In family therapy, each person can express his or her fears and concerns. It's important to be honest about your feelings and to listen to others. You can talk about your PTSD symptoms and what triggers them. You also can discuss the important parts of your treatment and recovery.
Whether itâs a late car payment, credit card payment, or mortgage payment, a recent late payment can cause as much as a 90-110 point drop on your FICO score. As time goes on, the late payment will affect your credit score less and less until it drops off. However, potential creditors can still see that history as long as itâs listed on your report. Late payments appear on your credit report as either being 30, 60, 90, or 120-plus days late. Each of these degrees of delinquency affects your credit score differently. The later you are, the more damage it does to your credit score.
How 30, 60, 90 and 120 Day Late Payments Affect Credit Scores. Looking at this chart again, we can see that a 30 day late payment will drop a 900 point credit score by as much as 90 points and a 60 day late payment can cause a 105 point drop.omeone with a good credit score who misses a credit card payment by 30 days might see a 70 to 90 point drop. If the payment reaches the 60 days late mark, their score might drop by 85 to 105 points. Missed loan payments cause more damage to credit scores, and accounts turned over to collections hurt the worst of all.