For a Gemini, the person born on the eleventh day of June is typically less flirtatious and a bit shier romantically than most other twins. You have fairly high expectations of a love relationship but emotional instability or disharmony in this area can cause you to be especially restless and irritable.
While how much your credit score changes depends on many factors, this example from myFICO shows just how bad it can get. In the example, Alex, who has an average credit score of 680, could lose 60-80 points from just one 30-day delinquency.
If you've been paying your monthly mortgage bill on time for five, 10 or 30 years before you pay it off, the years of regular payment will have added more points to your credit score than paying off the loan does. Years of good credit will more than make up for any dip in your score from closing an installment loan.