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A short term loan like what the name suggest is given for a short period of time say 1 month or maximum of 60 days. Being short term in nature, the rate of interest on the amount so borrowed is very high. On an average, one can avail at a maximum of $1500 dollars in short term loans and not more than that.
Due to increasing automobile costs, auto loan lenders have recently allowed 97-month car loans. Multiple factors have caused this effect, among which lie in the overall economy and unemployment rate. Many consumers opting for a 97-month loan are simply unable to afford other payment plans, such as short term or even 65-month. However, while it may seem like the best option, Complete Auto Loans has gathered a list of setbacks and how 97-month loans can negatively affect oneâs financial stability.