Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
Under the umbrella of property insurance lies a category called property casualty insurance. Sold by directly by insurance companies, or by way of agents and brokers, property casualty insurance offers two lines of coverage -- personal and commercial -- to insure items such as automobiles, business equipment, fidelity and legal expenses.