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A tax lien remains on a credit report, and affects a credit score and the ability to apply for new forms of credit, for 15 years if it is not paid. A tax lien that is paid will remain on a credit report for 7 years after it has been paid.
If you think IRS tax liens are required to stay on your credit report for seven years, even if you've paid your tax debt in full, then it's time we let the genie out of the bottle.f you think IRS tax liens are required to stay on your credit report for seven years, even if you've paid your tax debt in full, then it's time we let the genie out of the bottle.