1 More than 80% occur on the head and neck, back of the hands and forearms. 2  Advancing age, male sex, outdoor occupation or hobbies are all risk factors.  Although the risk of an AK transforming into squamous cell carcinoma (SCC) is very low, the risk increases over time and with larger number of lesions.
Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 forchildren if a covered person receives treatment for injuriessustained in a covered accident. This benefit is payable for X-rays, treatment by a physician, or treatment received in ahospital emergency room.
It is Supplemental insurance and not regular insurance. If you need help with co-pays or deductables that is where they come in. If you have AFLAC hospital they will pay (depending on which policy) $400/day for the first 5 days of hospital stay for illness plus $100/day up to 365 days. Both have no lifetime maximum and if seperated by 30 days will pay again as new claims. They will also pay up to $1,000 for the surgery (I don't have the surgical list on hand so I can't say for sure what would be paid for WLS). If you have insurance or even if you are self pay this is a great way to help with the bills.