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The length of the waiting period will depend on the chapter filed previously. 1  If you filed for Chapter 7 bankruptcy. Youâll be eligible for another discharge eight years after the first Chapter 7 filing. 2  If you filed for Chapter 13 bankruptcy. Youâll have to wait four years before youâll be able to receive another Chapter 7 discharge.
When filing a Chapter 13 bankruptcy, the court must approve your payment plan. If it denies your plan, and this is your second filing for Chapter 13, then you will likely have to file a Chapter 7. The timeline of waiting six years will apply.