In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
A Foil is not an Antagonist. Sometimes a foil may be confused with an antagonist, which is a character whose personality not only may differ from the heroâs, but whose goals are in direct conflict with the protagonistâs. An antagonist is often a foil, and a foil can be an antagonist, but the two are not necessarily indicative of each other.