Cryptocurrencies, or virtual currencies, are digital means of exchange created and used by private individuals or groups. Because most cryptocurrencies arenât regulated by national governments, theyâre considered alternative currencies â mediums of financial exchange that exist outside the bounds of state monetary policy.
Downtown is a common noun. If a common noun is part of a name, itbecomes a proper noun. Proper nouns are the unique names of people,places, or things. Common nouns are the worâ¦ds for general things.Pronouns always replace proper and common nouns.
Use urban in a sentence. â 1  I lived in an urban area and before I lived in the suburbs, which was a lot worse, in my opinion. â 2  The area is mostly urban as in there is mostly concrete in that part of town despite it not being formally recognized as the same city.