The impact of defects, from both a claims-made perspective and the rising cost of general liability and completed operations insurance coverage, demonstrates that quality can be a critical determinant of project and organizational success.
Hammond is in Central Standard Time (CST = UTC - 6 hrs.) November-March and Central Daylight Saving Time (CDT = UTC - 5 hrs.) March-November.
Spencer County, Indiana Local Time Details: Time Zone Abbreviations: Central Standard Time - is abbreviated as CST Central Daylight Time - is abbreviated as CDT: UTC - GMT Offset: Spencer County, Indiana is GMT/UTC - 6h during Standard Time Spencer County, Indiana is GMT/UTC - 5h during Daylight Saving Time: Daylight Saving Time Usage