DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
In other words, if youâre medical expenses arenât equal to or greater than 7 and a half percent of your income, you canât claim them as tax deductions. Of course, these expenses can only be deducted from your income if you itemize your tax deductions instead of taking the standard deduction.