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Foreigners generally cannot obtain a mortgage from local Thai banks to finance the purchase of their Thailand property investment. Most of the financial institutions in Thailand provide loans for real estate purchases to Thais and Thai Companies.here are generally two other options available to foreigners to finance their Thailand house or condo purchase. Historically, many foreign buyers had taken a mortgage against their property in their home countries. This is more difficult than ever given the economic crisis, yet still an option for some.
It appears that part of Thailand has CDMA voice service. And note the rate, $1.99 per minute. If you don't mind that, and are going to be in the part of Thailand without CDMA coverage, and if your trip is 21 days or less, you can get an international phone loaned to you by Verizon.