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Today onwards Paypal has stopped personal payment option for India territory which is a big set back for many. I received 111$ from infolinks 2 days back and paypal has reversed the payment with this note : Hello Harsh Agrawal, Your payment of 111.84 has been sent back to the sender of the payment.hile sending payment via Paypal, it has various option like Services, Goods and personal payment option. In personal payment option there is no service charge and it was being misused by many people.