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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
Depending on what you are looking for, Ontario offers a range of services from modest to luxurious â also ranging in cost accordingly. Retirement communities in Ontario cost between $1, 500 and $6, 000 and home care costs average between $15 and $75 an hour.According to the CMHCâs Senior Housing Report, in 2013, the average cost of renting a seniorsâ housing space in Ontario was $3, 204 per month.Keep in mind that in Ontario, retirement communities usually offer a higher level of amenities than in other provinces, and rent usually includes: 1  Three meals a day.etirement communities in Ontario cost between $1, 500 and $6, 000 and home care costs average between $15 and $75 an hour.