For a Gemini, the person born on the eleventh day of June is typically less flirtatious and a bit shier romantically than most other twins. You have fairly high expectations of a love relationship but emotional instability or disharmony in this area can cause you to be especially restless and irritable.
While how much your credit score changes depends on many factors, this example from myFICO shows just how bad it can get. In the example, Alex, who has an average credit score of 680, could lose 60-80 points from just one 30-day delinquency.
If you deviate from your plan and are unable to pay off the full credit card balance at the end of the month, the student loan payment(s) could wind up negatively skewing your credit utilization rate, which is how much debt you are carrying versus how much credit you have available.