Definition of opponent for English Language Learners. : a person, group, etc., that is against something (such as an action, law, or system) : someone or something that does not want something to exist, be done, etc.
Generally, your first mortgage payment is due on the 1st day of the 2nd month following your closing date. For example, if you close in February, your first mortgage payment will be due on Aproil 1st. Generally speaking of course.
Answer: That depends on your lender, as well as the number and types of loans you presently have. But as a rough guide, plan on the process taking as much as six to eight weeks. Your first payment will then be due within 45 days after the consolidation is finished.