The Per Diem rate you will receive is based on a combination of the Maximum Lodging and the Meals and Incidental Expenses (M&IE) rates. M&IE is either determined by adding the Local Meals Rate and Incidental Expense Rates, or the Proportional Meal Rate.he Per Diem is specific to a given travel location and can range from a standard CONUS rate from $140 per day up to $702 per day for Out-of-CONUS rates.
Long-term care means helping people of any age with their medical needs or daily activities over a long period of time. Long-term care can be provided at home, in the community, or in various types of facilities. This section deals mainly with older people who need long-term care.
Long-term care insurance (LTCI) generally pays a specific dollar amount per day for a set period of time for whatever type of long-term care is outlined in the policy.For example: 1  Most of the policy benefits are triggered by physical or mental impairments designated in the policy.hy you need to be prepared for long-term health care. If you ever need long-term care, Medicaid covers only some of its costs. HMOs, Medicare and Medigap will not cover every health care expense either. As a result, out-of-pocket costs for long-term care could significantly impact your life savings.