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Under such a policy, individuals who would have become eligible for DI benefits at age 62 or later under current law would instead have to claim retirement benefits if they wanted to receive any Social Security benefits.
The first thing to do is to ensure you are eligible to apply for Social Security retirement benefits. You must be at least four months away from your 62nd birthday (find out more about when to apply for Social Security). Answer: If you are eligible for Social Security retirement benefits, there are many ways to apply: in person by appointment only at your local Social Security office, over the phone at 1-800-772-1213, or online via the Social Security website. 1  The Social Security Administration (SSA) recommends the best and easiest way to apply is to do it online. Here's how to do it. Visit www.socialsecurity.gov, and click on the Retirement tab across the top, then Apply for Retirement..