A: In math, reasonableness refers to the results of a calculation or problem-solving operation reflecting what is reasonable within the context of the given factors or values. Two qualifiers of an answer's reasonableness are the order of magnitude within the framework of the problem and whether the results are either positive or negative.
If a creditor violates the Automatic Stay and persists in debt collection activity, Rule 9011 of the Bankruptcy Code states a Debtor (person filing bankruptcy) can file an Adversary Complaint against the creditor.
Have the lawyer file a proof of claim with the court on your behalf. And any payments you've received within the last 90 days of the bankruptcy may have to be returned to the bankruptcy estate. The best protection you can have against someone going into bankruptcy is to have collateral for your debt. If you have collateral for your debt, you are considered to be a secured creditor..