De Facto Custody Can Change. At the temporary custody hearing, itâs very important to challenge the other parentâs de facto custody and ask for a change. This may be your only chance to challenge the de facto custody before the permanent custody hearing.
A credit score helps lenders evaluate a credit report because it is a number that summarizes credit risk, based on a snapshot of a credit report at a particular point in time. It is important to understand that not every credit score offered for sale online is a FICOÂ® Score. How scoring helps me.
up vote 2 down vote. The TEC Score was developed so credit and Utility companies can use your credit history against you; they simply take your credit report and use anything that is not perfect and use this as a larger percentage. I called Experian and was told that you should expect your TEC score to be 30% lower than your credit score.