Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Q: Why do I jerk before falling asleep? These involuntary muscle spasms are actually very commonâand harmless. Known as hypnic jerks or âsleep starts,â the spasms may make you feel as if youâre falling or have suddenly been âshockedâ awake.