A: In math, reasonableness refers to the results of a calculation or problem-solving operation reflecting what is reasonable within the context of the given factors or values. Two qualifiers of an answer's reasonableness are the order of magnitude within the framework of the problem and whether the results are either positive or negative.
If a creditor violates the Automatic Stay and persists in debt collection activity, Rule 9011 of the Bankruptcy Code states a Debtor (person filing bankruptcy) can file an Adversary Complaint against the creditor.
Once you file bankruptcy, the national credit reporting agencies are required to show it on your credit report. A chapter 7 bankruptcy stays on your credit report for 10 years and a chapter 13 shows up for 7 years. Even if you swear off debt forever, having a bankruptcy on your credit report can hurt more than just your ability to qualify for a future loan or credit card. A company or individual who evaluates potential customers, tenants, or employees by reviewing their credit can use your bankruptcy against you.