The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB).
They show their radial symmetry in much the same way as the spokes of a bicycle wheel radiate from the center and they exhibit short or long spines. Starfish and brittle stars look like stars, many sea cucumbers look like actual cucumbers found in the supermarket, and sea urchins and sand dollars are very spiny.
Echinoderms are a type of invertebrate found in marine or ocean environments. Common echinoderms include the sea star, sea urchin, sand dollar and sea cucumber. Most echinoderms have arms or spines that radiate from the center of their body. The central body contains their organs, such as mouth for â¦ [Read more...]