One of the most overlooked promotional opportunities for convenience retailersis a well-planned grassroots marketing program. Itâs easy to get excited abouta new trade area in the early stages of your grand opening, but itâs anotherthing to instill this excitement some two years later.
How do home insurance deductibles work? Most home insurance policies have a deductible, meaning the homeowner pays a certain amount before the insurance company pays any part of the claim. So if you have a $500 deductible, you'd pay $500 and the insurer would pay the rest of the claim amount.
Deductibles can be individual or aggregate--aggregate deductibles include all family members. When you reach an aggregate deductible for the family, the insurance company pays the total allowable portion of the next person's claim. If it's under the aggregate maximum family amount, a coinsurance percentage might be applicable.