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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
U.S. Average Savings Account Interest Rate. The interest rate that banks offer is their choice. Historically, online banks have offered their customers a higher interest rate because they have lower overhead costs â they donât have to pay rent on their local branches. Throughout the entire industry, however, the national average bank interest rate for savings accounts is only 0.17%. The best savings rates range from highs of 4.00% APY at The Bank of Greene County, to 2.52% APY at Pioneer Muslim Federal Credit Union, to 2.02% APY at Houston Police Federal Credit Union.