In addition, no individual may be a debtor under chapter 13 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. 11 U.S.C. Â§Â§ 109, 111.
The Nemeses (singular: Nemesis) are randomly named enemies in Sauron's Army that are generated uniquely with each playthrough of the game. Each nemesis has their own personality and will rise or fall within their social structure as the game progresses.
Often, at least one of these supervillains will be the superhero's archenemy. Some long-running superheroes such as Superman, Batman, Wonder Woman, Captain America, Spider-Man, Iron Man, Captain Marvel, and Shazam have a rogues gallery of recurring enemies. Superheroes sometimes will combat such threats as aliens, supernatural entities, and even ideological enemies such as Nazis.