For sleep disturbance in those with depression, 0.5-10 milligrams of melatonin has been taken by mouth for 3-4 weeks, in addition to regular therapy. For sleep disturbance in healthy people, 0.1-80 milligrams of melatonin has been taken by mouth, generally nightly before bed for one or several days up to 26 weeks.
COBRA Premiums. Health insurance premiums that you pay out-of-pocket count as a deductible medical expense. COBRA premiums count as a deductible health insurance premium as long as you're paying the premiums yourself. If your employer is still subsidizing your premium, you can't deduct that portion. For example, say your premium would be $400 per month, but your employer subsidizes $50 of it so you only pay $350.
A good rule: keep your deductible to no more than 5% of your gross annual income. âCoinsuranceâ: I think this is what you mean by âcost-share.â Coinsurance is the amount that you are obliged to pay for covered medical services after youâve satisfied any co-payment or deductible required by your health insurance plan.Deductibleâ: Your annual deductible is the amount you may be required to pay out-of-pocket before the insurance company will begin paying for your medical claims.