Soil biology involves work in the following areas: 1  Modelling of biological processes and population dynamics. 2  Soil biology, physics and chemistry: occurrence of physicochemical parameters and surface properties on biological processes and population behavior.
According to the Insurance Information Institute, in 2010, the average annual premium for homeowners insurance in Virginia was $753. But insurance companies consider numerous factors when deciding the cost of a homeownerâs insurance. For example, the location of a home will affect the cost to insure it.
The average cost of a home insurance premium in North Carolina was $757 in 2010, according to the Insurance Information Institute. Insurance rates are affected by the age of the home, its location, the type of construction, and the crime rate in the area. Hurricanes impact North Carolina and may require residents to cover flood damage. 2  The National Flood Insurance Program provides coverage limits up to $250,000 for structure and $100,000 for contents to participating communities.