1 Don't respond to unwanted calls, the FTC says --even if the call says you should press a number to opt-out of future messages. 2  All that will do is verify to the spammer or scammer that your number is real. 3  Similarly, don't respond to unwanted text messages--or click on any links.
(This maximum gets you to 12 months before your application date, plus five months for the waiting period, so your earliest your effective onset date can be is 17 months before the application date.) In this case, the earliest that you can become eligible for Medicare is one year after you apply for Social Security disability.
A typical waiting period for short-term disability benefits is 15 days, but may be shorter or longer, depending upon an employerâs sick leave plan. Waiting periods for long-term disability plans usually start 30 to 180 days after the disability occurs. Itâs best to coordinate coverage so that once any sick pay and short-term disability benefits have been exhausted, long-term disability benefits start immediately.