Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
High-Cost Mortgage (HOEPA) Which loans are covered by the âHigh-Cost Mortgage Loanâ rule (HOEPA)? A high cost mortgage loan (a.k.a. Section 32 loan) is secured by the Borrowerâs principal dwelling and exceeds either of the following thresholds: What is included in âpoints & feesâ?