Pronunciation /ËpÉËfÉªkt/. 1  1Having all the required or desirable elements, qualities, or characteristics; as good as it is possible to be. âlife certainly isn't perfect at the momentâ. 2  2attributive Absolute; complete (used for emphasis) âa perfect strangerâ. âall that Joseph said made perfect sense to meâ. 3  3Mathematics.
You can refinance the other person off the loan as long as you can show proof of 12 full months mortgage payments being made by you. The 12 months payments must have been made from an account that is not joint with the other borrower.
We have received a lot of questions over the years regarding how quickly you can refinance a mortgage following bankruptcy. Here are some of the questions we have received: âHow soon can I refinance following a bankruptcy?â âI have been out of Chapter 13 bankruptcy for 15 months, can I refinance?â âHow can I refinance my mortgage in a Chapter 13 bankruptcy?â âWe filed bankruptcy 2.5 years ago. Can we refinance?â Since the rules have changed throughout the years regarding how quickly you can refinance, we wanted to be sure we were presenting the most up-to-date information.