The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
Statue of Khufu in the Cairo Museum. Khufu (/ËkuËfuË/ KOO-foo), usually known as Cheops, originally Khnum-Khufu (/ËknuËmËkuËfuË/ KNOOM-koo-foo), was an ancient Egyptian pharaoh, who ruled during the Fourth Dynasty in the first half of the Old Kingdom period (26th century BC).