Both cotton and linen are associated with wrinkles. Linen fibers have a natural resin called lignan. At first, the fibers are stiff and crease easily. The wrinkles become smoother through handling and use. The Cotton plant yields fluffy fiber clusters called bolls.
Definition. A life insurance policy provision that calls for an additional payment, usually equal to the face amount of the insurance, in the event of accidental death. Also called double indemnity.
Voluntary ADD. Minnesota Life is the insurer for Voluntary AD&D insurance. This benefit provides additional protection for you and your family in the event of accidental death or certain accidental injuries. This is in addition to AD&D benefits provided with Basic and Optional Term Life insurance for active employees.You can choose from two levels of coverage: you only or you and family.ccidental death benefit. In the event you die as the direct result of an accidental bodily injury, your beneficiary will receive the amount of insurance you selected when you signed up for coverage. Your death must be reported to ERS.