Civilian employees. There are roles in the police department that can be performed by people who are not actual police officers. In a civilian capacity, you can still work with the South African Police Service. You might help them out with career or strategic management.
Yes, I agree that Haag's term functional damage is not in the policy and for that reason I am not a fan of it either. i dont use it. But, Haag's definition of functional damage is a good one.....loss of water shedding capabilities or reduction in long term usefulness. That makes sense.....either the roof leaks or it aint gonna last as long as it would have otherwise. If you clearly have either of those, you have damage.
Damage to your own property is a common exclusion under the property damage section of most policies; you canât file a claim against yourself. Comprehensive covers losses like glass breakage, falling objects, fire or vandalism -- but only the damage to your car, which wouldn't cover your garage door.our policy has a property damage section, but thatâs normally liability coverage that only covers you if your car damages someone elseâs property -- which would be the case if you hit someone else's garage door.