DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
If you missed out on a deduction for medical expenses in past years for any reason, even simply not knowing about the deduction, you can file an amended return for the prior three years. Filing an amended return requires completing Form 1040X to claim your additional deduction.he medical expenses deduction is an itemized deduction, which means you can't claim it unless you give up your standard deduction and itemize. Plus, the medical expenses deduction isn't a dollar-for-dollar deduction.