The sum of these four numbersâ$4,376âis the FMB for monthly benefits for all Social Security claims based on your earnings record. It equals 175% of your PIA. There is a separate formula covering FMBs for disabled persons, and it can produce very small benefits for lower-income claimants.
Fight depression and wrinkles and start drinking white tea. Many other things can cause premature aging, for example, do you use a product with benzoyl peroxide? It releases free radicals in the body that cause wrinkles and cancer. Fortunately white tea fights free radicals, effectively fighting wrinkles and acne.
Another Top Cause of Wrinkles: Smoking. Beyond question, smoking is bad for your skin. Smoking accelerates the aging process, wrinkling skin and making you look old beyond your years. Early wrinkling is visible under a microscope in smokers as young as 20.he more years and packs smoked, the more likely wrinkles will occur. Wrinkles are also more likely to be deeper in smokers. Tobacco smoke gives skin an unhealthy color and coarse texture, as well. 1  What you can do: Stop smoking 2  ! Effective tools are available at WebMD and throughout the Internet.