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Medicare Plans, Supplements, News and Benefits Information. VIVA Medicare Plus is a 2017 Medicare Advantage plan, from VIVA Health, that's available in Jefferson County, Alabama. This is a Health Maintenance Organization (HMO) option, with a prescription drug plan, for people with Medicare Part A and Part B benefits.
HMOs and PPOs both often offer prescription drug benefits, although the coverage may vary based on the plan. PPO health plans are typically more expensive than HMO plans. An HMO plan typically does not cover services rendered by doctors who are not involved in the organization's network.An HMO requires that patients see only doctors or hospitals on their list of providers.With a PPO, patients can see any doctor they wish, usually within a preferred network of providers.n HMO requires that patients see only doctors or hospitals on their list of providers. With a PPO, patients can see any doctor they wish, usually within a preferred network of providers.