If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
Co-culture refers to a group of people that are not part of the dominant structure of society, nor do they contribute to this structure. This often includes minorities or ethnic... Co-culture refers to a group of people that are not part of the dominant structure of society, nor do they contribute to this structure. This often includes minorities or ethnic groups. The study of how the co-culture, or subculture, communicates with the dominant societal structure is known as co-culture theory. The theory dictates that people who are part of the co-culture communicate differently with the dominant culture.