Bristol-Myers Squibb and the Otsuka Pharmaceutical Company market Abilify as an add-on treatment to other anti-depressants and as a treatment for other mental illnesses. But the blockbuster drug is also linked to serious side effects like suicidal thoughts, sexual dysfunction and compulsive gambling.
Use Less Credit. While you can lower your credit utilization by increasing your credit limit, you can also attack the other side of the issue. If you have 40 percent utilization due to a $1,000 balance and a $2,500 limit, spending or owing less on your credit card will have the same impact as raising your credit limit. Cutting your credit card balance back to $600 will reduce your utilization to 24 percent and may improve your score.
Once you have that credit card paid down under 50%, (or even better, under 30%) move on to the next credit card that is close to the limit. Now, that being said, there is one other thing you can do that will help you raise your credit score.ow close you are to your limits accounts for 30% of your credit score. So, if you max out your credit cards, and only may the minimum payments, your credit score will definitely drop. Fast.