Dispute information in my credit report. Initiate a dispute online here. For disputes by telephone, a telephone number is provided to initiate disputes on your credit report. To dispute by mail, please mail in your dispute to the address provided below.
Conventional loans are those issued by a lending institution to a borrower. Generally speaking, borrowers should have a âbare minimumâ credit score of 620, but ideally you should have a score closer to the 740 range, according to a Bankrate publication. FHA loans are different from conventional loans in that they are backed by the Federal Housing Administration.
Minimum Credit Score Needed to Buy a House. Your credit score is just one of the factors your mortgage lender will use to determine whether you qualify for financing. The problem is, every lender uses different methods to determine your credit worthiness. So, in some cases, a minimum score is difficult to determine for conventional loans.