Credit scoring models consider tax liens very negative, and they can have an effect on credit scores similar to bankruptcy or judgments. The Taxpayer Advocate noted in its report to Congress that as of March 2013, the IRS had filed 307,842 NFTLs.
Leaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.eaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.
Make Leaf Mold: Simply rake the leaves into a big pile. If you shred them, they will decompose faster, but you can still make leaf mold without shredding. After one to three years, fungus will have broken the leaves down to a special compost that smells like a walk through the woods. Leaf mold is high in calcium and magnesium and retains three to five times its weight in waterârivaling peat moss.