Health savings accounts are similar to medical savings account (MSA) plans that were authorized by the federal government before HSA plans. HSAs can be used with some high-deductible health plans. HSAs came into being after legislation was signed by George W. Bush on December 8, 2003.
The videocassette recorder, VCR, or video recorder is an electromechanical device that records analog audio and analog video from broadcast television or other source on a removable, magnetic tape videocassette, and can play back the recording.
FNR-Frame Noise Reduction: used to eliminate fine noises from blu-ray discs. BNR-Block Noise Reduction: used to eliminate mosiac like noises.MNR-Mosquito Noise Reduction: no idea as the abbreviation is itself so confusing. gold ring will have the gold content inscribed inside. It may  also have the manufacturer's mark inside. 5C would be the  manufacturer's mark.