(Interest from savings accounts and other bank accounts is taxed as income, not capital gains.) That term also differentiates a standard brokerage account from tax-advantaged retirement accounts, like an IRA or a Roth IRA. These accounts also allow you to invest, but with money specifically designated for retirement.
1 The cost of daycare can vary greatly from state to state and city to city. 2  Generally speaking, the busier the area, the more expensive the daycare rates will be. 3  According to babycenter, day care costs can average anywhere between $250 and $1200 per month. 4  The average national monthly cost of child care is $611.
By contrast, the states with least expensive childcare are Mississippi ($4,650 a year on average for an infant or toddler), Kentucky ($6,500), and South Carolina ($5,850). Childcare for preschoolers. Costs for daycare for preschool-age children are generally lower, averaging $8,800 a year ($733 a month).Depending on where you live, you'll pay anywhere from $4,460 to $13,185 a year ($371 to $1,100 a month).o find an agency near you, call the hotline at (800) 424-2246 or visit the Child Care Aware website. The website features a helpful tool that tells you the average cost of home daycare and daycare centers in your zip code. Find out more about daycare centers.