If you decide to grow ginseng in pots on a patio or deck, let the wild-simulated method be your guide. Plant the seeds and cover them with about 1 inch of decaying leaves or mulch.
Employment History. In order to qualify for an FHA loan, the applicant or applicants should have a steady employment history, having been with the same employer for at least two years. If this is not the case, the applicants will not likely qualify.
3. FHA: Borrowers who aren't eligible for such zero-down-payment mortgage programs can still obtain low-down-payment home loans through the Federal Housing Administration. The FHA is a federal agency that insures private lenders against default.