Both cotton and linen are associated with wrinkles. Linen fibers have a natural resin called lignan. At first, the fibers are stiff and crease easily. The wrinkles become smoother through handling and use. The Cotton plant yields fluffy fiber clusters called bolls.
Definition. A life insurance policy provision that calls for an additional payment, usually equal to the face amount of the insurance, in the event of accidental death. Also called double indemnity.
For example, if death happens in year one, only 30% of the death benefit will be paid. If non-accidental death occurs in year two, 70% death benefits will be paid. Death in year three or later will pay 100% of the death benefit. Modified Policies.