http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
Mortgage modification is a way of making the mortgage more affordable to somebody in financial hardship. You keep the same mortgage, but change terms such as interest rate or even the principal still owed. Here is more information on each of these options. Mortgage Refinance. Mortgage refinance involves changing one mortgage for another. The lender will check your credit record and FICO score, just as if you were getting your first mortgage. If you have any delinquencies with your current mortgage, you will be unlikely to get a mortgage refinance, but could get a mortgage modification! Your home would also be reappraised to make certain that its value covers the loan.