The famous Matterhorn in Switzerland displays three types of glacial erosion: 1  Cirques are created when glaciers erode the mountainside, scouring into it and creating rounded hollows with steep uphill faces, shaped like tilted bowls. 2  ArÃªtes are jagged, narrow ridges created where the back walls of two glaciers meet, eroding the ridge on both sides.
Interest Rates for Federal Student Loans. Federal student loans have interest rates ranging from 5 percent to 7.9 percent, with the standard being 6.8 percent. Interest rates are normally fixed for the lifetime of a loan; even though rates are re-evaluated by Congress every few years, the interest rates on your existing loans should not be affected.
Interest rates are determined each spring for new Direct Loans being made for the upcoming academic year â July 1 through June 30. Although most federal student loan interest rates are fixed for the life of the loan and will not change, some have a variable interest rate that can change annually.