The purpose of a refrigerator is to keep foods at a cooler temperature in order to slow down the growth of bacteria, making them ideal for perishable foods such as produce and cooked meats, while a freezer is intended to completely stop the growth of bacteria.
Please note: Short Term Medical (STM) coverage is not a replacement for ACA mandated health insurance. It is solely meant as temporary coverage to provide you some financial peace of mind until you are able to enroll for ACA qualified coverage.
A group plan is a plan, fund or program that is maintained or established by the employer for the purpose of providing health care. Note that an employer-sponsored plan can include voluntary plans even when the employee pays all of the premium and the coverage is portable.