For most proms youâll have two basic dress code options: True Black Tie: The Semi-Formal Option. What most people call formal wear is actually semi-formal, and it means a tuxedo jacket and black-tie outfit.
A pulmonologist I work with pays $6,342 this year, an ophthalmologists less than $7,000, emergency room physicians: $11,000-$12,000 this year, anesthesiologists: $12,000-$14,000 this year, surgeons (including orthopedics) $20,000-$22,000 this year and Ob/Gyn about $34,000 (obstetrics always has the highest malpractice premiums).
Lower Copays. Many insurance plans also offer lower copays for members who visit urgent care centers rather than emergency rooms. If you visit an urgent care center, you may have to pay a nominal copay of $25 to $50. If you visit an emergency room, your copay may be $100 or more.Some insurance companies require members to pay coinsurance for their emergency room visits.or strep throat, the average claim from an emergency room was $531 vs. $111 for a walk-in clinic, saving patients an average of $420. Many insurance plans also offer lower copays for members who visit urgent care centers rather than emergency rooms.