The Social Security earnings test. For Social Security recipients who will reach full retirement age after 2016, the first $15,720 in earnings are exempt. Above this amount, benefits will be reduced by $1 for every $2 in excess earnings. As an example, let's say that you're 63, and you earn $30,000 this year.
By satisfying your hunger better than any other fat can, coconut oil can keep painful heartburns from occurring. Though there are a number of factors that can bring about acid reflux, perhaps the most prevalent of all is poor diet habits, which includes overeating.
Essential oils: Tea tree, lavender, eucalyptus, geranium, chamomile, rose, rosemary and thyme essential oils have all been found to fight skin inflammation and help treat sensitive skin. To treat the area, simply rub three drops of oil on three times daily mixed with 1/2 teaspoon of coconut oil.