Keep in mind that for Social Security Disability Income (SSDI), there is a mandatory five-month waiting period from the date that Social Security determines your disability began (your onset date) to when your monthly payments can start.
IPSec is a set of IP extensions developed by IETF (Internet Engineering Task Force) to provide security services compatible with the existing IP standard (IPv.4) and also the upcoming one (IPv.6). In addition, IPSec can protect any protocol that runs on top of IP, for instance TCP, UDP, and ICMP.
The pre-shared key is merely used for authentication, not for encryption! IPsec tunnels rely on the ISAKMP/IKE protocols to exchange the keys for encryption, etc. But before IKE can work, both peers need to authenticate each other (mutual authentication). This is the only part in which the PSKs are used (RFC 2409).