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As an Islamic financing structure, the seller is the lender, typically selling something the borrowing person or company needs for their business. The buyer/borrower pays in periodic installments, and at a higher price than the seller/lender paid for the item(s), but with a profit margin agreed on by both parties.
Murabaá¸¥ah, murabaá¸¥a or murabaá¸¥ah (MurÃ¢baá¸¥ah ÙØ±Ø§Ø¨Ø­Ø©) ÙØ±Ø§Ø¨Ø­Ù is An islamic term for a sale where the buyer and seller agree on the markup for the(item) s being. Sold in recent decades it has become a term for the most prevalent financing mechanism In (islamic.i.  e shariah) compliant, finance based on murabaá¸¥a. purchaseshe Murabaha Bank will sell him the car for $12,000 and is willing to wait two years to receive the full price. Adamâs choice to purchase from the Murabaha Bank reflects his desire to not pay the full price of the car today. In other words, he prefers to pay part of the price today and be indebted with the rest.