Windows Defender is built into Windows 8. It helps protect and clean your PC from malware such as viruses, trojans, and worms. It also helps protect against potentially unwanted software, such as adware. If your computer is running Windows 7 or earlier, you can download and use Microsoft Security Essentials. You canât use Microsoft Security Essentials and Windows Defender at the same time, but you donât need to - they both protect your PC from malware and other threats in exactly the same way.
The age at which you can start receiving full Social Security retirement benefits is a moving target and depends on your birth year (see table below). You can elect to take benefits as early as age 62 (earlier only if you are a survivor or on disability), or wait as late as 70.
Updated August 08, 2017. Full Retirement Age (FRA) is not the same age for everyone, as it is determined by your day and year of birth. It is the age at which you are eligible to receive your full amount of Social Security benefits. If you collect benefits earlier than FRA, your benefits are reduced. The earliest you can collect Social Security retirement benefits is age 62. If you begin benefits later than FRA your benefits are increased as you get the benefit of something called delayed retirement credits.