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Health coverage for children under 26. If a plan covers children, they generally can be added to or kept on a parent's health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are:
That law allows you to add yourself, your spouse and your newborn child (if dependent coverage is an option under your plan) for coverage under your group health plan without evidence of insurability. However, you must take that action within 30 days of the child's birth.