If your school only offers a few, take them. 1  This is important because Stanford weighs certain classes against others. 2  The more AP classes you have -- and if you get good grades in them -- the more impressive your application will be.nform them you're looking to go to Stanford so they can get you on the right track as soon as possible. They'll be able to suggest classes and tell you what you need to do to get started. 1  Keep your career goals in mind when it comes to choosing classes.
According to some estimates, longâterm care policies cost Americans, on average, $888 per year at age 50, $1,850 per year at age 65, and $5,880 per year at age 75. On a national average, nursing home care costs more than $51,000 a year. With costs rising with age, it is important for consumers to fully understand longâterm care insurance and when it should be purchased to best prepare them for the future.
Long-term care insurance That depends on your age, your health and the size of the death benefit you want. No surprise that the younger and healthier you are, the lower your premium will be. Just as a ballpark, a healthy 35-year-old man who buys a 20-year level term policy, which has a fixed annual premium, might pay $430 a year to secure a $500,000 death benefit. A healthy 50-year-old man who buys the same policy might pay $1,300 a year. If he waits until he's 65, the policy will cost about $7,300 a year. Premiums for cash-value policies are much higher. For example, the healthy 35-year-old man who pays $430 a year for a $500,000 term policy would pay about $4,400 a year for a $500,000 universal life policy - in part because a portion of that $4,400 is going into the investment component of the policy. That's a huge difference.