If you withdrew the excess, plus any earnings, by the due date of your income tax return, you must include the earnings in your income in the year you received the distribution even if you used it to pay qualified medical expenses.
A coaching philosophy is a statement of what you value and how you will approach your coaching role. It covers your purpose as a coach and how you will approach player development and winning. Your coaching philosophy consists of your major objectives and the beliefs and principles that you adhere to in order to achieve your objectives.
Coaching is an invaluable practice to help us and others achieve this. miracle in our lives, and to transform resentment and anger towards. our past into peace and acceptance, resignation and abandonment. towards the future into enthusiasm and hope, and fear and distrust. towards our present into trust and confidence.