The distinction between an anxiety disorder and just having normal anxiety is whether your emotions are causing a lot of suffering and dysfunction, says Sally Winston, PsyD, co-director of the Anxiety and Stress Disorder Institute of Maryland in Towson.
Definition - What does Proximate Cause mean? Proximate cause refers to a direct cause of loss, without which the loss would not occur; therefore, it is a highly relevant principle in the insurance industry. For an act or event to be considered a proximate cause, it does not necessarily have to directly precede a loss or begin a chain of occurrences leading to the same.
Unfortunately, the majority of the damage was caused by the ensuing water leak, which is an excluded cause of loss under the insurance policy. But coverage likely exists under the efficient proximate cause doctrine. The efficient proximate cause doctrine is rooted in the Latin maxim causa proxima, non remota spectator. This maxim has been widely interpreted to mean, âthe immediate not the remote cause is considered.â 1. One of the leading and often quoted cases on the doctrine of proximate cause is Insurance Company v. Boon. 2 In Boon, the policy covered certain goods in a store building. It contained a provision exempting the insurer from liability for âloss or damage by fire which may happen or take place by means of any invasion, insurrection, riot or civil commotion, or of any military or usurped power.â