First off, paying off your mortgage or car loan doesn't necessarily help your credit score any more than paying those obligations on time, says Jeffrey Scott, spokesman for FICO, the developer of the most widely used credit score.ne of the most important factors in the FICO score is payment history, he says.o, you could charge $900 on a credit card with a $1,000 limit and pay it off the same month, but the FICO credit score will still consider a utilization rate of 90 percent. That means you should check how much you're charging each month and how that affects your utilization rate.
Cerebrum â The cerebrum, which forms the major portion of the brain, is divided into two major parts: the right and left cerebral hemispheres. The cerebrum is a term often used to describe the entire brain.
The cerebrum (right and left) is the upper, front portion of the brain and consists of two hemispheres, or halves. The two hemispheres are connected by the corpus callosum, which is a large bundle of nerve fibers. The cerebrum can be divided into four lobes: frontal lobe, parietal lobe, occipital lobe, and temporal lobe. The cerebrum is the largest portion of the brain. It oversees many everyday activities. These include motor function, cognitive abilities (thinking and reasoning), sensory impulse interpretation, speech and language, bowel and bladder control, sexual desire, and emotional control.