Dispute information in my credit report. Initiate a dispute online here. For disputes by telephone, a telephone number is provided to initiate disputes on your credit report. To dispute by mail, please mail in your dispute to the address provided below.
Conventional loans are those issued by a lending institution to a borrower. Generally speaking, borrowers should have a âbare minimumâ credit score of 620, but ideally you should have a score closer to the 740 range, according to a Bankrate publication. FHA loans are different from conventional loans in that they are backed by the Federal Housing Administration.
â ATA. The minimum credit score needed to buy a house is determined by the lender. Different lenders have different levels of risk tolerance and set different criteria, along with different cutoff points for the minimum credit score they are willing to accept.