About Concordia University-Portland. Concordia University-Portland is committed to the dual purpose of preparing students for life and for living. Founded by The Lutheran ChurchâMissouri Synod, we opened our doors for the first time in Portland, Oregon, in 1905.
Both the Equifax Credit Score and the FICO Score are general-purpose score models used to predict credit risk. The Equifax Credit Score is a proprietary model created by Equifax. The FICO Score is a proprietary model created by Fair Isaac Corporation (FICO) .
The Beacon version 5.0 is the formula which was created by FICO (Fair Isaac Company) and is used by Equifax to calculate a credit score.Considering that the average FICO sco â¦ re in the US is 680, your score would fall just below average.he Beacon version 5.0 is the formula which was created by FICO (Fair Isaac Company) and is used by Equifax to calculate a credit score.