http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
But these experts say there are ways homeowners can better their chances. Following are housing counselors' tips for getting a mortgage loan modification: 1  Complete the package. 2  Homeowners need to submit paycheck stubs, a hardship letter, a budget and any other documents the loan servicer wants. 3  If even one document is missing or outdated, the entire file will drop to the bottom of the pile.