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This does not necessarily occur after one or more payments are not met but for logistical reasons may occur after a loan is in substantial default â sometimes six months or more past due. This is known as the redemption period. The foreclosure process does not move forward for a minimum of 60 days.
572 days (around 19 months) to process a foreclosure in the first quarter of 2014. 477 days (around 16 months) to process a foreclosure in the first quarter of 2013. 414 days (about 14 months) in the previous quarter, and. 370 days (about 12 months) in the first quarter of 2012.