(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
The younger the child, the more you can expect to pay. According to the National Association of Child Care Resource and Referral Agencies (NACCRRA), full-time care for a 4 year old in a daycare center can cost up to $10,000 per year, while the same care for an infant can be as high as $14,000.ype of Daycare Center. The cost of enrolling your child will vary depending on whether the daycare center is a chain center, a nonprofit daycare center, or a corporate daycare center. It also depends on the quality of care your child will be receiving.