If you get a loan with no points then you can expect your closing costs to be around $2000 or so. That's a rough estimate. Countrywide and Beneficial both have high closing costs. I was given estimates from both and the closing costs were going to be around $5000 - 7000. Shop around.
There are many tools that might fall in this category, but for the purposes of this article, we define online collaboration software as a software application, platform, or tool that is delivered as Software-as-a-Service (SaaS), or cloud, and contains a number of capabilities within one platform, either built directly in, or integrated with other applications.
WebMatrix is a tool that integrates a web page editor, a database utility, a web server for testing pages, and features for publishing your website to the Internet. WebMatrix is free, and it's easy to install and easy to use. (It also works for just plain HTML pages, as well as for other technologies like PHP.)