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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Nationwide offers 5pc on its FlexDirect account-currently the highest current account interest rate on the market-but for the first 12 months only, on balances up to Â£2,500. Clydesdale and Yorkshire Banks match Lloyds' 'Club' interest rate of 4pc, but again on smaller account balances of up to Â£3,000.Santander's popular 123 current account gives customers up to 3pc interest on balances up to Â£20,000, and account-holders can access an exclusive rate of 2.3pc on the bank's best-buy Isa.ationwide offers 5pc on its FlexDirect account-currently the highest current account interest rate on the market-but for the first 12 months only, on balances up to Â£2,500. Clydesdale and Yorkshire Banks match Lloyds' 'Club' interest rate of 4pc, but again on smaller account balances of up to Â£3,000.