By Amy Grant. A by-product of cotton manufacturing, cottonseed meal as a fertilizer for the garden is slow release and acidic. Cottonseed meal varies in formulation slightly, but is generally made up of 7% nitrogen, 3% P2O5, and 2% K2O.y Amy Grant. A by-product of cotton manufacturing, cottonseed meal as a fertilizer for the garden is slow release and acidic. Cottonseed meal varies in formulation slightly, but is generally made up of 7% nitrogen, 3% P2O5, and 2% K2O.
An indemnity insurance plan will pay a portion of medical expenses. When services are rendered, the individual is responsible for paying fees up front, and will then file the paperwork to be reimbursed by the insurance company for the expenses. Most indemnity insurance plans will have a set deductible amount as well as a coinsurance percentage that must be paid by the policy holder.
Consumer driven health plans defined.    .   . Traditional health insurance plans require you to pay a pre-determined amount in yearly premiums. But what if the amount of medical care you used that year was actually LESS than the amount of premiums you paid? It would have been cheaper if you had just covered the medical expenses yourself. A consumer driven health plan, or CDHP, allows you to do just that. Hereâs how it works: Instead of paying high insurance premiums, such as under traditional plans, you agree to pay for routine medical expenses yourself. You cover these expenses through your own tax-free medical savings account.