Re: Hardship Allowance and Risk Levels. There is large survey that is filled out for each location. Points are allocated and depending on the number of points the level is determined. The ones I got to complete when I was deployed to a remote location was hard copy.
noun karÂ·ma \ËkÃ¤r-mÉ also ËkÉr-\. : the force created by a person's actions that is believed in Hinduism and Buddhism to determine what that person's next life will be like. : the force created by a person's actions that some people believe causes good or bad things to happen to that person.
Karma is about all that a person has done, is doing and will do. Karma is not about punishment or reward. It makes a person responsible for their own life, and how they treat other people. The Theory of Karma is a major belief in Hinduism, Ayyavazhi, Sikhism, Buddhism, and Jainism. All living creatures are responsible for their karma - their actions and the effects of their actions.