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Ever since the financial crash happened, I would say the average credit limit for a new card from a new issuer is $2k to $4.5k for those with good credit. Those with excellent credit probably have an average credit limit on new cards that is higher, if they already have high limit accounts.
1 If you have $100 of debt on your credit card and your total limit is $1,000, your credit utilization would be 100 Ã· 1,000 = .10 = 10%. 2  10% is a great credit utilization percentage. 3  A really good credit utilization is about 10%, but the average credit utilization is anywhere from 25% - 35%.our limit is the maximum amount of money that you can charge to your credit card. As a young person, your limit will probably hover anywhere from $300 to $2,000. 1  Don't get sucked into spending lots of money just because you have a high limit. 2  Your limit is something you should be afraid of, not mesmerized by.