An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
States typically impose waiting periods before you can seek a modification to an existing custody order, which vary among jurisdictions. For example, in some states you must wait a year after the entry of a custody order before you can seek a modification. Other states have somewhat shorter times periods. Some states require longer waiting periods between motions to change custody, two years being a common period. In all states, however, if a true emergency exists and the child's welfare is at stake, you can file a motion to change custody, at least temporarily, at any time.