The 2015 Indianapolis mayoral election will take place on November 3, 2015, to elect the Mayor of Indianapolis, Indiana, concurrently with various other state and local elections. Incumbent Republican Mayor Greg Ballard is not running for re-election to a third term in office.
Requesting a Credit Limit Increase. While it could be a good idea to ask for a limit increase on your credit card (and might help your credit score in the long run), it could also damage your score in the short-term if it initiates a hard credit inquiry.
Benefits. However, the benefit of requesting a credit-line increase can outweigh the potential negative consequences of the credit inquiry. For example, say a consumer has a balance of $1,800 on a credit card with a $2,000 limit.This is a high balance percentage--another factor than could decrease a FICO score.any factors, such as amount of debt, number of accounts, judgments, credit line increases (and decreases), and credit inquiries affect the credit score.