For a Gemini, the person born on the eleventh day of June is typically less flirtatious and a bit shier romantically than most other twins. You have fairly high expectations of a love relationship but emotional instability or disharmony in this area can cause you to be especially restless and irritable.
While how much your credit score changes depends on many factors, this example from myFICO shows just how bad it can get. In the example, Alex, who has an average credit score of 680, could lose 60-80 points from just one 30-day delinquency.
It will help your credit report. Helpful to 13 out of 14 people. I've read in a number of reliable places that paying off a charge-off to the original creditor will halp your credit score/rating. After paying the debt give it 30-45 days to show up as a charge-off paid on your credit reports. Send the payment by certified mail w/signature.