Bristol-Myers Squibb and the Otsuka Pharmaceutical Company market Abilify as an add-on treatment to other anti-depressants and as a treatment for other mental illnesses. But the blockbuster drug is also linked to serious side effects like suicidal thoughts, sexual dysfunction and compulsive gambling.
How Credit Limits Affect Your Credit Score. If you have more than one credit card, credit-scoring models will consider both the individual credit utilization ratio for each card or account, as well as your credit utilization for all cards and accounts.
What is certain is that your level of credit card debt does significantly impact your credit score. Most critically, your FICO score factors in your credit usage as 30 percent of your credit score, which is used by lenders to assess your creditworthiness. Your debt-to-credit limit ratio is the key attribute of credit usage. This is the percentage of your credit limit on each card and overall that is in use. For instance, a balance of $4,000 on a card with an $8,000 limit has a 50 percent debt-to-credit limit, or credit utilization, ratio.