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Ever since the financial crash happened, I would say the average credit limit for a new card from a new issuer is $2k to $4.5k for those with good credit. Those with excellent credit probably have an average credit limit on new cards that is higher, if they already have high limit accounts.
A credit limit is the maximum amount that a lender will let you borrow. For credit cards, the credit limit is the maximum amount you can put on the card. Credit limits are important, because they help determine your credit utilization ratio â the amount of credit youâre currently using vs. the amount that is available to you. Your credit utilization rate is a factor in determining your credit score.