100% of the tax shown on your 2014 income tax return (110% of that amount if the adjusted gross income shown on the return was more than $150,000 ($75,000 if your filing status for 2015 will be married filing separately)).
You will need the following items to complete and electronically sign the MPN: 1  Your Federal Student Aid ID. 2  Your full legal name, social security number, and date of birth. 3  You will also need to provide names, addresses, and telephone numbers for your next of kin and two references.
The reason you absolutely do not need a cosigner for a Stafford (or Perkins loan for that matter) is because your eligibility for the loan is not based on your credit history-therefore no credit check is conducted, and there is no reason for a lender to worry about your credit risk.his is a standard form that every Stafford lender must have you sign, so if you're not seeing that form, you're not completing the paperwork for a Stafford loan. Because you're confused about the loans that you're signing for, stop now, and consult with the financial aid office of your school.