The ARE guidelines provide three grandfather clauses for the implementation of the rolling clock:.  1  For applicants who have passed all divisions of the ARE by January 1, 2006, regardless of the time taken, such applicants will have passed the ARE.
Does Medigap Cover Dental? While Medigap plans can cover your Original Medicare deductibles, copays, and coinsurance for dentistry-related hospitalization, generally Medigap does NOT cover dental. Medigap does offer stand-alone dental plans within the application as an additional product for purchase. Learn More about Medigap Get a Medigap Quote
1 You pay the private insurance company a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.  A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.