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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
The average cost for a private one-bedroom apartment in an assisted living residence is over $3,000 per month, according to research compiled by several nonprofit senior living organizations, including the Assisted Living Federation of America.enior living residents and their families generally pay the cost of service through private financial resources. Depending on the nature of your or your loved one's health insurance program or senior living care insurance policy, some costs may be reimbursable.