DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
As you claim, you can choose to claim under either you or your spouse or common-law partner. Realize that you canât claim medical expenses twice in a household. Either you claim the expenses, or your partner claims the expenses. However, you will benefit by claiming under whoever has the lower net income.ake sure that your expense is truly eligible before you claim it. You wonât be able to claim all of your medical expenses, though. The first amount is exempted from claims. Of your total medical expenses, you have to subtract 3% of your net income (line 236 of your tax return) or $1,962, whichever is less.