Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Night tremors, scientifically known as sleep myoclonus, can be described as a disorder that causes you to experience spasms, when you are sleeping or are about to fall asleep. The term myoclonus refers to involuntary jerks and muscle spasms that occur at any time during the day.