Hua Hin. Located 281 kilometres south of Bangkok, Hua Hin is the oldest and most popular beach resort town of Thailand. Hua Hin became popular as a rainy season retreat in the 1920's with the construction of the railway line from Bangkok.
Spousal Social Security benefits are retroactive and can be paid via a lump sum when the file-and-suspend strategy is used. When this option is used, the couple can retroactively receive benefits from the time of filing.
The physical application used in the Social Security office, and I presume, by Social Security staff taking applications over the phone, does not ask this simple question. Consequently, the staff are free to give you retroactive benefits you donât want and thereby, permanently reduce your retirement benefit.