The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB).
They show their radial symmetry in much the same way as the spokes of a bicycle wheel radiate from the center and they exhibit short or long spines. Starfish and brittle stars look like stars, many sea cucumbers look like actual cucumbers found in the supermarket, and sea urchins and sand dollars are very spiny.
Echinoderms are a totally unrelated to fish. They are a huge group. Their members include sea stars, sea cucumbers, brittlestars, sea urchins and crinoids. The group is actually a phylum of its own, on the same rank as chordata, which are basically vertebrates and a few other creatures.n other words, the echinoderm group is the same rank as the group containing all mammals, reptiles, amphibians, birds, fish and many others. Echinoderms are the only group of animals which have radial symetry, in other words, more than a single symmetry.