DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
1 You can include medical and dental costs that you paid in 2012, even if you received the services in a previous year. 2  Keep good records to show the amount that you paid. 3  Qualifying expenses. 4  You may include most medical or dental costs that you paid for yourself, your spouse and your dependents. You must itemize. 2  You can only claim medical and dental expenses for costs not covered by insurance if you itemize deductions on your tax return. 3  You cannot claim medical and dental expenses if you take the standard deduction.