The goal of the Fair Housing/ Housing Counseling Program is to help residents maintain housing stability, which is key to family well-being. The program is a Department of Housing and Urban Development (HUD)-approved housing counseling agency.
Eastern Daylight Time is 9 hours and 30 minutes behind of India Standard Time. So 3:21 PM15:21 in EDT is 12:51 AM00:51 in IST.
So all the places in PST time zone in the US will be 13 hours 30 mins ahead of IST (Indian Standard Time). The time difference between New York and India would be like this : India is 10 hours and 30 minutes ahead of New York, NY.