By Amy Grant. A by-product of cotton manufacturing, cottonseed meal as a fertilizer for the garden is slow release and acidic. Cottonseed meal varies in formulation slightly, but is generally made up of 7% nitrogen, 3% P2O5, and 2% K2O.y Amy Grant. A by-product of cotton manufacturing, cottonseed meal as a fertilizer for the garden is slow release and acidic. Cottonseed meal varies in formulation slightly, but is generally made up of 7% nitrogen, 3% P2O5, and 2% K2O.
An indemnity insurance plan will pay a portion of medical expenses. When services are rendered, the individual is responsible for paying fees up front, and will then file the paperwork to be reimbursed by the insurance company for the expenses. Most indemnity insurance plans will have a set deductible amount as well as a coinsurance percentage that must be paid by the policy holder.
A form of managed care allowing members to use providers outside of a health maintenance organization's (HMO's) network without first having to receive a referral. If you use providers outside the network, however, you'll pay more for your health care. A POS plan can exclude out-of-network care for certain medical conditions. POS coverage is usually offered as an add-on to an HMO plan for an additional fee.