The 2015 Indianapolis mayoral election will take place on November 3, 2015, to elect the Mayor of Indianapolis, Indiana, concurrently with various other state and local elections. Incumbent Republican Mayor Greg Ballard is not running for re-election to a third term in office.
Requesting a Credit Limit Increase. While it could be a good idea to ask for a limit increase on your credit card (and might help your credit score in the long run), it could also damage your score in the short-term if it initiates a hard credit inquiry.
1 Shoot for a credit utilization rate (debt to limit ratio) of about 10%. 2  A 10% credit utilization rate is ideal, however, so if you happen to have a rate of 20%, or even 30%, that's okay. 3  Your credit utilization is 30% of your credit score, which itself is a factor in getting a limit increase.ay your bill on time for at least 6 months. Of course, you should always pay your credit card bills on time, as late payments could result in credit limit (and credit score) decreases.