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Coverages Provided by Medicare Part A. When Medicare was signed into law, the publicly funded health insurance program had just two parts to it, Medicare Part A and Part B. While Medicare coverage has expanded in recent decades, Part A and Part B are still the focal points of the insurance program.
Medicare Part A will pay for most of the costs of your hospital stay, after you pay the Part A deductible. Medicare Part A is also called hospital insurance, and it covers most of the cost of care when you are at a hospital or skilled nursing facility as an inpatient. Medicare Part A also covers hospice services. For most people over 65, Medicare Part A is free.