However, assuming they leave the scalp and do not find another host, or are not able to find their way back to their original host, a head louse will typically starve within 1 to 2 days. Nits can live off the host longer, but rarely become separated, as the female louse glues the nit to the hair strand. Nits often look like dandruff because of this, but unlike dandruff, cannot easily be brushed out of the hair.
In addition, insurance provisions should be carefully scrutinized and enforced, particularly where state law places the burden of carrying or requiring the lessee to carry insurance on the lessor. The Florida case of Kramer v. General Motor Acceptance Corporation, 572 So. 2nd 1363 (1990) may be instructive. In that case, the lessee allowed its insurance coverage to lapse and the lessor would most likely have been held responsible for injuries caused by the lessee's use of the leased vehicle but for a finding that the lease was a conditional sale.
Beneficiaries are responsible for the re-maining 20%, known as coinsurance. In the case of an assigned claim, Medi-care pays the physician 80% of the ap-proved amount. The physician can only bill the beneficiary the 20% coinsurance plus any unmet deductible (7).