There are 10 basic types of exterior wall: poured concrete, masonry (brick or stone), stucco, synthetic or artificial stucco, wood (shingles, shakes or planks), metal (steel or aluminum), vinyl, asphalt shingles, tile (slate or clay) or fiber cement (planks or panels).
+ More. If you withdraw money from your individual retirement account before age 59 1/2, you will generally have to pay a 10 percent early withdrawal penalty in addition to income tax on the amount withdrawn.
Depending on the type of pension plan you're enrolled in, your benefits may be partially or fully taxable. All taxable distributions are subject to your ordinary income tax rate. If you decide to take money out of a pension plan before 59 1/2, you'll also have to pay a 10 percent early withdrawal penalty.