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Average Cost. The average cost of surrogacy can run as low as $60,000 or as high as $80,000-$120,000, depending on whether or not you involve a surrogacy agency and a lawyer, as well as on other variable factors.Larger agencies offer more services and assistance but charge higher fees than smaller ones.he average cost of a fresh IVF process is around $10,000- $20,000, including: 1  Fertility medications: $3,000 to $5,000. 2  Sperm preparation: $200 to $400 per cycle. 3  Monitoring the IVF cycle, egg retrieval and incubation/fertilization.
Intended parents may also purchase surrogacy insurance. These policies can be costly, with premiums of approximately $10,000 and deductibles that can start at $15,000 for a singleton pregnancy and $30,000 for two fetuses.he premiums typically range from $300 to $500 per month. Some plans do not have a deductible and all are mandated to cover certain preventative health services, such as screening for gestational diabetes. Out-of-pocket costs for a pregnancy under an individual plan cannot exceed $6,350 for in-network covered services.