At retirement or separation of service from the university, you can withdraw this money in lump sum amounts or over time, subject to plan limitations. Before you have retired, you may begin to withdraw this money at age 59Â½.
Oceania is an area in the Pacific. It contains several countries including Australia, New Zealand and many Pacific Islands. Here's a link to Wikipedia's article on Oceania: http://en.wikipedia.org/wiki/Oceania. A continent is one of several large landmasses on Earth.
Oceania is a word for a large region that includes Australia, New Guinea, New Zealand, and the islands of Melanesia, Micronesia, and Polynesia. The term was coined in 1831 by French explorer Dumont d'Urville. Today, the term is occasionally used to describe a continental area, in lieu of focusing only on Australia.