Overview. A variety of conditions can cause dark circles or puffiness under your eyes. Genetics, nasal congestion, environmental allergies, eczema, lack of sleep, alcohol abuse, poor hydration and nutritional deficiencies can all contribute to the appearance of dark circles under the eyes, according to MayoClinic.com.
12 months is not too soon to request an increase, but it depends on the lender and your credit score. typically most lenders want you to wait 6 months to a year at the most. the information you provided is rather scarce so i'll offer a little advice in general. if your credit is 650+ i would open another card AND ask for the increase. you typically want around 2-3 cards to boost your credit.
When you request the credit limit increase, keep in mind Chase will usually do a hard pull on your credit report. They may also want additional information from you to justify the increase, such as higher income, the need for more versatility from your credit card or the desire to do a balance transfer. Chase won't consider your account for a CLI if you haven't been a cardholder for at least 6 months. 2  By one year, you should be approved for a credit limit increase, assuming you've been responsible with your credit use. 3  If your request is denied, call back and ask to speak to someone about the matter.