http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
With a loan modification, the lender may agree to do one of more of the following to reduce your monthly payment: reduce the interest rate; convert from a variable interest rate to a fixed interest rate, or; extend of the length of the term of the loan. Generally, to be eligible for a loan modification, you must: show that you cannot make your current mortgage payment due to a financial hardship; complete a trial period to demonstrate you can afford the new monthly amount, and