(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
As for the cost of child care, âitâs one of those âgulpâ things,â Best said. Paying for daycare is a barrier many families face, Rosenleaf said. On average, it costs $500 to $600 per month for a preschool age child to attend daycare. For an infant, it costs $600 to $700 a month, Rosenleaf said. âThe reason itâs high is you can only have six kids for one adult (four if itâs infants), itâs not like school where you can have 20 kids per adult.