A hook for essays is the first one or two sentences you use in the introductory paragraphs to intrigue the readers. They have to give a hint on the essay's topic and at the same time awake real emotions in your readers. It doesn't matter if you'll make them fear, astonish, curious, etc. The point is that you introduce a thought that makes them think and want to read further. There are different kinds of essay hooks.
How Home Appraisals Work. A home appraisal will determine if the asking price is lower or higher than the actual value of the property. You've found your dream home. The asking price is $300,000 -- an amount you've already been pre-approved for by your bank.
Another home appraisal function is to help set your downpayment amount on a purchase. Mortgage lenders use home appraisals as the value portion of the your mortgage's loan-to-value (LTV) calculation, where value is equal to the lower of your home's purchase price or its appraised value.y definition, appraising a home is the act of assigning monetary value to a property; determining its fair market value. For today's home buyers, a home appraisal helps to determine whether you're over-paying for a home relative to similar for-sale homes, or getting a good price.