This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
U.S. Average Savings Account Interest Rate. The interest rate that banks offer is their choice. Historically, online banks have offered their customers a higher interest rate because they have lower overhead costs â they donât have to pay rent on their local branches. Throughout the entire industry, however, the national average bank interest rate for savings accounts is only 0.17%. The best savings rates range from highs of 4.00% APY at The Bank of Greene County, to 2.52% APY at Pioneer Muslim Federal Credit Union, to 2.02% APY at Houston Police Federal Credit Union.