Gum could possibly be just as effective as flossing, even though they each target different areas of the mouth. Chewing gum does not remove bacteria from the same places of the dentition as does brushing or flossing.
Dictionary.com defines a passive restraint as âa safety device, as an air bag or special seat belt, that is activated automatically to protect an automobile passenger at the moment of impact when a collision occurs.â Passive restraints are not limited to vehicular safety.
Discount Rate. The discount rate plays a key role in assessing whether the pension plan has enough assets to meet its future pension obligations. The discount rate reflects what the plan's assets can reasonably be expected to earn over the long term. From this are subtracted the cost of running the pension plan and provisions for major adverse events, such as the 2008 financial crisis and the tech bubble in 2001. The discount rate is approved annually by the plan's board members. The process to set the discount rate is robust to ensure this assumption is reasonable and appropriate for the plan.