According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
A tax-free lump sum when you retire. You can usually take up to a quarter of your pension savings as a tax-free lump sum. If you have built up your own pension pot in a defined contribution scheme (as opposed to a salary-related pension scheme) you can then use the rest of your pot as you choose from age 55 onwards.Find out more about your new retirement income options.f you have built up your own pension pot in a defined contribution scheme (as opposed to a salary-related pension scheme) you can then use the rest of your pot as you choose from age 55 onwards. Find out more about your new retirement income options.