Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
For example, your policy may pay 80% for the first three weeks of disability and then 50% for the remainder of your benefit period. Benefit Periods: Your short-term disability policy may allow you to return to work on a trial basis.
There are two types of disability insurance: 1  Short-Term Disability (STD) pays you a portion of your income for a short period of time after you run out of sick leave. 2  Long-Term Disability (LTD) pays you a portion of your income after you run out of both sick leave and STD.