Most people are eligible to convert their 401(k) to a Roth IRA; however, it is important to be aware of the potential tax implications. If you have money in a designated Roth 401(k), you can roll it directly into a Roth IRA without incurring any tax penalties. However, if the 401(k) funds are pre-tax, then converting to a Roth IRA will be a taxable event. Nevertheless, a conversion has the potential to help minimize future taxes and maximize retirement savings.
Your child will begin losing his/her primary teeth (baby teeth) around the age of 6. The first teeth to be lost are usually the central incisors. This is then followed by the eruption of the first permanent molars. The last baby tooth is usually lost around the age of 12, and is the cuspid or second molar.
If, however, you are ever concerned about the health of your child's teeth, make an appointment to discuss your worries with his dentist. Most kids lose their first tooth in the years between kindergarten and first grade at the average age of six to seven years old. Don't worry if your child hits his eighth birthday before he loses his first tooth. What's more important is the order in which the teeth fall out and are replaced with permanent teeth. You might notice that your child loses his teeth in roughly the same order they came in. For example, most children lose their bottom center teeth first, which are likely the first ones that erupted when he was a baby.