For many of us, work comes through the auspices of an IT Agent. For most of the 20 odd years I've been doing this I've had no trouble over the period of the contract but always at the beginning mostly due to the fact that the vast majority of agents are inexperienced and know nothing about how to deal with people.
Founder, Georgia Medicare Plans, Atlanta,GA. For most people, Medicare starts when you turn age 65. It can start earlier if you are disabled under Social Security definitions and are receiving SSDI. It can also begin before age 65 if you have ALS (amyoptropic lateral sclerosis) or ESRD (end stage renal disease).
Initial Enrollment Period (IEP) The IEP is a 7-month period that begins 3 months before the month a person turns 65 and ends 3 months after the person turns 65. For someone under age 65 who becomes entitled to Medicare based on disability, entitlement begins with the 25th month of disability benefit entitlement. For these individuals, the IEP begins 3 months before the 25th month of disability benefit entitlement, includes the 25th month, and ends three months after.