Welcome to Maybrook. Whether you expect to be here for a short time or for the rest of your life, we hope you find Maybrook to be a friendly, caring and supportive community where everyone is received warmly by. Over the past three years we have gained an even greater appreciation for our community and its spirit.
In short, the best advice for claiming Social Security is to wait. Yet 41 percent of men and 46 percent of women retire at age 62 on the smallest possible benefit check. Only 14.3 percent of men and 9.7 percent of women wait to collect their full check at age 66.
The Social Security retirement benefit schedule for people born between 1943 and 1954. Chart by author. Data source: Social Security Administration. Utilizing an FRA of 66 years, as an example, gives us three scenarios to determine whether you can work and also receive Social Security benefits. 1  1. Filed for benefits before FRA: If you file for Social Security benefits before reaching your FRA, the SSA limits your full-year earnings ability to $16,920 as of 2017.