Loan paperwork: As long as youâre still paying a loan (car, mortgage, student loan â the works), keep all your docs and contracts. When you pay off the loan, the lender will give you a payoff statement. Keep this forever, just in case some zombie debt comes back to haunt you.
There are several reasons people might twitch while trying to fall asleep. The most common kind of twitch is called a hypnic jerk. They happen on occassion, especially if a person is over-tired or sleep deprived.
Confidence votes 118. The sensation of falling as you fall asleep is known as hypnagogic myoclonic twitch or Hypnic jerk. Most experts agree that this is a natural part of the sleeping process, much like slower breathing and a reduced heartbeat. The occurance is well known and has been well documented.