The fifth vital sign may refer to a few different parameters. 1  Pain is considered a standard fifth vital sign in some organizations such as the U.S. Veterans Affairs. 2  Pain is measured on a pain scale based on subjective patient reporting and may be unreliable.
Indemnity Insurance. An indemnity insurance policy is a type of health insurance plan. A medical indemnity insurance plan is also known as a reimbursement plan because the insurance reimburses the covered individual regardless of where or with whom the covered individual receives health care services from. The insurance company then pays a set portion of your total charges.
When youâre hospitalized, chances are there will be expenses that you have to pay yourself, even with an existing healthcare plan. A hospital indemnity insurance plan can cover a percentage of your income while youâre out of work and in the hospital. It provides a cash benefit paid directly to you, which can help with your out-of-pocket expenses. One form of this plan is known as hospital confinement indemnity insurance.