The defined contribution plan does not pay a specific benefit when you retire, and your retirement benefit is dependent on the earnings or losses of your investments. You are allowed to contribute a percentage of your pay, and the university will make a matching contribution.
The cause of OCD is not known. Research indicates that OCD is a neurological brain disorder. Evidence suggests that people with OCD have a deficiency of a chemical in the brain called serotonin. OCD tends to run in families, suggesting a genetic component. However, OCD may also develop without a family history of OCD.
1 Obsessive-compulsive disorder (OCD) is characterized by distressing, intrusive obsessive thoughts and repetitive, compulsive physical or mental acts.  Common obsessions include contamination, losing control, perfectionism, harm, unwanted sexual thoughts and religious obsessions.