For most proms youâll have two basic dress code options: True Black Tie: The Semi-Formal Option. What most people call formal wear is actually semi-formal, and it means a tuxedo jacket and black-tie outfit.
A pulmonologist I work with pays $6,342 this year, an ophthalmologists less than $7,000, emergency room physicians: $11,000-$12,000 this year, anesthesiologists: $12,000-$14,000 this year, surgeons (including orthopedics) $20,000-$22,000 this year and Ob/Gyn about $34,000 (obstetrics always has the highest malpractice premiums).
One area that tends to have a high rate of litigation is obstetrics, but today no areas of specialty are immune to lawsuits. Costs tend to vary among states. For example, malpractice costs in Minnesota could cost anywhere from $4,000 to $17,000 per year, depending on your specialty. But in California, a surgeon can expect to pay anywhere from $22,000 to $34,000 per year. Cost is also dependent on the amount of coverage you purchase.