People now get one to two hours less sleep each night, on average, compared to 60 years ago. A primary reason for this is the proliferation of electronics, which also allows us to work (and play) later than ever before.
The Internal Revenue Service requires that individuals be able to produce records proving any income, deductions or credit claimed for at least three years from the date of a return, the statute of limitations for how long the I.R.S. has to assess additional tax if all income was reported correctly.
Keep for 2 years. Invoices for improvement work carried out on your home; Receipts for local council rates; Insurance premium receipts; Correspondence with your insurer regarding the payment of any claims; Receipt of payment for medical expenses; Keep for 1-3 years. Telephone bills; Warranties and guarantees; Keep for 30 days