Location. Located in Williamsburg, this family-friendly hotel is 0.4 mi (0.6 km) from Water Country USA, and within 6 mi (10 km) of Busch Gardens Williamsburg and Governor's Palace. Merchants Square and Quarterpath Park are also within 6 mi (10 km).
The term âcharge offâ means that the original creditor has given up on being repaid according to the original terms of the loan. It considers the remaining balance to be bad debt, but that doesnât mean you no longer owe the amount that has not been repaid. After an account is charged off by the original lender it is usually sent to a collection agency. The collection agency will then attempt to recover the remaining amount and potentially additional interest and fees.
1 Talk to the collection agency: Paying off a collection debt wonât delete a charge off from your credit report, but you can ask the agency to remove their collections record from your report as part of the negotiation for paying your debt.2  This will have a more positive affect on your financial record.ven after a creditor writes off your debt, you are still responsible for payment. A creditor can use in-house staff or a collection agency to try to recoup their rightful payment. It is in your best financial interest to attempt to remove charge offs from your credit report.