The primary difference between an interest rate and annual percentage rate, or APR, is that the APR includes all financing costs on a loan.Comparing the APR on loans is typically the best way to evaluate alternatives, which is why banks are required to disclose the APR when promoting a loan.ecause APR stands for annual percentage rate, some borrowers get confused and assume APR is annual and interest rate is not. In fact, APR just refers to the entire financing charges on a loan, expressed on an annual basis. The APR takes into account upfront closing costs or loan fees you pay to get the funds.
The average guinea pig life span is around 4-6 years, although some can live as long as 8 years. This is much longer than most other small pets, including other rodents such as mice (1-3 years), gerbils (2-4 years), and hamsters (2-3 years).he average guinea pig life span is around 4-6 years, although some can live as long as 8 years. This is much longer than most other small pets, including other rodents such as mice (1-3 years), gerbils (2-4 years), and hamsters (2-3 years).
What Determines Age. A guinea pig's life span is affected by various factors. Genes are the first to be considered; for example, the silky haired Peruvian guinea pig can live up to 12 to 14 years, while the hairless breeds may live only 3 to 5 years.igns of Old Age in Guinea Pigs. Keep your guinea pig's health a top priority in her golden years. Jupiterimages/BananaStock/Getty Images. Like all living creatures, guinea pigs eventually must come to the end of their life. Depending on the breed, you can expect your cavy to reach an average life span of 5 to 8 years.