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1 For patients covered by health insurance, out-of-pocket cost for an emergency room visit typically consists of a copay, usually $50-$150 or more, which often is waived if the patient is admitted to the hospital. 2  Depending on the plan, costs might include coinsurance of 10% to 50%.
Such astronomical prices are indeed seen, according to a NIH-funded study published today in PLOS ONE: The median ER visit costs 40 percent more than what the average American pays in monthly rent. But the discrepancy in ER charges is so great, according to the study's authors, that patients have no way of knowing how much they can expect to be billed. The average cost of a visit to the ER for over 8,000 patients across the U.S. was $2,168. But the interquartile range (IQR), which represents the difference between the 25th and 75th percentile of charges, was $1,957 -- meaning many patients were paying a lot more or a lot less than that.