Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
Property and casualty insurance is designed to protect an individual or business from financial loss in the event they are held legally responsible for an accident that caused damage or loss to another person. A property and casualty insurance license prepares you to sell liability insurance on behalf of an insurance company. The license is issued on the state level, and the requirements to obtain licensing vary per state. If you desire a property and casualty license, understanding the components of the insurance can help you succeed as an insurance agent. Individuals As a licensed property and casualty insurance agent, you can sell policies to individuals with vehicles, homes or home businesses. In the event that an individual is involved in an automobile accident and deemed at fault, the insurance company typically pays for the repairs or replacement of the other partyâs vehicle.