You can refuse to take a blood test at a DUI stop. However, if the police find probable cause that you committed a crime, they can search you and your vehicle and/or place you under arrest. âProbable causeâ means that the officer has a reason to suspect that you committed a crime. Once you are placed under arrest, your consent to submit to a blood test is implied.
Applying for the Mortgage: Information Banks Want to Know. Completing a mortgage application can be an intimidating task, especially if the borrower is uncertain of what information will be needed. Here are some key factors that lenders consider during the application process: 1  Credit Report. The amount of a borrower's credit accounts can make a difference when applying for a mortgage. 2  Avoid closing current accounts or applying for new ones, as this can make the lender suspicious. 3  Down Payments. 4  The more money a borrower can afford to pay up front, the more likely they are to be approved.
Mortgage Advice & Articles. The process of applying for a home loan reveals a great deal of your personal financial information that you might otherwise wish to keep private. Most lenders use a standard form with fields for identifying information, the property description, income, assets and debts from all applicants.ther Tips for Mortgage Applications. Before you fill out an application for a government-sponsored, first-time homebuyer program, have your lender explain the requirements. Many have income thresholds and most require you to complete some form of homebuyer education program.