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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
Looks like the answer is crystal clear. Credit cards expire at the end of the month listed on the card if there is no specific day listed. Why they donât display the full date is another questionâ¦. Additionally, these companies will typically send you a new replacement card before this even becomes a problem.