1 One of the causes of discolored toe nails is heredity. 2  Lack of personal hygiene and not drying in between the toes thoroughly, can cause discoloration of toenails. One of the causes of discolored toe nails is heredity. 2  Lack of personal hygiene and not drying in between the toes thoroughly, can cause discoloration of toenails.
Adoption is a process whereby a person assumes the parenting of another, usually a child, from that person's biological or legal parent or parents, and, in so doing, permanently transfers all rights and responsibilities, along with filiation, from the biological parent or parents.
A newborn is considered an addition to the family, and changes in family size is a qualifying life event. In fact, the family can enroll for a new plan because its insurance costs would change when more family members are added. Adopting a child is of course a qualifying life event as well. The adopted child can get insurance from the date he or she is in the parent's custody.