The closing costs of a home refinance generally include credit fees, appraisal fees, points (which is an optional expense to lower the interest rate over the life of the loan), insurance and taxes, escrow and title fees, and lender fees.
Definition of Hypophora. A hypophora is a figure of speech in which the speaker both asks a question and immediately answers it. Therefore, a hypophora is not the same as a rhetorical questionâwhich does not necessarily have an answerâas the speaker frames the hypophorical question in order to answer it. Hypophora is often a way of reasoning aloud.
exists and is an alternate of . In human anatomy, the hypopharynx is the bottom part of the throat or pharynx that connects to the esophagus. In insects, the hypopharynx are mouth parts, such as the tongue of the grasshopper.