The famous Matterhorn in Switzerland displays three types of glacial erosion: 1  Cirques are created when glaciers erode the mountainside, scouring into it and creating rounded hollows with steep uphill faces, shaped like tilted bowls. 2  ArÃªtes are jagged, narrow ridges created where the back walls of two glaciers meet, eroding the ridge on both sides.
Interest Rates for Federal Student Loans. Federal student loans have interest rates ranging from 5 percent to 7.9 percent, with the standard being 6.8 percent. Interest rates are normally fixed for the lifetime of a loan; even though rates are re-evaluated by Congress every few years, the interest rates on your existing loans should not be affected.
Interest Rates and Fees. The interest rates on Direct Unsubsidized Loans for graduate students are fixed and do not change over the life of the loan. The interest rate for the 2015-2016 academic year is 5.31%. This is less expensive than the 6.31% interest rate on Grad PLUS Loans.