To Have and to Hyphenate: The Marriage Name Game. Correction Appended. WHEN I first met my husband-to-be at a publishing party several years ago, he glanced at my name tag and saw Kismet. Actually he saw ''Peterson,'' but it was the opening gambit he was searching for. ''We have almost the same name,'' he announced in a British-sounding accent.
Under the federal Fair Credit Reporting Act, bankruptcies can be reported for 10 years from the filing date (not the discharge date, which comes later). However, all three major credit reporting agencies will remove Chapter 13 bankruptcies seven years from the date the case was filed.
Public Record is a matter or record kept in the court systems public record database. If you even file Bankruptcy, get a Tax Lien, or have a Judgement filed against you, this is a Public Record and it will go on your Credit Report. Public Records Can Devastate Your Credit Scores... Unlike normal creditors, who must remove their information from your Credit Report after 7 years, Public Records can stay on your Credit for 10 years OR MORE. So you need to get Public Records Removed From Your Credit Report. But it's hard.