The latest numbers from the CDC and how some OTC medications can help lessen the suffering for adults and older children. Influenza is hitting hard this year. The latest numbers from the CDC and how some OTC medications can help lessen the suffering for adults and older children.
In general, the lower your balances relative to credit limit, the better. Credit experts suggest keeping this ratio at 25% or less, but if you are trying to improve your score, you may want to aim for no more than 10%. (You do want to use at least one of your credit cards, though.
Utilization Ratio Improves. A credit card limit increase boosts your credit score because your revolving utilization ratio drops. The revolving utilization ratio divides the current monthly balance by the line. Since the denominator (bottom number) goes up, the resulting fraction becomes smaller.