Red imported fire ants. The red imported fire ant (Solenopsis invicta), or simply RIFA, is one of over 280 species in the widespread genus Solenopsis. It is native to South America but it has become both a pest and a health hazard in the southern United States as well as a number of other countries.
Professional Indemnity insurance was designed for professionals who provide advice or a service to their customers. It is designed to protect you against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of professional duty in the course of your business.
In a nutshell, professional indemnity insurance â known for short as PI insurance or, in some cases, indemnity insurance â can provide you with cover for claims made against you due to a problem with your work, advice or process.rom professional indemnity insurance for accountants to architects, surveyors and consultants, our panel can provide options for a range of professions.