To be an eligible individual and qualify for an HSA, you must meet the following requirements. You are covered under a high deductible health plan (HDHP), described later, on the first day of the month. You have no other health coverage except what is permitted under Other health coverage , later.
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The definition of philanthropic is  someone giving or charitable or someone who likes to do good for others. A millionaire who gives away lots of money to charity and who volunteers for lots of charitable organizations is an example of someone who would be described as philanthropic. YourDictionary definition and usage example.