For individuals looking for tax diversification in retirement, the Roth IRA is one of the few buckets they can create that ensures that they have a stream of tax-free income in retirement, says Ken Hevert, senior vice president of personal and small business retirement products at Fidelity Investments.
Incolay Stone Boxes. I ncolay Stone is a complex combination of quart based minerals such as Rose Quartz, Sapphire Blue, Sardonyx, Carnelian, Onyx and Banded Agate, combined to produce these elegant pieces.
How to Clean Incolay Stone. An incolay bas-relief sculpted jewelry box or piece of decorative artwork can be a treasured heirloom. The fine detail of delicately sculptured layered stone is a testament to exquisite craftsmanship, but a buildup of dust and film can make the incolay piece look dull. Incolay material is made of natural minerals melded together and carved with cameo-making techniques.