The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
Reciprocal Exchange. Reciprocal insurance is used by unincorporated entities, also know as reciprocal inter-insurance exchanges, that have subscribers and or members that have agreed to act in an insurance capacity to share or spread the risk by certain transactions.embers. While companies in medical, insurance and health industries are more likely to take part in a reciprocal insurance exchange due to the nature of the services they provide, a variety of entities can become members or subscribers in a reciprocal.