This is when the mortgage underwriting takes place. Here's a story that illustrates how important the underwriter is during this process. He (or she) is the last person to scrutinize your file. And he will examine it more closely than everyone else -- broker, loan officer, etc.
Graves' disease is an immune system disorder that results in the overproduction of thyroid hormones (hyperthyroidism). Although a number of disorders may result in hyperthyroidism, Graves' disease is a common cause.
Graves disease affects about 1 in 200 people. The disease occurs more often in women than in men, which may be related to hormonal factors. Graves disease is the most common cause of thyroid overactivity (hyperthyroidism) in the United States.