If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
Personal Values. Personal values are just that; personal. Each individualâs personal values are exclusive to that person. Personal values are the beliefs or standards that individuals use to evaluate and define actions and events throughout the multiple domains in their lives (Hyde & Weathington, 2006).ersonal Values. Personal values are just that; personal. Each individualâs personal values are exclusive to that person. Personal values are the beliefs or standards that individuals use to evaluate and define actions and events throughout the multiple domains in their lives (Hyde & Weathington, 2006).