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Foreigners generally cannot obtain a mortgage from local Thai banks to finance the purchase of their Thailand property investment. Most of the financial institutions in Thailand provide loans for real estate purchases to Thais and Thai Companies.here are generally two other options available to foreigners to finance their Thailand house or condo purchase. Historically, many foreign buyers had taken a mortgage against their property in their home countries. This is more difficult than ever given the economic crisis, yet still an option for some.
1 MARRIAGE VISA-If you are married to a Thai national, you can apply for a Thai Marriage Visa. 2  This visa allows you to stay and live in the Kingdom with your Thai spouse, with terms of initial 3 months period and 1 year visa stay.hailand Visa is required for most foreign nationalities to travel and stay in Thailand for more than 30 days. Siam Legal offers an online Thai visa services that are both fast and secure. See visa categories below: