For a Gemini, the person born on the eleventh day of June is typically less flirtatious and a bit shier romantically than most other twins. You have fairly high expectations of a love relationship but emotional instability or disharmony in this area can cause you to be especially restless and irritable.
While how much your credit score changes depends on many factors, this example from myFICO shows just how bad it can get. In the example, Alex, who has an average credit score of 680, could lose 60-80 points from just one 30-day delinquency.
Credit Score. Paying off the balance saves money on credit card interest, which reduces the money paid to the credit card company and increases monthly cash flow and liquidity. However, carrying a balance month to month lowers a credit score because it increases the credit utilization on the card. An ideal credit utilization is 20% or less. For example, if you have a credit limit of $5,000 and a $4,000 balance on your credit card, your credit utilization is 80%, which is extremely high.