Featured Hotels Near Brussels Central Station. Marivaux Hotel 4-star hotel This property has agreed to be part of our Preferred Property Program, which groups together properties that stand out because of their excellent service and quality/price ratio with competitive prices.
Surplus Lines Insurance. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Although agency or broker personnel deal with standard coverage on a regular basis, Excess and Surplus (E&S) may be a bit of a puzzle to many. What exactly is E&S and how can it affect your customers, not to mention your bottom line? Standard insurance refers to traditional and financially conservative low risks that many insurance companies prefer. Standard insurance companies deal in normal risks and insurance products, such as business owner policies (BOPs), homeowners, auto, boats and motorcycles, and personal umbrellas. E&S is anything but standard. Simply put, itâs coverage thatâs âoutside the box,â catering specifically to âhard-to-placeâ risks. E&S provides coverage when standard insurance carriers cannot or will no provide it. While estimated to be less than 7% of the market, the typical types of risks written in E&S lines include those that: