Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
You may even be able to refinance with an FHA loan if you're currently unemployed. Try that with conventional financing. The Federal Housing Administration, a division of the U.S. Department of Housing and Urban Development, doesn't actually make loans.onventional lenders want borrowers to have at least 20% equity to refinance. If you have 5% to 19.99%, youâll have to pay private mortgage insurance. With equity between 3.25% and 5%, the FHA is your best bet.