Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Twitches are involuntary muscle contractions. When your dog is asleep, chances are that any twitching is related to REM, just as it is in people. While the jury is still out on whether dogs actually dream of chasing critters or playing with others, their involuntary sleep movements mirror those of their human counterparts.