About Concordia University-Portland. Concordia University-Portland is committed to the dual purpose of preparing students for life and for living. Founded by The Lutheran ChurchâMissouri Synod, we opened our doors for the first time in Portland, Oregon, in 1905.
Both the Equifax Credit Score and the FICO Score are general-purpose score models used to predict credit risk. The Equifax Credit Score is a proprietary model created by Equifax. The FICO Score is a proprietary model created by Fair Isaac Corporation (FICO) .
The most commonly used model is called FICO Â® (named after its creator, the Fair Isaac Company). Your FICO Â® credit score is used to evaluate your creditworthiness by giving you a certain amount of points based on the information contained in your credit report and your debt-to-income ratio.he most commonly used model is called FICO Â® (named after its creator, the Fair Isaac Company). Your FICO Â® credit score is used to evaluate your creditworthiness by giving you a certain amount of points based on the information contained in your credit report and your debt-to-income ratio.