General rule for deductible health-insurance premiums. In the medical expense pot, you can include premiums for health policies that cover doctors and hospitals (so-called major medical coverage), dental care, vision care, and specialized health policies that cover things like accidents and cancer.
For me I would say good evening at around 7pm, but some people use 'Evening' to define after 5pm. Wikipedia quotes. 'Evening is the period of time near the end of the day, usually from 5.00pm to nighttime.
Whether you're visiting Japan or you're simply trying to learn a new language, knowing how to say and write simple greetings is a must. In fact, learning greetings is a great way to start communicating with people in their language. The way to say good evening in Japanese is Konbanwa. Konbanwa shouldn't be confused with konnichi wa, which is a greeting often during daytime hours. Greetings: Day and Night. Japanese citizens will use the morning greeting ohayou gozaimasu, most often before about 10:30 a.m.