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Per diem interest is calculated and paid at loan closings. It is the pro-rated amount of interest due for remaining days in a month. For example, if a mortgage closes on July 29, per diem interest is calculated for July 29, 30 and 31.er diem interest is calculated and paid at loan closings. It is the pro-rated amount of interest due for remaining days in a month. For example, if a mortgage closes on July 29, per diem interest is calculated for July 29, 30 and 31.
(Answer #2). Per diem is a phrase taken from Latin meaning per day. It refers to the method of calculating wages to employees or other payments such as fees for consultants. Payment of wages are calculated on different basis such as per hour, per day, per week and per month.er Diem can have a few meanings when it comes to employment. The literal translation from the Latin is per day, and refers to any type of pay or reimbursement that is made by the day. In general, but not always, per diem work is short-term, temporary work, although there can be exceptions.