UTIs occur when bacteria enters the urinary tract system, overwhelming the immune system and causing infection to occur. In men, UTIs may be the sign of a more serious condition, including kidney or bladder stones, immune system diseases and disorders, or prostate problems.
The Declaration of Homestead is designed to protect a portion of your home's equity from creditors, and the Homeowners Exemption aids in the reduction of your real property taxes. The key to getting the full benefit of both documents is not to procrastinate in completing the forms and filing the paperwork.
In Virginia, you must file a homestead declaration (a form filed with the county recorderâs office to put on record your right to a homestead exemption) before you file for bankruptcy in order to claim the homestead exemption. Contact your county or city recorder for information on how to file a homestead declaration.