At retirement or separation of service from the university, you can withdraw this money in lump sum amounts or over time, subject to plan limitations. Before you have retired, you may begin to withdraw this money at age 59Â½.
Oceania is an area in the Pacific. It contains several countries including Australia, New Zealand and many Pacific Islands. Here's a link to Wikipedia's article on Oceania: http://en.wikipedia.org/wiki/Oceania. A continent is one of several large landmasses on Earth.
They are: Europe, Asia, Africa, North America, South America, Australia, and Antarctica. Some other people are are taught that there are fewer continents such as America (combining North American and South America) or Eurasia (combining Europe and Asia). -. However, 'Oceania' is a region and is not a continent. The Middle East is a region and is not a continent. South East Asia and Southern & Central Asia are portions of the continent of Asia.