Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
What causes a body to jerk during sleep? A: According to the National Institute of Neurological Disorders and Stroke (NINDS), the sudden, involuntary jerking of a muscle or group of muscles while drifting off to sleep is called myoclonus.