The most common forms are white phosphorus, made up of phosphorus atoms arranged like a tetrahedron (a four-sided pyramid), and red phosphorus, a solid but non-crystalline form of the element. Less common is black phosphorus, which is made of atoms arranged in a ring structure and looks a bit like the graphite at the point of a pencil.
(February 2009) (Learn how and when to remove this template message) Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). Loan servicing covers everything after disbursing the funds until the loan is fully paid off.
Basically the VA origination fee is the mortgage brokerâs profit, to pay for overhead, pay for employees, and otherwise keep the office running and continue to offer VA loans. The most common amount of an origination fee is one percent. On a $200,000 VA loan that would be $2,000.An origination fee can be charged to a VA-qualified borrower in lieu of other charges associated with processing, underwriting and overseeing the loan through the VA approval process.n origination fee is a fee that the VA borrower pays to the VA lender. It is usually expressed as a percentage of the loan amount. But a loan origination fee does not directly lower your rate, unlike a discount fee.