See also: Water softening. Soft water is surface water that contains low concentrations of ions and in particular is low in ions of calcium and magnesium. Soft water naturally occurs where rainfall and the drainage basin of rivers are formed of hard, impervious and calcium poor rocks.ecause soft water has few calcium ions, there is no inhibition of the action of soaps and no soap scum is formed in normal washing. Similarly, soft water produces no calcium deposits in water heating systems. Water that is not soft is referred to as hard water.
Four Things Happen When You Pay Late. 1  Your creditor will charge a late fee. 2  Your interest rate will increase if you're delinquent for 60 days. 3  The late payment is added to your credit report when your payment is more than 30 days late.  Your credit score may drop.
Late payments can impact your score, too. While making payments on time can help build good credit, it works in reverse, too. Just one late payment can negatively affect your credit score and your ability to get a loan in the future. If you think youâre going to be late or need an extension, your best bet is to call your lender and explain whatâs going on.