Conditions are right for tornadoes, and tornadoes are possible. Remain alert: watch the sky and tune in to NOAA Weather Radio, commercial radio, or a local television station in case a warning is issued.
Term life insurance provides death benefit protection for a period of one or more years. The death benefit of the policy is paid only if the insured dies during that period. If the insured lives beyond the term period, no death benefit is paid. Typically, there are no cash values or loan values for term life insurance.
A 10 year life level term life insurance policy gives the individual 10 years of protection with the premium remaining the same for those years. At the end of the period if you feel you still need coverage then it can be renewed for another 10 years with either the same face amount or a lesser face amount.