A down payment of at least 20% lets you avoid mortgage insurance. 1  A 3% down payment means that you pay the seller $3,000 and you borrow $97,000. RATE SEARCH: Find a low down-payment mortgage today.  With a 20% down payment, you would pay the seller $20,000 and you would borrow $80,000.
There are natural home remedies for receding gums that can help to stop the problem and promote better overall gum health. Green tea is packed with antioxidants and it helps in the prevention of a multitude of diseases. The damage caused by receding gums may be decreased with the regular consumption of green tea.
1 Be gentle on your teeth, and remember that taking care of them isn't supposed to hurt.  Genetics. Your gums' characteristics are determined by your genetics, just as the rest of your body is. If one or both of your parents have gum recession, you're at a higher risk for receding gums.