The absence of a formal contract of employment does not preclude wrongful dismissal in jurisdictions in which a de facto contract is taken to exist by virtue of the employment relationship. Terms of such a contract may include obligations and rights outlined in an employee handbook.
The rate you receive for your private mortgage insurance will depend on your credit score, the amount of money you have for your down payment, and insurer. But typically the premiums for private mortgage insurance can range from $30-70 per month for every $100,000 borrowed. So, if you bought a home with a value of $300,000, you might pay about $150 per month for private mortgage insurance. On FHA loans, there is an up-front MIP (mortgage insurance premium) and annual premium which is collected monthly.
Mortgage life insurance is a form of life insurance that will cover the cost of the mortgage in the event of policy holderâs death so that his/her family doesnât have to worry about paying it off without the aid of primary income. good âguesstimateâ is about one half of one percent of your loan is your annual cost for insurance. There are various providers offering mortgage life insurance quotes online and you can compare the prices. Refer to mortgage life insurance companies to find a reputed company that offers price quotes.