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Youâre usually staring at a seven-year wait from the foreclosure date for conventional loans. Borrowers who can show the foreclosure resulted from circumstances truly beyond their control may be able to qualify after three years. But youâll also need to make a down payment of at least 10%.
Notice to Leave After the Foreclosure Sale. If the foreclosed homeowners donât leave after the foreclosure, the new owner can evict by summary proceeding after giving a ten-day notice to leave or by getting an order of possession from the court as part of the foreclosure action. N.Y. Real Prop. Acts. Law Â§Â§ 221, 713.