Which is to say, the speaker has acknowledged that the accounting shenanigans used to get this bill passed in the teeth of statutory spending constraints are basically bullsh**. But thereâs a lot of bullsh** going around Washington just now.
So then I tried the âlittle debtsâ approach. You knowâ¦ Pay off the smallest debt, then take the payment you were making on that and put it against the next debt. Thatâs often called the debt snowball, and the idea behind it is that seeing that âwinâ early is supposed to motivate you.
A spreadsheet and a plan can make debt management a lot easier. Donât Take on New Debt. You canât get out of a hole if you continue to dig. Stop all unnecessary spending and retire your credit cards until you can pay them off. spreadsheet and a plan can make debt management a lot easier. Donât Take on New Debt. You canât get out of a hole if you continue to dig. Stop all unnecessary spending and retire your credit cards until you can pay them off.