The defined contribution plan does not pay a specific benefit when you retire, and your retirement benefit is dependent on the earnings or losses of your investments. You are allowed to contribute a percentage of your pay, and the university will make a matching contribution.
The cause of OCD is not known. Research indicates that OCD is a neurological brain disorder. Evidence suggests that people with OCD have a deficiency of a chemical in the brain called serotonin. OCD tends to run in families, suggesting a genetic component. However, OCD may also develop without a family history of OCD.
Close to 3 per cent of people in Australia experience OCD in their lifetime and approximately 2 per cent in a 12 month period.1. OCD can occur at any time during your life and children as young as six or seven may have symptoms, although symptoms seem to develop fully for the first time in adolescence. What causes OCD? OCD is thought to develop from a combination of genetic and environmental factors. A number of factors may increase the risk of developing OCD, including family history, social factors and psychological factors. Other factors specific to OCD include: 1  Biological factors â OCD has been linked to several neurological factors and irregular levels of serotonin (a chemical that transmits messages between brain cells) in particular. Research into chemical, structural and functional changes or abnormalities in the brain continues.