General rule for deductible health-insurance premiums. In the medical expense pot, you can include premiums for health policies that cover doctors and hospitals (so-called major medical coverage), dental care, vision care, and specialized health policies that cover things like accidents and cancer.
For me I would say good evening at around 7pm, but some people use 'Evening' to define after 5pm. Wikipedia quotes. 'Evening is the period of time near the end of the day, usually from 5.00pm to nighttime.
For those of you that are in Australia, good evening to you. For those that aren't, good whatever time of day it is. I should be sleeping right now, since I have work at 6:00am tomorrow, but I haven't been sleeping anyway so I thought I might as well share the hell I've been going through with you lovely people.