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Under such a policy, individuals who would have become eligible for DI benefits at age 62 or later under current law would instead have to claim retirement benefits if they wanted to receive any Social Security benefits.
The best-known payments that come under the umbrella of Social Security include retirement and spousal retirement benefits. Although you can qualify to claim retirement benefits as early as age 62, you won't get the maximum benefit at that age. Whenever you're ready to apply, you can make the application online, by phone or in person at a local Social Security office. If you're turning 65, Social Security can handle your Medicare application also.