Property Insurance. One type of policy that for most people that is actually mandatory to have is homeowners insurance when you have a mortgage. If you borrow money from the bank to purchase a home they will require the asset to be insured. For many people,â this insurance premium is built into the mortgage payment.
Adversary Proceedings in Bankruptcy. An adversary proceeding in bankruptcy is a separate lawsuit filed within the bankruptcy case. Like most lawsuits, it starts when someone (the creditor, the bankruptcy trustee, or you) files a complaint. Many bankruptcies go through to completion and discharge without any adversary proceedings. But not so in others.
Though DR 7-104(A)(1) applies only to communications with current employees of a represented party, the thrust of the case law seems to be that adversary counsel can communicate with anyone, whether they be a former or current employee, so long as that employee does not have the power to bind the represented party.he Southern District has applied the same principles in deciding whether an adversary's counsel may communicate with a current or former employee of a represented party. In Wright v. Stern, 2003 U.S. Dist.