For most proms youâll have two basic dress code options: True Black Tie: The Semi-Formal Option. What most people call formal wear is actually semi-formal, and it means a tuxedo jacket and black-tie outfit.
A pulmonologist I work with pays $6,342 this year, an ophthalmologists less than $7,000, emergency room physicians: $11,000-$12,000 this year, anesthesiologists: $12,000-$14,000 this year, surgeons (including orthopedics) $20,000-$22,000 this year and Ob/Gyn about $34,000 (obstetrics always has the highest malpractice premiums).
Premiums. Premiums vary considerably according to the state or territory. The average cost of 100 per cent hospital cover for a family is around $1,600 and the average cost of 100 per cent ancillary cover around $1,150.The average costs for a single person are $750 or $875 (depending on the level of cover) for hospital cover and $575 for ancillary cover.n addition to out-of-pocket costs, thereâs also usually an annual excess charge, which can be up to $2,000 for a family and may be applied per person for a couple. When you leave hospital, youâre generally asked to pay the difference (if any) between your health insurerâs refund and the hospitalâs fees.