Don Wetzel, Tom Barnes and George Chastain developed the ATM cards, cards with a magnetic strip and a personal ID number to get cash. ATM cards had to be different from credit cards (then without magnetic strips) so account information could be included. 1  Don Wetzel-The ATM.
Par 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.It is the largest, heaviest organ in the horseâs body. Its healthy condition is of vital importance to health and survival. The epidermis is made up of several stratified layers of tough, non-vascular cells that vary in thickness.ar 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.
A cob is a category of horse that is characterized as being strong, small, and with big joints. The term is used to describe individual horses rather than a specific type, although there are some cob species.Species that are commonly called cob horses include the Welsh cob, Arabians, and Morgans.tandard characteristics of a cob horse include a size that is larger than a pony but smaller than a regular horse, relatively short legs, and a strong build. For a horse to be officially classed as a cob horse, it needs to pass several different criteria.