Fishery Biologist. In a field directly related to fishery biology, marine biology, aquatic biology, or other related biology disciplines appropriate to this position.... usajobs.gov - 8 days ago-save job-email-more... 1  View all Department Of The Interior jobs in Reno, NV-Reno jobs. 2  Salary Search: Fishery Biologist salaries in Reno, NV.
Gap insurance covers the difference between the amount you owe on your car loan and the amount your auto insurance company will pay out if you total the car. Car dealers and lenders often offer gap insurance for $500 to $700, and youâll pay interest on that amount if itâs rolled into the loan. Gap insurance sounds like a good idea because your car loses value as soon as you drive it off the dealerâs lot. So if you make a low down payment (less than 20%) and wreck your car soon after buying it, you could owe more on the loan than the car is worth.
Thatâs just math. The other reason not to pay for a car in cash is because you might total the car and the insurance company may not pay as much as you paid for it. You can get GAP insurance on a loan to cover that spread, but thereâs no insurance when you pay cash.o the extra 3% returns youâd get is really not worth losing sleep over. The other thing to consider, is you have much more negotiating power with cash. I bought my last car in cash, and saved about $3500 on a $15000 purchase, because I was able to pay the dealer upfront. And thatâs a lot better than the 3% return.