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A typical agreement concerning a late payment charge would be a statement on the sales slip or service agreement stating: Payment is due within 30 days of sale. A 1% per month (12% per year) late payment fee will be assessed on any unpaid balance remaining after 30 days..
LATE CHARGE. If any payments are not timely made, Borrower shall also pay to Payee a late. charge equal to 5% of each payment past due for 10 or more days.. Late charges should be imposed only once on the amount of the payment that was not made. Further, a lender is only entitled to late charges that accrued up until the date a note was accelerated. by the bank. Fowler & Amylene, Inc. v. First Federal Savings & Loan Association of Defuniak. Springs, 643 So.2d 30 (Fla. 1st DCA 1994). In Fowler, the Court considered a note which permitted. a late charge of a percentage of the monthly installment not received by the bank within a prescribed. time frame after the payment was due.