Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Sleep paralysis. Sleep paralysis is a phenomenon in which a person either during falling asleep (Hypnagogia) or awakening (Hypnopompia), temporarily experiences an inability to move, speak, or react.It is a transitional state between wakefulness and sleep, characterized by muscle atonia (muscle weakness).hysiologically, sleep paralysis is closely related to REM atonia, the paralysis that occurs as a natural part of REM (rapid eye movement) sleep. Sleep paralysis occurs either when falling asleep, or when awakening from a session.