Pronunciation /ËpÉËfÉªkt/. 1  1Having all the required or desirable elements, qualities, or characteristics; as good as it is possible to be. âlife certainly isn't perfect at the momentâ. 2  2attributive Absolute; complete (used for emphasis) âa perfect strangerâ. âall that Joseph said made perfect sense to meâ. 3  3Mathematics.
You can refinance the other person off the loan as long as you can show proof of 12 full months mortgage payments being made by you. The 12 months payments must have been made from an account that is not joint with the other borrower.
There are big profits in marking up customers finance rates! As for how long before you can refinance your car loan, you'd want to be sure to review the contract you signed to see if there are any prepayment penalties. More than likely there are not and you should be able to refinance at any time. Many dealers will tell you to wait 6 months and this is sometimes true if someone is trying to build credit, but is not the case if your credit is already OK.