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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
As mentioned above, there are indeed a few logical reasons why credit card expiration dates exist. And while they primarily serve to benefit card issuers, a credit card companyâs interests arenât always counter to ours as consumers.