Soak time. The length of time you marinate food depends on both the food and the marinade. Delicate fish, shellfish, and fruit usually soak for a shorter period of time (from 20 minutes to a few hours), while meats can go longer (up to a day or two).
Having your taxes and insurance included in your mortgage payment is actually very convenient. Instead of having to pay an annual insurance premium and half of your annual taxes on April 30th and the second half on October 31st, the lender establishes an automatic savings plan for you.
You don't make your first house payment at closing, but the lender wants you to pay interest for each day you own the home. If you close on the 29th of the month, you only have to pay interest for two or three days. If you close on the 1st, you have to pay interest for every day in that month.