Uniforms of the Confederate States military forces. The Uniforms of the Confederate States military forces were the uniforms used by the Confederate Army and Navy during the American Civil War, from 1861 to 1865.
A growing product on the insurance markets is employment practices liability insurance (EPL), a type of policy that business owners can buy to protect their organizations against employee suits for rights protected under acts above.
Third-party coverage can be an important part of EPLI policies. Not long ago, few insurance companies wrote employment practices liability insurance that included third-party coverage. When EPLI was introduced, the loss potential of third-party coverage was not fully understood, which made many insurers apprehensive. While most EPLI carriers now offer the coverage, a few still don't, mainly because there is not enough actuarial data to statistically support it.