The lining of arteries in your legs may become damaged and hardened (atherosclerosis). Arteries narrow or become blocked, which decreases blood flow. This can cause lower leg pain or cramping (called claudication) when walking, climbing stairs, or other kinds of exercise because muscles aren't getting enough blood.
Retro Premium =. Basic Premium includes insurer acquisition costs, insurer operating expenses and an allowance for profit for the insurer. Loss Conversion Factor is a claims handling fee included for the administrative cost the carrier assumes when handling the claims. The Loss Conversion Factor is usually a percentage of losses, normally 10 percent to 15 percent. Tax Multiplier reflects state premium taxes, licenses, fees and miscellaneous assessments that the insurer must pay on the premium it collects. View Issue.
Premiumsâ or what the bonded entity must pay to get a license bondâ also vary based on several factors. The most important factor is the applicantâs credit score. A premium is a certain percentage of the total bond amount required, calculated on a case-by-case basis. Hereâs one example, using the cost of a contractor license bond in California. To make sure you fully understand how license bond prices are determined, make sure to read our page dedicated to surety bond costs.