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Unpaid judgments remain on your credit report for seven years or until the state statute of limitations runs out, whichever is longer. Knowledge Is Power. A proactive strategy starts with a review of your current status.
Quick Answer. Unpaid debts can stay on a credit report for up to seven years after the account becomes delinquent, according to myFiCO. Late payments, foreclosures, completed Chapter 13 bankruptcies and collections may all stay on a credit report for up to seven years.