Cold sores are small and painful blisters that can appear around the mouth, face, or nose. Sometimes referred to as fever blisters, they're caused by herpes simplex virus type 1 (HSV-1). Kids can get cold sores by kissing or sharing eating utensils with an infected person. Colds sores in the mouth are very common, and many kids get infected with HSV-1 during the preschool years.
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Account based pensions and annuities. An account based pension or annuity (also called an allocated pension) is one of a number of products that you can buy with a lump sum from a superannuation fund, or paid from a self-managed superannuation fund, to give you an income during your retirement. For the purposes of the income test for the age pension, income from an account based (also known as an allocated pension) or annuity will be reduced by an amount that represents the return of your capital. 2  This has not changed. 3  An account based income stream is assessed under the assets test for the age pension.