Soak time. The length of time you marinate food depends on both the food and the marinade. Delicate fish, shellfish, and fruit usually soak for a shorter period of time (from 20 minutes to a few hours), while meats can go longer (up to a day or two).
Having your taxes and insurance included in your mortgage payment is actually very convenient. Instead of having to pay an annual insurance premium and half of your annual taxes on April 30th and the second half on October 31st, the lender establishes an automatic savings plan for you.
For many people, it is much easier to pay taxes and insurance in 12 small monthly installments than it is to pay a large bill once a year. When you were buying your home with a traditional mortgage, chances are you paid your taxes and insurance to your lender as part of monthly mortgage payment.This is called an escrow arrangement. Starting in early 2014, reverse mortgage lenders will begin offering similar escrow arrangements for reverse mortgages.nder a reverse mortgage escrow arrangement, you make monthly payments to your lender for taxes and insurance, and your lender takes care of paying the tax and insurance bills.