Guard Dunham: [after breaking off a long run, storms up to Megget] That's how a white man runs the football! Earl Megget: Man, you lucky I ain't on defense. I'd crack you in that egg-ass head of yours! Guard Dunham: Yeah, but you ain't on defense.
COBRA coverage must be allowed by group insurers covering 20 or more employees. The coverage is available if you are voluntarily or involuntarily terminated for any reason other than gross misconduct. It can also apply if you face a substantial loss of hours.
The Consolidated Omnibus Budget Reconciliation Act, however, requires many employers to offer extended health insurance to recently terminated employees. The law sets out guidelines on who must offer COBRA, who is eligible to accept it, and how long the continuation coverage lasts.