The famous Matterhorn in Switzerland displays three types of glacial erosion: 1  Cirques are created when glaciers erode the mountainside, scouring into it and creating rounded hollows with steep uphill faces, shaped like tilted bowls. 2  ArÃªtes are jagged, narrow ridges created where the back walls of two glaciers meet, eroding the ridge on both sides.
Interest Rates for Federal Student Loans. Federal student loans have interest rates ranging from 5 percent to 7.9 percent, with the standard being 6.8 percent. Interest rates are normally fixed for the lifetime of a loan; even though rates are re-evaluated by Congress every few years, the interest rates on your existing loans should not be affected.
Interest rates: According to the U.S. Department of Education, the current APR for undergraduate subsidized and unsubsidized loans (between July 2015 and July 2016) is 4.29%. The unsubsidized graduate degree loan interest rate is 5.84%. Loan fees: Both loans carry similar fees.