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Ever since the financial crash happened, I would say the average credit limit for a new card from a new issuer is $2k to $4.5k for those with good credit. Those with excellent credit probably have an average credit limit on new cards that is higher, if they already have high limit accounts.
For instance, if you have a $1,000 balance and a $2,500 limit, you have 40 percent credit utilization ratio. If you received a $1,500 increase, which would have given you a $4,000 limit, your overall credit utilization would have gone down to 25 percent.or instance, if you have a $1,000 balance and a $2,500 limit, you have 40 percent credit utilization ratio. If you received a $1,500 increase, which would have given you a $4,000 limit, your overall credit utilization would have gone down to 25 percent.