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How Long Does Chapter 7 Bankruptcy Remain on Your Credit Report? A Chapter 7 bankruptcy will usually stay on your credit report for ten years. But in general, this does not prohibit you from obtaining new credit and moving on with your life. In fact, most debtors start receiving new credit card offers shortly after they receive their discharge.
Generally, a Chapter 7 case last around 90 days. Your first creditors meeting (or 341 meeting) will be within 30-45 days after you file your bankruptcy. Subsequently, you have about 60-65 until the Court will sign your discharge paper. There is a reason why you have to wait 2 months after attending your 341...