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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
When the bonds are purchased between November 2008 Through April 2009, Series I, the Average Interest Rate for these Savings Bonds are 5.64%, Series EE to Earn 1.30% Fixed Rate. The Average Return for Savings Bonds is currently on the decline.