Guard Dunham: [after breaking off a long run, storms up to Megget] That's how a white man runs the football! Earl Megget: Man, you lucky I ain't on defense. I'd crack you in that egg-ass head of yours! Guard Dunham: Yeah, but you ain't on defense.
COBRA coverage must be allowed by group insurers covering 20 or more employees. The coverage is available if you are voluntarily or involuntarily terminated for any reason other than gross misconduct. It can also apply if you face a substantial loss of hours.
The employee has to pay the full premium at the employer-negotiated group rate, which is typically less expensive than it would be to buy an individual policy on the open market. COBRA Coverage. Private employers must comply with COBRA if they have at least 20 employees. (Smaller employers may be covered by a similar state law.) Employees who are covered by the employer's health insurance plan on the day before a qualifying event -- an event that would cause them to lose their coverage, such as a layoff, cut in hours, or divorce from a spouse -- are eligible to continue their benefits through COBRA.