Windows Defender is built into Windows 8. It helps protect and clean your PC from malware such as viruses, trojans, and worms. It also helps protect against potentially unwanted software, such as adware. If your computer is running Windows 7 or earlier, you can download and use Microsoft Security Essentials. You canât use Microsoft Security Essentials and Windows Defender at the same time, but you donât need to - they both protect your PC from malware and other threats in exactly the same way.
The age at which you can start receiving full Social Security retirement benefits is a moving target and depends on your birth year (see table below). You can elect to take benefits as early as age 62 (earlier only if you are a survivor or on disability), or wait as late as 70.
The first thing to do is to ensure you are eligible to apply for Social Security retirement benefits. You must be at least four months away from your 62nd birthday (find out more about when to apply for Social Security). Answer: If you are eligible for Social Security retirement benefits, there are many ways to apply: in person by appointment only at your local Social Security office, over the phone at 1-800-772-1213, or online via the Social Security website. 1  The Social Security Administration (SSA) recommends the best and easiest way to apply is to do it online. Here's how to do it. Visit www.socialsecurity.gov, and click on the Retirement tab across the top, then Apply for Retirement..