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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
These examples show how the rules would affect you: Letâs say that you file for Social Security benefits at age 62 in January 2015 and your payment will be $600 per month ($7,200 for the year). During 2015, you plan to work and earn $20,800 ($5,080 above the $15,720 limit).