DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
1 If you used after-tax money for insurance, you can claim some medical expenses, including your health insurance premiums. 2  However, if you paid your expenses with pretax money, you wonât be eligible to do so. 3  If you have Medicare or Medigap and are self-employed, the IRS can deduct your premiums.ere are some instances in which you may qualify for deductions: 1  If you are self-employed and pay for your own health insurance, you can deduct premiums. 2  This tax deduction includes premiums paid for medical and dental insurance. 3  Your policy can cover just yourself or extend to your spouse or dependents.