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Youâre usually staring at a seven-year wait from the foreclosure date for conventional loans. Borrowers who can show the foreclosure resulted from circumstances truly beyond their control may be able to qualify after three years. But youâll also need to make a down payment of at least 10%.
At times, however, the auction can be carried out within a period of 45 days from the date of filing. So, you have a time period of 45 to 65 days within which you need to move out for the foreclosure sale to take place. However, you may occupy the property even after the sale.