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This means that they strictly consider the credit score needed for a Best Buy card when they approve applicants. At present, HSBC normally approves applicants with a 604 credit score to get a Best Buy credit card. There are no annual fees for the HSBC Best Buy credit card. The HSBC credit card also has a low standard Annual Percentage rate of 20.99 percent as its lowest standard. The credit card holder can opt to get a rewardzone Best Buy credit card from HSBC, which gives 4% rebates for purchases in Best Buy and 2% rebates from dining and grocery purchases.
To have very good credit, your credit scores need to be at least 700. Youâve been using credit for a least a couple of years. In most cases, youâll get approved for most credit cards, provided you arenât overextended with too much debt or too many credit card accounts.