Both cotton and linen are associated with wrinkles. Linen fibers have a natural resin called lignan. At first, the fibers are stiff and crease easily. The wrinkles become smoother through handling and use. The Cotton plant yields fluffy fiber clusters called bolls.
Definition. A life insurance policy provision that calls for an additional payment, usually equal to the face amount of the insurance, in the event of accidental death. Also called double indemnity.
LESSON 15: ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE. 15.1.1 Principal Sum vs. Capital Sum. AD&D benefits are paid through two different methods, though always for a specific amount. The principal sum is the stated amount payable as a death benefit if death is due to an accident. For instance: Joe took out a disability income policy for $100,000 and suffered an accident in which he died - the policy will pay $100,000.