The lining of arteries in your legs may become damaged and hardened (atherosclerosis). Arteries narrow or become blocked, which decreases blood flow. This can cause lower leg pain or cramping (called claudication) when walking, climbing stairs, or other kinds of exercise because muscles aren't getting enough blood.
Retro Premium =. Basic Premium includes insurer acquisition costs, insurer operating expenses and an allowance for profit for the insurer. Loss Conversion Factor is a claims handling fee included for the administrative cost the carrier assumes when handling the claims. The Loss Conversion Factor is usually a percentage of losses, normally 10 percent to 15 percent. Tax Multiplier reflects state premium taxes, licenses, fees and miscellaneous assessments that the insurer must pay on the premium it collects. View Issue.
The premium of an option is basically the sum of the option's intrinsic and time value. It is important to note that volatility also affects the premium. 2. If a fixed-income security (bond) is purchased at a premium, existing interest rates are lower than the coupon rate.Investors pay a premium for an investment that will return an amount greater than existing interest rates. 3. A common example of an insurance premium comes from auto insurance.. If a fixed-income security (bond) is purchased at a premium, existing interest rates are lower than the coupon rate. Investors pay a premium for an investment that will return an amount greater than existing interest rates.