Soak time. The length of time you marinate food depends on both the food and the marinade. Delicate fish, shellfish, and fruit usually soak for a shorter period of time (from 20 minutes to a few hours), while meats can go longer (up to a day or two).
Having your taxes and insurance included in your mortgage payment is actually very convenient. Instead of having to pay an annual insurance premium and half of your annual taxes on April 30th and the second half on October 31st, the lender establishes an automatic savings plan for you.
The difference is when the first mortgage payment is due, which Iâve explained in my when mortgage payments start post. Most people probably know that mortgage payments are due on the 1st of the month, but many loan servicers (those who collect your payments) will allow you to pay 15 days âlateâ each month. So even though your mortgage payments are technically due on the first each month, you can pay as late as the 15th every month without any kind of penalty. This is known as the âmortgage grace period,â similar to other grace periods you see with all types of other loans.