The 2015 Indianapolis mayoral election will take place on November 3, 2015, to elect the Mayor of Indianapolis, Indiana, concurrently with various other state and local elections. Incumbent Republican Mayor Greg Ballard is not running for re-election to a third term in office.
Requesting a Credit Limit Increase. While it could be a good idea to ask for a limit increase on your credit card (and might help your credit score in the long run), it could also damage your score in the short-term if it initiates a hard credit inquiry.
Use Less Credit. While you can lower your credit utilization by increasing your credit limit, you can also attack the other side of the issue. If you have 40 percent utilization due to a $1,000 balance and a $2,500 limit, spending or owing less on your credit card will have the same impact as raising your credit limit.ne way to mimic the impact of a credit limit increase is to get a new credit card. However, this strategy may have two drawbacks. First, getting a new card will require a hard inquiry to be placed on your credit report, since the new issuer will check your credit risk level.