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Army Reserve: Retired. Benefit Fact Sheet. In most cases, Soldiers who have completed 20 years of active service are eligible to receive Retired Pay at the end of their career. The Date of Initial Entry into Military Service (DIEMS) determines which of the three retirement systems a Soldier falls under.
To join the Army Reserve you need to be 18. You can apply to join when you are 17 years and 9 months old, so that you're ready to join on your 18th birthday. To join as a soldier, you must apply by the time you are 49 years and 11 months.