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What is average in your area might not be so average in another area. Attorney fees vary by district and can even vary widely from state to state. A recent study using data from 2005 to 2009 shows that the average fee for a Chapter 7 bankruptcy, nationally, is between $1,080 and $1,200. But when it was broken down by state, the average fee was as low as $700 in Idaho and as high as $1,530 in Arizona.
The bankruptcy court charges a fee of $281 for a Chapter 13 Bankruptcy and $306 for a Chapter 7 Bankruptcy. Credit counseling costs as little as $5 and it costs another $15 or so for the financial management course the debtor is required to take in order to qualify for a discharge. Then, there is the attorney fee. It can range from $1,000 to $3,500 or more depending on many different factors. While Congress requires us to tell you that you do not need a lawyer to file bankruptcy, and it is true a lawyer is not required, it sure helps to have one.