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The length of the waiting period will depend on the chapter filed previously. 1  If you filed for Chapter 7 bankruptcy. Youâll be eligible for another discharge eight years after the first Chapter 7 filing. 2  If you filed for Chapter 13 bankruptcy. Youâll have to wait four years before youâll be able to receive another Chapter 7 discharge.
The debtor must file the certificate with the initial paperwork or must provide it within 15 days after filing for bankruptcy. Your Debts Are Not Too High. Chapter 13 requirements impose a limit on the amount of a filer's debt.