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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
Choose cards with longer intervals between expiration dates. Expiration dates can be in the range of two to 10 years, but are typically three to five, says Hurdis. Putting your automatic payments on your card with the longest life will cut back on some hassle and potential service interruptions.