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This does not necessarily occur after one or more payments are not met but for logistical reasons may occur after a loan is in substantial default â sometimes six months or more past due. This is known as the redemption period. The foreclosure process does not move forward for a minimum of 60 days.
First of all i will say about this question How long does it take to foreclosure, that this scenario basically depends on the situation and laws that after how much notices it will start the procedure of foreclosure but after chapter 7 and chapter 14 bank will not take much time to foreclose.