The cash value in life insurance is able to earn investment returns without incurring current income tax as long as it meets the definition of life insurance and the policy remains in force. The tax free investment returns could be considered to be used to pay for the costs of insurance inside the policy.
unh is a great school for any student whether you are a liberal arts major or want to be a doctor or a veterinarian this is the place for you engineering liberal arts psychology marine biology zoology chemistry physics equine studies business nutrition journalism etc
honestly unh is great for all types of students no matter how cliche that sounds there are dorms at unh which cater to particular types of students and allow them to easily find their niche for example there are honors dorms art dorms chem free dorms and dorms for international students