fate, destiny, 1834, from Turkish qismet, from Arabic qismah, qismat portion, lot, fate, from root of qasama he divided.. From a nation of enthusiasts and conquerors, the Osmanlis became a nation of sleepers and smokers. They came into Europe with the sword in one hand and the Koran in the other: were they driven out of their encampment, it would be with the Koran in one hand and the pipe in the other, crying: 'Kismet! Kismet! Allah kehrim!' (God hath willed it!
Part 2 Calculating APR for Credit Cards. Divide your finance charges by the total balance, then multiply by 1200 to get your APR. APR, or annual percentage rate, is the amount of money your bank charges you when it lends you money.
1 Like an interest rate, the APR is expressed as a percentage. 2  Unlike an interest rate, however, it includes other charges or fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) to reflect the total cost of the loan. The interest rate does not include fees charged for the loan. 2  The APR is the annual cost of a loan to a borrower -- including fees. 3  Like an interest rate, the APR is expressed as a percentage.