Junctional melanocytic nevi - usually round, flat and brown. Dermal melanocytic nevi - usually raised, sometimes has hair, skin colored or light brown. Halo nevi - the skin around it has lost its color, so it has a white ring around it, hence the name. When the mole eventually fades away, the skin regains its color.
Not too long ago, I was talking with a salesman who worked for a gutter guard company on the Eastern seaboard. He was astonished that people actually paid the prices he quoted them. When he told me he was routinely getting $20 per linear foot for installed gutter guards, I almost fell out of my chair.
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