First off, paying off your mortgage or car loan doesn't necessarily help your credit score any more than paying those obligations on time, says Jeffrey Scott, spokesman for FICO, the developer of the most widely used credit score.ne of the most important factors in the FICO score is payment history, he says.o, you could charge $900 on a credit card with a $1,000 limit and pay it off the same month, but the FICO credit score will still consider a utilization rate of 90 percent. That means you should check how much you're charging each month and how that affects your utilization rate.
Cerebrum â The cerebrum, which forms the major portion of the brain, is divided into two major parts: the right and left cerebral hemispheres. The cerebrum is a term often used to describe the entire brain.
This portion of the brain is responsible for functioning in cognition, sensation, motor skills, and emotions. The brain is comprised of four lobes: Frontal Lobe: Also known as the motor cortex, this portion of the brain is involved in motor skills, higher lever cognition and expressive language.