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Worse, late payment may cause you to forfeit some or all of the rewards you've accumulated. By the time your account is 180 days late, i.e. you've missed six payments, the card issuer will typically charge-off the account, writing it off as a loss. The charge-off goes on your credit report and stays for seven years.
Depending on how you made your payment (check, EFT, credit card), it may take up to 5 days to process the payment and post it to your account. When your payment clears, your current amount due on your Payment History and Your Account Summary will be reduced by the appropriate dollar amount.