And, the standard comprehensive homeowner's policy doesn't cover floods; like earthquakes, they require separate insurance or a policy rider. Today, most homeowners insurance is comprehensive, covering property, belongings, liability and living expenses in one policy.
Current local time in Jacksonville, United States : Wednesday, 17 Jan 2018 08:09 PM : Standard Time Zone: GMT/UTC - 05:00 hour: Daylight Saving Time: DST not in use: Jacksonville. Map of location. See other cities of United States : View travel resources for United States
Time Zones in Florida. Florida is generally in the Eastern Time Zone, with its north west border region in the Central Time Zone. Cities in Eastern Standard Time Zone include Miami-dade, Quincy, Tallahasse, Crawfordville, Jacksonville, Lake City, Gainesville, Daytona Beach, Orlando, Tampa, Fort Myers and Key West. Cities in Central Standard Time Zone include Pensacola, Panama City, Marianna, Chipley, Defuniak Springs, Valparaiso, Fort Walton Beach and Crestview.