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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
In a rollover, you cash out your IRA and have up to 60 days to put it into a new one or you pay penalties and taxes. In a transfer, the money goes directly from the present custodian to the new custodian, the company that holds the IRA. The transfer requires less hassle and paperwork at tax time.