Apples, bananas, oranges, grapes, berries, melons and pineapples are all part of the broader fruit category the same way that social networking, social news, social bookmarking, wikis, blogs and private web messaging are part of the broader social media category.
As of November 2014 (the last time Experian annually updated its Experianâs âState of Creditâ data), the national average VantageScore was 666. Remember, Vantage scores run from 300 (worst) to 850 (best). Hereâs a list of the metro areas with the best scores, and those with the worst (as of November 2014).
You're not alone. Many Americans do not even know their own score, much less how it compares to other borrowers. But your credit score falls into one of the following broad categories. A score of 750-840 is generally considered Excellent credit. A score of 660-749 is considered Good credit. 620-659 is average credit. Anything below that is considered Poor credit, and probably indicates that you have a history of late payments or other black marks on your credit report, such as an outstanding loan or default.