The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
Stylistic Devices â Hypophora. The author / speaker raises a question and also gives an answer to the question. Hypophora is used to get the audience's attention and make them curious. Often the question is raised at the beginning of a paragraph and answered in the course of that paragraph. Hypophora can also be used, however, to introduce a new area of discussion.