(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
Typical costs: 1  Assuming full-time day care for a 2 year old child on weekdays, according to Runzheimer International, the U.S. national average cost for full-time day care is $611 a month.  Large cities such as Boston and New York are most expensive, with average daycare costs of a little more than $1,000 a month.