A deductible is a fixed amount of money you have to pay before most, if not all, of the policy's benefits can be enjoyed. However, in many health insurance policies, you can use some services, like a visit to the emergency room or a routine doctor 's visit, without meeting the deductible first.
Even in the $15 range, there are plenty of good choices Jim Beam falls in that range, and Jim Beam is a wonderful whiskey. Even better, though, is Evan Williams hands down the best cheap liquor we tasted (and at 86 proof, the only one higher than the legal minimum of 80 proof).
Unlike wine, whisky does not mature in the bottle. So even if you keep a 12 year old bottle for 100 years, it will always remain a 12 year old whisky. As long as the bottle is kept out of direct sunlight, the Scotch Whisky will neither improve nor deteriorate, even if it is opened. Whisky that is stored at very low temperatures can become cloudy, but the cloudiness should disappear when the whisky is returned to room temperature.