Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
FHA, USDA, VA and conventional mortgages allow sellers to contribute toward your closing costs, but there are different caps and rules with each. When it comes to closing costs for FHA and USDA loans, sellers can contribute up to 6% of the sale price toward closing costs, prepaid expenses, discount points and more. You canât put this money toward a down payment (though USDA loans do not require one).