Kitchen updates such as tile flooring, refacing old cabinets and updating appliances to energy-efficient models will see a substantial return--approximately 84.5 percent in the San Francisco area, for instance, according to Remodeling magazine's Cost vs. Value Report for 2009â2010.
What is a 'Collective Investment Fund'. A collective investment fund (CIF), also known as a collective investment trust, is operated by a bank or trust company and handles a group of pooled trust accounts. Collective investment funds groups assets from individuals and organizations to develop a larger, diversified portfolio.
Download PDF (81KB). A charitable remainder trust (CRT) is an irrevocable trust to which a donor transfers cash, securities or other assets. In return, the donor and/or other designated individuals receive a payment stream for a term of years (up to 20 years) or for life.he donor first drafts the trust with his or her attorney and appoints the trustee(s). The length of the trust is established at a fixed number of years (up to 20 years) or for the lifetime of the donor and/or other individuals.