http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
A modification involves one or more of the following: 1  Changing the mortgage loan type (e.g., changing an Adjustable Rate Mortgage to a Fixed-Rate Mortgage) 2  Extending the term of the mortgage (e.g., from a 30-year term to a 40-year term)  Reducing the interest rate either temporarily or permanently.