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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
The United States average cost for an Assisted Living facility in 2012 was $3,550 per month. The state with the highest average cost was Washington, D.C., with $5,933. The lowest average cost reported was $2,695, in Oklahoma.he survey says that the average cost in 2012 of an Assisted Living Facility in New Jersey was $4,794 per month, up from $4,269 in 2010.