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If you collect Social Security and you're younger than full retirement age, then you can earn up to $16,920 in income in 2017 and still collect 100% of your Social Security payment. Nov 26, 2016 at 2:22PM. The average American's retirement savings remains anemic, wages are only inching higher, and employers continue to abandon pension plans.
1. Filed for benefits before FRA: If you file for Social Security benefits before reaching your FRA, the SSA limits your full-year earnings ability to $15,720 as of 2016. This works out to $1,310 per month. This is the amount the SSA says is OK to earn without it adversely impacting your benefits.