The goal of the Fair Housing/ Housing Counseling Program is to help residents maintain housing stability, which is key to family well-being. The program is a Department of Housing and Urban Development (HUD)-approved housing counseling agency.
Eastern Daylight Time is 9 hours and 30 minutes behind of India Standard Time. So 3:21 PM15:21 in EDT is 12:51 AM00:51 in IST.
Time zones in Europe and dealing with the 24-hour clock. Most of Western Europe is six hours ahead of Eastern Standard Time (or one hour ahead of GMT, Greenwich Mean Time). That means when it's 1pm in New York and 10am in San Francisco, it's 7pm in Paris. Greece, much of Eastern Europe (Turkey, Romania, Bulgaria) and Finland are all seven hours ahead. The British Isles (including Ireland), Portugal, and Iceland are all five hours ahead of EST (one hour behind the rest of Western Europe) and are all on GMT (Greenwich Mean Time).