Cryptocurrencies, or virtual currencies, are digital means of exchange created and used by private individuals or groups. Because most cryptocurrencies arenât regulated by national governments, theyâre considered alternative currencies â mediums of financial exchange that exist outside the bounds of state monetary policy.
Downtown is a common noun. If a common noun is part of a name, itbecomes a proper noun. Proper nouns are the unique names of people,places, or things. Common nouns are the worâ¦ds for general things.Pronouns always replace proper and common nouns.
A city is a place, in particular a large town, where many people live and work in close proximity to each other. Urban is an adjective that describes places or things featuring characteristics of a city or town. I live near the city of Cleveland. Cleveland has many features typical of an urban environment, such as tall office buildings, busy streets, public transportation and museums.