Red imported fire ants. The red imported fire ant (Solenopsis invicta), or simply RIFA, is one of over 280 species in the widespread genus Solenopsis. It is native to South America but it has become both a pest and a health hazard in the southern United States as well as a number of other countries.
Professional Indemnity insurance was designed for professionals who provide advice or a service to their customers. It is designed to protect you against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of professional duty in the course of your business.
Professional Indemnity Explained. Professional Indemnity Insurance is designed for professionals who provide advice or a service to their customers. If a mistake or omission occurs in the course of your work that results in a loss for your client then they may take legal action against you to recover their losses.