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Coverages Provided by Medicare Part A. When Medicare was signed into law, the publicly funded health insurance program had just two parts to it, Medicare Part A and Part B. While Medicare coverage has expanded in recent decades, Part A and Part B are still the focal points of the insurance program.
Part A is premium-free for most people. Most beneficiaries do pay a monthly premium to be covered under Medicare Part B â the part that helps pay for doctors, outpatient hospital care, and some other care that Part A doesn't cover, such as physical and occupational therapy.