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Under such a policy, individuals who would have become eligible for DI benefits at age 62 or later under current law would instead have to claim retirement benefits if they wanted to receive any Social Security benefits.
According to information from the Social Security Administration (SSA), a person can apply as early as age 62 and receive about 25% less than the full retirement benefit, or he or she can delay receiving benefits until age 70 and get an amount greater than the full retirement benefit.