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The following is a list of the credit scores and their meanings: * 1  Excellent Score: 800+. * 2  Very Good score: 740-799. * 3  Good score: 670-739. * 4  Fair Score: 580-669. * 5  Below 580 â Limited credit history, poor credit.
The highest range lies in the area of 720 to 850 and is considered to be the perfect and excellent credit. While any credit score above 720 is very good, lenders look for a higher credit score due to many reasons.