An advertised APR may not include mortgage insurance costs. If youâll need private mortgage insurance (PMI), the APR is going to increase. Likewise, those APR quotes are for the best borrowers out there. If you have less-than-perfect credit or you need a low documentation loan youâll have a higher APR.
When writing business letters, you must pay special attention to the format and font used. The most common layout of a business letter is known as block format. Using this format, the entire letter is left justified and single spaced except for a double space between paragraphs.
The greeting in a business letter always ends in a colon. (You know you are in trouble if you get a letter from a boyfriend or girlfriend and the greeting ends in a colon--it is not going to be friendly.) 4. The Body. The body is written as text. A business letter is never hand written. Depending on the letter style you choose, paragraphs may be indented. Regardless of format, skip a line between paragraphs.