Contemporary Examples. 1  Take, for example, irritable bowel syndrome (ibs), a condition that affects some 15 percent of Americans. Clinton Doc: This Is How Weâll Fix Health Care Daniela Drake June 11, 2014. 2  More research is needed to determine which other probiotics might help treat ibs.
The general aggregate limit on a CGL insurance policy defines the total amount the insurer will pay during a single policy period, usually a year. This means that coverage will pay for every claim, loss and lawsuit that involves a policyholder, until it reaches that aggregate limit. That might represent a single large claim, or multiple smaller ones.
If the loss exceeds that dollar amount, then the policyholder is responsible for paying the excess. In malpractice insurance, most policies have two coverage limits: A per-occurence limit and an aggregate limit. The per-occurrence limit states how much the insurer will pay for a single loss, claim, or occurrence. An aggregate limit is the total amount an insurer will pay for all claims in a given policy period, typically for one year. The most common coverage limit seen in a medical malpractice liability insurance policy is $1 million per occurrence and $3 million in total per year. There are several complicated issues that physicians need to be aware of when dealing with coverage limits. The first is the issue of related claims.