Special Form policies are the most inclusive and read differently than Basic and Broad Form. That is, Special Form policies include coverage for direct loss from all perils unless they are specifically excluded. Thanks for reading this edition of Insurance Straight Talk.
Propriety(noun) the quality or state of being proper; suitableness to an acknowledged or correct standard or rule; consonance with established principles, rules, or customs; fitness; appropriateness; as, propriety of behavior, language, manners, etc. Origin: [F. proprit, L. proprietas, fr. proprius one's own, proper.
morals [plural] : proper ideas and beliefs about how to behave in a way that is considered right and good by most people. No one questions her morals. [=no one doubts that she is a good person who tries to behave in a moral way] Socrates was accused of corrupting the morals of the youth of Athens.