There are 10 basic types of exterior wall: poured concrete, masonry (brick or stone), stucco, synthetic or artificial stucco, wood (shingles, shakes or planks), metal (steel or aluminum), vinyl, asphalt shingles, tile (slate or clay) or fiber cement (planks or panels).
+ More. If you withdraw money from your individual retirement account before age 59 1/2, you will generally have to pay a 10 percent early withdrawal penalty in addition to income tax on the amount withdrawn.
In addition to normal income tax, you will owe a penalty of additional tax on the amount of the early withdrawal (unless you meet an exception). The tax penalty for an early withdrawal from a retirement plan is equal to 10% of the amount that is included in your income.