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I think credit cards have an expiration date because it gives them a contractual âoutâ by saying a contract was only for a stated period and not an open-ended contract. The magnetic strip is a bunch of hogwash. The credit card companies do not want to send out millions of cards just because they might wear out.
Why do credit cards have expiration dates? If youâre like me, you probably havenât given it much thought, or even paid attention to that date until you get a new card in the mail â or noticed that the one you have is about to expire. But issuers take expiration dates seriously; turns out, they have to. Here are four reasons why credit cards expire.