The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
Definition of Epiphora. Epiphora is a form of repetition in which a word or words is repeated at the end of successive clauses or sentences. The definition of epiphora is the same as that of epistrophe, and also one of the two definitions of antistrophe. Furthermore, the definition of epiphora is opposite that of anaphora, which is the repetition of a word or phrase at the beginning of successive clauses or sentences.