Generally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.enerally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.
Which language to learn depends on where you plan to go in Europe. German would be easier to learn than a Slavic language. Swedish or Norwegian would be even easier to learn. I haven't found that most people in Norway speak English, but it's more common for Swedes to. Anyway, if you learn either of those languages, you can use them interchangeably.
The locals are sadly aware of the deficiencies of the UK, USA and other countries when it comes to foreign languages, so youâre unlikely to offend anyone by addressing them in English. Indeed, youâll find people eager to practice their English on you â you may have some trouble with that if youâre actually trying to practice your German.