Soil biology involves work in the following areas: 1  Modelling of biological processes and population dynamics. 2  Soil biology, physics and chemistry: occurrence of physicochemical parameters and surface properties on biological processes and population behavior.
According to the Insurance Information Institute, in 2010, the average annual premium for homeowners insurance in Virginia was $753. But insurance companies consider numerous factors when deciding the cost of a homeownerâs insurance. For example, the location of a home will affect the cost to insure it.
However, the III recommends that homeowners extend coverage to at least $300,000. They also recommend that you consider an umbrella policy that provides up to $1 million of coverage in most policies. The average premium in the state of Texas is $1,511 a year, according to the III.