For most proms youâll have two basic dress code options: True Black Tie: The Semi-Formal Option. What most people call formal wear is actually semi-formal, and it means a tuxedo jacket and black-tie outfit.
A pulmonologist I work with pays $6,342 this year, an ophthalmologists less than $7,000, emergency room physicians: $11,000-$12,000 this year, anesthesiologists: $12,000-$14,000 this year, surgeons (including orthopedics) $20,000-$22,000 this year and Ob/Gyn about $34,000 (obstetrics always has the highest malpractice premiums).
As of 2009, the average cost for malpractice insurance for general surgeons hovered around $10,000 per year; ... also called professional liability... 1  How to Get a One Million Dollar Life Insurance Policy.