The sum of these four numbersâ$4,376âis the FMB for monthly benefits for all Social Security claims based on your earnings record. It equals 175% of your PIA. There is a separate formula covering FMBs for disabled persons, and it can produce very small benefits for lower-income claimants.
Fight depression and wrinkles and start drinking white tea. Many other things can cause premature aging, for example, do you use a product with benzoyl peroxide? It releases free radicals in the body that cause wrinkles and cancer. Fortunately white tea fights free radicals, effectively fighting wrinkles and acne.
There are many causes of depression. Having the diagnosis of a chronic disease, like HIV infection or AIDS, can make depressive symptoms worse. Some medications used to treat HIV can cause or worsen depression, especially efavirenz (Sustiva). Diseases such as anemia or diabetes can cause symptoms that look like depression. So can drug use, or low levels of testosterone, vitamin B6, or vitamin B12.