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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Interest Rates and Fees. The interest rates on Direct Unsubsidized Loans for graduate students are fixed and do not change over the life of the loan. The interest rate for the 2015-2016 academic year is 5.31%. This is less expensive than the 6.31% interest rate on Grad PLUS Loans.