Soil biology involves work in the following areas: 1  Modelling of biological processes and population dynamics. 2  Soil biology, physics and chemistry: occurrence of physicochemical parameters and surface properties on biological processes and population behavior.
According to the Insurance Information Institute, in 2010, the average annual premium for homeowners insurance in Virginia was $753. But insurance companies consider numerous factors when deciding the cost of a homeownerâs insurance. For example, the location of a home will affect the cost to insure it.
According to a January 2015 study by the National Association of Insurance Commissioners (NAIC), the average homeowners insurance premium across the United States in 2012 (the most recent complete annual data available) was $1,034.That was up 5.7% from 2011, when the increase nationwide was 7.6%.ot surprisingly, Florida had the highest average homeowners insurance premium in 2012 ($2,084). Idaho had the lowest ($538). In general, real estate values and construction costs tend to be higher in areas with higher populations.