In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
Now we come to Nemesis. Nemesis is the goddess of fate and retribution. You can use many other names: revenge, vengeance and retaliation, paybackâ¦perhaps even justice. (As an aside, the Greeks called justice Dike, and it exists because of the criminal acts created by Hubris.)