Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
Every day, individuals and businesses face a variety of potentially catastrophic. risk and uncertainty. By creating tools to manage uncertainty and loss, property-casualty insurers are able to provide vital personal and professional. protection. In addition, property-casualty insurance helps provide and maintain. a reliable foundation for our economy. Despite the fundamental role property-.
Chubb: Detailed Analysis Of A High Quality Insurer. The word 'property' usually refers to physical objects - autos, homes, art, etc. - that can be lost, damaged or otherwise cause the owner to sustain financial loss. The word 'casualty' usually refers to the concept of liability and is often associated with coverage of negligent acts or omissions - professional liability, worker's compensation, etc.