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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
This Site Might Help You. RE: Do cashier&#39;s checks have expiration dates? For example most checks are good for 90 or 120 days. If I have a cashier&#39;s check and don&#39;t see an expiration date on it, does it mean I can cash it even 5 years in the future?Does the bank it is written on have to be in business at the time it is cashed?est Answer: Technically NO checks expire unless they state ON THE FACE of the check that they expire on X date, or Y days after issued. However, banks are NOT required to honor 'stale' checks, and US banks almost universally consider checks stale after 6 months.