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There are some companies that allow you to pay rent or the mortgage with a credit card in exchange for a small fee. By small fee, I mean something in the range of 2-3%. Recently, a company called Plastiq had a special where they charged just 1.75% ($17.50 per $1,000 in mortgage payment).
Different types of credit cards charge different kinds of fees and many of them are avoidable. But, the only way to avoid the most common credit card fees is to understand the fees and know when they're charged. What is it: A yearly fee charged for the convience of having the credit card.Which cards have it: Secured cards, some rewards cards, charge cards, subprime credit cards. How much is it: Varies, usually from $25 to $300/year.How often is it charged: Once a year.hat is it: Having a balance above your credit limit. Which cards have it: Some credit cards. How much: Up to $35. How often is it charged: Up to two billing cycles that your balance remains over the limit. How to avoid it: Keep your credit card balance below the credit limit or opt-out of over-the-limit fees.