Poodles were prized for their intelligence and good manners, eventually being used in circuses and dog shows and, of course, as companions. The Standard Poodle is believed to be the oldest of the three Poodle versions.
Step 3. Wait patiently for derogatory credit marks to be removed from your credit report if your creditor will not agree to remove them. In most cases, a creditor can only report negative information for seven years. Bankruptcies and judgments may remain with you for 10 years, however.ith time and effort, you can have derogatory marks removed from your credit report and enjoy an increase in your credit score. The steps you'll have to take won't be easy, and in some cases, you will need to exercise your powers of persuasion.
Re: When does a derogatory account come off my report. Monthly delinquencies under an OC account drop at 7 years from their individual date of delinquency. The date of first delinquency (DOFD) has nothing to do with these drop-off dates. They drop from their own individual dates. So look at each prior OC reported monthly derog date, and simply add 7 years. The DOFD (Date of First Delinquency) is used to determine when a charge off or collection will drop off but you'll get varied opinions as to how long that time is.