DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
You can still claim business-related expenses even when no income was generated in the year. This will create a non-capital loss which can be applied to offset taxable business income on past taxation years (up to three years back) or can be carried forward to offset future taxable business income.ou can still claim business-related expenses even when no income was generated in the year. This will create a non-capital loss which can be applied to offset taxable business income on past taxation years (up to three years back) or can be carried forward to offset future taxable business income.