Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
It is a common problem that arm falls asleep at night, this is mostly because you keep your arms above the level of the heart, this position prevents the blood perfusion of the hands leading to numbness, tingling or partial paralysis of your arms. Carpal tunnel syndrome is another cause of this problem.