ERISA only exempts two types of employers: 1  Employee benefit plans maintained by governmental employers are exempt from ERISAâs requirements. This exemption includes plans maintained by the federal, state or local (for example, a city, county or township) governments.  Church plans are also exempt from ERISA.
Testosterone is involved in the development of male sex organs before birth, and the development of secondary sex characteristics at puberty, such as voice deepening, increased penis and testes size, and growth of facial and body hair.
Story at-a-glance 1  +. Testosterone is an androgenic sex hormone produced by the testicles (and in smaller amounts in the ovaries of women), and is often associated with manhood.. Testosterone levels in men naturally decline with age â beginning at age 30 â and continue to do so as men advance in years. Aging-induced testosterone decline is associated with the overactivity of an enzyme called 5-alpha reductase, which converts testosterone into dihydrotestosterone (DHT).