With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Most people who work in forensic psychology are clinical psychologists who choose a coursework track in law or criminal justice. You can also pursue a criminal justice degree with an emphasis on forensic psychology. A masterâs degree is the next step in becoming a psychologist of any kind.Finally, you can go on to complete a doctoral degree if you choose.syD Programs. If you decide to pursue your forensic psychology education to the doctorate level, itâs helpful to understand the differences between the two types of degrees you can work toward. A Doctor of Psychology degree emphasizes practice training with less research than a PhD program.