â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
1 Two of the better-known toxic molds include Stachybotrys chartarum (black mold), which can cause everything from headaches to cancer, and Aspergillus, which can cause severe lung infections, or progress to whole-body infections.2  Mold is particularly dangerous for infants and children.he color of a mold generally has to do with the spores it produces, and has no bearing on whether it is dangerous or not. There are some white molds that grow on walls and other surfaces that can be just as bad as the harmful black molds.. Mycotoxin poisoning by Stachybotrys is referred to as stachybotryotoxicosis.