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Depending on your financial situation and preferred style of living, there are many advantages to renting: 1  Renting a home can be cheaper than buying a home. 2  You have more flexibility when you rent. 3  Your landlord, not you, is responsible for performing nearly all maintenance and repair work on the property.
Rent Loss Insurance. Rent loss insurance is an insurance against a landlord's loss of rent. Rent loss insurance protects a landlord when a fire or other casualty damages the property so badly tenants can't occupy it. With no tenants, a landlord has little chance of making income from rents. In most cases, rent loss insurance covers damages to a landlord's rental property as well as several months worth of lost gross rental income.