Red imported fire ants. The red imported fire ant (Solenopsis invicta), or simply RIFA, is one of over 280 species in the widespread genus Solenopsis. It is native to South America but it has become both a pest and a health hazard in the southern United States as well as a number of other countries.
Professional Indemnity insurance was designed for professionals who provide advice or a service to their customers. It is designed to protect you against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of professional duty in the course of your business.
As such, it's important to have professional indemnity insurance cover in place â even between contracts or work â to ensure your business is protected. All Markel Direct professional indemnity insurance policies are on a 'claims made' basis.he graphic designer's professional indemnity insurance policy covered their legal costs and compensation payments to the client, a total cost of over Â£3,000. The client didn't pursue their claim for the full cost of the labels; if they had, the claim could have cost as much as Â£100,000.