Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
The first 2 numbers represent the bodily injury coverage amounts. The 3rd number represents property damage liability coverage. Property damage is not split into âper person and âper accident like bodily injury. It covers a maximum amount per accident. A basic liability insurance policy will include property damage liability.