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This means that they strictly consider the credit score needed for a Best Buy card when they approve applicants. At present, HSBC normally approves applicants with a 604 credit score to get a Best Buy credit card. There are no annual fees for the HSBC Best Buy credit card. The HSBC credit card also has a low standard Annual Percentage rate of 20.99 percent as its lowest standard. The credit card holder can opt to get a rewardzone Best Buy credit card from HSBC, which gives 4% rebates for purchases in Best Buy and 2% rebates from dining and grocery purchases.
The lowest credit score to buy a house or refinance your mortgage is 500. These new requirements for both FHA and VA went into effect in 2010. 1  Fannie Mae requires a minimum score of 620. 2  Freddie Mac requires a minimum score of 620. 3  FHA requires a minimum score of 500.4  VA requires a minimum score of 500.nd up to 85% cash out refinance with a FICO score above 580. If you're score is below 580 new FHA changes require a maximum loan-to-value of 90% for a rate and term refinance. And up to 75% cash out refinance with FICO score below 580. VA allows veterans to buy a home with no money down with a minimum score of 500.