http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
The HARP loans solve this problem. The DU Refi Plus or Open Access Relief programs are designed for homeowners who owe more than 80% of the current value of their home. If you owe less than 80% of the current value of your home, a traditional refinance is the way to go.