Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
Chubb: Detailed Analysis Of A High Quality Insurer. The word 'property' usually refers to physical objects - autos, homes, art, etc. - that can be lost, damaged or otherwise cause the owner to sustain financial loss. The word 'casualty' usually refers to the concept of liability and is often associated with coverage of negligent acts or omissions - professional liability, worker's compensation, etc.