States with the highest numbers of paper checks include California, New York, Texas, Florida, Ohio, Pennsylvania, Michigan and North Carolina. There may be a little wiggle room, but Social Security would like people to willingly give up those paper checks.
Remember that the new PSAT is scored between 320 and 1520, which is a composite of the Math section and the Reading and Writing sections together. To score in the 70th percentile or above, you want to aim for at least a 490 in Reading and Writing and a 500 in Math (or a composite of 990).
240 is the highest possible score on the PSAT. Your score, indicating you are in the 76th percentile, means that you received a higher score than 76% of the people who took the PSAT. Anything indicating you did better than half of them would be great.