To complete the Rbar calculation, we use the information from Methods and Formulas to come up with the denominator; n is the number of data points (in this example itâs 100), wâs default value is 2 ,and we add 1, so the denominator is 100-2+1. In Minitab, we can once again use Calc Calculator to store the results in C5:
Federal Wage Garnishment Limits for Judgment Creditors. If a judgment creditor is garnishing your wages, federal law provides that it can take no more than: 1  25% of your disposable income, or. 2  the amount that your income exceeds 30 times the federal minimum wage, whichever is less.
If you default on a credit card, the credit card company will typically sell the debt to a collection agency. If you are unable to pay the collection (settle the debt for less), the collection agency may try to sue you, file a judgment against you, or possibly garnish your wages in order to collect the debt. Again, they can only garnish your wages if itâs legal in your state. To be sure, check with your state attorney generalâs office to find out if wage garnishment is legal in your state. You can find out if you have a judgment against you by pulling your free credit report at AnnualCreditReport.com.