The fifth vital sign may refer to a few different parameters. 1  Pain is considered a standard fifth vital sign in some organizations such as the U.S. Veterans Affairs. 2  Pain is measured on a pain scale based on subjective patient reporting and may be unreliable.
Indemnity Insurance. An indemnity insurance policy is a type of health insurance plan. A medical indemnity insurance plan is also known as a reimbursement plan because the insurance reimburses the covered individual regardless of where or with whom the covered individual receives health care services from. The insurance company then pays a set portion of your total charges.
A health insurance plan in which members do not have to choose how to receive services until they need them. The most common use of the term applies to a plan that enrolls each member in both an HMO (or HMO-like) system and an indemnity plan. These plans provide different benefits, depending on whether the member chooses to use plan providers or go outside the plan for services.