In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
The Protagonist: 1  Is given a mission to carry out by their Mentor. 2  Will be opposed by the Antagonist as they try to complete the mission. 3  Makes a plan to complete the Mission. 4  Trains and gathers resources for the Mission. 5  Involves one or more Allies in their Mission (Optionally, there is a romance sub-plot with one of the Allies).