Flexible sigmoidoscopy is a procedure that enables your surgeon to examine the lining of the rectum and lower colon (bowel). It is usually done in the surgeonâs office or a procedure room, but occasionally may be done in the hospital.
HRA rules regarding paying for health insurance are different than those for an HSA. Health insurance premiums are an HRA qualified medical expense. However, your employer can structure your HRA to have stricter reimbursement criteria than those allowed by the IRS.
One of the most important differences between the two is that the employer owns the HRA and the employee owns the HSA. This means that the employee takes the HSA along when he or she changes jobs. If an employee with an HRA changes or loses his or her job, any remaining amount in an HRA defaults to the employer.