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Under such a policy, individuals who would have become eligible for DI benefits at age 62 or later under current law would instead have to claim retirement benefits if they wanted to receive any Social Security benefits.
A. Well, yes and no. When you turn 65, you'll probably need to sign up for Medicare. But when it comes to Social Security, you don't have to do anything now. You can apply for retirement benefits anytime between now and age 70, with your monthly check rising the longer you wait. Your benefits generally will begin about three months after you apply.