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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
U.S. Bank Standard Savings Account Interest Rates. Use your account as overdraft protection for your U.S. Bank Checking account. Withdrawals and/or transfers exceeding the six per account cycle allowance, will result in a $15 excessive withdrawal fee per transaction.