The Social Security earnings test. For Social Security recipients who will reach full retirement age after 2016, the first $15,720 in earnings are exempt. Above this amount, benefits will be reduced by $1 for every $2 in excess earnings. As an example, let's say that you're 63, and you earn $30,000 this year.
By satisfying your hunger better than any other fat can, coconut oil can keep painful heartburns from occurring. Though there are a number of factors that can bring about acid reflux, perhaps the most prevalent of all is poor diet habits, which includes overeating.
One way to get some benefits from coconut oil without worrying about its cardiac effects is to rub it on your skin. Read on to learn more. Some promoters claim that coconut oil is such a powerful antiviral agent that it can even help in the treatment of HIV [source: Minnesota Wellness Directory].