The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB).
They show their radial symmetry in much the same way as the spokes of a bicycle wheel radiate from the center and they exhibit short or long spines. Starfish and brittle stars look like stars, many sea cucumbers look like actual cucumbers found in the supermarket, and sea urchins and sand dollars are very spiny.
1 All echinoderms have five-point radial symmetry, which means that their body plan has five sections arranged around a central disk. 2  Starfish are found in the deep blue sea of the ocean and shallow water as well. 3  They are found in every ocean of the world. 4  They are never found in fresh water.