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The length of the waiting period will depend on the chapter filed previously. 1  If you filed for Chapter 7 bankruptcy. Youâll be eligible for another discharge eight years after the first Chapter 7 filing. 2  If you filed for Chapter 13 bankruptcy. Youâll have to wait four years before youâll be able to receive another Chapter 7 discharge.
Every client asks that question: how long will bankruptcy take? Probably, the real question is âwhen will this be over?â Like so many questions in the law, the answer is âit depends.â From filing to discharge. In a Chapter 7, filing to discharge is about four months; in Chapter 13 itâs three to five years.