Overview. A variety of conditions can cause dark circles or puffiness under your eyes. Genetics, nasal congestion, environmental allergies, eczema, lack of sleep, alcohol abuse, poor hydration and nutritional deficiencies can all contribute to the appearance of dark circles under the eyes, according to MayoClinic.com.
12 months is not too soon to request an increase, but it depends on the lender and your credit score. typically most lenders want you to wait 6 months to a year at the most. the information you provided is rather scarce so i'll offer a little advice in general. if your credit is 650+ i would open another card AND ask for the increase. you typically want around 2-3 cards to boost your credit.
If your credit score is really strong, it can be a good time to ask for an increase. Bad time: When you've been late on bills. If you have been late on paying your bills, even by just a day or two, it's not a good time to ask for a credit limit increase.You will be viewed as a risky bet who may be headed for financial trouble and not a good candidate for an increase. Good time: When you get a raise.ad time: When you've been late on bills. If you have been late on paying your bills, even by just a day or two, it's not a good time to ask for a credit limit increase. You will be viewed as a risky bet who may be headed for financial trouble and not a good candidate for an increase.