The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
NYC Insurance Licensing Courses. 1  A Life, Accident and Health insurance agent or broker is a licensed professional who helps their clients have peace of mind when it comes to protecting their financial and personal assets. In exchange for a monthly premium, clients are provided a sense of protection against this risk.