The difference between science-based medicine and CAM There is a huge difference between science-based medicine (SBM) and so-called âcomplementary and alternative medicineâ (CAM) or, as itâs increasingly called, âintegrative medicine.â
The only positive in this situation is that in September, the collection account will be removed from your credit report, which should boost your credit history. The judgment should also be removed from your credit report seven years from the date it was entered. The bad news is the judgment will still be there, even though you can't see it on your credit report, lurking in the shadows, waiting for the worst possible time to leap out and surprise you.
Adverse public records will have less affect on your FICO score as time passes, but they can remain on your credit report for up to 10 years based on what type of public record it is.Judgments specifically remain on your credit report for 7 years from the date filed.dverse public records will have less affect on your FICO score as time passes, but they can remain on your credit report for up to 10 years based on what type of public record it is.