This page was last updated: Mar-28 23:10. Number of bids and bid amounts may be slightly out of date. See each listing for international shipping options and costs.
Accounts with delinquent payments stick around on your credit report for up to seven years. Exceptions are bankruptcies and unpaid tax liens, which can stay on your credit report for up to 10 and seven years, respectively. Timing Is Everything. The seven-year clock starts ticking on the date the balance due became delinquent.
(Either that, or you have the worst credit card interest rate in history, says John Ulzheimer, president of consumer education at CreditSesame.). Collection accounts stay on a credit report for seven years. Moreover, they're going to affect your scores significantly for that time frame. Generally, the older a late payment, the less impact it has, says Rod Griffin, director of public education for credit bureau Experian. With a collection account ...