May, 2005 Advanced Physics Laboratory. Alpha Ray Spectroscopy. 1. Introduction. In radioactive Î± decay, a nucleus with Z protons and a total of A nucleons decays to a lower energy. state with (Z-2, A-4) by emission of an âÎ± particleâ, a tightly bound nuclear fragment comprising 2. protons and 2 neutrons.
Insurance underwriters must achieve a balance between risky and cautious decisions. If underwriters allow too much risk, the insurance company will pay out too many claims. But if they don't approve enough applications, the company will not make enough money from premiums. Most insurance underwriters specialize in one of three broad fields: life, health, and property and casualty.
What is an 'Insurance Claim'. An insurance claim is a formal request to an insurance company asking for a payment based on the terms of the insurance policy. The insurance company reviews the claim for its validity and then pays out to the insured or requesting party (on behalf of the insured) once approved. Insurance claims cover everything from death benefits on life insurance policies to routine health exams at your local doctor.