A misdemeanor (American English) or misdemeanour (British English) is any lesser criminal act in some common law legal systems. Misdemeanors are generally punished less severely than felonies, but theoretically more so than administrative infractions (also known as minor, petty, or summary offences) and regulatory offences. Many misdemeanors are punished with monetary fines.
Travelers checks represent a form of prepaid money exchangeable for goods or services on the same basis as local currency. This payment method is considered to be safer than carrying cash because identification and signature verification are required to cash a travelers check.
crossed cheque edit a crossed cheque is a cheque that is payable only through a collecting banker and not directly at the counter of the bank crossing ensures security to the holder of the cheque as only the collecting banker credits the proceeds to the account of the payee of the cheque