Generally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.enerally, you will pay for the lenderâs survey. The cost is based on the value and size of the property, and is typically Â£150 to Â£1,500. Sometimes lenders offer mortgages with free valuation surveys.
Which language to learn depends on where you plan to go in Europe. German would be easier to learn than a Slavic language. Swedish or Norwegian would be even easier to learn. I haven't found that most people in Norway speak English, but it's more common for Swedes to. Anyway, if you learn either of those languages, you can use them interchangeably.
Very likely (if they don't know each others language) they will speak English. Most Icelanders learn Danish in school which helps them read Norwegian (and many Norwegian can read some Icelandic) but when it comes to speaking my opinion is that Danish is not a good intermediary language.