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At a minimum, an employee handbook for a small business should include the following policies: 1  Employment At-Will Policy. 2  Handbook Disclaimer. 3  Leave Policies. 4  Benefit Policies. 5  Privacy Policies. 6  Discrimination and EEO Policies. 7  Complaint Procedure. 8  Wage and Hour and Compensation Policies. 9  Employee Conduct and Disciplinary Policies.
An occurrence policy covers material published during the policy period. If your policy is a claims made policy, and a lawsuit or claim is brought the day after your policy expires, the insurance policy will not cover the claim even though the acts giving rise to the claim occurred while your policy was in effect.ll writers and publishers should obtain a policy that covers, at a minimum, claims of libel, slander, invasion of privacy, invasion of the right of publicity, trademark and copyright infringement, and unfair competition.