Get Your Credit Report and FICO Score. IMPORTANT INFORMATION. When you order your $1 Credit report and FICOÂ® Score 8, you will begin your 7-day trial membership in Experian CreditWorksSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership.
Ultimate guide to retirement. A SEP IRA is a type of traditional IRA for self-employed individuals or small business owners. (SEP stands for Simplified Employee Pension.) Any business owner with one or more employees, or anyone with freelance income, can open a SEP IRA.
NOTE: Consider a defined benefit plan as an alternative to a SEP IRA if you are self employed and would like to contribute more than the $55,000 2018 SEP IRA limit. Contributions to a defined benefit plan are dependent on an individualâs age and income, but can potentially be $60,000 to $200,000 or more a year.