Bristol-Myers Squibb and the Otsuka Pharmaceutical Company market Abilify as an add-on treatment to other anti-depressants and as a treatment for other mental illnesses. But the blockbuster drug is also linked to serious side effects like suicidal thoughts, sexual dysfunction and compulsive gambling.
Use Less Credit. While you can lower your credit utilization by increasing your credit limit, you can also attack the other side of the issue. If you have 40 percent utilization due to a $1,000 balance and a $2,500 limit, spending or owing less on your credit card will have the same impact as raising your credit limit. Cutting your credit card balance back to $600 will reduce your utilization to 24 percent and may improve your score.
1 Receiving a limit increase can help lower your credit utilization rate. 2  If you have $1000 of debt and your limit is only $2000 you are at 50 percent of your utilization. 3  But if you can add another $2000 to your limit youâll be at 25 percent. Donât let a higher limit lead to higher debt. 2  Just because you were given an increased credit limit shouldnât mean you have an excuse to spend more and increase your debt. 3  Closing too many accounts at once can negatively affect your score. 4  Consumers should always keep their credit utilization to less than 30 percent.