In most cases, you can get rid of credit card debt in Chapter 7 bankruptcy. Learn what happens to your credit card debt in Chapter 13 bankruptcy. If you take out a cash advance prior to bankruptcy, you might not be able to discharge the debt. Learn more.
A novation is a trilateral agreement by which an existing contract is extinguished and a new contract brought into being in its place. Indeed, for an agreement to effect a valid novation the appropriate consideration is the discharge of the original debt in return for a promise to perform some obligation.
Definition: Sonification (by Thomas Hermann, ICAD 2008 paper (pdf, 340k)) ( 1 A) the sound reflects properties / relations in the input data. ( B) the transformation is completely systematic. This means that there is a precise definition of how interactions and data cause the sound to change.