The 2015 Indianapolis mayoral election will take place on November 3, 2015, to elect the Mayor of Indianapolis, Indiana, concurrently with various other state and local elections. Incumbent Republican Mayor Greg Ballard is not running for re-election to a third term in office.
Requesting a Credit Limit Increase. While it could be a good idea to ask for a limit increase on your credit card (and might help your credit score in the long run), it could also damage your score in the short-term if it initiates a hard credit inquiry.
For example, letâs assume that you started out with a credit limit of $1,000 and regularly have $800 charged onto the card; that means your credit utilization is at 80%. Now letâs assume you asked for a credit limit increase and now have a maximum of $5,000. If you are still charging $800 each month, your new credit utilization is now 16%. Receiving this increase in credit limit lowered your credit utilization, which will then end up helping your overall credit score over the long term.