(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
According to the National Association of Child Care Resource and Referral Agencies (NACCRRA), home daycare averages from around $330 to $920 a month for infants, toddlers, and preschoolers (less in rural areas, a lot more in big cities).igns of a bad home daycare. When you're making the rounds--which you should start doing about six months before you need childcare--watch for our warning s... National Association for Family Child Care. Find a database of accredited childcare providers and information about safety in childcare places.