Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
Refinance to a lower mortgage rate with no appraisal. Quicken Loans is proud to offer the FHA Streamline refinance, a loan program designed to help homeowners across America take advantage of todayâs extremely low mortgage rates and get a lower rate and payment on their FHA loan. FHA Streamline is a refinance program for homeowners currently in an FHA loan. 2  FHA Streamline is offered as a 5-year ARM (adjustable rate mortgage) or either a 15-year or 30-year fixed rate loan. 3  No appraisal required. 4  Minimal credit requirements.