The difference between science-based medicine and CAM There is a huge difference between science-based medicine (SBM) and so-called âcomplementary and alternative medicineâ (CAM) or, as itâs increasingly called, âintegrative medicine.â
The only positive in this situation is that in September, the collection account will be removed from your credit report, which should boost your credit history. The judgment should also be removed from your credit report seven years from the date it was entered. The bad news is the judgment will still be there, even though you can't see it on your credit report, lurking in the shadows, waiting for the worst possible time to leap out and surprise you.
How long negative information appears on your credit report depends on the type of information: 1  Late paid accounts. 2  In general, negative information will stay on your credit report for seven years from the date of last activity. In general, the public record of a bankruptcy can stay on your credit report for 10 years. 2  However, you may see individual accounts in the bankruptcy, such as credit accounts, fall off of your report seven years and 180 days from the start of the delinquency on the account.