Overview. A variety of conditions can cause dark circles or puffiness under your eyes. Genetics, nasal congestion, environmental allergies, eczema, lack of sleep, alcohol abuse, poor hydration and nutritional deficiencies can all contribute to the appearance of dark circles under the eyes, according to MayoClinic.com.
12 months is not too soon to request an increase, but it depends on the lender and your credit score. typically most lenders want you to wait 6 months to a year at the most. the information you provided is rather scarce so i'll offer a little advice in general. if your credit is 650+ i would open another card AND ask for the increase. you typically want around 2-3 cards to boost your credit.
If you request a credit line increase, you should ask the lender whether it will result in your credit report being pulled. If it does, this will show up as an inquiry on your report and generally remains on your credit report for two years.Too many inquiries can lower your credit score.s a general rule, your credit score will be higher if you keep your credit usage at 30% of your total available credit or less. An increase in your credit limit will lower your debt to credit ratio, provided you do not increase your debt proportionally.