â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
In addition, mold is associated with some untoward health effects in humans, including allergies and infections. (Some health effects attributed to mold may in fact be caused by bacteria, dust mites, etc., found in mold-colonized environments. So-called toxic mold has been claimed as the cause of toxic mold disease; this syndrome remains undefined and toxic mold as a cause remains unproven.