Credit scoring models consider tax liens very negative, and they can have an effect on credit scores similar to bankruptcy or judgments. The Taxpayer Advocate noted in its report to Congress that as of March 2013, the IRS had filed 307,842 NFTLs.
Leaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.eaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.
Leaf mold, quite simply, is rotten leaves. To produce leaf mold, pile up a bunch of leaves and leave them alone. Just leaves, nothing else. It may take a year, maybe 2 if its cold or dry, but eventually they will decay. What you end up with is stable humus.