Bristol-Myers Squibb and the Otsuka Pharmaceutical Company market Abilify as an add-on treatment to other anti-depressants and as a treatment for other mental illnesses. But the blockbuster drug is also linked to serious side effects like suicidal thoughts, sexual dysfunction and compulsive gambling.
Use Less Credit. While you can lower your credit utilization by increasing your credit limit, you can also attack the other side of the issue. If you have 40 percent utilization due to a $1,000 balance and a $2,500 limit, spending or owing less on your credit card will have the same impact as raising your credit limit. Cutting your credit card balance back to $600 will reduce your utilization to 24 percent and may improve your score.
1 Whether you have three credit cards or 23, high credit card balances hurt your credit score. 2  The higher your balances, the higher your risk of defaulting is in the eyes of lenders and credit bureaus, so this can hurt your credit score quite a bit. Your credit score will suffer if you're late making a payment. 2  It won't matter how many credit cards you have or how long you've had them. 3  Making payments on time accounts for 35 percent of your credit score (the biggest part).