â¦ This is common in self-insured health care plans. Coinsurance - A form of medical cost sharing in a health insurance plan that requires an. insured person to pay a stated percentage of medical expenses after the deductible. amount, if any, was paid. â¦ Once any deductible amount and coinsurance are paid, the insurer is responsible.
Other Diseases. Black mold has been loosely associated with the development of diseases that affect many of your bodily systems. These include infertility, brain tumors, stroke, cancer, immune disease, seizures, fever, memory loss, balance issues, acid reflux and multiple chemical sensitivities.
If your child has asthma, inhaling mold spores may trigger more frequent attacks and exacerbate the chronic lung disease. Although all types of household molds may result in such troublesome allergy symptoms, the greatest health risks for children come from toxic black molds (Stachybotrys chartarum).