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Buying a home has numerous ancillary costs and liabilities. You are responsible for the maintenance, liable for mechanical failure, market risk, buying and selling commissions, and the increased monthly cost on a mortgage. Renting offers the flexibility to come and go. You are not responsible for most maintenance, liable for most mechanical failures, market risk, buying and selling commissions, or increased monthly costs. Renting offers a liquidity that buying canât. Over the long-term, the stock market has crushed the housing market.
comments. Having renters flood insurance as a landlord may be a good benefit to provide your tenants. This may be particularly important for landlords who rent property that is located in a flood zone and may be having difficulties attracting qualified renters.he policy will give the landlord a selling point in attracting good tenants by providing them with a way to recover from damages and loss that can occur as a result of a flood. Renters Flood Insurance. Renters have access to flood insurance through FEMA.