There are 10 basic types of exterior wall: poured concrete, masonry (brick or stone), stucco, synthetic or artificial stucco, wood (shingles, shakes or planks), metal (steel or aluminum), vinyl, asphalt shingles, tile (slate or clay) or fiber cement (planks or panels).
+ More. If you withdraw money from your individual retirement account before age 59 1/2, you will generally have to pay a 10 percent early withdrawal penalty in addition to income tax on the amount withdrawn.
1. 401K Hardship Withdrawal Rules. In order to discourage you from taking early withdrawals from your 401K plan, the IRS imposes a 10% early withdrawal penalty if you are younger than 59-1/2.. A penalty-free withdrawal allows you to withdraw money before age 59-1/2 without paying a 10% penalty. It does not, however, mean tax-free. You will still have to pay taxes at ordinary income-tax rates.