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Per diem interest is calculated and paid at loan closings. It is the pro-rated amount of interest due for remaining days in a month. For example, if a mortgage closes on July 29, per diem interest is calculated for July 29, 30 and 31.er diem interest is calculated and paid at loan closings. It is the pro-rated amount of interest due for remaining days in a month. For example, if a mortgage closes on July 29, per diem interest is calculated for July 29, 30 and 31.
Save. monkeybusinessimages/iStock/Getty Images. The term per diem means per day, but it may relate to two issues in the workplace. Per diem may refer to the money paid for business travel expenses or to a position without set hours or a predetermined schedule.Per diem employees in a hospital, for example, are called and offered work on an as-needed basis.n the hospital, per diem positions are often offered for jobs that require 24/7 staffing for patient safety. This includes nurses, nurses' aides, laboratory technicians, surgical assistants, X-ray technicians and respiratory therapists.