General rule for deductible health-insurance premiums. In the medical expense pot, you can include premiums for health policies that cover doctors and hospitals (so-called major medical coverage), dental care, vision care, and specialized health policies that cover things like accidents and cancer.
For me I would say good evening at around 7pm, but some people use 'Evening' to define after 5pm. Wikipedia quotes. 'Evening is the period of time near the end of the day, usually from 5.00pm to nighttime.
If you take 24 and divide it by 3, which is Morning, Afternoon and Evening, you would get 8 hours. So each time of day lasts exactly 8 hours. So basically you could say Good morning at 4:05 AM, Good Evening at 8:05 PM and Good Afternoon at 7:59 PM.