To complete the Rbar calculation, we use the information from Methods and Formulas to come up with the denominator; n is the number of data points (in this example itâs 100), wâs default value is 2 ,and we add 1, so the denominator is 100-2+1. In Minitab, we can once again use Calc Calculator to store the results in C5:
Federal Wage Garnishment Limits for Judgment Creditors. If a judgment creditor is garnishing your wages, federal law provides that it can take no more than: 1  25% of your disposable income, or. 2  the amount that your income exceeds 30 times the federal minimum wage, whichever is less.
Illinois law allows creditors to take 15 percent of your gross wages. This doesn't, however, mean that such a high percentage is mandated. Further, if you have multiple garnishments, the total amount of the garnishment can't exceed 15 percent. For example, a credit card garnishment of 10 percent of your wages would mean that a second credit card garnishment could be no more than 5 percent.