Health savings accounts are similar to medical savings account (MSA) plans that were authorized by the federal government before HSA plans. HSAs can be used with some high-deductible health plans. HSAs came into being after legislation was signed by George W. Bush on December 8, 2003.
The videocassette recorder, VCR, or video recorder is an electromechanical device that records analog audio and analog video from broadcast television or other source on a removable, magnetic tape videocassette, and can play back the recording.
IVR is basically a tool where telephone is used as a device to input information. It is entirely automated and user-friendly device, which can be used by layman with no technical experience. Thus it makes input, management of data easy and less error prone, as it does not involve manual interference.