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Coverages Provided by Medicare Part A. When Medicare was signed into law, the publicly funded health insurance program had just two parts to it, Medicare Part A and Part B. While Medicare coverage has expanded in recent decades, Part A and Part B are still the focal points of the insurance program.
1 Medicare Part A is hospital insurance. You usually don't pay a monthly premium for Part A if you or your spouse paid Medicare taxes while working. 2  Medicare Part B is medical insurance. You pay a premium each month.  Medicare Part D is pharmacy coverage. You pay a premium each month.