(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
The average hourly pay for daycare teachers is around $10.50 per hour, but will vary by experience and location. For all child care positions (except supervisor positions) the average is around $11.30 per hour.Wages will typically be higher for full-time employees and teachers with college degrees.raining requirements in daycare centers vary by state and position. Daycare teachers almost always need to have a high school diploma and, in most cases, a combination of college education and experience is desirable.