Generally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.enerally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.
Which language to learn depends on where you plan to go in Europe. German would be easier to learn than a Slavic language. Swedish or Norwegian would be even easier to learn. I haven't found that most people in Norway speak English, but it's more common for Swedes to. Anyway, if you learn either of those languages, you can use them interchangeably.
Whilst I have never been to Slovakia, I have quite a few Slovak friends here in the UK, their spoken English is fine. Similarly I have been on holiday to quite a few European resorts where a number of Slovakian people work in the hotels, and bars close by. They all speak English without problem.