M-28 is the longest state trunkline in Michigan numbered with the M- prefix at 290.373 miles (467.310 km). The entire highway is listed on the National Highway System, while three sections of M-28 are part of the Lake Superior Circle Tour. M-28 also carries two memorial highway designations along its route.
Our point is that you can rebuild your credit score, sometimes in twelve months, and almost always in two years. The key to rebuilding credit after a bankruptcy is to take two critical steps. First, you will need to open new lines of credit. Second, you will need to pay your bills on time.
Monitor your credit scores after your bankruptcy. Hopefully you will find that once you've paid your loan on time for six to 12 months and have been building better credit, your scores have improved. If so, you may be in a position to refinance your car loan at a lower interest rate.