The ill that the Fourth Amendment prevents is not merely the arbitrariness of police discretion to single out individuals for attention, but also the unwarranted domination and control of the citizenry through fear of baseless but 'evenhanded' general police searches.
Critical illness insurance, otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
What Is Critical Illness Insurance? By Daniel Kurt | April 27, 2016 â 3:45 PM EDT. High-deductible health plans can be something of a double-edged sword: Consumers benefit from relatively affordable monthly premiums, but could find themselves in a real pinch if a serious illness were to strike. (Read How High-Deductible Health Plans Work for more on costs and coverage.) In recent years, the industry has tried to allay those fears by offering something called critical illness insurance. Basically, it amounts to an added layer of protection for those who would otherwise face hefty out-of-pocket expenses.