This page was last updated: Mar-28 23:10. Number of bids and bid amounts may be slightly out of date. See each listing for international shipping options and costs.
Accounts with delinquent payments stick around on your credit report for up to seven years. Exceptions are bankruptcies and unpaid tax liens, which can stay on your credit report for up to 10 and seven years, respectively. Timing Is Everything. The seven-year clock starts ticking on the date the balance due became delinquent.
Most negative information, such as collections, stay on your credit report for seven years, while positive information is kept longer. Collection accounts stay on the credit report for seven years from the original delinquency date of the original debt, or the date of the first missed payment after which the account was no longer brought current.