Along with healthy coconut oil, avocado oil is one of the best possible oils to have your kitchen for cooking with. The refined oil has a very high smoke point, usually listed as between 480 Fahrenheit and 520 Fahrenheit (270 Celsius).
The more you borrow and the lower your credit score, the higher your monthly PMI premium will be. The closer you get to 20% down and excellent credit, the lower the monthly PMI. Youâll see some examples for a borrower with a credit score between 720 and 759 in the chart below.
How to get rid of PMI. To remove PMI, or private mortgage insurance, you must have at least 20 percent equity in the home. You may ask the lender to cancel PMI when you have paid down the mortgage balance to 80 percent of the homeâs original appraised value. When the balance drops to 78 percent, the mortgage servicer is required to eliminate PMI.