Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
A casualty loss is the damage, destruction, or loss of property (including rental property) resulting from a sudden, unexpected, or unusual event. Gradual or progressive damage or destruction doesnât qualify. You can deduct a casualty loss if the damage is the result of one of: Car accidents.