General Membership Meeting, Tuesday, March 14th 2017. 7:00pm EST. Bay de Noc College - MTEC building, Room 2031. â** College is closed March 7th for Spring Break**. 2016 UPIR TRACK CHAMPIONS. ----------------------------------.
Yes, lenders must examine HUDâs Limited Denial of Participation List (LDP) and the General Services Administrationâs (GSA) Excluded Parties List System (EPLS) to determine if the name of any party to the transaction including, but not limited to, the seller, real estate agent, or builder, appears on either list.
A mortgage's LTV ratio is a simple calculation made by dividing the amount of the loan by the value of the home. The higher the LTV ratio, the higher the risk profile of the mortgage. Most mortgages with an LTV ratio greater than 80% require private mortgage insurance (PMI) to be paid by the borrower.he Tradeoff When it comes to PMI, a borrower who has less than 20% of the sales price or value of a home to put down as a down payment has two basic options: 1  Use a stand-alone first mortgage and pay PMI until the LTV of the mortgage reaches 78%, at which point the PMI can be eliminated.