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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
When seniors must file. If you are unmarried and at least 65 years of age, then you must file an income tax return if your gross income is $11,700 or more. However, if you live on Social Security benefits, you don't include this in gross income.