Directly behind the bale of stamps, is a crate containing a statue of William Pitt, Grenville's archenemy in the Stamp Act controversy.
You have the right to dispute mistakes on your reports under a federal law, the Fair Credit Reporting Act. If you ask for an investigation, the CRA or creditor who receives your dispute must investigate and respond within 30 days in most cases.
For your Experian credit report, having filed a Chapter 13, in which you pay down your debts for several years before any are erased, the bankruptcy will stay on your credit report for seven years from the filing date. The date on which your case was dismissed does not affect these timelines.