A misdemeanor (American English) or misdemeanour (British English) is any lesser criminal act in some common law legal systems. Misdemeanors are generally punished less severely than felonies, but theoretically more so than administrative infractions (also known as minor, petty, or summary offences) and regulatory offences. Many misdemeanors are punished with monetary fines.
Travelers checks represent a form of prepaid money exchangeable for goods or services on the same basis as local currency. This payment method is considered to be safer than carrying cash because identification and signature verification are required to cash a travelers check.
(December 2011). A cashier's check or cheque is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount.They are commonly required for real estate and brokerage transactions.ashier's checks deposited into a bank account are usually cleared the next day. It is the customer's right to request next-day availability when depositing a cashier's check in person.