Don Wetzel, Tom Barnes and George Chastain developed the ATM cards, cards with a magnetic strip and a personal ID number to get cash. ATM cards had to be different from credit cards (then without magnetic strips) so account information could be included. 1  Don Wetzel-The ATM.
Par 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.It is the largest, heaviest organ in the horseâs body. Its healthy condition is of vital importance to health and survival. The epidermis is made up of several stratified layers of tough, non-vascular cells that vary in thickness.ar 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.
Gray or grey is a coat color of horses characterized by progressive silvering of the colored hairs of the coat. Most gray horses have black skin and dark eyes; unlike many depigmentation genes, gray does not affect skin or eye color. Their adult hair coat is white, dappled, or white intermingled with hairs of other colors. Gray horses may be born any base color, depending on other color genes present. White hairs begin to appear at or shortly after birth and become progressively lighter as the horse ages. Graying can occur at different ratesâvery quickly on one horse and very slowly on another.