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Health Reimbursement Account (HRA) Health Reimbursement Accounts (HRAs) are employer-funded group health plans from which employees are reimbursed tax-free for qualified medical expenses up to a fixed dollar amount per year. Unused amounts may be rolled over to be used in subsequent years. The employer funds and owns the account.
Reimbursement LTC Insurance Policy. This is the most common type of long term care insurance policy. With this policy, you are reimbursed for actual charges. For example, if you buy a $200 a day policy and your bill is $150 a day, you are reimbursed $150 and the balance of the money stays in the pool. More about Reimbursement long term care insuranceÂ».