or the FBI need help tracking down a serial killer or to crack a difficult case, they often call on a forensic psychologist to study crime scene evidence, patterns and witness testimony to come up with a âprofileâ of the perpetrator.he Work of Forensic Psychologists. Often called the study of criminal minds, forensic psychologists are concerned with the behavior of criminals, their victims, witnesses, judges and juries.