The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
Epiphora means an overflow of tears from the eyes. It is a symptom rather than a specific disease and is associated with a variety of conditions. Normally, a thin film of tears is produced to lubricate the eyes and the excess fluid drains into the lacrimal or tear ducts, which are located in the medial canthus or corner of the eye next to the nose.