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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
Social Security cost-of-living increase for 2017: A measly $5. The 0.3% hike is the smallest in recent history. U.S. retirees hoping to live comfortably off their Social Security benefits might have to wait a while longer â the average increase in checks for 2017 is a whopping $5. The Social Security Administration said Tuesday that retirees will see their benefits increase by 0.3% in the coming year. For the average American retiree, that equals $5. Known as a cost-of-living adjustment, or COLA, the increase is tied to inflation.