Dispute information in my credit report. Initiate a dispute online here. For disputes by telephone, a telephone number is provided to initiate disputes on your credit report. To dispute by mail, please mail in your dispute to the address provided below.
Conventional loans are those issued by a lending institution to a borrower. Generally speaking, borrowers should have a âbare minimumâ credit score of 620, but ideally you should have a score closer to the 740 range, according to a Bankrate publication. FHA loans are different from conventional loans in that they are backed by the Federal Housing Administration.
Technically, you can have no credit score and buy a home. However, a 500 score is probably going to be the lowest allowed score by a lender-for FHA loans. If you need help, you are welcome to call me and go over your credit profile.echnically, you can have no credit score and buy a home. However, a 500 score is probably going to be the lowest allowed score by a lender-for FHA loans. If you need help, you are welcome to call me and go over your credit profile.