Both cotton and linen are associated with wrinkles. Linen fibers have a natural resin called lignan. At first, the fibers are stiff and crease easily. The wrinkles become smoother through handling and use. The Cotton plant yields fluffy fiber clusters called bolls.
Definition. A life insurance policy provision that calls for an additional payment, usually equal to the face amount of the insurance, in the event of accidental death. Also called double indemnity.
The Center for Disease Control & Prevention reports that accidental deaths are the fourth leading cause of death in the United States. These deaths can occur in the most unlikely circumstances and places. Many AD&D insurance policies also pay out when you lose a body part or physical ability as a result of an accident.