The first part of the loan is the promissory note, which is your promise to repay the loan. The second part of the loan is the mortgage or trust deed, which is a document that lets your lender put its hooks into your property. If you don't pay the loan, the mortgage or trust deed lets the lender foreclose. That risk goes away when you pay the loan off and the lender gives you a reconveyance.
Lowlife definition, a despicable person, especially a degenerate or immoral person. See more.
Midlife crisis is a term first coined by Elliott Jaques referring to a critical phase in human development during the forties to early sixties, based on the character of change points, or periods of transition. The period is said to vary among individuals and between men and women.