General rule for deductible health-insurance premiums. In the medical expense pot, you can include premiums for health policies that cover doctors and hospitals (so-called major medical coverage), dental care, vision care, and specialized health policies that cover things like accidents and cancer.
For me I would say good evening at around 7pm, but some people use 'Evening' to define after 5pm. Wikipedia quotes. 'Evening is the period of time near the end of the day, usually from 5.00pm to nighttime.
But when the phrase good evening is spoken, intonation enters the mix and an entirely different species of meaning emerges, a form of signification based on homomorphological difference This type of meaning routinely overwrites referential and denotative meaning, that is, the semantic meaning of the words.