CPAP Hose â The hose connects the PAP machine to the mask. Hoses come in different lengths. Some hoses are heated or insulated in order to reduce condensation build up in the hose. CPAP Humidifier â the humidifier is an optional add-on that increases the moisture of the air that is delivered through the mask. Many PAP users complain of dry mouth and dry nose while using PAP. The humidifier reduces this problem â especially in cold, dry areas with low moisture.
Top 10 Credit Card Issuers. Following is a list of largest credit card issuers in the United States ranked by purchase volume. American Express (or Amex) is the largest credit card lender in the US with over $519 billion. The company earned a record $5.9 billion in net income in 2014. Its market capitalization was nearly $80 billion on April 29, 2015.
Amex was also the first issuer to offer a plastic card, beginning in 1959 â the same year the concept of revolving a balance from month to month was introduced. Finally, in 1966, Bank of America launched the first general-purpose credit card: the BankAmericard â forerunner to what is now VISA.