Don Wetzel, Tom Barnes and George Chastain developed the ATM cards, cards with a magnetic strip and a personal ID number to get cash. ATM cards had to be different from credit cards (then without magnetic strips) so account information could be included. 1  Don Wetzel-The ATM.
Par 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.It is the largest, heaviest organ in the horseâs body. Its healthy condition is of vital importance to health and survival. The epidermis is made up of several stratified layers of tough, non-vascular cells that vary in thickness.ar 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.
The Appaloosa breed is also a color breed type that has a spotted color pattern. The skin of a spotted horse is both pink and black. Spotted horses come in five patterns which are remarkably precise, these include blanket, marble, leopard, snowflake, and frost. Chestnut horses can either have a flaxen or blonde mane and tail or the same color as their coat. 2  If the mane and tail is darker than the coat, the horse is called a sorrel. 3  Dun: 4  The dun horse has yellowish hair with black skin.