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The 0.01% interest rate offered with this savings account is about 0.12% lower than the market average interest rate. A high-yield savings account will provide better returns on your deposits.
Step Rate CD: 36 months. The Super Six Step Rate CD is a 36-month certificate of deposit with an interest rate that increases every six months during its term. The rate for each six-month period is disclosed when the account is opened. At the end of each period, there is a ten-day window where the funds may be accessed without penalty.