Employee contributions are paid through payroll deductions. Please see the current State Disability Insurance Withholding Rate on the Tax Rate and Withholding Schedules. The SDI Withholding Rate for 2016 is 0.9 percent. The SDI taxable wage limit is $106,742 per employee for calendar year 2016. The maximum to withhold for each employee is $960.68. Employers who have questions about the contribution rate should contact their local Employment Tax Office.
The difference between closing costs and down payment doesn't really affect the bottom-line dollar amount that's needed at the closing table. After the escrow officer tallies up the buyer's debits and credits on the HUD-1 Settlement Sheet, there will only be one check to bring in when it's time to sign escrow papers.
Added to the down payment and mortgage payments each month is another large cost that comes with buying a house: closing costs. Closing costs are the costs associated with the purchase of a home. They come from charges by a mortgage lender, a real estate agent, your insurance company, and your local government.