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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Well, Nationwideâs Flex Direct account also has a 5% interest rate, and that rate applies to balances up to Â£2,500. However, the 5% rate only lasts for a year. By contrast, TSBâs 5% rate should last for the foreseeable future.If you want to earn interest on much larger balances, take a look at the Santander 123 account. It pays out 3% interest on all balances between Â£3,000 and Â£20,000.You do have to pay a Â£2 monthly fee, but given that you could earn as much Â£600 in interest over a year, itâs a good deal for many folk.The Santander account also gives you cashback on some bills â 3% on phone, internet and TV.owever, the 5% rate only lasts for a year. By contrast, TSBâs 5% rate should last for the foreseeable future. If you want to earn interest on much larger balances, take a look at the Santander 123 account. It pays out 3% interest on all balances between Â£3,000 and Â£20,000.