The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB).
They show their radial symmetry in much the same way as the spokes of a bicycle wheel radiate from the center and they exhibit short or long spines. Starfish and brittle stars look like stars, many sea cucumbers look like actual cucumbers found in the supermarket, and sea urchins and sand dollars are very spiny.
Echinoderms are characterized by their radial symmetry, water vascular system and internal skeleton. The most striking feature of all echinoderms is their pentamerous radial symmetry.That is, the body can be divided into five parts (or appendages) which point outward from the center of the body. Interestingly, although most mature echinoderms are radially symmetrical, the larvae usually have bilateral symmetry.ea stars, also known as âstarfishâ, are probably the most well known echinoderm of the sea. The common name âstarfishâ is quickly being replaced by the more accurate term âsea starâ. Since starfish have no relation to fish, the term âsea starâ is preferable.