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In all, this means the average American retiree (or those 65 and older) is spending about $3,700 per month -- or about $44,600 per year. Using the 4% rule, that would mean a nest egg of over $1 million would be needed to finance the average lifestyle.
The best retirement communities require a substantial entrance fee up front, ranging from $20,000 for a rental agreement to as much as half a million dollars for a purchase agreement.This fee guarantees the resident access to a continuum of care for the rest of his or her life.osts of Different Types of Retirement Communities. The most important variable in retirement living costs is how you choose to live: in your own home, in an age-restricted retirement community, in an independent living community or in assisted living or continuing care.