http://www.medieval.org/emfaq/misc/gregorian.html. Gregorian Chant Resources and History Gregoran chants are a body of chants of the Roman Catholic Church, most of which are part of two liturgical rites, the Mass and the Offices.
The Home Affordable Modification program creates a uniform process for loan servicers to modify existing mortgages for homeowners who meet the following two conditions: 1  They spend more than 31 percent of their income on monthly housing costs.
Consequently, people sought to refinance their homes through loan modification. Government assistance programs like the Home Affordable Refinance Program (HARP) were established to help homeowners refinance their homes. Currently many banks and online companies offer loan modification services to qualifying consumers.