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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
Whatever the Expiration Date Says. Many payroll checks include a restrictive legend that asks the bank not to cash the check if it is older than a certain amount of days. In this case, you should cash it before this expiry date to avoid any hassles.n general, all checks become stale after six months. However, state law may require that banks honor any payroll claim, even if the date on the restrictive legend has passed. In addition, banks typically do not look at the date on a check, so it will likely get cashed.