Two factors come into play: First, good quality applicators do a better job of applying paint, and more uniformly, than poor applicators. As a result, they achieve better hide, or coverage. Second, painting technique is a factor that could contribute to overspreading the product.
Liquidation and Free Riding. A liquidation violation occurs when the client sells a security to satisfy a cash obligation for the purchase of a different security after trade date. This is a violation because the sale of the second security will not be settled by the time the first purchase settles.
Holds are imposed so that the processor can investigate potential fraud and protect cardholders. There are two basic reasons that cause a processor to apply a hold to a merchant account. The first is breaking terms agreed upon in the merchant service agreement. The second is suspicious processing behavior.