(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
According to Child Care Aware of America, an organization that advocates for quality child care, the average costs for infant care typically range from around $4,800 to $16,500 a year (or $400 to $1,375 monthly), depending on where you live and the quality of the center.igns of a good daycare center. Start your search about six months before you'll need childcare, and use our list of criteria as a guide. Daycare center director/caregiver interview. Print out this list of questions to help you find the right daycare center for your child.