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The length of the waiting period will depend on the chapter filed previously. 1  If you filed for Chapter 7 bankruptcy. Youâll be eligible for another discharge eight years after the first Chapter 7 filing. 2  If you filed for Chapter 13 bankruptcy. Youâll have to wait four years before youâll be able to receive another Chapter 7 discharge.
While you must wait at least 8 years between filing two chapter 7 (11 USC Â§ 727(a)(8)) bankruptcies (assuming you got your discharge) you need only wait two years between Chapter 13 cases (11 USC Â§1328(f)(2)) 4 years between a 7 and a 13 (11 USC Â§ 1328(f)(1)) and six years between a 13 and a 7 (if the percentage to the unsecured creditors was under ...