The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
Definition of Epistrophe. Epistrophe is a figure of speech that involves the repetition of a word or phrase at the end of successive clauses or sentences. Epistrophe is also known as epiphora or antistrophe. The word epistrophe comes from the Greek for âreturn.â. The definition of epistrophe is opposite to that of anaphora, which is the repetition of words at the beginning of successive clauses or sentences.