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If the office assistant earns $500 per week, the cost of insuring them is approximately $1.50 every week. The cost for Workers' Comp increases as the risks increase. So, if your client employs roofers or truck drivers, the cost might be $4 for every $100.
Purchasing Workers Comp Insurance in Michigan. 2015 Michigan Coverage Requirements. Employers with 1 or more employees that work 35+ hours a week for 13 weeks a year or longer are required to purchase workers compensation insurance. Companies with 3 or more part-time employees are also required to purchase coverage. Sole-Proprietors are not required to cover themselves on workers compensation insurance. There is not a Michigan exclusion form for sole-proprietors. Partner are generally included on a workers comp policy.