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A tax lien remains on a credit report, and affects a credit score and the ability to apply for new forms of credit, for 15 years if it is not paid. A tax lien that is paid will remain on a credit report for 7 years after it has been paid.
Tax tips for your 2014 return 3:22 PM ET Fri, 17 April 2015 | 03:02. If you think IRS tax liens are required to stay on your credit report for seven years, even if you've paid your tax debt in full, then it's time we let the genie out of the bottle. A tax lienâthe government's claim against all or some of your assets based on your failure to pay a tax debt on timeâis one of the worst things that can appear on your credit report. It's a public record viewed by the credit bureaus, equal to a judgment or bankruptcy.