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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Minimum Balance to Open. The Personal Savings account from SunTrust receives a Smart Rating of 69 out of 100 based on its interest rate (APY), minimum balance requirements, and fees. Most savings accounts receive a rating close to 75.