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Under such a policy, individuals who would have become eligible for DI benefits at age 62 or later under current law would instead have to claim retirement benefits if they wanted to receive any Social Security benefits.
You can file a claim under his or her account as early as age 62, just as long as your spouse has already filed to collect his or her own benefits. You will also be able to apply for Medicare at age 65. However, as with all Social Security retirement benefits, your age will impact the amount you can collect.