Generally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.enerally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.
Which language to learn depends on where you plan to go in Europe. German would be easier to learn than a Slavic language. Swedish or Norwegian would be even easier to learn. I haven't found that most people in Norway speak English, but it's more common for Swedes to. Anyway, if you learn either of those languages, you can use them interchangeably.
Both are to be answered 'Yes.' In most areas that tourists venture, most people speak more than enough English for you to get by comfortably. I speak no Hungarian and have been spending 2-7 months each year there (and have renovated 6 apartments with a myriad on contractors and bureaucrats) and have never had a problem.