Annuities can be structured generally as either fixed or variable. Fixed annuities provide regular periodic payments to the annuitant. Variable annuities allow the owner to receive greater future cash flows if investments of the annuity fund do well and smaller payments if its investments do poorly.n annuity is a contractual financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time.
Educational Requirements for PTs. Before they are allowed to practice, physical therapists must have earned graduate degrees from accredited academic programs in physical therapy. These programs typically culminate in a doctoral degree and take at least three years to complete.
Essential Information. Physical therapists work with patients to help them retrain injured or debilitated muscles by moving, stretching and strengthening various parts of the body. To become a physical therapist, a person must obtain a professional degree, usually a doctorate in physical therapy.earn about the education and preparation needed to become a physical therapist. Get a quick view of the requirements as well as details about degree programs, job duties and licensing to find out if this is the career for you. View 10 Popular Schools Â».