Sent in my free credit request. Never received a response from Equifax. Received a response from Transunion and Experian. I need to verify my address even though I have lived here for over two years and they gave the rule that they can pretty much ask whatever they want in order to send something to you.
self-efficacy (selfË-eËÂ·fiÂ·k Â·sÄ) , adj positive subjective assessment of one's ability to cope with a given situation; sense of personal power.
Generality of self-efficacy refers to the degree to which the expectation is generalized across situations (Lunenburg, 2011). The basic idea behind the Self-Efficacy Theory is that performance and motivation are in part determined by how effective people believe they can be (Bandura, 1982; as cited in Redmond, 2010).