â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
There are two types of black mold: Stachybotrys and Aspergillus niger. Both produce mycotoxins that are poisonous to the human body. Physicians have identified several illnesses that may result when the mold spores are inhaled or come in contact with the skin.