A deductible is a fixed amount of money you have to pay before most, if not all, of the policy's benefits can be enjoyed. However, in many health insurance policies, you can use some services, like a visit to the emergency room or a routine doctor 's visit, without meeting the deductible first.
Even in the $15 range, there are plenty of good choices Jim Beam falls in that range, and Jim Beam is a wonderful whiskey. Even better, though, is Evan Williams hands down the best cheap liquor we tasted (and at 86 proof, the only one higher than the legal minimum of 80 proof).
Technically, whiskey can last forever. If you have a bottle that is unopened and you keep it out of direct sunlight, it can be kept indefinitely, says Brian Nation, Master Distiller of Jameson Irish Whiskey. If you open a bottle, provided it's sealed properly after use, it can stay for a very long time..