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This means that they strictly consider the credit score needed for a Best Buy card when they approve applicants. At present, HSBC normally approves applicants with a 604 credit score to get a Best Buy credit card. There are no annual fees for the HSBC Best Buy credit card. The HSBC credit card also has a low standard Annual Percentage rate of 20.99 percent as its lowest standard. The credit card holder can opt to get a rewardzone Best Buy credit card from HSBC, which gives 4% rebates for purchases in Best Buy and 2% rebates from dining and grocery purchases.
This 727 Score is: 1  33 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com. 2  123 points lower than a perfect 850 FICO credit score. 3  727 score would be a âCâ rated score on the VantageScore SM, scale. 33 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com. 2  123 points lower than a perfect 850 FICO credit score. 3  727 score would be a âCâ rated score on the VantageScore SM, scale.