However, you'll most likely have to use your insurance to cover any damages to your vehicle. On the other hand, if a friend borrows your car without your permission and causes an accident, your friend's insurance will probably be considered primary coverage and yours secondary.efore you lend your car to a friend or anyone else: 1  Check your policy or contact your insurer to get the specifics on the terms, conditions, and any restrictions. 2  Make sure that your friend has a valid drivers license. 3  It's also wise to double check whether or not your friend has car insurance.
Mold symptoms in humans tend to mimic the same reactions that people possessing weak immune systems or played by respiratory problems or other breathing difficulties experience.
Not everyone responds to mold exposure the same way. Symptoms range from mild to severe. Children, older adults and immuno-compromised individuals are at greatest risk of developing problems. People with severe mold allergies can develop fever or shortness of breath. Symptoms can include: sore throat; bleeding gums; runny, itchy or stuffy nose; nose bleeds; difficulty breathing; wheezing; coughing; swelling of the lungs; and even bleeding in the lungs. A rare inflammatory lung disease called hypersensitivity pneumonitis. can also be caused by mold exposure.