May, 2005 Advanced Physics Laboratory. Alpha Ray Spectroscopy. 1. Introduction. In radioactive Î± decay, a nucleus with Z protons and a total of A nucleons decays to a lower energy. state with (Z-2, A-4) by emission of an âÎ± particleâ, a tightly bound nuclear fragment comprising 2. protons and 2 neutrons.
Insurance underwriters must achieve a balance between risky and cautious decisions. If underwriters allow too much risk, the insurance company will pay out too many claims. But if they don't approve enough applications, the company will not make enough money from premiums. Most insurance underwriters specialize in one of three broad fields: life, health, and property and casualty.
What An Underwriter Does. Insurance is based on risk. When you get an insurance policy, the insurance company is taking on some of your risk. For example, if you drive a car, you have a risk that your car will be damaged in an accident.Having auto insurance means that if the car does get damaged, the insurance company will pay for the repairs.ut underwriting is one of the most important parts of the insurance process. And knowing what an underwriter does â and why itâs so important â is helpful for people who are shopping for a new policy.