In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
The fact is that, if we are to consider who are enemies are, on a day-to-day basis, then they are any person who deliberately wishes us harm - and this person could just as easily be female as male. Sadly some men hurt other men; some men hurt women; some women hurt other women; some women hurt men. THAT is how it is.