Effective Date: 08/18/14 Committee Approval Obtained: 08/18/14 Section: Transportation. These policies serve as a guide to assist you in accurate claims submissions and to outline the. basis for reimbursement by Anthem Blue Cross and Blue Shield Medicaid (Anthem) if the. service is covered by a memberâs benefit plan. The determination that a service, procedure, item, etc. is covered under a member's benefit plan is not a determination that you will be. reimbursed.
Guaranteed Future Insurability allows you to increase your current level of cover, if you experience a personal event, without having to go through the medical application process again. This is applicable only once your policy is in force and will generally only be available once in every 12 month period.uaranteed Future Insurability allows you to increase your current level of cover, if you experience a personal event, without having to go through the medical application process again. This is applicable only once your policy is in force and will generally only be available once in every 12 month period.
A guaranteed insurability rider gives you the right to add more insurance in the future even if the state of your health would make you uninsurable.ther names for the rider include guaranteed purchase option and future increase option rider. If you are a young individual considering your first life or disability insurance policy, have the agent go over the details of the rider offered by the specific insurance company.