(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
According to the National Association of Child Care Resource and Referral Agencies (NACCRRA), there are slight differences in price with age. Full-time care for an infant family daycare can range from $3,900 to $9,630 per year, while the same care for a 4 year old fulltime may cost from $3,380 to $9,146.Your rates will increase if you enroll more than one child in family daycare.{Continued: Geographic Location }. Geographic Location.amily daycare is usually less expensive than daycare centers, preschools, and in-home childcare options like nannies and au pairs. Parents choosing to utilize family daycare can expect to pay on average $300 to $800 per month per child.