DTI or Debt to Income ratio is your mortgage plus other monthly debt divided by your gross monthly income (if employed) or net monthly income (if you are self-employed). Each lender has their lending guidelines re.
You can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.ou can claim medical expenses for yourself, your spouse and qualifying dependants (special rules applicable for qualifying dependants). You are allowed to claim medical expenses for any 12-month period ending in the year and not claimed for the previous year.
Claiming the medical expenses deduction. To claim the medical expenses deduction, you must itemize your deductions. Itemizing requires that you not take the standard deduction, so you should only claim the medical expenses deduction if your itemized deductions are greater than your standard deduction (TurboTax will do this calculation for you).