The sum of these four numbersâ$4,376âis the FMB for monthly benefits for all Social Security claims based on your earnings record. It equals 175% of your PIA. There is a separate formula covering FMBs for disabled persons, and it can produce very small benefits for lower-income claimants.
Fight depression and wrinkles and start drinking white tea. Many other things can cause premature aging, for example, do you use a product with benzoyl peroxide? It releases free radicals in the body that cause wrinkles and cancer. Fortunately white tea fights free radicals, effectively fighting wrinkles and acne.
Facial wrinkles are a result of aging, but there are factors that promote their development that are the following: 1  Smoking â Researchers say that regular smoking accelerates skin aging because it reduces blood supply to the skin. The result is the fast development of skin aging signs like facial wrinkles. It also causes premature skin aging signs causing the appearance of wrinkles even when a person is still in his/her early 30s.