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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
The rate of interest for this personal finance scheme is 15% which is low and quite competitive as compared to interest rates offered on personal loans by other banks. The interest rate also depends on the level of check-off. Partial check-offs have rates as 13-13.5% or 14-14.5%.