Sent in my free credit request. Never received a response from Equifax. Received a response from Transunion and Experian. I need to verify my address even though I have lived here for over two years and they gave the rule that they can pretty much ask whatever they want in order to send something to you.
self-efficacy (selfË-eËÂ·fiÂ·k Â·sÄ) , adj positive subjective assessment of one's ability to cope with a given situation; sense of personal power.
Variable: Self efficacy. Definition. Self-efficacy is the extent to which people believe they are capable of performing specific behaviors in order to attain certain goals. The concept of self-efficacy is the focal point of Bandura's (1997, 2001) Social Cognitive Theory.