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How Long Does Chapter 7 Bankruptcy Remain on Your Credit Report? A Chapter 7 bankruptcy will usually stay on your credit report for ten years. But in general, this does not prohibit you from obtaining new credit and moving on with your life. In fact, most debtors start receiving new credit card offers shortly after they receive their discharge.
Best Answer Thanks! Generally, from filing to discharge (successful completion), a Chapter 7 bankruptcy takes 4-5 months. In rare cases where there are pending motions, adversary proceedings (lawsuits), or the bankruptcy trustee finds assets to sell, the process can take several months (or even years) to complete. Michael Chekian, Esq.