Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Falling asleep while anxious, with a super-sensitivity to stimuli, or in an uncomfortable situation leads the brain to get a sudden emergency input (i.e. the body is falling) and cast around for some reason why the body might fall. It manufactures a half-dream that you remember when you're awake.