The calculator looks at your income, family size, and state of residence to calculate your IBR monthly payment amount. If that amount is lower than the monthly payment you are paying on your eligible loans under a 10-year standard repayment plan, then you are eligible to repay your loans under IBR.3.t is possible, however, that your income and the size of your outstanding loan balance may mean that IBR is not beneficial to you. If your payments would be higher in IBR than they would be in the standard repayment plan, the IBR option will not be available to you.
A hospital's patient advocate can be invaluable; however, empowered patients recognize that this patient advocate draws a paycheck from the hospital. As such, her allegiance will be to the hospital, and she is often not the best person to help in a difficult situation.
A victim advocate is the liaison between a crime victim and criminal court. The advocate has primary concern for the victim and advises the victim on what to do as the criminal justice system works through its processes. Crime victims are traumatized people.