Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
In short, property insurance and casualty insurance are types of coverage that help protect the stuff you own â your home or car, for example â and also provide liability coverage to help protect you if you're found legally responsible for an accident that causes injuries to another person or damage to another person's belongings.
What Property Damage Coverage Covers. Property damage liability insurance takes effect when your vehicle is involved in an accident and found at least partially at fault for causing damage to another person's property. Exactly what your liability insurance covers varies according to your policy and amount of coverage, so read the contract carefully or ask your insurance agent.