Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
There are a variety of reasons why people with MS have difficulty falling asleep and staying asleep. These include: Initial Insomnia: Difficulty falling asleep at night. MS-related neuropathic or musculoskeletal pain and the anxiety it causes may make it difficult to fall asleep.