There are 10 basic types of exterior wall: poured concrete, masonry (brick or stone), stucco, synthetic or artificial stucco, wood (shingles, shakes or planks), metal (steel or aluminum), vinyl, asphalt shingles, tile (slate or clay) or fiber cement (planks or panels).
+ More. If you withdraw money from your individual retirement account before age 59 1/2, you will generally have to pay a 10 percent early withdrawal penalty in addition to income tax on the amount withdrawn.
Early Lump Sum Withdrawal From a Pension Plan. Early lump sum withdraws from a pension plan come with significant consequences. They can include taxes, penalties, investment loss and reduced retirement benefits. Understanding the regulations and consequences can provide valuable retirement planning information.