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What is DPD. You must understand the elements of your CIBIL credit report. One of the most crucial element is the âDPDâ or Days Past Due. DPD is the information available in the accounts section of your credit report. It shows how you are paying your EMIs and credit card bills and if you have missed any payments. If you have missed any payments, it shows how many days and in which month you have missed your payment.
DPD or Days Past Due appears in the Account(s) section of your CIBIL credit report. DPD indicates by how many days a payment on that account is late that month. DPD shows the month and year of payment. Anything other than â000â is considered negative by a lender. Up to 36 months of this payment history (with the most recent month displayed first) are provided in this section.