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The following is a list of the credit scores and their meanings: * 1  Excellent Score: 800+. * 2  Very Good score: 740-799. * 3  Good score: 670-739. * 4  Fair Score: 580-669. * 5  Below 580 â Limited credit history, poor credit.
Generally, a very good credit score is on that is 720 or higher. The national average credit score is 680, and only 13% of the nation's population has a score above 800. Roughly 15% of the population has a credit score lower than 550.