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Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later.
The full retirement age for people retiring now (including baby boomers who were born between 1943 and 1954) is age 66. The full Social Security retirement age will gradually increase for people born after 1954 until it reaches age 67 (for people born in 1960 or later).owever, people can choose to collect benefits as early as age 62, as late as age 70, or anywhere in between. If you choose early retirement, you can collect benefits as early as age 62, but your benefits will be reduced for each month that you collect them before you reach the full Social Security retirement age.