Sent in my free credit request. Never received a response from Equifax. Received a response from Transunion and Experian. I need to verify my address even though I have lived here for over two years and they gave the rule that they can pretty much ask whatever they want in order to send something to you.
self-efficacy (selfË-eËÂ·fiÂ·k Â·sÄ) , adj positive subjective assessment of one's ability to cope with a given situation; sense of personal power.
Efficacy: Broadly, efficacy refers to the capacity of a drug to produce an alteration in a target cell/organ after binding to its receptor. A competitive antagonist, that occupies a binding site without producing any alteration in the receptor, is considered to have an efficacy of zero. Efficacy is generally independent of potency/affinity, and is related to the maximum effect that a particular drug is capable of producing.