Along with healthy coconut oil, avocado oil is one of the best possible oils to have your kitchen for cooking with. The refined oil has a very high smoke point, usually listed as between 480 Fahrenheit and 520 Fahrenheit (270 Celsius).
The more you borrow and the lower your credit score, the higher your monthly PMI premium will be. The closer you get to 20% down and excellent credit, the lower the monthly PMI. Youâll see some examples for a borrower with a credit score between 720 and 759 in the chart below.
1 Thatâs always the easiest way to get rid of PMI, but not everyone can afford such a hefty sum.  You can pay a higher interest rate. Some more lenders offer you the option of paying a higher interest rate in exchange for avoiding mortgage insurance, typically the increases range from .75% to 1%.