Articulation disorder; Developmental articulation disorder; Speech distortion; Sound distortion. This disorder is more common in boys. About 3% of preschool children and 2% of children ages 6 - 7 have the disorder. The cause of phonological disorder in children is often unknown. Close relatives may have had speech and language problems. Other risk factors may include poverty and coming from a large family. Phonologic disorders may also be caused by:
Re: Minimum Score Requirement FHA/USDA. I am going through the USDA Direct loan process right now and the minumum score for my area(and better yet the entire state that I live in) is a 640 mid credit score not a 660. Which is why I suggested they contact their local office for more detailed information. Re: Minimum Score Requirement FHA/USDA.
FHA loans: Like VA loans, FHA loans are backed by the federal government. Thereâs no credit score minimum, but most FHA lenders prefer a score of at least 620. In 2014, some lenders theoretically dropped their minimum score to 580, but lenders have generally set higher standards since the mortgage meltdown. Successful FHA borrowers typically have higher scores. The average credit score for all FHA purchases in 2014 was 684, which is well above the minimum 580 score. FHA loans also require a down payment of 3.5 percent, as well as both an up-front mortgage insurance premium and monthly mortgage insurance, which now runs for the life of the loan.