Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
Property Casualty Insurance Designations. Property and Casualty insurance industry professionals have many avenues of insurance designations from which to choose to demonstrate their expertise for prospective clients. Chartered Property Casualty Underwriter is the premier designation in property-casualty insurance.