The famous Matterhorn in Switzerland displays three types of glacial erosion: 1  Cirques are created when glaciers erode the mountainside, scouring into it and creating rounded hollows with steep uphill faces, shaped like tilted bowls. 2  ArÃªtes are jagged, narrow ridges created where the back walls of two glaciers meet, eroding the ridge on both sides.
Interest Rates for Federal Student Loans. Federal student loans have interest rates ranging from 5 percent to 7.9 percent, with the standard being 6.8 percent. Interest rates are normally fixed for the lifetime of a loan; even though rates are re-evaluated by Congress every few years, the interest rates on your existing loans should not be affected.
These loans are fixed rate Direct unsubsidized loans. Each year, under federal law, Congress sets the interest rate on federal student loans with an effective date of July 1. The current interest rate for Direct Unsubsidized Loans for graduate students from July 1, 2016 â June 30, 2017 is 5.31%. Fees: When you borrow a Stafford Loan, the federal government charges an origination fee of 1.069% of the disbursed loan amount. The fee amount is deducted from the amount that you borrow.