Directly behind the bale of stamps, is a crate containing a statue of William Pitt, Grenville's archenemy in the Stamp Act controversy.
You have the right to dispute mistakes on your reports under a federal law, the Fair Credit Reporting Act. If you ask for an investigation, the CRA or creditor who receives your dispute must investigate and respond within 30 days in most cases.
Actually, collection accounts may be reported for seven years +180 days from the date you first fell behind with the original creditor (the original date of delinquency). If the creditor is reporting the debt is a charge-off, then that charge-off can be reported for seven years from the date it was charged-off.ere is what many debt collection agencies are doing, they will take an old debt that has long expired after the 7 or 10 year mark and then change the original date of debt and place it back on your credit report.