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If the office assistant earns $500 per week, the cost of insuring them is approximately $1.50 every week. The cost for Workers' Comp increases as the risks increase. So, if your client employs roofers or truck drivers, the cost might be $4 for every $100.
Premiums for workers' compensation insurance are calculated by the formula below... Payroll (per $100) X Classification Rate X Experience Modifier = Premium. How Your Payroll Affects Your Workers' Comp Rate. The basis for an employer's workers' comp insurance premium is your payroll. For each $100 dollars of your payroll, there is a specific rate, which is determined by the classification codes of your employees.