Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
It is during REM that our body is paralyzed, so that we are unable to act dreams out. This muscle relaxation, called atonia, may sometimes occur while you are awake. As such, you will be unable to move, even if you are conscious. This is one of the common features of sleep paralysis.