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Cal-Optima is the managed care program that administers Medi-Cal benefits in Orange County. Once your Medi-Cal application is approved, you will receive enrollment information from Cal-Optima and at that time you will be able to choose a health care provider.ny bill received 3 months prior to your application for Medi-Cal may be covered by requesting Retroactive Medi-Cal Coverage. In addition, certain unpaid, old medical bills can be used to reduce your Medi-Cal share of cost (SOC).
Get Approved For A Credit Card â No Hard Inquiry The worst part of applying for a Credit Card is not knowing if youâre going to get approved and having a hard inquiry ding your Credit Report. One of the tactics that I teach my clients is how to get approved for a Credit Card without even applying or causing a hard credit inquiry, which can lower your credit scores. Inquiries stay on your Credit Report for 24 months, but they only weigh down your actual FICO credit score for 12 months. If youâve got a lot of inquiries on your report, you can be denied for a Credit Card or Loan because the banks think youâre desperate to obtain Credit. No Hard Inquiry Credit Card Approval. So you want to get approved for a Credit Card, but you donât want to cause a hard inquiry on your Credit Report? Itâs not impossible by any means. The first step is to have good credit, typically a 700 or above Credit Score.