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A short term loan like what the name suggest is given for a short period of time say 1 month or maximum of 60 days. Being short term in nature, the rate of interest on the amount so borrowed is very high. On an average, one can avail at a maximum of $1500 dollars in short term loans and not more than that.
For example, a 30 year fixed rate mortgage has a term of 30 years. Auto loans often have 5 or 6 year terms. However, loans can last for any number of years -- as long or short as a lender and borrower are willing to agree on.