9.) For best results, do not use retinoids in the same regimen as acidic products. (Keep acids for day, retinoids for night.) I get a decent deal of flack for saying this, because many aestheticians, dermatologists, and other skin care experts sell lines that combine alpha hydroxy acids and retinoids directly.
Gambling income plus your job income (and any other income) equals your total income. Fortunately, you do not necessarily have to pay taxes on all your winnings. Instead, if you itemize, you can offset taxes owed on your winnings by reporting any losses you incurred as well.
But even the winners can be losers if they don't pay their taxes! Any money you win gambling or wagering is considered taxable income by the IRS. So is the fair market value of any item you win. Gambling income isn't just cardgames and casinos; it includes winnings from racetracks, gameshows, lotteries, and even Bingo.