For individuals looking for tax diversification in retirement, the Roth IRA is one of the few buckets they can create that ensures that they have a stream of tax-free income in retirement, says Ken Hevert, senior vice president of personal and small business retirement products at Fidelity Investments.
Incolay Stone Boxes. I ncolay Stone is a complex combination of quart based minerals such as Rose Quartz, Sapphire Blue, Sardonyx, Carnelian, Onyx and Banded Agate, combined to produce these elegant pieces.
INCOLAY stone is a complex combination of various colored natural minerals and coupling agents. The stratification which results, produces the same variegated formations and beauty found in natural stone. The white artwork is also handcrafted and fuses with the variegated conformations to develop INCOLAY stone. Since each piece is handcrafted and has a unique stone color formation, no two pieces are identical. The name INCOLAY is a coined word derived from in-layers of color or in-color-lay beauty.