The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
One of the main vessel shapes in Greek pottery, an amphora is a two-handled pot with a neck that is narrower than the body. There are two types of amphora: the neck amphora, in which the neck meets the body at a sharp angle; and the one-piece amphora, in which the neck and body form a continuous curve. The first was common from the Geometric period (c. 900 BC) to the decline of Greek pottery; the second appeared in the 7th century BC. The height of amphorae varies from large Geometric vases of 5 feet (1.5 meters) to examples of 12 inches (30 centimeters) or even smaller (the smallest are called amphoriskoi).