Identifying Features. The saguaro cactus (Carnegiea gigantea) is one of the defining plants of the Sonoran Desert. These plants are large, tree-like columnar cacti that develop branches (or arms) as they age, although some never grow arms. These arms generally bend upward and can number over 25.
Conversion is a common law tort. A conversion is a voluntary act by one person inconsistent with the ownership rights of another. It is a tort of strict liability in the United Kingdom.
Check Conversion: The processes of converting a source document (a paper check) to an ACH debit or ATM/POS debit. Check conversion is different from check truncation, which as facilitated by the Check 21 Act. When a check is truncated, the transaction remains subject to check law.