Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Best Answer: These are called myoclonic twitches and basically the thought behind it is, that there's 2 theories that are behind that. One is that the body relaxes way too quickly and by doing that, the brain actually believes the person is falling. So a lot of the times people have these short little dreams or episodes where they feel they're falling. Well, the brain does feel that so it gets the muscles to contract very quickly and then relax, causing this twitch or jump, which is what they call the myoclonic twitch.