â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
What effects does breathing black mold have on the body? A: Black mold produces toxins called mycotoxins that can irritate the skin and air passages following exposure, notes MedicineNet. Severe reactions, such as difficulty breathing, may also develop, although this is uncommon. Allergic reactions, such as sneezing, tearing, coughing and wheezing, are the most common bodily effects related to mold exposure. Continue Reading. Black mold is greenish-black in color and typically found indoors.