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Ever since the financial crash happened, I would say the average credit limit for a new card from a new issuer is $2k to $4.5k for those with good credit. Those with excellent credit probably have an average credit limit on new cards that is higher, if they already have high limit accounts.
Making on-time payments with a secured card will help you build credit. With a secured card, you secure a line of credit by making a deposit into a savings account. The credit limit on a secured card is the amount of the deposit, less any fees charged by the card issuer. Letâs say you make a $250 deposit on a secured card with an annual fee of $25, your credit limit would be $225.