DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
The IRS lets you deduct medical costs on your tax return as long as they are more than 10 percent of your adjusted gross income. And only costs that exceed that amount can be deducted. Taxpayers who are 65 or older can still use the previous 7.5 percent threshold to claim itemized medical expensesfrom the 2016 tax year, though the 10 percent hurdle applies going forward.