The latest numbers from the CDC and how some OTC medications can help lessen the suffering for adults and older children. Influenza is hitting hard this year. The latest numbers from the CDC and how some OTC medications can help lessen the suffering for adults and older children.
In general, the lower your balances relative to credit limit, the better. Credit experts suggest keeping this ratio at 25% or less, but if you are trying to improve your score, you may want to aim for no more than 10%. (You do want to use at least one of your credit cards, though.
Using multiple cards will result in multiple accounts of low credit utilization rather than one account with high utilization. Keep in mind, however, that certain credit scoring models will look at your overall credit utilization and/or the utilization on individual credit cards, so this technique may not always work. Increase your available credit.