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1 For patients covered by health insurance, out-of-pocket cost for an emergency room visit typically consists of a copay, usually $50-$150 or more, which often is waived if the patient is admitted to the hospital. 2  Depending on the plan, costs might include coinsurance of 10% to 50%.
Fact: This is a classic example of consumers being shielded from the true cost of health care. While itâs true that out-of-pocket costs can be as low as zero for the uninsured or just a small co-pay for insured patients, we know that most emergency room visits really costs an average of $1,233. Meanwhile, more affordable urgent care options cost an average of $60 for BCBSNC customers. Those ER costs pile up and are part of the reason that health care costs have been rising so much faster than inflation and salaries for the past decade.