The 2015 Indianapolis mayoral election will take place on November 3, 2015, to elect the Mayor of Indianapolis, Indiana, concurrently with various other state and local elections. Incumbent Republican Mayor Greg Ballard is not running for re-election to a third term in office.
Requesting a Credit Limit Increase. While it could be a good idea to ask for a limit increase on your credit card (and might help your credit score in the long run), it could also damage your score in the short-term if it initiates a hard credit inquiry.
If a creditor gives you a $100 limit on a charge card, and you borrow $50, you have a 50 percent debt to credit ratio. As a general rule, your credit score will be higher if you keep your credit usage at 30% of your total available credit or less.An increase in your credit limit will lower your debt to credit ratio, provided you do not increase your debt proportionally.s a general rule, your credit score will be higher if you keep your credit usage at 30% of your total available credit or less. An increase in your credit limit will lower your debt to credit ratio, provided you do not increase your debt proportionally.