The cash value in life insurance is able to earn investment returns without incurring current income tax as long as it meets the definition of life insurance and the policy remains in force. The tax free investment returns could be considered to be used to pay for the costs of insurance inside the policy.
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Strayer is a very good university. I will recommend it ONLY to those who are serious about attending and graduating college. Not novice individuals who want to attend to college, but not ATTEND college with the goal of graduating. Strayer University only offers the individual a chance at a better life. It is up to the individual to make it happen.