fate, destiny, 1834, from Turkish qismet, from Arabic qismah, qismat portion, lot, fate, from root of qasama he divided.. From a nation of enthusiasts and conquerors, the Osmanlis became a nation of sleepers and smokers. They came into Europe with the sword in one hand and the Koran in the other: were they driven out of their encampment, it would be with the Koran in one hand and the pipe in the other, crying: 'Kismet! Kismet! Allah kehrim!' (God hath willed it!
Part 2 Calculating APR for Credit Cards. Divide your finance charges by the total balance, then multiply by 1200 to get your APR. APR, or annual percentage rate, is the amount of money your bank charges you when it lends you money.
The Interest Rate is an amount calculated by the lender (a percentage of the principle loan amount) that is charged to the borrower as a fee for use of the funds. The APR (Annual Percentage Rate) is the total amount of fees for use of the loaned funds, shown as a percentage charged on a yearly basis. The APR reflects the Interest Rate, as well as other fees and charges associated with the loan.