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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
How to Avoid Swiping an Expired Credit Card. In most cases, a bank will issue a new credit card a month or so before your current one expires. This is something they usually do automatically, so you shouldnât have to worry about contacting them. Just activate the new one when it comes in and destroy the old one.