This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
Savings Account: Some people consider a savings account as an investment alternative for cash. Money held in the account is insured by the Federal Deposit Insurance Corporation (FDIC), however, the interest rate on these accounts is minimal. The average interest return on savings account is only 0.09%. Investors that want the option to access their money any time but also require a slightly higher rate of return typically will put their cash in a high yield savings account, offered through ...