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There are some companies that allow you to pay rent or the mortgage with a credit card in exchange for a small fee. By small fee, I mean something in the range of 2-3%. Recently, a company called Plastiq had a special where they charged just 1.75% ($17.50 per $1,000 in mortgage payment).
Venmoâs decision whether to charge or not to charge boils down to the fact that it costs Venmo significantly more to process payments from credit cards (and debit cards issued by smaller banks): 1 to 3 percent of the transaction value. Major debit cards, on the other hand, levy a flat fee, around $0.20 per transaction.