You can refuse to take a blood test at a DUI stop. However, if the police find probable cause that you committed a crime, they can search you and your vehicle and/or place you under arrest. âProbable causeâ means that the officer has a reason to suspect that you committed a crime. Once you are placed under arrest, your consent to submit to a blood test is implied.
Applying for the Mortgage: Information Banks Want to Know. Completing a mortgage application can be an intimidating task, especially if the borrower is uncertain of what information will be needed. Here are some key factors that lenders consider during the application process: 1  Credit Report. The amount of a borrower's credit accounts can make a difference when applying for a mortgage. 2  Avoid closing current accounts or applying for new ones, as this can make the lender suspicious. 3  Down Payments. 4  The more money a borrower can afford to pay up front, the more likely they are to be approved.
Yes, there is a fee to apply for a mortgage. Fees cover the cost of the credit check, verification of your financial information, and property appraisal. Fees vary by loan type and the location of the property.