Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
What causes falling sensation while sleeping is the natural disengagement of the astral body (psychosoma) from the physical one, as a result of the relaxation achieved and the expansion of your energies. When we are awake, our energies keep us connected to the physical body, and as a result our bodies stay âalignedâ.