The first part of the loan is the promissory note, which is your promise to repay the loan. The second part of the loan is the mortgage or trust deed, which is a document that lets your lender put its hooks into your property. If you don't pay the loan, the mortgage or trust deed lets the lender foreclose. That risk goes away when you pay the loan off and the lender gives you a reconveyance.
Lowlife definition, a despicable person, especially a degenerate or immoral person. See more.
How to Be Bohemian. A Bohemian is a person who lives and acts by a different set of conventional rules and practices than the average person. The word evokes the romance of a wanderer's life. For all those non-conformists there is no more attractive way of expressing the inner life than through clothing.