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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
This is similar to what many seniors would pay in an Independent Living facility but is much less expensive than the $70-$300 per day ($2100 to $9000/month) for a Nursing Home.. Use the Senior Service by state (right toolbar) to get more detailed information about the cost of senior living in that state.he average cost for living in an Assisted Living facility ranges between $60 and $80 per day ($1800 to $2400/month) for the basics.