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A loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower. loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower.
(6 reviews). A pre qual or pre approval can take 20 to 30 min with a visit to the loan officer. A full approval takes 45 to 60 days from start to finish.6 reviews). A pre qual or pre approval can take 20 to 30 min with a visit to the loan officer. A full approval takes 45 to 60 days from start to finish.