May, 2005 Advanced Physics Laboratory. Alpha Ray Spectroscopy. 1. Introduction. In radioactive Î± decay, a nucleus with Z protons and a total of A nucleons decays to a lower energy. state with (Z-2, A-4) by emission of an âÎ± particleâ, a tightly bound nuclear fragment comprising 2. protons and 2 neutrons.
Insurance underwriters must achieve a balance between risky and cautious decisions. If underwriters allow too much risk, the insurance company will pay out too many claims. But if they don't approve enough applications, the company will not make enough money from premiums. Most insurance underwriters specialize in one of three broad fields: life, health, and property and casualty.
An underwriter is a person or firm who assumes financial risks on behalf of another. The term is used in a number of industries; it can refer to an insurance company, an investment bank, or an individual sponsor of an event.n the insurance industry, the underwriter is the party that has agreed to pay for damages that are covered by a policy. During the Age of Sail, agents for Lloyds of London signed under a list of risks when insuring a merchant ship's voyage. Health underwriters may require an applicant to undergo a medical evaluation.