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Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later.
To help improve Social Security's finances, Congress decided that the retirement age should be raised to 67. This is phased in gradually, starting with retirees who were born in 1955. For retirees born in 1954 or earlier, full or normal retirement age is 66 years of age. After that, two months are added to the full retirement age for every year until 1960, when the full retirement age reaches 67. With that in mind, here's a chart that can help you determine your full retirement age: