There are 10 basic types of exterior wall: poured concrete, masonry (brick or stone), stucco, synthetic or artificial stucco, wood (shingles, shakes or planks), metal (steel or aluminum), vinyl, asphalt shingles, tile (slate or clay) or fiber cement (planks or panels).
+ More. If you withdraw money from your individual retirement account before age 59 1/2, you will generally have to pay a 10 percent early withdrawal penalty in addition to income tax on the amount withdrawn.
Although the IRS imposes the 10% early withdrawal penalty to dissuade IRA participants from using their savings before retirement, this penalty is only applied to the withdrawal of taxable funds. If you withdraw funds that are not subject to income tax, there is no penalty for distributions taken at any time.: With a few exceptions, early withdrawals from traditional or Roth IRAs generally incur a tax penalty equal to 10% of the taxable amount. To calculate the penalty on an early withdrawal, simply multiply the taxable distribution amount by 10%.