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What is DPD. You must understand the elements of your CIBIL credit report. One of the most crucial element is the âDPDâ or Days Past Due. DPD is the information available in the accounts section of your credit report. It shows how you are paying your EMIs and credit card bills and if you have missed any payments. If you have missed any payments, it shows how many days and in which month you have missed your payment.
Derogatory marks are negative records on your credit report that can damage your credit and generally stay on your credit report for seven years or more.an i get this deroogatory mark repaired by paying of the bill(~$200) I owe sprint? Or do i need to negotiate it with the collection agency? My current score is 690(after the derogatory mark). I am planning to apply for some credit but am afraid this derogatory makr on my report will harm my chances of credit approval.