If the cost to repair the covered damage to your vehicle is less than the ACV, your insurance company will pay for the cost of repairs LESS $200.00. Comprehensive Coverage is typically based upon ACV limitations. However, RCV Coverage is also available as described in the Collision Coverage paragraph above. Most insurance companies will offer (for a slight add'l premium) 0 deductible on Safety Glass Breakage.
Laby meaning on a financial level Having a healthy relationship with money you make sure to never live beyond your means. Moreover it is not uncommon that you go over all costs to save money or business.
PHY is an abbreviation for the physical layer of the OSI model and refers to the circuitry required to implement physical layer functions. A PHY connects a link layer device (often called MAC as an abbreviation for media access control) to a physical medium such as an optical fiber or copper cable.