According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
1 Unlike salary, pension contributions are exempt from National Insurance of up to 13.8%. 2  Employees: 3  Subject to the employer's approval, employees can make more tax-efficient contributions by replacing part of their salary with a pension contribution.t's a payment made by an employer into an employee's pension. The employer could save up to 33.8% in tax and National Insurance and the employee could benefit from greater tax savings by having this contribution paid directly to their pension.