Credit Limit-- How much total money can be charged to a credit card account, for example $5,000 (also known as a credit line). Credit monitoring service -- A service that monitors credit card accounts for suspicious or out-of-pattern activity and sends an alert to the card member if such activities occur.
While Richard Trevithick managed to build his first steam locomotive in 1804, lack of marketing and the will to continue innovating enabled other inventors to step in and try their luck. In early 1800s he started working in a mine that had one of the early examples of stationary steam machines built by James Watt.
The first railroad to operate with a steam locomotive was the Penydarren Tramroad at Penydarren Ironworks in Merthyr Tydfil, Wales. On February 21, 1804, a locomotive successfully pulled 10 tons of iron and 70 passengers at a maximum speed of 5mph over the 9-mile railroad.