General rule for deductible health-insurance premiums. In the medical expense pot, you can include premiums for health policies that cover doctors and hospitals (so-called major medical coverage), dental care, vision care, and specialized health policies that cover things like accidents and cancer.
For me I would say good evening at around 7pm, but some people use 'Evening' to define after 5pm. Wikipedia quotes. 'Evening is the period of time near the end of the day, usually from 5.00pm to nighttime.
What time does the evening start? Answer Wiki. I don't know of any firm definitions because evening is a social construct, but I'd say it starts at the end of civil twilight (when the sun is 6 degrees beyond sunset) and ends at the end of astronomical twilight (when the sun is 18 degrees beyond sunset). You have to adjust this for high latitudes I suppose.