In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
Some death eaters include-the Malfoys (but they end up not being totally evil at the end), Bellatrix and Rodophulus Lestrange, Avery, Yaxley, Dolohov, Fenrir Greyback, Barty Crouch Jr., Igor Karkaroff, The Carrows, Umbridge...and Harry hates Severus Snape, who appears to be an antagonists until the end, when it's proven that he's a good character.