When you choose to use ACH Credit to pay your Maryland withholding tax, motor fuel tax or corporation tax, you are instructing your bank to credit (electronically send) your tax payment to the state's bank. Using software from your bank, you designate the amount and date of the transaction. Beginning August 1, 2013, EFT ACH will no longer be available for sales and use tax payments.
2. Buy smarter bulbs. An LED light bulb costs as little as $5 at home improvement stores, and it can save more than $100 over its lifetime. LEDs use up to 85 percent less energy to deliver the same amount of light as incandescents, and they come in many different shapes, colors, and intensities.
Depending on your budget, you have plenty of options to cut energy costs at your disposal -- from minor tweaks to major renovations. Rather than continuing to throw money at the utility companies, consider these ways to lower your bills. (For related reading, see article: Ways To Slash Your Home Energy Bill.) #1.