Long before settlers arrived from the east, Mt. St. Helens was a sacred place to the local Indian tribes. They had been witnesses to its long history of eruptive behavior and ancient legends caused them to give the mountain a wide berth.ong before settlers arrived from the east, Mt. St. Helens was a sacred place to the local Indian tribes. They had been witnesses to its long history of eruptive behavior and ancient legends caused them to give the mountain a wide berth.
Lenders wonât lock in your VA rate without your permission. The most common lock period is for 30 days and coincides with most sales contract periods. If you want to lock your rate for say 45 days, your VA lender might ask for a quarter of a point or more. On a $200,000 loan, one-quarter point equals $500. If you need to lock in for 60 days, you might expect to pay one-half point and so on. The most common lock period for VA loans is 90 days and you can expect to pay a full point to guarantee your rate for three months.
Chapter 13 bankruptcies can be a little different. You might be able to land a conventional loan two years after a Chapter 13 discharge. FHA and VA loans are even more lenient. Borrowers can be eligible for these government-backed loans just a year removed from filing a Chapter 13 bankruptcy.