Here are the possible causes: 1  Overexposure to the sun - This causes a first degree to second degree burn that makes your skin sensitive to light touch.  Neuropathies - These are caused by nerve damage, which leads to an increase in skin sensitivity. Neuropathies may be due to diabetes, B vitamin deficiencies, or trauma.
Of course we all want the best, but the highest possible credit score â the 850 FICO â is almost unattainable. In fact, there are many loan officers that have been in the business for years who have said theyâve never seen a perfect 850 credit score before.
Your credit score will determine the max debt ratio allowed. 1  If you have a 640 credit score or higher, the max debt ratio is 50%.  If you have a 620 to 639 credit score, the max debt ratio allowed is 41%.