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Adjustment, in psychology, the behavioral process by which humans and other animals maintain an equilibrium among their various needs or between their needs and the obstacles of their environments. A sequence of adjustment begins when a need is felt and ends when it is satisfied.
The interest rate adjustment period is how often your rate is adjusted on an adjustable rate mortgage (ARM), after the initial rate period is over. For example, a 5/1 ARM means you have an initial rate period of five years with a fixed rate and then after five years, your rate can change every year.