De Facto Custody Can Change. At the temporary custody hearing, itâs very important to challenge the other parentâs de facto custody and ask for a change. This may be your only chance to challenge the de facto custody before the permanent custody hearing.
A credit score helps lenders evaluate a credit report because it is a number that summarizes credit risk, based on a snapshot of a credit report at a particular point in time. It is important to understand that not every credit score offered for sale online is a FICOÂ® Score. How scoring helps me.
The most commonly used model is called FICO Â® (named after its creator, the Fair Isaac Company). Your FICO Â® credit score is used to evaluate your creditworthiness by giving you a certain amount of points based on the information contained in your credit report and your debt-to-income ratio.he most commonly used model is called FICO Â® (named after its creator, the Fair Isaac Company). Your FICO Â® credit score is used to evaluate your creditworthiness by giving you a certain amount of points based on the information contained in your credit report and your debt-to-income ratio.