The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
Definitions for common health insurance terms. individual health insurance. DEFINITION: Individual health insurance is coverage that you purchase on your own, on an individual or family basis, as opposed to obtaining via an employer. Individual health insurance can be purchased through the exchange, or off-exchange (directly from the health insurance carrier).