De Facto Custody Can Change. At the temporary custody hearing, itâs very important to challenge the other parentâs de facto custody and ask for a change. This may be your only chance to challenge the de facto custody before the permanent custody hearing.
A credit score helps lenders evaluate a credit report because it is a number that summarizes credit risk, based on a snapshot of a credit report at a particular point in time. It is important to understand that not every credit score offered for sale online is a FICOÂ® Score. How scoring helps me.
Credit use/mix of credit is a measure of whether you use only installment credit or revolving credit and is worth 10% of your score. The higher-scoring borrowers have a mix of credit. In other words, diversify the type of credit you use.