The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB).
They show their radial symmetry in much the same way as the spokes of a bicycle wheel radiate from the center and they exhibit short or long spines. Starfish and brittle stars look like stars, many sea cucumbers look like actual cucumbers found in the supermarket, and sea urchins and sand dollars are very spiny.
An echinoderm is a sea animal that has a hard spiny shell, or exoskeleton. Echinoderms display radial symmetry, having 5 similar body extensions from a central point.  The se â¦ ven classes of echinoderms are brittle stars, basket stars, sea urchins, sand dollars, sea lilies, feather stars, and sea cucumbers.chinoderms have swimming larvae that are bilaterally symmetrical, with left and right sides, but they do not 'develop into' bottom-living adult echinoderms, which are radiall â¦ y symmetrical, often star-shaped. The juvenile (young adult), radial from the start, grows from a group of stem cells within the larva.