(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
The Cost of Daycare. â Tuition: The full time daycares in our area (8:00am â 6:00pm) range from $1500 â $2200/month or $16,500 â $24,200/year. â Summer vacation: Some daycares close for summer vacation.Ours closes for an entire month (during which you do not pay tuition) so you have to find backup childcare.eep in mind that I live in New York where the cost of childcare is probably higher than many parts of the country. The Cost of a Nanny. â Salary & Benefits: The average pay for a nanny is about $15/hour in our neighborhood.