Most people are eligible to convert their 401(k) to a Roth IRA; however, it is important to be aware of the potential tax implications. If you have money in a designated Roth 401(k), you can roll it directly into a Roth IRA without incurring any tax penalties. However, if the 401(k) funds are pre-tax, then converting to a Roth IRA will be a taxable event. Nevertheless, a conversion has the potential to help minimize future taxes and maximize retirement savings.
Your child will begin losing his/her primary teeth (baby teeth) around the age of 6. The first teeth to be lost are usually the central incisors. This is then followed by the eruption of the first permanent molars. The last baby tooth is usually lost around the age of 12, and is the cuspid or second molar.
Losing baby teeth is a rite of passage, not to mention a small source of income for most kids. By age 3, the average child has a full set of 20 temporary teeth. These little chiclets loosen and eventually fall out as the permanent teeth below start to erupt. Children typically start losing teeth around 5 or 6 and finish in their early teens.