To Have and to Hyphenate: The Marriage Name Game. Correction Appended. WHEN I first met my husband-to-be at a publishing party several years ago, he glanced at my name tag and saw Kismet. Actually he saw ''Peterson,'' but it was the opening gambit he was searching for. ''We have almost the same name,'' he announced in a British-sounding accent.
Under the federal Fair Credit Reporting Act, bankruptcies can be reported for 10 years from the filing date (not the discharge date, which comes later). However, all three major credit reporting agencies will remove Chapter 13 bankruptcies seven years from the date the case was filed.
Fact #2: Actually, only the public record of a Chapter 7 bankruptcy lasts for 10 years. All other bankruptcy references on a credit report remain for 7 years, such as: Trade lines indicating âAccount included in bankruptcyâ. Third-party collection debts, judgements and tax liens discharged through bankruptcy.