Bristol-Myers Squibb and the Otsuka Pharmaceutical Company market Abilify as an add-on treatment to other anti-depressants and as a treatment for other mental illnesses. But the blockbuster drug is also linked to serious side effects like suicidal thoughts, sexual dysfunction and compulsive gambling.
Use Less Credit. While you can lower your credit utilization by increasing your credit limit, you can also attack the other side of the issue. If you have 40 percent utilization due to a $1,000 balance and a $2,500 limit, spending or owing less on your credit card will have the same impact as raising your credit limit. Cutting your credit card balance back to $600 will reduce your utilization to 24 percent and may improve your score.
Your credit card issuer sets your credit limit when it gives you the card, taking into account your credit history, credit score and your income. Issuers can raise or lower your limit at whim -- there are no laws that prevent them from doing so.n other words, if you're spending $1,500 or less a month using a card with a $5,000 limit, you're OK -- though the highest credit scores go to those with spending levels below 10 percent of their limit. The higher you go, the more you need to either cut spending or increase the limit.