Mucous is the adjectival form of the more familiar noun, mucus. In other words, mucous is actually the action or ability to make the yucky stuff we blow into tissue, which is mucus. There are mucous cells, mucous fluid, mucous membranes, and mucous glands. They are all different objects that can secrete mucus.
  Thus, if you have business income, you can contribute to your ROTH IRA if you are eligible and a SEP IRA. If your SEP IRA is likely to become substantial or you have funds in a 401(k) from a previous employer and you are an one person (or one person with a spouse) business, you should look into individual 401(k)s.
Contributions can be made to a SEP-IRA after age 70 1/2, and distributions are subject to the same rules that govern traditional deductible IRA distributions. It may seem strange, but if you continue to work after age 70 1/2, youâll have to take taxable withdrawals in the same year you make deductible contributions.f Roger establishes an individual 401(k) plan instead of a SEP-IRA, he could contribute up to $34,440 for 2008. In addition, he could contri-bute $6,000 to his own Roth IRA and $6,000 to a deductible IRA in Katieâs name. In this case, retirement savings can be as high as $46,440 â nearly 62 percent of Rogerâs income.