For a Gemini, the person born on the eleventh day of June is typically less flirtatious and a bit shier romantically than most other twins. You have fairly high expectations of a love relationship but emotional instability or disharmony in this area can cause you to be especially restless and irritable.
While how much your credit score changes depends on many factors, this example from myFICO shows just how bad it can get. In the example, Alex, who has an average credit score of 680, could lose 60-80 points from just one 30-day delinquency.
Paying points to get a lower rate on a mortgage is almost always a losing proposition. That's because most homeowners don't keep their mortgages long enough to do more than recoup the up-front cost of paying points. A point is 1% of your loan amount. If you take out a $250,000 mortgage, 1 point equals $2,500. In the mortgage world, there are two types of mortgage points: Origination points are a fee you must pay a bank or mortgage company to give you a loan.