DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
1 Expenses paid in 2012. 2  You can include medical and dental costs that you paid in 2012, even if you received the services in a previous year. 3  Keep good records to show the amount that you paid. 4  Qualifying expenses. 5  You may include most medical or dental costs that you paid for yourself, your spouse and your dependents. You can deduct medical and dental expenses that are more than 7.5 percent of your adjusted gross income. 2  Expenses paid in 2012. 3  You can include medical and dental costs that you paid in 2012, even if you received the services in a previous year. 4  Keep good records to show the amount that you paid. 5  Qualifying expenses.