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A short term loan like what the name suggest is given for a short period of time say 1 month or maximum of 60 days. Being short term in nature, the rate of interest on the amount so borrowed is very high. On an average, one can avail at a maximum of $1500 dollars in short term loans and not more than that.
Minimum requirements to get a mortgage after a short sale. Short sellers normally have to wait at least two years after closing the short sale to qualify for a mortgage. But the time frame and requirements vary depending on the type of the loan and the down payment, Schang says. Two-year wait with a 20 percent down payment.