Soil biology involves work in the following areas: 1  Modelling of biological processes and population dynamics. 2  Soil biology, physics and chemistry: occurrence of physicochemical parameters and surface properties on biological processes and population behavior.
According to the Insurance Information Institute, in 2010, the average annual premium for homeowners insurance in Virginia was $753. But insurance companies consider numerous factors when deciding the cost of a homeownerâs insurance. For example, the location of a home will affect the cost to insure it.
Protect Yourself with Flood Insurance. Just a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2010 to 2014 the average residential flood claim amounted to more than $39,000. In 2014, the average flood insurance policy premium was about $700 per year. Flood insurance is the best way to protect yourself from devastating financial loss. Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters.