Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Nocturnal Myoclonus. Before falling asleep, some people experience an uncomfortable, not necessarily painful, sensation deep in the thigh, calf, or feet. The natural response is to move the part vigorously. In most cases, this eases the discomfort enough to fall asleep. They, however, complain of sleepiness and fatigue during the day.