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The length of the waiting period will depend on the chapter filed previously. 1  If you filed for Chapter 7 bankruptcy. Youâll be eligible for another discharge eight years after the first Chapter 7 filing. 2  If you filed for Chapter 13 bankruptcy. Youâll have to wait four years before youâll be able to receive another Chapter 7 discharge.
Chapter 7 bankruptcy typically takes the shortest time to complete and most cases can be resolved within four to six months. Within 14 days of filing your bankruptcy petition, you must submit the appropriate documentation to the court, including a list of creditors, a list of debts and assets and a financial statement.