Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
What Aspects of the Building Are Covered? Property and casualty insurance will protect the buildingâroof, interior and exterior walls, stairwells, and parking structures. But what about the items inside the building? Although âcontentsâ are part of the policy name, the policy will by no means cover damage or destruction to everything inside. Covered.