Overview. A variety of conditions can cause dark circles or puffiness under your eyes. Genetics, nasal congestion, environmental allergies, eczema, lack of sleep, alcohol abuse, poor hydration and nutritional deficiencies can all contribute to the appearance of dark circles under the eyes, according to MayoClinic.com.
12 months is not too soon to request an increase, but it depends on the lender and your credit score. typically most lenders want you to wait 6 months to a year at the most. the information you provided is rather scarce so i'll offer a little advice in general. if your credit is 650+ i would open another card AND ask for the increase. you typically want around 2-3 cards to boost your credit.
For example, letâs assume that you started out with a credit limit of $1,000 and regularly have $800 charged onto the card; that means your credit utilization is at 80%. Now letâs assume you asked for a credit limit increase and now have a maximum of $5,000. If you are still charging $800 each month, your new credit utilization is now 16%. Receiving this increase in credit limit lowered your credit utilization, which will then end up helping your overall credit score over the long term.