If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
Although often used synonymously, the words culture and society actually mean two different things. Culture is defined as the set of learned behaviors and beliefs that characterize a society or a people group. It's the tangible and intangible institutions, beliefs, and attitudes that make them a people group. Included in a culture are norms, standards or rules about acceptable behavior.