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This means that they strictly consider the credit score needed for a Best Buy card when they approve applicants. At present, HSBC normally approves applicants with a 604 credit score to get a Best Buy credit card. There are no annual fees for the HSBC Best Buy credit card. The HSBC credit card also has a low standard Annual Percentage rate of 20.99 percent as its lowest standard. The credit card holder can opt to get a rewardzone Best Buy credit card from HSBC, which gives 4% rebates for purchases in Best Buy and 2% rebates from dining and grocery purchases.
760-799 Credit Score. A credit score of 760-799 is considered good to great credit, and will typically result in interest rates and approval rates that a credit score in the 800-850+ bucket would yield. The only difference might be a few more pricing incentives at the 800-850+ range, and a more thorough credit check.heck out the illustration I created of the standard consumer FICO score range above, which is based on a median FICO score of around 710. This should give you a quick idea as to where you fit in, assuming you already know your credit score(s).