Fishery Biologist. In a field directly related to fishery biology, marine biology, aquatic biology, or other related biology disciplines appropriate to this position.... usajobs.gov - 8 days ago-save job-email-more... 1  View all Department Of The Interior jobs in Reno, NV-Reno jobs. 2  Salary Search: Fishery Biologist salaries in Reno, NV.
Gap insurance covers the difference between the amount you owe on your car loan and the amount your auto insurance company will pay out if you total the car. Car dealers and lenders often offer gap insurance for $500 to $700, and youâll pay interest on that amount if itâs rolled into the loan. Gap insurance sounds like a good idea because your car loses value as soon as you drive it off the dealerâs lot. So if you make a low down payment (less than 20%) and wreck your car soon after buying it, you could owe more on the loan than the car is worth.
As the value of the car depreciates, the loan balance doesn't fall nearly as fast. For the first couple of years you owe more than the value of the vehicle. The insurance company has nothing to do with auto loan. GAP insurance was created to cover the difference in the ACV of the vehicle and the loan payoff.You can buy GAP insurance from the finance company or bank that financed the vehicle or from your insurance company.Purchasing from the insurance is much less expensive and you can drop the coverage once the loan balance falls below the value of the vehicle.t's purpose is simple: If your car is totaled, gap insurance will cover the difference between what your insurance company says your car is worth (actual cash value) and what you still owe on your loan or lease. 2 people found this useful.