the 6 bodies of water surrounding the united states are....  (Pacific Ocean]...(Atlantic Ocean]...the(Arctic Ocean]... the Gulf  of mexico, Bering Sea, and Gulf of Alaska.
Like collection accounts, late payments can remain on your credit reports for up to seven years and also have a negative impact on your scores. But, also like collection accounts, they too have less impact as they get older. Itâs good to keep in mind that not all late payments are equal. A payment that is 30 or 60 days late isnât going to have as serious an effect on your credit score as a payment thatâs 90 days past due.
But if these are collection accounts they should not be on your credit report after 8 years. Collection accounts may only be reported for seven years plus 180 days from the date you first fell behind with the original creditor, paid or unpaid. I went through a divorce 12 years ago and she assumed some of the debt.