http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
There are a variety of loan modification programs out there. The ones you might be eligible for is determined by whether your mortgage servicer participates in them and the entity that owns or guarantees your mortgage. Remember, all loan modifications are subject to the lender or mortgage servicer's discretion.