The difference between science-based medicine and CAM There is a huge difference between science-based medicine (SBM) and so-called âcomplementary and alternative medicineâ (CAM) or, as itâs increasingly called, âintegrative medicine.â
The only positive in this situation is that in September, the collection account will be removed from your credit report, which should boost your credit history. The judgment should also be removed from your credit report seven years from the date it was entered. The bad news is the judgment will still be there, even though you can't see it on your credit report, lurking in the shadows, waiting for the worst possible time to leap out and surprise you.
Derogatory accounts show for 7-years from the date of first delinquency, so it's 7-months and 180 days. You may be confusing statute of limitations with credit records. How long a debt remains a debt will be covered under state (or federal) law. The credit report is just a collection of information. Even if a debt ages its way off your credit report, it may still be possible for the creditor to pursue collection.