Civilian employees. There are roles in the police department that can be performed by people who are not actual police officers. In a civilian capacity, you can still work with the South African Police Service. You might help them out with career or strategic management.
Yes, I agree that Haag's term functional damage is not in the policy and for that reason I am not a fan of it either. i dont use it. But, Haag's definition of functional damage is a good one.....loss of water shedding capabilities or reduction in long term usefulness. That makes sense.....either the roof leaks or it aint gonna last as long as it would have otherwise. If you clearly have either of those, you have damage.
When is a damaged car considered a total loss? Your insurance company may decide your damaged car is a total loss if: It cannot be repaired safely; Repairs would cost more than the car is worth, or; State laws require the company to call it a total loss due to the amount of damage. This can vary from 50 percent of the car's pre-accident value in Iowa to 100 percent in Texas. Many states use something called a Total Loss Formula: the cost of repairs plus the scrap value of the car must equal or exceed the car's pre-accident value.