The difference between science-based medicine and CAM There is a huge difference between science-based medicine (SBM) and so-called âcomplementary and alternative medicineâ (CAM) or, as itâs increasingly called, âintegrative medicine.â
The only positive in this situation is that in September, the collection account will be removed from your credit report, which should boost your credit history. The judgment should also be removed from your credit report seven years from the date it was entered. The bad news is the judgment will still be there, even though you can't see it on your credit report, lurking in the shadows, waiting for the worst possible time to leap out and surprise you.
There are timeframes for how long different types of information may remain on your credit report. 1  Negative information, such as late payments or collections, stay on your credit report for approximately seven years, as do most other types of negative information, including judgments and paid tax liens. Bankruptcies and upaid tax liens can stay on your credit report for up to 10 years. Positive information generally remains on your credit report for a longer period of time. Credit accounts that you pay as agreed may stay on your credit report for up to 10 years from the last update we receive from the lender.