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This means that they strictly consider the credit score needed for a Best Buy card when they approve applicants. At present, HSBC normally approves applicants with a 604 credit score to get a Best Buy credit card. There are no annual fees for the HSBC Best Buy credit card. The HSBC credit card also has a low standard Annual Percentage rate of 20.99 percent as its lowest standard. The credit card holder can opt to get a rewardzone Best Buy credit card from HSBC, which gives 4% rebates for purchases in Best Buy and 2% rebates from dining and grocery purchases.
To purchase a home, foreclosed or not, you need a score close to 600, 620 is where most of the banks need to be. Putting 10% down will make the bank feel better, but it wont help if your credit score is not where it needs to be.Speak with some lenders and see where you are and where you need to be.he minimum credit score needs to be at least 620 to qualify for a mortgage loan, regardless of the down payment amount or if the property is a foreclosure.