If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
T/F: Race can form the basis for prejudicial communication that can be a major obstacle to intercultural communication. T/F: Lustig and Koester suggest that the terms subculture and coculture are problematic and should not be used. T/F: The terms culture and nation are equivalent terms. T/F: The term values refers to what a group of people defines as good and bad or what it regards as important. Europeans were able to conquer the native people in the Americas because of the Europeans'. Lustig and Koester use the term _________ to refer to the external environment in which a culture lives.