Numbness is, in some ways, a symptom of a symptom.. Your anxiety is causing stress and possibly hyperventilation, which in turn is causing physical or emotional numbness. That's why it's so important to take advantage of recommended treatment options. There are a few things you can do right away:
1 Roll over a traditional 401(k) into a traditional IRA, tax-free. 2  Roll over a Roth 401(k) into a Roth IRA, tax-free.  Roll over a traditional 401(k) into a Roth IRAâthis would be considered a Roth conversion, so you'd owe taxes.
You'll need to roll over the entire amount held in the SEP IRA, depositing it into the Roth IRA account. You can have the rollover distribution mailed to you in check form if you want, but it's easier to use an electronic funds transfer to move the money from the SEP to the Roth account.