The fifth vital sign may refer to a few different parameters. 1  Pain is considered a standard fifth vital sign in some organizations such as the U.S. Veterans Affairs. 2  Pain is measured on a pain scale based on subjective patient reporting and may be unreliable.
Indemnity Insurance. An indemnity insurance policy is a type of health insurance plan. A medical indemnity insurance plan is also known as a reimbursement plan because the insurance reimburses the covered individual regardless of where or with whom the covered individual receives health care services from. The insurance company then pays a set portion of your total charges.
Indemnity insurance compensates the beneficiaries of the policies for their actual economic losses, up to the limiting amount of the insurance policy. It generally requires the insured to prove the amount of its loss before it can recover. Recovery is limited to the amount of the provable loss even if the face amount of the policy is higher.