Having two components to the deductible allows for each member of your family the opportunity to have your insurance policy cover their medical bills prior to the entire dollar amount of the family deductible being met. The individual deductible is embedded in the family deductible.
Transgressive. Transgressive is a term of linguistic morphology denoting a special form of verb. It expresses a coincidentally proceeding or following action. It is considered to be a kind of infinitive, or participle.
Dictionaries-King James Dictionary-Transgression. Wrong-doing; a violation of a law. Surely thou hast spoken in mine hearing, and I have heard the voice of thy words, saying, I am clean without TRANSGRESSION, I am innocent; neither is there iniquity in me.