Sent in my free credit request. Never received a response from Equifax. Received a response from Transunion and Experian. I need to verify my address even though I have lived here for over two years and they gave the rule that they can pretty much ask whatever they want in order to send something to you.
self-efficacy (selfË-eËÂ·fiÂ·k Â·sÄ) , adj positive subjective assessment of one's ability to cope with a given situation; sense of personal power.
self-efÂ·fiÂ·caÂ·cy. A person's estimate or personal judgment of his or her own ability to succeed in reaching a specific goal, for example, quitting smoking or losing weight, or a more general goal, for example, continuing to remain at a prescribed weight level.