Credit scoring models consider tax liens very negative, and they can have an effect on credit scores similar to bankruptcy or judgments. The Taxpayer Advocate noted in its report to Congress that as of March 2013, the IRS had filed 307,842 NFTLs.
Leaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.eaf mold is a form of compost produced by the fungal breakdown of shrub and tree leaves, which are generally too dry, acidic, or low in nitrogen for bacterial decomposition.
Leaf mold has several uses in the garden. You can dig or till it into garden beds to improve soil structure and water retention. You can use it as mulch in perennial beds or vegetable gardens. It's also fabulous in containers, due to its water retaining abilities. Leaf mold is simple, free, and effective.ow to Make Leaf Mold. There are two popular ways to make leaf mold, and both are ridiculously simple. The one thing you'll need to keep in mind is that leaf mold doesn't happen overnight. Leaves are basically all carbon, which takes a lot longer to break down than nitrogen-rich materials such as grass clippings.