The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
Private Disability Insurance. Private disability insurance is that which you purchase yourself from a private insurance agent and is known as an individual disability policy. The disability claim of someone with a private policy is relatively straightforward. The claim becomes an issue of medical testimony.