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Ever since the financial crash happened, I would say the average credit limit for a new card from a new issuer is $2k to $4.5k for those with good credit. Those with excellent credit probably have an average credit limit on new cards that is higher, if they already have high limit accounts.
Here is a simple example. You have two credit cards. Both have $5,000 credit limits, which makes your total credit limit of $10,000. Letâs say you have $3,000 balance on each card (total of $6,000).That means you credit utilization ratio is 60%.ere is a simple example. You have two credit cards. Both have $5,000 credit limits, which makes your total credit limit of $10,000. Letâs say you have $3,000 balance on each card (total of $6,000).