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A loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower. loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower.
Unfortunately, the underwriting process can take weeks, depending upon how many potential problems the underwriter uncovers. Loan Approval Taking out a mortgage loan is far from a quick process.