Both cotton and linen are associated with wrinkles. Linen fibers have a natural resin called lignan. At first, the fibers are stiff and crease easily. The wrinkles become smoother through handling and use. The Cotton plant yields fluffy fiber clusters called bolls.
Definition. A life insurance policy provision that calls for an additional payment, usually equal to the face amount of the insurance, in the event of accidental death. Also called double indemnity.
Accidental Death and Dismemberment Insurance. An insurance policy that provides coverage if the policyholder (or his/her dependent) dies as the result of a non-work related accident. That is, accidental death insurance provides a death benefit over and above what the beneficiary would receive from a normal life insurance policy. Often, the insurance policy will also provide a benefit if the policyholder loses a limb or sustains some other, major injury.